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User: maxume

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  1. Re:Here we go.. on Why Lenders Overlook Warning Signs of ID Theft · · Score: 1

    net10 doesn't require any sign up info in the U.S. (but they do try to walk you towards providing info during the activation process).

    Also, they lock SIM cards to particular phones and then deactivate the SIM, so reactivating the phone means that they get some shipping information (but you can often purchase a new phone, with airtime, for less than the cost of airtime alone (but that airtime will come with a new number)).

  2. Re:Here we go.. on Why Lenders Overlook Warning Signs of ID Theft · · Score: 1

    Then you should stick to cash, it is already designed to authenticate itself and not require attachment to any particular identity.

  3. Re:Here we go.. on Why Lenders Overlook Warning Signs of ID Theft · · Score: 1

    Oh yeah, it all breaks down into semantics. Certainly, the person matching the identity used in the fraud is victimized, but they are more a victim of the legal framework and the lending institution than they are a victim of the fraud.

  4. Re:One slight problem on Why Lenders Overlook Warning Signs of ID Theft · · Score: 1

    I'm operating under the presumption that they would focus more effort on loss prevention than loss absorption (because I'm pretty sure it would be relatively inexpensive).

    Anyway, most people saying that the banks should be responsible for the losses mean that they would support consumer rights legislation that forced banks to demonstrate some sort of proof before they sent a collections letter to Joe, or at least gave Joe a simple way to challenge the account (such a challenge would require the bank to immediately start treating the account as not being connected to Joe until they provided some measure of documentation that it indeed did belong to Joe). They feel this way because the current situation is woefully unfair to consumers.

    I guess that might make banking a little more expensive for the lucky majority that never has to deal with fraudulent use of their identity information, but I'm okay with that, because I think it would make society more fair (to clarify, I don't see a completely fair society as an end goal, life isn't fair, but I do oppose legal frameworks that actively diminish fairness).

  5. Re:One slight problem on Why Lenders Overlook Warning Signs of ID Theft · · Score: 1

    A general solution to the problem is impossible (there are lots of situations where it is fairly easy, say, where the bank manager has known the applicant for their entire life). Even in a situation where a very good government agency is tracking identity and handing out identity documents, the authentication is still only as good as their practices and the security features of the documents (both of which involve humans, so are unlikely to be perfect, and thus fall short of a guarantee).

    So perfection is (probably) impossible. Short of perfection, making the party that is handing out the money responsible for their choices makes a lot more sense to me than blithely accepting the collateral damage to an arbitrary third party. In your scenario, Joe had better be real careful to avoid using the money for anything the bank's investigators will notice.

  6. Re:Here we go.. on Why Lenders Overlook Warning Signs of ID Theft · · Score: 1

    I blame the victim.

    Of course, I also think that the victim is the lender.

  7. Re:I feel sad. on IE9 Throws Down the Hardware Acceleration Gauntlet · · Score: 5, Informative

    There are preferences to turn on the old version.

  8. Should be... on IE9 Throws Down the Hardware Acceleration Gauntlet · · Score: 1

    "highlighting my failure to keep things minimalistic"

  9. Re:Capitalism on Russia Doubles Price For Launching US Astronauts · · Score: 1

    Does it create some sort of severe strategic gap?

    And if you are going to cite all the various technologies that came out of the space program, try to cite the ones that came out of the manned space program in the last 20 years, not velcro, tang and ICBMs.

  10. Re:Capitalism on Russia Doubles Price For Launching US Astronauts · · Score: 1

    China has quite a lot of coal, and they are more active in exploiting certain other mineral resources. And there is less popular reticence there about moving to exploit other parts of the world (the U.S. obviously doesn't hesitate to work towards various interests, but there are quite a few people who are unhappy about it).

    I think it is much more likely that internal pressure will force China to reduce the distortion in exchange rates, making U.S. labor gradually more attractive on a relative basis. It is already happening in some industries.

  11. Re:this thread of course will devolve on Yoctonewton Detector Smashes Force Sensing Record · · Score: 1

    Liebnizes.

  12. Re:Sigh...some of you are dumb on Japanese Guts Are Made For Sushi · · Score: 1

    That's a pretty brave subject line, at least given that you are, at a minimum, extending the usage of genome well beyond the popular.

    The genes are transferred to the gut bacteria of the people in question, not to the people in question.

  13. Re:Japanese yogurt cultures on Japanese Guts Are Made For Sushi · · Score: 1

    If it doesn't have live cultures in it, it isn't quite yogurt.

    That's true everywhere.

  14. Re:My gut is fine on Japanese Guts Are Made For Sushi · · Score: 1

    HFCS is pretty much already digested. Both fructose and glucose (the great majority of the stuff in HFCS) are absorbed directly by the small intestine.

  15. Re:Yes of course on Rupert Murdoch Hates Google, Loves the iPad · · Score: 1

    I prefer to say that it needs to be 'blessed' by iTunes before it will work.

  16. Re:Get rid of them entirely on Wall St. Trading Servers To Power Off-Hour Clouds? · · Score: 1

    If they aren't contributing much information, then, by definition, they aren't taking much of the money either.

    If it is really a huge problem, buyers and sellers will move to trading systems with higher per-trade fees, or with promises about the nature of the other party in each trade.

  17. Re:16 years old, no legal rights against parents. on Son Sues Mother Over Facebook Posts · · Score: 2

    Isn't pride a sin?

  18. Re:What is meant by "without oxygen"? on An Animal That Lives Without Oxygen · · Score: 1

    He means in the sense that they almost certainly have some water in them, which usually has some oxygen as a component.

  19. Re:16 years old, no legal rights against parents. on Son Sues Mother Over Facebook Posts · · Score: 2, Funny

    You also contradicted the subject of your post in the first sentence.

    (I do realize that you were more imprecise than you were wrong...)

  20. Re:Strange on An Animal That Lives Without Oxygen · · Score: 1

    That's sort of a bad way to frame it; mostly, for a long time after life arose there wasn't any free oxygen.

    Once there was free oxygen, it didn't take life very long to start using it.

    So it was more of a come-after than it was a latecomer.

  21. Re:Yeah thats right. on Man-Made Atomic Clocks the Best In the Universe · · Score: 1, Offtopic

    Religion cares very little for nature, it is more about ideas of dead men.

  22. Re:These belong in the National Archives/Smithsoni on Apollo 13 Mission Manual Pages To Be Auctioned · · Score: 1

    Why are all you people so sure that there is a museum that even wants it?

    And I don't say that from opposition to preserving interesting history. Is NASA's disposition process really so broken that the Smithsonian isn't getting stuff they want?

  23. Re:Question: how much energy did it take to make i on Largest Sodium Sulfur Battery Powers a Texas Town · · Score: 1

    There is something strange about illustrating your rigidly literal interpretation of my comment with some business about some game.

    I didn't mean to say that the price would reflect that actual amount of energy used to produce the item, I meant that the cost of the energy used to produce the item is quite unlikely to exceed the price of the item (there are lots of easy exceptions, but a big industrial battery isn't really going to be one of them).

  24. Re:Question: how much energy did it take to make i on Largest Sodium Sulfur Battery Powers a Texas Town · · Score: 1

    The $25 million is an excellent proxy for the maximum amount of energy used to produce it.

  25. Re:non predictable ... ? on Six Atoms of Element 117 Produced · · Score: 1

    Element 121 is theorized to be in a group by itself (and so on for 122 through 138).