That's about half a bubble off. Nobody expected the banks to just give away money. They were expected to accept slightly more risky loans on starter homes. Slightly more risky, but not so much that they would lose money.
In many cases, the banks set the loans up to fail rather than simply risking failure. That is very much on them. They also made the loans on McMansions. I don't mean starter homes that now cost more due to demand, I mean ginormous houses on teeny little lots. That too is on them. It was relentless. My father in law moved during that time and when he went to get a mortgage on the new home, they poured on the pressure to take a larger loan and get a bigger house. Fortunately, he was a sensible man and insisted on a more affordable mortgage, but he had to insist. That had nothing at all to do with Clinton. It wasn't a starter home, his credit was good and he made decent money at a stable job.
This continued unabated for 8 years under Bush as well. In spite of warnings from SOME Dems in Congress.
With a few notable exceptions, nobody Democrat or Republican seems all that interested in punishing the criminals or using new regulations to stop them from doing it again.
Most of the banks were bailed out to get them over their cash shortage. As a thank you, they made loans even harder to get, doubled down on robosigning, and dumped the money into commodities and executive bonuses.
Get 'em a few pro-minis, a breadboard and assorted parts and a soldering iron. They'll need the iron just to get header pins on the mini so they can use it with the breadboard. Show them how to de-solder the pad that disconnects the regulator so they can run it on a LiIon battery such as an 18650. (they will get better results if they set the clock divider to get 8MHz operation). Perhaps also get them one of the Unos with the socketed DIP so they can pull the AVR and use it to program the mini over USB.
It will take some guidance, but it's not hard to gently introduce the analog world using an RC circuit and the DIO threshold for timers and touch sensors. To be fair, a lot of professional design these days also seems to focus on just enough analog circuitry to support digital. The key point is that guidance is required.
It didn't take so much guidance in our day since there was little option but analog circuits if we wanted anything to do with electronics. Beyond a full adder, the component count for digital was huge but a crystal radio only needed a child's handful of parts.
No, it is the only thing testable. String theory makes no other testable prediction at all. I don't mean we don't have the technology needed to test the other predictions, I mean there are no predictions to test.
the problem is that String Theorists are overwhelmed by the number of possible models and also lack the tools needed to extrapolate from the Planck-scale down to the LHC-scale.
Right, they've got nothing. Without a way to decide between the models, there is no prediction.
I hereby predict that tomorrow, there might be fog or rain or snow or clouds or sunshine (perhaps a combination). Perhaps windy, perhaps not. The high temperature will be between 100 and -100 C. There will almost certainly be gravity. There could be tornadoes, dust storms, or a hurricane (but probably not). Perhaps a flood. I don't even know where you live but I bet I'm right (or at least not wrong). Have I told you anything useful? Go ahead and print my forecast up. How many consecutive days will it need to be correct before you agree that my model(s) is/are correct? Once you do, will you know anything you don't know now?
When you are charged with a crime, it is true you are held for trial (unless you make bail). But before you even get that far, they must show good reason to believe you are guilty and convince a DA that he can likely secure a conviction. Presuming the DA indicts, you are not sentenced until after the trial. Were it handled like forfeiture. they'd put you in prison directly, tell you how long you would be there and would need nothing more than "he seemed a bit shifty" as a reason. If you wanted to argue innocence you'd have to petition for a trial and put up a bond for the cost of it.
No. Clinton ordered the banks to be more willing to write mortgages on STARTER HOMES for first time buyers who couldn't afford large down payments and had less than stellar credit (but not terroble).
Instead, the banks knowingly made bad loans on McMansions and then processed them into dubious CDOs which they sold (hot potatoed) based on outright fraud by the ratings agencies as AAA investments. Absolutely nobody told them to do that except their CEOs eyeing huge bonuses. Then all the robosigning, certainly that wasn't mandated.
The fact is, a bunch of exceptionally greedy and fat pigs ripped the world off and then passed the blame. The big failing politically was not making bacon of them for the rest of us.
It's still a problem. The due process of law doesn't happen until AFTER the assets are taken. The due process is to happen before. Filling out a form is NOT anything like due process.
