Slashdot Mirror


Knoppix Used in Internet Banking Solution

renai42 writes "Australian company Cybersource says it's currently talking to two domestic banks about providing Knoppix-based bootable CDs to consumers to ensure Internet banking security. The company says at least one bank will probably use the CDs in at least one sector of its operations. Cybersource envisages that banks will re-brand its product and provide the CDs alongside other marketing material."

33 of 263 comments (clear)

  1. Umm.. why? by onion2k · · Score: 3, Insightful

    Sounds like an interesting challenge certainly, but let me guess the bank's thinking behind this move..

    If you use their traditional online banking service from a PC not booted using their CD, and subsequently get defrauded somehow, this will enable them to say "Ahhh.. but you weren't using our special software!", and ignore your complaint.

    How.. nice.

    1. Re:Umm.. why? by Anonymous Coward · · Score: 2, Insightful

      Wrong. They will reject any claims in either case.

    2. Re:Umm.. why? by metricmusic · · Score: 2, Insightful

      On the other hand they are forcing you to use Linux. Makes a nice change to today where so many bank websites do not work on anything but IE.

      --
      http://www.livejournal.com/users/metricmusic
    3. Re:Umm.. why? by Rick.C · · Score: 2, Insightful
      If you use their traditional online banking service from a PC not booted using their CD, and subsequently get defrauded somehow, this will enable them to say "Ahhh.. but you weren't using our special software!", and ignore your complaint.

      Perhaps, but here's another idea:
      Having customers use internet banking is less costly for banks, but potential internet banking customers are hesitant to rely on online transactions because they fear (or know) that their PC is "owned". They think that someone might be logging their passwords. For Joe User, that's a valid concern. He doesn't really know how to tell, for sure, whether he's been hacked.

      So the bank offers Joe a CD that can't be hacked, that won't trash his existing system and that has any special software already installed. The bank says. "Here, Joe, boot this CD, do your banking securely, then reboot your PC for normal use."

      What's not to like about it?

      --
      You were 80% angel, 10% demon. The rest was hard to explain. - Over The Rhine
      "Math in a song is good."-Linford
    4. Re:Umm.. why? by RoLi · · Score: 2, Insightful
      I would agree if there was no alternative to using Knoppix.

      However, Knoppix would come in handy for not-so-savy but still paranoid types.

      It's guaranteed that:

      • Bank use doesn't affect their installation. For example if they have a super-paranoid firewall in place, they don't have to pull it down.
      • Possibly installed spyware can't grab passwords, PINs, TANs, etc.
      • Phishing is impossible
      • And it's even easier than normal banking. No worries about security settings, no worries about cookies, no worries about Java-applets. - Just boot the CD and a browser window will popup with the bank's site already loaded.

      To put a long story short: It's an almost 100% secure solution AND it can be used even if you haven't got a clue about computers.

  2. This will be viewd as a great idea.. by nfs3hp · · Score: 5, Insightful

    until the network administrators find a serious vulnerability and have to burn/press about 35602638023862 new cds to patch it.

    1. Re:This will be viewd as a great idea.. by Anonymous Coward · · Score: 3, Insightful

      The main threat to remote banking is installed spyware/keyloggers NOT privilage escalation vulnerabilities that hackers _might_ be able to take advantage of if the user wasn't,
      a) likely behind a firewall
      b) running off of read only media
      c) doing the equivalent of a fresh install with every use.

      There are very few vulnerabilities which could conceivably compromise a well customised bootable Linux CD. It's about as secure as you can get.

    2. Re:This will be viewd as a great idea.. by Ed+Avis · · Score: 4, Insightful

      Actually I think mailing out new CDs is far more likely to work than persuading users to keep their own systems (especially Windows boxes) up to date.

      (You could in principle install a Linux system on each user's own hard disk and push out updates to it, but giving them a new CD has far less to go wrong.)

      I rather miss the days when performing an operating system upgrade was as simple as opening the computer and putting in some new ROM chips; putting in a new CD and rebooting is getting back towards that level of friendliness.

