That plan would put owning a house out millions of people's reach, I'm afraid.
I volunteer helping some of those folks that were "victimized" by the "evil" mortgage industry. In every case, folks just bought too much house than they can afford. And a few times, they bought a few houses. Folks don't leave any wiggle room in their budget - at all. So if they lose a job, or they get sick, or a divorce, or any combination thereof, they get behind in their payments. There's nothing in their budget for savings.
A lot of those folks bought a house with one of those interest only loans counting on the house price increasing dramatically in the first couple of years, sell it for a huge profit, and buy more. Folks pyramided their profits with the expectation that home prices can go only up. The mortgage industry went long because these folks were able to make the payments. now, the economy slows, folks lose their jobs, and now they can't make their payments - bankruptcy and this current crisis.
Here's the real problem: in America we have this budget by payments mentality. In other words, we can afford something as long as we can make the payments and of course that's counting on having a job that gives raises every year and asset prices always increasing. Some folks actually lied on their applications - FYI.
There's no evil entity here to blame and there are no victims: just some folks who don't know how to mange their money and were too optimistic about the economy and the real estate market.
haven't you heard? when you can't find a way to solve the problem, you do the second best thing. Solve some other problem instead, and market it as a solution to the first problem.
I would just call it a knee-jerk reaction which is the typical operating and decision method of our Congress. Of course, if they actually stopped to think and get their facts straight, they would immediately be accused of not doing anything or not acting fast enough.
No, that'd make you a jock. You're supposed to snicker at him, make condescending remarks about his writing and journalistic ability, point out every flaw in his reasoning (being as pedantic about it as possible), and all the while saying it with the Comic Book Guy's voice.
XP. which has better compatibility and less security. making his statement true.
Are business really just sticky with XP? Or are they moving over a Linux distro or OSX for that matter? I have a feeling that the Linux numbers are going to start increasing drastically. Just a hunch.
âoeWhat we have learned is that maybe our customers care a little bit more about compatibility and a little bit less about securityâ he ventured.
Absolutely not! This isn't an either or choice. Your customers want both! That's why, many of your customers are moving to patforms that offer both. 45% businesses choose Vista? What about the other 55% of businesses?. What did they choose - hmmmmm?
How much you want to bet they suddenly become allergic to tin foil and sue you too?
That's when I come in with a special pill (Spuriousol [Placebo HCL]) and liner (Fiberal) for those tin foil hats. And I'll sell it for $$$!
You see, the profit potential among those people is endless. Am I a bad person? You can't reason with people like that. They'll insist that there's "scientific evidence" (they got it from some "new age" type of magazine). So, I say, if they want to live in fantasy land, then why not take their money. It makes them happy, after all. Cosmetics companies do it - they give women hope that they'll be as beautiful as the model in the ad. Car companies do it - buy this expensive car and you too will be as cool and handsome as the model in the photo. And you need it to drive in today's traffic after all - nod nod wink wink.
Supplement companies do it.
All of these companies and more sell to folks who refuse to verify their claims and want to be deceived.
I've read the GP's post and I've been pulling out the Old Constitution trying to figure out where he's coming from.
We, the US, are governed by the rule of law. And sometimes, the rule of law is very unfair for a few of us. BUT, it will correct itself eventually and to be honest, I prefer "eventually" to a bloody revolution. I mean "bloody" in the "folks are dieing in the streets" bloody - not the British version.
FTFA: There is a piece of paper tucked inside that says it is a licensing agreement with the statement "by opening the sealed software packet(s), you agree to be bound by the terms and conditions of this license agreement."
How many of you have found the actual license agreement is on the media stored in the packet? So in order to read the agreement, you have to open the packet.
If a bank gives out money because someone duped them into believing that they were me, then the buck should stop with them. Their fuck up, their loss in a sane world.
Unfortunately, the banks have lobbied for an insane World where they're not held accountable.
