Poor people can get gov't-subsidized smart phones. There's no reason in the world they can't use these apps the same as the evil rich folks. This is blatant race- / class-baiting from the White House to further distract the masses from matters of real importance -- you, destruction of our civil liberties, telling the NSA not to talk to the press, etc.
Just what is needed . . . another Photoshop-esque filter for all the douchebag hipsters of the world to make their snaps look even more deep and brooding.
Yes, let's base compensation on seniority rather than merit or anything related to real-world performance, and make it impossible to fire someone for anything short of mass murder. Then let's take a chunk of each worker's paycheck against their will and give it to the goddamn politicians to fund their campaigns. Yep, that sounds like exactly what the tech sector needs.
Correct. Maryland is one as well, and MD police used the anti-wire tap law as an excuse for years to prevent people from videotaping their actions before the Supreme Court finally called them on that perverse interpretation. Even now, MD police hate to be recorded.
Yet, the NSA is part of the Executive Branch and, as its head, the buck stops with him. James Clapper LIED to a Senate panel -- right to Ron Wyden's face -- and nothing has happened. The Snowden leaks are almost 11 months old now, and Obama obviously knew of a lot of those activities before then. He has chosen to DO NOTHING, or worse, in the case of mass surveillance, kick the ball to *Congress* (yes, the same Congress he's constantly bitched during his two terms about being dysfunctional and blocking his every move), which is completely unnecessary as NSA is part of the Executive Branch. Let's suppose that, as you contend, Obama is sooooo high up that he was in fact completely ignorant of any of the technical details of these activities, or even the existence of some of these programs. If he cared even the tiniest bit about our rights and upholding the Constitution -- especially in the wake of disclosures about leaving all US Citizens completely vulnerable to exploits such as HeartBleed -- he'd at least hit the Pause button on these programs via Executive Order so they could be properly investigated. He hasn't done *anything* close to that -- nothing. Just a bunch of bullshit lip service. This indicates he approves of all of these programs, and is attempting to wait until the noise dies down so they can be continued and expanded. Giving Obama a pass on anything NSA-related is weak and people that do it look like apologists from where a lot of us sit.
The NSA is part of the Executive Branch. Obama could immediately, at the very least, put a temporary halt on all of these types of activities and conduct a review gauging the potential impact on ordinary US citizens as collateral damage. He has done no such thing -- not with mass surveillance, not with HeartBleed, not with any of the other nasty shit disclosed in the Snowden leaks. Don't DARE give him a pass on anything NSA-related -- he doesn't need Congress in this case and can personally shut it all down at any time.
These people -- the NSA, the House and Senate Intelligence Panels, and the President himself -- have LIED to the American people and our supposed allies at every possible turn during this process. They would have never even admitted these programs existed at all -- it was only Snowden's actions that forced their hands. Why the hell would anyone ever believe them now? We're to believe they're going to simply stop doing this? Without any real oversight or transparency? The sad thing is that most of my countrymen are stupid or apathetic enough (or both) to believe them.
If you're not comfortable with taking on risk, busting your ass, and doing anything it takes for a very small CHANCE at hitting it big -- then don't work for a startup. Period. There are many other software / IT jobs right now -- no need at all to work in startup land. But don't try to fuck it up with this "union" nonsense talk. All you'll accomplish is dragging down those who are truly talented and deserve to be there.
If you do go that route -- get educated. Pay a lawyer a few hundred bucks to explain the docs you are about to sign which grant options, have a vesting schedule, etc. If you don't, you're a retard and you deserve to be taken advantage of. But this "unionization" talk runs completely counter to the very DNA of a startup. Face it -- some people are willing to work 80+ hrs / week. If you're not -- fine. But don't fuck it up for those who *choose* to do so and try to out-work others to gain an advantage.
All Greenspan wants to do is further shaft the US worker and help Big Business cut its costs even further. He's nothing more than a shill at this point.
Because even if you have a decent-paying job, you can still make shit decisions and piss it all away very quickly. Look at the large percentage of NFL players who are bankrupt at the end of their careers as a simple illustration of this. This is also true with the vast majority of people who don't earn nearly that amount of money. LIVE WITHIN YOUR MEANS, whatever they may be.
