2% cards aren't hard to find, though. I have one from fidelity
And the annual fee (which Apple does not charge)???
And it's not clear whether online purchases are 1% or 2%.
The exact percentage does not matter that much though. What is really interesting about this is you get that cash back daily. It's that you don't have to request a check, or go have to go through the website figuring out how to use the cash back in some other way.
my brother has one from discover
I have a Discover card also, that I never use... but you can't use that everywhere (which is why I stopped carrying it), Apple's card will work where you can use MasterCard (which is everywhere).
And the extra 1% on apple stuff doesn't really add up to enough to worry about -- certainly not enough to deal with an extra card.
It would if you were getting a laptop (free $60 back on a $2k laptop). But basically since there is no annual fee the question is why not get one and enjoy the benefits they offer you, along with a true customer focused experience that no other card has?
The list of things you determine to make it "way, way better than most other credit cards" is really a list of things that make it marginally better than most credit cards
Did you watch the announcement video? Do you use many other credit cards?
I have been doing a lot with credit card reward programs for a while.
Sure other cards have cashback (some even more percentage wise). Who else gives it to you daily? What other credit cards help encourage people to make payments more often to reduce interest charges if they cannot make the payment in full? How many other cards with significant features do not feature an annual fee? How many other cards do not charge late fees when you forget and make a payment a few days late? How many other cards like you simply text to correct issues with your card account???
I really appreciate you people who do not use credit cards, you help support the award programs for those of us who do!
It's very kind of you to buy everything at inflated prices to support credit card transaction fees while getting none of the rewards... more for me then!
I was expecting nothing at all from the Apple Card, kind of just a throwaway thing.
But It really is way, way better than most other credit cards, and I say that as someone who has used a lot of different cards for different features.
The thing I like most about it in general is that it is actually for true customer friendly unlike pretty much every other card. I like prominent understanding of how much interest you'll be paying, about making payments not just monthly but more often not reduce interest. I like that there are not things like late fees meant to trap the unwary or the forgetful.
Then on top of that, not just 2% cash back (3% on Apple products/services) but you get that back each day and can use it for anything, not having to remember to navigate through an arcane web interface to make use of cash back credits (like with Spark).
The card itself as a physical manifestation looks great of course, but honestly what I am excited about is how much the way the Apple Card works could possibly start to change how other credit card companies behave....
To me it makes more sense long term, to try and figure out how to do on-road charging of vehicles in motion - some kind of heavy support van with massive electrical storage, that drives alongside or behind an electric vehicle and charges it as it goes about the day delivering people. Then you don't have the problem of vehicles having dead time to charge, which would seem to get worse using a wireless charging solution which is bound to be a lot slower than a cabled charge.
I mostly agree the speed of training would not be impacted, a big advantage would be you'd have a police dog that should not wash out of the program.
There is actually one way in which training could be sped up though, trainers that had worked with the original dog would theoretically better understand what specific things helped motivate the dog. In that way they could take some shortcuts in training not having to fine tune the rewards they give.
I find it amusing though that Doom using repeated textures for soldiers and dogs was actually a prophetic vision of the future.
Given that Mueller spent two years and tens of millions of dollars checking on things like that with no resulting charges against anyone, the entire U.S. government (including a bevy of Democratic lawyers who fervently hate Trump) very obviously agrees it's not a crime.
You've going to have to come up with something better than a "townhall.com" link yourself, since the evidence YOU posted was (A) Jack and (B) Squat, hey emphasis on the "Jack" since you obviously spent the last two years jerking off to the thought of Trump wearing Prison Orange. Sad.
I'm not sure I consider the Amazon directing you to Amazon products as a very good example of "Automation", since that has a giant bias plugged into the engine by Amazon. You are trying to ascribe ethics to a system where humans are obviously in firm and direct control over results.
To me considering ethics and automation is more of a general concern where the automation is making derived choices that are pretty far removed from human directive. I think you can build in ethics to try and be kind to people, it's not impossible - but even the choice to try and include some kind of ethical directive, is still really at the mercy of humans and how much time and effort they are willing to put into such things...
