Actually, dealers make very little on financing or sales. They make the lions share of their income from service and warranty work.
Think about it, you get the car for the price you want, you have good credit, you get 0% financing, where is the inflated financing aspect. They might get a finders fee from the bank, but that's about it.
But your advice is still valid, going in with a loan approved from your bank or credit union is a great idea since you already know your limits. But at the same time, the dealer will still want to run the numbers, and occasionally come back with better rates and figures. I did this, had a loan approved from my credit union at 3% interest (was for a used car, never going to get 0 rates on those), the dealer came back with 2.75. Sure it is only.25 but that makes quite a different over a long term loan on a $60k car.
I disagree somewhat. The laws do not require a dealer chain. Anyone can open a dealership up if you have the funds to do so. That is where the problem lies, dealerships with service centers require significant amounts of money, and in many cases only the wealthy and powerful who own chains can afford to do so.
Laws requiring vehicles be sold through independent dealers suck, and I do not agree with them, but they are there for now.
Actually, that used to be possible. There were some shops that rented out bays and tools, and had mechanics on staff to assist if you wanted it. Great for those easy jobs that you get ripped off on, say like brake jobs, $2500 quote for all for wheels for my AMG.. fancy car aside, I did it myself with $1k in parts, rotors are kinda pricey, a jack, and about 2 hours, and most of that time was jacking the car up and down. Would have been nice to have a lift I could have rented, took me 5 min per wheel for parts swap.
However, most of those shops that used that business model in the DC/MD/VA area are no longer in business, so guessing the business model was not profitable. There also used to be some shops that rented out the bays and lifts on weekends when they were closed, but they stopped due to liability issues.
Maybe it will catch on again in the future, but for now.. I'm stuck with jacks and jack stands.. or spend $4k and get a portable half high lift.
Obama has actually spent significantly less than any of the presidents since Reagen. Bush Junior has has been the worst offender when it comes to spending.
I have no issues using esxi/Vsphere. It is still free, and fully functional as long as you don't need enterprise management (moving VM's between hypervisors and what not).
I currently have it running on a quad quadcore E5 Xeon series with 64G ram and and an SSD, with 15 1TB drives and 2 SSD's in the same chassis, but assigned to a Storage VM (Nas4Free fork of FreeNas) using VT-D.
The difference is, they were suspected, but never used, so no conclusive proof.
There is conclusive proof Syria has chemical weapons, and there is proof that those weapons are being used. Now the question is, who is actually using them, could be the gov, could be the rebels who then accuse the gov to get international support behind them.
Regardless, I support a strike to destroy the weapons, not an invasion, not supporting either side, just straight up seek and destroy of the stockpiles.
I'm sure every major power around the world has plans to attack nations they consider a potential threat. Plans do not always mean implementation. They are there as a contingency in the event that an attack plan is needed, rather than attacking a nation adhoc.
But in this case, the use of chemical and/or biological weapons is a no no, and outlawed by the international community for a reason. It's time to destroy any such weapons since Syria's gov does not seem to have any restrain in the use of such weapons.
But at the same time, I do not believe the US should be the only entry into this skirmish (lets face it, it won't be a traditional war, most likely air strikes, drones, and cruise missiles). I believe that the League of Arab Nations should take care of this on their own, ideally with backing from the major super powers.
I'm sure I can find more, but just off the top of my head with no research, the US did apologize to the Japanese Americans who they put into camps during World War 2. So yes, the US has apologized (although I am not sure if they admitted that they made a mistake.)
And how many users just click accept to those types of prompts.
Funny enough, at Defcon, a similar attack was performed that affected IOS and Android Devices, as well as OSX, MS products were not affected.
