The main problem with most tech stocks is the lack of dividends. It's based on the concept that the highest use of cash is to reinvest in research and gaining new customers, but when most tech sits on large piles of cash hordes, it's not the highest use, as cash has very low earnings nowadays.
Tech used to be new, now it's not new. One reason for dividends is to allow you to hold the stock, reduce transactions both as an Owner and for the Corporation, and realize your investment as income.
The main factors are that dividends represent half your return, typically. And most of your costs are trading - sticking to a low cost no load institutional or higher (e.g. $10,000 or more invested) fund reduces your costs dramatically.
I did not say just buy stocks all the time, or S&P 500 all the time. Right now - that's the best choice. I've bought distressed bonds at fire sale prices and made a lot on those, and I've done options and IPOs. Everything has a season.
Never, ever, get involved with wealth managers. Ever.
Educated guess. It's actually a mix of 90 pct S&P 500 index (0.04 pct cost), 5 pct total bonds (0.12 pct cost), 5 pct total stock market (0.07 pct cost), without rebalancing but with reinvestment.
Total market exposes you to risk stocks during excessive churn. Climate change means excessive churn.
I agree, I wish they would just take the military budget for Air Conditioning and give it directly to NASA. it would triple our space research funding.
As a former soldier, I don't want them to cut funding for air conditioning. Operating in climates with 120 F for months at a time is pretty hard, and the computers and equipment starts failing.
Most data centers are now looking at green servers, or extremely green servers, including DC power for blade farms, just as a cost-cutting measure.
It's like building a Tesla superhighway from Vancouver BC to San Diego CA with fast battery swap facilities so that you can actually drive an electric Tesla from one border to the next. People said it couldn't happen, but Tesla made it happen.
Btw, the Tesla that burned was just a few miles from here, but our news has lots of cars and trucks burning all the time - they're actually SAFER than gasoline cars.
Basically, the automatic cutbacks coming up mean all military spending will be cut in half.
All of it.
Lockheed Martin (which I used to own, and even bought and sold option in - yes, made tons of cash) has frequently had the Cheneys on their board, and other individuals determined to drag the US into the Two Permanent Wars Always era, when the correct response is to end overseas wars of foreign aggression and let the Middle East rot.
The US actually has fewer emissions than we did a few years ago. Most of this is due to - wait for it - improved MPG requirements for trucks and cars.
Additionally, 12 US States required from 10 to 20 percent of all new power generation be from renewable resources.
The major problems are, in order:
1. China. If anyone should use nuclear, it's China. They crank out 2 coal plants a day, and they don't have high efficiency coal plants or scrub their emissions. However, they are trying to also build renewable energy, and maybe we should help them do more of that.
2. Canada - only one province in Canada creates most of the GHG emissions. Alberta. Take down that rogue province and you'll see they could solve their climate change emissions just by doing what all the other Canadian provinces are doing. Sanction that. Bonus: Canada has cleaner more reliable nuclear fission plants than we do.
3. Rogue US states not requiring 10-20 percent renewable for new power generation facilities. Easiest way is end all tax subsidies and cheap oil, coal, and gas (yes, natural gas has HALF the emissions but that's a lot more than ZERO). and have a national 20 percent requirement, allowing states to have higher requirements.
It's not that hard. In fact, just removing the subsidies for oil, coal, and gas would mostly fix the problem in the US, and similar changes in China and Canada.
Actually, they are apparently not planning to retire.
Studies show most Boomers in their 50s plan to keep working into their 70s.
Actually, one of the interesting medical effects of eye aging is that you get better (near normal) vision if you take off the bifocals when things are within arm's distance. So taking off glasses is a good idea. Losing them... maybe we should all get those chains that librarians and nurses used to have?
Watching vids is bad, but you need to learn that stuff happens and if you expect people to be available after work hours that your sacred meeting times and your old rituals are stuck in the last century too.
Slashdot Mirror
yes, I said hordes not hoards. when they get that big ...
The main problem with most tech stocks is the lack of dividends. It's based on the concept that the highest use of cash is to reinvest in research and gaining new customers, but when most tech sits on large piles of cash hordes, it's not the highest use, as cash has very low earnings nowadays.
Tech used to be new, now it's not new. One reason for dividends is to allow you to hold the stock, reduce transactions both as an Owner and for the Corporation, and realize your investment as income.
Facebook made $425 million last quarter. I don't think they're going to die anytime soon.
Lol. that's what people said about Crackberry.
The main factors are that dividends represent half your return, typically. And most of your costs are trading - sticking to a low cost no load institutional or higher (e.g. $10,000 or more invested) fund reduces your costs dramatically.
I did not say just buy stocks all the time, or S&P 500 all the time. Right now - that's the best choice. I've bought distressed bonds at fire sale prices and made a lot on those, and I've done options and IPOs. Everything has a season.
Never, ever, get involved with wealth managers. Ever.
No, I wouldn't say that. S&P 500 has been double digit yr/yr gains actually.
I've been investing since I was 16. You can do what you want, but my gut feel is usually right.
The best investment is an education, actually.
Hey, it's not like there are hundreds of millions of Indian kids who don't have access to clean water and are therefore at risk of major infections.
Oh.
Wait.
It is.
I for one welcome our Martian Bollywood Overlords, but wish they followed Vishnu not Kali.
Why S&P 500 instead of total market?
