A contract is not meaningful until it's an agreement between parties. That's why there are two dotted lines to sign on them. Of course, now that you mention it, it certainly explains why the banks had been having trouble foreclosing on houses, all those forged signatures!
The HUD and Project ACORN created a false demand for houses by forcing banks to make loans that would never be paid back.
Why the fuck will this not die? Seriously. We already had the congressional investigation: 50% of all the subprime loans were given out by NON-BANKING INSTITUTIONS. General Motors didn't have any HUD bullshit or CRA bullshit or ACORN bullshit going on. They didn't have to obey some regulation or another. But hey, that didn't stop them from setting up a website and running catchy ads: "Lost another one to Ditech.com!".
But yeah, the other 50%. Let's completely overlook that Bush cancelled enforcement of Clinton's CRA regulations in 2003. Let's overlook the banks that created "alt-a" and "ninja" loans that weren't even qualified to be backed by Fannie and Freddie (and no, chopping it up and paying S&P to rate those loans AAA so that Fannie and Freddie (among all the other suckers) could buy them as investment-grade material doesn't count as "backed"). Hell, let's overlook the fact that banks were getting fucking rich right up until the collapse, and were fighting tooth and nail to block being required to count their "assets" under mark-to-market rules because even after that point they could still pretend they were fucking rich on paper.
No, no, the government held guns to the CEO's heads and forced them to make trillions of dollars.
BTW: "false demand" implies that the houses were unwanted. For the most part, the people getting these ninja loans wanted a house, they just couldn't afford one until the . The only people buying houses they didn't want were the speculators.
Figuring it out would be easier if the gauges were linear. I get around 300 miles to a tank and can regularly hit 180-200 miles before the needle hits the 1/2 mark.
Apples are fruit, fruits are not apples. That said, a society based on self-interest would work because it is not in my self-interest to embezzle all the money from my company. Of course, a society based on self-interest would require people smart enough to realize that it's not in their self-interest to embezzle all the money from their company, and/or at least not crazy enough to believe they can get away with it.
(interesting side note: the captcha for this post was "murder"; is Slashdot forming AI?)
Observation bias (you wouldn't have even cared if it had been "banana" would you?), plus I think slashcode uses a word already on the page to decide what the captcha would be, so chances are the word is relevant.
find a lab some where, don't drain the university and college systems. With the many thousands of dollars students pay for their education, they deserve better
Which would basically be the end of graduate work.
At least this way we'll fend off the "Ph.D Required for Entry Level Janitor" job ads (now that Master's degree is on the verge of becoming the new BS in several fields).
Why try and figure out "electricity in your skin"? The whole point of e-Ink is that it only needs electricity to change the image, so your tattoo-updater provides the electricity when it provides the new image.
All what money? It gets cheaper and cheaper to keep tabs on you at all times. Hell, all you gotta do is threaten to cancel your contracts with the company and the telcos will fall all over themselves to give you the goods for next to nothing (see also: Qwest). Not only that, but computers are getting better and better at telling the government what they want to hear. The Computer will be the 2010's version of The DNA in the 90's, used to snow over juries who don't know any better and aren't allowed to ask.
See, right here, we sold this equipment to "Totally Not a Front Company for Syria's Government, Inc" in some town called Syria, which I think was in Texas or somewhere.
I worked at Blockbuster and Subway for 6 months while looking for work. I did what I had to do.
And now Blockbuster is gone and Subway isn't hiring. There were just over 3 million open jobs in July, there are "officially" 13 million people unemployed. What do you think the other 10 million people "have to do"? Start their own company? With what money? And what chances? 80% of new companies fail in 5 years. What waits for them after they try and fail? More scorn? People unwilling to give them a second chance?
It's not society's job to guarantee anyone a particular outcome. It's society's job to provide the opportunity.
Numerically speaking, the opportunity simply doesn't exist. It's all well and good for sjames to argue over whether those 3 million jobs are just crumbs or not, but the simple fact of the matter is that for the foreseeable future, the economy will not be able to absorb the other ten million people.
I remember abusing that game, I basically threw stars against the wall over and over to raise everyone to max ninja level so their constitution would be high enough that I could then cast (and drink) mana potions over and over without dying of fatigue until they maxed out priest levels, then threw spells at the wall over and over until they reached max wizard level etc.
Ask yourself, why would S&P give a AAA rating to bogus "mortgage backed securities"?
Because they were paid to rate them, and if they didn't rate them AAA, someone else would have. Or maybe they were just lied to.
Because those mortgage loans had the back of the Federal government.
Except for the "NINJA" loans and others that failed to meet the documentation standards required by freddie and fannie in order to qualify for insurance. Yes the debt standards were reduced (to allow for getting a second mortgage to pay the downpayment required by the first) but they weren't eliminated.
Freddie and Fannie didn't crash and burn strictly because of their insurance business, Freddie and Fannie crashed and burned because a bunch of idiots in charge of them decided they could pad their assets with a bunch of CDOs. In other words, like all the other banks playing with CDOs, they were getting filthy rich on paper until they went broke in the real world. Their collapse was their own fault for touching the toxic waste, just like everyone else's collapse was their own fault for touching the toxic waste.
It's not like it's difficult to change if they start hijacking NXDOMAINs or censoring.
Would you know it if they did censor? Hell, if I got some random ad page when I type a url, I'd assume it was a typosquatter. What would a less techsavvy person do? Call the ISP? "Hey I can't get to example.com" "Your connection is fine, example.com must be down" "oh ok".
OK, so it's a copyright infringement case, claiming that ACS Atlas's compilation of historical time zone data was copied. It seems that this would fall under the "phone book" interpretation of copyright (facts cannot be copyrighted but their presentation can be) does anyone know if this ACS American Atlas software contained these historical time zones as tzdata source files that could have been copied?
