We had navigation logs, engine logs, bridge logs, radio logs, pretty much logs for everything. And, those were required to be accurate. Even the Boatswain mates had their own logs. Their log, however, I would question...
In 1979, it didn't matter - I was in 9th grade working at a tech company on weekends. I was more interested in the girls at school who were my age than the women at work.
Most rewrite your resume for their particular style and, as you noted, to remove personal contact information.
Good recruiters won't change the fundamental nature of your resume. Still, you should ask to see a copy of what they are submitting to avoid situations like you encountered.
Sorry if my having experience and relating what I have learned when forced into the new employment market makes me sound like Grandpa Simpson. I will tell you to go read the statistics which indicate that 91% of tech recruiters are female, under 30 and single. And, maybe read the entire part inside the parenthesis next time - pretty tongue-in-cheek. Why must a guy put a;-) to indicate they are being sarcastic?.
If you are in school, use the employment resources they offer (i.e. co-ops) and strengthen your resume. If already working, optimize your resume. There are plenty of resources (free and paid) to help you do that. You want a modern CV.
I would also suggest using social media such as LinkedIn. Find others you know, professionally, link with them and then see if they are linked to a recruiter. Then, request to link with those you find interesting. Very few will reject you. Or, you can send them a message and introduce yourself. Act and post intelligently. They WILL find you.
Create a profile on, say, Dice with an updated resume and indicate what you are looking for and available. They WILL find you.
You obviously CAN'T read, have tunnel vision, have an axe to grind, or simply are unable to comprehend when something is said tongue in cheek, twit.
As someone who has been working for 30+ years, I think I have a right to be selective in with whom I work and in what positions are appropriate for me and my family. I have learned how to work with recruiters - they work for me and I help them get paid. I EXPECT them to do their job and duty for both me and their corporate client. And, this has been my experience which I have imparted on you younglings.
I have NEVER had an issue with getting a job or keeping one until 2011 when the company I worked for was sold and quickly discovered how other companies view employees has changed. Hard lesson to learn for somebody who never worried about where his next paycheck would originate. It took six months the first time. And, I am gainfully employed having spent less 0 business days looking after the layoff of a whole division. So, no, I don't think am not a relic by any stretch.
Since 1979, I have been employed, able to move between jobs, in high demand and able to ignore recruiters. It wasn't until 2011 when I experienced my first layoff that I had to give recruiters serious consideration as the entire employment landscape had changed.
I have had to figure out how to work with recruiters - understand how they work and separate the chaff from the wheat.
Recruiters come in many different flavors. The younger tech worker will. more likely than not, deal with younger and less experienced recruiters. More experienced prospectives get handed off to the more established recruiters. And, since they get a commission based on things like the salary of the hire, to the victors go the spoils, right? The less experienced have to deal with more perspectives in order to earn enough for a bite to eat. It makes them hungry. And, it can make them rude.
One thing you should never do is piss them off. Yes, you can be blacklisted very quickly. Given how many corporations use recruiters and how frequently they change firms, that blacklist can follow you around and persist based on whether they record your transgression in their systems or not.
You need to stay on top of the recruiter (sounds promising given how many good looking ladies work in the field...good luck with that) and watch how they modify YOUR resume. They WILL rewrite your resume in their style and draw from what you submit to them. You HAVE the RIGHT to see what it is that they are submitted to their client on your behalf. Ask for it. Also, ask for a limited right to represent. More reputable firms will only hold you to a given position - not lock you out or blindly send your resume. But, get it in writing before you sign on so you can work with other recruiters for different positions and companies.
Make yourself accessible but not overly accessible. I use Google Voice to take recruiter calls. It lets me weed out those who I have an established relationship with (and, who I have given my cell number) and those cold calling me. The call transcripts the GV produces can be rather humourous as a by product - good for a laugh. I thought about publishing some of the funnier transcripts (Hi.my name is , I think I am a recruiter).