Reading the articles leads me to believe this is the same attack. The attack occurs during PEAP Stage 2. yes a prompt was thrown for IOS, but not for Android, which just accepted the cert. This attack however had nothing to do with a cryptographic weakness, rather a weakness in IOS/OSX/Android that responded to a forged Challange message stating that the password was correct (when in reality no password was validated, and the client just took the radius servers answer as legit), allowing the clients to connect to the wireless network. At that point you force the user through a captive portal and ask the user to authenticate again, most users will just put their username and password in, which you are capturing at the portal.
It depends on the car, when I bought a hybrid (around 2004) it was a Camry, the prius was too small and ugly, granted the camry was ugly too (I blame my wife), it was 27k at the time, no bargaining as they were in short supply at the time. The non hybrid version was 23k, so granted, not 5 to 10k, (unless we are talking the Mercedes S class hybrid, which is quite a bit more than the non hybrid cheaper S model), but still a significant difference.
As for teh cost of gas, sicne I drive a big ass V8 that requires premium, I have not bothered to look at the cost of gas when it comes to pricing out cost of ownership (in my case, I used cost of brakes and tires since I shred rear tires easily). And before you go saying it can use regular, it cannot, the timing does not retard enough and pinging occurs. I could conceivably get away with mid grade, but why own a performance sedan and use crappy gas.
And if you want to take total cost of ownership, as an owner of a previous gen hybrid, I can tell you, the batteries sucked after 2 years of ownership, replacement was around $3k, don't have that problem with diesels, hell, we do not even have to talk diesel, lets talk Chevy Cruze which uses regular gas and gets ridiculous mileage, and that is a shit ton cheaper than oil burners and hybrids.
Also, you want high an mighty righteous assholes, nothing beats the smug hybrid owners of this world, trust me, I have run into my fare share of them owning a C63, the eco freaks love to bitch at me. I put my time in a hybrid, I do my share for the environment, and damnit, I am going to enjoy my freaking car and get 4mpg at the track..
If by 10 seconds, you mean the time it takes them to get to 60, then sure, if you mean 10 seconds as in the time it takes to do a quarter mile run, you are a moron, as other than a highly modified M3 (stock M3 does the quarter mile at around 12 to 13 seconds if driven right). There is no Mazda 3 that can do that, not even a Mazdaspeed 3, which is quite a bit more that a regular 3, and comes with the ricer stigma, cannot even do that.
I also do not drive a BMW, I do however drive a AMG C63, which stock does the quarter mile in a hair over 12 seconds.
I do not drive a VW, and when I did, all I talked about were the damn recalls, electrical problems, and the 8 times my windows fell into the door exploding into a billian pieces due to crappy plastic gearing.
The fact that the diesel gets much better mileage than the hybrids is not something someone argues to sound superior. It is a valid fact, and why would you spend $5k to $10k more on a hybrid which gets worse mileage. If you argue the environmental impact, I will counter with the fact that new diesel engines are much cleaner, and the manufacturing process for the battery components in the hybrids is extremely toxic, so you are just shifting the environmental impact from daily driving to manufacturing.
You are implying incorrectly that I would sell out my fellow American. What I was stating is that if the tools and toys where used within the letter and spirit of the laws, then this would not be an issue. The people who created these tools, are most likely not the ones using them. I am guessing here, but I suspect that the people performing the functions that we are all up in arms about, are most likely military, or ex military and like to follow orders.
Honestly, I'm willing to bet many geeks who do work at such agencies, are geeks who like to play with new toys, or develop new toys, or find new ways of doing things with what some might say, is in an environment with limitless resources.
I do not work for them, but honestly, if someone offered me the chance depending on the position, and the skill set required, I would probably say yes. Would I have a clear conscience, probably not, would I have alot of fun, probably.
I'm sure many here will crucify me for being somewhat honest, or being a traitor to the people, etc etc.
Don't get me wrong, I am all for sexual equality, and have nothing against gay people. But why go through and change history. At the time, it was considered illegal, and the world was a much more conservative place. Pardoning him posthumously does nothing for him, and only makes the current generation of politicians and people feel good and they did something, which in reality has no real meaning.
