disclosure: I work for an online p2p payment platform.
While you are correct that sending money via the bank tends to be much much easier, it was not historically the area the Bank wanted to be involved in. To be clear, most banks want to keep your money INSIDE their vaults, making it hard for you to take them out. They actually make money on idle funds you have.
And while you can say that it doesn't cost you a cent, it actually does (at least inherently). You must have an account with said bank to be offered online payment options, which means you either have enough funds to avoid paying monthly banking fee's (which of course means you have enough funds so that you are making the bank money), or you are paying a monthly account fee that covers this cost. To say you aren't paying a fee is naive.
The reason why it is such an issue with companies that are not banks?
1. identification is difficult (consider how much information a bank has about you...do you really want Paypal knowing that much as well?).
2. Compliance issues with registered users. With a man of ill-repute sends money from one person to another, with a bank, that person had to register with registered documents. With companies that are not banks, you are limited in what you can ask for, and what you can keep.
3. Compliance issues on who you can send to (you cannot send "anonymous" money generally for national security reasons).
4. Merchant functionality costs money, and is a big money generator for companies.
5. Money generation. Ie. how do these companies make money? Banks already have a source of income. With companies that are not banks, this generally tend to be fee's on sends (which people hate and complain about...but then never notice they are already paying fee's for their banks!), monthly fee's, or integrations.
Not to say that banks aren't opening up now.
Just as a reference, mastercard has just announced their own P2P payment platform, there is obopay, zoompass, hyperwallet, and a dozen other payment platforms out there.
I'm not sure if you are serious or not but...
There are a few things that Western Union has over paypal, but the largest is that Western Union is available in a massive number of countries (think 240 countries), with integrations into mobile partners. I'm not entilrely sure what Paypal is but I remember that just recently they've expanded into China.
The other point being that just about any corner store can become a western union kiosk. Instead of having to register you bank account/credit card to Paypal, someone can simply send you the money via western union agent.
If Western Union had made and internet payment system (which they have now), with actual reasonable rates, they could still destroy paypal. Unfortunately, they are content with just screwing people on fee's and % points on exchange rates, instead of taking over paypals market.
Depends on what type of access they want.
To change code? Hell no
To get access to production logs? Yes
To get database-read only access? Maybe
With our company, we use to have full control, but with compliance issues, that changed in a hurry. The only time this ever became a problem is because our product integrates with a moderate (10+) 3rd party integrations. Most of these integrations have garbage UAT environments that never behave as the production environments, and what that means is when something goes wrong, the only recourse you have is to look at production to see what went wrong.
Or, you could simply turn off the internet reliance of steam.
I check out what's on sale on Steam on their website, see something good, boot up steam, en-able steam's internet connection, buy the game, start the game up once, then immediate set Steam to offline mode.
Though, I've heard that not every game can be played offline, the majority can.
This is the same for any BANK you might use. Learn their rules carefully. Because they also take joy in screwing you.... Just deposited a $5000.00 in cash at 9:00am if I write a check at 3:00pm the check will bounce. because they process debits before payments as a lump at 12:01am the next morning.
Banks love screwing people this way.
Not to be a troll, but that has more to do with your standing with the bank, and less to do with the bank. There is a clearing process that occurs whenever you deposit anything, and if you are in good standing, you can have that clearing process removed. With most deposits of "untrusted" sources, a bank will hold a request for money until it can clear the money request (which is about 3 days for businesses, shorter for banks).
I've deposited 10k into my bank account and withrdrew it immediately, but hey, I'm pretty sure someone will jump in with another small sample to prove me wrong.
Look up zoompass or obopay as some alternatives (beyond Paypal). There's actually a surprisingly lot of alternatives out there, just gotta find the one thats right for you.
But how is this suppose to be any different from just using my credit card? And how exactly does this qualify as "mobile" at all?
This sounds like it's destined to fail...considering it only has support of 1 carrier, and isn't coming from an established company (in payments), nor is providing any sort of mobile experience. How exactly are they going to compete against
1. established companies ( paypal - who recently released their mobile payment api )
2. companies who are invested by carriers ( zoompass - if you're canadian, they are funded by all three major carriers )
3. The old companies trying to get into the mobile sector ( visa and mastercard both have talked about entering the mobile payment platform )
4. other companies that have been around for a while already doing the same thing (obopay, etc).
The W500 actually comes with 2 video cards, one discrete and another integrated. It's been found that if you switch from the discrete to the integrated, your battery life jumps up from the ~2.5 hours of battery life to over 5.
