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Apple Will Judge Call, Email Activity To Assign Users a 'Trust Score' (theinquirer.net)
Apple recently updated its iTunes privacy policy page, making mention of a "trust score" it gives iPhone users on how they make calls or send emails. The INQUIRER reports: "To help identify and prevent fraud, information about how you use your device, including the approximate number of phone calls or emails you send and receive, will be used to compute a device trust score when you attempt a purchase," Apple explained. "The submissions are designed so Apple cannot learn the real values on your device. The scores are stored for a fixed time on our servers."
In practical terms, the Cupertino crew will only look at Apple account usage patterns and hoover up metadata rather than more personal, and potentially damning information. [T]he data collection and trust score assigning should help Apple better spot and dodgy activity going on in Apple accounts that aren't in keeping with those of the legitimate users. [I]t's not entirely clear how Apple will use the metadata to actually spot fraud, as it hasn't explained its workings.
In practical terms, the Cupertino crew will only look at Apple account usage patterns and hoover up metadata rather than more personal, and potentially damning information. [T]he data collection and trust score assigning should help Apple better spot and dodgy activity going on in Apple accounts that aren't in keeping with those of the legitimate users. [I]t's not entirely clear how Apple will use the metadata to actually spot fraud, as it hasn't explained its workings.
Hey, Apple should call it a "social credit system". Maybe brand it as "iTrust" or something like that! The score goes up the more iProducts you buy, unless they get old, then the score goes down.
And all is good. But for every purchase from Amazon, Google, or a competing vendor will cause you to lose some of your trust score. You don't want Tim Cook to not trust you, do you? You might get pushed back a few months in approval of buying that new iThingy!
Browsing at +1 - no ACs, I ignore their posts. So refreshing!
Better look over your shoulder, and mind how you use your iPhone, because Your Score is being calculated. This is just a bit too much, and you know it will be gamed and spoofed. It's just another hit to your privacy. But no one seems to care anymore...
Google: Knows who you call, analyzed converted text of entire conversation, scanned every email for content and stored that on servers.
Apple: Doesn't care who you called just that you called 10k different numbers, Siri reads email to look for context and helpful suggestions, but sends no data to Apple servers to do so. It would send Apple a note if again, you had emailed 10k people in the last hour....
Now do you really want people to get away with mass spam/robocalling on mobile devices?
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The real "Libtards" are the Libertarians!
Hey, Apple is required to do this kind of thing in China, why not make use of the tech elsewhere, too?
We wouldn't want Apple to fall behind and not have this kind of tech developed, tested, and ready for when it becomes mandatory.
China is officially "communist", but they long ago learned what everybody else who tries communism learns: it does not work. China has kept the label "communist", but actually has gone fascist and is more purely that than any country since Mussolini and Hitler.
Consider:
1. They pretend to allow corporations, but in reality these corporations are tied to the ruling regime and may only exist as long as the regime approves them politically. Anybody who gets out of line politically will lose his position in the corporation (and possibly his life). The control of the society is mostly indirect and involves "businesses".
2. They no longer attempt to have government own everything, including the means of production, and no longer pretend to be trying to make everybody equally poor.
3. They have a leader for life instead of a leader who is periodically selected by a politbureau.
Mussolini, the creator of fascism, would embrace modern China and recognize it as his stepchild. Marx would be upset by it.
Apple, in embracing the Chinese government and obeying all its evil edicts in order to use its slave labor and try to sell into its markets, has done what most businessmen do in such relationships - embrace the evil in exchange for profitability. The very same Apple that refused to help the US govt on a terror case, happily embraces the actual fascism of China.
I'm glad there's no privacy concerns and we'll only debate the implementation details dispassionately. Aaaah, the good old times are finally back... Have a pleasant conversation. I'm off to take my dementia meds, soon as I remember where I put them...
So now Apple are going to be able to directly affect peoples lives entirely based on some undisclosed criteria made up in secrret by a bunch of hardcore liberals. What could possibly go wrong?
http://fortune.com/2017/10/17/...
Isn't that special?
Credit scores have been around for a long time. They aren't perfect, but they do a reasonable job of predicting whether a borrower will default.
Why do we feel Apple's move is creepy, but not TransUnion?
Maybe we could one day set our email inboxes to accept emails only from a sender with a trust score over some threshold. That sounds good to me!
How long do you think it'll be before some hackers prove this data can be de-anonymized?
You are welcome on my lawn.
JOY!
Yet another reason to never give CrApple ANY money.
EVER.
Chas - The one, the only.
THANK GOD!!!
The thing is, legitimate people do suddenly change their daily routine, for instance by going on holiday...
These anti fraud systems often result in false positives which are extremely painful for the legitimate users. For instance, i just had one of my cards blocked while on holiday, and the only way to unblock it is to call the bank during working hours. This might sound reasonable until you consider...
