What's really sad is that they're in a perfect position to provide identity verification given all the data they have on, well everyone. They could easily provide it as a free service to users and charge businesses a fee to confirm someone's identity. Imagine having to provide a pin and one of your five Yubikeys (or similar) when you bought a car, house, credit card, etc.
With their utter incompetence no sane person would trust them with such a task. Alas, Google will do it instead and that doesn't really make me feel much better.
What value does a textbook really bring to a classroom beyond being expensive? I love reading but I stopped buying physical books years ago. Maybe the library at the school can have physical books for students who like a physical book. Most would be better off using a more interactive medium; especially for subjects that change often or are difficult to master/understand, like math or computer science. Oh, did you hate history? There are some great YouTube channels that make it fun.
I was sure I had this but it turns out I just apparently can't be bothered to remember those around me. The site looks legitimate but I make no guarantee that's it's not just another one of these "test your IQ" type sites that's setup to harvests your email address.
Congratulations on achieving financial independence but I fail to see how it's only the Republican fault that the wealth gap has increased. I can't even lay the blame on both parties because the global economy allows the wealthy more avenues to maximize their assets.
I also fail to see why people entering the workforce today can't follow the same process. Live below your means, save like a bandit, and assume the government is incompetent and rely on them as little as possible. The recipe works. If the economy tanks to the point that it doesn't then we all have bigger problems then how much is in our portfolio.
I searched for "Chromecast". Fire TV was first, Chromecast was eighth. The only other brand I recognized in between was the Roku. This is clearly intentionally done.
I've found that in the US people don't know there's a difference. It wasn't until my wife came back from a trip to Maine with actual maple syrup that I realized I had been eating maple flavored corn syrup. At my grocer, 100% pure maple syrup is 5-10 times as expensive, but worth every penny.
Cars: even after most cars are electric there will still be the petrol heads who like to drive their own classic car. Car companies are honestly probably making more money off people today then they would by renting cars. It's my opinion that spending too much on cars is the single biggest financial mistake people make, it's crazy how much people waste on cars. There will always be a market for people who want to drive their own cars.
Software: Open source software is the counterweight. Microsoft Windows has gotten a lot better in the last decade and I strongly credit Apple and Linux for that change. Companies won't innovate unless they have to and because Microsoft slowed down too much they lost the lead.
Phones: I own my phone and subscribe to a prepaid monthly plan. It's about three years old and I don't think it will last another year. I honestly wish Microsoft was still pushing their phone because I do have faith that they would keep their OS up to date (unlike android) and they wouldn't intentionally slow down the phone to promote people buying phones (I'm not actually convinced that Apple did that for that reason)
Voting with your wallet always works, it's just to what degree does it work? My advice: save on what you can and invest in these companies so that when they make money, you make money.
If history is any indication, this software will definitely work flawlessly, won't open you computer up to additional vulnerabilities, and bosses will love that their employees can now spend more time on faceboook instead of doing, um, you know, that thing they pay you to do.
I can see this as a great sticker item for consumer PCs, you know, that little sticker that says what it can do but turns out can't, but you don't realize it until after you've bought it. For business PCs this is a huge reason NOT to buy Dell. What are they thinking?
I have long believed that some people find a game in seeing how many people they can deceive. Points for every person convinced and extra points if it's especially ridiculous; e.g. the flat earth society.
I am Mormon and the church does teach that family/work/values. Do all members follow that? No. Are there hypocrites in the church, yes. Do they go all the way to the top, possibly. I've always said the best people I know are Mormon and the worst people I know are Mormon. A core principle of almost all religions is that almost everybody is welcome in Gods house. It is a great place for a wolf to hide.
What appealed to me in the Mormon church was how they treated other religions. e.g. most other religions are mostly correct but incomplete. Meanwhile I was taught in a baptist church that Mormons were going to hell for following a false prophet. You can't convince me that any God would send Mother Teresa, Gandhi, or any other "good" person to hell because they didn't belong to the right club.
You may mock me but I've been surprised at how many members are not as ignorant as many suspect.
Most of us are used to watches that last years on a battery charge if they use batteries.
My 15 year old Citizen that is still accurately keeping time because it has a solar panel faceplate would like to emphasize that "if", and illustrate why it's owner has not purchased a smart watch.
