Ask Slashdot: How To Back Up Physical Data?
An anonymous reader writes "After many years I now have a backup of all my digital data in (at least) two physical locations. But what do people recommend to back up my physical data? And then how to prove my identity? I call it the 'gas leak problem,' because a gas leak in my town caused an explosion that leveled a house. If it had been my house, it would have destroyed all my paperwork that proves who I am. If I'd come home from work and found my house was now a pile of rubble, how would I prove I lived there, knowing my key no longer fits the smoldering lock? If I'd left my wallet at home, my bank cards would have been destroyed so I couldn't withdraw money or book into a hotel. Or if I'd left my phone at the office, I wouldn't know anyone's number to call, or get anyone to vouch for me. What preventative steps can you take? Since having this nightmare, I've exported my phone's VCF file to an online repo, made online notes of all my bank account numbers and passport ID, I keep ICE numbers with me at all times (separate from phone/wallet), and I've hidden a spare mobile phone and house key in a box in a nearby field. But there must be more to do!"
You could start working from home, because then proving your identity will be the coroner's problem, not yours.
When they issue a photo I.D. for someone the state also keeps a record. The same goes for Passports(federal), they want your picture in a database.
Loosing credentials happens to travelers in foreign countries all the time. You go the embassy and request new credentials.
If it had been my house, it would have destroyed all my paperwork that proves who I am.
There's this marvelous service called a safe deposit box that banks offer...
all my paperwork that proves who I am
If you live in a society that requires papers to prove who you are, you have a bigger problem.
Back in the 1960s, we had a saying. "I am not a number, I am a free man!" Apparently the popular saying in the 2010s is, "How may I obey today?"
Hint: you are the problem.
First, backing up your physical data: Digitize it. That way you reduced the problem to one that you know a solution for.
Second: Go get that key from the field. Security by obscurity doesn't work. You can leave the cellphone, but I'd advise erasing the numbers in case any have been stored.
Third: Rent a storage box at a bank. Make it so you can access it by signature and password, fingerprint if your bank offers that service (and if not, shop around, banks have started offering such a service). Put everything you need in such an emergency in that box, i.e. a proof of ID, a spare house key, a list of phone numbers and account numbers along with everything else.
We used to have a Bill of Rights. Now, with the rights gone, all we have left is the bill.
Surely there is one person in your street or at work that you can ask to crash on a couch for a night. Not every problem is solved by the cloud. Human interaction will get you a long way.
FYI: Banks, courts, and the Government issued ID have processes for people who have lost everything. It generally involves someone signing a document that vouches for your identity. It's not a big deal. If you really want to speed the process, a couple of scans of your documents emailed to yourself will help them simply look up a record and reprint the documents.
Also for the hotel problem. If you really don't have a neighbour that would let you spend the night (just what did you do to them?) the fire department and police department have contacts of places you can stay and worry about the bill later.
TLDR; You live in a society, when your house blows up, it is time to redeem your credit. Relax.
No way to back up paperwork. You can have photocopies, scan images (which are photocopies) and so on.
But they are not back ups. They are just copies with little or even no legal value.
I had all my documents stolen.
I went to the Police Station to open a file, then to the city hall to have my identity checked against their files and had a brand new id. From there I went back to the Police Station and started a procedure to get all other documents back.
Periodic copying, on a copier/xerox, of the contents of your wallet works well. Make sure you copy both sides of credit cards and such, as they have numbers to call for cancellation or replacement. You could even simply scan the contents, then encrypt and store it somewhere.
For contacts, calendar, cellphones: Google works well for contacts, but you can use any caldav application. This handles your "physical" rolodex. And if your phone is destroyed, you can restore the contacts to a new phone.
You don't need backups of your physical stuff, you need to be able to quickly replace it.
Oddly enough I had a conversation with my parents a week or two where they said they'd paid off all but £100 of their mortgage years ago. I asked why they hadn't done the the last bit, and they said there was an arrangement with the bank: you keep £100 on the mortgage indefinitely, pay interest on that and in return they keep all of the deeds and other paperwork related to the house in a safe, off-site location. As long as you have photo ID and a bank card to prove you're their customer (you carry your driving license and bank card around, right?) you can then still get hold of the deeds no matter what happens to your house.
