Are you really so gullible as to believe those lies? And you have no clue if you think 'interest-only' loans were the worst of it. Some mortgage lenders were giving out mortgages where your principle increased each month... supposedly not as fast as the market value of your home increased, cuz markets never change direction right?
And I havent even touched upon the misleading deals where interest rates ramped up over time far beyond following the prime rate.
Funny when I was a kid, the bank was a place where you put your cash for safe keeping, where they paid you for the privilege of using your money while they kept it safe.
20 years later and just about the only bank that actually does the above is ING Direct... high interest, no service charges. The bank i grew up with went from paying me interest on every penny I had with them to giving me nothing unless I have 60,000+ in my account, and dinging me with charges every time i inhale... as well as making it take as long as possible to transfer money in and out of ING Direct.
Yes, Americans run out and throw away your privacy as fast as you can without thinking about it! The mortgage crisis was caused by a lack of fingerprints? Right!
You should have done what Canada and many other countries did DECADES ago to protect your citizens from the banks, protect your banks from your citizens, and to ensure the market could not be manipulated into such a crisis.... enact regulations that require a loan company to ensure:
- that mortgage applicants actually have the income needed to support paying back the mortgage! DUHHH! - that a large enough down payment is made that if a small drop in the home's value happens, it won't eliminate the collateral the mortgage was secured on. (currently minimum 5% downpayment) - that if a downpayment is not significant (under 25%), the mortgage applicant must have mortgage insurance.
Too many Americans still ignorantly believe that the mortgage crisis was accidental!
It was entirely predictable and preventable. It was entirely based on the greed of your unregulated banks!
Your housing market had prices that were rising so fast... driven by easily obtained mortgages... that your banks could make a killing by intentionally handing out mortgages to people who couldn't make the payments, forclosing on the mortgages and reselling the houses at a higher price to the next sucker!
I spoke to a young up-and-coming American mortgage broker recently who was not just entirely blind to the damage his industry had caused to the American (and world) economy for a short term again, he was dumbstruck with adoration and respect for the professors of American business schools that had come up with the idea and was going to attend a conference hosted by them soon after! He referred to his favourite mortgage applicants as NINJA's... No Income, No Job Applicants!!!
Once the market turned, and prices stopped increasing, the mortgage pyrimid scam became unprofitable. Suddenly your banks couldn't resell all their stolen houses, suddenly your banks were stuck with huge amounts of debt that they couldnt carry.
But instead of stopping and minimizing the losses, and preventing the ruin of the American economy, they kept going! They intentionally carried the scam so far that not only could they not be punished for it lest it destroy your banking system, you as taxpayers were forced to bail them out for your own protection!
So you got scammed into mortages you couldnt afford, got your houses stolen back by the scammer, and are now paying off the debts through your taxes! It's the great American way! Life, Liberty, and the pursuit of being a victim of fraud perpetrated by other Americans!
So go out and submit those fingerprints. It will solve EVERYTHING!
I have a friend (actually, I can't call her a friend anymore, she's just too damn stupid), who has spent over $20,000 on courses and hardware to become a Quantum Biofeedback practitioner. Her mom won't stop her... her mom has done the same!
She has a bag full of glass objects that contain bits of metal and crystal that supposedly block EM radiation, especially from microwaves, electronic devices, and overhead powerlines.
Oddly, she's never noticed that her cell phone and radio are not hampered in the least by the objects.
What's terrifying is that these fools are literally taught to go out and treat medical conditions, but to not claim openly that there is a medical benefit so that the leaders of the scam can't be sued.
you can't say it, but it really works! so buy this underpowered and severly overpriced computer so you can 'work' on your friends and family from a distance!
I wonder if they are allergic to lead... in bullet form.
Hopefully you fall on the religious side of the arguement... and you will continue to not scream or shout... and you and your kind will slowly fade into history.
Religion is an inherited disease. Speak out and break the cycle.
How exactly does oil in Saskatchewan increase US reserves?
