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Corporate Identity Theft on the Rise
prostoalex writes "As millions of Americans lose their identities to online and offline thieves, a new kind of crime has been cooked up by the criminals who are not bothering with doing pesky credit card charges. They steal entire companies, opening up merchant accounts for existing businesses and running up charges from aforementioned stolen credit card numbers. What's worse, is that the hole the criminals exploit seems to be built into the system. According to Bob Sullivan from MSNBC, "Many of the processing firms interviewed for this article claimed they caught on to the fraud after the transactions had cleared, but before the suspects had withdrawn the money from various checking accounts around the country. One did concede, however, that the scheme has real potential.""
which does more for the corporations...
will the corporate identity do more for the intellec ?
Trolling using another account since 2005.
I wonder if Microsoft accepts credit cards.....
Is that a company in your pocket, or are you just happy to see me?
Identity theft is a serious crime, but honestly, this is just a new wrinkle. With everything out there cant you do btter than this??
Ashton was quoted saying, "Dude where's my company."
All you would need is a legit FEIN, and real or forged Articles of Formation. Maybe an operating agreement. Open a bank account and VOILA!
I hate it when the mass media call it "identify theft." If someone impersonates me, he's not taking away my identity, he's committing fraud.
Repeat after me... intangible and intellectual "property" cannot be "stolen." It can only be used in unauthorized ways.
If stupidity got us into this mess, then why can't it get us out? - Will Rogers
I love these articles that outline great ways to break the law. Like the one a while back about how to open a kryptonite U-Lock with a pen. It used to be hard to come up with great criminal schemes...now you just have to watch the news.
on the subject of questionable ethics, does anyone else wonder about the guy who said "One did concede, however, that the scheme has real potential"? Potential? Potential? Maybe "potential for abuse" would be ok, but the way that's phrased at the moment... I can see the cogs turning over in this guys head for companies to target!
-- james
And so - the Crimson Permanent Assurance was launched upon the high seas of international finance!
For some reason this just does not generate the sympathy in my heart that stories of personal identity theft does... I wonder why?
check out the link http://www.iwks.com/features/default.asp?pagetypei d=2&articleid=31496&subsectionid=655
this type of theft is well known; just not as reported as personal id theft. From other stories is seems the average is 30,000 or more per theft. Seems that perhaps the victum in this story came out lucky.
However since you have to provide ID and would get captured on camera setting up a checking account, keeping your real ID does seem to be a challenge.
I'd say it's legitimate to call Identity Theft "theft" under the circumstances, whatever your opinions are on the "proper" wording for piracy.
You are not alone. This is not normal. None of this is normal.
Problem is, they do target ma and pa businesses. Indeed, apparently their scheme only works if the victim does not yet have a merchant account on his own (or else the fraudulent account would be easily flagged as duplicate...). Thus the perfect victim is a company too small to be accepting credit cards. Sorry, Microsoft will unfortunately never be the target of these gentlemen;-(
You only use 2% of your DNA
Oh well. Figures.
How exactly is one's identity stolen?
I was unaware that my identity was a physical object that could be carried away by burglars. Would a victim of "identity theft" no longer exist? Or would they become an identity-less zombie?
THIS IS NOT THEFT!!! Theft involves the physical taking of something!! Why do people insist on using inaccurate and inflammatory terms like theft when refering to the LIBERATION OF DATA!! INFORMATION WANTS TO BE FREE!!!!
There's a Mercedes gap too. I want one and can't afford one, but it's not government's job to do anything about it.
Does anyone else have a problem with the level of detail in the article? They not only report on the scam, but tell exactly how it was carried off. They've even provided the names of the merchant transaction companies which can be suckered.
It's good to use your head, but not as a battering ram.
...every time some "paranoid" person starts talking about security. You know who I'm talking about.
They're everywhere. Nobody thinks worrying about security is cool or fun, it seems like a waste of money, a sign of mental instability, even a kind of obsessive behavior.
Everyone much prefers to be surprised and wave their hands when things go wrong. "It's out of control. You can't stop hackers/criminals/etc."