I ignore most emails from recruiters from those that exhibit too much familiarity, poor grammar, provide limited details, ask for too much information (no, I AM NOT going to give you my salary history for the past 30+ years, my SSN, or my first born) or don't respect simple things like my geographic location or skillset. Additionally, while I might not respond to every email, I do look at the more promising ones to see if two or more emails appear to represent the same position. In one situation, I had three recruiters from three different offshore firms trying to represent me for the same position with the State for a mobile architect. One would say the position was at $55/hr and 6 month duration and another would say it's $70/hr for 12 month CTH while another was saying it offered $85/hr for 12 months (no, CTH). Yes, the were for the EXACT same position (they cut and paste from the same feed). And, when I spoke with a firm in the State and asked if they knew about this position, I found out that the State was actually paying $110hr, it was 6 months (6 months left in the fiscal year), but expected the contract to be renewed for another year. So, it makes sense to shop around.
When you find a recruiter that seems like a good match, work with them. And, keep them on file. I still get calls from many of them hoping I am willing to leave my current employer - I will listen and consider even if it really isn't in the cards. They have gotten to know me. They are keepers. If they change firms, find out where they have gone. I have a short list of those I will seek out if my situation changes again.
As for job sites such as DICE and MONSTER. I have found DICE to be pretty good at sending job descriptions that better match what I might
I was thinking along those same lines - they compared CurrentC to ApplePay. But, there is another player in field which meets the needs of Android users much as ApplePay for iOS does.
Both ApplePay and Google Wallet protect the consumer and keep them in mind such as by using the protections afforded in the use of a credit card. CurrentC is focused on the mercantile experience and puts all liability for fraudulent transactions squarely on the consumer. Using CurrentC, with its direct access to your checking and bank accounts as well as to your health information, you entire identity could be stolen along with your life savings. This breach highlights why they should not be trusted with your information even if no financial data was compromised this time around (they aren't live yet, right?).
Of course, Apple and Google can shut CurrentC down before they even get out of the starting gate - simply ban them from the app stores. This would prevent the software from being installed on anything iOS other than a jailbroken device. And, if Google choose not to allow it in the store, the only means to install it would be a side-install. Without an ability to have the consumer to install it, it will die pretty quick. Merchants would be forced to reconsider their strategy or face more competition from those merchants who demonstrate a willingness to protect the consumer and use one of the more anonymous systems such as ApplePay or Google Wallet.
As for merchants who say they won't accept credit cards - they do so at their own risk. To me, the smarter move would have been to work with Apple and Google and develop a system that meets merchant needs while protecting the consumer AND get it installed on the widest range of machines. Or, maybe, just rethink their business model.
You can get the DOB for many people online. Once you have their name, address, ssn, finding or figuring out the DOB is pretty straight forward. If they are able to use your Driver's license for ID purposes, they can also access your DOB.
Seeing how retailers have exposed me to identity theft in the past (by NOT checking ID when somebody opened up accounts) and recent hacks, I don't trust retailers to keep my CC and other personal info (or my health data).
Will I use CurrentC? Hell no.
Let's hope Android and Apple users elect to boycott use of CurrentC if and when it becomes available.
Sorry about your close friend and her "vacation" time. Tell me again about the "Do No Harm" portion of a doctor's oath? Putting the public welfare at risk has to be weighed against someone who elects to travel to an affected area. We already have seen that medical "professionals" can not be trusted to detect possible signs of the disease or self-quarantine when it comes to their personal convenience. And, we have seen that many medical facilities do not have proper protocols and capabilities in place to handle such a threat. While I think the DWOB program is great in its mission, it is also a voluntary effort. Placing oneself at risk as well and limiting their "vacations" is a personal decision and not one that outweighs public safety upon their return to their host country. At home quarantine for those who worked with affected patients, provided needs are met, is suitable. Others travelling from affected regions can be checked for symptoms and quarantined only if they start to develop symptoms. For those caught in the newly implemented policy, my sympathies, but they need to understand why it is considered a necessity and their needs considered on a case-by-case basis. For those travelling after the quarantine is known to be in effect, they need to plan better.
They quarantine dogs for 21 days for this disease - even put them down "just in case" because dogs "might" be carriers. Not suggesting we put anyone down, but if we have to wait 21 days for animals in quarantine because of the incubation period, why can't we expect the same of humans?