My Dad also gets a bit paranoid about this sort of thing, so when they travel they make up a "disaster kit": copies of all important data and documents, contacts, etc. on a USB drive and given to one of us kids.
Like others have said, off-site storage if you're paranoid.
If the lock is smoldering that doesn't matter. Your house is a pile of rubble, you can get into that from 5 directions.
You need a weapons cache in a different field, fake IDs in another one, foreign money in still a different one, a few other houses in different locations, summer homes in different countries.
A numbered account in Switzerland an the Caiman's, you can store paper copies in your planes and yachts.
Hide a tele-operated submarine with copies and money somewhere an install a hidden fortress in the arctic.
That should do it.
Or just store copies of your personal papers at a friend's.
Really? do you honestly believe that everyone on this planet owes someone or some company money?
You really need to get out of your mom's basement from time to time.
Personally, I owe no one any money. sure I have Credit Cards but I clear the bill before the statement is issued, otherwise I owe no one anything.
Before anyone asks, I own my own home and don't have a mortgage. I cleared that years ago. If I can't afford to pay for something in full, I simply don't buy it.
It might do a few more people to follow that advice.
I think the only thing left to do is buying loads of a aluminium foil.
karma police: arrest this man, he talks in maths; he buzzes like a fridge, he's like a detuned radio. [radiohead]
http://www.bing.com/videos/search?q=paranoid&FORM=VIRE3#view=detail&mid=97EE3F3AAA55F2E7A8BC97EE3F3AAA55F2E7A8BC
Donald Trump, on a crusade to make Nixon look respectable
If it had been my house, it would have destroyed all my paperwork that proves who I am.
There's this marvelous service called a safe deposit box that banks offer...
But what if a comet hits the bank? Dear God, is there no where on Earth that is safe? Can you charter a service to put a spare house key on Mars?
What if a comet hits the whole USA when you are abroad, then your hotel burns down when you are at the swimming pool. That could make proving who you are really difficult
Quite aside from your important personal documents, it's good practice to keep scanned copies of every bit of potentially-useful correspondence, and throw them in a Dropbox. The sizes aren't huge even for passable quality. If you have - or have access to - a good sheet-feed scanner, it's not even a particularly arduous process. These days I have a rolling two-year buffer of things like utility bills; each month the new one goes through the scanner, and the oldest one goes through the shredder.
Well, when I can be bothered, but you know what I'm getting at.
No kidding!!! What do you say at this point?
Well, I know the DMV in Florida keeps them. A little while back, I asked what my file looked like. It was a slow day, so they turned the monitor so I could see it. They had every drivers license photo I've had since the 80s.
I thought the passport office asked for two. It's been a long time. travel.state.gov says one photo now. I guess they figured out how to scan them finally. :)
Serious? Seriousness is well above my pay grade.
But what if a comet hits the bank? ...
I believe that's called an "Extinction Level Event". I wouldn't worry about IDs after that...
You worry too much. Seek professional help. And by "professional help" I don't mean "computer expert".
While it's not the best idea to keep all your eggs in one basket, Lastpass (a firefox, chrome, opera addon, plus a standalone app) is an OK way to store this kind of data.
It is all encrypted/decrypted locally .and then uploaded to the DREADED cloud! ...the lastpass folks never have access to your data.. so theres nothing to 'steal'..
While primarily a place to keep your passwords it does have a handy feature for what they call Secure Notes, with premade forms to filling out all of your personal private info, allowing pictures/scans to be added.
and... while that might be creepy for uploading to Facebook..... with lastpass they cannot decrypt the data, because they dont have your password and cant change it if you 'forgot' it..... because it was all encrypted before even being sent to them...including your password..
then you export a copy of the encrypted database, upload it all over the place in various email accounts, put it in safe deposit boxes on DVDs and flash drives..all stored with a copy of the standalone app that will show you the data, so even if the internet explodes too, youll be good to go!
