They care more about your credit history than your current credit. 5 years of no significant credit looks way better than 1 year. Credit rating is after all mostly a rating of confidence in your ability to pay up. No history is basically bad history.
No credit is just as bad as bad credit. I imagine this is the same reason you have two cards sitting around that you keep paid off. Having a high credit rating hardly makes you a sucker. It means I care about how my interest rates on loans, mortgages, and even car payments will be in my future. This isn't a video game. This is real life. This number can and does matter quite a lot. It is something to be proud of especially considering how many people in this country have terrible credit.
You clearly have no idea what a "Hard Inquiry" is do you? Every time you apply for a credit card they do an inquiry against your account. Your account has a running counter to show how many have recently been placed against your account. Each inquiry lowers your credit rating, and each inquiry stays on that account for 2 years. Also, keeping a card open even with no balance improves your credit rating every year you have it. They may have screwed me, but at this point its better to pay off the card and never use it again meanwhile I keep the account open. You should read up on how credit works or one day you might end up in trouble.
Didn't know something like this existed. Time to add my recent problems to the list. With a credit rating of 720 there is no excuse for me to have a 23.9% APR. Fuck you Chase Freedom. Worse part was I would email them over a dozen times and get robo-responded each time with a message that essentially said they don't do credit report please contact experian or other such services. Worse still was that in my emails I told them I went there before applying to check my score. I even went so far as to add a screenshot to my email showing them my awesome score. I would repeatedly get the same robo-response regardless. Eventually I called them. They gave me a support number to call about my APR. The number ended up being disconnected. Chase can suck it. No one should get a card through them.
Who cares. In the modern world every OS comes preloaded with a web browser, and not only is it included by default it's expected by the users. There are plenty of web browsers out right now that don't come preloaded, and they are immensely popular. Yes, there was a case due to microsofts practices to ensure new pc's only had windows, but the bundling of IE was hardly the nail in the coffin that people think it was. All they did was put themselves ahead of the curve. Netscape couldn't compete because of their own business failures. Not because the OS came with a browser. If this was the case the same argument would hold true today, and it most certainly does not.
I know this isn't what you are looking for, but you're post has me a little concerned. Especially this part. "He is home educated and doesn't read as well as schooled kids of his age." If this is the case then I worry about this child's future. I'm assuming the child is probably in about 5th grade age wise, but if he can't read as effectively as his peers then it is likely he is closer to a 3rd or 4th grade level. He is nearing the age where he should be going to middle school, and it would be my suggestion that his parents stop homeschooling the child and send him to middle school. If these basic deficiencies aren't cleared up soon this child will have major problems in his education going forward, and it seems obvious to me that his family isn't doing enough to educate the child.
I'm pretty sure google trends is insufficient evidence to the contrary. The data there only goes back a couple of years, and is hardly enough to make the basic argument you presented here. You may very well be right, but your reasoning is not sound.
Considering you know next to nothing about him, his friends, his family, or even the projects in question i'd say you are making an awful lot of conjecture and sprinkling a nice handful of insults in there while your at it. Maybe you are the one wielding the hammer, and showing bias.
Do you have any source material to vouch that the anti-trust case prevented them from putting a browser on the system sooner? I'm curious as I never thought of it that way before.
That's all well and good, but the gaming industry won't care about those assumptions. They will continue to plug forward with enhanced graphics running on brand new hardware with a complete and utter disregard for your "Omega" PC built on prior hardware. This has been, and for the foreseeable future will continue to be, the defining negative factor for PC gaming.
Surprisingly few shooters offer this anymore, and even sports games are rarely split screen as they just show both players in the same playspace with 1 camera view.. The few games that excel at split screen (Halo Reach and Gears 3 are good examples) have noticeable graphics decreases when in split screen. Many companies don't seem to take the effort to build a LOD (Level of Detail) system into their code, or they are simply afraid of letting the game look poor in a market saturated with the prettiest games money can make. So in the end most games only know how to run at full speed and therefore can't split the graphics into 2 screens.
Slashdot Mirror
Good to know. If I could rate you up I would. I've never shopped for a mortgage and was curious how that worked.
If your rating is in the 800's you should be below 14% APR if not even lower. You should make some phone calls.
They care more about your credit history than your current credit. 5 years of no significant credit looks way better than 1 year. Credit rating is after all mostly a rating of confidence in your ability to pay up. No history is basically bad history.
Yeah I tried calling. Their call center gave me a number that was disconnected. Thanks Chase.