And, BTW, you can be the one to clean the facility and all the bowling balls, subway cars and whatever else an infected person has come in contact with since you think a few cans of Lysol will do. Sweat, last I checked, is a bodily fluid. Since this tends to be on the fingers of bowlers, it requires a bit more than just a few cans of Lysol to adequately sterilize those bowling bowls.
The idea that CVS, RiteAid and other retail stores are taking the stance against 3rd Party NFC payment solutions struck me, initially, negatively as well. However, as a customer of CVS, I think I can see why they, at least, are opposed to Apple Pay and Google Wallet. The reason? Anonymity of the purchase.
CVS has a model where a customer is asked to present their CVS ExtraCare card. If you don't have it with you, they can look it up by phone number. Barring that , they can swipe a store card. The customer's purchases are discounted if they have earned enough ExtraCare points and they receive ExtraCare coupons based on their ExtraCare card. To a consumer, those ExtraCare coupons are golden and develop brand loyalty.
Naturally, CVS is tracking how and what the customer purchases. Linking the CC number to the holder's ExtraCare card makes sense to them. Using Apple Pay or GW eliminates all personally identifiable information during the transaction. This breaks their model at the POS terminal.
One solution is to develop a mobile app for each of the platforms they wish to support. Apple has made it difficult to track users by device during recent changes to their privacy policy. Things like the UUID, VendorID or AdvertiserID have been either eliminated or their use highly controlled. And, of course, VendorID and and AdvertiserID can be reset by the user limiting their use as a tracking mechanism.
Somehow, during the NFC payment process, with all personal details stripped out of the transaction, there remains the need to transmit the user's id (like how Starbucks integrates with ApplePay and still presents a barcode that can be scanned at the POS and the account debited. I haven't analyzed their barcode myself. But, I would think that they present the Starbucks userid in some form - they seem to know what name to put the order and personalize the experience.
The downside to the approach is that the vendor has to maintain gift card info (with balances) and, possibly, the CC info (for auto-reloads, etc). Given the number of compromised POS systems at the retail outlets, they need to find a happy medium between their business model and consumer privacy and protection. We, on the other hand, prefer to have them side more with consumer privacy and protection. This is why we like Apple Pay and Google Wallet or even services such as Stripe which anonymize the CC info and protect our privacy and payment accounts.
A simple solution, if one is using magstripe cards, is to use something like Google Authenticator associated with the card. At time of payment, the user is required to enter a PIN (optional) and/or present the Google Authenticator value for their card (secret issued by the bank). This could be presented as a barcode and scanned by the POS. Heck, the CC info could be included in the barcode saving a step. The card and auth token are validated by the CC company before permitting the transaction to go through. If the connection is down, then the user must present a valid form of ID and the card so it can be processed the old fashioned way. If a user has a rewards card, they can either present it manually or have it included in the barcode displayed by a custom app. If the user loses their phone or physical card, they can simply go the bank's site, report the card or device stolen, and get a new secret key issued. This would, immediately, make the CC number useless as they won't be able to generate the time based token. On the flip side, it will make hacking a CC company's system a lot more valuable.
I don't know what, exactly, gets exchanged by the NFC terminal between it and a device. If customer info can be exchanged in the process of making the payment, it could prevent those retailers trying to develop their own solution and make them receptive to accept Apple Pay and GW.
Why it's wrong that we don't require a mandatory 21 day quarantine for anyone travelling from these countries if we truly want to stop the virus from ever getting a hold?
Top it off - this guy went bowling while starting to show symptoms (thus, contagious). Who is going to replace and pay for EVERY bowling ball? What about decontamination of the facility? If I were the owner, I'd be pretty pissed off.
If you had watched the keynote, you would have seen this on the infographic that was displayed. The improvement in processing and, more specifically, the graphics processing is like the difference between light and day in mid-latitudes. Heck, my iPhone 5 can render things that my original iPad can't even load (probably, due to its limited 256MB RAM vs 1GB RAM of the iPhone 5).
But, yeah...12x over the original iPad doing what? That metric really didn't make sense...like saying my current desktop processor is 3K faster than my original 8088 in my IBM PC or 10K faster than the 6502. Funny thing...back then, they were considered blazingly fast. Software continues to grow more bloated and sophisticated to take advantage of the greater bandwidth and processing speeds. If not, my original iPad wouldn't crash when trying to load a javascript laden website. Today's development tools and languages encourage that behavior.
