Slashdot Mirror
Facebook Wanted Banks To Fork Over Customer Data Passing Through Messenger (theverge.com)
An anonymous reader quotes a report from The Verge: For years, Facebook has publicly positioned its Messenger application as a way to connect with friends and as a way to help customers interact directly with businesses. But a new report from The Wall Street Journal today indicates that Facebook also saw its Messenger platform as a siphon for the sensitive financial data of its users, information it would not otherwise have access to unless a customer interacted with, say, a banking institution over chat. In this case, the WSJ report says not only did the banks find Facebook's methods obtrusive, but the companies also pushed back against the social network and, in some cases, moved conversations off Messenger to avoid handing Facebook any sensitive data. Among the financial firms Facebook is said to have argued with about customer data are American Express, Bank of America, and Wells Fargo.
The report says Facebook was interested in helping banks create bots for its Messenger platform, as part of a big push in 2016 to turn the chat app into an automated hub of digital life that could help you solve problems and avoid cumbersome customer service calls. But some of these bots, like the one American Express developed for Messenger last year, deliberately avoided sending transaction information over the platform after Facebook made clear it wanted to use customer spending habits as part of its ad targeting business. In some cases, companies like PayPal and Western Union negotiated special contracts that would let them offer many detailed and useful services like money transfers, the WSJ reports. But by and large, big banks in the U.S. have reportedly shied away from working with Facebook due to how aggressively it pushed for access to customer data. Facebook said in a statement to The Wall Street Journal: "Like many online companies, we partner with financial institutions to improve people's commerce experiences, like enabling better customer service, and people opt into these experiences. We've emphasized to partners that keeping people's information safe and secure is critical to these efforts. That has been and always will be our priority."
The report says Facebook was interested in helping banks create bots for its Messenger platform, as part of a big push in 2016 to turn the chat app into an automated hub of digital life that could help you solve problems and avoid cumbersome customer service calls. But some of these bots, like the one American Express developed for Messenger last year, deliberately avoided sending transaction information over the platform after Facebook made clear it wanted to use customer spending habits as part of its ad targeting business. In some cases, companies like PayPal and Western Union negotiated special contracts that would let them offer many detailed and useful services like money transfers, the WSJ reports. But by and large, big banks in the U.S. have reportedly shied away from working with Facebook due to how aggressively it pushed for access to customer data. Facebook said in a statement to The Wall Street Journal: "Like many online companies, we partner with financial institutions to improve people's commerce experiences, like enabling better customer service, and people opt into these experiences. We've emphasized to partners that keeping people's information safe and secure is critical to these efforts. That has been and always will be our priority."
"Using customer spending habits as part of its ad targeting business" is utterly incompatible with "improving people's commerce experiences".
However, "It is difficult to get a man to understand something, when his salary depends upon his not understanding it!" so I don't expect Facebook to catch on to this fact.
Truth.
And I am gay. Sorry, ladies. I just like to screw with God.
Full stop. Enjoy the nonsense.
Is an idiot or to paraphrase Mark Zuckerberg himself, a "dumb f-bomb".
My mother in-law was scammed $600 in itunes gift cards to pay for virus removal from a random indian farmer. She should know better, but she is on fb too. Too many ignorant and naive people use that platform, as do most all businesses.
This is the world we live in.
I, however, move along elsewhere the moment a link tracks back to fb.
Fuck em. The core foundation is built on a cheat and a cunt with no respect for humanity.
"Opt-in," my pasty white ass.
There are a shit-ton of "experiences" on Facebook that I haven't "opted in" to. Indeed, when I try to turn them off, Facebook turns them right back on again (most notably "Most Recent" versus "Top Stories", and "Login via profile picture"). Facebook should be trusted with precisely nothing.
Editor, A1-AAA AmeriCaptions
Does fb really think it is SO BIG NOW that it can bully anybody and everybody, anytime, anywhere, anyway it wants?
fb needs this world
This world doesn't need fb
I suppose this is why PayPal has spent the last year demanding customers are always logged-in. The big news here is, that banks treated financial records like they belonged to someone else. The cynic in me says they saw a lawsuit waiting to happen and made a sensible decision.
This article is irrelevant. Nobody uses Facebook anymore.
They really are sickos at facebook, they wanted to become the ultra middle men, between all customers and all suppliers. Not honest ones either but lying to both to maximise the middle man cut, either end getting shit, whilst they suck up all the profits, total power, total control, nothing but idiot psychopaths temporarily corrupt the human digital medium. You use Facebook and you are part of the problem, you are an idiot, dragging the rest of us with you, you know better, yet you still give away the privacy of everyone you interact with.
