Care to list the "bugs" you have run into? I develop for Windows CE as a hobby. I run into boat loads of limitations that are frustrating, but nothing in the way of bugs.
Strange. I have a refurbed iPaq that goes flaky (have to hit reset) once every other month. And I suspect that has more to do with my development work on it than anything else.
Don't spend an extra 20 cents on the quality tomatoes that taste better and you'll enjoy more because you could invest it and make more money in 40 years.
You need to make an assessment. If the value of the 20 cents is not worth the money down the road, then no, do not buy. When you make conscious decisions like this, it is amazaing how your habits change. I have a few perks that I "can't do without". But many of the things I used to splurge on, I realized, were simply conditioned response. Get hungry, go to the vending machine. Plan ahead, pack a snack for work, and I eat healthier while spending less.
If the entertainment value of the lottery is worth it to you, then by all means go for it. I will be willing to bet that if you took a poll at the local lottery stand, you'd find, though, that over half don't have a red cent in any type of retirement account.
You'll be lucky to get 6% interest. 5% is the usual amount,
Where do you get this from? Sticking it in your checking account? The long term average return in the stock market is more than 12%. Long term inflation is less than 4%.
I, for one, am not defensive about my eating habits. I have made changes over the past three years to get to a lower weight (fifteen pounds overweight three years ago). Changes to get cholesterol down, and have cut out about 80% of my sugar intake.
When I saw 90% drop, I was interested, and began to search to see if it was true. One issue I see is that vegetarians tend not to be smokers. Once that is taken out of the equation, you see the differnce is not as great as it seems at first. If there were a significant reason for me to cut out all red meat, I'd really have to consider it. However, there seem to be so many correlation causal issues that I hate to give it up.
One exerpt: 21. Like myopia, the higher one's intelligence, the more likely one is to be allergic to inhaled substances and, thus, to have asthma. For example, in the study of 2,720 gifted people conducted by this author, more than 80% of those who reported having asthma also had allergies; here, the gifted females were also far more likely than the males to have these disorders, and myopes were nearly twice as likely as non- myopes to have severe or multiple allergies (see section 6.4).
None of those sources indicate a 90% decrease. One says 25-50%.
Another babbles "WE should try to make our mind like land, because land has beautiful virtues, when animal put their excrement on land, it (Land) never express anything angrily, because it (Land) is not swayed or completely indifferent, when human (rich, famous, sage, saint, or perfect people) walk over land, it (Land) feels nothing too, again because it (Land) is not swayed or completely indifferent."
And this is one of the more coherent passages.
I will now erase any memory of this coversation from my memory to make room for something useful.
Asthma, as I can attest, is definitely not a competitive advantage. My 10,000x great grandpa with asthema tries to outrun a saber tooth tiger, but can't get enough air to keep up pace. My ancestors suddenly do not exist.
On an interesting note, allergies and asthema are related to high IQ. Coincidence?
If these proteins are so bad, and so easy to genetically engineer out, then from an evolutionary standpoint, why do we have these genes? Are we sure this protein doesn't have a big positive effect that we are not aware of?
I am not sure where you live, but in my part of the world, the percentage that actually goes to th "intended beneficiaries" is miniscule. There is so much administrative orerhead that you would give more to the school system by giving them a Washington ($1 bill) than "giving" $25 to the lottery.
You're not really hurting yourself as what else of more value can you really spend $1 on?
I responded to another part of your comment that I agreed with. This one, however, I do not agree with. Consider a 6% return on investment AFTER inflation (you'll find this is very conservative for the stock market, and not much above historical money market rates. Consider most people will spend more than 40 years in the work force.
At 6% interest (plus inflation), over 40 years, this $1/week will grow to $8,673. A $2,080 investment will pay itself off 4 times over. If you take a historical stock market average of 9% plus inflation, this jumps to $20,500+. This calculation also does not take into account that putting money into a tax deferred account effectively increases the money proportionate to your tax rate.
Bottom line: if you want to get rich, you can. As you can see, if one is willing to get rich slow, it doesn't take a lot. Unfortunately, the saying we have in the financial industry is true: "The rich man plans for the next generation. The poor man plans for Friday night."
I am not saying there is anything heinous about playing the lottery. If, however, a person is not planning for the long term in a more realistic manner first, then, yes, there is something wrong with that.
You are quite right. If the entertainment value of the ticket is worth more than the 60% difference (usually more) between the purchase price, and expected payoff (remember the taxes ladies and gentlement), then go for it.
However, if the fantasy value of winning is what you consider entertainment, then I'd suggest that the person either cannot do math, or they are able to delude themselves. I am not a fan of either possibility.
Why is n^2 such an unbelievable function? Add n users to a group. How many relationships do you have? n(n-1)/2. As n becomes large, this reduces to n^2/2...
Slashdot Mirror
Care to list the "bugs" you have run into? I develop for Windows CE as a hobby. I run into boat loads of limitations that are frustrating, but nothing in the way of bugs.
Strange. I have a refurbed iPaq that goes flaky (have to hit reset) once every other month. And I suspect that has more to do with my development work on it than anything else.
You've noticed that in your three months with Slashdot?
(please mod +4 Insightful)
More stuff to clog those tubes. Better get that two-tiered internet going quick. Otherwise, we will have to dump this stuff into our modems!