Perhaps the most effective solution is for some company to come up with a really kick-ass ethical choice helper for automation, that becomes so popular that companies are clamoring to include it. Otherwise it will get placed in the asme leaky lifeboat that Accessibility is always placed in.
We just found out that McCain was involved with spreading the known to be false rumor that Trump had colluded with Russia - a fact worthy of revealing to everyone.
The best way to handle trolls is simply by living successfully and happily, and improving the world around you...
I think at the root of things some people cannot handle others being happy so they try to drag others down - anyone they can.
Simply being able to ignore people like that is a powerful force for success in your own personal life - as is the ability to resist inclinations to doubt others. Let others try what they will and succeed on merits, rather than pre-judging what you think of as crazy or strange.
My hat is off to you Musk, and to the rest of the people promoting positive energy and improving the world around us, in whatever ways makes sense to them.
There are more incidents with humans being unable to handle dividers than Teslas, so already you are wrong there.
As for heavy rain that also causes problems for humans, again self driving cars have more sensors so in the end they will handle heavy rain lots better than humans mostly do.
Unlike a human, self driving cars will also be much more inclined to drive at a reasonable speed for conditions, because they fundamentally know what that is in a way most humans do not.
if neither of us had a gun in the first place, we would both still be alive.
If someone really wanted to shoot you, why would they not figure out a ways to kill you otherwise?
The myth that without guns there are not deaths is especially absurd. It just means you are less likely to be able to defend yourself, especially if you are weaker physically than your attacker.
That has been the great boon of firearms - it equalizes your ability of defense in cases where others that seek you harm either outnumber you physically or numerically. It helped bring true freedom to blacks across the U.S. and it helps prevent tens of thousand of rapes per year today. That's why you should support the second amendment, not because it prevents others from doing YOU harm, but it prevents others from doing the powerless harm.
The only way I can see every car on the road being self-driving before 2050 is if the tech to retrofit an existing car with self-driving features gets so cheap
It's pretty easy to get to a point where 99% of cars on roads are self-driving - you just reach the point where it's cheaper to subscribe to and use a low end car service that takes you door to door, than it costs to maintain and gas a beater car.
Unlike others though I don't see a future where most people use a car service like that, it's nice having your own car with its known interior and stuff you always keep with you. But we'll see how it pans out.
And deterministic systems don't handle chaos very well.
That is why we hadn't been close to getting anything like a self driving car until the re-emergence of practical neural networks.
Neural networks are up to the task because they are fusing info from dozens of sensors and models to determine every second where the car should be moved. The people working on self driving car tech today are building systems can handle any surprise because fundamentally the car is going to try (A) not to hit anything, and (B) go somewhere else if it has to override some laws of the road to do so, in an emergency.
It can basically make a car do anything within the ream of physical ability which is way, way better than 99% of human drivers can do.
how does it handle a deer dashing on to the road?
About a billion times better than a human can, that's for sure. It can see in infra-red, radar and sonar - in 360 degrees, not just straight ahead. It can react and brake quicker. It can steer off the road almost a billion times better than any human would, since it would also be continually considering that semi truck behind you that you totally forgot about when you saw the deer and that cannot possibly avoid hitting you if you stay where you are...
Until you arrest the grand prize winner for top secret material stored on a box conveniently accessible to the world, until that day I say not one government official should be punished for leaking information.
And most of them live in Russia because they miss the weather at home???
Or, here's a thought, maybe it's super likely that a poll where anyone around the world CAN vote, saw a whole bunch of people around the world voting who are not UK citizens. Which do YOU think is more likely?
NYT is one of the last places with enough to pay for quality reporting
Maybe they should try putting that in the paper instead of what they publish now...
I just assumed the NYT was excluded with lots of other questionable "news" sources. It's called "Apple News", not "Apple Democratic Party with Bylines".
I don't want to sign up with a bunch of different places and have to maintain multiple accounts, deal with multiple renewal periods/expirations, have my credit card info scattered all over the place, etc.
That's the beauty of using an AppleTV for this, today.
A few services (notably Amazon and Netflix) you still need to sign up for separately.