And this case illustrates that even if you do the most drastic thing to protect yourself, freeze your credit (monitoring services are NOT as good), you can still get bit in the ass from folks who skip the credit checks at the bureaus.
The part I really hate is that even after you get your identity "theft" cleared up you, the victim, will have to keep the paper work proving your innocence for the rest of your life. The banks don't have to shit. The police don't have to do shit. I have yet to see Social Security Administration issue a new SSN to a victim. Collection agencies can still call and then you, the victim, has to prove to them that it's not you.
All that because banks, retailers, auto dealerships, etc... want to make it easy for you, the consumer, to go into debt to buy their shit. There is no other reason.
The company can solve this problem by making sure that it doesn't block web mail sites. After all, the problem is the domain name right?
Then you run into the problem of folks doing personal business on company time - like talking on a personal cell phone during company hours; which has been beaten to death here on/.
I hope people realize this is evidence of how reasonable it is for a company do monitor your e-mail rather than acting like they are being violated. You can't chat online with babes all day.
I agree with you. Also, it doesn't even have to be like that.
I see it like writing a letter and using company letterhead - only it's a domain for email. Your correspondence can imply that it's part of the business of the company you're sending it from. Now, I know someone is going to write, "So, if I send an email from my Yahoo! mail account it implies that I'm doing Yahoo! business?!"
No. That's not what I'm saying. If I'm at my place of employment and send an email to someone that may be inflammatory, offensive, threatening, or whatever, someone can come back and say, "Hey, what's this? Someone at XYZ Inc. is threatening folks?!?"
Hollywood, unable to come up with original stories, will make a movie version of GTA. You look like the type of guy who'd play the character (I know what you look like thanks to the publicity from this story) and since you're the voice of the character in the game, I think you'd be a shoe in for the lead - for an incredibly high (possibly record breaking) starting pay for a newcomer in films.
I'm posting this assuming you or your agent hasn't thought of all this and your recent media comments aren't just a ploy to get your face recognized for any future casting of said movie.
I have seen this stuff before and remember the pet may not even come back looking the same. Even if they got it looking EXACTLY THE SAME, the memories, the personality, the... soul will not be the same
Wasn't that part of the plot of "Pet Sematary"? I would really hate it if the clone is evil!
Ahhhh. You are a Zen Master. Please, teach us more!
Was that Eastern, Central, or Martian time? And was it Martian Daylight savings or Standard?
There's big betting bucks here!
The Indians, as in Native Americans, didn't seem to have a problem.
I volunteer helping some of those folks that were "victimized" by the "evil" mortgage industry. In every case, folks just bought too much house than they can afford. And a few times, they bought a few houses. Folks don't leave any wiggle room in their budget - at all. So if they lose a job, or they get sick, or a divorce, or any combination thereof, they get behind in their payments. There's nothing in their budget for savings.
A lot of those folks bought a house with one of those interest only loans counting on the house price increasing dramatically in the first couple of years, sell it for a huge profit, and buy more. Folks pyramided their profits with the expectation that home prices can go only up. The mortgage industry went long because these folks were able to make the payments. now, the economy slows, folks lose their jobs, and now they can't make their payments - bankruptcy and this current crisis.
Here's the real problem: in America we have this budget by payments mentality. In other words, we can afford something as long as we can make the payments and of course that's counting on having a job that gives raises every year and asset prices always increasing. Some folks actually lied on their applications - FYI.
There's no evil entity here to blame and there are no victims: just some folks who don't know how to mange their money and were too optimistic about the economy and the real estate market.
I would just call it a knee-jerk reaction which is the typical operating and decision method of our Congress. Of course, if they actually stopped to think and get their facts straight, they would immediately be accused of not doing anything or not acting fast enough.
No, that'd make you a jock. You're supposed to snicker at him, make condescending remarks about his writing and journalistic ability, point out every flaw in his reasoning (being as pedantic about it as possible), and all the while saying it with the Comic Book Guy's voice.
Are business really just sticky with XP? Or are they moving over a Linux distro or OSX for that matter? I have a feeling that the Linux numbers are going to start increasing drastically. Just a hunch.