Last I checked, you americans were talking about shredding NAFTA... which means giving up our tasty tasty oil. You don't think we'll let you have cheap oil in any re-negotiated NAFTA do you?
What will it be? Cheap oil from your northern friends, or will you finally retrain the people who's manufacturing jobs went to Mexico and stop blaming Canada for it?
One reason Vista is more secure than XP is due to Vista's design being more modular than XP. If you uninstall IIS from Vista, it is gone, unlike XP where the files are still sitting there waiting to be exploited.
But I know that doesn't matter here, if Microsoft did it, it's evil regardless of it's benefits.
Prove to me otherwise... produce an original text that has been scientificly verified to have been written at the time of the events, not some story passed by word of mouth, copied imprecisely by hand, re-written by the Romans 300 years later to make themselves look good and to enforce their own morals on the people, translated imprecisely through many languages.
You don't actually believe that truly accurate translations are even possible do you? Many languages can't even describe concepts that exist in other languages..... And they had to do all that before sunset... yes, if you're going to kill the supposed son of god, you better do it before the sabbath starts lest you make god angry.
There is an excellent chance that your twisted religious beliefs exist purely due to being born into it... and you can't see that those beliefs are just as false as every other religion that has existed throughout our species existance. It's a very self-centered and ignorant point of view to think that jesus is worth worshipping anymore than the THOUSANDS of different gods that were worshipped by your ancestors.
You're actually very close to reforming, to becoming an atheist as you should.... you only have to stop believing in one more god.
If the Netherlands falls to intolerant predjudiced bastards, can Canada 'un-liberate' them, and give them back to the intolerant predjudiced bastard Nazis we saved them from?
Interesting theory, and good analogy to the comic book industry. Both want you to return each week and buy their product, each wants you to become part of a group of people who follow their story, each fights to fill in the gaps to make their stories more complete.
But I wouldn't totally throw off the idea of Mary and family lying to cover her indescretions. Maybe when questioned, her father helped spread the word, being too softhearted to simply kill his daughter by stoning, the way he would have had to if this were a Muslim story.
Maybe your beast, but freedom of religion protects my delusions as much as yours. My beast which is absolutely just as real and valid as your beast has the number of 666.
He had the number of 69... but found that he'd rather just spoon with two of his friends.
No doubt this story is true, In Australia the common names for Wireless Internet, which imply certain speeds or bandwidths are meaningless.
I recently had a vacation in eastern Australia. Sydney and the surrounding suburbs, Cairns, Port Douglas.
Like Canada, there are wireless connections everywhere, most of them locked properly by their owners.
But, here in Vancouver, you never have to hunt for too long to find an open connection you can check your email with. I found that in the above locations finding any open wireless connection sufficient for just email was nearly impossible.
I subscribe to Boingo for $8 per month, giving me access to wireless hotspots around the world. Even the Boingo hotspots were nearly useless in Sydney. If I stood in just the right place at the Imax theatre in Darling Harbour, or just the right spot at Circular Quay I could connect.
Now, If I was willing to pay the brutal local wireless fees there would have been all kinds of hotspots available from Telstra, the local phone company, for $8 to $12 PER HOUR or $30 PER DAY!!! Here in Vancouver most hotels come with free internet but they all charge for it in Australia.
I complained to Telstra about their rediculous rates, they told me that Australia is an island, with low population densities... They had no response when I reminded them that Sydney is twice the size and and denser than Vancouver, and pointed out the undersea cables and geosynchronous communication satellites they have full access to.
Come on, there must be some way to show that the date of Easter involves the number 666. With all the brutal evil things that have been done in the christian church's name, there has to be!
There's so many lies involving easter, so many people misled that a dead person came back to life when really someone who was almost dead just made a surprising recovery, there's got to be some evil references in this!
I'm so disappointed in this article.
I bet next people will believe that this guy's mother was somehow a virgin, and not just spouting the same lies that every young, newly sexually active woman says when confronted by her parents.
They still haven't paid for the electricity from British Columbia, Canada that they freely chose to buy on the open markets a few years ago during the rolling brown-outs.