Is this a treatment for a new cheesey TV pilot?
The police will then be able to ID you at all times via fingerprint, DNA & facial recognition.
Facebook and the NSA know what you look like, and Google can identify you by your browsing habits.
This is especially important if your homeowner's insurance covers the contents (which it ought to.) Take digital pictures of anything major of value you will need replaced. Appliances, television, computers, furniture, rare musical instruments, etc. Then store them online someplace. That way, when you go to file an insurance claim, you have evidence to back up the dollar value of the things you will need to fully rebuild. Otherwise they're just gonna cut you a check for a couple thousand in addition to the tax value of your house.
Occasionally living proof of the Ballmer peak.
Planning for such an event is like planning for winning the lottery: it is almost certain will win the lottery, and it's almost certain it won't be you.
Likewise, such catastrophic events happen to someone sometimes, but you don't have to worry about it happening to you. Really. Stop worrying so much.
If you live in a tornado-targeted area, you should prepare for a tornado to hit your house.
If you live in a flood area, prepare for a flood.
It's all about statistics and the Bernoulli equation: examine the chance of something happening and the effect it could have on your life, and prepare for the events that pose a significant danger.
If he explores all forms and substances Straight homeward to their symbol-essences; He shall not die.
An inexpensive fire-proof and waterproof safe will survive a gas explosion just fine.
But you are overestimating the importance of identity documents. A few sworn statements will have you up and running again in no time.
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Really? do you honestly believe that everyone on this planet owes someone or some company money?
You really need to get out of your mom's basement from time to time.
Personally, I owe no one any money. sure I have Credit Cards but I clear the bill before the statement is issued, otherwise I owe no one anything.
Before anyone asks, I own my own home and don't have a mortgage. I cleared that years ago. If I can't afford to pay for something in full, I simply don't buy it.
It might do a few more people to follow that advice.
You also have a crap credit score, if that's true.
I'm generally not "in debt" by most people's standards - even pay cash on a new roof, but every few years I'll buy something financed or run a balance or something that keeps my score up.
Because life isn't predictable and some day having a good credit rating may make the difference between being able to maintain my lifestyle and property over a period of interrupted income or losing things I'd rather keep. Or at least paying lower interest while I'm recovering.
"...and I've hidden a spare mobile phone and house key in a box in a nearby field."
Is this for real or is this just for laughs... Are you really expecting such a massive catastrophe that none of your neighbours would have a phone... not even a passer-by... not even a fireman attending to the catastrophe!? Given the scenario you have just described... what would you use the hidden key for... "the smoldering (sic) lock" lying in a pile of ash?
I obsess over old family photographs that are yet to be digitised, certificates, awards, children's memorabilia, etc.... basically stuff that no amount of money or insurance could ever replace. Things like passports, identity documents, some data backups with bank and insurance details, etc. are in a fire proof safe... but I still do not have a solution for those bulky irreplaceable items.
The scenario in which you describe is at a level of improbability equal to the chances of every system monitoring you also forgetting who you are.
In other words, calm down, because they'll open a Dairy Queen in Hades before that ever happens.
Keep the photocopies in a sealed envelope so you know if someone has tampered with them ( if you're paranoid). If you're really paranoid, scan them and encrypt the files, store the files on three types of media (flash, optical, paper print out of the bytes) in your safe deposit box. If you're less paranoid, keep the originals at the bank. Presumably, you only need them when you have advanced notice and very rarely. The bank will have better fire/explosion mitigation.
Your bank lets people into safe deposit boxes without showing any ID?
"National Security is the chief cause of national insecurity." - Celine's First Law
I'm more concerned that he thinks ownership of a house is proven with a key.
Have you tried getting a safe deposit box these days? Not sure about the US, but in the UK its near to impossible - banks are dumping the business as fast as they can.
You have forgotten to back up your DNA. What if you lose your arm physical data? Best put some spit and nail clippings in that box in the field.
