But only a tiny fraction of your money is in the bank.
First, for simplicity, let's assume all money you earn, that does not go towards housing costs, can be saved. So, forget other bills.
Say you net $4000 a month from your job. Say your rent is $500 a month, and your mortgage would be $750 a month. Which is the better deal?
Answer - surprise! The mortgage.
You net $48,000 a year, but you are paying out $6000 a year in rent. That money is good as gone - you will never see a dime of it. So, your *real* net, if renting is only $42,000 / year.
With the mortgage - even if you assume that your property value will *decrease* by %50 (also an insane assumption), you will still get back a return of $4500 minus the compounded interest of the mortgage, or around $3000. So, assuming your property this year is worth 50% less than it was one year ago, you are still ahead by $3000 if you went with paying a mortgage!
Think about it this way - would you rather throw $10 in the trash, or buy $20 worth of lottery tickets which had 50/50 odds of winning?
IIRC, this concept was encouraged by ERS in Cathedral... It would be nice to see other mainstream OSS projects such as GNOME actively embrace this model of community involvement.
KDE has always adopted this model. If there is something you don't like about KDE, log it at bugs.kde.org as a wishlist item, and vote it up.
Note that this is no guarantee that the wish will be taken care of right now, or if it will even be done at all (silly wishes are closed), but reasonable wishes remain open, and wishes that are voted up are more likely to be implemented faster.
If OSS developers develop software base don what the want/need (which they do), they **do not care** if it becomes widespread.
I work on Free Software becauase I like it. It is fun, and I feel personally I get something out of it, both as a developer and as a person.
I do not do it because people use my software. I don't care *at all* if my software becomes "widespread". That is what slashdot Linux fanboys do not seem to understand - **you** may want Linux and OSS to take over the world, but the majority of the people **writing it**, do not really care. They all have their **own** goals for **their** software, which may or may not include taking over the world.
You can't just take the community as a whole, and assume it has widespread adoption as a primary goal. Sure, people love praise, people love to feed their egos. But we are not all at the dinner table for the dessert here. We are here for the meal.
A mortgage is basically the best 'debt' you will ever have in your life. It is not like other debt because of two simple facts:
- It is remarkably low interest (below prime rate right now with many banks)
- The interest itself is tax-deductable, at least in the US.
On top of this, the alternative - paying rent - is markedly worse. You are basically flushing money down the toilet, with a 0% return.
The parent was indeed giving good advice. Your advice, however, is not prudent. Every year you delay getting a mortgage, is a full year of rent you could have been using to pay down one. Even if the interest rate on the mortgage was 15% or 20% (which it isn't), and even if there was no tax deduction (which there is), it would still be in your interest to get a mortgage.
This is a myth that is very untrue. While the population is still growing, it is not growing quickly. The growth rate peaked in the early 90's and has been slowing down ever since. If the trend continues, then growth will stop and start to reverse in about 5-7 years.
Think about it.. how many families do you know nowadays with more than two kids? Replacement birthrate for a western population is at least 2.2 children per couple. The numbers are offset a bit by immigration, but there is nowhere near enough immigrants to offset the rapidly decreasing native births. Over the next 10 years, as the elderly generation die off, you are going to see a remarkably fast population decrease.
See for yourself: check page 7, percentage change. You can see simmilar treands in most of the western world.
I would like to see that link... I would bet anything that the exact same qualifications, when applied to Televison, would make over 95% of the country Television addicts.
No because it wouldn't be news, sinc eyou have been able to do this at http://my.yahoo.com for going on 3 years now. As well, My Yahoo! leys you add RSS feeds... Google doesn't (although they let you add custom search feeds, which is different).
The idea that stem cell research will either hurt or harm the abortion "cause" is ridiculous. People are going to have abortions regardless. They have had them for hundreds of years, and will continue to have them, no matter what the law says. You don't need any incentive to make people have abortions.