This kind of invasion and manipulation of all human social interactions across it's corrupt platform is extremely disturbing and should be investigated and if necessary prosecuted for purposefully causing psychological harm to it's users, duty of care, criminal negligence, fraudulent misrepresentations of the service supplied, in whose interest it was, who benefited and what people lost.
Chaos - everything, everywhere, everywhen
Fckn liar.
She has already said she would happily speak under oath.
Have some more vodka, Russian cocksucking asshole.
Not Ford, JUDGE is the one chickening out.
There's notes written by third parties dating back to 2008 and 2012 respectively at least, well before he was nominated for anything like SCOTUS. Kav's buddy "Judge" also wrote about his hard-partying lifestyle already extensively.
https://www.vox.com/2018/9/18/17876320/supreme-court-brett-kavanaugh-mark-judge-sexual-assault-allegations - And he IS refusing to testify, because he knows his days are up when they get him under oath. Checkmate.
Easiest way to solve this and a myriad of others is to get off Facebook. No regrets!
I'm just not capable of despising these guys any more than I already do.
Nice try though.
Easy to say for those with no IRL friends and family who want to stay in touch with them.
Easy to say for people who seem to think that email and telephones no longer function because OMG FACEBOOK.
Il n'y a pas de Planet B.
Would you consider Mark Zuckerberg's extended network of info harvesters part of your friends and family? You're a fucking moron lol. Why open the lives of all your friends up like that to data scavenging trolls? Are you retarded?
What a horrible thing to do to one's friends, you are just a thoughtless person who trades in conveniences like all fools.
Among the financial firms Facebook is said to have argued with about customer data are American Express, Bank of America, and Wells Fargo.
If Wells Fargo had a problem with it, something's definitely hinky.
It must have been something you assimilated. . . .
I suppose that those who are still using Facebook don’t care and will accept anything.
L'Idiot
At least we used to...
"fork over" data (meaning to hand over in large quantities, I guess?); who says that?
Now, forking banks, that's an idea...
As others have pointed out, facebook is not needed to stay in touch. There are other forms of communication.
Still, facebook may be convenient for reaching some people. But if that is all you need it for - use it only for reaching such people. As in, don't post anything, don't follow anyone, don't browse. Don't use facebook regularly, only once in a blue moon when you need to reach those people who is easiest to reach through facebook.
No one signs up for anything by default.
https://www.youtube.com/c/BrendaEM
Wrong and wrong.
First, for all you a**holes, not even she has said there was a rape, so knock off the crap. She claims a teenager tried to feel her up and that is all. Funny how she can't remember where or when this happened, and the only other person she named said it never occurred. Funny also how, during the 2012 election, when it looked like Romney might win and he had identified the same Kavenaugh as a SCOTUS appointment she tells a story, without names, to a therapist, but claims then it was 4 boys not two.
Second, she's saying she demands an FBI investigation before she'll testify, knowing full well there is no federal case here for the FBI to investigate and the only way one would happen is if the President orders it. Even if the President did order it, what would they investigate? Again, no location, no dates, she apparently remembers nothing except it was this guy, the son of the judge who presided over a foreclosure hearing on her parents.
I know actual rape victims and one thing I can tell you with certainty is that they remember ever detail of the incident. They know exactly when and where it happened because it is burned in their brains.
So she has no credibility. And to be clear, she has not proven herself to be a victim she is merely an accuser, one who is now trying real hard to not have to stand up to any questioning.
It wasn't attempted rape you moron. If it actually happened, and her credibility continues to erode hourly, it is nothing more than a teenager trying to feel her up.
A true attempted rape from a man would not happen only one time in his life and never again, there would be a pattern there with other women making similar claims. The exact opposite is happening, dozens of women who have known him and even dated him in high school claim nothing like what the Democrat activist is claiming ever happened. I'm the same age as the judge, and I know that guys in high school who tried to push themselves onto girls did it regularly and the girls told each other not to be alone with them.
Show any other corroboration that he did anything like this with any other non-Democrat activist, particularly one that does not have a connection with court cases involving her parents and his mother, and then maybe you can claim there is something there. All that exists right now is an accusation by a person with suspect motivation against someone she ideologically hates, an accusation with no remembered place or time and no remembrance of anyone else being present except one guy who claims the incident did not happen.
captcha: doubting
After the first month, the withdrawal symptoms drop off sharply.
To prepare yourself, convert any FB based logins to something else a couple of weeks before you delete your profile.
Then, just suck it up. Maybe edit your hosts file to redirect facebook.com to something else.
