With stuff like this going on, do you really want your data online? Sorry, I will pass and by myself two hard drives that will mirror each other. There is my storage medium - so if the gov't wants to inspect my files, they have to come into my home - not go to another company - where I may never get notified.
They are allowed to advocate against the game - it is their First Amendment right to do so. You may not agree with their opinion, but it is their opinion. A majority of their members voted to advocate (officially) against the game...let them advocate. They can urge stores and parents all the want...some will listen, some will not. If Rockstar games wants to, they can throw a counter campaign.
I mention this because most people assume the first assassins were the ninja - which while the ninja were damn good assassins, they were not the first.
Muslims also perfected the art of torture (at least historically, this day and age torture has taken a new light with technology)
Where does it say Islam started with Adam & Eve? As far as I recall, and that is a bad memory but still, there was no real religion associated with Adam and Eve...primarly because they were the only two around and they had direct (fairly) contact with God. There was no Judaism, or Islam at that time.
Exactly. To be the son of something is to be of it's same type (i.e. your son, is a human just like you)....so to be the son of God would mean you are God - and Jew's believe in one and ONLY one god - not multiple. To think otherwise is anathema to Judaism (remember the Egyptians believe in multiple gods)...and remember when the Jew's (back in Moses time) started to worship golden calves and false gods? Remember what Moses did? Man those 40 years of unending travel in the dessert was a pain on my poor feet!!!
Also, in the Jewish religion, God does not manifest himself at ALL as man, probably the most is the flaming bush. Staring at the face of God is death, staring at the flaming bush apparantly ages a man and gives him this otherworldly look on his face.
Outside. The "better-informed" in your original statement did not include a ? mark. You are asking the question, with regards to a word that has no question mark.
If what I bought is just like what I replaced, didn't I just waste my money? Why would I switch if the thing I'm switching to is just like the thing I'm switching from?
The front-end is the same, the back-end is completely different. If the front-end is the same, but the back-end is better (performance, reliability, security, etc) then that is your "why".
If you want someone to convert from what they know, and what they are comfortable with - especially considering they are not computer savvy, you need to make the transition as seamless as possible. In fact, they should wake up one morning, turn their computer on and not even realize that they are not using windows anymore...otherwise you will get a flat out "no" and Windows will still hold the market. It is a very valid question and is a big reason why many have not changed.
I wouldn't mind having my home desktop run linux (I use my laptop for my gaming). Things I concern myself, will these run:
Nero
Bearshare
ezTrust Antivirus
DVD Shrink
and others.
Include drivers for the Top 5 open source OS'. I do not include Windows XP since Dell will want to sell Windows XP with their systems.
Again, Dell will have the disclaimer that they are not supporting software on that PC.
I am not complaining about Linux not being sold with computers - I know the difficulties, especially with all the different versions...also what happens when someone (who has no clue) accidentally buys a Linux machine and is like "what the hell?" then returns it to Dell. I can see this happening a LOT - and anyone in a call center will agree with me.
Now here is the restrictions:
Must be the easiest to install and use, based on someone who has ZERO experience with Linux, but has experience with Windows. So this probably means it has to be GUI based. Then work with the most amount of applications out there.
How about you sell a computer with the drivers only, and let the user decide what OS to install? If he wants Windows, he can buy it from Dell (and probably get it at the cheaper price since he is buying it with a computer) and if he wants Linux he can download whatever. You just have the disclaimer "buy one of our computers without an OS from us and we cannot give you software support".
It does depend on the agreement between the two banks. For example, I remember (five years or so ago) when Sovereign Bank and First Union (before they changed to Wachovia) came up with the paperless agreement. They would post the transactions before the paper trail was sent (this also meant, that you could have the deposit today, but if the check bounced, you would be debited three days later). These two banks are also big and local to each other...imagine if it was a Credit Union, or just a small time bank - they are hard pressed to get that kind of check clearing trust. Are we getting better, yea...Remember the movie "Catch Me if you can"? His scams were all about the float process (which back then could take two-four weeks).
Oh good god, what was the time frame from when the check was cleared to when the credit card company posted to their account? You do realize that is called "float" time and is a common thing in banking (in fact float has been reduced dramatically over the years).