And no one is going to go out and purposefully get pregnant and abort the child to make money, since no money would ever be paid, due to an ample supply of cells from the people I outlined in my previous point.
ie: they're already the de-facto standard in a market that's 2 months old.
If you think that the market for small flash-based MP3 players is only two months old, or that the Shuffle is already the de-facto standard, then you are obviously smoking something good.
Small flash-based Mp3 players have been readily available for at least 2 years - the Shuffle is competing in an already saturated market, whose sales are currently being domniated not by big name players, but by no-name Korean imports that can be had for less than fifty bucks.
On top of that, aside from the brand recognition and the fact that it is white, there is really nothing new that the Shuffle brings to the plate, since every single one of these players ( including the shuffle ) are so small that you can only fit a few buttons onto them at all. There is no useability factor at play here like there is with the original iPod - if Apple succeds in dominating this market as well, it will be due to marketing alone.
Because some people in the world know more languages than English (yes, I know it is hard to believe!) and they want their domain that they legitimately purchased to work properly, even if some characters in it it happen to look simmilar to some other English letter.
An emulator is not "a device that is built to work like another", at leats when it comes to programming.
An emulator emulates a CPU or platform. VMWare is an emulator, because it emulates an x86 host system.
Wine is not an emulator. Wine is a 3rd party implimentation of the Win32 API. This is partially why Wine only really works well on X86 platforms (although work is being done in this area).
You can already do this with Kontact/KOrganizer in KDE 3.3 and 3.4. You can add as many calender "resources" as you want. A resource can come from many things... an iCal file on a local machine (or a remote machine via any protocol KIO supports), a GroupDAV server, an Exchange server via WebDAV, Blogger API, Bugzilla TODOs, many others.
If you add many resources, they are all merged into one calendar. If you add a new event to the 'merged' calender, the app will ask you which of the resources you want it saved to.
Well, SpamAssassin doesn't catch 100% of the cases. 2-5 that slip through a day I delete by hand.
Takes all of 0.5 seconds, I don't even need to open them. Doesn't bother me too much.
... tripe on Slashdot. People go on and on about how "It has all been downhill since TNG" and it has all been Berman's fault, etc.
For one thing, Roddenberry died midway through TNG. Berman was basically the man at the helm for what was argueable the best portion of the series, the last 3 seasons. Even before that, he played a very, very large part in TNG. So to say that "Berman is Death" of everything, than to praise TNG, borders on the edge of ridiculousness.
For another, DS9 (the first series run soley by Berman) was actually very good (once it got going - the first season or two were quite.. icky).
Voyager, well..... what can you say. An amazing capability for a plot line, but it descended into fodder. Basically, the same thing with Enterprise.
So from *my* point of view, he is batting 0.500 - a decent average the way I look at it.
Aside from all this - you people seem to believe that the whole series lives and dies by Berman's word. Shouldn't some of the blame be put on the writers? The writers are the ones coming up with the same old crap over and over again.
I rotate my email folders every 6-9 months to increase performance.
Even so, I have 2 folders with over 9000 Emails in them. My work Inbox alone has 1015. None of these are spam - I filter those out through a combination of SpamAssassin and manual filtering.
Anyways - my point is that the numbers in this article are small potatoes. He talks about 250 Emails in a week - I easily get 300 -400 Emails **a day**, probably 40-50 of which are directly work related, the other 350 related to various other side projects of mine, so they are just as important.
I would say I read around 25-50% of my Emails. The rest I only give a cursory scan. His numbers for reply times are way off for a number of reasons:
- Hardly anyone replies to every email they recieve. Most of it needs no reply.
- He basically says that the time spent reading the emails and responding is a waste. Well, what do you think managers did to communicate with you before email? You had faxes, daily memos, daily reports to file... it is just more streamlined now. It is not like this stuff is new.
Newsflash - work is difficult. People are distracting to your work. Shit happens. Deal with it, just like everyone else has for the past 150 years.
The integration point is not for being bale to email from within the calendar app, it is for being able to import meeting events end invitaitons that people email you *into* your calendar. It is also for other people to be able to quickly and easily see your online state in the calendaring application while they are scheduling a meeting to which they want to invite you.