It is like South Africa, where I grew up. Today, they are changing all the street names, removing all the monuments of the past, removing historical references all over the place. Just because you hide your past, does not change your history.....
Microsoft is a business, they are in the game to make money. They also know that doing stupid shit like providing wholesale access to data/keys/exploits/whatever is bad for business.
So, Microsoft, as a business, probably would not have given anything without a court order.
That being said, a better guess would be that someone within MS, possibly high up in the chain of command would be the one providing the data. Again, a total guess, and I could be completely wrong.
The problem with the US as a whole is that everyone votes along party lines, versus voting for a candidate (regardless of their party affiliation) that best matches their individual ideals.
At the same time, we have politicians making bold promises, and then failing on actually keeping any of those promises. The President for example promised a more open government, and an end to the surveillance programs that Bush started. Absolutely none of that has come about. He may have started, and possibly intended to keep those lofty goals, but in the end, he just failed.
It is like that for every single politician out there. I'm not even going to get into the fact that they are all bought and paid for by one special interest group or another.
What we need is to clean house, we need people who don't want the jobs as politicians, they will be the ones who will perform the best. Pick a teacher, pick a garbage man, pick anyone but those who are actively looking to be a politician. I look at the current crop of Congress critters and Senators, and I am not sure what they stand for, they certainly don't stand for the little guys within their respective states..
Meh.. I am done,.. This turned into a rant that I was hoping to avoid.
The right to face your accuser. In a regular court, all evidence being used against a person has to be in both the prosecutors and defenses possession. I watch enough Law and Order to know this:) (Also, my neighbours are lawyers)
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Actually, dealers make very little on financing or sales. They make the lions share of their income from service and warranty work.
Think about it, you get the car for the price you want, you have good credit, you get 0% financing, where is the inflated financing aspect. They might get a finders fee from the bank, but that's about it.
But your advice is still valid, going in with a loan approved from your bank or credit union is a great idea since you already know your limits. But at the same time, the dealer will still want to run the numbers, and occasionally come back with better rates and figures. I did this, had a loan approved from my credit union at 3% interest (was for a used car, never going to get 0 rates on those), the dealer came back with 2.75. Sure it is only .25 but that makes quite a different over a long term loan on a $60k car.
I disagree somewhat. The laws do not require a dealer chain. Anyone can open a dealership up if you have the funds to do so. That is where the problem lies, dealerships with service centers require significant amounts of money, and in many cases only the wealthy and powerful who own chains can afford to do so.
Laws requiring vehicles be sold through independent dealers suck, and I do not agree with them, but they are there for now.
Actually, that used to be possible. There were some shops that rented out bays and tools, and had mechanics on staff to assist if you wanted it. Great for those easy jobs that you get ripped off on, say like brake jobs, $2500 quote for all for wheels for my AMG.. fancy car aside, I did it myself with $1k in parts, rotors are kinda pricey, a jack, and about 2 hours, and most of that time was jacking the car up and down. Would have been nice to have a lift I could have rented, took me 5 min per wheel for parts swap.
However, most of those shops that used that business model in the DC/MD/VA area are no longer in business, so guessing the business model was not profitable. There also used to be some shops that rented out the bays and lifts on weekends when they were closed, but they stopped due to liability issues.
Maybe it will catch on again in the future, but for now.. I'm stuck with jacks and jack stands.. or spend $4k and get a portable half high lift.
And... your wrong.
http://www.forbes.com/sites/rickungar/2012/05/24/who-is-the-smallest-government-spender-since-eisenhower-would-you-believe-its-barack-obama/
Obama has actually spent significantly less than any of the presidents since Reagen. Bush Junior has has been the worst offender when it comes to spending.
Try again.
I have no issues using esxi/Vsphere. It is still free, and fully functional as long as you don't need enterprise management (moving VM's between hypervisors and what not).