Or do what I do. Put a substantial portion in an index fund. Vanguard 500 Index. I do not try to market time. I am simply in for the long haul.
If it also exists in mice, it would suggest that this gene has existed for hundreds of millions of years.
Don't spend an extra 20 cents on the quality tomatoes that taste better and you'll enjoy more because you could invest it and make more money in 40 years.
You need to make an assessment. If the value of the 20 cents is not worth the money down the road, then no, do not buy. When you make conscious decisions like this, it is amazaing how your habits change. I have a few perks that I "can't do without". But many of the things I used to splurge on, I realized, were simply conditioned response. Get hungry, go to the vending machine. Plan ahead, pack a snack for work, and I eat healthier while spending less.
If the entertainment value of the lottery is worth it to you, then by all means go for it. I will be willing to bet that if you took a poll at the local lottery stand, you'd find, though, that over half don't have a red cent in any type of retirement account.
You'll be lucky to get 6% interest. 5% is the usual amount,
Where do you get this from? Sticking it in your checking account? The long term average return in the stock market is more than 12%. Long term inflation is less than 4%.
Have you ever been to a movie and "deluded" yourself into caring about the characters?,/i>
;)
A good point. I will ponder this one for a while
I, for one, am not defensive about my eating habits. I have made changes over the past three years to get to a lower weight (fifteen pounds overweight three years ago). Changes to get cholesterol down, and have cut out about 80% of my sugar intake.
When I saw 90% drop, I was interested, and began to search to see if it was true. One issue I see is that vegetarians tend not to be smokers. Once that is taken out of the equation, you see the differnce is not as great as it seems at first. If there were a significant reason for me to cut out all red meat, I'd really have to consider it. However, there seem to be so many correlation causal issues that I hate to give it up.
Asthma is horribly detrimental.
Here is an excellent one: link.
One exerpt: 21. Like myopia, the higher one's intelligence, the more likely one is to be allergic to inhaled substances and, thus, to have asthma. For example, in the study of 2,720 gifted people conducted by this author, more than 80% of those who reported having asthma also had allergies; here, the gifted females were also far more likely than the males to have these disorders, and myopes were nearly twice as likely as non- myopes to have severe or multiple allergies (see section 6.4).
None of those sources indicate a 90% decrease. One says 25-50%.
Another babbles "WE should try to make our mind like land, because land has beautiful virtues, when animal put their excrement on land, it (Land) never express anything angrily, because it (Land) is not swayed or completely indifferent, when human (rich, famous, sage, saint, or perfect people) walk over land, it (Land) feels nothing too, again because it (Land) is not swayed or completely indifferent."
And this is one of the more coherent passages.
I will now erase any memory of this coversation from my memory to make room for something useful.
Asthma, as I can attest, is definitely not a competitive advantage. My 10,000x great grandpa with asthema tries to outrun a saber tooth tiger, but can't get enough air to keep up pace. My ancestors suddenly do not exist.
On an interesting note, allergies and asthema are related to high IQ. Coincidence?
There's a reason vegetarian's are 90% less likely to develop any type of cancer than non-vegetarians.
Care to cite a source for this?
Hate to break it to you.
If these proteins are so bad, and so easy to genetically engineer out, then from an evolutionary standpoint, why do we have these genes? Are we sure this protein doesn't have a big positive effect that we are not aware of?
I am not sure where you live, but in my part of the world, the percentage that actually goes to th "intended beneficiaries" is miniscule. There is so much administrative orerhead that you would give more to the school system by giving them a Washington ($1 bill) than "giving" $25 to the lottery.
You're not really hurting yourself as what else of more value can you really spend $1 on?
I responded to another part of your comment that I agreed with. This one, however, I do not agree with. Consider a 6% return on investment AFTER inflation (you'll find this is very conservative for the stock market, and not much above historical money market rates. Consider most people will spend more than 40 years in the work force.
At 6% interest (plus inflation), over 40 years, this $1/week will grow to $8,673. A $2,080 investment will pay itself off 4 times over. If you take a historical stock market average of 9% plus inflation, this jumps to $20,500+. This calculation also does not take into account that putting money into a tax deferred account effectively increases the money proportionate to your tax rate.
Bottom line: if you want to get rich, you can. As you can see, if one is willing to get rich slow, it doesn't take a lot. Unfortunately, the saying we have in the financial industry is true: "The rich man plans for the next generation. The poor man plans for Friday night."
I am not saying there is anything heinous about playing the lottery. If, however, a person is not planning for the long term in a more realistic manner first, then, yes, there is something wrong with that.
You are quite right. If the entertainment value of the ticket is worth more than the 60% difference (usually more) between the purchase price, and expected payoff (remember the taxes ladies and gentlement), then go for it.
However, if the fantasy value of winning is what you consider entertainment, then I'd suggest that the person either cannot do math, or they are able to delude themselves. I am not a fan of either possibility.
the odds are infinitely favourable.
Like I said. A tax on people who cannot do math.
Senator Ted Stevens
I think it is marked 'interesting' in the vain hope that one of the editors might suddenly get a clue.
So it should be marked -1 Naive.
I, for one, like gambling along with the lottery. It is a tax on folks who cannot do math.
Why is n^2 such an unbelievable function? Add n users to a group. How many relationships do you have? n(n-1)/2. As n becomes large, this reduces to n^2/2...