I'll dig up the link here.
Anyone know how hardy (or not) these ink screens are? I really have been looking for a decent reader, but I'd probably use it as any reference doc I carry around (ie. throw it in my laptop case at the end of the day). I'd be pretty peeved paying 300 or so for a reader and have it scratch....
yup, it works great too;)
But I generally use filezilla when transfering files over since it gives me the option on how it handles conflicts....though scp might a command line for that as well! I was more looking for a standalone product with a nice gui interface heh
Does winscp have a linux version?
Serious question (and yes I know this article is about windows, not linux). I liked winscp, but as soon as I started using both ubuntu and winxp/vista machines daily, having a uniform ftp environment was worth more than switching between the two.... I must admit, I didn't find a "winscp" linux version searching through google, and filezilla was there all nice and packaged for both environments.
that alone would have given the nod to filezilla...
The pricing for this is ridiculous...and I don't know if I'd want to trust Telus or Rogers with anyone more than they already have. By itself, I don't think this would work at all, but I'm totally pumped for the future.
This just is one step closer to FINALLY getting NFC (near field contact) chips into phones. I can't believe that Japan and Korea have had NFC chips for years, and we've JUST started down the same path...
Yeah, pragmatically, public transit only works for people who are directly on the line AND work in the downtown core.
I've lived in small cities (100k~) and public transit just isn't feasible. I moved to Toronto (3mil+) and as long as you work downtown, you can basically not need a car at all.
The study doesn't really define that break...
But this has nothing really to do with the OT.
Interviewing is VITAL to getting a good IT guy, not only finding out if he has technical know-how's, but if he's going to be a good fit for your company.
Making them do a written test is just ridiculous and only enforces the people you are talking about! The ones that just memorize answers to typical interview questions!
I just recently went through a job search, and almost all the companies that made me take tests were pointless drivel that anyone could have google searched. The companies that impressed me where the ones that actually sat down and talked shop.
I find that companies that expect you to excel at tests are looking for a certain type of person ("book" smart). Those that sat down and talked shop were the ones looking for programmers that had a love for the field.
This slashdot post is entirely sensationalism at its worse.
If anyone had read the articles attached:
Skype banned: "Apple To Allow VoIP on iPhone But...", it doesn't talk about Skype being banned, but being restricted.
The firefox issue seems to be dealing with the fact that no interpreted languages are accepted (javascript I assume), and no plugin arch. are allowed. Actually, I'd gladly accept a no-plugin firefox. No more bloated firefox. And really, how many other mobile browsers allow plugins? (I'm honestly asking...).
For sun, it's some legal issues that have come up. They haven't BLOCKED anything. To go from the article (which is entirely positive on Apple), and turn it around to be negative is doing a disservice to the original author.
Saying that everything is being blocked is silly. If you want to play in the game, you gotta follow the rules. If you don't, well, there's always hockey.
Your first job only limits you to how much you are willing to limit it. The biggest mistakes that I've seen from people who I did graduate with or just from looking at resumes is that too often people stay at a job they aren't happy with doing.
After the first 2-3 years, it is much easier to move to another job (yes in different fields even) with that technical experience under your belt. THe biggest mistake is sitting on that for another few (many) years and being viewed by others as "specialized" in the technical area that you deal with at that job.
Admittedly, your job with your longest amount of time always "taints" how people will view your skills. But it only gets worse the longer you stay at a job you don't want to stick to...
From a person who just went through a hiring phase for two programming positions (one senior, one junior), and wading through the over 200+ resume we did recieve, the only advice i can give you:
1. Don't assume you are qualified for a senior position if you don't have the experience to justify it. Most companies will look for relevant experience versus schooling (not always the case but...)
2. A full time position is always better (and will reflect better on your resume) than any amount of contract work or part time work you did (assuming what type of contract work of course). Companies like to see long term employment.
3. From a lower end position, a master's degree won't help you versus a normal bachlors degree. What you should look out for is the chance to really have an opportunity to make that masters degree work for you. That usually wont happen right away.
4. A position in a researching environment has really good potential of rising up that fabled "ladder" with a masters degree. Of course, a reseraching position will never pay as much as one in the "industry".
I'd honestly, like pete said, get your foot in the ladder, and start climbing. Just find a ladder you actually want to climb is the most important thing:)
Slashdot Mirror
disclosure: I work for an online p2p payment platform.
While you are correct that sending money via the bank tends to be much much easier, it was not historically the area the Bank wanted to be involved in. To be clear, most banks want to keep your money INSIDE their vaults, making it hard for you to take them out. They actually make money on idle funds you have.