Unfortunately, your DNA backup cannot store your memories. So you should upload your entire mind-state to the cloud, just in case of brain hardware failure. A spreadsheet on Office 365 would be the most convenient way of doing this.
I had an odd similar situation. I live in Karlsruhe Germany and help move my girlfriend, now wife move from Berlin to my place. So we rented a transporter, the requirements where a valid ID and drivers license with at least 2 years driving experience. At the time I was 19 and had a Texas drivers license since around 16, the the experience qualified, but I also had a European (French) drivers license since 18. (Yes, it's complicated.) So I came to them with with my German ID and my two drivers licenses. The one documenting that I had the required experience, the other on which I would actually be driving. But the bozos at rental company said, we can only accept the US license if you can show us your US passport as ID. Guess what, my passport was 800 km away in Karlsruhe. We got them to accept the situation, if I could provide some official paper that would document I was an US citizen. (They probably though it would not work out.) So we went to the US Services in the US consulate and of course they could produce my file with picture. After some probing about when and where I got my passport and some other random questions the issued my the letter and it worked out. In addition that was on a Saturday where they are normally closed, so thank you again!
Basically all your documents are on file with the issuing government agency. Likewise I had my birth certificate reissued, all it took me was filling out a form and a couple stamps on a return envelope.
How does not being in debt make you have a low credit score. As far as I know, missing on payments means you get a lower credit score, likewise raking up large amounts of dept lower the score. But actually paying your bills on time or before that, why should that give you a low score. It sounds like you go into debt on purpose to "keep your score up". That sound like en expensive undertaking.
The ID is really easy, like I posted somewhere else you need about two other people with IDs to swear that you are the person that you claim to be and you get your ID reissued. The other bit of the puzzle is the key. Each safe deposit box I know works with the two key system. You need two keys to open the box, one the bank has, the other you have. The result is that even with your ID, but no key you are out of luck.
Even though the deposit box does not help you with your ID, it helps mitigate the risk for other documents. Especially if they are things like contracts where people owe you money. (The other way around is no big deal, they will gladly hand you a new copy of the contract.)
how did this get modded insightful. MAYBE funny ....
Safe deposit box or storage facility, copy of your passport, birth certificate and other data.
I keep a small water tight aluminium box with my passport, other records, several thousand in cash, some 1/10 ounce gold coins, a pocket pistol and a joint secure and ready to go.
You just never know.
"If any question why we died, Tell them because our fathers lied."
Some banks, like my own (TD Canada Trust), offer one for free if you keep a minimum balance in an account. That is where all our original documents go.
Trolling is a art,
Any safe worth its money cannot be harmed by a simple gas explosion in the surrounding house, tornado, car crashing though the walls, etc. and if you have one or two hours of fire protection, that also covers the vast majority of house fires.
What i have actually know of was the chicken or the egg problem. To get access to their bank account (after a robbery) people needed ID. But to get a new (emergency) ID, the town hall needed money to pay for that. Normally you would know someone to lent the money from, but this person did not have a very good reputation with paying people back.
I myself keep a (medium quality) copy of my drivers license in my car. If i ever get pulled over and forgot my paper i might get of with a warning if i can show the copy.
The value of friends and family is important in such cases.
Ah - but I keep my ID in a second safe deposit box!
Tape stored offsite. Too expensive? Then something not as good so long as you have multiple copies and format shift every couple of years (with tape you need to format shift around the decade mark or sooner). Hard drives are not designed to last a long time unpowered so you may need to spin them up every year or two - polished surfaces diffuse together over time. The lubricant in drive bearings also has a limited life in comparison to tape (where it doesn't need to deal with high speeds at all). Optical has had problems so multiple copies and not expecting a long life are the way to use that.
Or a real fire safe. I have one, 16 hour DATA rated which is higher than needed for paper. it's also waterproof, but I dont know if that waterproofing is still intact after 16 hours in a fire, so all the documents are in sealed TyVEK envelopes just in case.
Do not look at laser with remaining good eye.