      --
      -- Ed Avis ed@membled.com
    3. Re:This will be viewd as a great idea.. by frankthechicken · · Score: 3, Insightful

      The problem will come if mailing out new CD's becomes a habit for the bank.

      It would be quite easy for someone to slip in a cracked and hacked version, for which the customers (out of habit and routine) will happily treat as the new version, then pass on their banking details to whoever is listening.

    4. Re:This will be viewd as a great idea.. by L.Bob.Rife · · Score: 2, Insightful

      So how exactly would you hack this bankOS that sends all its communications to a hardcoded bank server using strong encryption.

      It comes with zero open ports, and refuses to communicate to any computer except the bank.

      Plus, its only used for relatively short time spans giving you a very small window to attack, and an active user on the machine at the time of your attack.

      And, you can send a specific version number tagged on the browser, so if a customer has an old version with a security threat, the server can tell them and deny them.

      A liveCD is the best solution I can think of for providing a secure communication line.

    5. Re:This will be viewd as a great idea.. by advocate_one · · Score: 4, Insightful

      well considering if you'd actually RTFA... the browser and networking stuff on the CD is setup to only point to the Banks own systems and nowhere else... ie it gets its DNS info only from the Banks secured servers and so only web addresses for the Banks own secure website will be given back... it will NOT be possible for the user to type in a web address URL into the browser bar and go there unless it corresponds to one of the Banks own sites.

      So unless you type in an IP the hard way, tough...

      note for Pedents... It gets it's own IP from whatever DHCP service is running on the customers NAT router or ISP service provider, but doesn't use the NAT or service provider for DNS queries.

      --
      Donald 'Duck' Dunn: We had a band powerful enough to turn goat piss into gasoline.
    6. Re:This will be viewd as a great idea.. by FLEB · · Score: 2, Insightful

      That still doesn't help, though, if someone's sent out a fake CD. The fake CD would just... well... fake it.

      --
      Information wants to be free.
      Entertainment wants to be paid.
      You just want to be cheap.
  3. Um, what? by Anonymous Coward · · Score: 5, Insightful

    I can hardly keep track of an ATM card, now you're expecting me to carry around a big honking CD all the time?

    Pass

    1. Re:Um, what? by Gumph · · Score: 2, Insightful

      The parent is modded insightful???? WTF, OMG etc etc
      surely funny is the more appropriate response, anyone who can't keep track of a bankcard is either a stark staring genius who shouldn't really be allowed outside without supervision or a complete dunderhead (how long has it been since you heard that word?) who again, should not be allowed outside without supervision!

      --
      'By the pricking of my thumbs, something wicked this way comes'
  4. Re:Great, but with some caveats by nametaken · · Score: 2, Insightful


    Ahh... how nice. Getting paid to customize knoppix cds. There's a bunch of folks that have their act together. :)

  5. It is at least a start by guyverix · · Score: 4, Insightful

    There wont be key-loggers, virus infested OS's Active X, IE, blah, blah, blah. At least this is a step in the right direction.

  6. news? by mnbjhguyt · · Score: 5, Insightful

    ...says... it's talking... one bank will probably use... envisages...

    and from TFA: Banks eye bootable Linux CDs

    wake me up when something happens, ok?

  7. And BSD is chopped liver? by putko · · Score: 4, Insightful

    A step in the right direction.

    But it seems odd to me that if someone wants a one-trick secure browser solution, he'd use anything other than OpenBSD.

    If you sit down and do the analysis (without regard to "religion" or fashion), and say, "I only need a secure browser," you'll likely pick a BSD and it will likely be either NetBSD (hw support) or OpenBSD (security).

    I did a similar analysis, and came to this conclusion, after attempting to dispassionately evaluate the options.

    --
    http://www.thebricktestament.com/the_law/when_to_s tone_your_children/dt21_18a.html
    1. Re:And BSD is chopped liver? by I+confirm+I'm+not+a · · Score: 4, Insightful

      and say, "I only need a secure browser," you'll likely pick a BSD

      I agree... but... the banks are really saying "I only need a secure browser that'll run automatically on a very wide range of hardware". I don't run Knoppix (except as a get-out-of-jail-free card ;-) but it is extremely comfortable with most hardware. Moreso than FreeSBIE, for example.