Why was the parent post modded to -1? The fact is that they are correct - unless your iPhone is jailbroken. The sandbox prevents unsigned apps from being installed. And, apps that do get installed have limited access to the rest of the file system. At least that's the way it worked prior to iOS 8.
The walled garden is both a curse and a blessing - depends on how you look at it.
I suggest you read up on the technology. You could take a look at Swipe as I think it's probably the closest pre-Apple Pay implementation to what Apple Pay is (Swipe, IS an Apple Pay provider, however). Banks are jumping onboard now that the technology appears secure. Apple claims another 500 banks have joined since last month.
Your card details are stored within a secure chip on the iPad. When you make a purchase, the card info hits the CC provider and a token is returned for THAT transaction. That is passed to the vendor who completes the charge and sends it to the CC processor. The CC Processor sends back a response to the vendor that transaction is completed and then a response is sent to the customer.
You can manually enter your CC info or take a picture of it using the iOS device. That image, is verified by the bank/CC company and then the information is loaded into the secure chip.
The beauty is that your CC info is only exchanged with the bank.
If your device is stolen, you can immediately render the CC info stored in it useless by logging into your iCloud account (I would assume, you have 2 factor authentication turned on - which I think Apple is now requiring).
I don't know how this compares to PayPal or Google Wallet as I don't use them. I do know that Apple has made it easy to add Apple Pay to apps and websites, and the user experience counts provided the security holds up. PayPal still looked a complex mess when I viewed the API last month.
I have to assume you and the original poster didn't watch the keynote.
The main processor is 12x faster than the original iPad (which, I still own and use). Graphics are 140x faster with the new graphics processor.
However, what the original poster DIDN'T say is gain in 2x+ performance over last year's iPad Air and the drop in pricing for comparable versions. The demonstrated photo processing apps were seemless. They also didn't indicate whether the new devices have more RAM or not. 1 GB has worked well. But, there were rumors of 2 GB.
No NFC either. Apple Pay is for "internet" purchases and not POS.
Nothing stood out to me as a "gotta have" this time around. While the iMac Retina has been improved and the screen is amazing, my 2009 iMac still works great (thought, I might replace the HD with an SSD). My iPad still works but pisses me from time to time when trying to load a web page that requires too much memory. My next "upgrade", when and *if* I can afford it, will be for the new iPad Air 2 as the original is something I still use every day.
I agree. I had an offer in hand when I got THEIR IP policy. They wanted the ability to claim anything I thought of while in their employ and for two years after as THEIR IP. I listed the projects I was already working on. The offer died in legal after two weeks.
One idea I had been working on showed up in the App Store one month after I discussed it with them. The developer was a former employee of the company. My idea was unique. It had value. And, someone with more resources was able to capitalize on my idea before I could.
I had no recourse as the system wasn't yet patent pending and the developee no longer worked for the company. I found out via his profile on LinkedIn and he was offshore.
My advise, if you have IP, protect it. If they want you and your patented ideas, make the licensing part of the agreement. You decide what is fair market value
While I don't partucilarly like sw parents, you are entitled to protect what you invent. Don't let anyone tell you otherwise.
You still need to shell out $100 month for either an iOS or OSX developer's membership if you actually plan to deploy your developed software in either the App Store or the Mac App Store.. Still, that's a pretty small price to pay to have your app certified and made readily available to potential consumers of your app.
Where the difficulty comes from and costs go up is in figuring out how to differentiate your app from all the others (or, just to get noticed). And, you have to worry about knock-offs deciding to charge $0.99 against your $4.99 or even $49.99 product.
You actually have to have real business, marketing and sales plans - which implies knowing to run a small business - to survive after the initial app store "gold rushes". This demands a level of commitment above and beyond what most "coders" have in order to actually eek out a living or more - it's why they are called entrepreneurs or business owners.
Oh, come on moderators! I actually laughed when I read this comment (even if it was from an A/C)...It tied in perfectly with the the parent comment.
I can't help myself!!!
Now, that's funny (Yes, I served).
We had navigation logs, engine logs, bridge logs, radio logs, pretty much logs for everything. And, those were required to be accurate. Even the Boatswain mates had their own logs. Their log, however, I would question ...
