That's why instead of giving creditors your ACH information so they can "pull" payments from your account, you should use your bank's online bill pay feature to "push" the payments. Sometimes that isn't a good option (e.g. when the bill is variable but the creditor refuses to send e-bills, or when they give a discount for signing up for their auto-pay system), but otherwise you should use it.
He's saying that GS bank is limited to the global elite because most Americans are the global elite. We often talk about the US 1% having obscene amounts of money, but globally-speaking, everyone making more than $35K is the 1%.
What should have happened is every employee above a certain pay grade should have been brought up on RICO charges and the corporation itself should have lost its charter and been dissolved.
The irony here is that you are clearly better at math than the ACs that keep attacking you. Only a chump keeps large amounts of money in a bank account; what the AC fails to understand is that anything beyond the 2% Patelco tier ought to be invested in the stock market (returning 7%+) instead. (Thanks for the tip about that credit union, by the way.)
His original comment was valid because pretty much nobody should be keeping large amounts of money in checking or savings accounts (unless they're saving up for a down payment on real estate). Beyond what is necessary for your liquidity needs, everything else should be invested, not merely "saved." The point is that even creimer's 3% return is chump change compared to the 7% (after inflation) average long-term returns from the stock market.
We at least sat on every mattress in the place. I can't imagine making that sort of purchase from the selection at a box store!
Costco has a really good return policy. I didn't have to worry about making a decision based on only sitting on it in the store; I could have slept on the thing for a year and then still gotten a full refund if I decided afterwards that I didn't like it.
Gas, I check the prices and I can say that Cosco is consistently in the top 5 cheapest for my area. But they're never substantially cheaper, and very rarely even the cheapest. Other chains that are about the same price (like Fred Meyer, owned by Kroger) have more locations.
Around here, Costco is often the cheapest. And when it's not, I still benefit from the 3% cash back on gas purchased elsewhere (including at Kroger) using the Costco credit card.
Its kinda hilarious to see somebody locking in their behavior by paying to sell themselves to a store
I'm not locked in. I buy from Costco when it's worthwhile, and elsewhere when it isn't. If at the end of the year I don't think I've saved enough to justify the cost of membership, Costco will refund it.
Back when I involuntarily* had cable, I accepted only the single "free" SD cable box. Then I got an HD HomeRun and when I traded in the "free" box for a CableCard, suddenly an extra credit appeared on my bill. Perhaps you're right that even the CableCard isn't free, but it's certainly the closest Comcast will let you get without further FCC intervention.
(* Comcast wanted to charge me more for Internet by itself than for Internet + basic TV that year)
The deals on food are okay, but I think what put my membership over the edge into being worth it for the last two years was a mattress (last year) and car tires (this year). And also gas.
They ought to just take the Brady Bunch, word for word, and simply apply Millenial-speak where you raise the pitch of your voice at the end of every sentence, as if you're asking a question.
Didn't Jan Brady already do that in the original? (Or maybe it was some other kind of bitchy whining...)
I admit, I have a Costco membership. Unlike Amazon, Costco's prices are generally actually cheaper enough to justify it (except for things where no-name-brand substitutions are acceptable, in which case you're better off somewhere like Aldi).
The bus driver also helps in stopping people from not paying and riding for free.
So? Other than the opinions of entitled suburbanite "I demand that you subsidize my roads but don't you dare use My Tax Dollars for transit" assholes, why not just make the fare $0? It's not as if most transit systems fund more than a small fraction of their budgets from fares anyway...
Bull. Everybody and their dog has "planned" autonomous cars and hyperloops, but that doesn't make them inventors. Musk is only different because he has the cash to execute the plans.
Just think of what could be accomplished if we didn't limit innovation to people who won the Paypal lottery...
Unfortunately, it looks like he's only talking about EV-related patents. I clicked that link hoping to find open-source plans (and ideally, source code) for retrofitting autopilot to my current car and was disappointed. : (
What we need is a concerted effort to develop Free Software distributed/federated/p2p alternatives to all the major centralized services. Not just social networks, but even things like search.
