OK, just keep telling yourself that, you'll make the government and big business very happy. Here in the UK we've had all sorts of services turned to junk as the government privetise everything they can in order to give us the mythical choice we apparantly all want (guess they must have interviewed you for that one).
Sorry but a lot of research has been done on this one and choice is not always good. it' sjust the current mantra and you've bought into it.
Choice is only good to a point. After that it works backwards and puts people off or paralyses their decision making. Supermarkets found they sell more jam if there's 4 types than 40...
you can't pay an electronic debit / transfer without having a positive balance.
Or within your overdraft limit. Pretty much everyone has an overdraft limit here. Being in credit certainly no limit to spending.
I think its a sad commentary that some of the posters on my comment have basically admitted that they have a debit card / account (that might get cleared out fraudulently) and another different (more secure) account that they keep cash in for their important payments that need to be made.
Debit and Credit cards have exactly the same security - Chip and Pin. The only difference is the account the money comes out of. If anything, the Credit card is the dodgy one if you have a big limit but generally, any fraud is not the problem of the card holder.
We have IBANs but people tend to just use the sort code/account method which means any UK bank account can pay any other account, irrespective of who it's with. We also have systems like PingIt where you can pay someone via their phone number. Using my Bank's home banking software on either PC or phone, I can pay anyone, any time and if it goes via the faster payments system, it will be in their account in seconds.
If you're interested here is a slightly dated but still mostly accurate opinion piece about why credit cards are the better choice.
It's not a case of Debit OR Credit, you have both. One for paying from your current account (checking for you US types) or credit card if you want to borrow the cash. That way you have a credit risk profile and convenience of being able to use whatever account you want.
Wow, I haven't written one of those in about ten years. They did try and stop them altogether in the UK but the oldsters pointed out they were good for Christmas gifts so until the banks come up with something wrinklies can grok, they're here to stay.
Plus most credit card companies have pretty good fraud detection software. 3 times I've had a card compromised and everytime, within minutes of the first attempt, I got an automated message from the CC company saying did I recognise the transaction for GBP X, press 1 if yes, 2 if not. Each time, there were 2 or 3 transactions that were tried. Some were declined for being unusual for my spending pattern, the others went on the account and once I signed a form to say 'Not me' were removed in days.
One of the wierdest was a card that was simultaneously used to buy Jewelry in a New York store and a London HiFi shop. Can't be in 2 places at once, CC rejected.
You do realise replacing the signature strip is trivial? When I used to work in a bank branch, we always had to run a thumb nail over the strip to check if it had been replaced/covered with a new one. Some fradusters also just wrote over the top of fading or small signatures with something big and brash to hide what was there.
Signature ID sucks, basically.
I'm guessing the person who designed it has never used it.
Exactly. It reminds me of another once very successful system that was owned by people that used it every day. Then it was bought by some others as an investment opportunity and everything they did annoyed, nay enraged the userbase. For years the users screamed 'You don't get it!' and the owners said 'We do! You'll love it!'. Well, it was sucky, and the users didn't love it. And they all left by and large. Given that they were so tight knit that they used to arrange BBQs around the country, attend each others weddings, chip in cash when someone needed help etc, it was a very, very loyal userbase but the total failure of the suits to 'get it' meant it became a shadow of it's former glory. It's still there but it's changed hands many times and is now basically tumbleweed on the internet.
Re:Timothy confirms Slashdot Classic will be gone.
on
Russia Bans Bitcoin
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Antioxidents are an interesting idea. A whole industry has built up around their healthy properties. However, it transpired that the only evidence of their efficacy was adding various compounds to cells in a petri dish. There was no evidence any of this actually worked when swallowed and ingested. Some further research was done recently and could find no evidence that taking these products actually had any affect at all on reducing your chances of getting cancer. For citation purposes, check http://www.dcscience.net/?p=90 and Ben Goldacre's work.
Yes and no. As a product, it sold way, way more than they expected. It was a sort of pet internal project no-one really thought would fly. However, when it did...
Later on, when it came to the PS2 range, I remember going to an IBM presentation. They were trying to get the same software running on everything from the PS2 PCs to mainframe with unified architecture for programming, GUI etc. Trouble was, the actual machines were too far removed from what was by then a booming and standardised architecture so outside of corporates who bought into the dream, not many people went for it and it died out.
Slashdot Mirror
Why not Telegram? I've just closed my WhatsApp account and moved to telegram. Did I miss something?