I currently have it running on a quad quadcore E5 Xeon series with 64G ram and and an SSD, with 15 1TB drives and 2 SSD's in the same chassis, but assigned to a Storage VM (Nas4Free fork of FreeNas) using VT-D.
I believe vbox is just Oracles version of Xen.
In SA, they do not call it a kick back, they call it a "Facilitation Fee" :P
This makes me sad
The difference is, they were suspected, but never used, so no conclusive proof.
There is conclusive proof Syria has chemical weapons, and there is proof that those weapons are being used. Now the question is, who is actually using them, could be the gov, could be the rebels who then accuse the gov to get international support behind them.
Regardless, I support a strike to destroy the weapons, not an invasion, not supporting either side, just straight up seek and destroy of the stockpiles.
I'm sure every major power around the world has plans to attack nations they consider a potential threat. Plans do not always mean implementation. They are there as a contingency in the event that an attack plan is needed, rather than attacking a nation adhoc.
But in this case, the use of chemical and/or biological weapons is a no no, and outlawed by the international community for a reason. It's time to destroy any such weapons since Syria's gov does not seem to have any restrain in the use of such weapons.
But at the same time, I do not believe the US should be the only entry into this skirmish (lets face it, it won't be a traditional war, most likely air strikes, drones, and cruise missiles). I believe that the League of Arab Nations should take care of this on their own, ideally with backing from the major super powers.
I'm sure I can find more, but just off the top of my head with no research, the US did apologize to the Japanese Americans who they put into camps during World War 2. So yes, the US has apologized (although I am not sure if they admitted that they made a mistake.)
And how many users just click accept to those types of prompts.
Funny enough, at Defcon, a similar attack was performed that affected IOS and Android Devices, as well as OSX, MS products were not affected.
Reading the articles leads me to believe this is the same attack. The attack occurs during PEAP Stage 2. yes a prompt was thrown for IOS, but not for Android, which just accepted the cert. This attack however had nothing to do with a cryptographic weakness, rather a weakness in IOS/OSX/Android that responded to a forged Challange message stating that the password was correct (when in reality no password was validated, and the client just took the radius servers answer as legit), allowing the clients to connect to the wireless network. At that point you force the user through a captive portal and ask the user to authenticate again, most users will just put their username and password in, which you are capturing at the portal.
It depends on the car, when I bought a hybrid (around 2004) it was a Camry, the prius was too small and ugly, granted the camry was ugly too (I blame my wife), it was 27k at the time, no bargaining as they were in short supply at the time. The non hybrid version was 23k, so granted, not 5 to 10k, (unless we are talking the Mercedes S class hybrid, which is quite a bit more than the non hybrid cheaper S model), but still a significant difference.
As for teh cost of gas, sicne I drive a big ass V8 that requires premium, I have not bothered to look at the cost of gas when it comes to pricing out cost of ownership (in my case, I used cost of brakes and tires since I shred rear tires easily). And before you go saying it can use regular, it cannot, the timing does not retard enough and pinging occurs. I could conceivably get away with mid grade, but why own a performance sedan and use crappy gas.
And if you want to take total cost of ownership, as an owner of a previous gen hybrid, I can tell you, the batteries sucked after 2 years of ownership, replacement was around $3k, don't have that problem with diesels, hell, we do not even have to talk diesel, lets talk Chevy Cruze which uses regular gas and gets ridiculous mileage, and that is a shit ton cheaper than oil burners and hybrids.
Also, you want high an mighty righteous assholes, nothing beats the smug hybrid owners of this world, trust me, I have run into my fare share of them owning a C63, the eco freaks love to bitch at me. I put my time in a hybrid, I do my share for the environment, and damnit, I am going to enjoy my freaking car and get 4mpg at the track..