For a BizTalk server, licensing is $55000/processor for older versions and $45000/pair-of-cores for newer versions. And if you've signed up for "software assurance", you get screwed on the older versions with new-version prices after 3 years, so heaven help you if you bought the most cores you could pack into a single-CPU system 3 years ago (true story, BTW).
In other news, Microsoft apparently hates AMD (since Intel chips tend to have a smaller number of faster cores while AMD chips tend to have a larger number of slower ones).
In a sane and just society, civil court wouldn't be the right place to deal with it. In reality, this is a simple issue of theft and all the guy should have to do is file a police report and wait for the perp at Venmo to get arrested.
But of course, we live in an insane and unjust society where essential rights are allowed to be abrogated by contract law. Until we fix that, we will never progress.
The best name I've ever heard for a boat was from an episode of The Flintstones (I'd link to the scene, but Youtube wants money for it...). Fred and Barney couldn't agree with the name (one wanted something nautical; the other wanted something about the sea), so they compromized: "Nau-sea."
It's sad that many black people live in these communities for the sake of various historical artifacts of racism, including red-lining, predatory lending, discrimination in hiring and salary, etc.
FTFY.
Everyone seems to forget that the Good Reverend Martin Luther King Junior was also the Good *Doctor*, Martin Luther King Junior.
Even Dr. King lived in relatively shitty neighborhoods compared to his white PhD counterparts. He lived in Sweet Auburn because he was not allowed by the white establishment to live in Midtown or Buckhead. And when Sweet Auburn started getting too uppit... er, "affluent," that same white establishment bulldozed it to put the fucking freeway though it. That's why the Grady Curve exists -- they could have easily built the freeway straight, but that would have left "the richest Negro street in the world" intact, which was clearly an intolerable situation.
(Note: I am a native Atlantan and know very well what I'm talking about.)
My cars are 26, 20 and 18 years old and I have no plans to replace them (or at least, no plans to replace two of the three). If there are no more fossil fuels in 10 years, then I'll be running them on biofuel instead.
I'd like to know how cruising supersonic at 60,000 ft compares with cruising subsonic at 35,000 ft in terms of fuel economy (theoretically based on the best engine tech we have today, not empirically comparing Concorde vs. 777).
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That's why instead of giving creditors your ACH information so they can "pull" payments from your account, you should use your bank's online bill pay feature to "push" the payments. Sometimes that isn't a good option (e.g. when the bill is variable but the creditor refuses to send e-bills, or when they give a discount for signing up for their auto-pay system), but otherwise you should use it.
He's saying that GS bank is limited to the global elite because most Americans are the global elite. We often talk about the US 1% having obscene amounts of money, but globally-speaking, everyone making more than $35K is the 1%.
What should have happened is every employee above a certain pay grade should have been brought up on RICO charges and the corporation itself should have lost its charter and been dissolved.
The irony here is that you are clearly better at math than the ACs that keep attacking you. Only a chump keeps large amounts of money in a bank account; what the AC fails to understand is that anything beyond the 2% Patelco tier ought to be invested in the stock market (returning 7%+) instead. (Thanks for the tip about that credit union, by the way.)
His original comment was valid because pretty much nobody should be keeping large amounts of money in checking or savings accounts (unless they're saving up for a down payment on real estate). Beyond what is necessary for your liquidity needs, everything else should be invested, not merely "saved." The point is that even creimer's 3% return is chump change compared to the 7% (after inflation) average long-term returns from the stock market.
Costco has a really good return policy. I didn't have to worry about making a decision based on only sitting on it in the store; I could have slept on the thing for a year and then still gotten a full refund if I decided afterwards that I didn't like it.
Around here, Costco is often the cheapest. And when it's not, I still benefit from the 3% cash back on gas purchased elsewhere (including at Kroger) using the Costco credit card.