OK, just keep telling yourself that, you'll make the government and big business very happy. Here in the UK we've had all sorts of services turned to junk as the government privetise everything they can in order to give us the mythical choice we apparantly all want (guess they must have interviewed you for that one). Sorry but a lot of research has been done on this one and choice is not always good. it' sjust the current mantra and you've bought into it.
Choice is only good to a point. After that it works backwards and puts people off or paralyses their decision making. Supermarkets found they sell more jam if there's 4 types than 40...
Or within your overdraft limit. Pretty much everyone has an overdraft limit here. Being in credit certainly no limit to spending.
Debit and Credit cards have exactly the same security - Chip and Pin. The only difference is the account the money comes out of. If anything, the Credit card is the dodgy one if you have a big limit but generally, any fraud is not the problem of the card holder.
We have IBANs but people tend to just use the sort code/account method which means any UK bank account can pay any other account, irrespective of who it's with. We also have systems like PingIt where you can pay someone via their phone number. Using my Bank's home banking software on either PC or phone, I can pay anyone, any time and if it goes via the faster payments system, it will be in their account in seconds.
It's not a case of Debit OR Credit, you have both. One for paying from your current account (checking for you US types) or credit card if you want to borrow the cash. That way you have a credit risk profile and convenience of being able to use whatever account you want.
Wow, I haven't written one of those in about ten years. They did try and stop them altogether in the UK but the oldsters pointed out they were good for Christmas gifts so until the banks come up with something wrinklies can grok, they're here to stay.
Plus most credit card companies have pretty good fraud detection software. 3 times I've had a card compromised and everytime, within minutes of the first attempt, I got an automated message from the CC company saying did I recognise the transaction for GBP X, press 1 if yes, 2 if not. Each time, there were 2 or 3 transactions that were tried. Some were declined for being unusual for my spending pattern, the others went on the account and once I signed a form to say 'Not me' were removed in days. One of the wierdest was a card that was simultaneously used to buy Jewelry in a New York store and a London HiFi shop. Can't be in 2 places at once, CC rejected.
You do realise replacing the signature strip is trivial? When I used to work in a bank branch, we always had to run a thumb nail over the strip to check if it had been replaced/covered with a new one. Some fradusters also just wrote over the top of fading or small signatures with something big and brash to hide what was there. Signature ID sucks, basically.
Fingerprint readers also look for a pulse. Chopping off a finger won't work.
http://www.cixonline.com/
And why does he have such a silly name? Oh yes, FUCK BETA.
Exactly. It reminds me of another once very successful system that was owned by people that used it every day. Then it was bought by some others as an investment opportunity and everything they did annoyed, nay enraged the userbase. For years the users screamed 'You don't get it!' and the owners said 'We do! You'll love it!'. Well, it was sucky, and the users didn't love it. And they all left by and large. Given that they were so tight knit that they used to arrange BBQs around the country, attend each others weddings, chip in cash when someone needed help etc, it was a very, very loyal userbase but the total failure of the suits to 'get it' meant it became a shadow of it's former glory. It's still there but it's changed hands many times and is now basically tumbleweed on the internet.
For very small values of ready, no doubt.
I bet they're not given I mostly burn them to keep the house warm.
Fuck off. Also, I've added you to the list of companies whose products I'll never buy again.
You do realise that was completely debunked years ago?
Antioxidents are an interesting idea. A whole industry has built up around their healthy properties. However, it transpired that the only evidence of their efficacy was adding various compounds to cells in a petri dish. There was no evidence any of this actually worked when swallowed and ingested. Some further research was done recently and could find no evidence that taking these products actually had any affect at all on reducing your chances of getting cancer. For citation purposes, check http://www.dcscience.net/?p=90 and Ben Goldacre's work.
OS9, not OS/2, surely? (And note, Mac heads, this is the original OS9 from 79/80, not Apple OS9 from much later)
The C64 was $595 when launched. The 1541 was $300. No idea on monitor. By the time you bought it the Jack Tramiel price war was in full swing.
Yes and no. As a product, it sold way, way more than they expected. It was a sort of pet internal project no-one really thought would fly. However, when it did...
Later on, when it came to the PS2 range, I remember going to an IBM presentation. They were trying to get the same software running on everything from the PS2 PCs to mainframe with unified architecture for programming, GUI etc. Trouble was, the actual machines were too far removed from what was by then a booming and standardised architecture so outside of corporates who bought into the dream, not many people went for it and it died out.
I know it wasn't a seller but that's a bit harsh.
To a lawyer, interesting and profitable are the same thing.
>Chickens and cows aren't endangered species.
You haven't seen me go at a Combo Bargain bucket after a few beers.
They're mammals, not fish.