California claimed BC somehow took advantage of them and simply won't pay for the choice they freely made, when really the problem was a typical internal american problem... Dick Cheney's friends intentionally reducing california's generating capacity to jack up the price to improve their profits.
You people in california better let the utilities adjust your thermostats beyond your control
You won't be stealing your power from us this time.
I didnt realize anonymous cowards even knew how to play games, being so cowardly and scared. Could it be that you really did have the problem, but you were too scared and cowardly to say anything about it?
When CIV 4 came out, I bought it right away. It was massively buggy, huge memory leak problems, was not ready for release... all the things PC Gamer used to scream about in game reviews, trying to protect the average gamer from crap.
A large percentage of CIV 4 players could not complete a single game due to the problems that got worse and worse as the game progresses, even when setting the game to a gimped version with few opponents and low graphics.
But, PC Gamer mentioned nothing about the problems, except that it was 'a little unpolished'. CIV 4 got a great score just because it was another Sid Mieir Civ game.
Of course there was no reply when I wrote to them, my letter wasn't published.
I've checked back with them a couple times in the couple years that have passed since they stopped being fair and unbiased, and it all reads like crap. It's all slanted to who they are promoting. Dungeon Siege II was similar. A huge pre-release major story on the game... and it was crap. No where near living up to the promises.
Slashdot Mirror
BULLSHIT.
... supposedly not as fast as the market value of your home increased, cuz markets never change direction right?
Are you really so gullible as to believe those lies? And you have no clue if you think 'interest-only' loans were the worst of it. Some mortgage lenders were giving out mortgages where your principle increased each month
And I havent even touched upon the misleading deals where interest rates ramped up over time far beyond following the prime rate.
Greed is the job of the banks?
... high interest, no service charges. The bank i grew up with went from paying me interest on every penny I had with them to giving me nothing unless I have 60,000+ in my account, and dinging me with charges every time i inhale ... as well as making it take as long as possible to transfer money in and out of ING Direct.
Funny when I was a kid, the bank was a place where you put your cash for safe keeping, where they paid you for the privilege of using your money while they kept it safe.
20 years later and just about the only bank that actually does the above is ING Direct
Yes, Americans run out and throw away your privacy as fast as you can without thinking about it! The mortgage crisis was caused by a lack of fingerprints? Right!
.... enact regulations that require a loan company to ensure:
... driven by easily obtained mortgages ... that your banks could make a killing by intentionally handing out mortgages to people who couldn't make the payments, forclosing on the mortgages and reselling the houses at a higher price to the next sucker!
... No Income, No Job Applicants!!!
You should have done what Canada and many other countries did DECADES ago to protect your citizens from the banks, protect your banks from your citizens, and to ensure the market could not be manipulated into such a crisis
- that mortgage applicants actually have the income needed to support paying back the mortgage! DUHHH!
- that a large enough down payment is made that if a small drop in the home's value happens, it won't eliminate the collateral the mortgage was secured on. (currently minimum 5% downpayment)
- that if a downpayment is not significant (under 25%), the mortgage applicant must have mortgage insurance.
Too many Americans still ignorantly believe that the mortgage crisis was accidental!
It was entirely predictable and preventable. It was entirely based on the greed of your unregulated banks!
Your housing market had prices that were rising so fast
I spoke to a young up-and-coming American mortgage broker recently who was not just entirely blind to the damage his industry had caused to the American (and world) economy for a short term again, he was dumbstruck with adoration and respect for the professors of American business schools that had come up with the idea and was going to attend a conference hosted by them soon after! He referred to his favourite mortgage applicants as NINJA's
Once the market turned, and prices stopped increasing, the mortgage pyrimid scam became unprofitable. Suddenly your banks couldn't resell all their stolen houses, suddenly your banks were stuck with huge amounts of debt that they couldnt carry.
