So, we have driverless cars. You still buy insurance to protect yourself and liability.
The disruption is that insurance companies will have to dramatically shrink, instead of growing. If there's only 1/10th as many accidents, they can only charge 1/10th as much in premiums. That means they have to reduce their employees, office-space, and more by a factor of 10, and only have 1/10th as much profit to play with.
It's actually worse than that, as they'll try to maintain a higher percentage of the premium as profits, much like oil companies do when oil prices fall, which means your 10X less valuable insurance might still only save you 50% the premium... The slide in their valuation will hit them and the stock market, and they're open to disruption by leaner start-ups who don't have the huge existing liabilities the big insurance companies can't shake-off so easily.
On average it will always be cheaper to pay for things yourself, however people are NOT any good at saving $50K of oh-sh*t money
I have over $35,000 in insurance. I pay just over $350 each year for the policy. In other words, it would take 100 years of saving my premiums to match the coverage I've got.
I don't expect to live that long. I can't wait 100 years for that balance to accumulate, before I start driving. My insurance will cover multiple accidents in that 100 years, not just one (though my rates would go up after the first one, changing the math somewhat). My premiums also cover related expenses like insurance company lawyers that I'd have to pay for on top of that cash balance.
The your claim looks even more ridiculous if you look at homeowners insurance... Millions of dollars in coverage.
A computer model that predicts the existence of a ninth planet (of substantial mass, ejected into a distant orbit, early in the solar system) does not, by the usual scientific method, constitute evidence.
You missed the important part:
"the most planet-y of the planets in the whole solar system."
Futurama was good, because Groening was only barely involved with it. Simpsons jumped the shark in season 13 because he wanted to go more preachy with it. He knew everybody hated it, and the numbers were dropping, but he liked the new direction and refused to relent.
Haven't you see this before? Groening jumped the shark. Anything he comes-up with will either be: The Simpsons and the Kingdom of the Crystal Skull, or even worse: Futurama Episode 1: The Phantom Menace.
You've got it quite backwards. Adblock works far better than a hosts file. For one thing, Adblock can eliminate everything coming from/ads/* on a domain you otherwise want to access. For another, the block lists are automatically updated routinely, without any effort from you. In addition, Adblock can go even deeper, and block lots of in-site analytics, all those embedded facebook/twitter/etc. buttons, and more.
I use ad blockers, but we are the problem. I don't pay for any of the sites I visit,
Adblock Plus has a program to allow non-annoying advertising. And if you don't like their program, just about any site can stick up a banner ad, served from their site and not a 3rd party, and ad blockers won't pick-up on it for quite some time.
More than that, the internet allows those newspaper companies to eliminate their capital-intensive printing business, saving them loads of money. And even more, it allows any Podunk little city newspaper that actually does good reporting, to have readers around the world, at no additional cost.
That does mean far fewer journalists, and quite a painful transition until everything finishes shaking out, but something good in the end.
I don't get my news from the NYT... I prefer Reuters... Try disabling your ad blocker and going to http://www.reuters.com/ Then tell me about all their intrusive and annoying ads, paywall begging you to pay a subscription fee, etc.
I think we can all agree on one thing... I hope Forbes dies in a fire, and SOON.
Why else spend such vast sums on a military that has more or less nothing to do?
Because we finally learned a lesson, after two world wars... And we've successfully avoided a third one. The US military acts as surrogate for numerous other nations with little or none. And the world has been far more peaceful for more than half a century, as a result.
Can you imagine the uproar we would see if the FBI targeted the entire conservative bloc in this country? Conversely, when the FBI went after the left, no one seemed to care
The FBI went after the KKK, and plenty of other far-right wing organizations.
Conversely, while right-wing terrorists are demonized, left-wing terrorists get hired as professors to spread their influence on the next generation:
It's strange how homes that were built over 150 years ago and were affordable to the young people of the time are no longer affordable to young people of the same age now.
Contrast with the areas where people are abandoning their homes, and you can get one for $1,000... I'm sure they were far more less affordable 150 years ago. The two trends probably average out. Nothing strange about it at all.
This article is about par for PR-WEB... but pretty out-of-place here (or at least it would have been, pre-Dice).
I can't see how it's different than any other datacenter... You still need a couple security guards so someone is always on-site. Hardware repairs can be contracted out to Dell/HP/etc. And then your own techs only very occasionally need to stop by.
The main problem is that they are weapons of mass destruction that can vaporize entire cities in an instant.
Non-nuclear devices like the FOAB can do much the same.
Conventional napalm destroyed Japanese & German cities, and killed as many people as the first atomic bombs, yet it doesn't have the stigma.
The fallout merely adds the problem. The term collateral damage when applied to nukes is kind of meaningless.