They have been ready for a long time. Part of the problem is that manufacturers tend to make the minimum change necessary to technically meet the spec rather than actually meeting the spec until the old models can no longer be sold at all. Then finally, they compete on the performance.
Towards the beginning of a new model, the parts are often binned due to failing a test. As they work out the bugs in production, you become increasingly likely to find a perfectly good part that was disabled to meet supply requirements only.
It is the one and only thing testable. Anything else and it will go on twiddling knobs to accommodate completely surprising results. It still cannot be tested against any other theory that predicts SUSY in any form. In that sense, it is superfluous.
A certain amount of reading between the lines is helpful in this informal setting.
People get arrested for no (legal) reason all the time. That's where the phrase comes from. The post claimed CAN'T as if the attempt would be physically stopped by the hand of God or something. They CAN physically do it even if it would be illegal.
As I understand it, an airport MAY hire private security, but it is required by law to implement all TSA policies. Since that insludes screening ALL passengers, the airlines have no opt out at all.
Charter companies can skip the TSA and often do, but few can afford to charter a private plane. I suspect it is no coincidence that the people rich enough to demand that TSA lighten up are given an easy (for them) way to bypass it.
Maybe I can float a bill, or get a public referendum started, that requires State officials to fly commercial on any/all State related trips? I believe the current process allows them a certain dollar value and they can then put their own money in and travel by any means they want. So, they can drive or fly commercial - and not 'upgrade' to a private charter. That would have a *very* good chance of passing in Maine.
It's not a bad start. Who knows, perhaps someone at the state level will learn a thing or two from the experiance and apply it when they climb the ladder to the federal level.
I have one rep who might actually give it some thought (and another who tends to send me form letters thanking me for supporting his position when I adamantly opposed it).
I actually see some potential with Arduino, but the kids may need to be lead beyond the IDE and the libraries. It actually reminds me a bit of the old days with the C64. It has less RAM, but you have 32K for program memory. Back in the day, if I could have afforded to blow up the C64 and have a new one in days (or on the shelf just in case) I would have done even more with it.
The datasheet for the 328p is excellent and a careful read shows a good bit of functionality not offered in the Arduino libraries.
That doesn't get you to analog yet, but it provides a good base to start from. There's a lot of interesting things you can do with it if you add some analog support circuitry.
The math happens to produce known correct answers if you twiddle it right, but so what? There are many incorrect equations that when constrained tightly enough happen to give a few right answers for all the wrong reasons. Given a set of data points, you can always construct an equation that contains all of them. What's 11-6? AHHA!, it's 5, that's exactly the number we were looking for!
You don't need anything so exotic as string theory to have the math suggest odd reflections of reality. I've seen it in a simple high school physics problem. Find the roots of a simple equation to decide if you must brake or accelerate to avoid the train and when must you do it. You get a positive and a negative real root. You toss the negative one since time travel is disallowed in this test. But it does satisfy the equation, doesn't it? So do the imaginary roots, but what do they even mean?
Not to mention the FFT with it's reflections and imaginary parts everywhere.
The mathematics of string theory MIGHT prove to be a toolbox for expressing an actual theory symbolically, but don't get the symbols confused with the theory or you'll end up in numerology like Pythagoras did.
But that's not what string theory does. Instead, it predicts everything. No, not everything we have observed, EVERYTHING. No negative or positive finding tests string theory, it just suggests more knobs to twiddle. The one shining hope is that if we don't find supersymmetry, it is dead as a theory since it cannot accommodate a universe without.
It could be forgiven all of that if it made things more tractable, but it doesn't.
Sorry, no. Once the TSA imposed itself on everyone and claimed the purpose was safety, they accepted the responsibility for knowing what is and is not safe. If they're not up to it, they should go home.
Of course he doesn't. That's the whole point! According to the warped illogic put forth by the *AA in various courts, it should bankrupt them in a week or two. That's what he wants to get people to think about and question.
Slashdot Mirror
That's about half a bubble off. Nobody expected the banks to just give away money. They were expected to accept slightly more risky loans on starter homes. Slightly more risky, but not so much that they would lose money.