The problem is that to "fix" our political system we would have to rewrite parts of the constitution. I don't have faith that they would actually make it better. Remember that both Russia and North Korea have "elections" but they lack the protections that prevent a dictator in all but name from running the country. CGP Grey has a lot of really good YouTube videos on how we could improve the U.S. elections to get away from a two party system. https://www.youtube.com/watch?...
Lets also remember the same group of people who voted for Trump. Their logic is less government is better and if you try to change the constitution there will be a civil war.
When Trump was elected I seriously considered moving to Canada or the Neatherlands (my ancestry) but would it actually be worth it? My quality of life is really quite good and I wonder if I would just end up with a different set of problems to complain about?
I was going to define it as the 1%. Either way, the bitcoin ship has sailed and if you're getting in now it's too late and you will very likely lose money.
The rich got rich not doing dumb stuff like mortgaging their house to buy risky investments. Leveraging real estate to buy investments has to be done very carefully. You're usually buying a 3-4 level investment, not a 9-10. That's a good way to lose your butt with zeros at the end!
Maybe you are feeling a bit bitter because you missed the boat?
I'm not feeling bitter, I'm worried. Many of us naysayers are people who have been investing for a long time and have healthy portfolios. Bitcoins as an investment was too risky for me when I first heard of it and it's too risky for me today. It's for that reason I have no regret.
It doesn't matter how much your bitcoins are worth today if you don't sell at least some of them. I see is a huge potential for a lot of people to lose a lot of money. I don't want to see that happen. I genuinely hope I'm wrong.
Here is what's scary. They're making bank on all the transactions right? Do they hold enough bitcoins that they can manipulate the market? If they can will they push the price up by keeping coins or try to sell off their coins?
I would sell small amounts of them as long as the price was going up but stop if the price was going down. Then I'm cashing out when it's going up but naturally constricting it when it's going down (because they still earn transaction fees, in bitcoins, so they still gain bitcoins)
The difference is risk. How likely is it that Amazon, Google, or Apple will go out of business or that their stock price would drop to a 10th of what it is today? Now wrap all these stocks into a mutual fund with 100 other companies and what's the likelihood that they will all collectively drop to a 10th of what they are today? Now, compare that to what you think the likelihood of Bitcoin dropping from $17000 to $1700 is?
During the 1929 crash the market dropped by 89%. https://en.wikipedia.org/wiki/... There are safeguards in place to help prevent a mass sell-off now. There are no safeguards in bitcoin. A better comparison for bitcoin is commodities like gold and silver.
In the market, when it does crash, the best thing you can do is keep your money in there, every bull run starts with a crash and every crash has recovered, eventually.
Both. I would use it to transfer money to friends or family in other countries. There are also several countries where bitcoin has been a savior to the economy because their own currency is so unstable. But now that it has become an investment speculators are driving up the value which is destabilizing it as a currency. If it's not a stable currency then it's absolutely worthless and the analogy to tulips makes more sense.
Until you sell your bitcoins and put that money into a more stable retirement vessel then you have not earned an early retirement. If you have then I would consider you lucky and wise.
I am no more jealous of you then I would be toward a gambler at a casino who won. Bitcoin, as an investment, is a gamble at best. If I'm wrong then you're set for life and that's great. But I still won't regret my decision because I still consider the investment too risky.
"This online activity comes as the league struggles with declining ratings that have been blamed variously on player protests during the national anthem and revelations about former players suffering from a brain disease caused by concussions. Yet this illegal distribution of NFL content may also be crimping the league's viewer numbers."
This just shows how out of touch they are. With nothing but common sense to support my claim I suspect their declining viewer numbers have way more to do with people cutting the cord, doing other activities, losing interest, or maybe, just maybe they are so tired of the stupid commercials that occupy more time then the actual game and they've decided they have better things to do. Lets see what happens when ESPN releases their streaming service next year. It will provide a very real estimate on how much people are willing to pay to watch sports and provide almost exact viewing numbers.
I love football. I applaud the players for standing up for what they believe. The refs have been cracking down hard on helmet on helmet contact and I expect we'll see better protective gear and/or a change in rules of the game to reduce injures. No-one wants to see the players get hurt but I don't think people are "not watching" in protest because of that.
What's really sad is that they're in a perfect position to provide identity verification given all the data they have on, well everyone. They could easily provide it as a free service to users and charge businesses a fee to confirm someone's identity. Imagine having to provide a pin and one of your five Yubikeys (or similar) when you bought a car, house, credit card, etc.