      --
      This is where the serious fun begins.
  8. Interesting idea for a very tough problem by brendano · · Score: 5, Insightful

    This sounds like a great idea, provided that the Knoppix can be user-friendly enough to figure out how to boot up.

    There's really no surefire way to ensure that a user's harddrive-installed OS is secure for banking. Considering the staggering variety of adware/spyware/viruses on machines today, it must be quite easy for a malicious malware creator to make a program that hijacks name resolution (change DNS servers, or the HOSTS file) for perfect phishing, or they could install a keystroke logger, or whatever else. If they got their bank-website-hijacking malware on machines in whatever way all today's adware stuff gets on, they could easily phish thousands of bank transactions every day.

    The prevalence of malware seems to indicate that people can't control or trust the programs on their own hard drives. If that's the case, they can't trust any of their online interactions. Since Knoppix kills your harddrive and all its flexibility, it's much more secure.

    What would be funny is if more and more institutions started demanding the use of bootable OS's. Our PC's would be reduced to a BIOS, monitor, and keyboard ... reminds you of the Apple II days, where you had to boot half of the operating system off a floppy every time you turned on the computer.

    --
    -Brendan
  9. Great for making banking Mozilla friendly... by Anonymous Coward · · Score: 1, Insightful

    This is good if it takes off. It should encourage banks to make their online systems Mozilla friendly. My bank supports it to some extent but most of the "advanced" features rely on IE5.5+

    When I say "advanced", I mean checking standing orders, direct debits, paying bills, ordering cheque books, everything other than 'your balance is..'

    Andrew

  10. Re:Great Idea but... by Trurl's+Machine · · Score: 2, Insightful

    Cds can be as small as your credit card, besides being much more secure.

    Great. So first we have locked out all "not-the-latest-Pentium" computer users - and now we are locking out all slot-loading drive users? My bank uses a nice security device which is also credit card size. It's a, well, card with unique security codes. I can use any Web browser of my choice on any platform to access all the features. I prefer it this way, thank you.

  11. No, read it again... by CdBee · · Score: 4, Insightful

    No, I'm saying you need either a supported modem, or an ethernet-connected modem/router.

    There are tens if not hundreds of millions of users in the world who use USB DSL modems, Windows-only winmodems, unsupported Broadcom wifi connections or password-protected proxies for whom this CD will be of absolutely no use whatsoever, except as a coffee mat.

    --
    I have been a user for about 10 years. This ends Feb 2014. The site's been ruined. I'm off. Dice, FU
  12. you don't understand security... by Anonymous Coward · · Score: 3, Insightful

    ...to ensure Internet banking security

    if you can make comments like that.

    "Security is a process, not a product". Its a social problem as much as a technical one and I have doubt that whilst this could help, the scammers will get around it once it becomes commonplace.

    -dgr

  13. Re:Great, but with some caveats by Anonymous Coward · · Score: 1, Insightful

    In theory it should be possible to extract the right dialin information from the windows registry. NTFS, FAT and the registry file format are all implemented in open source enough to give it a try. You only need read-only access.

    Anyway, the read-only root certs and browser sound like a really, really smart thing. It should stop phishing and zombie pc abuse withoud messing with someones (possible infected) windows installation. This security should more then make up for the inconveniance of having to type in one phone number and a username/password.

    I hope they make sure every tcp port is closed though. There is no theoretical reason why a knoppix distro can`t get worms/owned as fast as an average windows box.

  14. Stop the complaning by CastrTroy · · Score: 4, Insightful

    Stop the complaining about how it won't work if you have a certain hardware configuration, or if you don't have a certain type of internet connection.

    I think the power here comes in that the bank can offer it as an option. If it boots in your computer, then great, use it. Maybe they could even throw something like GnuCash so that people can keep better track of their money. I say, don't make it mandatory, but offer it as an option to help at least some users feel more secure.