If that happens, it's an opportunity to start life as a international Spy....
Do not look at laser with remaining good eye.
How does not being in debt make you have a low credit score.
It doesn't. Most people have no clue how that works (and most people have crap credit scores to prove it).
If you have never taken on any debt that you paid off more-or-less on time and never had an electric/cell/cable bill then yes, you will have a crap credit rating. If you have a mountain of debt repeatedly past due then yes, you will have a crap credit rating. But even just having a single credit card that you use for nothing but buying gas and pay in full every month will give you a pretty decent credit rating. Combine that with a modest car loan once a decade, a student loan you didn't ignore for 20 years, and a few utilities that actually report on you (many actually don't, oddly enough), and you can get into the upper 700s without ever taking on any "real" debt.
I fit pretty much exactly that situation when I bought my first home, and with the exception of a small student loan, had never owed more than I could pay off immediately; and even at the peak of the housing crash, I had banks begging me to take a mortgage in the ballpark of half a percent below (with no points) the market average.
DR in this case, is "Disaster Recovery".
Look up the various tomes and processes for businesses and do the same things for yourself (minus the stupid certifications and $200K transferred to some consultant's hands) or find something specifically tailored for that
This blog web site was written by a guy that had to move his family during hurricane Katrina, and it has all sorts of processes and things to do to recover in that situation. It's old now, but you can add a modern twist. (I'd recommend an encrypted hard drive at a friend or relative's place as a backup.)
Here is the link: http://www.theplacewithnoname....
Warning: Disaster Recovery is a lot of dumb, boring, bullshit work that you have to keep coming back to re-do, that's why people don't do it. Not because it's not useful.
But what if a comet hits the bank? ...
I believe that's called an "Extinction Level Event". I wouldn't worry about IDs after that...
Tunguska wasn't an extinction level event. Of course if it had happened above your local bank, you would probably be vaporised as well, and not worried about your ID
Is the Air Force selling any more of their missile silos?
There's this marvelous service called a safe deposit box that banks offer...
Or your parents/kids/trusted friend's house, for alternatives that don't cost a monthly fee. Plenty of offsite options.
I honestly don't quite understand the problem from TFS - You can get duplicate social security cards and birth certificates trivially; I have about a dozen photo IDs from over the years, some on the older side but barring a facially-disfiguring disaster, I still look sufficiently like "me".
Keep a duplicate SS and BC, your passport (when not in use) or an old license/work/student ID, and (if you can afford it) a few hundred in cash at Mom's house. Done. You have a "backup" of everything you need to live the two weeks it takes to get all the regular contents of your wallet reissued.
and 800km away from your passport?
that potential bad experience is all on you man...
I've been through europe,
spent 2 month chunks staying with family there
I was never more than a 5 minute walk from my passport....
every day http://en.wikipedia.org/wiki/Special:Random
Your thumbprint and face should be enough to get your Drivers License or state-issued photo-ID replaced.
If you've opened a non-online bank account in the USA in the last few years, your thumbprint is probably on file.
It won't be fast but within a few days you should be able to start reconstructing your life.
Also, if you are in a state where the cops can pull up your drivers license photo in their car, AND if you still look like your photograph, you should be able to prove yourself to their satisfaction on-the-spot. Especially if the car you are driving when you arrive at your smoldering former house is registered to you.
Knowledge is how to play a game, intelligence is how to win, wisdom is knowing what game to play.
Photographs or copies of the front and back of all critical documents and of at least one "monthly statement" of every company you do business with can be kept off-site.
Be careful doing this with your phone though: If you do, dump the photos off of your phone then fill up your phone's memory with something else. Otherwise, if your phone gets stolen someone who has the desire and know-how can "undelete" the phone's memory and, well, that won't be fun.
Knowledge is how to play a game, intelligence is how to win, wisdom is knowing what game to play.
Franklin Covey used to recommend that you never leave home without it. Plus those quotes of the day are just precious...I will no longer recommend the FC version of the planner though, after they reneged on a "money back if not satisfied" promise. They proved to me that their company is without honor.
