Cost of living is controllable. You can choose to live in cheaper housing. You can choose not to drive brand new cars. You can choose not to travel to expensive destinations. You can choose to eat at home. You can choose not to upgrade your phone and TV every 2 years.
What many Americans generally choose is to live in debt up to their eyeballs and save nothing at all. And that includes most of the highest earners.
It's definitely tough to save enough when you're not single. We save a ton but we also bought a house. Probably 75% of our "extra" savings is just paying down a mortgage on something that won't make money. It'll be nice to have reduced living expenses, but it won't get us to financial freedom.
There are multiple announced vulnerabilities per month that allow this to happen. Mostly in Flash the last few years, but also in image decoders, sound decoders, and web browsers in general.
They didn't vote for the "the other party". They voted for a bunch of other parties, 5 or 6 of which got meaningful numbers of votes. The Nazis won more seats than any other party in the July 1932 elections with 37% of the vote. No party could put together a governing coalition, though, and new elections were called for November. In the November elections the Nazis only got 33% of the vote, but were still the largest party.
It is normal for the largest party to form government. Hindenburg and von Papen gave Hitler the chancellorship in a coalition government with the Nazis and the German National Peoples Party.
Of course, 2 months later Hitler made himself dictator and the rest is history.
The battery in an EV is not designed to last the life of the car. The battery drops to 70% capacity after as few as 500 charging cycles.
I like the idea of EVs and I hope to own one in the next few years. But the budget for it will have to include a new battery pack every 3-4 years, and it will be evaluated on that basis.
Paying taxes doesn't help. You need to pay so much more taxes that it actually forces you to stop using those things. If you're that anxious to help, then you could just voluntarily stop using those things now.
Our garbage men here in Nanaimo, BC apparently got too old to lift cans any more, and were getting injured. Instead of hiring younger garbage men the city has instead spent millions of dollars on new garbage trucks with robot lift arms and new containers for everyone to match.
Telcos all cooperate in order to know who to charge for calls. Surely it can't be that hard to add an authentication layer to control who gets to source calls with particular phone numbers, or at least particular country and area codes. I get fake calls from Prince George, BC, all the time. There are literally less than 10 companies who could legitimately originate traffic with those numbers. Why is my carrier accepting calls from Pakistan with those numbers on them? It makes no sense.
The ACA (Obamacare) mandates employer-provided health care to all full time employees. FTE defined as anyone who works an average 30 hours or more weekly over a year. It was widely predicted this would lead to an explosion of sub-30-hour weekly jobs, and it did.
I've had Google refuse to allow POP or IMAP connections from a new IP unless I logged into webmail first. And provided the phone number to do so. Gmail's totally useless, don't know why anyone puts up with it. At least when my own server has problems I can just fix it.
California is burning down. Houston and New York have both been hit by historic hurricanes in the last couple of years. Parts of Florida are already being overrun with rising oceans. Yet I still see a page of denialists right here, let alone bought and paid for Republicans. We're screwed.
We've found very little oil since the 60s, and the stuff we're adding to production now is very expensive to extract. Most oil today comes from large reservoirs that were found more than 40 years ago. Once those run dry oil production will certainly decline.
Having said that, things like shale oil and the tar sands have definitely extended the time until that happens. Perhaps all the way until 2030.
If it was truly universal then minimum wages wouldn't be a thing and people with no skills would earn very little by actually working. Plus taxpayers would all be in the same boat and not necessarily as pissed off at recipients. Also, all prices on basic necessities, including rent, would likely rise immediately to eat the UBI income, as UBI is ridiculously inflationary.
For an experiment with a limited number of recipients, a simple clawback seems like it was a decent tradeoff.
No. Existing welfare systems actually cause you to get less money if you work, either by completely killing income or getting rid of other benefits like free dental / vision / childcare / all the other things we do for people on welfare. Getting to keep half of what you make on top of the UBI means it's actually worthwhile to work, at least up to a certain point where it would make more sense to get off the welfare completely.
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Cost of living is controllable. You can choose to live in cheaper housing. You can choose not to drive brand new cars. You can choose not to travel to expensive destinations. You can choose to eat at home. You can choose not to upgrade your phone and TV every 2 years.
What many Americans generally choose is to live in debt up to their eyeballs and save nothing at all. And that includes most of the highest earners.
It's definitely tough to save enough when you're not single. We save a ton but we also bought a house. Probably 75% of our "extra" savings is just paying down a mortgage on something that won't make money. It'll be nice to have reduced living expenses, but it won't get us to financial freedom.