Quite the opposite. Collateral damage is a huge issue with nukes. Haven't you ever heard of Nuclear Winter? Destroying the ability of the entire planet to sustain life, and for years to come, is about the biggest glaring example of collateral damage you could ever come-up with.
Then Forbes will serve you the full page, even if you're using Adblock. Lots of other sites will serve you their full page, instead of just an introductory paragraph, then begging you to sign-up or sign-in.
This is EXACTLY the kind of thing Google tells webmasters they are not allowed to do... Serving up different content for its bot, than other users. Why they haven't yet smacked-down the numerous sites doing exactly that, escapes me. Maybe they need to see a bunch of user complaints about Forbes coming in.
BB10OS is a wonderful child born a few years too late, where all the milk and food was mainly divided into Android and IOS
Except when Android showed-up, Apple had the smartphone market fully monopolized for a few years, and Android still managed to win its fight from a greatly disadvantaged position. Competition is no excuse for your product failing... It just means you failed to find any way to make your product significantly more compelling than your competitors.
emulation carries a tremendous processing overhead that translates to battery utilization.
Blackberry's Android compatibility isn't emulation at all. Why would it be, when they're running on ARMv7 CPUs just like Android? Emulation is unfortunately just a convenient name people call it. WINE has the same issue with such labels...
And if you look at Intel's Android emulation for Android... It doesn't come with any performance penalty either, because they do a simple translation once at install time. No ongoing overhead there.
It leaves a sticky gooey mess which pretty much can't be removed.
Any adhesives will absolutely melt when coated with WD-40, Goo Gone, mineral spirits, etc. Everything in the world is either water or oil based, so if plain cleaners don't break it down, switch to thin oil-based compounds. I never understood why a child getting gum in their hair was actually a difficult issue for some people.
Not sure why it morphed into duct tape.
Because ducts were the much talked-about new invention spreading to homes all over the place (see: Radio Flyer Wagons for a very similar situation), and this grey tape happened to be colored to match them.
My favorite Red Green line: "Now you hold it in place by putting a nail through here and bending it -- or you can use a cotter pin if you're made of money."
I would have gone with: "...we actually had to drive the fire to the fire station... But ya know, in all fairness, for a fire station it was pretty darn flammable."
Just wish we would just scrap the elections and just sell the elections to the highest bidder at this point.
The great thing about elections is that the one with the most money DOESN'T necessarily win. Money sure helps, but there are innumerable examples of the big spender losing, even post-Citizens United.
And as soon as we got rail tracks to every grocery store this actually means something.
I'd be perfectly happy if grocery stores clustered near railroad tracks. There are rail networks through practically every city. Right now they don't just because there's no advantage to doing so, and typically choose to cluster around major highways, instead.
Slashdot Mirror
The disruption is that insurance companies will have to dramatically shrink, instead of growing. If there's only 1/10th as many accidents, they can only charge 1/10th as much in premiums. That means they have to reduce their employees, office-space, and more by a factor of 10, and only have 1/10th as much profit to play with.
It's actually worse than that, as they'll try to maintain a higher percentage of the premium as profits, much like oil companies do when oil prices fall, which means your 10X less valuable insurance might still only save you 50% the premium... The slide in their valuation will hit them and the stock market, and they're open to disruption by leaner start-ups who don't have the huge existing liabilities the big insurance companies can't shake-off so easily.
I have over $35,000 in insurance. I pay just over $350 each year for the policy. In other words, it would take 100 years of saving my premiums to match the coverage I've got.
I don't expect to live that long. I can't wait 100 years for that balance to accumulate, before I start driving. My insurance will cover multiple accidents in that 100 years, not just one (though my rates would go up after the first one, changing the math somewhat). My premiums also cover related expenses like insurance company lawyers that I'd have to pay for on top of that cash balance.
The your claim looks even more ridiculous if you look at homeowners insurance... Millions of dollars in coverage.
You missed the important part:
"the most planet-y of the planets in the whole solar system."
There you have it...
Your ranting still doesn't detract one bit from what I've said, and fails to disprove one single case I cited.
By all means, provide your source that supports your ridiculous claims.
Sorry, but no. Most, if not all those named have admitted their guilt.
Billions of dollars, and they can't think-up a name that sounds a bit less stupid?
Futurama was good, because Groening was only barely involved with it. Simpsons jumped the shark in season 13 because he wanted to go more preachy with it. He knew everybody hated it, and the numbers were dropping, but he liked the new direction and refused to relent.
Haven't you see this before? Groening jumped the shark. Anything he comes-up with will either be: The Simpsons and the Kingdom of the Crystal Skull, or even worse: Futurama Episode 1: The Phantom Menace.