The USA is only 4X older than me...perspective
There's this marvelous service called a safe deposit box that banks offer...
In the UK at least, banks very rarely offer safety deposit boxes any more:
http://www.bbc.co.uk/news/busi...
I kept reading on, sure that this would end with a Bel-Air, only to be disappointed.
If by backup you mean make copies of everything someone needs to copy your identity? sure. Or do what I did and stop caring. When I lost everything I walked into the bank and I said GIVE ME MINE, I answered a few critical questions about my account history and information and I was issued a new card. I walked into the Provincial Service Center and whined a bit and by the end of the day they were mailing me my new drivers license. Your level of paranoia will kill you by the time your 50. Take a breath a slow the $#$% down. /none/ of your papers are worth stressing over.
"But there must be more to do!"
Yes, seek assistance from a mental health professional before your obsessive/paranoid behavior tips over into full blown illness.
Seriously, hiding something in a field against a one-in-a-billion combination of events - and then posting an Ask Slashdot to see if there's anything more you can do? There's prudent caution, and then there's.... well, you. You've departed the hump in the bell curve of behavior and you're rapidly blowing past the tail of the curve. This doesn't strike me as healthy.
I know it has been pointed out that the question asker is being overly paranoid, but I just can't help but point something out, beyond that. He is the kind of person that carries ICE numbers on him that aren't in his cell phone or in his wallet. He is the kind of person who clearly wants to plan for every possible scenario. Yet he argues that he might be forgetful and leave his wallet at home, or his phone at the office? Attention to details, man. I haven't done something like that since I was a teenager.
You keep an official copy of your birth certificate in your safety deposit box,..
A birth certificate is not a proof of identity. It is just a proof that someone with that name is born on that date. It doesn't tell that the person holding it is that person. And it is quite easy to get a duplicate birth certificate. In France you can ask for it by mail.
The only way to prove your identity is to bring to the police office two identified (with a document) persons to testimony that you are who you pretend. Of course false testimony is punished by law. This will allow you to get a new id document.
I had that problem once when I lost my wallet. To get a new drivers license, I needed proof of identity through something with a signature. Needless to say, I didn't have it. So we settled we ended up settling on a gas receipt that was signed. ... Nothing more official than that.
Select from tblFriends where interesting >= 4;
Digital vs physical data? What is this odd beast called physical data? Get a Fuji iX500 scanner and you can scan 10 years worth of paperwork in an afternoon. I store it in Devonthink, but if you store it in Evernote its automatically backed up to the cloud. Put all your numbers, passport numbers and critical stuff in 1Password and sync with the cloud. Done!
*troll mode*
He's a libertarian and a capitalist. There are no such things as friends, only adversaries and customers. The government is presumed to be utterly ineffectual, such that all the data they have on him is inaccessible for his use. His business contacts know him only though electronic communications because he never sees them in person. Why would he? They're just adversaries or customers, neither of which he has any use for personally. The only personal contact he has is for sex, and that's with prostitutes (a fair night's wage for a fair night's work). He's probably already killed his close family and buried them in the land on the back of his Freedom Ranch.
For the rest of us with personal contacts - the teller we see at the bank on a regular basis, the guys we hang out with, family close and far - will easily get us though losing everything. They know who we are, and can vouch for us. The DMV will issue a duplicate license, our Social Security number still exists, and we can order a duplicate birth certificate from our birth state. Even our credit card companies will send us brand new cards in the mail (overnight for no extra cost if you're a good customer) with nothing more than a phone call.
As with anything, you lose your paper documents, old photos, heirlooms - but your identity is really not at risk.
Is it just my observation, or are there way too many stupid people in the world?
My bank doesn't require an ID. Just the key, box number, and a signature they compare with what they have on file.
All my experience with a friendly bank calling you up to help you, turns out poorly...
Don't waste your vote! Vote for whoever you want, unless you live in a swing state it won't matter anyways
That's not true. I'm actually in the same situation - no mortgage or installment debt for several years now, and a credit card that's paid off monthly (occasionally with vacations I spread a big bill across 2 months) and my credit score last year was something in the high 700s. You needn't run a balance to have good credit history.