So this is what happens. You write a check (let's assume you didn't utilize online banking and you snail mailed a check). The check arrives at the cc company in two-three days. The CC company deposits it into their account (another 1-2 day process). The check has not cleared (your account or theirs), so you get no posting to your credit card. The check takes anywhere from 2-4 days to get to your bank (it has to go from the CC bank, to the regional gov't bank, then has to travel to the next regional center, and then to your bank). Once this has been done (and a lot of times it is not electronic, but paper being driven) then the check hits your account and the money is deducted from your account(another 1 day process). But the funds now need to be sent back to the CC companies bank, and after it has been received by the CC's bank (will take 1 day to post to their account), may take a couple of days to get posted to your account (hey they have a lot of work, it takes time to process tens of thousands of transactions). Also - do not forget, there are non-business days...and it could have run into a bank holiday.
This is called float. Float pisses people/companies off because it is (sort of) artifical and people lose interest. Now in the course of 2-3 days you may not lose much interst (a few pennies) on an amount less then $10,000 - but imagine if you are transferring $10 million..those few days are worth lots of interest.
When you call your creditor and tell them you will pay-down a bill, they generally tell you that it will take time (duh)...It sounds like these people were impatient. I did some math, and counted about 10-15 days from the time you mailed your check. Waiting 10-15 days for your payment to get posted (from the time you threw it in the mail) is not exactly unreasonable - but se la vi, people are impatient.
The weird bit about this class was the continual referece to getting to know you customer. Which is of course imposible
This is not a weird refence at all. This has been in banking for many many years (way before 9/11). It is just what it sounds like, getting to know your customer. You will have repeat customers. This is more likely to happen in a physical branch (where customers walk-in) then a call-center...but people who wire money tend to do it enough so if your call-center is small enough you will probably run into the same person. Also, if you are serving higher end customers you may be assigned to specific people.
Knowing your customer is just getting familiar with your customer...so when the customer calls on the phone you recognize their voice, when they walk in the door you can say "Hey Bill"...this also helps so you are not asking the same customer (over and over) for their ID. It is not only for security, but customer service friendliness. Other companies (sales organizations/customer service) are adopting this method because it serves to make the customer feel more welcomed.
Please do not spread hype just to earn a few mod points (though you did post as AC). Knowing your customer is a proven customer service tool. It also helps for security
Anything over a certain dollar limit must be reported.
You weren't paying much attention at security training were you? Any cash value (i.e. amex gift chex/cash being handed to/from teller). Wires (i think just international, but i could be wrong). Checks, transfers from one of your accounts to another, credit card deposits, etc are not considered cash value...the reason is this money is traceable. The IRS wants to be able to trace where the money came from, and where it is going. The value you are looking for is over 10,000.00 Yes, you could hand over 10,000.00 and you won't get reported (though a particularly astute teller might take iniative, but this is rare)...hand over 10,000.01 (one extra penny) and you get reported. I know one bank I worked for (Sovereign bank) had a shorter form to fill out, but still mandatory, for amounts of 3,000. I forget if this was gov't regulated or just the banks extra security caution...though I am apt to say it was the former.
Some businesses can get exceptions to this. For example, a supermarket (which has large cash amounts) can get a one day/week (on a specific day) where they can make large deposits without reporting it. This is an exception basis and has to be approved by the bank and the gov't (via lots of paperwork). This is done for businesses that get large amounts of cash (i.e. supermarkets, casino's, etc.)
I have worked for three banks (Sovereign, PNC and Citizens) and each time the trainer was just joe schmoe trainer who had some security material...maybe the person you got was creepy, but the people I got were just the regular bank trainers. Some were cool, some were boring. I always got along great with lock-box security...the person in charge of security (for Sovereign Bank at least) was too funny.
From my, numerous, experiences with bank security training - they want you to know what's up - but they do not expect you to be the next Jack Bauer...they just want you to be safe, keep your co-workers customer safe, and try and keep a sharp eye out...their primary concern is that you do not do something stupid that will land someone hurt/dead or get yourself locked up because you were foolish enough to take a bribe from someone. Oh and when Homeland security was created (I worked for banks before and after) all that happend, as far as training, was a fax from security department that everyone was required to read. A one page fax at that.
BTW, most reporting of amounts paid is not sent to homeland security, it is sent to the IRS...the IRS is usually curious as to how you suddenly paid a huge amount of money when normally you could not do so...but their level of concern drops off when they see "Oh this came from their savings account, and they have been saving $200/month into that account for the past ten years - no biggie"... now if they find, all of a sudden, you just deposited $6,000/week in cash into your checking account for the past four months, that would ring some flags (and rightly so).