But pretty much everything else, you can subscribe to content in an app using in-app purchase on AppleTV.
That means none of those companies have any info on you beyond account creation. They do not have your credit card. They do not manage subscriptions - you do through the Apple subscriptions management screen on the AppleTV. You can even subscribe, cancel any time in the month and still keep using the service until the expiration of the month subscription, so you don't forget to unsubscribe.
I have no idea what the Apple video service will offer beyond that but I am pretty dubious about signing up, because the way it works is already pretty good just subscribing and unsubscribing from apps. Its the ala-carte dream I always had about video content, and I'll be dammed if anyone can pull me out of this new video paradise.
I don't see where frustration is coming from, as these days it's so easy to start and stop subscriptions.
I have Netflix regularly, and Amazon Prime mostly for shipping but do use video also. Beyond that though, I just join in and then drop different services depending on what I want to see - so I subscribe to HBO when Game of Thrones is on, dropping it after (and also catching up on a few other shows they have while I'm there). I subscribed to CBS fo ra little while to watch Star Trek Discovery, then dropped it when I had seen enough.
This is the golden age of subscription. I don't care how many different streaming options there are, as long as I can take them or leave them when I see fit - so much better than cable ever was.
Slashdot Mirror
What's the difference between information and news, from the standpoint of a technology company like Apple, and why?
That's easy - News is by and large fantasy, because by definition you can't know everything in a short period of time.
Information is created over a longer period where you can actually investigate what has happened, or what is about to happen.
The APR is actually 13.24% to 24.24%
(Scroll down to very end and read fine print to see)
That seems about average to me, but I still think the other features are exciting and helpful enough they will get good traction.
2% cards aren't hard to find, though. I have one from fidelity
And the annual fee (which Apple does not charge)???
And it's not clear whether online purchases are 1% or 2%.
The exact percentage does not matter that much though. What is really interesting about this is you get that cash back daily. It's that you don't have to request a check, or go have to go through the website figuring out how to use the cash back in some other way.
my brother has one from discover
I have a Discover card also, that I never use... but you can't use that everywhere (which is why I stopped carrying it), Apple's card will work where you can use MasterCard (which is everywhere).
And the extra 1% on apple stuff doesn't really add up to enough to worry about -- certainly not enough to deal with an extra card.
It would if you were getting a laptop (free $60 back on a $2k laptop). But basically since there is no annual fee the question is why not get one and enjoy the benefits they offer you, along with a true customer focused experience that no other card has?
The list of things you determine to make it "way, way better than most other credit cards" is really a list of things that make it marginally better than most credit cards
Did you watch the announcement video? Do you use many other credit cards?
I have been doing a lot with credit card reward programs for a while.
Sure other cards have cashback (some even more percentage wise). Who else gives it to you daily? What other credit cards help encourage people to make payments more often to reduce interest charges if they cannot make the payment in full? How many other cards with significant features do not feature an annual fee? How many other cards do not charge late fees when you forget and make a payment a few days late? How many other cards like you simply text to correct issues with your card account???
It's life by a thousand cuts.
I really appreciate you people who do not use credit cards, you help support the award programs for those of us who do!
It's very kind of you to buy everything at inflated prices to support credit card transaction fees while getting none of the rewards... more for me then!
I was expecting nothing at all from the Apple Card, kind of just a throwaway thing.
But It really is way, way better than most other credit cards, and I say that as someone who has used a lot of different cards for different features.
The thing I like most about it in general is that it is actually for true customer friendly unlike pretty much every other card. I like prominent understanding of how much interest you'll be paying, about making payments not just monthly but more often not reduce interest. I like that there are not things like late fees meant to trap the unwary or the forgetful.
Then on top of that, not just 2% cash back (3% on Apple products/services) but you get that back each day and can use it for anything, not having to remember to navigate through an arcane web interface to make use of cash back credits (like with Spark).
The card itself as a physical manifestation looks great of course, but honestly what I am excited about is how much the way the Apple Card works could possibly start to change how other credit card companies behave....