    --

    Anthropic principle: We see the universe the way it is because if it were different we would not be here to see it.
  15. Re:Great, but with some SERIOUS caveats by caluml · · Score: 2, Insightful
    Even worse is when add/spyware gets between the boot process on such a PC.

    How will it do that? The bank can just instruct people to turn off their PCs at the plug, put in the CD, and switch it back on.

    It's still 100 times better than the current state.

  16. Convenience vs. Security by MadCow42 · · Score: 4, Insightful

    Online banking is successful / useful because it's convenient... that could be outweighed by security risks as malware gets worse.

    However consider how it'd work with a bootable CD:
    - shut down everything on my computer, save open documents, and all that crap
    - find a CD
    - boot to that CD (assuming it likes my hardware to start with)
    - wait for it to boot... (ho hum...)
    - do my banking
    - NOT be able to save any info to my local computer (for checkbook reconcilliation, or any other local use) - I guess I'll now have to find a paper and pen to copy the info I need down...
    - shut down again...
    - reboot again to get back to normal operation... (la-dee-da.... ho hummm...)
    - find the stuff I was working on before, and get back into the groove...

    Does THAT sound convenient any more? I don't know about you guys, but my computer doesn't boot very quickly. We're talking a total of 15 minutes minimum just to go check your balance.

    I can stop by the REAL bank on my way home from work easier than that. I don't see this as a good thing overall - even if it does provide the best security. There must be better alternatives (as mentioned in other threads).

    MadCow.

    --
    I used to have a sig, but I set it free and it never came back.
  17. Re:Banking Knoppix by Flendon · · Score: 2, Insightful

    It will be really cool if the bank provides Knoppix CDs for download from their web site. Complete with full source code and build instructions.

    This isn't aimed at people who understand source code. This is for people who can't even spell ISO. For this to work right everything has to be streamlined and dumbed down.

    --
    chown -R us ./base
  18. Fatally flawed by nmg196 · · Score: 3, Insightful

    I don't see how this improves security at all.

    If the whole OS is supplied on a CD, that means that when you boot from it, there will be NOTHING on the PC to validate that the CD doesn't contain a virus or trojan. While this won't be a problem for the bank's real CDs, it will be a matter of days before people start being spammed AOL style with fake CDs though their doors which look exactly like the ones their bank sent out and some with a covering later saying that it's an upgrade or something.

    Because you're BOOTING from the CD rather than using it to install something, you'll be bypassing your antivirus software and software firewall and there's no way that anything can warn you that the CD you're using is a trojan. It can litterally slip in right though your letterbox and into your CD-ROM drive without any checks whereas downloaded or web based applications have to go through your firewall and be scanned by your virus scanner in order to get onto your machine.

    The CD could be set up to transfer your money into some else's account and because it was done by your machine on your IP with your user/pass it will be very difficult to pursuade your bank that you didn't do it.

    This is an absolutely crap idea and most of the posts above seem to miss this point entirely. These CDs better have some pretty cunning holograms on them or something and the users need to know EXACTLY what they're going to look like before they get them.

    1. Re:Fatally flawed by CastrTroy · · Score: 2, Insightful

      Phishing only works because sending out an email costs $0.00001 and can be done rather anonymously. It costs quite a lot, $0.50 CDN, Or $0.37 US (i think) to send a letter. Add on the cost of actually producing the CD, and the problems in mailing out 1,000,000 pieces of mail anonymously. You can't just put 1,000,000 CDs in a street corner mail box. This kind of attack will be much harder than regular phishing. Unless you can figure out who the people are who are stupid enough to use a fake cd, and just mail copies to them, then this kind of thing won't work.

      --

      Anthropic principle: We see the universe the way it is because if it were different we would not be here to see it.
  19. Re:Cracked distributions by Jussi+K.+Kojootti · · Score: 2, Insightful

    How can we be sure the banks servers are not cracked in some way?

  20. Boot from CD? by olddotter · · Score: 2, Insightful

    Are their any machines sold where the default isn't to automaticly boot from CD? I mean how would those damn "windows restore" CD's work then?

    With windose you could probably set the auto run to automaticly reboot into Linux.