Crunching the Numbers On Shared Cellphone Contracts
itwbennett writes "The Wall Street Journal has a handy online calculator to help you sort out which phone plan is best for you. But one thing you'll notice is that shared or 'family' plans rarely offer any real savings, or benefits beyond the convenience of having a single bill, says blogger Kevin Purdy, who is bracing himself to propose a phone plan separation with his wife."
That calculator leaves out the MVNOs which are decidedly cheaper. The one that comes to mind is Bandwidth.com's Republic Wireless which offers unlimited data, texting and voice No Contract for either $19/month or $29 month, depending on how you purchase their phone. (Using the WSJ calculator, the next closest price I could find for unlimited data was T-Mobile at $70/month) The main catch is that you have to buy a specific phone--the Motorola DEFY XT, which again, depending on the plan you choose is going to be either $199 or $99. They have a special feature that I think is quite interesting--probably all of the carriers should allow this--you can connect to a WiFi and use that to make or receive calls--this is a good idea for bad reception areas and basements. The phone itself seems to be okay. Its reviewed well, but it is a bit outdated. At least it is a durable, waterproof phone though. Reviews for the phone and for Republic Wireless seem to be quite good over all. Here are a couple of the best ones that I have seen: A customer review http://longmeadcrossing.com/republicWireless.htm Time Magazine Review: http://business.time.com/2013/02/22/the-19-per-month-smartphone-is-actually-getting-decent-reviews/
Cable MSO's have been robbing people blind for years by bundling all their crap together. Looks like the wireless company management finally caught on.
Republic wireless for one/two phones or heavy usage. Ting if three or more moderate usage. Using ting I'm paying 56 a month for as the sole phone for 3 people, replaced a sprint 3 phone family plan that after all the hidden taxes fee's etc .was about 160. Sure I had to buy phones but they have low end droids for less than most carriers monthly fee. My nexus 4 was 4 ish months of savings and this is before you could port cheap refurbished sprint phones..
No sir I dont like it.
With T-Mobile at least, if you have more than 3 lines, it's rather dramatically cheaper. Not sure about other carriers, nor do I care since 4 lines with unlimited everything (data throttled after 500MB per line) is $100, which is what some carriers *cough*Verizon*cough* charge for unlimited on *one* line.
Two lines, very little talk, unlimited messages and 3GB/each. Family plans save me almost $20 a month across all the carriers vs going with single lines.
I'm not seeing the point.
If sharing a song makes you a pirate, what do I have to share to be a ninja?
A shared plan can be billed to the main tax payer in the 'family', making it much easier to gang costs and take a reduction, especially when a small business is involved.
I priced it out using that calculator for 4 lines (unlimited voice, unlimited messaging, 2GB data per line). T-Mobile costs $140/month for a shared plan vs. $240/month for 4 individual plans. For 2 lines it'd be $100/month shared vs. $120/month for 2 individual plans. I see exactly the opposite of the claim: the shared plan is more economical than individual plans for everything but the most limited usage. And that T-Mobile's plans are more economical than anybody else's, which may explain why T-Mobile had such a good quarter.
From my experience: Pageplus Talk n Text 1200 is a very cheap effective plan for moderate users. $30/mo. including all taxes, uses Verizon's 3G network. (You can get further discounts ~10+% if you buy these pins online at http://www.pageplusdirect.com/ or wherever). 1,200 Minutes, 3,000 Text/Picture Messages, 500 MB Data. https://www.pagepluscellular.com/plans/talk-n-text-1200/ Buy a used HTC Incredible from ebay, activate it, save your money.
I'm not sure the author of the article even tried using the calculator. If he did, he obviously didn't try it for more than 2 lines. The calculator tells me that 4 lines on tmobile with unlimited voice and text (and no data) will cost $100. That's a bit better than $35 or $40 a line.
Did you really think carriers would actually offer something that's anything more than dressed up as a deal? A family plan saves money ... for *them*, ie.: the lowered cost of billing.
Your best deal, as always: don't get sucked in by OOOH SHINY! and a ripoff contract, just buy your own phone privately and put a SIM card on whatever plan you want.
Ting is a great company, and I'm a happy customer, too.
Parent is a sleazy spammer for posting a referral link without mentioning that it earns him $25 as well.
Go directly to https://ting.com/, or find a friend who's using it and use their referral link. Screw sneaky spammers.
I signed up for Ting last month. Brought my Galaxy S2 from Sprint (Epic 4G Touch). I was moved within 8 hours of signing up. Happy so far. My bill should drop from $87/mo to around $40. Same exact (crappy) coverage as Sprint, same exact performance as I've had the last 2 years with my phone, but half the price, no contract, same nice phone.
One of the reasons providers offer a discount of families is that it makes it harder to switch away from them.
The world is made by those who show up for the job.