To me it makes more sense long term, to try and figure out how to do on-road charging of vehicles in motion - some kind of heavy support van with massive electrical storage, that drives alongside or behind an electric vehicle and charges it as it goes about the day delivering people. Then you don't have the problem of vehicles having dead time to charge, which would seem to get worse using a wireless charging solution which is bound to be a lot slower than a cabled charge.
I mostly agree the speed of training would not be impacted, a big advantage would be you'd have a police dog that should not wash out of the program.
There is actually one way in which training could be sped up though, trainers that had worked with the original dog would theoretically better understand what specific things helped motivate the dog. In that way they could take some shortcuts in training not having to fine tune the rewards they give.
I find it amusing though that Doom using repeated textures for soldiers and dogs was actually a prophetic vision of the future.
yes, it's a crime despite
Given that Mueller spent two years and tens of millions of dollars checking on things like that with no resulting charges against anyone, the entire U.S. government (including a bevy of Democratic lawyers who fervently hate Trump) very obviously agrees it's not a crime.
You've going to have to come up with something better than a "townhall.com" link yourself, since the evidence YOU posted was (A) Jack and (B) Squat, hey emphasis on the "Jack" since you obviously spent the last two years jerking off to the thought of Trump wearing Prison Orange. Sad.
I'm not sure I consider the Amazon directing you to Amazon products as a very good example of "Automation", since that has a giant bias plugged into the engine by Amazon. You are trying to ascribe ethics to a system where humans are obviously in firm and direct control over results.
To me considering ethics and automation is more of a general concern where the automation is making derived choices that are pretty far removed from human directive. I think you can build in ethics to try and be kind to people, it's not impossible - but even the choice to try and include some kind of ethical directive, is still really at the mercy of humans and how much time and effort they are willing to put into such things...
Perhaps the most effective solution is for some company to come up with a really kick-ass ethical choice helper for automation, that becomes so popular that companies are clamoring to include it. Otherwise it will get placed in the asme leaky lifeboat that Accessibility is always placed in.
We just found out that McCain was involved with spreading the known to be false rumor that Trump had colluded with Russia - a fact worthy of revealing to everyone.
The best way to handle trolls is simply by living successfully and happily, and improving the world around you...
I think at the root of things some people cannot handle others being happy so they try to drag others down - anyone they can.
Simply being able to ignore people like that is a powerful force for success in your own personal life - as is the ability to resist inclinations to doubt others. Let others try what they will and succeed on merits, rather than pre-judging what you think of as crazy or strange.
My hat is off to you Musk, and to the rest of the people promoting positive energy and improving the world around us, in whatever ways makes sense to them.
But so far, they can't handle a parking lot
Wrong as of now
or a divider in the road or heavy rain.
There are more incidents with humans being unable to handle dividers than Teslas, so already you are wrong there.
As for heavy rain that also causes problems for humans, again self driving cars have more sensors so in the end they will handle heavy rain lots better than humans mostly do.
Unlike a human, self driving cars will also be much more inclined to drive at a reasonable speed for conditions, because they fundamentally know what that is in a way most humans do not.
if neither of us had a gun in the first place, we would both still be alive.
If someone really wanted to shoot you, why would they not figure out a ways to kill you otherwise?
The myth that without guns there are not deaths is especially absurd. It just means you are less likely to be able to defend yourself, especially if you are weaker physically than your attacker.
That has been the great boon of firearms - it equalizes your ability of defense in cases where others that seek you harm either outnumber you physically or numerically. It helped bring true freedom to blacks across the U.S. and it helps prevent tens of thousand of rapes per year today. That's why you should support the second amendment, not because it prevents others from doing YOU harm, but it prevents others from doing the powerless harm.
The only way I can see every car on the road being self-driving before 2050 is if the tech to retrofit an existing car with self-driving features gets so cheap
It's pretty easy to get to a point where 99% of cars on roads are self-driving - you just reach the point where it's cheaper to subscribe to and use a low end car service that takes you door to door, than it costs to maintain and gas a beater car.
Unlike others though I don't see a future where most people use a car service like that, it's nice having your own car with its known interior and stuff you always keep with you. But we'll see how it pans out.
And deterministic systems don't handle chaos very well.