But instead of stopping and minimizing the losses, and preventing the ruin of the American economy, they kept going! They intentionally carried the scam so far that not only could they not be punished for it lest it destroy your banking system, you as taxpayers were forced to bail them out for your own protection!
So you got scammed into mortages you couldnt afford, got your houses stolen back by the scammer, and are now paying off the debts through your taxes! It's the great American way! Life, Liberty, and the pursuit of being a victim of fraud perpetrated by other Americans!
So go out and submit those fingerprints. It will solve EVERYTHING!
It's called Quantum Biofeedback.
... her mom has done the same!
... in bullet form.
I have a friend (actually, I can't call her a friend anymore, she's just too damn stupid), who has spent over $20,000 on courses and hardware to become a Quantum Biofeedback practitioner. Her mom won't stop her
She has a bag full of glass objects that contain bits of metal and crystal that supposedly block EM radiation, especially from microwaves, electronic devices, and overhead powerlines.
Oddly, she's never noticed that her cell phone and radio are not hampered in the least by the objects.
What's terrifying is that these fools are literally taught to go out and treat medical conditions, but to not claim openly that there is a medical benefit so that the leaders of the scam can't be sued.
you can't say it, but it really works! so buy this underpowered and severly overpriced computer so you can 'work' on your friends and family from a distance!
I wonder if they are allergic to lead
Hopefully you fall on the religious side of the arguement ... and you will continue to not scream or shout ... and you and your kind will slowly fade into history.
Religion is an inherited disease. Speak out and break the cycle.
"For me, he was the last Titan, the only physics superhero still standing"
Wow, that's a nasty way to remind everyone that Stephen Hawking is disabled.
Must be time to burn down your whitehouse .... again
How exactly does oil in Saskatchewan increase US reserves?
... which means giving up our tasty tasty oil. You don't think we'll let you have cheap oil in any re-negotiated NAFTA do you?
Last I checked, you americans were talking about shredding NAFTA
What will it be? Cheap oil from your northern friends, or will you finally retrain the people who's manufacturing jobs went to Mexico and stop blaming Canada for it?
One reason Vista is more secure than XP is due to Vista's design being more modular than XP. If you uninstall IIS from Vista, it is gone, unlike XP where the files are still sitting there waiting to be exploited.
But I know that doesn't matter here, if Microsoft did it, it's evil regardless of it's benefits.
Nice story ... too bad it's a fabrication.
... produce an original text that has been scientificly verified to have been written at the time of the events, not some story passed by word of mouth, copied imprecisely by hand, re-written by the Romans 300 years later to make themselves look good and to enforce their own morals on the people, translated imprecisely through many languages.
.... And they had to do all that before sunset ... yes, if you're going to kill the supposed son of god, you better do it before the sabbath starts lest you make god angry.
Prove to me otherwise
You don't actually believe that truly accurate translations are even possible do you? Many languages can't even describe concepts that exist in other languages.
Wow!
... and you can't see that those beliefs are just as false as every other religion that has existed throughout our species existance. It's a very self-centered and ignorant point of view to think that jesus is worth worshipping anymore than the THOUSANDS of different gods that were worshipped by your ancestors.
... you only have to stop believing in one more god.
You really truly are some dumbass aren't you!
There is an excellent chance that your twisted religious beliefs exist purely due to being born into it
You're actually very close to reforming, to becoming an atheist as you should.
Are you confusing 'immaculate conception' with being even the slightest bit more realistic than virgin birth?
Your mistranslations are pointless, it's the common perception perpetrated by the church.
Believe me, I don't hold Christianity or any other religion above any other, I understand that they are all just different flavours of evil.
If the Netherlands falls to intolerant predjudiced bastards, can Canada 'un-liberate' them, and give them back to the intolerant predjudiced bastard Nazis we saved them from?
Interesting theory, and good analogy to the comic book industry. Both want you to return each week and buy their product, each wants you to become part of a group of people who follow their story, each fights to fill in the gaps to make their stories more complete.