People have a terrible problem understanding scale. Nobody understood at Microsoft that the computer wasn't a little house in the country where you could leave the doors unlocked so occupants wouldn't have to fumble with the keys. When engineers there raised the problems they were scoffed at, disciplined. "Keep your priorities straight. Don't be paranoid." Nobody got it when the first spam was sent and we were all outraged... "What's wrong with a little spam?" How about what's wrong with 300 spam a day? It's just the "logical conclusion" - which is not logical anymore to people who don't like to be bothered thinking deeply about their responsibilities.
The many systems our financial institutions use for identifying and tracking "consumers" are ridiculously insecure. And although the victims wail and now are allowed a few minutes a month to tell their horrible tails on 60 minutes, we as a whole seem determined to close our eyes and race grinning into the brick wall of scale again. How many hundreds of thousands of people have to have their lives ruined before colleges stop making everyone spout their social security number like it's their first name, and the mother's maiden name loses its appeal? How long before companies stop letting $5 an hour employees handle "meaningless" data (with literally no background checks or security controls) that is worth millions when properly exploited?
This is a cultural change we need to kick off. We need to take security seriously. It needs to become uncool to roll your eyes and mock the security expert.
Want to Know How to Cheat the GPL? Read On!
We see this all the time as a MSP. Easy way to combat this sort of fraud: Get pictures of the physical business location's signage and inventory as part of the signup process in addition to all the other usual business documents.
Never mistake silence for disinterest (or assent, for that matter).
The FBI could be very interested in the Pakistan and Russian connections. However they are very unlikely to be discussing details of the case with regular civilians.
Or they could be disinterested.
Identity theft was covered at this years blackhat in vegas and it was stated the the vast majority of indentity theft is corporate insiders stealing the info and selling it on the web. Hackers/crackers only account for a small about of the current identity theft.
presmike
Setting up a website is easy. Maybe it's easy to convince a merchant processing provider to open an account, but surely you need very good ID to open a bank account? They have laws on money laundering and other stuff like that.
I have karma to burn. Only one of them was +1...
And if you want to know if I condone theft, then yes, against large corporations that have stolen my rights, government, and country from me... I don't mind seeing them get stolen from. It's about the closest thing to justice possible.
It hasn't been a week, where Balmer all but admitted that they were going to leverage their monopoly power of computer operating systems to destroy Apple and its iPod. He appears convinced Microsoft will lead the way in Digital Rights Management and also believes Microsoft will steal a march on Apple in making the digital home a reality because Apple "doesn't have the volumes". "There is no way that you can get there with Apple. The critical mass has to come from the PC, or a next-generation video device," he said."
But go on, tell me that we can fix this the right way, I don't believe you.
You are damn right the problem is built-in to the system.
The scum create an account, and charge a bunch of crap to it from stolen cards. They then extract the money and run.
The people bilked bitch to the credit card companies.
The card companies attempt to reverse the charges.
The poor business who was impersonated gets stuck with the bill. At best, the company can establish its innocence, and the CC company writes the cost off its taxes.
If the *credit card companies* were the ones who had to suffer the costs of fraud, rather than shifting it to the companies or to the taxpayer, then they would be a HELL of a lot more motivated to add stronger authentication to the system.
As it stands now, if somebody is committing massive credit card fraud in the form of lots of small charges, and you try to bring this to the card company's attention, they blow you off because it just isn't worth their time - it is easier to just charge back to the merchants. A friend of mine who works in the order-processing chain for a large company ran into just that - he detected a fraud ring attempting to rack up a lot of charges, he called the card company and said "I'll give these guys to you with a ribbon tied around them - addresses, names, the works." "Not interested - bu-bye!"
www.eFax.com are spammers
But they do accept souls..
---- Booth was a patriot ----
Why cant you just go and legitimately buy a whole series of off the shelf companies?
Then you get a totally legit and above board merchant account to run your stolen cards through.
