That might be how it works in Finland, but a mortgage in the US is just a secured loan. Bank gets to keep the house. Borrower gets their credit history/score trashed, and the difference in amount owed and what the property is worth counts as taxable income under the "Cancellation of Debt" category.
That tax is the killer, but if you are insolvent you avoid it, and the Mortgage Forgiveness Debt Relief Act of 2007 removes it in some cases - since I don't have a mortgage to default on I've never bothered looking exactly what cases.
A mortgage is just a call option on a house for the borrower. Why would you exercise the call if the market price is less than the strike price?
If they end up not being able to pay them, it's the lender who takes the hit (since they don't get paid back).
The borrower gets a free house while the foreclosure process slowly trundles forwards.
Sure it's not sustainable and will end up with the loans all defaulting and the financial system collapsing, but again why does the borrower care about that again?
Both campaigns are right. The next president is a one-termer since the economy is going to completely implode during their term. There's nothing they can do about, being politicians they will both make it worse (in their different ways) but even an economic miracle worker is going to have a collapse of the economy and the end of America's "economic superpower" status on their hands.
Thank you Greenspan, and Bernanke, and Bush, and Clinton. Especially Greenspan and his wonderous put.
It's just a completely different reason for certification.
Microsoft/Sun etc want people to be certified (though obviously they don't want the complete idiots) since the more such people there are the better their product is from a "can I find people to do this" perspective.
State bars are run by lawyers, they want as few people as possible to be certified since they want to keep the supply side of the price curve for lawyers low... Same with doctors, and so on...
Because half the people who make it to the interview are complete dimwits, who plagarised their way through some degree program. Yet somehow manage to have a reasonable looking CV...
It has absolutely nothing to do with people who bought the video cards. It's all about the people who bought the stock when nvidia was claiming things were good when they new they weren't - they don't get a warranty/refund...
Given that the amendment happened 80 years after the United States came into existence it would seem unlikely that none of them had been born in he United States.
The framers of the original Constitution, sure. But they obviously had no interpretation in mind of something that didn't exist.
512-g-3-D (which is to do with DMCA counter notices): """ The subscriber's name, address, and telephone number, and a statement that the subscriber consents to the jurisdiction of Federal District Court for the judicial district in which the address is located, or if the subscriber's address is outside of the United States, for any judicial district in which the service provider may be found, and that the subscriber will accept service of process from the person who provided notification under subsection (c)(1)(C) or an agent of such person. """
That would be silly... Either giving them money is more efficient or running their program is more efficient by a "work done per dollar" metric.
If as the GP claims giving them money gets more work done than spending that same amount of money on your power bill for the extra processing then you wouldn't do both - instead of donating money and running the software, you'd donate more money.
If running the software is actually more efficient (there would be administrative overhead associated with just giving them money after all) then yes donating additional money after you use up all your available cycles is reasonable, but that's not the GP's claim.
Except it wouldn't be "similar in size". It would be orders of magnitude larger.
You need *way* less when they are 20000km high than when they are 200km high. You need *way* less when all you need is radio line of site than when you need to be where the camera is pointing.
I'm sure they have a huge number of them and can cover basically anywhere at a moments notice - but it isn't anything like GPS...
GPS satellites orbit at around 20200km., Spy satellites (of the take pictures variety - some other types are in geosynchronous orbit, SBIRS and Rhyolite for example) orbit at around 200km (sometime under 100km, sometimes 600km - there's the obvious detail/area trade off).
GSP just requires line of sight. Spy satellite cameras point in some direction.
Claiming there is any relationship at all between having 4 GPS sats in view at any time and what spy satellites are capable of is ridiculous.
How does the merchant spelling it out in tiny type and hence avoiding a charge back make the consumer worse off than if they paid cash and the merchant points to the tiny type and says "no refunds"?
What do debit cards have to do with consumer debt?
And I went the first 26 years of my life without a credit card, with no problems at all (I'm in my thirties).
So you were constructing the straw man then. Creating the situation which obviously is not being talked about - yes SMS is great in many contexts and makes perfect sense in those, but that has nothing to do with why it is so popular in other situations.
Note "in every way" also wasn't in the original post. You really have to try hard to interpret it as anything other than "why is SMS so popular for chatting?".
The cases in which SMS is in fact a great solution have nothing to do with it being popular.
Direct download is also US$49.95 for a huge markup for both of you...
What EA is thinking on the download price is not adjusting it for exchange rate movements since they announced the game (which was, what 3 years ago...)
Slashdot Mirror
Half a billion dollars will be the change they lost behind the couch once Paulson finishes bailing out his buddies.
That might be how it works in Finland, but a mortgage in the US is just a secured loan. Bank gets to keep the house. Borrower gets their credit history/score trashed, and the difference in amount owed and what the property is worth counts as taxable income under the "Cancellation of Debt" category.
That tax is the killer, but if you are insolvent you avoid it, and the Mortgage Forgiveness Debt Relief Act of 2007 removes it in some cases - since I don't have a mortgage to default on I've never bothered looking exactly what cases.
A mortgage is just a call option on a house for the borrower. Why would you exercise the call if the market price is less than the strike price?
How is that predatory?
If they end up not being able to pay them, it's the lender who takes the hit (since they don't get paid back).
