The part that appreciates is the land, which includes the view. I've lived in large houses that were cheap - and still are - in places where land is cheap and is not increasing in value. Otherwise, people wouldn't buy teardowns - which they do in places with high land value.
However, a mortgage on a $50k tiny house means you can get a mortgage deduction, and use the tax refund to invest in an IRA or 401(k) with a full or partial match. Which is way better than paying rent, other than land rent. The options range from house and land held free, house and land held mortgaged, house held free and land leased or rented, house mortgaged and land leased or rented, to the worst version house and land rented.
Its the land that appreciates, not the house. It's amazing how little you understand about housing (wrote the Century 21 software for years) and the house value and mortgage and interest rate cycles.
Oh please. This is just more insurance and investing firm Fear and Uncertainty.
Look, just save and invest - in stocks, forget bonds - 10 percent of your salary before taxes in the lowest cost retirement ETF or mutual fund. Low expense ratio like 0.07 percent S&P 500. Do that before any matches.
You'll be golden.
If you "can't save", just start with the amount for a full match or half match then increase by 1 percent total salary whenever you get a pay increase.
It's not hard.
They just want you to think you have to pay 1 percent in fees when you can spend 1/10th of that, for no better returns.
Lol, solar panels are cheap. I buy them for $150. You mostly are paying for labor and permits and you don't need extrapermits when you are getting a full roof replace and new electric panels anyway.
Look, I'm sorry you don't understand how energy firms work. The cold hard reality is that private enterprise is literally investing massive multiples in renewable energy of the amount they used to invest in coal plants.
No jawboning will change that basic fact.
The thing holding back renewables was never incentives (which totally helped when it was small) but the lack of invested capital. With more capital the cost per unit plummets. Costs for renewable KWhr has plummetted in relation to cost of coal KWhr. That's not going to get better. It will get far more extreme.
Not the only one. Actually, you bring up a good point, we do have working fusion reactors, currently being developed, including demonstration projects in Vancouver BC and Seattle and SF and LA.
However, what you may not realize is they will mostly be used for military purposes, including ships and submarines and a few planes. Gotta power those lasers somehow.
Commercial use? Not really. Renewables are what is replacing coal use. Hong Kong is phasing out coal entirely with that. Look at US and Canadian markets for the shift.
Unlike you, I work in a green building powered by 99.8 percent green power. My bus runs on green electricity. My house runs on green electricity. My new energy efficient appliances use 1/4th the energy my old house did and my lights are all LEDs. I own 6 solar panels. I even pay extra to ensure low income families in my city get green energy. And my utility bill is tiny.
Adapt.
The world has already downmodded fossil fuels. Your day is over. Renewables won.
You correctly arrived at one response, that nothing you do now will change the inevitable failure of coal.
You incorrectly think that market failures for growing new energy are unusual. The major thing that kept renewables down for so long was access to capital. When most nations and corporations started investing capital in renewables, costs dropped. It's how capitalism works.
As to your own rates, that's probably because you haven't taken control of your own energy production, and built your own renewables, like a true capitalist would. You probably depend on Big Government for your energy supply for the most part.
Technically, the only reason China is beating the US and Canada on renewables is the inaction of Red states and provinces. If you actually look at the 13 states and 6 provinces investing in renewables, we're also investing just as much. But, being Communists, China can force everyone to actually do stuff, so they win.
And I do mean win. It cuts their costs dramatically. It's why Blue cities grow faster. The few Red cities that invest in renewables and transit are growing a lot (part of why Texas does so well, too).
Of the impacts on coal, regulations are at best 2-3 percent. No matter what some Red states may do, there are carbon taxes worldwide, and you either pay them at home (and invest in the local economy, like job retraining) or you pay them at the endpoint country (where they will just build more solar and wind and laugh at you).
Tough.
Adapt. Fossil fuels are over. They're too expensive.
Corporations know this. They're building more solar and wind for their new plants.
The oceans, nimrod. Heat storage at first went into the oceans. If you followed the NOAA research charts, you'd know that. But you're just a denier trying to find an excuse for why we should let you destroy the world.
