I think you're trying to use US costs for Morocco. Labor is way cheaper, there's a lot more sun (the flux), and it's a net benefit there. The panels even provide shade for grazing animals.
Sigh. I mean I like how we're not wasting $ on F-35A in the Too Big To Afford mil budget, but this is not where we have the problem in cybersecurity.
Our problem is we let things be open that should never be open, we trust "secure clouds" that are by design insecure, and we waste a lot of time on counter measures that any trained monkey knows don't work.
But, hey, let's throw money at the problem and see if it goes away.
I know splitting between equity and bonds is a typical allocation strategy, but I really feel like any bond holdings are inappropriate if you're not planning on retiring in the next ten years. The rule of thumb was always ten percent more bonds every ten years closer to retirement, but I feel like that's much too conservative.
I agree, my personal mix is 90 percent S&P 500 index, 5 percent MidCap, 5 percent Bonds. When I'm about 5 years out, I'll convert some more to bond funds, but sadly most of these age adjusted funds have a heavy overweight on bonds, for some reason.
A lot of American and Canadian retirement accounts are in "age adjusted" funds, which are really just a mix of mutual funds or ETFs of bond funds and stock funds.
If you check, you'll find most large firms have an S&P 500 index from Vanguard or Fidelity (like the VINIX) which has an expense ratio of around 0.02 or 0.04 percent, and a Total Stock Market index with an expense ratio of around 0.05 or 0.07 percent and a Total Bond Market index with an expense ration of around 0.10 or 0.12 percent.
You could replace the "age adjusted" fund that charges you 0.40 to 0.65 percent with an automatic stock fund and bond fund allocation, e.g. 70/30, and then just reallocate periodically. Cost to you drops from 0.40 to 0.05 percent, in many cases.
That's all these "wealth firm robots" really do. You can buy the underlying components and pay less.
It's the fees that kill you. You don't notice them when returns are 12 percent, but when the market is crawling (like today) with 1-2 percent returns, you sure notice the fees that siphon off up to 1/4 of your earnings.
Mitochondrial DNA (actually more like mRNA) only passes to children from the mother's DNA contribution. So if a male has it altered, they can't pass it on to kids.
That said, it's not quite as straightforward as you might think. Chromosomal abnormalities could, theoretically, allow the sequences to pass from fathers, but most or all of the maternal mitochondrial sequences would have to not transcribe and some bizarre stuff would have to happen.
If you were going to Mars, the exposure to radiation, or some Fantastic Four coronal event might do this, but it's fairly safe to do this on males only, as a biological precaution.
A long time ago we absorbed these buggers to power our cells, and misfires are one reason to force mitochondrial replacement periodically (what is often referred to a calorie restricted diet, or fasting 10-24 days with water and minerals and broth), as damaged mitochondria build up inside your cells.
Yes and we aren't a police state yet! Most of our cops won't shoot you in the back even!! If they do they will apologize for being forced to shoot you of course.
Look, while it may be true the Liberals did go more left on certain issues, they were always a centrist party. It was the CPC (Tory/Communist) that went totally bonkers and ultra far right.
Expecting them (yes, I know a bunch of them) to not make deals like this is naive in the utmost.
It was a choice between the Devil and angels with dirty wings. I'm not unhappy with them.
That said, they do tend to listen to reason, so making polite arguments with them is likely to work, eh?
I don't need much more than a standard winch. I grew up in the mountains. Not carrying heavy loads for the most part, just need it to function as needed. Big trucks are for heavy loads and full cabs of workers. Would still buy it, given range and conditions.
Slashdot Mirror
I think you're trying to use US costs for Morocco. Labor is way cheaper, there's a lot more sun (the flux), and it's a net benefit there. The panels even provide shade for grazing animals.
(yes, I've been to Morocco)
It's not a feature.
It's a bug.
We Said Edit!
Listen to your users. Don't insult them.
Um, logic fail. If I state A means B, and you say C means B, that does not mean both are not true.
it's not my job to describe C means B. I leave that up to GG.
Sayonara.
Are trolls and spamsters a problem on Twitter?
Sure.
Are moronic 12 yo boys and the adult males that act like that and harass women on Twitter a problem?
Sure.
Will this work?
Nope.
Only public shaming works.
And you literally have no idea what that means.
Sure, cut research. And then watch as your other budgets literally burn in massive fires.
Morons.
Stop exporting coal. There's your answer, Australia.
Fossil fuels are dead. Fini. Over.
Not.
Sigh. I mean I like how we're not wasting $ on F-35A in the Too Big To Afford mil budget, but this is not where we have the problem in cybersecurity.