There are numerous Open Source packages that do this quite well - there is no need for exchange here. But there *is* a need for the calendaring and mail client to be tightly integrated, and standardized across the company.
It is normally difficult to achieve the level of integration required without this tight coupling. It is not like there is this standard calendar API one could use.
There is iCal, but all that is good for is the storing / retrieving calendars. That is a starting point for integration, but it is one step on a mile long journey.
This is why you have all kinds of Open Source PIM suites out there ( Kontact, Evolution, OpenGroupware, etc ), but you can't easily do something like use Thunderbird for your email and Evolution for the calendaring - it just doesn't work. There is too much data that needs to be shared.
.. because if you were, and you tried to roll out an IT infrastructure that did *not* have integrated email and calendaring, you would likely be fired.
Seriously, if you have worked at any even moderately-sized organization, you would know that this is essential. There are people I work with, who I know would be totally unable to function without this kind of integration. And I don't blame them either - if I had to be in that many meetings / week, I would need it as well.
Ok then, define "trade Secret". Google says it is "A device, method or formula that gives one an advantage over the competition and which must therefore be kept secret if it is to be of special value."
If I am running an offshore oil company, and the way I keep my prices so low is that I maintain totally inadequate saftey percautions for my ocean liners, isn't that a trade secret? So, the media should not be allowed to report that?
Slashdot Mirror
But only a tiny fraction of your money is in the bank.
First, for simplicity, let's assume all money you earn, that does not go towards housing costs, can be saved. So, forget other bills.
Say you net $4000 a month from your job. Say your rent is $500 a month, and your mortgage would be $750 a month. Which is the better deal?
Answer - surprise! The mortgage.
You net $48,000 a year, but you are paying out $6000 a year in rent. That money is good as gone - you will never see a dime of it. So, your *real* net, if renting is only $42,000 / year.
With the mortgage - even if you assume that your property value will *decrease* by %50 (also an insane assumption), you will still get back a return of $4500 minus the compounded interest of the mortgage, or around $3000. So, assuming your property this year is worth 50% less than it was one year ago, you are still ahead by $3000 if you went with paying a mortgage!
Think about it this way - would you rather throw $10 in the trash, or buy $20 worth of lottery tickets which had 50/50 odds of winning?
And all this is *without* the tax break.
Renting is never a good idea.
There is a difference between being pro-OSS and assuming that widespread adoption is the driving force behind OSS software.
The driving force behind the vast majority of OSS software is what it has always been - the desire to scratch an itch to be creative.
Anything beyond that is nothing more than a side-effect of this itch.
IIRC, this concept was encouraged by ERS in Cathedral... It would be nice to see other mainstream OSS projects such as GNOME actively embrace this model of community involvement.
KDE has always adopted this model. If there is something you don't like about KDE, log it at bugs.kde.org as a wishlist item, and vote it up.
Note that this is no guarantee that the wish will be taken care of right now, or if it will even be done at all (silly wishes are closed), but reasonable wishes remain open, and wishes that are voted up are more likely to be implemented faster.
Your own point makes this irrelevant.
If OSS developers develop software base don what the want/need (which they do), they **do not care** if it becomes widespread.
I work on Free Software becauase I like it. It is fun, and I feel personally I get something out of it, both as a developer and as a person.
I do not do it because people use my software. I don't care *at all* if my software becomes "widespread". That is what slashdot Linux fanboys do not seem to understand - **you** may want Linux and OSS to take over the world, but the majority of the people **writing it**, do not really care. They all have their **own** goals for **their** software, which may or may not include taking over the world.
You can't just take the community as a whole, and assume it has widespread adoption as a primary goal. Sure, people love praise, people love to feed their egos. But we are not all at the dinner table for the dessert here. We are here for the meal.
A mortgage is basically the best 'debt' you will ever have in your life. It is not like other debt because of two simple facts:
- It is remarkably low interest (below prime rate right now with many banks)
- The interest itself is tax-deductable, at least in the US.