It is unbelievable to me that this isn't somehow required, at the Federal level. WTF do we have a Department of Education for if stuff like this is missing?
The real people in power don't care about gay marriage, or illegals crossing the border, or abortion. Rather, they embrace those wedge issues as they keep the public distracted and divided so they may continue their evil deeds. But surveillance is a universal boot on the neck of the people, a control mechanism over all that will be nearly impossible to turn off once it's in place. And since 9/11, the people in the USA have been bending over, taking it, and asking for more.
The Washington Post is "suspicious" of a report slamming the Obama Administration's thuggish treatment of the press? Color me shocked. Let's see if the New York Times follows suit . . . after all, Holder went after one of their own.
Direct deposit is "a pain in the ass to set up" because of the required accountability and tax compliance. They need a paper trail if someone in the chain tries to pull a scam, up to and including the payroll processor. They also want it doc'd that you set your witholding via a W-4 in case there's ever a discrepancy. It should literally take less than five minutes (if that), even for a new employee -- my business does it a half-dozen times a year or so. It's a common sense regulation that protects the employees, the employer, and the payroll processor -- let's not dump it because a few lazy folks don't want to fill out a form and provide their SSN or look for their account and routing #s.
You are correct, but it only makes business sense if you can mitigate some of the inherent higher financial risk that comes with doing business with poor people. That's why it's a fee-based structure, and that's why the fees are so high -- they have to offset the statistically-higher percentage of poor people who (for whatever reason) don't / can't hold up their end of the bargain -- by trying to cash bad checks etc. Many people blame the banks for this simply because "the banks are evil," but in reality, that's why interest rates for people with low credit scores are so much higher than they are for people with good credit scores -- there's a direct correlation between credit score and lending risk. The less risky borrowers are more desirable potential customers, so the banks compete for them by offering them a lower rate.
I do agree that this country needs to have an conversation about the growing number of poor, but it must be an honest conversation -- one that acknowledges that sometimes the poor are exploited by lenders, and also one that acknowledges that it's risky to lend money to poor people, because they're less likely to be able to pay it back.
Real estate prices inflated by speculation in 2014? Where? Maybe in San Francisco, or Manhattan, or the ultra-wealthy DC suburbs, but not in too many other places. Most markets are still recovering from the implosion and are *barely* beginning to show signs of that recovery despite years of the lowest historical interest rates ever. Borrowing money to buy a house isn't free, but it's as close to it as it's ever been, especially if you have made good financial decisions. One of the reasons the Fed has kept rates so low is precisely that -- housing lobbyists were screaming that raising rates even a tiny bit would damage the recovery. Again, I'd rather get a reasonable mortgage rate on my house and a crappy return on a savings account than be shanked by the banks for many hundreds more / month in interest, for decades -- but I guess that only impacts, you know, people who buy houses and actually plan to be responsible and pay on them.
This is because historic interest rates were insane at the time -- the highest they've ever been. When you bought a house, your mortgage rate was about the same as the one you have when you run a balance on a credit card today. Can you imagine buying a house with your credit card, and running that balance for decades? That's what it was like -- so be careful what you wish for when pining for the 80s, especially regarding interest rates.
What could possibly be any more evil than what this old bat has done, for decades now? Yet you still blindly pull the lever for her, knowing full well that she's a piece of shit hellbent on destroying the Constitution, just because she has a "D" next to her name. It's lazy, irrational, stupid, and pathetic. You -- and the other people like you on both sides -- *absolutely* are the problem.
She's a Senator . . . what does gerrymandering have to do with re-electing her? The plain fact is that the majority of California voters want her to continue on as their Senator -- otherwise they'd elect someone else and she'd be out of a job.
Ahhh, so you're willing to vote for evil just so "your team" wins. Except that you haven't figured out there's only one team -- Team Status Quo -- and you're not on it.
You're a coward, and absolutely deserve every nasty thing Feinstein inflicts on your state. You have no principles -- only a tribe. People like you are why this country is fucked.
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Poor people can get gov't-subsidized smart phones. There's no reason in the world they can't use these apps the same as the evil rich folks. This is blatant race- / class-baiting from the White House to further distract the masses from matters of real importance -- you, destruction of our civil liberties, telling the NSA not to talk to the press, etc.