Here in the uk you can see ads for pre-created legitimate shell companies that you can buy cheaply and rename to cut out the hassle and legal niceities of creating a limited company from scratch.
another Roadkill on the Information Superhighway
...appears to be by trashing your own credit. This way your credentials will be rejected for new applications.
If you don't have a support contract with MS than the only way to talk to them for support is with your credit card.
If you think it's expensive to hire a professional to do the job, wait until you hire an amateur. --Red Adair
This is interesting because if it's true, shows a huge misconception in the "general public" and indeed in the both general and technical press. Who hasn't read some story or seen some report on TV about "phishing" and those evil "hackers" who sniff your internet conx looking for credit card numbers? And of course the huge story about Googleing for CC and SS numbers and such. I wonder if a study could be done, or more evidence of this relationship between corporate insiders and Identity Theft could be validated?
"Who are in control, they are not in control of anything - they don't even control themselves!" - Glen Beck
You seem to think writing it off their taxes means the get to pass the full burden to the tax payers.
In this case, we are talking about the corporate income tax, which is based on profits. Your Gross Revenue - expenses. If they didn't get to write that money off, they would lose it AND have to pay taxes on it.
Mmmm, if you try using Firefox's live bookmarks and go directly to a slashdot story, the 503 problems automagically dissapear.
If the *credit card companies* were the ones who had to suffer the costs of fraud, rather than shifting it to the companies or to the taxpayer, then they would be a HELL of a lot more motivated to add stronger authentication to the system.
Except they are the ones who pay for it. They get to deduct a business loss from their taxes, because those losses reduce their earnings.
-- Support a free market in the field of government
> According to Bob Sullivan from MSNBC, "Many of the processing firms interviewed
y li nes/mugs/msnbc_sullivan_bob_smile.cmug.jpg
etc.
Check out his picture from the article:
http://media.msnbc.msn.com/j/msnbc/Components/B
I'm not sure I'd have put _smile in the filename. _something_stuck_up_his_ass perhaps. Have we finally tracked down the goatse.cx man?
Ah, relative morals, don't you just love 'em?
A crook's a crook, no matter his target.
+1 Insightful, -1 Troll. What can I say, I'm an Insightful Troll.
...I've worked in the credit card industry for many years and am friends with a VP at one of the largest ISOs in the US.
Simple fact is, the system is not designed to prevent fraud. It is designed to detect, catch, and prosecute those that do exploit the system. Granted, the industry has slowly started trying to move toward a more proactive stance, while making it a little harder to comit fraud. But the merchants generally complain about efforts to make it harder on criminals and go out of their way to facilitate these types of problems.
Long story short, you may think you're getting away with these types of crimes, but rest assured, it's only a matter of time before you are caught and placed in jail.
I hope he went on to discuss it with the FBI (assuming he's in the US). They're normally interested if a reasonable amount of money is involved and if someone else has already done the heavy lifting for them, it would look good on their scorecard...
Now, since those that fund the whores in DC are being hurt by this, DC will do something about it.
Hmmm... I wonder if I can masquerade as Microsoft and charge a few billion to their account...
From WordNet (r) 2.0 :
theft
n : the act of taking something from someone unlawfully; "the
thieving is awful at Kennedy International" [syn: larceny,
thievery, thieving, stealing]
... that the company whose identity is misused is seen as being responsible for the losses. It is the merchant service providers and banks that should be held fully responsible -- they are the gatekeepers who failed to mind the gate, never checking the imposters' identies or association with the company.
"For all of us, it's a tough business," Steinberg, of Merchant E Services, said. "It's a large, large problem."
No Shit, Sherlock. It may be a large, large problem, but it is your responsibility to solve it. If you can't solve it or handle the losses, you shouldn't be in the business. Period.
Any suggestions on how to keep the losses on the banks and service providers, instead of the businesses?
They're not even trying to look like they aren't shoveling bullshit.
_O_
.|< The named which can be named is not the true named
... for the people and companies whose identity is 'stolen' is what is needed.
To leave these people with the burden of proving a negative -- that they didn't do something, is a truly onerous burden, requiring years of wasted time and legal bills.