On top of this, the alternative - paying rent - is markedly worse. You are basically flushing money down the toilet, with a 0% return.
The parent was indeed giving good advice. Your advice, however, is not prudent. Every year you delay getting a mortgage, is a full year of rent you could have been using to pay down one. Even if the interest rate on the mortgage was 15% or 20% (which it isn't), and even if there was no tax deduction (which there is), it would still be in your interest to get a mortgage.
The U.S. population is growing quickly.
This is a myth that is very untrue. While the population is still growing, it is not growing quickly. The growth rate peaked in the early 90's and has been slowing down ever since. If the trend continues, then growth will stop and start to reverse in about 5-7 years.
Think about it.. how many families do you know nowadays with more than two kids? Replacement birthrate for a western population is at least 2.2 children per couple. The numbers are offset a bit by immigration, but there is nowhere near enough immigrants to offset the rapidly decreasing native births. Over the next 10 years, as the elderly generation die off, you are going to see a remarkably fast population decrease.
See for yourself: check page 7, percentage change. You can see simmilar treands in most of the western world.
And what qualifies one as an addict?
I would like to see that link... I would bet anything that the exact same qualifications, when applied to Televison, would make over 95% of the country Television addicts.
No because it wouldn't be news, sinc eyou have been able to do this at http://my.yahoo.com for going on 3 years now. As well, My Yahoo! leys you add RSS feeds... Google doesn't (although they let you add custom search feeds, which is different).
The idea that stem cell research will either hurt or harm the abortion "cause" is ridiculous. People are going to have abortions regardless. They have had them for hundreds of years, and will continue to have them, no matter what the law says. You don't need any incentive to make people have abortions.
And no one is going to go out and purposefully get pregnant and abort the child to make money, since no money would ever be paid, due to an ample supply of cells from the people I outlined in my previous point.
ie: they're already the de-facto standard in a market that's 2 months old.
If you think that the market for small flash-based MP3 players is only two months old, or that the Shuffle is already the de-facto standard, then you are obviously smoking something good.
Small flash-based Mp3 players have been readily available for at least 2 years - the Shuffle is competing in an already saturated market, whose sales are currently being domniated not by big name players, but by no-name Korean imports that can be had for less than fifty bucks.
On top of that, aside from the brand recognition and the fact that it is white, there is really nothing new that the Shuffle brings to the plate, since every single one of these players ( including the shuffle ) are so small that you can only fit a few buttons onto them at all. There is no useability factor at play here like there is with the original iPod - if Apple succeds in dominating this market as well, it will be due to marketing alone.
Tools -> Chrange browser Identification -> Other -> Googlebot.
Nope... no change here.
Isn't it possible that the TITLE entry in the google cache database got corrupted for this page?
What you said above is only true in Canada.
There is no such levy or exemption in the US that I am aware of.
When I was a kid people used to record tapes off the radio. Is that legal?
Short answer - no.
Seems braindead to me.
Just rip to uncompressed PCM AC3 and pump directly to the receiver via the SPDIF jack.
Or get a receiver with a USB Audio jack, like I do, and your receiver itself becomes the sound card.
Because some people in the world know more languages than English (yes, I know it is hard to believe!) and they want their domain that they legitimately purchased to work properly, even if some characters in it it happen to look simmilar to some other English letter.
An emulator is not "a device that is built to work like another", at leats when it comes to programming.
An emulator emulates a CPU or platform. VMWare is an emulator, because it emulates an x86 host system.
Wine is not an emulator. Wine is a 3rd party implimentation of the Win32 API. This is partially why Wine only really works well on X86 platforms (although work is being done in this area).
You can already do this with Kontact/KOrganizer in KDE 3.3 and 3.4. You can add as many calender "resources" as you want. A resource can come from many things... an iCal file on a local machine (or a remote machine via any protocol KIO supports), a GroupDAV server, an Exchange server via WebDAV, Blogger API, Bugzilla TODOs, many others.