In many cases, the banks set the loans up to fail rather than simply risking failure. That is very much on them. They also made the loans on McMansions. I don't mean starter homes that now cost more due to demand, I mean ginormous houses on teeny little lots. That too is on them. It was relentless. My father in law moved during that time and when he went to get a mortgage on the new home, they poured on the pressure to take a larger loan and get a bigger house. Fortunately, he was a sensible man and insisted on a more affordable mortgage, but he had to insist. That had nothing at all to do with Clinton. It wasn't a starter home, his credit was good and he made decent money at a stable job.
This continued unabated for 8 years under Bush as well. In spite of warnings from SOME Dems in Congress.
With a few notable exceptions, nobody Democrat or Republican seems all that interested in punishing the criminals or using new regulations to stop them from doing it again.
Most of the banks were bailed out to get them over their cash shortage. As a thank you, they made loans even harder to get, doubled down on robosigning, and dumped the money into commodities and executive bonuses.
Get 'em a few pro-minis, a breadboard and assorted parts and a soldering iron. They'll need the iron just to get header pins on the mini so they can use it with the breadboard. Show them how to de-solder the pad that disconnects the regulator so they can run it on a LiIon battery such as an 18650. (they will get better results if they set the clock divider to get 8MHz operation). Perhaps also get them one of the Unos with the socketed DIP so they can pull the AVR and use it to program the mini over USB.
It will take some guidance, but it's not hard to gently introduce the analog world using an RC circuit and the DIO threshold for timers and touch sensors. To be fair, a lot of professional design these days also seems to focus on just enough analog circuitry to support digital. The key point is that guidance is required.
It didn't take so much guidance in our day since there was little option but analog circuits if we wanted anything to do with electronics. Beyond a full adder, the component count for digital was huge but a crystal radio only needed a child's handful of parts.
No, it is the only thing testable. String theory makes no other testable prediction at all. I don't mean we don't have the technology needed to test the other predictions, I mean there are no predictions to test.
the problem is that String Theorists are overwhelmed by the number of possible models and also lack the tools needed to extrapolate from the Planck-scale down to the LHC-scale.
Right, they've got nothing. Without a way to decide between the models, there is no prediction.
I hereby predict that tomorrow, there might be fog or rain or snow or clouds or sunshine (perhaps a combination). Perhaps windy, perhaps not. The high temperature will be between 100 and -100 C. There will almost certainly be gravity. There could be tornadoes, dust storms, or a hurricane (but probably not). Perhaps a flood. I don't even know where you live but I bet I'm right (or at least not wrong). Have I told you anything useful? Go ahead and print my forecast up. How many consecutive days will it need to be correct before you agree that my model(s) is/are correct? Once you do, will you know anything you don't know now?
When you are charged with a crime, it is true you are held for trial (unless you make bail). But before you even get that far, they must show good reason to believe you are guilty and convince a DA that he can likely secure a conviction. Presuming the DA indicts, you are not sentenced until after the trial. Were it handled like forfeiture. they'd put you in prison directly, tell you how long you would be there and would need nothing more than "he seemed a bit shifty" as a reason. If you wanted to argue innocence you'd have to petition for a trial and put up a bond for the cost of it.
And Bush for idly watching the whole thing happen through two terms in office? And the bankers for ignoring the many warnings from their quants?
Imagine the security footage from a laundromat on that day.
No. Clinton ordered the banks to be more willing to write mortgages on STARTER HOMES for first time buyers who couldn't afford large down payments and had less than stellar credit (but not terroble).
Instead, the banks knowingly made bad loans on McMansions and then processed them into dubious CDOs which they sold (hot potatoed) based on outright fraud by the ratings agencies as AAA investments. Absolutely nobody told them to do that except their CEOs eyeing huge bonuses. Then all the robosigning, certainly that wasn't mandated.
The fact is, a bunch of exceptionally greedy and fat pigs ripped the world off and then passed the blame. The big failing politically was not making bacon of them for the rest of us.
It's still a problem. The due process of law doesn't happen until AFTER the assets are taken. The due process is to happen before. Filling out a form is NOT anything like due process.
They have been ready for a long time. Part of the problem is that manufacturers tend to make the minimum change necessary to technically meet the spec rather than actually meeting the spec until the old models can no longer be sold at all. Then finally, they compete on the performance.