Why China? Why not everywhere else. Seems a bit unfair to expect China to stay on bicycles and not adopt ICE and only allow electric if other countries are not willing to do the same. Indeed, whilst the POTUS is promoting Coal as the fuel of the future, China has been promoting renewables. (it sucks that they have all the pollution and disregard for the environment from all the factories).
Because only China is doing this in large part. They have the top emissions worldwide. The US & Canada are both dropping.
Just don't let them post news without it being verified first.
Problem solved.
Their motivation is to lie to get the click ad dollars. They will do whatever Russia asks them to get the sweet bonus spiff for pushing Russia fake news, since they get both the ad dollars and the Russian extra.
While it is true that China is rolling out more all-electric cars SUVs and trucks than North America, the problem is not the ratio of electric vehicles but the shift from 80 percent bicycle to more cars and SUVs.
China needs to stop providing parking spots for non-electric cars in high demand areas, and use those spots for bicycles.
Slashdot Mirror
Most people don't realize that over 1000 people move to Seattle every week.
Yet we build far fewer rental or owner-occupied properties than that.
Most homeless are actually from here. Literally the same county. Most immigration is from our own state, then from California and Oregon and BC.
Homelessness is occurring in all cities nationwide - Red Blue Purple doesn't matter.
The part that appreciates is the land, which includes the view. I've lived in large houses that were cheap - and still are - in places where land is cheap and is not increasing in value. Otherwise, people wouldn't buy teardowns - which they do in places with high land value.
Face dazzle paint in team colors, reversible pattern hoodie and scarf, fake nose and or eyebrows (team colors).
Hit ratio drops from 50 percent false positive to below threshold.
Basically, if it worked during WW II, it still works. That's how inaccurate facial recognition actually is. It's even worse for women than for men.
However, a mortgage on a $50k tiny house means you can get a mortgage deduction, and use the tax refund to invest in an IRA or 401(k) with a full or partial match. Which is way better than paying rent, other than land rent. The options range from house and land held free, house and land held mortgaged, house held free and land leased or rented, house mortgaged and land leased or rented, to the worst version house and land rented.
You're thinking coke. We grow steel nowadays, been doing it for years in my state.
And we power that with hydro.
Strange. My son is investing 10 percent of his income in low-cost ETFs.
Maybe you think Kent or Renton is the same as Seattle?
Its the land that appreciates, not the house. It's amazing how little you understand about housing (wrote the Century 21 software for years) and the house value and mortgage and interest rate cycles.
Oh please. This is just more insurance and investing firm Fear and Uncertainty.
Look, just save and invest - in stocks, forget bonds - 10 percent of your salary before taxes in the lowest cost retirement ETF or mutual fund. Low expense ratio like 0.07 percent S&P 500. Do that before any matches.
You'll be golden.
If you "can't save", just start with the amount for a full match or half match then increase by 1 percent total salary whenever you get a pay increase.
It's not hard.
They just want you to think you have to pay 1 percent in fees when you can spend 1/10th of that, for no better returns.
Lol, solar panels are cheap. I buy them for $150. You mostly are paying for labor and permits and you don't need extrapermits when you are getting a full roof replace and new electric panels anyway.
Look, I'm sorry you don't understand how energy firms work. The cold hard reality is that private enterprise is literally investing massive multiples in renewable energy of the amount they used to invest in coal plants.
No jawboning will change that basic fact.
The thing holding back renewables was never incentives (which totally helped when it was small) but the lack of invested capital. With more capital the cost per unit plummets. Costs for renewable KWhr has plummetted in relation to cost of coal KWhr. That's not going to get better. It will get far more extreme.
Game over.
Not the only one. Actually, you bring up a good point, we do have working fusion reactors, currently being developed, including demonstration projects in Vancouver BC and Seattle and SF and LA.
However, what you may not realize is they will mostly be used for military purposes, including ships and submarines and a few planes. Gotta power those lasers somehow.
Commercial use? Not really. Renewables are what is replacing coal use. Hong Kong is phasing out coal entirely with that. Look at US and Canadian markets for the shift.