Educated guess. It's actually a mix of 90 pct S&P 500 index (0.04 pct cost), 5 pct total bonds (0.12 pct cost), 5 pct total stock market (0.07 pct cost), without rebalancing but with reinvestment.
Total market exposes you to risk stocks during excessive churn. Climate change means excessive churn.
Overpriced assets need to come down sometime.
FB will be dead soon. Twitter IPO overpriced (but still not that bad). Most Silly Valley stocks are based on insane projections for the most part.
I used to do tech IPOs. My money's in broad S&P 500 low cost index funds now.
(yes, I made lots of money from the tech IPOs, and the other IPOs)
File 13, the circular file.
Sent to recycling before processing.
Why are you surprised?
You mean like the money borrowed from Social Security to pay for all these wars?
Easy fix - get rid of the earnings cap and disallow "carried interest". Problem solved.
That's what 2/3 of old people want, anyway.
I agree, I wish they would just take the military budget for Air Conditioning and give it directly to NASA. it would triple our space research funding.
As a former soldier, I don't want them to cut funding for air conditioning. Operating in climates with 120 F for months at a time is pretty hard, and the computers and equipment starts failing.
But I get your point.
Most data centers are now looking at green servers, or extremely green servers, including DC power for blade farms, just as a cost-cutting measure.
It's like building a Tesla superhighway from Vancouver BC to San Diego CA with fast battery swap facilities so that you can actually drive an electric Tesla from one border to the next. People said it couldn't happen, but Tesla made it happen.
Btw, the Tesla that burned was just a few miles from here, but our news has lots of cars and trucks burning all the time - they're actually SAFER than gasoline cars.
This is a correct assumption.
Basically, the automatic cutbacks coming up mean all military spending will be cut in half.
All of it.
Lockheed Martin (which I used to own, and even bought and sold option in - yes, made tons of cash) has frequently had the Cheneys on their board, and other individuals determined to drag the US into the Two Permanent Wars Always era, when the correct response is to end overseas wars of foreign aggression and let the Middle East rot.
Solve that and there is no budget deficit.
In actual fact, this is not a correct assessment.
The US actually has fewer emissions than we did a few years ago. Most of this is due to - wait for it - improved MPG requirements for trucks and cars.
Additionally, 12 US States required from 10 to 20 percent of all new power generation be from renewable resources.
The major problems are, in order:
1. China. If anyone should use nuclear, it's China. They crank out 2 coal plants a day, and they don't have high efficiency coal plants or scrub their emissions. However, they are trying to also build renewable energy, and maybe we should help them do more of that.
2. Canada - only one province in Canada creates most of the GHG emissions. Alberta. Take down that rogue province and you'll see they could solve their climate change emissions just by doing what all the other Canadian provinces are doing. Sanction that. Bonus: Canada has cleaner more reliable nuclear fission plants than we do.
3. Rogue US states not requiring 10-20 percent renewable for new power generation facilities. Easiest way is end all tax subsidies and cheap oil, coal, and gas (yes, natural gas has HALF the emissions but that's a lot more than ZERO). and have a national 20 percent requirement, allowing states to have higher requirements.
It's not that hard. In fact, just removing the subsidies for oil, coal, and gas would mostly fix the problem in the US, and similar changes in China and Canada.
Robbers prefer dark where there is not much light to spot them, and are not early morning people for the most part.
Thus, DST is a plot to increase Crime in America.
P.S.: Canada just installs better LED streetlights btw.
You're obviously stuck in last century.
Which was the last time real wages for Americans were increased.
Enjoy your bright shiny future, where nobody expects you to contribute anything worthwhile (and you get paid accordingly).
Why do you think I'm in class? PhD ftw!
Suck on your last century attitudes and adapt.
Oh, and global warming is your fault.
Actually, they are apparently not planning to retire.
Studies show most Boomers in their 50s plan to keep working into their 70s.
Actually, one of the interesting medical effects of eye aging is that you get better (near normal) vision if you take off the bifocals when things are within arm's distance. So taking off glasses is a good idea. Losing them ... maybe we should all get those chains that librarians and nurses used to have?
Meetings exist to not get work done.
The amount of work that gets done is the square of the number of participants minus 5.
Thus, a meeting of 2-3 people gets work done, a meeting of 4-5 is ok, and a meeting of 6 or more is usually not a great idea.
Whatever.
You're obviously stuck in last century.
Watching vids is bad, but you need to learn that stuff happens and if you expect people to be available after work hours that your sacred meeting times and your old rituals are stuck in the last century too.
It's rude to answer a call in class or a meeting, you are supposed to step outside.
But, texting - yeah, that's normal.
(I'm not a 20-something, but I attend classes and meetings where most people are 20-somethings)
Most of those are US protectorates, not "nations".
Is that some archaic form of measurement used by a backwards nation somewhere?
n00b, I still have my 110/75 baud acoustic coupler. It's out on my lawn, and I'll thank you both to get off it ;P
OOh. 75 baud. Wowsers.
Do you use magnetic cores?
Do you have any kids in your neighborhood - and if so, do you have a lawn they should get off of?
Not many. But we do have a fine primary school three blocks away.
We replaced the lawn, creates global warming and pollutes waterways, use native plants and pavers instead.
Would you settle for cats? They like it.
Sorry, haven't paid one for ... (does math) ... more than 20 years.
Next thing you know you'll tell me you tax food.
I'm not that gullible.