Towards the beginning of a new model, the parts are often binned due to failing a test. As they work out the bugs in production, you become increasingly likely to find a perfectly good part that was disabled to meet supply requirements only.
It is the one and only thing testable. Anything else and it will go on twiddling knobs to accommodate completely surprising results. It still cannot be tested against any other theory that predicts SUSY in any form. In that sense, it is superfluous.
A certain amount of reading between the lines is helpful in this informal setting.
People get arrested for no (legal) reason all the time. That's where the phrase comes from. The post claimed CAN'T as if the attempt would be physically stopped by the hand of God or something. They CAN physically do it even if it would be illegal.
It seems you are the inexperienced one.
As I understand it, an airport MAY hire private security, but it is required by law to implement all TSA policies. Since that insludes screening ALL passengers, the airlines have no opt out at all.
Charter companies can skip the TSA and often do, but few can afford to charter a private plane. I suspect it is no coincidence that the people rich enough to demand that TSA lighten up are given an easy (for them) way to bypass it.
That's also not an airline, that's a charter service where you are chartering the plane, not a seat or two.
And by being unreachable for most, it's not a valid out for freedom of travel.
Maybe I can float a bill, or get a public referendum started, that requires State officials to fly commercial on any/all State related trips? I believe the current process allows them a certain dollar value and they can then put their own money in and travel by any means they want. So, they can drive or fly commercial - and not 'upgrade' to a private charter. That would have a *very* good chance of passing in Maine.
It's not a bad start. Who knows, perhaps someone at the state level will learn a thing or two from the experiance and apply it when they climb the ladder to the federal level.
I have one rep who might actually give it some thought (and another who tends to send me form letters thanking me for supporting his position when I adamantly opposed it).
You can beat the rap but you can't beat the ride.
I actually see some potential with Arduino, but the kids may need to be lead beyond the IDE and the libraries. It actually reminds me a bit of the old days with the C64. It has less RAM, but you have 32K for program memory. Back in the day, if I could have afforded to blow up the C64 and have a new one in days (or on the shelf just in case) I would have done even more with it.
The datasheet for the 328p is excellent and a careful read shows a good bit of functionality not offered in the Arduino libraries.
That doesn't get you to analog yet, but it provides a good base to start from. There's a lot of interesting things you can do with it if you add some analog support circuitry.
On the other hand, if the people most likely to have political influence have no out, they might use that influence to change it.
The math happens to produce known correct answers if you twiddle it right, but so what? There are many incorrect equations that when constrained tightly enough happen to give a few right answers for all the wrong reasons. Given a set of data points, you can always construct an equation that contains all of them. What's 11-6? AHHA!, it's 5, that's exactly the number we were looking for!
You don't need anything so exotic as string theory to have the math suggest odd reflections of reality. I've seen it in a simple high school physics problem. Find the roots of a simple equation to decide if you must brake or accelerate to avoid the train and when must you do it. You get a positive and a negative real root. You toss the negative one since time travel is disallowed in this test. But it does satisfy the equation, doesn't it? So do the imaginary roots, but what do they even mean?
Not to mention the FFT with it's reflections and imaginary parts everywhere.
The mathematics of string theory MIGHT prove to be a toolbox for expressing an actual theory symbolically, but don't get the symbols confused with the theory or you'll end up in numerology like Pythagoras did.
But that's not what string theory does. Instead, it predicts everything. No, not everything we have observed, EVERYTHING. No negative or positive finding tests string theory, it just suggests more knobs to twiddle. The one shining hope is that if we don't find supersymmetry, it is dead as a theory since it cannot accommodate a universe without.
It could be forgiven all of that if it made things more tractable, but it doesn't.
Santa is not part of any religion. He is a folk tradition that shares a span of time with several religious and secular observations.
Well then, Merry Moosemas.
Sorry, no. Once the TSA imposed itself on everyone and claimed the purpose was safety, they accepted the responsibility for knowing what is and is not safe. If they're not up to it, they should go home.
Of course he doesn't. That's the whole point! According to the warped illogic put forth by the *AA in various courts, it should bankrupt them in a week or two. That's what he wants to get people to think about and question.
Looks like coal and switches for you this year little boy.