So in other words Facebook was not willing to give enough kickbacks so the banks decided not to sell the information.
I'm presuming that there are "people" at FB who had discussions about doing this. And everyone said "this seems like a reasonable to do." I'm amazed that there was no on there asking, "would this be cool if it's running on my aunts mobile?" And even if that person was told to STFU that there weren't leaks well before this.
Amazing the arrogance and privilege. Probably not just by those "privileged" folks.
Banks knowingly opened Pandora's box. Your ID and data is for sale on the open market. Until they are made liable, you are responsible for keeping your digital footprint small and secure.
When I hear "fork Facebook", does that mean split off the code of FB, or is it a variation of a cuss word?
Slow down, cowboy! It has been 4 hours since you last posted. You must wait another few hours.
Welcome Europes privacy law! The rest of the world should follow.
And don't use any web sites that have a like button/data harvester.
They know exactly when and where it happened because it is burned in their brains.
Except the scientific study of trauma suggests that this isn't how trauma memory works:
you can start here - https://www.ncbi.nlm.nih.gov/p...
Now a naive reading of this particular article might be that the alleged trauma victim here is making things up, but the reference in the article to 'memory amplification' of trauma, relies of course, on there being a trauma to begin with!
So while I'm certain you do know a statistically significant number of rape victims, this 'burned in their brains' is not how time operates on memory of trauma.
This describes my Facebook use exactly, I post nothing. I go on the site only when I need to interact with a couple of clubs I am a member of which use FB as their method of direct member engagement, or very occasionally to "like" performers I want to boost. And it has allowed me to get some current links to people I knew in college that I had lost touch with. But I contact them directly through email.
Starships were meant to fly, Hands up and touch the sky - Nicky Minaj
By any ethical banking institution they were certainly told 'NO'.
I work at one of those named institutions, and we would most certainly require that FB comply with federal regulations, banking, credit, and consumer protection law, and our own internal policies and standards. This would all be greatly restricted, if indeed ANY banking information would be permitted to be intercepted or shared at all.
And it would be a surprisingly short conversation. We would have required either a full disclosure of data sharing and use, or more likely an agreement in advance to abide by our policies. Violations would result in our leaving the platform.
I'm not at all surprised FB asked. I would be genuinely astonished if we permitted anything beyond that permitted for any other partner or customer.
deleting the extra space after periods so i can stay relevant, yeah.
If my bank wants to share my information with Facebook, they will no longer be my bank. Facebook has demonstrated quite clearly that they cannot be trusted with the data they have already amassed.
Zuckerborg can go fuck himself with a rusty chainsaw.
Why would banks give FB that data when they're already selling it themselves?
It's not "trying to feel her up" it's sexual assault. It remains to be seen whether or not it can be substantiated, but given the facts that we know, it seems rather unlikely that she's making it up.
She told a therapist about this 6 years ago and placed a friend of his in the room just so that she could do what, precisely? It seems rather strange to prepare to derail a supreme court nominee 6 years before she even knew that he was going to be nominated.
Not to mention the fact that they were able to get dozens of women to sign a letter saying he's a good guy in less than 24 hours after allegedly learning about the crime.
Of course, it's innocent until proven guilty and this hasn't gone through a criminal trial, but let's be honest about the fact that what we know at this stage does not look good for him. But, it doesn't really matter because he'll be confirmed because of his record of judicial activism, standing up for poor corporations and against women's right to an abortion.
cnn as my source idiot. https://www.cnn.com/2018/09/18...
And the heading of that link: "CNN: Ford refuses to testify until after an FBI investigation of alleged assault"
You are just a uninformed fucking idiot.
Anonymous comments are as pathetic as the anonymous "sources" that contaminate gutless journalism from the New York Time
No. Facebook does not THINK this. It KNOWS this. Its audience is captive, any politician opposing Facebook can say goodbye to any chance of being elected. Facebook has been violating the EU privacy and data protection laws since forever and all it gets is a fine. No Facebook official in tge EU has been arrested, no shutdown ordered. In fact the EU commission knows all too well that should Facebook decide to suspend or - perish the thought! - erase all profiles from the EU, the mugrant crisis would pale by comparison. Whether you like it or not, Zuckerberg rules your world.
> any politician opposing Facebook can say goodbye to any chance of being elected.
Donal says "Hi"
I'm not repeating myself
I'm an X window user; I'm an ex-Windows user
thanks for sharing useful post with us A loan against property (LAP) is exactly what the name implies -- a loan given or disbursed against the mortgage of property. The loan is given as a certain Read More At http://www.retailloans.in/loan...