But I wouldn't totally throw off the idea of Mary and family lying to cover her indescretions. Maybe when questioned, her father helped spread the word, being too softhearted to simply kill his daughter by stoning, the way he would have had to if this were a Muslim story.
I agree, afterall, people agreed to just settle for the lies that led to this holiday.
Maybe your beast, but freedom of religion protects my delusions as much as yours. My beast which is absolutely just as real and valid as your beast has the number of 666.
... but found that he'd rather just spoon with two of his friends.
He had the number of 69
No doubt this story is true, In Australia the common names for Wireless Internet, which imply certain speeds or bandwidths are meaningless.
... They had no response when I reminded them that Sydney is twice the size and and denser than Vancouver, and pointed out the undersea cables and geosynchronous communication satellites they have full access to.
I recently had a vacation in eastern Australia. Sydney and the surrounding suburbs, Cairns, Port Douglas.
Like Canada, there are wireless connections everywhere, most of them locked properly by their owners.
But, here in Vancouver, you never have to hunt for too long to find an open connection you can check your email with. I found that in the above locations finding any open wireless connection sufficient for just email was nearly impossible.
I subscribe to Boingo for $8 per month, giving me access to wireless hotspots around the world. Even the Boingo hotspots were nearly useless in Sydney. If I stood in just the right place at the Imax theatre in Darling Harbour, or just the right spot at Circular Quay I could connect.
Now, If I was willing to pay the brutal local wireless fees there would have been all kinds of hotspots available from Telstra, the local phone company, for $8 to $12 PER HOUR or $30 PER DAY!!! Here in Vancouver most hotels come with free internet but they all charge for it in Australia.
I complained to Telstra about their rediculous rates, they told me that Australia is an island, with low population densities
Totally missed the point ... they're talking about the pattern of the dates easter falls on from year to year. Not the specific date in any given year.
Come on, there must be some way to show that the date of Easter involves the number 666. With all the brutal evil things that have been done in the christian church's name, there has to be!
There's so many lies involving easter, so many people misled that a dead person came back to life when really someone who was almost dead just made a surprising recovery, there's got to be some evil references in this!
I'm so disappointed in this article.
I bet next people will believe that this guy's mother was somehow a virgin, and not just spouting the same lies that every young, newly sexually active woman says when confronted by her parents.
Some would argue that the anarchists, the libertarians, and the State ARE the self-policing experts
Since when has Microsoft's mistakes and bad practices ever stopped Apple from making mistakes and excersizing bad practices?
You're just a blind apple fanboi if you don't see it.
Great,another california energy crunch.
... Dick Cheney's friends intentionally reducing california's generating capacity to jack up the price to improve their profits.
They still haven't paid for the electricity from British Columbia, Canada that they freely chose to buy on the open markets a few years ago during the rolling brown-outs.
California claimed BC somehow took advantage of them and simply won't pay for the choice they freely made, when really the problem was a typical internal american problem
You people in california better let the utilities adjust your thermostats beyond your control
You won't be stealing your power from us this time.
I didnt realize anonymous cowards even knew how to play games, being so cowardly and scared. Could it be that you really did have the problem, but you were too scared and cowardly to say anything about it?
This is why I stopped reading PC Gamer.
... all the things PC Gamer used to scream about in game reviews, trying to protect the average gamer from crap.
... and it was crap. No where near living up to the promises.
When CIV 4 came out, I bought it right away. It was massively buggy, huge memory leak problems, was not ready for release
A large percentage of CIV 4 players could not complete a single game due to the problems that got worse and worse as the game progresses, even when setting the game to a gimped version with few opponents and low graphics.
But, PC Gamer mentioned nothing about the problems, except that it was 'a little unpolished'. CIV 4 got a great score just because it was another Sid Mieir Civ game.
Of course there was no reply when I wrote to them, my letter wasn't published.
I've checked back with them a couple times in the couple years that have passed since they stopped being fair and unbiased, and it all reads like crap. It's all slanted to who they are promoting. Dungeon Siege II was similar. A huge pre-release major story on the game
PC Gamer hasn't received a penny from me since.