If by 10 seconds, you mean the time it takes them to get to 60, then sure, if you mean 10 seconds as in the time it takes to do a quarter mile run, you are a moron, as other than a highly modified M3 (stock M3 does the quarter mile at around 12 to 13 seconds if driven right). There is no Mazda 3 that can do that, not even a Mazdaspeed 3, which is quite a bit more that a regular 3, and comes with the ricer stigma, cannot even do that.
I also do not drive a BMW, I do however drive a AMG C63, which stock does the quarter mile in a hair over 12 seconds.
I do not drive a VW, and when I did, all I talked about were the damn recalls, electrical problems, and the 8 times my windows fell into the door exploding into a billian pieces due to crappy plastic gearing.
The fact that the diesel gets much better mileage than the hybrids is not something someone argues to sound superior. It is a valid fact, and why would you spend $5k to $10k more on a hybrid which gets worse mileage. If you argue the environmental impact, I will counter with the fact that new diesel engines are much cleaner, and the manufacturing process for the battery components in the hybrids is extremely toxic, so you are just shifting the environmental impact from daily driving to manufacturing.
You are implying incorrectly that I would sell out my fellow American. What I was stating is that if the tools and toys where used within the letter and spirit of the laws, then this would not be an issue. The people who created these tools, are most likely not the ones using them. I am guessing here, but I suspect that the people performing the functions that we are all up in arms about, are most likely military, or ex military and like to follow orders.
Honestly, I'm willing to bet many geeks who do work at such agencies, are geeks who like to play with new toys, or develop new toys, or find new ways of doing things with what some might say, is in an environment with limitless resources.
I do not work for them, but honestly, if someone offered me the chance depending on the position, and the skill set required, I would probably say yes.
Would I have a clear conscience, probably not, would I have alot of fun, probably.
I'm sure many here will crucify me for being somewhat honest, or being a traitor to the people, etc etc.
Cisco IDSMv2 *spit*
This might be an unpopular sentiment, but why.
Don't get me wrong, I am all for sexual equality, and have nothing against gay people. But why go through and change history. At the time, it was considered illegal, and the world was a much more conservative place. Pardoning him posthumously does nothing for him, and only makes the current generation of politicians and people feel good and they did something, which in reality has no real meaning.
It is like South Africa, where I grew up. Today, they are changing all the street names, removing all the monuments of the past, removing historical references all over the place. Just because you hide your past, does not change your history.....
Microsoft is a business, they are in the game to make money. They also know that doing stupid shit like providing wholesale access to data/keys/exploits/whatever is bad for business.
So, Microsoft, as a business, probably would not have given anything without a court order.
That being said, a better guess would be that someone within MS, possibly high up in the chain of command would be the one providing the data. Again, a total guess, and I could be completely wrong.
My guess is that they provide the data itself, not the keys to decrypt the data.
You can still sue AT&T, or any other company that forces arbitration. The only thing it does it prevent users from joining class action suits.
No individual let this happen.
The problem with the US as a whole is that everyone votes along party lines, versus voting for a candidate (regardless of their party affiliation) that best matches their individual ideals.
At the same time, we have politicians making bold promises, and then failing on actually keeping any of those promises. The President for example promised a more open government, and an end to the surveillance programs that Bush started. Absolutely none of that has come about. He may have started, and possibly intended to keep those lofty goals, but in the end, he just failed.
It is like that for every single politician out there. I'm not even going to get into the fact that they are all bought and paid for by one special interest group or another.
What we need is to clean house, we need people who don't want the jobs as politicians, they will be the ones who will perform the best. Pick a teacher, pick a garbage man, pick anyone but those who are actively looking to be a politician. I look at the current crop of Congress critters and Senators, and I am not sure what they stand for, they certainly don't stand for the little guys within their respective states..
Meh.. I am done,.. This turned into a rant that I was hoping to avoid.
The right to face your accuser. In a regular court, all evidence being used against a person has to be in both the prosecutors and defenses possession. I watch enough Law and Order to know this :) (Also, my neighbours are lawyers)