The calculator assumes all phones on the plan will be smartphones. On Verizon, 'feature' phones are $19.99/month vs $30/month for smartphones. I have unlimited data, but if I buy a phone at the discounted price, I must switch to VZW's Share Everything plan. Under that plan, my monthly cost goes up $80-100/month, partly because of the expensive data plans, and partly because the feature phones on my plan jump from $9.99 - $19.99 a month. That's an extra $1900+ or more over the two year contract. If i keep my current plan, I could buy 2 or 3 phones off-contract and still save money, and still keep my unlimited data. In other words I can't afford to buy phones at the discounted, contact price. I have resolved that I will no longer be buying phones from Verizon. Ever.
Family plans offers excellent savings, and the calculator confirms it.
I'm on Verizon, and used to pay $100+ per month (after taxes) for my smart phone with only 450 minutes, unlimited txt, and unlimited data. Now that I'm on the family plan I have unlimited minutes, unlimited txt, and 10 GB split across 6 people (we've never used more than 3 GB total in a month). I pay $60 per month now (after taxes), a savings of $500 per year just for me, and a savings of $3000 per year for all 6 of us. The new family share plans actually make it affordable to get great service with unlimited minutes. What an idiotic summary.
No company, irrespective of industry, seems to think that they can do well just giving you a simple bill.
Why isn't a straightforward "pay this, get that" a winning business model?
Get thee glass eyes, and, like a scurvy politician, seem to see things thou dost not.--King Lear
who is bracing himself to propose a phone plan separation with his wife
That's hilarious. First the setup, then the kicker - he's intentionally overstating the importance of the transaction in order to derive humor!
But not only is he funny, his life problems are the epitome of staid, quiet, stable family life. I really admire that fellow. It's nice to see good people do well, and follow their dreams of blogging from suburbia.
4 lines can be had for $150 if you buy your own phone and don't use a lot of data
I have a work smartphone as well and wifi at home and work so I rarely use more than 1gb if that much
Every time people complain about cell phone service and prices and contracts, I feel compelled to post a link to Ting, where you pay for what you use, and the more you use, the less it costs, and it's $6 per phone on the account, with as many phones on the account as you want. Now THAT is a family plan that is fair. I'm saving more than 50% from what I was paying for an "unlimited" plan with Sprint.
Disclaimer: if you use that link and end up signing up, you get a discount and I get a discount.
Only a fag could be such a homophobe.
do this comparison so he could convince his wife to change plans and "separate" his bill from his wife's thus keeping his numbers secret?
They don't subsidize phones, that is one of the reasons they are less. So you either need to bring your own, or pay the full cost, which can be $600-700 for top of the line smartphones.
I don't think this is a bad thing, I like T-Mobile for ending the subsidized contract nonsense but you do need to consider that price wise.
Looks like prices in the UK are around 25% of the prices you quote...
Unless the other family members are part of the business, if that person ever gets audited they're going to get dinged. You're only supposed to include actual business costs...in the case where something is shared between personal and business use you're supposed to pro-rate the amount you use it for business.
I believe I hear Nelson saying, "HA-ha".
They've got a pretty good deal going.
$35 a month for 300 minutes, unlimited messages, and unlimited data
I just filled out the form for myself and my wife for two lines... same voice, message and data limits on each line.
Came out that T-Mobile is cheapest $80 for the two lines. First line is $50, second $30. Total $80.
Seems like this family plan works for me.
I'm already on T-Mobile, just need to change my wife's phone (unlocked Nexus 4).
YMMV
I don't read your sig. Why are you reading mine?
will be cheaper for many people who are not heavy cell users. T-Mo has a plan 1000 minutes for $100+sales tax good for a year. Even if you use 400 mins a month it still ends up cheaper as you dont have all the fcc crapola charges tacked on. Not good if you text a ton as those are 10c each way.
The plan I used was priced out on their site at 10x what I pay through tmobile. With an iPhone, text messages go over wifi, and upcoming phone call can go over wifi, you can save a lot of minutes. I just don't understand how people can pay thousands for stupid phone calls!
-- these are only opinions and they might not be mine.
Don't renew your contract. Get two burner trac phones at radio shack. Two of their best phones and cell plans will cost $300, no contract, and you will get more than a year's worth of prepaid service. Give her a phone. You paid a total of what three months worth of regular service would cost. Tell her you're putting the money from the other nine months in the bank for a trip to Europe/Carribean/vacation spot of choice next year. Everyone is happy except the cell phone company who was banking your retirement savings
Unless a provider is willing to go with a $5.99/month plan with smartphone agnostic, flat-rate, unthrottled data, it would be cheaper to stay with the bundled line plan.
Then again, the data side is based off T-Mobile's T-Zones plan which doesn't seem to care what you put on there as long as it's a phone.
Twitter supports and protects racists - by smearing their critics with the "Hate Speech" label.
That is all fine and dandy but the cheapest (according to the calculator has very spotty coverage where I live.
The calculator does not work for 0 data, i.e. not a fucking smartphone. That is how you really save. Get away from the fad of web access on a phone. Use your damn computer at home and quit posting to facebook while you're driving.