Car Thieves and Insurers Vote On Keyless Car Security
RockDoctor writes: The BBC reports that Britain's car thieves, rapidly followed by Britain's car insurance companies, have been expressing their opinions on the security of keyless car entry and/or control systems. The thieves are happy to steal them (often using equipment intended for dealer maintenance of the vehicles) and in consequence the insurance companies are refusing to insure such vehicles (or to accept new policies on such vehicles) unless they are parked overnight in underground (or otherwise secured) car parks. I guess I won't be considering buying one of those for another generation. If ever.
I've never been a fan of the keyless car design. But if I wanted a new car, I had little choice. And I knew I'd have no chance convincing car manufacturers to make a keyed version. All this time, I should have been making a fuss to the insurance industry instead.
Thank you insurance industry for making a sensible decision. Unfortunately, that may suck for anyone who owns such vehicles.
They didn't make universal keys, why would they make universal keyless?
No Insurance?
No car loan..
Cash only customers...
Few Sales...
Car makers adapt or go out of business..
Car thieves in any country have been expressing their opinions on the security of keyed car entry and/or control systems. The thieves are happy to steal them (often using equipment intended for dealer maintenance of the vehicles *OR SIMPLY USING A COAT HANGAR/SLIM-JIM, A PAIR OF WIRE CLIPPERS/STRIPPERS/THEIR TEETH AND THEIR HAND AND FINGERS*), but, car insurance companies insured the cars anyway taking into account the risk/likelihood of the car being stolen knowing that it didn't require much expertise or knowledge to steal the car. HOW IS THIS DIFFERENT? SOUNDS LIKE THE INSURANCE COMPANIES HAVE LOST THEIR MIND.
I still remember the cases which transpired in Asia. BMW was trumpeting their "totally secured" computerized key system back in the 1990's, telling the world that no one can steal the car since everything is secured and only the people with the key with the right key which comes with the correct computer (I guess encryption or something like that) sequence can start the car
And then those cars were sold in Asia and within months people are stealing those cars
According to BMW their so-called "security" is so secured that there are BILLIONS of combination in their "secure key" system
Well, billions or not someone in Asia figured out a way to break the system and those BMWs in Asia were being stolen left and right
Them car companies are so fucking full of themselves, and because of that, their customers kept finding their cars being stolen
At least in the U.K. which is where the article is about. Basically underground car parks at private residences don't for practical purposes exist in the U.K., which is why the article *NEVER* mentions them at all.
Never liked the idea of a keyless car, just being near the car means anyone can get in the car as you approach. Heck even if it is parked on the drive and the keys are inside. One of the stupidest ideas in existence really.
It's easier enough to get into a standard auto keylock. People get the key cut books, and cut their own keys. No different.
There is here surely an equivalence to the NSA's idea of backdooring everything, but only for their own use...
"By far the most common way of a car being stolen is still from thieves breaking into homes and stealing keys," he said.
Don't leave your keys in the obvious places, including the spare keys.
For bonus points: Have some keys labeled "neighbor's house" that are useless.
Opening a car door is easy enough. That way the thief can steal your CDs. Hot wiring a modern car to steal the entire automobile is quite a bit more difficult. I've opened a lot of car doors. I've never started the ignition without a key on anything newer than 1980s, when you could just pull the lock cylinder with a sufficiently strong tool, then turn the switch with a screwdriver.
A few years ago I had a jacket stolen from a restaurant. The crooks walked round the local car parks pressing the button on the key-less entry fob until my (ex) car flashed its lights. Easy job for them.
I reported it to the police, got a video of it being stolen from a camera - the police were less than interested. I was then told that it had been seen on an auction site - by the time that the police got round to visiting it 3 weeks later the guy claimed to not remember anything about it & that was that.
For the same reasons why my home door isn't keyless... just not secure enough.
... of a 4-year-going pest, I'm sure to avoid keyless cars. Not to mention the other "he's so cute, let him play" relatives. Actually, I might buy a Bluetooth conventional key which would beep loudly if I distance more than x meters from it.
The problem is how many meters?
I have a car that uses a wireless key. After browsing the web trying to find more about the security, I found that you could buy a programmer that connects to the car's data port and programs a new key. What was surprising to me was how relatively easy it is to buy such a device and how quick the programming process was (about 30 seconds). A thief would have to get an entry into the car first (breaking a window, perhaps), but once that is done, it's relatively easy to just drive off with a newly programmed key. What I did was to disable to data port, not permanently, but more of a need to use basis. Since it works on obfuscation, this is not a type of security to be mass produced. Not knowing how exactly the port is disabled, it will take a long time to make it work, so I don't expect a thief to start taking the car apart. Wonder if you can claim for the insurance that the port is disabled. There are many other ways to steal a car, I just want to prevent the easy ones known today.
There's no such thing as "illegal download"
The thieves are happy to steal them (often using equipment intended for dealer maintenance of the vehicles) and in consequence the insurance companies are refusing to insure such vehicles
This is ironic. When electronic systems were first rolled out, the car manufacturers did a fantastic job of convincing insurance companies they were far superior to mechanical lock systems. So good, that in some cases insurance companies initially labeled any theft of such a car as being likely to have been done in conspiracy with consent of the owner, since it was obvious no common thief could have cracked such awe-inspiring technological marvels of security.
Of course, this point of view was unfortunate for those first-generation owners who, who were labeled as suspected frauds. But initially very convenient for the insurance company, who could find an excuse to not pay out (at least until the police began to figure out just how easy it was to fool that "fool-proof" security).