We need a simple process to prove that it wasn't you, in order to push the responsibility back where it belongs, on the companies whose lax security and verification processes allow these crimes to be perpetrated in the first place.
Perhaps then, they'll get more serious about preventing it.
Tornados are bad things. I believe it is a bad thing when a tornado tears up someone's house, or kills them. If a tornado appears out of nowhere, and shreds Charles Manson, I won't cry however.
Muggers are immoral people. It is wrong to rob people at gunpoint. Sometimes they even kill their victims. If one plugs OJ Simpson, however, I won't cry.
Relative morals is when I decide to steal from these companies, and try to justify it. I don't engage in that. Stupidity is when I sympathize with crooks who are robbed. I don't engage in that either. Try again, asshat.
"No theft has occurred."
You wouldn't say that when you went to take the remaining balance out.
They must have a static IP address. The location of the computer can be found. Treat the bastards like they stole your PS2. (In Florida we take that stuff seriously)
Set yourself up as a Dexit merchant. Mod the hardware so it's wearable and then walk around the busy (shoulder-to-shoulder) underground of Toronto and if you get near someone with a Dexit patch on their cell phone or fob in their pocket, you get paid (any amount you choose).
Clearly you don't need a constant phone line connection as that would defeat the purpose of making these kinds of payments "quick". People have these on their key chains (you can guess pretty accurately where people are going to keep their keys), in their briefcases, and I've even seen many people with them attached to the lanyard around their neck!
Getting set up as a merchant probably wouldn't be difficult as these people are so desperate for any kind of adoption they'd probably sign up anyone...
It's just a matter of time...
Who steals my purse steals trash; 'tis something, nothing.
'Twas mine, 'tis his, and has been slave to thousands;
But he that filches from me my good name
Robs me of that which not enriches him
And makes me poor indeed.
-William Shakespeare - Othello the Moor of Venice (Iago at III, iii)
Some mornings it's hardly worth chewing through the restraints to get out of bed.
Scary to think anybody with a jpg image and a compiler can get anything they want off of your corporate network....
Got Code?
Ya, and I'm sure you would be singing a different tune if you get fired because Corp-X cannot cut you a paycheck.
You wanker....*sigh*
Life is not for the lazy.
If the *credit card companies* were the ones who had to suffer the costs of fraud
... "
Then they would never reverse the charges onto the consumer's card. They would just say, "Oh, tough luck
(or at least you would have to hassle them to death, and after they opened an investigation they might give you the money back after a couple of months)
"Teachers leave us kids alone
Note the inclusion "of its use" here. It's extremely important. If you have the legal right to use something in a particular way, and someone misappropriates that use, that's theft, whether they actually take something (physical or otherwise) or not.
Copyright is one such legal grant of a right of use.
The ability to use your identity how you wish. Someone else doing so has deprived you of that legal right.
Also, with this weird restricted meaning you've used here, how do you interpret "theft of service"? If I go and break into a hotel room and sleep there without paying, even if I leave it exactly as I found it, it's still theft (legally and morally). Yes... even if the hotel wasn't full (and thus even if I wasn't technically depriving them of a night's revenue due to the unavailable room). I'm using something belonging to someone else without paying for such use. That's theft in almost any jurisdiction.
Hello? The original post was about saying it's okay to steal from big companies, but not from small.
How about you try again.
+1 Insightful, -1 Troll. What can I say, I'm an Insightful Troll.
Money laundering seems to be the in thing for the net these days. Ebay aside, my friend almost got caught out by Jobfastfind.org scam.
Statistically, you stand a far better chance of being caught than not. Why do you think this? Is it just what your friend told you or do you have some evidence that this is true?
You don't have very good protection either. While you will eventually get your money back, the bank has up to 10 days to give you $2,500 back and up to 45 days for the remainder. Aren't you glad you keep your money safe in a bank?
Merchant services have been aware of this type of fraud for a decade or more, this type of fraud is now on an uptick. Thats all.