This case is probably one of those abberant flukes...maybe the person had some other warning flag (was their name muslim in origin)? Or someone with a similar name was on the terrorist watch list (it happens). I would rather a red-flag happen then not a red-flag and some criminal gets away.
Not really. Japan has a lot of programs that bring over US workers and they do not require ANY knowledge of Japanese. They pay you a really nice salary (in the 50k range) pay for your medical, and pay for your housing. Plus they also fly you back home a couple times a year (or any place you want to go to). Some of the jobs are manual labor jobs, but others are for teaching Japanese students how to speak English...the cool thing is, you do not have to know Japanese - the kids are given to you with some understanding of english, they just expect you to help those gets perfect their english. In addition to this - I believe they pay for your education if you take classes at the school you are teaching English.
Not a bad deal at all..I would do it, but it is not along my career path (though it pays more then i make now, by far). Good for someone in their early 20's...either just out of college, in the teaching field, or never went to college but is capable to teach people.
You may not call it a correct premise, but it is a correct premise. And even though he may not have proved this premise, it just means he failed to prove his argument. Maybe he was just ranting, I am not arguing this, his symantecs were correct.
it should lead by example and be used by people in the know.
Why should people who are not "in the know" be restricted from using this? The advertisement was not meant for the people who are "in the know" -- althought it is a feel good, the advertisement was meant to get the people who are out of the loop. Those are the people we want to leave MS - the people who are more vulnerable to malware. I have yet, in my entire computing life, ever gotten a virus and up until last year (maybe two years ago) I have pretty much always used IE (at least since after Netscape 4.7). Prior to learning about FireFox i was not "in the know"...thank god I am now.
He's first come up with the idea that the members of the Firefox community are immature, and only then tried to come up with "arguments" to prove this.
Well, I can't comment on the article itself - since it has been/.'d, but I can say this...in argument you typically make your premise then you go on to prove it. It would be odd to make your proof and then your premise. If your statement is correct, then the author took the proper method of writing his article. First he says "Wa wa wa" then he says "wa wa wa because of this proof" Now this is not saying he didn't do a poor job in the proof department (again I haven't read the article) but according to your statement, he is correct.
Yea, the gov't keeps axeing NASA's budget (not that gov't money is every actually spent in a wise or thrifty manner...you know $100 hammers). So while we appreciate things like this, and we take it for granted - make no doubt NASA has made many inventions that were adopted into our everyday lives:
Asbestos suits for firefighters
Water Filtration systems ("As used by astronauts")
Microwave technology (the cooking kind)
And I am sure some/.'er will post about 50 other things.
They say necessity is the mother of invention, well there are many necessities in space - and we see a lot of inventions from NASA.
A person in India can survive on a couple of dollars a day. The rent, food, clothing, etc is cheaper. Hell even games like World of Warcraft is cheaper for people in India. Computers are cheaper...it is all cheaper. Plus they have less mandatory benefits - meaning they can get hosed more easily by their employer.
How does this effect us...right off the bat we CANNOT compete with those prices. While someone in India might make $3/hour, by law people here in the US HAVE to make 5.75 (or whatever it is) per hour. People who make 5.75 per hour cannot survive on their own, they need to work two jobs to be able to survive.
So President Bush - go fuck yourself you self-centered bastard.
I am a heavy internet user, and i pay MORE then a light internet user. The light internet user is probably subscribed to 9.99$ phone line internet access, maybe 29.99 DSL...but I pay a whopping $50 for my heavy internet usage. What the phone companies wnat to do is charge the content providers...so even though i pay 50 per month, i will get slower service from some content provider because they are unwilling/able to pay the fees. So the bells will be making money from the content providers (who are not sending information on their own, and who ANYHOW pay for internet access) as well as me...the content providers will filter this charge to me and whamo...before I know it, I am not paying 50/month, I am paying 50/month + whatever content provider increases their rates by.
Slashdot Mirror
With stuff like this going on, do you really want your data online? Sorry, I will pass and by myself two hard drives that will mirror each other. There is my storage medium - so if the gov't wants to inspect my files, they have to come into my home - not go to another company - where I may never get notified.