I'm not locked in. I buy from Costco when it's worthwhile, and elsewhere when it isn't. If at the end of the year I don't think I've saved enough to justify the cost of membership, Costco will refund it.
Back when I involuntarily* had cable, I accepted only the single "free" SD cable box. Then I got an HD HomeRun and when I traded in the "free" box for a CableCard, suddenly an extra credit appeared on my bill. Perhaps you're right that even the CableCard isn't free, but it's certainly the closest Comcast will let you get without further FCC intervention.
(* Comcast wanted to charge me more for Internet by itself than for Internet + basic TV that year)
The deals on food are okay, but I think what put my membership over the edge into being worth it for the last two years was a mattress (last year) and car tires (this year). And also gas.
Didn't Jan Brady already do that in the original? (Or maybe it was some other kind of bitchy whining...)
I admit, I have a Costco membership. Unlike Amazon, Costco's prices are generally actually cheaper enough to justify it (except for things where no-name-brand substitutions are acceptable, in which case you're better off somewhere like Aldi).
So? Other than the opinions of entitled suburbanite "I demand that you subsidize my roads but don't you dare use My Tax Dollars for transit" assholes, why not just make the fare $0? It's not as if most transit systems fund more than a small fraction of their budgets from fares anyway...
Bull. Everybody and their dog has "planned" autonomous cars and hyperloops, but that doesn't make them inventors. Musk is only different because he has the cash to execute the plans.
Just think of what could be accomplished if we didn't limit innovation to people who won the Paypal lottery...
Unfortunately, it looks like he's only talking about EV-related patents. I clicked that link hoping to find open-source plans (and ideally, source code) for retrofitting autopilot to my current car and was disappointed. : (
What we need is a concerted effort to develop Free Software distributed/federated/p2p alternatives to all the major centralized services. Not just social networks, but even things like search.
In other news, Microsoft apparently hates AMD (since Intel chips tend to have a smaller number of faster cores while AMD chips tend to have a larger number of slower ones).
Regular, obviously. The cocaine was removed from the recipe long before diet or zero were invented.
Are you trying to imply that a landline would be a good choice vs. home Internet service? A landline is more expensive these days!
In a sane and just society, civil court wouldn't be the right place to deal with it. In reality, this is a simple issue of theft and all the guy should have to do is file a police report and wait for the perp at Venmo to get arrested.
But of course, we live in an insane and unjust society where essential rights are allowed to be abrogated by contract law. Until we fix that, we will never progress.
Now that URLs support Unicode, we could always rename it U+2044 U+2024 so that the URL would look like http:///..org
Well, at least "dysnomia" sounds vaguely appropriate for something whose name was rejected...
The best name I've ever heard for a boat was from an episode of The Flintstones (I'd link to the scene, but Youtube wants money for it...). Fred and Barney couldn't agree with the name (one wanted something nautical; the other wanted something about the sea), so they compromized: "Nau-sea."
FTFY.
Even Dr. King lived in relatively shitty neighborhoods compared to his white PhD counterparts. He lived in Sweet Auburn because he was not allowed by the white establishment to live in Midtown or Buckhead. And when Sweet Auburn started getting too uppit... er, "affluent," that same white establishment bulldozed it to put the fucking freeway though it. That's why the Grady Curve exists -- they could have easily built the freeway straight, but that would have left "the richest Negro street in the world" intact, which was clearly an intolerable situation.
(Note: I am a native Atlantan and know very well what I'm talking about.)
My cars are 26, 20 and 18 years old and I have no plans to replace them (or at least, no plans to replace two of the three). If there are no more fossil fuels in 10 years, then I'll be running them on biofuel instead.
I'd like to know how cruising supersonic at 60,000 ft compares with cruising subsonic at 35,000 ft in terms of fuel economy (theoretically based on the best engine tech we have today, not empirically comparing Concorde vs. 777).
Is the Mona Lisa mathematics?