I remember back in 1996 when I was setting up my company to process credit cards, they had to come and photograph our business, photograph myself, just to PROVE that we were a legit business that would process cards, and all this was sent in with our applicaiton by a trusted THIRD PARTY.
This type of scam was around before identity theft was huge because all the criminals needed was stolen credit card numbers, which have always been plentiful. Next they upped the ante to steal entire identities and went on shopping sprees, then sold the stuff on eBay. Now, they're combining the two scams.
Good security is based upon reality and common sense. Common sense is a function of having common knowledge.
Comment removed based on user account deletion
Thank You...
It needed to be said, what you pointed out that is.
Identity theft is just a term used to scare the crap out of people. It isn't like the person is going to start showing up at work for you and attending family functions - they are just using your bank account or credit card information.
If I steal your credit card and use it I'm not taking your identity - I'm committing fraud by acting as you. That is the way my state has always looked at it. I should know, I've known many people who've gone to jail for that exact crime. AFAIK there is no one sitting in jail for the crime of identity theft...
It is a word like "dirty bomb", a scare word.
Get your Unix fortune now!
Comment removed based on user account deletion
Pay in cash.
If you're a legitimate business, and want to accept credit cards, you go to your bank and open a merchant account. They check your financial history, may demand a deposit (on which they pay interest), want to see you in person, may visit your premises, and make you sign a painful contract. Then they charge you about $100 per month, plus 1-3% of the transaction cost. This is the way real companies do it.
If you're a less legitimate business, there are services for you, too. Charge-It-Now is a more or less legitimate one. "Now you can be approved to accept credit cards in as little as two hours and have a live merchant account in 24 hours. Applying online for our Internet processing software has never been easier. The entire application process is done online in less than 10 minutes and with our digital signature approval process; we do not need a physical signature. We deposit funds directly into your existing bank account. ... We accept 98% of applicants". At this tier, the rates are higher and the merchant is more likely to be doing something dodgy. These outfits aren't regulated as banks. They're resellers of banking services. They need to be better regulated.
Further down in the muck, there is the "high risk merchant account" business. "Has PaySystems or other merchant providers shutdown your company, virtually stopping you from processing credit cards? ... Good Credit / Bad Credit okay! ...
We pride our business on the fact we can place just about any business type. Even if you've experienced problems in the past with other processors or have a low credit rating."
This is where your mid-grade spammer gets credit card processing. Most of those operators need to be kicked out of the credit card system.
Down at the bottom, there's "offshore high-risk credit card processing". "Merchant account service for bad credit, high risk, gambling, and adult related business." This is the land of 15% fees, long holdbacks, and processors who disappear suddenly. Here we find companies operating from undisclosed locations, a criminal offense in many jurisdictions. These outfits help crooks and spammers launder their money, evade taxes, and hide from law enforcement. These operators are essentially part of organized crime.
You don't get it.
Fraud:
A deception deliberately practiced in order to secure unfair or unlawful gain.
or:
An intentional perversion of truth for the purpose of obtaining some valuable thing or promise from another.
Or better from the FTC site:
How can someone steal your identity? Identity theft occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission to commit fraud or other crimes.
Get your Unix fortune now!
Except they are the ones who pay for it. They get to deduct a business loss from their taxes, because those losses reduce their earnings.
Not Neccessarily. Recently, in SD and perhaps other states, banks have started to push local legislation to allow them to create credit-issuing subsidaries which, upon declaring bankruptcy, can dissolve with no liability to the bank they belong to. They can also lose money without the loss showing up on the parent bank's balance sheet.
This is happening on a strictly local level, and the regulations allowing the creation of this special subsidary are passed by committee - they are not voted on, or debted in any way. Its quite simple: the banks representatives show up at committee hearings, and submit their request. Even more interesting, the committees are not financial ones (soil conservation, for example), yet the regulations get passed just the same. The locals sitting on the committe don't see any reason not to grant the request. If one committee tells them to get lost, they move onto the next committee, until the regulation they want gets passed. The banks doing this have names like wellsfargo, bankamerica, and so forth.