No credit is just as bad as bad credit. I imagine this is the same reason you have two cards sitting around that you keep paid off. Having a high credit rating hardly makes you a sucker. It means I care about how my interest rates on loans, mortgages, and even car payments will be in my future. This isn't a video game. This is real life. This number can and does matter quite a lot. It is something to be proud of especially considering how many people in this country have terrible credit.
You clearly have no idea what a "Hard Inquiry" is do you? Every time you apply for a credit card they do an inquiry against your account. Your account has a running counter to show how many have recently been placed against your account. Each inquiry lowers your credit rating, and each inquiry stays on that account for 2 years. Also, keeping a card open even with no balance improves your credit rating every year you have it. They may have screwed me, but at this point its better to pay off the card and never use it again meanwhile I keep the account open. You should read up on how credit works or one day you might end up in trouble.
Didn't know something like this existed. Time to add my recent problems to the list. With a credit rating of 720 there is no excuse for me to have a 23.9% APR. Fuck you Chase Freedom. Worse part was I would email them over a dozen times and get robo-responded each time with a message that essentially said they don't do credit report please contact experian or other such services. Worse still was that in my emails I told them I went there before applying to check my score. I even went so far as to add a screenshot to my email showing them my awesome score. I would repeatedly get the same robo-response regardless. Eventually I called them. They gave me a support number to call about my APR. The number ended up being disconnected. Chase can suck it. No one should get a card through them.
Who cares. In the modern world every OS comes preloaded with a web browser, and not only is it included by default it's expected by the users. There are plenty of web browsers out right now that don't come preloaded, and they are immensely popular. Yes, there was a case due to microsofts practices to ensure new pc's only had windows, but the bundling of IE was hardly the nail in the coffin that people think it was. All they did was put themselves ahead of the curve. Netscape couldn't compete because of their own business failures. Not because the OS came with a browser. If this was the case the same argument would hold true today, and it most certainly does not.
Fucking yes. Getting past patent litigation i'm sure is the cost of entry.
I know this isn't what you are looking for, but you're post has me a little concerned. Especially this part. "He is home educated and doesn't read as well as schooled kids of his age." If this is the case then I worry about this child's future. I'm assuming the child is probably in about 5th grade age wise, but if he can't read as effectively as his peers then it is likely he is closer to a 3rd or 4th grade level. He is nearing the age where he should be going to middle school, and it would be my suggestion that his parents stop homeschooling the child and send him to middle school. If these basic deficiencies aren't cleared up soon this child will have major problems in his education going forward, and it seems obvious to me that his family isn't doing enough to educate the child.
I'm pretty sure google trends is insufficient evidence to the contrary. The data there only goes back a couple of years, and is hardly enough to make the basic argument you presented here. You may very well be right, but your reasoning is not sound.
Considering you know next to nothing about him, his friends, his family, or even the projects in question i'd say you are making an awful lot of conjecture and sprinkling a nice handful of insults in there while your at it. Maybe you are the one wielding the hammer, and showing bias.
This is no way answers his question.
You must be right. Because America clearly has never made a single scientific contribution ever. -_-
Do you have any source material to vouch that the anti-trust case prevented them from putting a browser on the system sooner? I'm curious as I never thought of it that way before.
I have no doubt that the browser will be a gold feature as well. So it probably won't matter.
Good to know. I'll keep that one in mind when I plan to upgrade from this 60g.
That's all well and good, but the gaming industry won't care about those assumptions. They will continue to plug forward with enhanced graphics running on brand new hardware with a complete and utter disregard for your "Omega" PC built on prior hardware. This has been, and for the foreseeable future will continue to be, the defining negative factor for PC gaming.
That would be exactly what I suggested. Gears 3 and Reach are one of the few games that actually do that.
He also seemed to forget that a comparable gaming pc will each cost considerably more than that console, and require updating far sooner.
Surprisingly few shooters offer this anymore, and even sports games are rarely split screen as they just show both players in the same playspace with 1 camera view.. The few games that excel at split screen (Halo Reach and Gears 3 are good examples) have noticeable graphics decreases when in split screen. Many companies don't seem to take the effort to build a LOD (Level of Detail) system into their code, or they are simply afraid of letting the game look poor in a market saturated with the prettiest games money can make. So in the end most games only know how to run at full speed and therefore can't split the graphics into 2 screens.
You also end up paying way more for the drive if you buy it after the fact. Its cheaper to get it bundled with the console.
Xbox and PS3 are just a form of hardware based DRM. Not very different from steam or any other methods.
Andriod and Apple both have drop box so your entire point is moot.
I'll wait for the second voyage I think.