Canada Netflix has very little. No HBO, no CBS, almost no NBC.
Crave now has HBO at least, up until last week it wasn't even possible to stream new HBO shows in Canada.
There are multiple announced vulnerabilities per month that allow this to happen. Mostly in Flash the last few years, but also in image decoders, sound decoders, and web browsers in general.
Software security sucks.
They didn't vote for the "the other party". They voted for a bunch of other parties, 5 or 6 of which got meaningful numbers of votes. The Nazis won more seats than any other party in the July 1932 elections with 37% of the vote. No party could put together a governing coalition, though, and new elections were called for November. In the November elections the Nazis only got 33% of the vote, but were still the largest party.
It is normal for the largest party to form government. Hindenburg and von Papen gave Hitler the chancellorship in a coalition government with the Nazis and the German National Peoples Party.
Of course, 2 months later Hitler made himself dictator and the rest is history.
The battery in an EV is not designed to last the life of the car. The battery drops to 70% capacity after as few as 500 charging cycles.
I like the idea of EVs and I hope to own one in the next few years. But the budget for it will have to include a new battery pack every 3-4 years, and it will be evaluated on that basis.
Paying taxes doesn't help. You need to pay so much more taxes that it actually forces you to stop using those things. If you're that anxious to help, then you could just voluntarily stop using those things now.
Send some birth control to Africa.
I am not giving up meat.
Our garbage men here in Nanaimo, BC apparently got too old to lift cans any more, and were getting injured. Instead of hiring younger garbage men the city has instead spent millions of dollars on new garbage trucks with robot lift arms and new containers for everyone to match.
More things you can't make up.
You will too when you grow up and start paying real taxes.
I'm Canadian, too, and we had far fewer homicides than the US even when both countries had no gun control. Americans just like to kill each other.
Telcos all cooperate in order to know who to charge for calls. Surely it can't be that hard to add an authentication layer to control who gets to source calls with particular phone numbers, or at least particular country and area codes. I get fake calls from Prince George, BC, all the time. There are literally less than 10 companies who could legitimately originate traffic with those numbers. Why is my carrier accepting calls from Pakistan with those numbers on them? It makes no sense.
I saw one the other day where they were spoofing the numbers of local doctors and then calling with some medical scam.
Just fucking block calls coming out of Pakistan and Eastern Europe that don't have regionally appropriate phone numbers on them.
And their font servers. And Google Analytics. And their "free" dns. Fuck Google tracking everything everyone does online.
The ACA (Obamacare) mandates employer-provided health care to all full time employees. FTE defined as anyone who works an average 30 hours or more weekly over a year. It was widely predicted this would lead to an explosion of sub-30-hour weekly jobs, and it did.
1 in the last 6 months. A few in the last 10 years.
But we didn't have any before we had gun control.
I've had Google refuse to allow POP or IMAP connections from a new IP unless I logged into webmail first. And provided the phone number to do so. Gmail's totally useless, don't know why anyone puts up with it. At least when my own server has problems I can just fix it.
I live in a country with pretty strict gun control. The criminals still have guns.
At a guess, I'd say making you do the test is easier than checking up on your paper credentials in-depth to see if they're real.
Temporarily saved. Eventual duration unknown, but unlikely to exceed the lifetime of major oil deposits in the Middle East.
California is burning down. Houston and New York have both been hit by historic hurricanes in the last couple of years. Parts of Florida are already being overrun with rising oceans. Yet I still see a page of denialists right here, let alone bought and paid for Republicans. We're screwed.
We've found very little oil since the 60s, and the stuff we're adding to production now is very expensive to extract. Most oil today comes from large reservoirs that were found more than 40 years ago. Once those run dry oil production will certainly decline.
Having said that, things like shale oil and the tar sands have definitely extended the time until that happens. Perhaps all the way until 2030.
If it was truly universal then minimum wages wouldn't be a thing and people with no skills would earn very little by actually working. Plus taxpayers would all be in the same boat and not necessarily as pissed off at recipients. Also, all prices on basic necessities, including rent, would likely rise immediately to eat the UBI income, as UBI is ridiculously inflationary.
For an experiment with a limited number of recipients, a simple clawback seems like it was a decent tradeoff.
No. Existing welfare systems actually cause you to get less money if you work, either by completely killing income or getting rid of other benefits like free dental / vision / childcare / all the other things we do for people on welfare. Getting to keep half of what you make on top of the UBI means it's actually worthwhile to work, at least up to a certain point where it would make more sense to get off the welfare completely.