On holiday, making a phonecall back to your home country is often difficult and expensive.. Hotels usually charge a premium for phonecalls especially international ones, mobile roaming is usually extremely expensive, cheap local sims often block international calls by default and the instructions to enable them are in the local language which you might not understand, international calls are generally very expensive unless you have a specific calling plan - which you wont have access to. You may well be paying multiple dollars per minute to make a call.
The bank is likely to keep you on hold for a long time, further multiplying the cost.
Some banks require you to call from your registered callerid, which forces you to use mobile roaming at whatever extortionate rate the operator charges.
They need to use messaging services instead of insisting on phonecalls, not only would it be much cheaper when travelling (virtually all hotels now offer free wifi), but its also more convenient and cheaper - instead of sitting on hold waiting for an operator your message goes into a queue, you can get on with something else while you wait for a response and won't be spending money while your waiting.
http://spamdecoy.net - free throwaway anonymous email - avoid spam!
If you have a crisis life event, you may suddenly be making lots of phone calls and need to make emergency purchases. Thats when your phone and card will stop working?
sounds like something china is doing. they have a social score and if works a lot like credit scores and has the same effect on their lives. is this what apple is really aiming for start small with emails???
My recent calls log indicates I have only received 8 phone calls since 1 July.
I hope that does not count against me.
Just log into your bank's online account management system (there is usually an app for doing this) and leave them a message. That's the standard way of handling things when you travel.
Apple is working more closely with China than I thought ...
Sounds like good reasons to change banks.
It sounds to me like that means that Apple is going to seriously distrust nutcases like me... I use the gMail app exclusively for e-mail on my iPhone, and I rarely make actual phone calls, except for occasionally during my drive home from work. I mean, how could that possibly be "normal"? .... right, Apple?
It's bad because they have access to very intimate information/data (political affiliations, personal habits, associations), any of which can be construed as offensive/contrary to 'being a good citizen' -- and because this idea of 'good' can change over time. Google can share any of that without the person knowing and can have real world effects (law enforcement considering any of it 'suspicious' for example).
Consider this: Originally in the west (up until the 1960's) almost everyone was at least loosely conservative/righty/pro-liberty/anti-communist. Now, the Overton window has shifted so far left that communism/lefty-ideals are the norm and anyone who is openly conservative/righty is considered to be fascist (which is actually incorrect) and can be attacked without consequence to the attacker. Examples/video are everywhere. Imagine that Google knows all and can 'out' someone without their permission -- to law enforcement, but even private companies. It's currently happening -- companies (like banks/payment processors, social media websites) that have a lefty ideology are cancelling and blocking accounts for righty people.
Another example is this: If a health insurance company wants to know who eats 'well' versus 'poorly', it could ask (and get, for a price) Google to provide the names of people who buy junk food, don't exercise, go to the hospital, etc, a lot. The insurance company can line that up with their policy holders and even to new people as they give out quotes. Using their actuaries, they can be more accurate on their risk of 'loss' and thus more competitive than other insurance companies, and thus more profitable.
Worse things can happen. What if Google matches you to someone else's name and you are labelled in a way that you are not. You can be un-personed for something you didn't do.
I imagine there's a law that says that non-citizens/non-residents aren't supposed to have an account, no?
I just go to my credit union's web portal, go to the Travel section, click the start and end days that I'm traveling, check off the states/countries, and I'm good to go. Never had an issue traveling anywhere.
Does your bank not offer a service like that, or do you not know about it?
Velociraptor = Distiraptor / Timeraptor
The KGB/FSB isn't what you need to be afraid of. China's social credit scoring system, and the fact that Apple's system as well as Facebooks can be subverted to feed into this. It is only a matter of time before the US and Europe hop onboard the social credit system as well. Hell, I read slashdot posts about people BEGGING for this to be implemented in the US, as a way to control bad behavior.
> These anti fraud systems often result in false positives which are extremely painful for the legitimate users.
And sometimes they are just useless anyway. I was on a business trip to Europe for 2 weeks. I got called on my cellphone by one of my credit card companies whose card I had been using on the trip in Switzerland... literally while I was using that card to gas up the rental car on the way to the airport to fly back home.
That's right, after **13 days** of activity on that card in Europe, an ocean away from where I live normally they decided it was time to call to see if I knew anything about those purchases.
They don't offer a facility to send a message through it... some banks do, this one doesnt...
http://spamdecoy.net - free throwaway anonymous email - avoid spam!
I think it's a good initiative from Apple to apply this type of security to protect the personal data of their customers ____________________________________________________ https://downloader.vip/minecra... https://downloader.vip/google-... https://downloader.vip/counter...