In 1979, it didn't matter - I was in 9th grade working at a tech company on weekends. I was more interested in the girls at school who were my age than the women at work.
Most rewrite your resume for their particular style and, as you noted, to remove personal contact information.
Good recruiters won't change the fundamental nature of your resume. Still, you should ask to see a copy of what they are submitting to avoid situations like you encountered.
Sorry if my having experience and relating what I have learned when forced into the new employment market makes me sound like Grandpa Simpson. I will tell you to go read the statistics which indicate that 91% of tech recruiters are female, under 30 and single. And, maybe read the entire part inside the parenthesis next time - pretty tongue-in-cheek. Why must a guy put a ;-) to indicate they are being sarcastic?.
If you are in school, use the employment resources they offer (i.e. co-ops) and strengthen your resume. If already working, optimize your resume. There are plenty of resources (free and paid) to help you do that. You want a modern CV.
I would also suggest using social media such as LinkedIn. Find others you know, professionally, link with them and then see if they are linked to a recruiter. Then, request to link with those you find interesting. Very few will reject you. Or, you can send them a message and introduce yourself. Act and post intelligently. They WILL find you.
Create a profile on, say, Dice with an updated resume and indicate what you are looking for and available. They WILL find you.
Good Luck!
Yup. Good anecdote.
Trick is figuring out which ones are worth working with and those that are not. When you find one that's good, you keep them in your contact list.
You obviously CAN'T read, have tunnel vision, have an axe to grind, or simply are unable to comprehend when something is said tongue in cheek, twit.
As someone who has been working for 30+ years, I think I have a right to be selective in with whom I work and in what positions are appropriate for me and my family. I have learned how to work with recruiters - they work for me and I help them get paid. I EXPECT them to do their job and duty for both me and their corporate client. And, this has been my experience which I have imparted on you younglings.
I have NEVER had an issue with getting a job or keeping one until 2011 when the company I worked for was sold and quickly discovered how other companies view employees has changed. Hard lesson to learn for somebody who never worried about where his next paycheck would originate. It took six months the first time. And, I am gainfully employed having spent less 0 business days looking after the layoff of a whole division. So, no, I don't think am not a relic by any stretch.
Since 1979, I have been employed, able to move between jobs, in high demand and able to ignore recruiters. It wasn't until 2011 when I experienced my first layoff that I had to give recruiters serious consideration as the entire employment landscape had changed.
I have had to figure out how to work with recruiters - understand how they work and separate the chaff from the wheat.
Recruiters come in many different flavors. The younger tech worker will. more likely than not, deal with younger and less experienced recruiters. More experienced prospectives get handed off to the more established recruiters. And, since they get a commission based on things like the salary of the hire, to the victors go the spoils, right? The less experienced have to deal with more perspectives in order to earn enough for a bite to eat. It makes them hungry. And, it can make them rude.
One thing you should never do is piss them off. Yes, you can be blacklisted very quickly. Given how many corporations use recruiters and how frequently they change firms, that blacklist can follow you around and persist based on whether they record your transgression in their systems or not.
You need to stay on top of the recruiter (sounds promising given how many good looking ladies work in the field...good luck with that) and watch how they modify YOUR resume. They WILL rewrite your resume in their style and draw from what you submit to them. You HAVE the RIGHT to see what it is that they are submitted to their client on your behalf. Ask for it. Also, ask for a limited right to represent. More reputable firms will only hold you to a given position - not lock you out or blindly send your resume. But, get it in writing before you sign on so you can work with other recruiters for different positions and companies.
Make yourself accessible but not overly accessible. I use Google Voice to take recruiter calls. It lets me weed out those who I have an established relationship with (and, who I have given my cell number) and those cold calling me. The call transcripts the GV produces can be rather humourous as a by product - good for a laugh. I thought about publishing some of the funnier transcripts (Hi .my name is , I think I am a recruiter).