Isn't that the whole point of a numbered account? Simply provide a name or number and a password for full access.
Scan it, encrypt it, cloud it.
When I got my drivers license I didn't have any photo ID. In Ontario there is a vouching system so you use your doctor, dentist, pastor, or other licensed person of notability to confirm your identity. They have to have known you for a period greater than 5 years which is pretty easy with those individuals. I think they risk their professional licensing so the fraud is very low. Hopefully you don't have a party at your house with all the professionals you know and you leave to get more beer when it explodes. Then I have no idea what you would do.
My bank allows more than one person to open my safety deposit box, if I tell them who I want to be on the access list. It's a good idea to have people you trust be able to open your safety deposit box.
Honestly, I think this entire post makes me feel a bit sad for the poster. I drink beer with my personal bankers, and the tellers at the bank know my name. If I had no ID for a little while, I'd still be able to do ALL of my banking - online and in person. About all I'd lose would be ATM access if I lost my ATM card, and the bank would probably give me a new one without an ID after I told them my crazy story. I keep my passport at my house, and my driver's license on me usually. Which reminds me, I keep my *expired* passport at my house...
If no one knows who this poster is without his ID, I think that is the problem. The problem isn't that he (doubtful it's a she) needs an offsite backup plan. It's probably that they should be making human connections with people that could be close with them in their life, or at least that their priorities are skewed towards making offsite backup plans. My neighbors could identify me, my business associates could, all my family could, my ex-girlfriends could. If someone horrible happened and I needed help for a few weeks, all of them would help me out (even some of the ex-girlfriends!) Having a social support network is (should be?) way more important than having an offsite backup scheme. However, this is slashdot...
If your physical data is in the form of "fish", don't destroy it prematurely!
http://www.washingtonpost.com/...
In that case I would keep anything important in my house and just run the risk of it burnining down.
Of course, in the US, all you need to know is someone's bank account number and you can completely empty their account with bad checks. You don't even need to know their name, you can just put any name on it that you DO have a fake ID for and you are good to go.
I would not, under any circumstance, trust a bank to protect your privacy or identity.
I'm a good cook. I'm a fantastic eater. - Steven Brust
At first I was going to remark, "What, do you expect your house to flood after it burns down?"
Then I thought about what they put fires out with.
I'm a good cook. I'm a fantastic eater. - Steven Brust
Considering I live in the same city as my bank, a Tunguska hitting my bank would cause me to go extinct.
I'm a good cook. I'm a fantastic eater. - Steven Brust
...your papers would not be destroyed, you would have had your id in your wallet on your person. Locks don't smolder, and your key would still fit the lock in the door that got blown out of it's frame.
" But there must be more to do!"
Take your meds and calm down?
I'd forget about the box-in-the-field thing. Get the safe deposit box everyone else recommends. Print your important contacts and whatever vital information you might need and keep a copy somewhere off-site. Maybe sealed in an envelope at work, maybe with a nearby relative, friend or trusted neighbor. This could come in handy for many much less serious problems, like you get injured or sick at work or collapse while mowing the lawn. That happens a lot more than exploding houses.
But really, forget the box plan. You're not gonna find it when you need it. Earlier this Spring, the neighbors hired a surveyor to mark their property line before installing a fence. The property line monuments were clearly marked on maps. He had a metal detector to find the iron bar embedded in it, and a shovel to dig for it. I knew exactly where they were, and I was home to help him find them. Even with all that, and knowing the 4 square feet to look in took him hours. Landscapes change quickly from season to season. Last thing you want to be doing after your house-leveling explosion is be digging around in the snow, ice, fallen leaves and frozen ground with your bare hands.
Remember, your exploding house will certainly attract your local emergency services. In the US, states now digitize and save your DL picture, so the cops will be able to ID you with their SCMODS, or whatever they call what they use now. Your local Red Cross or equivalent will make sure you're not sleeping on a bed of twigs trapping squirrels for food with a snare made of your shoelaces. (Note to self, no more loafers.) You'll get your identity papers replaced. You'll get in contact with friends, relatives, your boss and your bank.