Our problem is we let things be open that should never be open, we trust "secure clouds" that are by design insecure, and we waste a lot of time on counter measures that any trained monkey knows don't work.
But, hey, let's throw money at the problem and see if it goes away.
I know splitting between equity and bonds is a typical allocation strategy, but I really feel like any bond holdings are inappropriate if you're not planning on retiring in the next ten years. The rule of thumb was always ten percent more bonds every ten years closer to retirement, but I feel like that's much too conservative.
I agree, my personal mix is 90 percent S&P 500 index, 5 percent MidCap, 5 percent Bonds. When I'm about 5 years out, I'll convert some more to bond funds, but sadly most of these age adjusted funds have a heavy overweight on bonds, for some reason.
A lot of American and Canadian retirement accounts are in "age adjusted" funds, which are really just a mix of mutual funds or ETFs of bond funds and stock funds.
If you check, you'll find most large firms have an S&P 500 index from Vanguard or Fidelity (like the VINIX) which has an expense ratio of around 0.02 or 0.04 percent, and a Total Stock Market index with an expense ratio of around 0.05 or 0.07 percent and a Total Bond Market index with an expense ration of around 0.10 or 0.12 percent.
You could replace the "age adjusted" fund that charges you 0.40 to 0.65 percent with an automatic stock fund and bond fund allocation, e.g. 70/30, and then just reallocate periodically. Cost to you drops from 0.40 to 0.05 percent, in many cases.
That's all these "wealth firm robots" really do. You can buy the underlying components and pay less.
It's the fees that kill you. You don't notice them when returns are 12 percent, but when the market is crawling (like today) with 1-2 percent returns, you sure notice the fees that siphon off up to 1/4 of your earnings.
Actually, there are some fascinating advances in biological circuitry, which may make transistors redundant.
Real "wetware".
Whatever, Intel
Republicans rule all three branches of our government so that doesn't matter.
Correct. President Obama is what we would have describe as a Republican President until this century.
Actually, I'm one of the one percent, and have voted direct shares. But most of you aren't. You're serfs.
(thinks)
No, serfs have rights. At best you're indentured servants.
Lol, sorry, I mispelled sue.
Now any corporation can sure your country, but you can't vote on the selling out of your rights to foreign corporations.
Are you happy yet?
Days like this I wish I'd never helped create the Internet or the tools you use, or let it escape from academia.
Mitochondrial DNA (actually more like mRNA) only passes to children from the mother's DNA contribution. So if a male has it altered, they can't pass it on to kids.
That said, it's not quite as straightforward as you might think. Chromosomal abnormalities could, theoretically, allow the sequences to pass from fathers, but most or all of the maternal mitochondrial sequences would have to not transcribe and some bizarre stuff would have to happen.
If you were going to Mars, the exposure to radiation, or some Fantastic Four coronal event might do this, but it's fairly safe to do this on males only, as a biological precaution.
A long time ago we absorbed these buggers to power our cells, and misfires are one reason to force mitochondrial replacement periodically (what is often referred to a calorie restricted diet, or fasting 10-24 days with water and minerals and broth), as damaged mitochondria build up inside your cells.
there will be even more desparate attempts by the DNC to fix this, and the insider party hacks, but at a certain point you can't stop a tidal wave.
They tried this last time, but you have short memories.
Didn't work then.
Won't work now.
They can neither confirm nor deny, nor admit electronically or in print, that they have been backdoored.
Even if it's obvious (and a requirement) that they are.
A hand rolled Morgan electric racer would totally rock!
At Microsoft the security badge logo goes on the package before the security is added, comrade.
Trust in the computer!
The day I can pull the plug on renting a substandard device from a provider is the day I get freedom.
Yes and we aren't a police state yet! Most of our cops won't shoot you in the back even!! If they do they will apologize for being forced to shoot you of course.
Well, except in the big cities ...
When I was at Capilano University in North Vancouver, BC, we used to have fun baiting the Liberal Whip when he visited.
I stand by my statement.
Look, while it may be true the Liberals did go more left on certain issues, they were always a centrist party. It was the CPC (Tory/Communist) that went totally bonkers and ultra far right.
Expecting them (yes, I know a bunch of them) to not make deals like this is naive in the utmost.
It was a choice between the Devil and angels with dirty wings. I'm not unhappy with them.
That said, they do tend to listen to reason, so making polite arguments with them is likely to work, eh?
I don't need much more than a standard winch. I grew up in the mountains. Not carrying heavy loads for the most part, just need it to function as needed. Big trucks are for heavy loads and full cabs of workers. Would still buy it, given range and conditions.