That is why we hadn't been close to getting anything like a self driving car until the re-emergence of practical neural networks.
Neural networks are up to the task because they are fusing info from dozens of sensors and models to determine every second where the car should be moved. The people working on self driving car tech today are building systems can handle any surprise because fundamentally the car is going to try (A) not to hit anything, and (B) go somewhere else if it has to override some laws of the road to do so, in an emergency.
It can basically make a car do anything within the ream of physical ability which is way, way better than 99% of human drivers can do.
how does it handle a deer dashing on to the road?
About a billion times better than a human can, that's for sure. It can see in infra-red, radar and sonar - in 360 degrees, not just straight ahead. It can react and brake quicker. It can steer off the road almost a billion times better than any human would, since it would also be continually considering that semi truck behind you that you totally forgot about when you saw the deer and that cannot possibly avoid hitting you if you stay where you are...
Until you arrest the grand prize winner for top secret material stored on a box conveniently accessible to the world, until that day I say not one government official should be punished for leaking information.
No coincidence that NZ is the shortened form of "Nazi".
Nothing like totalitarian control over information. Sad that New Zealand turned out to be more Mordor than Hobbiton.
Business jobs: Bad shot at a VP job making high 6 figures.
It seems to me like business jobs making low to high end six figures are not actually that hard to get, as long as you have the entry credentials.
Now if they enjoy those jobs as much as tech workers, that I am not sure...
There are a number of apps that do indeed block pam calls from ringing through, two I use are Hiya and NoMoRobo.
I have for a while been mulling over building a regex based one though as it would be lots simpler and probably more effective.
You know that UK citizens can live abroad, right?
And most of them live in Russia because they miss the weather at home???
Or, here's a thought, maybe it's super likely that a poll where anyone around the world CAN vote, saw a whole bunch of people around the world voting who are not UK citizens. Which do YOU think is more likely?
NYT is one of the last places with enough to pay for quality reporting
Maybe they should try putting that in the paper instead of what they publish now...
I just assumed the NYT was excluded with lots of other questionable "news" sources. It's called "Apple News", not "Apple Democratic Party with Bylines".
I don't want to sign up with a bunch of different places and have to maintain multiple accounts, deal with multiple renewal periods/expirations, have my credit card info scattered all over the place, etc.
That's the beauty of using an AppleTV for this, today.
A few services (notably Amazon and Netflix) you still need to sign up for separately.
But pretty much everything else, you can subscribe to content in an app using in-app purchase on AppleTV.
That means none of those companies have any info on you beyond account creation. They do not have your credit card. They do not manage subscriptions - you do through the Apple subscriptions management screen on the AppleTV. You can even subscribe, cancel any time in the month and still keep using the service until the expiration of the month subscription, so you don't forget to unsubscribe.
I have no idea what the Apple video service will offer beyond that but I am pretty dubious about signing up, because the way it works is already pretty good just subscribing and unsubscribing from apps. Its the ala-carte dream I always had about video content, and I'll be dammed if anyone can pull me out of this new video paradise.
Expect to incur "cancellation penalties".
Why should I expect that , when absolutely zero streaming services do that today.
Want to watch the newest episode?, you need to back-date your subscription to ep 1.
Again I refer you to my previous statement regarding absolutely no streaming services working like that.
just like the "disney vault", the streaming vault, will have more content for people who stay longer.
No services work like that and at this point any one that tried would go down in flames.
Now what I CAN see Disney doing, is saying some movies are only available at some time during the year... but that would be for everyone.
I don't see where frustration is coming from, as these days it's so easy to start and stop subscriptions.
I have Netflix regularly, and Amazon Prime mostly for shipping but do use video also. Beyond that though, I just join in and then drop different services depending on what I want to see - so I subscribe to HBO when Game of Thrones is on, dropping it after (and also catching up on a few other shows they have while I'm there). I subscribed to CBS fo ra little while to watch Star Trek Discovery, then dropped it when I had seen enough.
This is the golden age of subscription. I don't care how many different streaming options there are, as long as I can take them or leave them when I see fit - so much better than cable ever was.