I am not a crackpot.
Some people prefer to take care of themselves and not play the bankster's games like most of the other sheep. It's quite nice to be free and not a serf.
I have a PDF scan of all important IDs/health cards/etc on a drive in my safe deposit box. It's also where I store my long term email/document archives.
I keep a mirror at home, which is what I update most frequently and any time I go to the bank, I just swap the external home drive with the one in the safe deposit box, go home and rsync the current data to it.
My safe deposit box key lives in a floor safe in my home which should survive even a gas leak explosion/tornado/etc.
-- Dave
up 12 days, 22:30, 2 users, load averages: 993.20, 994.21, 994.56
*makes note to limit user processes...
Really? do you honestly believe that everyone on this planet owes someone or some company money?
You really need to get out of your mom's basement from time to time.
Personally, I owe no one any money. sure I have Credit Cards but I clear the bill before the statement is issued, otherwise I owe no one anything.
Before anyone asks, I own my own home and don't have a mortgage. I cleared that years ago. If I can't afford to pay for something in full, I simply don't buy it.
It might do a few more people to follow that advice.
You also have a crap credit score, if that's true.
I'm generally not "in debt" by most people's standards - even pay cash on a new roof, but every few years I'll buy something financed or run a balance or something that keeps my score up.
Because life isn't predictable and some day having a good credit rating may make the difference between being able to maintain my lifestyle and property over a period of interrupted income or losing things I'd rather keep. Or at least paying lower interest while I'm recovering.
You absolutely do not need to run a balance periodically to keep a high credit score. The age of your credit is a factor, so just holding those credit cards through the years will help. The current amount of your available credit that you have used is a factor as well. Using more of your available credit is a negative. I assure you that what you are talking about doing is not needed to have a credit rating over 800. No one would consider an 800+ rating to be crap. It is an old wives' tale that you need to be paying finance charges to have good credit. It's just common sense that someone with the discipline to pay off their credit charges every month is a better credit risk than someone that carries a balance and takes months to pay off some charges.
Having no balances anywhere is also a hit against your credit score.
My bank actually has my photo on file (they scan your drivers license). If I lose my entire wallet, I can walk in a they'll issue me new cards after a signature verification.
How many guesses do you get at the number? I'm not doing much this weekend.
You also have a crap credit score, if that's true.
I'm generally not "in debt" by most people's standards - even pay cash on a new roof, but every few years I'll buy something financed or run a balance or something that keeps my score up.
Why is this modded "insightful"? It's flat out wrong.
You're wasting your time and money. You don't need to pay interest to get good credit. My credit score is
almost perfect (above 800 out of 850) and I've never carried a balance. I pay the balance in full every month.
This is still recorded on your credit report as carrying a balance even though you never actually pay interest
on the balance. I've actually had this come up on a few occassions when my credit report is pulled and
I'm asked about some balance I supposably have when it's just the amount I spent last month.
I've had a safety deposit box for years that I keep sensitive paperwork in, master copies only. On location in my home I recently bought a fire safe with copies in it, see http://www.sentrysafe.com/
"It's here, but no one wants it." - The Sugar Speaker
I lost my writin hand in the gas explosion you insensitive clod!
Ah.. My passport was old. It had a real photograph on it. I need to get a new one, so I guess it will be a printed one.
Serious? Seriousness is well above my pay grade.
Get to know some people. Maybe your neighbors. In my case, half the people in town seem to know me or my wife. I actually know the Mayor, city council, several police officers, to president of one of the banks, the owners of several shops, a lot of the staff at my kid's school. That's not to brag. It's just that we're known. If I lose my ID, I can easily find dozens of people who can positively ID me. Some would actually even help us out while we're dealing with getting a normal life put back together. It wasn't always that way. Our kids forced us out of anonymity, but it's actually not a bad thing.