The borrower gets a free house while the foreclosure process slowly trundles forwards.
Sure it's not sustainable and will end up with the loans all defaulting and the financial system collapsing, but again why does the borrower care about that again?
Both campaigns are right. The next president is a one-termer since the economy is going to completely implode during their term. There's nothing they can do about, being politicians they will both make it worse (in their different ways) but even an economic miracle worker is going to have a collapse of the economy and the end of America's "economic superpower" status on their hands.
Thank you Greenspan, and Bernanke, and Bush, and Clinton. Especially Greenspan and his wonderous put.
Wow, that's amazing.
Who knew that not everyone likes the idea of every game ever thought of.
Next you'll be claiming some people prefer vanilla ice cream over chocolate ice cream.
There'll be language saying you can't :)...
It's just a completely different reason for certification.
Microsoft/Sun etc want people to be certified (though obviously they don't want the complete idiots) since the more such people there are the better their product is from a "can I find people to do this" perspective.
State bars are run by lawyers, they want as few people as possible to be certified since they want to keep the supply side of the price curve for lawyers low... Same with doctors, and so on...
Those tests are a very useful indicator to look for a better place to work.
Win. Win.
Yes, those vendor run certs for their products are just like the various bar exams.
And of course you can pay the vendor for training, I'm sure the bar offers such things and states a 95% pass rate for those who take their training.
And what is the failure rate of those certs? The various state bar exams run around 65% pass, with under 50% for a single instance not unheard of.
Because half the people who make it to the interview are complete dimwits, who plagarised their way through some degree program. Yet somehow manage to have a reasonable looking CV...
It has absolutely nothing to do with people who bought the video cards. It's all about the people who bought the stock when nvidia was claiming things were good when they new they weren't - they don't get a warranty/refund...
Given that the amendment happened 80 years after the United States came into existence it would seem unlikely that none of them had been born in he United States.
The framers of the original Constitution, sure. But they obviously had no interpretation in mind of something that didn't exist.
I really doubt it: http://www.copyright.gov/title17/92chap5.html#512
512-g-3-D (which is to do with DMCA counter notices):
"""
The subscriber's name, address, and telephone number, and a statement that the subscriber consents to the jurisdiction of Federal District Court for the judicial district in which the address is located, or if the subscriber's address is outside of the United States, for any judicial district in which the service provider may be found, and that the subscriber will accept service of process from the person who provided notification under subsection (c)(1)(C) or an agent of such person.
"""
That would be silly... Either giving them money is more efficient or running their program is more efficient by a "work done per dollar" metric.
If as the GP claims giving them money gets more work done than spending that same amount of money on your power bill for the extra processing then you wouldn't do both - instead of donating money and running the software, you'd donate more money.
If running the software is actually more efficient (there would be administrative overhead associated with just giving them money after all) then yes donating additional money after you use up all your available cycles is reasonable, but that's not the GP's claim.
Obviously there won't be...
You'd have to be a brave soul to even take the counter notice step, since to do so would mean giving them your name, address and phone number.
Except it wouldn't be "similar in size". It would be orders of magnitude larger.
You need *way* less when they are 20000km high than when they are 200km high. You need *way* less when all you need is radio line of site than when you need to be where the camera is pointing.
I'm sure they have a huge number of them and can cover basically anywhere at a moments notice - but it isn't anything like GPS...
GPS satellites orbit at around 20200km., Spy satellites (of the take pictures variety - some other types are in geosynchronous orbit, SBIRS and Rhyolite for example) orbit at around 200km (sometime under 100km, sometimes 600km - there's the obvious detail/area trade off).
GSP just requires line of sight. Spy satellite cameras point in some direction.
Claiming there is any relationship at all between having 4 GPS sats in view at any time and what spy satellites are capable of is ridiculous.
And of course having a link to a enter credit card details to buy now would make it less of a "fucking slashvertisement"?!?
How does the merchant spelling it out in tiny type and hence avoiding a charge back make the consumer worse off than if they paid cash and the merchant points to the tiny type and says "no refunds"?
What do debit cards have to do with consumer debt?
And I went the first 26 years of my life without a credit card, with no problems at all (I'm in my thirties).
I Is A Madeupexamplian Lawyer?
Yes, because CO2 is the only pollutant in existence.
Heavy metals, soot, etc, are all irrelevant friendly things.
So you were constructing the straw man then. Creating the situation which obviously is not being talked about - yes SMS is great in many contexts and makes perfect sense in those, but that has nothing to do with why it is so popular in other situations.
Note "in every way" also wasn't in the original post. You really have to try hard to interpret it as anything other than "why is SMS so popular for chatting?".
The cases in which SMS is in fact a great solution have nothing to do with it being popular.
Not a straw man at all, you just conveniently trimmed your quote.
"There are far better FREE mobile messinging techs out there, but it is still insanely popular." is the actual sentence used.
I still doubt it is "insanely popular" due to the use case you describe.
Yes, that's exactly why it is so popular.
Those billions of messages are from tens the hundred million people in the middle of nowhere.
Direct download is also US$49.95 for a huge markup for both of you...
What EA is thinking on the download price is not adjusting it for exchange rate movements since they announced the game (which was, what 3 years ago...)
Combine those two and you would expect performance to suck.