And while you can say that it doesn't cost you a cent, it actually does (at least inherently). You must have an account with said bank to be offered online payment options, which means you either have enough funds to avoid paying monthly banking fee's (which of course means you have enough funds so that you are making the bank money), or you are paying a monthly account fee that covers this cost. To say you aren't paying a fee is naive.
The reason why it is such an issue with companies that are not banks?
1. identification is difficult (consider how much information a bank has about you...do you really want Paypal knowing that much as well?).
2. Compliance issues with registered users. With a man of ill-repute sends money from one person to another, with a bank, that person had to register with registered documents. With companies that are not banks, you are limited in what you can ask for, and what you can keep.
3. Compliance issues on who you can send to (you cannot send "anonymous" money generally for national security reasons).
4. Merchant functionality costs money, and is a big money generator for companies.
5. Money generation. Ie. how do these companies make money? Banks already have a source of income. With companies that are not banks, this generally tend to be fee's on sends (which people hate and complain about...but then never notice they are already paying fee's for their banks!), monthly fee's, or integrations.
Not to say that banks aren't opening up now.
Just as a reference, mastercard has just announced their own P2P payment platform, there is obopay, zoompass, hyperwallet, and a dozen other payment platforms out there.
I'm not sure if you are serious or not but... There are a few things that Western Union has over paypal, but the largest is that Western Union is available in a massive number of countries (think 240 countries), with integrations into mobile partners. I'm not entilrely sure what Paypal is but I remember that just recently they've expanded into China. The other point being that just about any corner store can become a western union kiosk. Instead of having to register you bank account/credit card to Paypal, someone can simply send you the money via western union agent. If Western Union had made and internet payment system (which they have now), with actual reasonable rates, they could still destroy paypal. Unfortunately, they are content with just screwing people on fee's and % points on exchange rates, instead of taking over paypals market.
Depends on what type of access they want.
To change code? Hell no
To get access to production logs? Yes
To get database-read only access? Maybe
With our company, we use to have full control, but with compliance issues, that changed in a hurry. The only time this ever became a problem is because our product integrates with a moderate (10+) 3rd party integrations. Most of these integrations have garbage UAT environments that never behave as the production environments, and what that means is when something goes wrong, the only recourse you have is to look at production to see what went wrong.
Or, you could simply turn off the internet reliance of steam.
I check out what's on sale on Steam on their website, see something good, boot up steam, en-able steam's internet connection, buy the game, start the game up once, then immediate set Steam to offline mode.
Though, I've heard that not every game can be played offline, the majority can.
https://support.steampowered.com/kb_article.php?ref=3160-AGCB-2555
This is the same for any BANK you might use. Learn their rules carefully. Because they also take joy in screwing you.... Just deposited a $5000.00 in cash at 9:00am if I write a check at 3:00pm the check will bounce. because they process debits before payments as a lump at 12:01am the next morning. Banks love screwing people this way.
Not to be a troll, but that has more to do with your standing with the bank, and less to do with the bank. There is a clearing process that occurs whenever you deposit anything, and if you are in good standing, you can have that clearing process removed. With most deposits of "untrusted" sources, a bank will hold a request for money until it can clear the money request (which is about 3 days for businesses, shorter for banks).
I've deposited 10k into my bank account and withrdrew it immediately, but hey, I'm pretty sure someone will jump in with another small sample to prove me wrong.
Look up zoompass or obopay as some alternatives (beyond Paypal). There's actually a surprisingly lot of alternatives out there, just gotta find the one thats right for you.
Unless you were being sarcastic, and then you get just woooshhhh me :)
And who's copyright are they infringing?
The group isn't even around anymore
http://en.wikipedia.org/wiki/Myth_(warez)
and I somehow doubt that they copyrighted their "product"
1. established companies ( paypal - who recently released their mobile payment api )
2. companies who are invested by carriers ( zoompass - if you're canadian, they are funded by all three major carriers )
3. The old companies trying to get into the mobile sector ( visa and mastercard both have talked about entering the mobile payment platform )
4. other companies that have been around for a while already doing the same thing (obopay, etc).
You gotta sell yourself better than this verizon.
Here you go on how to switch between the integrated and discrete video cards: http://ubuntuforums.org/showthread.php?t=991624&highlight=sound+w500 Oh and to be certain, there is no battery life problem with Linux :)
The W500 actually comes with 2 video cards, one discrete and another integrated. It's been found that if you switch from the discrete to the integrated, your battery life jumps up from the ~2.5 hours of battery life to over 5. I'll dig up the link here.