Just what is needed . . . another Photoshop-esque filter for all the douchebag hipsters of the world to make their snaps look even more deep and brooding.
Yes, let's base compensation on seniority rather than merit or anything related to real-world performance, and make it impossible to fire someone for anything short of mass murder. Then let's take a chunk of each worker's paycheck against their will and give it to the goddamn politicians to fund their campaigns. Yep, that sounds like exactly what the tech sector needs.
Correct. Maryland is one as well, and MD police used the anti-wire tap law as an excuse for years to prevent people from videotaping their actions before the Supreme Court finally called them on that perverse interpretation. Even now, MD police hate to be recorded.
I think you meant the Steubenville High School football players. Steubenville is actually in Ohio.
Yet, the NSA is part of the Executive Branch and, as its head, the buck stops with him. James Clapper LIED to a Senate panel -- right to Ron Wyden's face -- and nothing has happened. The Snowden leaks are almost 11 months old now, and Obama obviously knew of a lot of those activities before then. He has chosen to DO NOTHING, or worse, in the case of mass surveillance, kick the ball to *Congress* (yes, the same Congress he's constantly bitched during his two terms about being dysfunctional and blocking his every move), which is completely unnecessary as NSA is part of the Executive Branch. Let's suppose that, as you contend, Obama is sooooo high up that he was in fact completely ignorant of any of the technical details of these activities, or even the existence of some of these programs. If he cared even the tiniest bit about our rights and upholding the Constitution -- especially in the wake of disclosures about leaving all US Citizens completely vulnerable to exploits such as HeartBleed -- he'd at least hit the Pause button on these programs via Executive Order so they could be properly investigated. He hasn't done *anything* close to that -- nothing. Just a bunch of bullshit lip service. This indicates he approves of all of these programs, and is attempting to wait until the noise dies down so they can be continued and expanded. Giving Obama a pass on anything NSA-related is weak and people that do it look like apologists from where a lot of us sit.
The NSA is part of the Executive Branch. Obama could immediately, at the very least, put a temporary halt on all of these types of activities and conduct a review gauging the potential impact on ordinary US citizens as collateral damage. He has done no such thing -- not with mass surveillance, not with HeartBleed, not with any of the other nasty shit disclosed in the Snowden leaks. Don't DARE give him a pass on anything NSA-related -- he doesn't need Congress in this case and can personally shut it all down at any time.
These people -- the NSA, the House and Senate Intelligence Panels, and the President himself -- have LIED to the American people and our supposed allies at every possible turn during this process. They would have never even admitted these programs existed at all -- it was only Snowden's actions that forced their hands. Why the hell would anyone ever believe them now? We're to believe they're going to simply stop doing this? Without any real oversight or transparency? The sad thing is that most of my countrymen are stupid or apathetic enough (or both) to believe them.
If you're not comfortable with taking on risk, busting your ass, and doing anything it takes for a very small CHANCE at hitting it big -- then don't work for a startup. Period. There are many other software / IT jobs right now -- no need at all to work in startup land. But don't try to fuck it up with this "union" nonsense talk. All you'll accomplish is dragging down those who are truly talented and deserve to be there.
If you do go that route -- get educated. Pay a lawyer a few hundred bucks to explain the docs you are about to sign which grant options, have a vesting schedule, etc. If you don't, you're a retard and you deserve to be taken advantage of. But this "unionization" talk runs completely counter to the very DNA of a startup. Face it -- some people are willing to work 80+ hrs / week. If you're not -- fine. But don't fuck it up for those who *choose* to do so and try to out-work others to gain an advantage.
All Greenspan wants to do is further shaft the US worker and help Big Business cut its costs even further. He's nothing more than a shill at this point.
Much more appropriate.
Because even if you have a decent-paying job, you can still make shit decisions and piss it all away very quickly. Look at the large percentage of NFL players who are bankrupt at the end of their careers as a simple illustration of this. This is also true with the vast majority of people who don't earn nearly that amount of money. LIVE WITHIN YOUR MEANS, whatever they may be.