LOL, what a n00b.
Unlike you, I work in a green building powered by 99.8 percent green power. My bus runs on green electricity. My house runs on green electricity. My new energy efficient appliances use 1/4th the energy my old house did and my lights are all LEDs. I own 6 solar panels. I even pay extra to ensure low income families in my city get green energy. And my utility bill is tiny.
Adapt.
The world has already downmodded fossil fuels. Your day is over. Renewables won.
Nuclear fission is massively subsidized at all levels. the fact you even claim it isn't proves your own energy bias.
Markets care nothing for your failed ideologies. They will adapt. They are adapting. Change is already coming.
You correctly arrived at one response, that nothing you do now will change the inevitable failure of coal.
You incorrectly think that market failures for growing new energy are unusual. The major thing that kept renewables down for so long was access to capital. When most nations and corporations started investing capital in renewables, costs dropped. It's how capitalism works.
As to your own rates, that's probably because you haven't taken control of your own energy production, and built your own renewables, like a true capitalist would. You probably depend on Big Government for your energy supply for the most part.
It's 2017, not 2000. They're cheaper now.
You keep thinking this is some debate you're going to win. But the market cares nothing for your failed ideology. It responds to signals.
And coal is too expensive. Renewables are cheaper.
Removing renewables will only increase your unit cost of energy. It won't create more US jobs. It won't even stop the coal firms from failing.
Fun Fact: I participated in the IPOs of many energy firms, including Peabody (coal). I'm just telling you the truth they don't want you to hear.
Technically, the only reason China is beating the US and Canada on renewables is the inaction of Red states and provinces. If you actually look at the 13 states and 6 provinces investing in renewables, we're also investing just as much. But, being Communists, China can force everyone to actually do stuff, so they win.
And I do mean win. It cuts their costs dramatically. It's why Blue cities grow faster. The few Red cities that invest in renewables and transit are growing a lot (part of why Texas does so well, too).
Of the impacts on coal, regulations are at best 2-3 percent. No matter what some Red states may do, there are carbon taxes worldwide, and you either pay them at home (and invest in the local economy, like job retraining) or you pay them at the endpoint country (where they will just build more solar and wind and laugh at you).
Tough.
Adapt. Fossil fuels are over. They're too expensive.
Corporations know this. They're building more solar and wind for their new plants.
Well, technically, they did steal a lot of wind and solar tech to do that, but given the end result, I'm ok with it.
What's a 20 foot increase in sea levels compared to some corporate theft by a nation state?
The oceans, nimrod. Heat storage at first went into the oceans. If you followed the NOAA research charts, you'd know that. But you're just a denier trying to find an excuse for why we should let you destroy the world.
Why China? Why not everywhere else. Seems a bit unfair to expect China to stay on bicycles and not adopt ICE and only allow electric if other countries are not willing to do the same. Indeed, whilst the POTUS is promoting Coal as the fuel of the future, China has been promoting renewables. (it sucks that they have all the pollution and disregard for the environment from all the factories).
Because only China is doing this in large part. They have the top emissions worldwide. The US & Canada are both dropping.
it's 2017, not 1997. wake up.
Just don't let them post news without it being verified first.
Problem solved.
Their motivation is to lie to get the click ad dollars. They will do whatever Russia asks them to get the sweet bonus spiff for pushing Russia fake news, since they get both the ad dollars and the Russian extra.
While it is true that China is rolling out more all-electric cars SUVs and trucks than North America, the problem is not the ratio of electric vehicles but the shift from 80 percent bicycle to more cars and SUVs.
China needs to stop providing parking spots for non-electric cars in high demand areas, and use those spots for bicycles.
Look, I use AT&T but, quite frankly, none of them are as easy to use and as cheap as providers in South Korea, Japan, and the EU.
None of them.
Download, backup in a free country, then verify on Saturday.
12-20 times base worker salary is what they're paid worldwide, for better results.
A robot could do a better job than the 400-500 times base worker salary that US CEOs loot.