You've got it quite backwards. Adblock works far better than a hosts file. For one thing, Adblock can eliminate everything coming from /ads/* on a domain you otherwise want to access. For another, the block lists are automatically updated routinely, without any effort from you. In addition, Adblock can go even deeper, and block lots of in-site analytics, all those embedded facebook/twitter/etc. buttons, and more.
Adblock Plus has a program to allow non-annoying advertising. And if you don't like their program, just about any site can stick up a banner ad, served from their site and not a 3rd party, and ad blockers won't pick-up on it for quite some time.
More than that, the internet allows those newspaper companies to eliminate their capital-intensive printing business, saving them loads of money. And even more, it allows any Podunk little city newspaper that actually does good reporting, to have readers around the world, at no additional cost.
That does mean far fewer journalists, and quite a painful transition until everything finishes shaking out, but something good in the end.
I don't get my news from the NYT... I prefer Reuters... Try disabling your ad blocker and going to http://www.reuters.com/ Then tell me about all their intrusive and annoying ads, paywall begging you to pay a subscription fee, etc.
I think we can all agree on one thing... I hope Forbes dies in a fire, and SOON.
Carter just inherited the mess. Nixon was the one to blame:
https://en.wikipedia.org/wiki/...
Because we finally learned a lesson, after two world wars... And we've successfully avoided a third one. The US military acts as surrogate for numerous other nations with little or none. And the world has been far more peaceful for more than half a century, as a result.
The FBI went after the KKK, and plenty of other far-right wing organizations.
Conversely, while right-wing terrorists are demonized, left-wing terrorists get hired as professors to spread their influence on the next generation:
http://theothermccain.com/2013...
Contrast with the areas where people are abandoning their homes, and you can get one for $1,000... I'm sure they were far more less affordable 150 years ago. The two trends probably average out. Nothing strange about it at all.
This article is about par for PR-WEB... but pretty out-of-place here (or at least it would have been, pre-Dice).
I can't see how it's different than any other datacenter... You still need a couple security guards so someone is always on-site. Hardware repairs can be contracted out to Dell/HP/etc. And then your own techs only very occasionally need to stop by.
Yes it is. A million ways to fool it. However, SSIM is getting widespread usage, and highly regarded among all of those who hate PSNR.
Non-nuclear devices like the FOAB can do much the same.
Conventional napalm destroyed Japanese & German cities, and killed as many people as the first atomic bombs, yet it doesn't have the stigma.
Quite the opposite. Collateral damage is a huge issue with nukes. Haven't you ever heard of Nuclear Winter? Destroying the ability of the entire planet to sustain life, and for years to come, is about the biggest glaring example of collateral damage you could ever come-up with.
Actually, all you have to do is set your user-agent to:
Mozilla/5.0 (compatible; Googlebot/2.1; http://www.google.com/bot.html)
Then Forbes will serve you the full page, even if you're using Adblock. Lots of other sites will serve you their full page, instead of just an introductory paragraph, then begging you to sign-up or sign-in.
This is EXACTLY the kind of thing Google tells webmasters they are not allowed to do... Serving up different content for its bot, than other users. Why they haven't yet smacked-down the numerous sites doing exactly that, escapes me. Maybe they need to see a bunch of user complaints about Forbes coming in.
Except when Android showed-up, Apple had the smartphone market fully monopolized for a few years, and Android still managed to win its fight from a greatly disadvantaged position. Competition is no excuse for your product failing... It just means you failed to find any way to make your product significantly more compelling than your competitors.
Blackberry's Android compatibility isn't emulation at all. Why would it be, when they're running on ARMv7 CPUs just like Android? Emulation is unfortunately just a convenient name people call it. WINE has the same issue with such labels...
And if you look at Intel's Android emulation for Android... It doesn't come with any performance penalty either, because they do a simple translation once at install time. No ongoing overhead there.
Any adhesives will absolutely melt when coated with WD-40, Goo Gone, mineral spirits, etc. Everything in the world is either water or oil based, so if plain cleaners don't break it down, switch to thin oil-based compounds. I never understood why a child getting gum in their hair was actually a difficult issue for some people.
Because ducts were the much talked-about new invention spreading to homes all over the place (see: Radio Flyer Wagons for a very similar situation), and this grey tape happened to be colored to match them.
I would have gone with:
"...we actually had to drive the fire to the fire station... But ya know, in all fairness, for a fire station it was pretty darn flammable."
The great thing about elections is that the one with the most money DOESN'T necessarily win. Money sure helps, but there are innumerable examples of the big spender losing, even post-Citizens United.
No. No it isn't.
I'd be perfectly happy if grocery stores clustered near railroad tracks. There are rail networks through practically every city. Right now they don't just because there's no advantage to doing so, and typically choose to cluster around major highways, instead.