It is unbelievable to me that this isn't somehow required, at the Federal level. WTF do we have a Department of Education for if stuff like this is missing?
The real people in power don't care about gay marriage, or illegals crossing the border, or abortion. Rather, they embrace those wedge issues as they keep the public distracted and divided so they may continue their evil deeds. But surveillance is a universal boot on the neck of the people, a control mechanism over all that will be nearly impossible to turn off once it's in place. And since 9/11, the people in the USA have been bending over, taking it, and asking for more.
The Washington Post is "suspicious" of a report slamming the Obama Administration's thuggish treatment of the press? Color me shocked. Let's see if the New York Times follows suit . . . after all, Holder went after one of their own.
Democrats don't like technological solutions
Sure about that?
Direct deposit is "a pain in the ass to set up" because of the required accountability and tax compliance. They need a paper trail if someone in the chain tries to pull a scam, up to and including the payroll processor. They also want it doc'd that you set your witholding via a W-4 in case there's ever a discrepancy. It should literally take less than five minutes (if that), even for a new employee -- my business does it a half-dozen times a year or so. It's a common sense regulation that protects the employees, the employer, and the payroll processor -- let's not dump it because a few lazy folks don't want to fill out a form and provide their SSN or look for their account and routing #s.
You are correct, but it only makes business sense if you can mitigate some of the inherent higher financial risk that comes with doing business with poor people. That's why it's a fee-based structure, and that's why the fees are so high -- they have to offset the statistically-higher percentage of poor people who (for whatever reason) don't / can't hold up their end of the bargain -- by trying to cash bad checks etc. Many people blame the banks for this simply because "the banks are evil," but in reality, that's why interest rates for people with low credit scores are so much higher than they are for people with good credit scores -- there's a direct correlation between credit score and lending risk. The less risky borrowers are more desirable potential customers, so the banks compete for them by offering them a lower rate.
I do agree that this country needs to have an conversation about the growing number of poor, but it must be an honest conversation -- one that acknowledges that sometimes the poor are exploited by lenders, and also one that acknowledges that it's risky to lend money to poor people, because they're less likely to be able to pay it back.
Real estate prices inflated by speculation in 2014? Where? Maybe in San Francisco, or Manhattan, or the ultra-wealthy DC suburbs, but not in too many other places. Most markets are still recovering from the implosion and are *barely* beginning to show signs of that recovery despite years of the lowest historical interest rates ever. Borrowing money to buy a house isn't free, but it's as close to it as it's ever been, especially if you have made good financial decisions. One of the reasons the Fed has kept rates so low is precisely that -- housing lobbyists were screaming that raising rates even a tiny bit would damage the recovery. Again, I'd rather get a reasonable mortgage rate on my house and a crappy return on a savings account than be shanked by the banks for many hundreds more / month in interest, for decades -- but I guess that only impacts, you know, people who buy houses and actually plan to be responsible and pay on them.
had good interest rates
This is because historic interest rates were insane at the time -- the highest they've ever been. When you bought a house, your mortgage rate was about the same as the one you have when you run a balance on a credit card today. Can you imagine buying a house with your credit card, and running that balance for decades? That's what it was like -- so be careful what you wish for when pining for the 80s, especially regarding interest rates.
What could possibly be any more evil than what this old bat has done, for decades now? Yet you still blindly pull the lever for her, knowing full well that she's a piece of shit hellbent on destroying the Constitution, just because she has a "D" next to her name. It's lazy, irrational, stupid, and pathetic. You -- and the other people like you on both sides -- *absolutely* are the problem.
She's a Senator . . . what does gerrymandering have to do with re-electing her? The plain fact is that the majority of California voters want her to continue on as their Senator -- otherwise they'd elect someone else and she'd be out of a job.
Ahhh, so you're willing to vote for evil just so "your team" wins. Except that you haven't figured out there's only one team -- Team Status Quo -- and you're not on it.
You're a coward, and absolutely deserve every nasty thing Feinstein inflicts on your state. You have no principles -- only a tribe. People like you are why this country is fucked.
You jest, but you're talking about a real thing called reinsurance.
He's paying per MB downloaded . . . it costs him money for them to download their patches using his bandwidth, even if nothing else is going on.