I ignore most emails from recruiters from those that exhibit too much familiarity, poor grammar, provide limited details, ask for too much information (no, I AM NOT going to give you my salary history for the past 30+ years, my SSN, or my first born) or don't respect simple things like my geographic location or skillset. Additionally, while I might not respond to every email, I do look at the more promising ones to see if two or more emails appear to represent the same position. In one situation, I had three recruiters from three different offshore firms trying to represent me for the same position with the State for a mobile architect. One would say the position was at $55/hr and 6 month duration and another would say it's $70/hr for 12 month CTH while another was saying it offered $85/hr for 12 months (no, CTH). Yes, the were for the EXACT same position (they cut and paste from the same feed). And, when I spoke with a firm in the State and asked if they knew about this position, I found out that the State was actually paying $110hr, it was 6 months (6 months left in the fiscal year), but expected the contract to be renewed for another year. So, it makes sense to shop around.
When you find a recruiter that seems like a good match, work with them. And, keep them on file. I still get calls from many of them hoping I am willing to leave my current employer - I will listen and consider even if it really isn't in the cards. They have gotten to know me. They are keepers. If they change firms, find out where they have gone. I have a short list of those I will seek out if my situation changes again.
As for job sites such as DICE and MONSTER. I have found DICE to be pretty good at sending job descriptions that better match what I might
The Church preaches that if I'm good and just believe, I'll get one someday. Still waiting.
I was thinking along those same lines - they compared CurrentC to ApplePay. But, there is another player in field which meets the needs of Android users much as ApplePay for iOS does.
Both ApplePay and Google Wallet protect the consumer and keep them in mind such as by using the protections afforded in the use of a credit card. CurrentC is focused on the mercantile experience and puts all liability for fraudulent transactions squarely on the consumer. Using CurrentC, with its direct access to your checking and bank accounts as well as to your health information, you entire identity could be stolen along with your life savings. This breach highlights why they should not be trusted with your information even if no financial data was compromised this time around (they aren't live yet, right?).
Of course, Apple and Google can shut CurrentC down before they even get out of the starting gate - simply ban them from the app stores. This would prevent the software from being installed on anything iOS other than a jailbroken device. And, if Google choose not to allow it in the store, the only means to install it would be a side-install. Without an ability to have the consumer to install it, it will die pretty quick. Merchants would be forced to reconsider their strategy or face more competition from those merchants who demonstrate a willingness to protect the consumer and use one of the more anonymous systems such as ApplePay or Google Wallet.
As for merchants who say they won't accept credit cards - they do so at their own risk. To me, the smarter move would have been to work with Apple and Google and develop a system that meets merchant needs while protecting the consumer AND get it installed on the widest range of machines. Or, maybe, just rethink their business model.
On "The Big Bang Theory". Mine is Penny. LOL
Oh...you know it!!!! Solves the problem instantly...DOA!!!!
You can get the DOB for many people online. Once you have their name, address, ssn, finding or figuring out the DOB is pretty straight forward. If they are able to use your Driver's license for ID purposes, they can also access your DOB.
Seeing how retailers have exposed me to identity theft in the past (by NOT checking ID when somebody opened up accounts) and recent hacks, I don't trust retailers to keep my CC and other personal info (or my health data).
Will I use CurrentC? Hell no.
Let's hope Android and Apple users elect to boycott use of CurrentC if and when it becomes available.
Sorry about your close friend and her "vacation" time. Tell me again about the "Do No Harm" portion of a doctor's oath? Putting the public welfare at risk has to be weighed against someone who elects to travel to an affected area. We already have seen that medical "professionals" can not be trusted to detect possible signs of the disease or self-quarantine when it comes to their personal convenience. And, we have seen that many medical facilities do not have proper protocols and capabilities in place to handle such a threat. While I think the DWOB program is great in its mission, it is also a voluntary effort. Placing oneself at risk as well and limiting their "vacations" is a personal decision and not one that outweighs public safety upon their return to their host country. At home quarantine for those who worked with affected patients, provided needs are met, is suitable. Others travelling from affected regions can be checked for symptoms and quarantined only if they start to develop symptoms. For those caught in the newly implemented policy, my sympathies, but they need to understand why it is considered a necessity and their needs considered on a case-by-case basis. For those travelling after the quarantine is known to be in effect, they need to plan better.
They quarantine dogs for 21 days for this disease - even put them down "just in case" because dogs "might" be carriers. Not suggesting we put anyone down, but if we have to wait 21 days for animals in quarantine because of the incubation period, why can't we expect the same of humans?