> The problem is how many meters?
As much as my unimpeded direct line vision allows, I'd say... or rather, close enough that I can get him before he enters the car... that would be about, considering his present maximum speed (and mine!)... about 10m / 10 yards, perhaps.
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The BBC reports that Britain's car thieves, rapidly followed by Britain's car insurance companies, have been expressing their opinions on the security of keyless car entry and/or control systems.
Was this a government organized poll, or a parliamentary committee taking in feedback from the industry? This soft on crime has gone too far, I tell you!
I don't know about the UK but In the US basic insurance doesn't cover theft. It's liability only.
Yes, you have to have comprehensive in order to cover theft. Of course, if you have a loan, the bank will insist on you having theft insurance, but for some reason they are not willing to pay for this coverage of which they are a beneficiary.
If you are not allowed to question your government then the government has answered your question.
Couldn't help but notice from the article that the insurance company mentioned as refusing to pay on claims is AIG.
You still would be paying the bank for the insurance they provide, in the form of a higher rate.
To explain why:
You aren't insuring the car in this scenario, you are insuring your debt to the bank. If the car gets stolen, you still owe the bank for the balance.
They need you to demonstrate your ability to pay back the loan. You do that by letting them keep ownership of the car, and agreeing to provide comprehensive insurance until you pay off the debt. If you don't do that, they take back the car and sell it at auction. If that doesn't cover your debt, you still owe them the difference.
Either way, you are on the hook for the debt, whether or not you have the car in your possession.
The slide hammer is but one part of the tool, which is universal. If you go to the tool store and ask for a slide hammer, you get this, which is not a dent puller. A dent puller is this. Both of those contain slide hammers, but if you used the first item, I would imagine it would be easier to beat the column to death with the bare hammer as the screw-like attachment you need for the lock cylinder is in the other box. None of those slide hammer attachments would work.
There tend to be three levels you can buy in the UK. The least common is 'Third party only', which only covers your liabilities to other people. Next you get 'Third party fire and theft', which does what you'd expect. Last is fully comprehensive which covers everything including making good your losses even if there's no third party to pay out.
"Physics is to math as sex is to masturbation." -R. Feynman
This problem is easily solved by placing the liability of a "proper" locking system on the manufacturer and vendor of the car. If the system gets hacked, the manufacturer should be made liable to come up with a fix for that, or buy the car back from the owner at the original price of sale. In the UK most of the provisions for such a system are already in place. It will just take a relatively small and easy law where the party responsible for sale and/or manufacture of a device that later turns out to be fundamentally broken be made liable for the costs of replacing, reparing or taking back the goods.
This will probably turn in to a discussion of what "fundamentally broken" is, but I'm sure the courts will be able to take care of that.
I was promised a flying car. Where is my flying car?
Our car is badly scratched. It's second hand and one of us made additional scratch to it (non intentional).
I don't think anyone would be interested in robing such a car and we feel quite relaxed regarding theft risk (and when going through tight places).
Why hasn't anyone figured out how to unlock your car with your phone?
Press button under handle to activate power to the car's wireless circuitry.
Have it unlock if your phone can handshake with your car.
No more worry over lost keys.
It's obvious, right? or did someone patent this and is sitting on development?
http://www.nfcworld.com/2014/10/27/332283/apple-patent-unlocks-cars-ble/
Just the "NFC unlock button" could easily become an after-market item, too, without CarPlay.
Locks keep honest people honest. They barely slow down a professional.
Yes, but there are a lot of potential thieves who fall between those ends of the spectrum.
#1: Basic insurance is required to drive your vehicle on public roads.
All you need to legally drive your vehicle on the road is third party liability insurance. You do not need coverage against fire and theft and you do not need coverage against damage you cause to yourself and your own vehicle.
#2: Insurers can refuse to insure some vehicles, or set the price such that no one is going to try to insure it anyway.
They can but there are a lot of insurers out there. If a rational risk analysis says there is money to be made then it's likely someone will insure it. At least the freely accessible bits of TFA don't make it clear if he was denies third party insurance or only denied insurance policies which included theft cover. It also doesn't make it clear how widely he searched (another article I found which may or may not be about the same person claims he later found insurance from another provider).
note: i'm known as plugwash most places but i screwd up registering that here somehow in the past and now can't register
Yeah, it could be more secure, but it also doesn't have to be. This article sounds like insurance companies just trying to get out of paying claims, which seems to be the primary business of insurance companies. It is computationally simple to crack keys and open a car door, but it is even more simple to break a window or just tow the car away.
If you still want a physical key, buy a used rental. I have not been in a rental that does not have a key, even on the newest models. The features the rental companies pick tend to be the no nonsense ones that won't confuse people and won't break.
Maybe some higher end cars, but I've got a 98 Honda and through normal wear and tear the ignition is messed up to the point where you can jam any key like object in the ignition and with a little finessing start the car.
This kind of thing isn't relegated to automobiles, when the "chip-n-pin" system was introduced in Europe from what I understand it was considered so secure that banks assumed that any fraudulent charges were somehow the fault of the card holder and they were held liable for them. After mounting evidence and public outcry they eventually admitted that theft was still quite prevalent with these new "secure" cards and reverted to a standard credit card liability (card companies are held liable for fraudulent charges).
I guess that Honda model was a little late to the party. Most cars built after 1995 have transponder keys, where the ECU sends a challenge string to the chip in the key.
...a 9 year old Focus