If you add many resources, they are all merged into one calendar. If you add a new event to the 'merged' calender, the app will ask you which of the resources you want it saved to.
Has anyone seen an application that has a UI that made you sit up and stare in amazement at the simplicity and effectiveness of it?
Google
Well, SpamAssassin doesn't catch 100% of the cases. 2-5 that slip through a day I delete by hand. Takes all of 0.5 seconds, I don't even need to open them. Doesn't bother me too much.
... tripe on Slashdot. People go on and on about how "It has all been downhill since TNG" and it has all been Berman's fault, etc.
For one thing, Roddenberry died midway through TNG. Berman was basically the man at the helm for what was argueable the best portion of the series, the last 3 seasons. Even before that, he played a very, very large part in TNG. So to say that "Berman is Death" of everything, than to praise TNG, borders on the edge of ridiculousness.
For another, DS9 (the first series run soley by Berman) was actually very good (once it got going - the first season or two were quite.. icky).
Voyager, well..... what can you say. An amazing capability for a plot line, but it descended into fodder. Basically, the same thing with Enterprise.
So from *my* point of view, he is batting 0.500 - a decent average the way I look at it.
Aside from all this - you people seem to believe that the whole series lives and dies by Berman's word. Shouldn't some of the blame be put on the writers? The writers are the ones coming up with the same old crap over and over again.
I rotate my email folders every 6-9 months to increase performance.
Even so, I have 2 folders with over 9000 Emails in them. My work Inbox alone has 1015. None of these are spam - I filter those out through a combination of SpamAssassin and manual filtering.
Anyways - my point is that the numbers in this article are small potatoes. He talks about 250 Emails in a week - I easily get 300 -400 Emails **a day**, probably 40-50 of which are directly work related, the other 350 related to various other side projects of mine, so they are just as important.
I would say I read around 25-50% of my Emails. The rest I only give a cursory scan. His numbers for reply times are way off for a number of reasons:
- Hardly anyone replies to every email they recieve. Most of it needs no reply.
- He basically says that the time spent reading the emails and responding is a waste. Well, what do you think managers did to communicate with you before email? You had faxes, daily memos, daily reports to file... it is just more streamlined now. It is not like this stuff is new.
Newsflash - work is difficult. People are distracting to your work. Shit happens. Deal with it, just like everyone else has for the past 150 years.
The integration point is not for being bale to email from within the calendar app, it is for being able to import meeting events end invitaitons that people email you *into* your calendar. It is also for other people to be able to quickly and easily see your online state in the calendaring application while they are scheduling a meeting to which they want to invite you.
There are numerous Open Source packages that do this quite well - there is no need for exchange here. But there *is* a need for the calendaring and mail client to be tightly integrated, and standardized across the company.
It is normally difficult to achieve the level of integration required without this tight coupling. It is not like there is this standard calendar API one could use.
There is iCal, but all that is good for is the storing / retrieving calendars. That is a starting point for integration, but it is one step on a mile long journey.
This is why you have all kinds of Open Source PIM suites out there ( Kontact, Evolution, OpenGroupware, etc ), but you can't easily do something like use Thunderbird for your email and Evolution for the calendaring - it just doesn't work. There is too much data that needs to be shared.
.. because if you were, and you tried to roll out an IT infrastructure that did *not* have integrated email and calendaring, you would likely be fired.
Seriously, if you have worked at any even moderately-sized organization, you would know that this is essential. There are people I work with, who I know would be totally unable to function without this kind of integration. And I don't blame them either - if I had to be in that many meetings / week, I would need it as well.
Ok then, define "trade Secret". Google says it is "A device, method or formula that gives one an advantage over the competition and which must therefore be kept secret if it is to be of special value."
If I am running an offshore oil company, and the way I keep my prices so low is that I maintain totally inadequate saftey percautions for my ocean liners, isn't that a trade secret? So, the media should not be allowed to report that?
See what a slippery slope this is NOW?