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Sony's Cashless Smart Card Catching on in Japan

Posted by ryuzaki0 on from the are-they-tradeable dept.

Spasemunki writes "The New York Times reports here on the success in Japan of an RF-based, cash replacement smart card developed by Sony. Used primarily by Japan's largest railway company, the cards carry a declining cash balance (no link to your credit card or bank account if it is lost or stolen), and conducts transactions at railway turnstiles in 1/5 of a second. Mass transit remains one of the big areas for many folks where you just can't live without cash- this would be a big improvement over digging in the couch for exact change ... "

7 of 208 comments (clear)

  1. Why "RF based/cash replacement? Metrocard by indiigo · · Score: 5, Interesting

    Huh? NY has had metrocard for years, it's successful, disposeable, and considered a fairly resounding success and can be linked to cash or credit, giving you a range of options, some of which are beneficial to the consumer (you can let someone else use your card free.) I guess if it has a chip though it should be cool.

    The token is dead. Cash is dying. off topic, the dollar is dying, in particular... :)

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    1. Re:Why "RF based/cash replacement? Metrocard by mvanhorn · · Score: 5, Informative

      Having lived in NYC my whole life, before coming to Tokyo, I can say Suica is pretty different than Metrocard. You do not even have to take the thing out of your wallet to use it. No dirty metocard readers that keep you stuck for 5 minutes because they can't read your card. On the negative side, I don't think there are "unlimited" suica cards, but there are unlimited commuter passes. These work like metrocard in that they need contact with the machine, but you just insert it, and it races through the machine in a split second, and you grab it again on the other side.I've yet to have a problem with a machine not reading the card.

    2. Re:Why "RF based/cash replacement? Metrocard by Mr.+Theorem · · Score: 5, Informative
      No, no--the NYC Metrocard still needs to be swiped, much like the regular Metrorail farecard we have here in DC.


      Smart cards--like DC Metro's Smarttrip--are far cooler. You don't need to swipe them--just get them close to the reader. You don't need to take it our of your wallet: just put your wallet up to the reader and that gets it close enough.


      Even better, you can register it with Metro and if you lose your card with $100 on it, you just have to pay $5 for a replacement card and you get all the value you had on the card.


      In July, they should have Smarttrip readers on all the buses too, so that transfers will be automagic--no need to remember to get a paper transfer from one of those machines that always seems to be out of paper. Bus boarding should speed up dramatically too.

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  2. Does this have "big brother" implications? by Eese · · Score: 5, Insightful

    While the money in this instance is anonymous, is anyone else reminded of those scanners from Minority Report that just "pinged" you as you walk by? I wouldn't like the idea of being forced to walk around carrying RF-emitting devices. If I wanted to, by all means, but I would rather this not become the norm, personally.

  3. Great idea! by Xenna · · Score: 5, Insightful

    Now the banks can actually collect interest on the money in your pocket!

    If you lose your card and noone else finds it, the money goes to the banks as well!

    A win-win situation!

    X.

  4. Belgium : proton by selderrr · · Score: 5, Informative

    We've got this for quite a few years now in belgium. All small stores have cardreaders now. Parking meters, payphones, cola machines, even movie theaters. I rarely carry cash anymore. The only disadvantages so far are that it doesn't work (yet) outside belgium, and that the readers seem to be a bit more fragile than coin-operated machines. The coke machine in our building has a crashed card reader once every 2 week. But apparently the machine resets itself every day, so the next morning they're back OK.

    For the merchants, the advantage is 2fold : no cash in the store so less attractive to thieves, but also there is no permanent connection needed with the bank : the cardreader can store the balance internally, and upload a transaction log at the end of the day. This makes proton payment a lot cheaper for the merchants (payment by visa costs a percentage, and payment by bankcard costs a fixed fee)

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  5. Officer, I've been mugged! by ch-chuck · · Score: 5, Funny

    I know I should have been there this time of night but we had this party, anyway, I was walking down 8th street and this guys jumps out of the alleyway, points this box at me, it had these glowing lights, like, oh, you know, those led thingys? And it went 'beep beep' - I didn't think anything of it but now my smart card is empty!! I had $89.45 in it and now it's all gone!!

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