Anyone know how hardy (or not) these ink screens are? I really have been looking for a decent reader, but I'd probably use it as any reference doc I carry around (ie. throw it in my laptop case at the end of the day). I'd be pretty peeved paying 300 or so for a reader and have it scratch....
yup, it works great too ;)
But I generally use filezilla when transfering files over since it gives me the option on how it handles conflicts....though scp might a command line for that as well! I was more looking for a standalone product with a nice gui interface heh
Does winscp have a linux version? Serious question (and yes I know this article is about windows, not linux). I liked winscp, but as soon as I started using both ubuntu and winxp/vista machines daily, having a uniform ftp environment was worth more than switching between the two.... I must admit, I didn't find a "winscp" linux version searching through google, and filezilla was there all nice and packaged for both environments. that alone would have given the nod to filezilla...
Lacking from the summary:
http://www.zoompass.com/
The pricing for this is ridiculous...and I don't know if I'd want to trust Telus or Rogers with anyone more than they already have. By itself, I don't think this would work at all, but I'm totally pumped for the future. This just is one step closer to FINALLY getting NFC (near field contact) chips into phones. I can't believe that Japan and Korea have had NFC chips for years, and we've JUST started down the same path...
Yeah, pragmatically, public transit only works for people who are directly on the line AND work in the downtown core. I've lived in small cities (100k~) and public transit just isn't feasible. I moved to Toronto (3mil+) and as long as you work downtown, you can basically not need a car at all. The study doesn't really define that break...
House, is that you? You're due in clinic in 10 minutes! Getta movin!
Can I get it in Canada yet? Or is the border stopping the internets from coming over here still?
But this has nothing really to do with the OT. Interviewing is VITAL to getting a good IT guy, not only finding out if he has technical know-how's, but if he's going to be a good fit for your company. Making them do a written test is just ridiculous and only enforces the people you are talking about! The ones that just memorize answers to typical interview questions! I just recently went through a job search, and almost all the companies that made me take tests were pointless drivel that anyone could have google searched. The companies that impressed me where the ones that actually sat down and talked shop. I find that companies that expect you to excel at tests are looking for a certain type of person ("book" smart). Those that sat down and talked shop were the ones looking for programmers that had a love for the field.
This slashdot post is entirely sensationalism at its worse. If anyone had read the articles attached: Skype banned: "Apple To Allow VoIP on iPhone But...", it doesn't talk about Skype being banned, but being restricted. The firefox issue seems to be dealing with the fact that no interpreted languages are accepted (javascript I assume), and no plugin arch. are allowed. Actually, I'd gladly accept a no-plugin firefox. No more bloated firefox. And really, how many other mobile browsers allow plugins? (I'm honestly asking...). For sun, it's some legal issues that have come up. They haven't BLOCKED anything. To go from the article (which is entirely positive on Apple), and turn it around to be negative is doing a disservice to the original author. Saying that everything is being blocked is silly. If you want to play in the game, you gotta follow the rules. If you don't, well, there's always hockey.
Your first job only limits you to how much you are willing to limit it. The biggest mistakes that I've seen from people who I did graduate with or just from looking at resumes is that too often people stay at a job they aren't happy with doing.
After the first 2-3 years, it is much easier to move to another job (yes in different fields even) with that technical experience under your belt. THe biggest mistake is sitting on that for another few (many) years and being viewed by others as "specialized" in the technical area that you deal with at that job.
Admittedly, your job with your longest amount of time always "taints" how people will view your skills. But it only gets worse the longer you stay at a job you don't want to stick to...
From a person who just went through a hiring phase for two programming positions (one senior, one junior), and wading through the over 200+ resume we did recieve, the only advice i can give you: 1. Don't assume you are qualified for a senior position if you don't have the experience to justify it. Most companies will look for relevant experience versus schooling (not always the case but...) 2. A full time position is always better (and will reflect better on your resume) than any amount of contract work or part time work you did (assuming what type of contract work of course). Companies like to see long term employment. 3. From a lower end position, a master's degree won't help you versus a normal bachlors degree. What you should look out for is the chance to really have an opportunity to make that masters degree work for you. That usually wont happen right away. 4. A position in a researching environment has really good potential of rising up that fabled "ladder" with a masters degree. Of course, a reseraching position will never pay as much as one in the "industry". I'd honestly, like pete said, get your foot in the ladder, and start climbing. Just find a ladder you actually want to climb is the most important thing :)