Absolutely not! This isn't an either or choice. Your customers want both! That's why, many of your customers are moving to patforms that offer both. 45% businesses choose Vista? What about the other 55% of businesses?. What did they choose - hmmmmm?
An allergen is a nonparasitic antigen capable of stimulating a type-I hypersensitivity reaction in atopic individuals. From: Allergen
That's when I come in with a special pill (Spuriousol [Placebo HCL]) and liner (Fiberal) for those tin foil hats. And I'll sell it for $$$!
You see, the profit potential among those people is endless. Am I a bad person? You can't reason with people like that. They'll insist that there's "scientific evidence" (they got it from some "new age" type of magazine). So, I say, if they want to live in fantasy land, then why not take their money. It makes them happy, after all. Cosmetics companies do it - they give women hope that they'll be as beautiful as the model in the ad. Car companies do it - buy this expensive car and you too will be as cool and handsome as the model in the photo. And you need it to drive in today's traffic after all - nod nod wink wink.
Supplement companies do it.
All of these companies and more sell to folks who refuse to verify their claims and want to be deceived.
I've read the GP's post and I've been pulling out the Old Constitution trying to figure out where he's coming from.
We, the US, are governed by the rule of law. And sometimes, the rule of law is very unfair for a few of us. BUT, it will correct itself eventually and to be honest, I prefer "eventually" to a bloody revolution. I mean "bloody" in the "folks are dieing in the streets" bloody - not the British version.
I'm going to Church because the end is near and Hell hath frozenth overth.
How many of you have found the actual license agreement is on the media stored in the packet? So in order to read the agreement, you have to open the packet.
They are actually illegal in many states because it's considered loan sharking.
Unfortunately, the banks have lobbied for an insane World where they're not held accountable.
And this case illustrates that even if you do the most drastic thing to protect yourself, freeze your credit (monitoring services are NOT as good), you can still get bit in the ass from folks who skip the credit checks at the bureaus.
The part I really hate is that even after you get your identity "theft" cleared up you, the victim, will have to keep the paper work proving your innocence for the rest of your life. The banks don't have to shit. The police don't have to do shit. I have yet to see Social Security Administration issue a new SSN to a victim. Collection agencies can still call and then you, the victim, has to prove to them that it's not you.
All that because banks, retailers, auto dealerships, etc... want to make it easy for you, the consumer, to go into debt to buy their shit. There is no other reason.
Well, if each helper is getting a ho, the hoes might help dig if they're paid enough. It's hiring them that'll be the problem:
Ho, "Wanna date?"
you: "Well, yeah and help digging a ditch. How much for both?"
If the ho is an undercover cop, though, it may be not only illegal, but a problem with the police union - so beware!
Shit! It's hoe with an 'e'. Dammit, my reading comprehension has gone to shit!
least the stores that have tool rental.
Then you run into the problem of folks doing personal business on company time - like talking on a personal cell phone during company hours; which has been beaten to death here on /.
I agree with you. Also, it doesn't even have to be like that.
I see it like writing a letter and using company letterhead - only it's a domain for email. Your correspondence can imply that it's part of the business of the company you're sending it from. Now, I know someone is going to write, "So, if I send an email from my Yahoo! mail account it implies that I'm doing Yahoo! business?!"
No. That's not what I'm saying. If I'm at my place of employment and send an email to someone that may be inflammatory, offensive, threatening, or whatever, someone can come back and say, "Hey, what's this? Someone at XYZ Inc. is threatening folks?!?"
I'm posting this assuming you or your agent hasn't thought of all this and your recent media comments aren't just a ploy to get your face recognized for any future casting of said movie.
There goes my fantasy of having Jessica Biel cloned.
Dick Cheney has to get his liquid refreshment from somewhere.
Wasn't that part of the plot of "Pet Sematary"? I would really hate it if the clone is evil!
Dude, you're reading too much "Rolling Stone".