And, BTW, you can be the one to clean the facility and all the bowling balls, subway cars and whatever else an infected person has come in contact with since you think a few cans of Lysol will do. Sweat, last I checked, is a bodily fluid. Since this tends to be on the fingers of bowlers, it requires a bit more than just a few cans of Lysol to adequately sterilize those bowling bowls.
The idea that CVS, RiteAid and other retail stores are taking the stance against 3rd Party NFC payment solutions struck me, initially, negatively as well. However, as a customer of CVS, I think I can see why they, at least, are opposed to Apple Pay and Google Wallet. The reason? Anonymity of the purchase.
CVS has a model where a customer is asked to present their CVS ExtraCare card. If you don't have it with you, they can look it up by phone number. Barring that , they can swipe a store card. The customer's purchases are discounted if they have earned enough ExtraCare points and they receive ExtraCare coupons based on their ExtraCare card. To a consumer, those ExtraCare coupons are golden and develop brand loyalty.
Naturally, CVS is tracking how and what the customer purchases. Linking the CC number to the holder's ExtraCare card makes sense to them. Using Apple Pay or GW eliminates all personally identifiable information during the transaction. This breaks their model at the POS terminal.
One solution is to develop a mobile app for each of the platforms they wish to support. Apple has made it difficult to track users by device during recent changes to their privacy policy. Things like the UUID, VendorID or AdvertiserID have been either eliminated or their use highly controlled. And, of course, VendorID and and AdvertiserID can be reset by the user limiting their use as a tracking mechanism.
Somehow, during the NFC payment process, with all personal details stripped out of the transaction, there remains the need to transmit the user's id (like how Starbucks integrates with ApplePay and still presents a barcode that can be scanned at the POS and the account debited. I haven't analyzed their barcode myself. But, I would think that they present the Starbucks userid in some form - they seem to know what name to put the order and personalize the experience.
The downside to the approach is that the vendor has to maintain gift card info (with balances) and, possibly, the CC info (for auto-reloads, etc). Given the number of compromised POS systems at the retail outlets, they need to find a happy medium between their business model and consumer privacy and protection. We, on the other hand, prefer to have them side more with consumer privacy and protection. This is why we like Apple Pay and Google Wallet or even services such as Stripe which anonymize the CC info and protect our privacy and payment accounts.
A simple solution, if one is using magstripe cards, is to use something like Google Authenticator associated with the card. At time of payment, the user is required to enter a PIN (optional) and/or present the Google Authenticator value for their card (secret issued by the bank). This could be presented as a barcode and scanned by the POS. Heck, the CC info could be included in the barcode saving a step. The card and auth token are validated by the CC company before permitting the transaction to go through. If the connection is down, then the user must present a valid form of ID and the card so it can be processed the old fashioned way.
If a user has a rewards card, they can either present it manually or have it included in the barcode displayed by a custom app. If the user loses their phone or physical card, they can simply go the bank's site, report the card or device stolen, and get a new secret key issued. This would, immediately, make the CC number useless as they won't be able to generate the time based token. On the flip side, it will make hacking a CC company's system a lot more valuable.
I don't know what, exactly, gets exchanged by the NFC terminal between it and a device. If customer info can be exchanged in the process of making the payment, it could prevent those retailers trying to develop their own solution and make them receptive to accept Apple Pay and GW.
Why it's wrong that we don't require a mandatory 21 day quarantine for anyone travelling from these countries if we truly want to stop the virus from ever getting a hold?
Top it off - this guy went bowling while starting to show symptoms (thus, contagious). Who is going to replace and pay for EVERY bowling ball? What about decontamination of the facility? If I were the owner, I'd be pretty pissed off.
for the rest of us...one percenters!!!!!
If you had watched the keynote, you would have seen this on the infographic that was displayed. The improvement in processing and, more specifically, the graphics processing is like the difference between light and day in mid-latitudes. Heck, my iPhone 5 can render things that my original iPad can't even load (probably, due to its limited 256MB RAM vs 1GB RAM of the iPhone 5).