With their utter incompetence no sane person would trust them with such a task. Alas, Google will do it instead and that doesn't really make me feel much better.
What value does a textbook really bring to a classroom beyond being expensive? I love reading but I stopped buying physical books years ago. Maybe the library at the school can have physical books for students who like a physical book. Most would be better off using a more interactive medium; especially for subjects that change often or are difficult to master/understand, like math or computer science. Oh, did you hate history? There are some great YouTube channels that make it fun.
You can take a short test to see if this affects you: https://www.testmybrain.org/
I was sure I had this but it turns out I just apparently can't be bothered to remember those around me. The site looks legitimate but I make no guarantee that's it's not just another one of these "test your IQ" type sites that's setup to harvests your email address.
Congratulations on achieving financial independence but I fail to see how it's only the Republican fault that the wealth gap has increased. I can't even lay the blame on both parties because the global economy allows the wealthy more avenues to maximize their assets.
I also fail to see why people entering the workforce today can't follow the same process. Live below your means, save like a bandit, and assume the government is incompetent and rely on them as little as possible. The recipe works. If the economy tanks to the point that it doesn't then we all have bigger problems then how much is in our portfolio.
I searched for "Chromecast". Fire TV was first, Chromecast was eighth. The only other brand I recognized in between was the Roku. This is clearly intentionally done.
I've found that in the US people don't know there's a difference. It wasn't until my wife came back from a trip to Maine with actual maple syrup that I realized I had been eating maple flavored corn syrup. At my grocer, 100% pure maple syrup is 5-10 times as expensive, but worth every penny.
I hate software patents, but I hate Comcast even more... I'm so conflicted I don't know what to think.
You're optimistic but none of this will happen.
Cars: even after most cars are electric there will still be the petrol heads who like to drive their own classic car. Car companies are honestly probably making more money off people today then they would by renting cars. It's my opinion that spending too much on cars is the single biggest financial mistake people make, it's crazy how much people waste on cars. There will always be a market for people who want to drive their own cars.
Software: Open source software is the counterweight. Microsoft Windows has gotten a lot better in the last decade and I strongly credit Apple and Linux for that change. Companies won't innovate unless they have to and because Microsoft slowed down too much they lost the lead.
Phones: I own my phone and subscribe to a prepaid monthly plan. It's about three years old and I don't think it will last another year. I honestly wish Microsoft was still pushing their phone because I do have faith that they would keep their OS up to date (unlike android) and they wouldn't intentionally slow down the phone to promote people buying phones (I'm not actually convinced that Apple did that for that reason)
Voting with your wallet always works, it's just to what degree does it work? My advice: save on what you can and invest in these companies so that when they make money, you make money.
If history is any indication, this software will definitely work flawlessly, won't open you computer up to additional vulnerabilities, and bosses will love that their employees can now spend more time on faceboook instead of doing, um, you know, that thing they pay you to do.
I can see this as a great sticker item for consumer PCs, you know, that little sticker that says what it can do but turns out can't, but you don't realize it until after you've bought it. For business PCs this is a huge reason NOT to buy Dell. What are they thinking?
I have long believed that some people find a game in seeing how many people they can deceive. Points for every person convinced and extra points if it's especially ridiculous; e.g. the flat earth society.
I am Mormon and the church does teach that family/work/values. Do all members follow that? No. Are there hypocrites in the church, yes. Do they go all the way to the top, possibly. I've always said the best people I know are Mormon and the worst people I know are Mormon. A core principle of almost all religions is that almost everybody is welcome in Gods house. It is a great place for a wolf to hide.
What appealed to me in the Mormon church was how they treated other religions. e.g. most other religions are mostly correct but incomplete. Meanwhile I was taught in a baptist church that Mormons were going to hell for following a false prophet. You can't convince me that any God would send Mother Teresa, Gandhi, or any other "good" person to hell because they didn't belong to the right club.
You may mock me but I've been surprised at how many members are not as ignorant as many suspect.
Most of us are used to watches that last years on a battery charge if they use batteries.
My 15 year old Citizen that is still accurately keeping time because it has a solar panel faceplate would like to emphasize that "if", and illustrate why it's owner has not purchased a smart watch.
The problem is that to "fix" our political system we would have to rewrite parts of the constitution. I don't have faith that they would actually make it better. Remember that both Russia and North Korea have "elections" but they lack the protections that prevent a dictator in all but name from running the country. CGP Grey has a lot of really good YouTube videos on how we could improve the U.S. elections to get away from a two party system. https://www.youtube.com/watch?...