They are allowed to advocate against the game - it is their First Amendment right to do so. You may not agree with their opinion, but it is their opinion. A majority of their members voted to advocate (officially) against the game...let them advocate. They can urge stores and parents all the want...some will listen, some will not. If Rockstar games wants to, they can throw a counter campaign.
Muslims did also provide the first assassins.
I mention this because most people assume the first assassins were the ninja - which while the ninja were damn good assassins, they were not the first. Muslims also perfected the art of torture (at least historically, this day and age torture has taken a new light with technology)
Where does it say Islam started with Adam & Eve? As far as I recall, and that is a bad memory but still, there was no real religion associated with Adam and Eve...primarly because they were the only two around and they had direct (fairly) contact with God. There was no Judaism, or Islam at that time.
Exactly. To be the son of something is to be of it's same type (i.e. your son, is a human just like you)....so to be the son of God would mean you are God - and Jew's believe in one and ONLY one god - not multiple. To think otherwise is anathema to Judaism (remember the Egyptians believe in multiple gods)...and remember when the Jew's (back in Moses time) started to worship golden calves and false gods? Remember what Moses did? Man those 40 years of unending travel in the dessert was a pain on my poor feet!!!
Also, in the Jewish religion, God does not manifest himself at ALL as man, probably the most is the flaming bush. Staring at the face of God is death, staring at the flaming bush apparantly ages a man and gives him this otherworldly look on his face.
Outside. The "better-informed" in your original statement did not include a ? mark. You are asking the question, with regards to a word that has no question mark.
It's my first slashdot article that has gotten submitted. Be gentle [bends over for the anal prob] ;)
If what I bought is just like what I replaced, didn't I just waste my money? Why would I switch if the thing I'm switching to is just like the thing I'm switching from?
The front-end is the same, the back-end is completely different. If the front-end is the same, but the back-end is better (performance, reliability, security, etc) then that is your "why".
If you want someone to convert from what they know, and what they are comfortable with - especially considering they are not computer savvy, you need to make the transition as seamless as possible. In fact, they should wake up one morning, turn their computer on and not even realize that they are not using windows anymore...otherwise you will get a flat out "no" and Windows will still hold the market. It is a very valid question and is a big reason why many have not changed.
I wouldn't mind having my home desktop run linux (I use my laptop for my gaming). Things I concern myself, will these run:
Nero
Bearshare
ezTrust Antivirus
DVD Shrink
and others.
Include drivers for the Top 5 open source OS'. I do not include Windows XP since Dell will want to sell Windows XP with their systems.
Again, Dell will have the disclaimer that they are not supporting software on that PC.
I am not complaining about Linux not being sold with computers - I know the difficulties, especially with all the different versions...also what happens when someone (who has no clue) accidentally buys a Linux machine and is like "what the hell?" then returns it to Dell. I can see this happening a LOT - and anyone in a call center will agree with me.
What is the best distro?
Now here is the restrictions:
Must be the easiest to install and use, based on someone who has ZERO experience with Linux, but has experience with Windows. So this probably means it has to be GUI based. Then work with the most amount of applications out there.
How about you sell a computer with the drivers only, and let the user decide what OS to install? If he wants Windows, he can buy it from Dell (and probably get it at the cheaper price since he is buying it with a computer) and if he wants Linux he can download whatever. You just have the disclaimer "buy one of our computers without an OS from us and we cannot give you software support".
Just FYI, the phrase is "c'est la vie".
;)
Thank you...you know us damned Americans - butchering up every language we encounter
It does depend on the agreement between the two banks. For example, I remember (five years or so ago) when Sovereign Bank and First Union (before they changed to Wachovia) came up with the paperless agreement. They would post the transactions before the paper trail was sent (this also meant, that you could have the deposit today, but if the check bounced, you would be debited three days later). These two banks are also big and local to each other...imagine if it was a Credit Union, or just a small time bank - they are hard pressed to get that kind of check clearing trust. Are we getting better, yea...Remember the movie "Catch Me if you can"? His scams were all about the float process (which back then could take two-four weeks).
Oh good god, what was the time frame from when the check was cleared to when the credit card company posted to their account? You do realize that is called "float" time and is a common thing in banking (in fact float has been reduced dramatically over the years).