But, yeah...12x over the original iPad doing what? That metric really didn't make sense...like saying my current desktop processor is 3K faster than my original 8088 in my IBM PC or 10K faster than the 6502. Funny thing...back then, they were considered blazingly fast. Software continues to grow more bloated and sophisticated to take advantage of the greater bandwidth and processing speeds. If not, my original iPad wouldn't crash when trying to load a javascript laden website. Today's development tools and languages encourage that behavior.
Why was the parent post modded to -1? The fact is that they are correct - unless your iPhone is jailbroken. The sandbox prevents unsigned apps from being installed. And, apps that do get installed have limited access to the rest of the file system. At least that's the way it worked prior to iOS 8.
The walled garden is both a curse and a blessing - depends on how you look at it.
I suggest you read up on the technology. You could take a look at Swipe as I think it's probably the closest pre-Apple Pay implementation to what Apple Pay is (Swipe, IS an Apple Pay provider, however). Banks are jumping onboard now that the technology appears secure. Apple claims another 500 banks have joined since last month.
Your card details are stored within a secure chip on the iPad. When you make a purchase, the card info hits the CC provider and a token is returned for THAT transaction. That is passed to the vendor who completes the charge and sends it to the CC processor. The CC Processor sends back a response to the vendor that transaction is completed and then a response is sent to the customer.
You can manually enter your CC info or take a picture of it using the iOS device. That image, is verified by the bank/CC company and then the information is loaded into the secure chip.
The beauty is that your CC info is only exchanged with the bank.
If your device is stolen, you can immediately render the CC info stored in it useless by logging into your iCloud account (I would assume, you have 2 factor authentication turned on - which I think Apple is now requiring).
I don't know how this compares to PayPal or Google Wallet as I don't use them. I do know that Apple has made it easy to add Apple Pay to apps and websites, and the user experience counts provided the security holds up. PayPal still looked a complex mess when I viewed the API last month.
I have to assume you and the original poster didn't watch the keynote.
The main processor is 12x faster than the original iPad (which, I still own and use). Graphics are 140x faster with the new graphics processor.
However, what the original poster DIDN'T say is gain in 2x+ performance over last year's iPad Air and the drop in pricing for comparable versions. The demonstrated photo processing apps were seemless. They also didn't indicate whether the new devices have more RAM or not. 1 GB has worked well. But, there were rumors of 2 GB.
No NFC either. Apple Pay is for "internet" purchases and not POS.
Nothing stood out to me as a "gotta have" this time around. While the iMac Retina has been improved and the screen is amazing, my 2009 iMac still works great (thought, I might replace the HD with an SSD). My iPad still works but pisses me from time to time when trying to load a web page that requires too much memory. My next "upgrade", when and *if* I can afford it, will be for the new iPad Air 2 as the original is something I still use every day.
I agree. I had an offer in hand when I got THEIR IP policy. They wanted the ability to claim anything I thought of while in their employ and for two years after as THEIR IP. I listed the projects I was already working on. The offer died in legal after two weeks.
One idea I had been working on showed up in the App Store one month after I discussed it with them. The developer was a former employee of the company.
My idea was unique. It had value. And, someone with more resources was able to capitalize on my idea before I could.
I had no recourse as the system wasn't yet patent pending and the developee no longer worked for the company. I found out via his profile on LinkedIn and he was offshore.
My advise, if you have IP, protect it. If they want you and your patented ideas, make the licensing part of the agreement. You decide what is fair market value
While I don't partucilarly like sw parents, you are entitled to protect what you invent. Don't let anyone tell you otherwise.
You still need to shell out $100 month for either an iOS or OSX developer's membership if you actually plan to deploy your developed software in either the App Store or the Mac App Store.. Still, that's a pretty small price to pay to have your app certified and made readily available to potential consumers of your app.
Where the difficulty comes from and costs go up is in figuring out how to differentiate your app from all the others (or, just to get noticed). And, you have to worry about knock-offs deciding to charge $0.99 against your $4.99 or even $49.99 product.
You actually have to have real business, marketing and sales plans - which implies knowing to run a small business - to survive after the initial app store "gold rushes". This demands a level of commitment above and beyond what most "coders" have in order to actually eek out a living or more - it's why they are called entrepreneurs or business owners.