Lets also remember the same group of people who voted for Trump. Their logic is less government is better and if you try to change the constitution there will be a civil war.
When Trump was elected I seriously considered moving to Canada or the Neatherlands (my ancestry) but would it actually be worth it? My quality of life is really quite good and I wonder if I would just end up with a different set of problems to complain about?
The Trump landslide where he got more votes than any other candidate ever
I don't know how you do math, but Trump did not win by a land slide, not even close: http://www.politifact.com/trut...
I cannot think of a show that made me laugh as much as that bad operating systems clip.
What was I thinking, Facepalm emoji
Time to build up my cash reserves.
According to NewsWeek, it's a net worth of 2.4 million. http://www.newsweek.com/millio...
I was going to define it as the 1%. Either way, the bitcoin ship has sailed and if you're getting in now it's too late and you will very likely lose money.
The rich got rich not doing dumb stuff like mortgaging their house to buy risky investments. Leveraging real estate to buy investments has to be done very carefully. You're usually buying a 3-4 level investment, not a 9-10. That's a good way to lose your butt with zeros at the end!
It already happens twice a year and is called General Conference.
Maybe you are feeling a bit bitter because you missed the boat?
I'm not feeling bitter, I'm worried. Many of us naysayers are people who have been investing for a long time and have healthy portfolios. Bitcoins as an investment was too risky for me when I first heard of it and it's too risky for me today. It's for that reason I have no regret.
It doesn't matter how much your bitcoins are worth today if you don't sell at least some of them. I see is a huge potential for a lot of people to lose a lot of money. I don't want to see that happen. I genuinely hope I'm wrong.
Here is what's scary. They're making bank on all the transactions right? Do they hold enough bitcoins that they can manipulate the market? If they can will they push the price up by keeping coins or try to sell off their coins?
I would sell small amounts of them as long as the price was going up but stop if the price was going down. Then I'm cashing out when it's going up but naturally constricting it when it's going down (because they still earn transaction fees, in bitcoins, so they still gain bitcoins)
The difference is risk. How likely is it that Amazon, Google, or Apple will go out of business or that their stock price would drop to a 10th of what it is today? Now wrap all these stocks into a mutual fund with 100 other companies and what's the likelihood that they will all collectively drop to a 10th of what they are today? Now, compare that to what you think the likelihood of Bitcoin dropping from $17000 to $1700 is?
During the 1929 crash the market dropped by 89%. https://en.wikipedia.org/wiki/... There are safeguards in place to help prevent a mass sell-off now. There are no safeguards in bitcoin. A better comparison for bitcoin is commodities like gold and silver.
In the market, when it does crash, the best thing you can do is keep your money in there, every bull run starts with a crash and every crash has recovered, eventually.
Both. I would use it to transfer money to friends or family in other countries. There are also several countries where bitcoin has been a savior to the economy because their own currency is so unstable. But now that it has become an investment speculators are driving up the value which is destabilizing it as a currency. If it's not a stable currency then it's absolutely worthless and the analogy to tulips makes more sense.
Until you sell your bitcoins and put that money into a more stable retirement vessel then you have not earned an early retirement. If you have then I would consider you lucky and wise.
I am no more jealous of you then I would be toward a gambler at a casino who won. Bitcoin, as an investment, is a gamble at best. If I'm wrong then you're set for life and that's great. But I still won't regret my decision because I still consider the investment too risky.
"This online activity comes as the league struggles with declining ratings that have been blamed variously on player protests during the national anthem and revelations about former players suffering from a brain disease caused by concussions. Yet this illegal distribution of NFL content may also be crimping the league's viewer numbers."
This just shows how out of touch they are. With nothing but common sense to support my claim I suspect their declining viewer numbers have way more to do with people cutting the cord, doing other activities, losing interest, or maybe, just maybe they are so tired of the stupid commercials that occupy more time then the actual game and they've decided they have better things to do. Lets see what happens when ESPN releases their streaming service next year. It will provide a very real estimate on how much people are willing to pay to watch sports and provide almost exact viewing numbers.
I love football. I applaud the players for standing up for what they believe. The refs have been cracking down hard on helmet on helmet contact and I expect we'll see better protective gear and/or a change in rules of the game to reduce injures. No-one wants to see the players get hurt but I don't think people are "not watching" in protest because of that.