So this is what happens. You write a check (let's assume you didn't utilize online banking and you snail mailed a check). The check arrives at the cc company in two-three days. The CC company deposits it into their account (another 1-2 day process). The check has not cleared (your account or theirs), so you get no posting to your credit card. The check takes anywhere from 2-4 days to get to your bank (it has to go from the CC bank, to the regional gov't bank, then has to travel to the next regional center, and then to your bank). Once this has been done (and a lot of times it is not electronic, but paper being driven) then the check hits your account and the money is deducted from your account(another 1 day process). But the funds now need to be sent back to the CC companies bank, and after it has been received by the CC's bank (will take 1 day to post to their account), may take a couple of days to get posted to your account (hey they have a lot of work, it takes time to process tens of thousands of transactions). Also - do not forget, there are non-business days...and it could have run into a bank holiday.
This is called float. Float pisses people/companies off because it is (sort of) artifical and people lose interest. Now in the course of 2-3 days you may not lose much interst (a few pennies) on an amount less then $10,000 - but imagine if you are transferring $10 million..those few days are worth lots of interest.
When you call your creditor and tell them you will pay-down a bill, they generally tell you that it will take time (duh)...It sounds like these people were impatient. I did some math, and counted about 10-15 days from the time you mailed your check. Waiting 10-15 days for your payment to get posted (from the time you threw it in the mail) is not exactly unreasonable - but se la vi, people are impatient.
The weird bit about this class was the continual referece to getting to know you customer. Which is of course imposible
This is not a weird refence at all. This has been in banking for many many years (way before 9/11). It is just what it sounds like, getting to know your customer. You will have repeat customers. This is more likely to happen in a physical branch (where customers walk-in) then a call-center...but people who wire money tend to do it enough so if your call-center is small enough you will probably run into the same person. Also, if you are serving higher end customers you may be assigned to specific people.
Knowing your customer is just getting familiar with your customer...so when the customer calls on the phone you recognize their voice, when they walk in the door you can say "Hey Bill"...this also helps so you are not asking the same customer (over and over) for their ID. It is not only for security, but customer service friendliness. Other companies (sales organizations/customer service) are adopting this method because it serves to make the customer feel more welcomed.
Please do not spread hype just to earn a few mod points (though you did post as AC). Knowing your customer is a proven customer service tool. It also helps for security
Anything over a certain dollar limit must be reported.
You weren't paying much attention at security training were you? Any cash value (i.e. amex gift chex/cash being handed to/from teller). Wires (i think just international, but i could be wrong). Checks, transfers from one of your accounts to another, credit card deposits, etc are not considered cash value...the reason is this money is traceable. The IRS wants to be able to trace where the money came from, and where it is going. The value you are looking for is over 10,000.00 Yes, you could hand over 10,000.00 and you won't get reported (though a particularly astute teller might take iniative, but this is rare)...hand over 10,000.01 (one extra penny) and you get reported. I know one bank I worked for (Sovereign bank) had a shorter form to fill out, but still mandatory, for amounts of 3,000. I forget if this was gov't regulated or just the banks extra security caution...though I am apt to say it was the former.
Some businesses can get exceptions to this. For example, a supermarket (which has large cash amounts) can get a one day/week (on a specific day) where they can make large deposits without reporting it. This is an exception basis and has to be approved by the bank and the gov't (via lots of paperwork). This is done for businesses that get large amounts of cash (i.e. supermarkets, casino's, etc.)
I have worked for three banks (Sovereign, PNC and Citizens) and each time the trainer was just joe schmoe trainer who had some security material...maybe the person you got was creepy, but the people I got were just the regular bank trainers. Some were cool, some were boring. I always got along great with lock-box security...the person in charge of security (for Sovereign Bank at least) was too funny.
From my, numerous, experiences with bank security training - they want you to know what's up - but they do not expect you to be the next Jack Bauer...they just want you to be safe, keep your co-workers customer safe, and try and keep a sharp eye out...their primary concern is that you do not do something stupid that will land someone hurt/dead or get yourself locked up because you were foolish enough to take a bribe from someone. Oh and when Homeland security was created (I worked for banks before and after) all that happend, as far as training, was a fax from security department that everyone was required to read. A one page fax at that.
BTW, most reporting of amounts paid is not sent to homeland security, it is sent to the IRS...the IRS is usually curious as to how you suddenly paid a huge amount of money when normally you could not do so...but their level of concern drops off when they see "Oh this came from their savings account, and they have been saving $200/month into that account for the past ten years - no biggie"... now if they find, all of a sudden, you just deposited $6,000/week in cash into your checking account for the past four months, that would ring some flags (and rightly so).