The question is: why would a bank want to insulate itself from financial loss or bankruptcy in this way? Any answers? Are they getting hit hard by credit card theft? Is this kind of subsidary normal, or am I just paranoid?
I'd like to create a subsidary of myself that can declare bankruptcy without it affecting me.
http://dictionary.reference.com/search?q=disint
How the heck does a comment about iPods get rated offtopic in an iPod thread? Sometimes moderators have their heads up their asses.
I can see if I made some off hand comment, but this was just an honest replay about my iPod...WTF people. 50% of the time a comment like this would get modded up as "Insigtful", which is equally as wrong. A simple "Funny" or nothing at all would suffice. Not every comment has to be categorized as something. This is why you all need to meta-moderate more often...keep moderators honest.
"I'd like to create a subsidary of myself that can declare bankruptcy without it affecting me."
So why don't you? How hard is it to incorporate in Nevada/Deleware these days?
The original post accused me of moral relativism. Which isn't the case. I didn't realize you were anaology-impaired though, or I would have drawn a picture.
you replied to the wrong thread. Your iPod doesn't have much to do with Identity Theft. Unless maybe your iPod is your identity...
Not Neccessarily. Recently, in SD and perhaps other states, banks have started to push local legislation to allow them to create credit-issuing subsidaries which, upon declaring bankruptcy, can dissolve with no liability to the bank they belong to. They can also lose money without the loss showing up on the parent bank's balance sheet.
The question is, who gives those subsidiaries the money they loan out, which got stolen. A credit-issuing subsidiary is only as important as the amount of money put in it.
-- Support a free market in the field of government
Embezzling money from companies via Corporate accounts? CEOs have been committing this crime at least since the 80s. ;)
-Vendal Thornheart
http://shit.slashdot.org/article.pl?sid=04/10/08/1 333219
Wow...my bad. I am positive I was in the iPod story, I even read over the story at the top of the page while I was writing my response. I shall report a bug to Slashdot, and appologize for the offtopicness of my comment.
Hi all,
:) I just came across this forum after researching Google for Identity Theft articles online, and felt like I had to respond even though I hadn't (and still haven't) received a Slashdot password.
After I nearly became the victim of ID Theft for my business via an online scam, I started looking into the industry, trying to understand what was going on and how I might protect myself.
What I learned:
There's no 100% effective way to prevent yourself, or your business, from being a victim of identity theft. There are ways to decrease the likelihood that you will become a victim, but that's it.
This, to me, became a cause. I now present all over Colorado and Wyoming about ways identity theft takes place, trying to make clear to people of all ages and backgrounds how serious this is.
What most people don't realize is that many identity thefts take place in different jurisdictions. for example: your company's merchant account is used to purchase homes in Florida and California, and let's say that you live in Montana. You go to Montana police to report the crime, but they say that there's nothing they can do because it happened in Florida and California. So you call police in those states, and there's nothing they can do, they say, because you live in Montana. So you call the FTC, whose web site (actually) says "While the FTC does not resolve individual consumer identity theft problems, your complaint helps us to investigate fraud, and can lead to law enforcement action." So you think, well, I'll contact the Better Business Bureau, whose web site says "If your complaint is against the Identity thief, it is unlikely that the BBB can assist you. We urge you to contact the Federal Trade Commission."
And those of you who have tried to deal with the credit card companies and the credit bureaus know what a ridiculous prospect that is. I mean, think about it - 9.9 million victims of identity theft in 2002 - that's 27,000 people who line up in the morning at the credit bureau's doors, and the credit card companies' doors, and they don't all get dealt with that day, but 27,000 come the next day, and 27,000 the next, and so on.
I am associated with a NYSE company, and a NASDAQ company. I do market their combined service, which is the best solution for helping individuals and businesses to make sure that this crime doesn't happen to them, and that if it does, that they will have all the help they need. If you are currently dealing with this issue, I can help you, and it really won't cost you very much (like next to nothing). I am also really wanting to train some people to do what I do (or better than I do), so that we can get the word out to as many people as possible, before this affects them, and especially if it's already affected them. We have people working with us both part-time and full-time, earning incomes between $500/month and $15,000/month.