This case is probably one of those abberant flukes...maybe the person had some other warning flag (was their name muslim in origin)? Or someone with a similar name was on the terrorist watch list (it happens). I would rather a red-flag happen then not a red-flag and some criminal gets away.
You got a you-know-what from you-know-who, and you're supposed to take it to you-know-where by you-know when. Wink Wink. Nudge Nudge."
;)
"That's Hogwarts business"
Personally, I think the topic poster made those acronyms up
Not really. Japan has a lot of programs that bring over US workers and they do not require ANY knowledge of Japanese. They pay you a really nice salary (in the 50k range) pay for your medical, and pay for your housing. Plus they also fly you back home a couple times a year (or any place you want to go to). Some of the jobs are manual labor jobs, but others are for teaching Japanese students how to speak English...the cool thing is, you do not have to know Japanese - the kids are given to you with some understanding of english, they just expect you to help those gets perfect their english. In addition to this - I believe they pay for your education if you take classes at the school you are teaching English.
Not a bad deal at all..I would do it, but it is not along my career path (though it pays more then i make now, by far). Good for someone in their early 20's...either just out of college, in the teaching field, or never went to college but is capable to teach people.
You may not call it a correct premise, but it is a correct premise. And even though he may not have proved this premise, it just means he failed to prove his argument. Maybe he was just ranting, I am not arguing this, his symantecs were correct.
it should lead by example and be used by people in the know.
Why should people who are not "in the know" be restricted from using this? The advertisement was not meant for the people who are "in the know" -- althought it is a feel good, the advertisement was meant to get the people who are out of the loop. Those are the people we want to leave MS - the people who are more vulnerable to malware. I have yet, in my entire computing life, ever gotten a virus and up until last year (maybe two years ago) I have pretty much always used IE (at least since after Netscape 4.7). Prior to learning about FireFox i was not "in the know"...thank god I am now.
He's first come up with the idea that the members of the Firefox community are immature, and only then tried to come up with "arguments" to prove this.
/.'d, but I can say this...in argument you typically make your premise then you go on to prove it. It would be odd to make your proof and then your premise. If your statement is correct, then the author took the proper method of writing his article. First he says "Wa wa wa" then he says "wa wa wa because of this proof" Now this is not saying he didn't do a poor job in the proof department (again I haven't read the article) but according to your statement, he is correct.
Well, I can't comment on the article itself - since it has been
Nasa Budgets Cancels Missions
/.'er will post about 50 other things.
Yea, the gov't keeps axeing NASA's budget (not that gov't money is every actually spent in a wise or thrifty manner...you know $100 hammers). So while we appreciate things like this, and we take it for granted - make no doubt NASA has made many inventions that were adopted into our everyday lives:
Asbestos suits for firefighters
Water Filtration systems ("As used by astronauts")
Microwave technology (the cooking kind)
And I am sure some
They say necessity is the mother of invention, well there are many necessities in space - and we see a lot of inventions from NASA.
A person in India can survive on a couple of dollars a day. The rent, food, clothing, etc is cheaper. Hell even games like World of Warcraft is cheaper for people in India. Computers are cheaper...it is all cheaper. Plus they have less mandatory benefits - meaning they can get hosed more easily by their employer.
How does this effect us...right off the bat we CANNOT compete with those prices. While someone in India might make $3/hour, by law people here in the US HAVE to make 5.75 (or whatever it is) per hour. People who make 5.75 per hour cannot survive on their own, they need to work two jobs to be able to survive.
So President Bush - go fuck yourself you self-centered bastard.
I am a heavy internet user, and i pay MORE then a light internet user. The light internet user is probably subscribed to 9.99$ phone line internet access, maybe 29.99 DSL...but I pay a whopping $50 for my heavy internet usage. What the phone companies wnat to do is charge the content providers...so even though i pay 50 per month, i will get slower service from some content provider because they are unwilling/able to pay the fees. So the bells will be making money from the content providers (who are not sending information on their own, and who ANYHOW pay for internet access) as well as me...the content providers will filter this charge to me and whamo...before I know it, I am not paying 50/month, I am paying 50/month + whatever content provider increases their rates by.