Within the next two-five years, all of us will pay for some sort of identity theft policy, either built into the insurances we already have, or as a separate product. From a business standpoint, I would like to have many of those people as customers as possible - wouldn't you, if the product you offered really helped them? From a personal standpoint, I've seen most of what is available today for identity theft protection, to help people and companies, and none of it holds a candle to what we do to help protect people, and restore their good names.
If you fit into either of these groups (need help with an Identity Theft/fraud, or would like to make part-time or full-time income offering a better product than what most everyone will elect to have), please email me at jkraft@strive4impact.com). You can also call me at 877 825 7119 (Leave a voicemail if no answer) Like I said, I'm not an anonymous coward
Please let me know if I can help you deal with this most challenging of crimes.
Thank-you,
Jonathan
Hi all,
:) I just came across this forum after researching Google for Identity Theft articles online, and felt like I had to respond even though I hadn't (and still haven't) received a Slashdot password.
I nearly became the victim of ID Theft for my business via an online scam, I started looking into the industry, trying to understand what was going on and how I might protect myself.
What I learned:
I was completely amazed that there wasn't any real help through governmental organizations or credit card/credit reporting companies. There's no 100% effective way to prevent yourself, or your business, from being a victim of identity theft. There are ways to decrease the likelihood that you will become a victim, but that's it.
This, to me, became a cause. I now present all over Colorado and Wyoming about ways identity theft takes place, trying to make clear to people of all ages and backgrounds how serious this is.
What most people don't realize is that many identity thefts take place in different jurisdictions. for example: your company's merchant account is used to purchase homes in Florida and California, and let's say that you live in Montana. You go to Montana police to report the crime, but they say that there's nothing they can do because it happened in Florida and California. So you call police in those states, and there's nothing they can do, they say, because you live in Montana. So you call the FTC, whose web site (actually) says "While the FTC does not resolve individual consumer identity theft problems, your complaint helps us to investigate fraud, and can lead to law enforcement action." So you think, well, I'll contact the Better Business Bureau, whose web site says "If your complaint is against the Identity thief, it is unlikely that the BBB can assist you. We urge you to contact the Federal Trade Commission."
And those of you who have tried to deal with the credit card companies and the credit bureaus know what a ridiculous prospect that is. I mean, think about it - 9.9 million victims of identity theft in 2002 - that's 27,000 people who line up in the morning at the credit bureau's doors, and the credit card companies' doors, and they don't all get dealt with that day, but 27,000 come the next day, and 27,000 the next, and so on.
I am associated with a NYSE company, and a NASDAQ company. I do market their combined service, which is the best solution for helping individuals and businesses to make sure that this crime doesn't happen to them, and that if it does, that they will have all the help they need. If you are currently dealing with this issue, I can help you, and it really won't cost you very much (like next to nothing). I am also really wanting to train some people to do what I do (or better than I do), so that we can get the word out to as many people as possible, before this affects them, and especially if it's already affected them. We have people working with us both part-time and full-time, earning incomes between $500/month and $15,000/month.
Within the next two-five years, all of us will pay for some sort of identity theft policy, either built into the insurances we already have, or as a separate product. From a business standpoint, I would like to have many of those people as customers as possible - wouldn't you, if the product you offered really helped them? From a personal standpoint, I've seen most of what is available today for identity theft protection, to help people and companies, and none of it holds a candle to what we do to help protect people, and restore their good names.
If you fit into either of these groups (need help with an Identity Theft/fraud, or would like to make part-time or full-time income offering a better product than what most everyone will elect to have), please email me at jkraft@strive4impact.com). You can also call me at 877 825 7119 (Leave a voicemail if no answer) Like I said, I'm not an anonymous coward
Please let me know if I can help you deal with this most challenging of crimes, or increase your income by helping to protect others.
Thank-you,
Jonathan
These are CC Fraud suspects in the Philippines that was research over time. Visit the webpage0 /
http://www.geocities.com/pinoyhackers200