It seems very much an imploded backend to me, as well. Everything would load up just fine right up until I enter my password, so a DDoS seems unlikely. I just tried again right now and it let me in and seems fine, so if it really is a DDoS, someone is taking a break from hitting F5.
NASS's nationwide crop estimate report for September (summary of the executive summary: corn estimate had to be reduced 3% since August but is still just barely above last year's crop, soybeans are down 7% from last year, cotton is down 9%, oranges are down 8%). If I'm reading the rest right, the rice production estimate is down 20% from last year's production, sugarcane +5%, tobacco -12%, barley -7%, oats -29%, wheat -6%, peanuts -17%, spring and summer potato production were up (+3% and +15% respectively) but the larger fall crop hasn't begun yet (2010 spring summer and fall crops were roughly 2.4M, 1.1M and 36M lbs respectively).
BTW What good is a longer (summer) growing season when it delays fall planting? What good is a hotter summer growing season when July kills your crop?
Slashdot Mirror
educated people can, if used correctly, generate more opportunities for doing things
That doesn't take education, that takes intelligence, inspiration, perspiration, a little luck and usually some seed capital.
It doesn't exist in a liquid form until you sell the house
That's why banks invented the HELOC.
they didn't sign those loan papers
A contract is not meaningful until it's an agreement between parties. That's why there are two dotted lines to sign on them. Of course, now that you mention it, it certainly explains why the banks had been having trouble foreclosing on houses, all those forged signatures!
The HUD and Project ACORN created a false demand for houses by forcing banks to make loans that would never be paid back.
Why the fuck will this not die? Seriously. We already had the congressional investigation: 50% of all the subprime loans were given out by NON-BANKING INSTITUTIONS. General Motors didn't have any HUD bullshit or CRA bullshit or ACORN bullshit going on. They didn't have to obey some regulation or another. But hey, that didn't stop them from setting up a website and running catchy ads: "Lost another one to Ditech.com!".
But yeah, the other 50%. Let's completely overlook that Bush cancelled enforcement of Clinton's CRA regulations in 2003. Let's overlook the banks that created "alt-a" and "ninja" loans that weren't even qualified to be backed by Fannie and Freddie (and no, chopping it up and paying S&P to rate those loans AAA so that Fannie and Freddie (among all the other suckers) could buy them as investment-grade material doesn't count as "backed"). Hell, let's overlook the fact that banks were getting fucking rich right up until the collapse, and were fighting tooth and nail to block being required to count their "assets" under mark-to-market rules because even after that point they could still pretend they were fucking rich on paper.
No, no, the government held guns to the CEO's heads and forced them to make trillions of dollars.
BTW: "false demand" implies that the houses were unwanted. For the most part, the people getting these ninja loans wanted a house, they just couldn't afford one until the . The only people buying houses they didn't want were the speculators.
Figuring it out would be easier if the gauges were linear. I get around 300 miles to a tank and can regularly hit 180-200 miles before the needle hits the 1/2 mark.
at it's core, the exact same thing as greed.
Apples are fruit, fruits are not apples. That said, a society based on self-interest would work because it is not in my self-interest to embezzle all the money from my company. Of course, a society based on self-interest would require people smart enough to realize that it's not in their self-interest to embezzle all the money from their company, and/or at least not crazy enough to believe they can get away with it.
(interesting side note: the captcha for this post was "murder"; is Slashdot forming AI?)
Observation bias (you wouldn't have even cared if it had been "banana" would you?), plus I think slashcode uses a word already on the page to decide what the captcha would be, so chances are the word is relevant.
My guess is you've got an AC penalty enabled. He's at 0 with no mod history either way here.
That or the loser who modded him down posted afterwards. Check the timestamps, maybe you can figure out who?
find a lab some where, don't drain the university and college systems. With the many thousands of dollars students pay for their education, they deserve better
Which would basically be the end of graduate work.
At least this way we'll fend off the "Ph.D Required for Entry Level Janitor" job ads (now that Master's degree is on the verge of becoming the new BS in several fields).
Why try and figure out "electricity in your skin"? The whole point of e-Ink is that it only needs electricity to change the image, so your tattoo-updater provides the electricity when it provides the new image.
I've got a PTR record for mine, but my DNS server isn't authoritative for the colo's netblock, so nobody will ever ask for it.
And the ones that can't be cured now are what, aids and herpes?
I hope it was worth all that money
All what money? It gets cheaper and cheaper to keep tabs on you at all times. Hell, all you gotta do is threaten to cancel your contracts with the company and the telcos will fall all over themselves to give you the goods for next to nothing (see also: Qwest). Not only that, but computers are getting better and better at telling the government what they want to hear. The Computer will be the 2010's version of The DNA in the 90's, used to snow over juries who don't know any better and aren't allowed to ask.
See, right here, we sold this equipment to "Totally Not a Front Company for Syria's Government, Inc" in some town called Syria, which I think was in Texas or somewhere.
They did pay a lot for the shipping, though.
I worked at Blockbuster and Subway for 6 months while looking for work. I did what I had to do.
And now Blockbuster is gone and Subway isn't hiring. There were just over 3 million open jobs in July, there are "officially" 13 million people unemployed. What do you think the other 10 million people "have to do"? Start their own company? With what money? And what chances? 80% of new companies fail in 5 years. What waits for them after they try and fail? More scorn? People unwilling to give them a second chance?
It's not society's job to guarantee anyone a particular outcome. It's society's job to provide the opportunity.
Numerically speaking, the opportunity simply doesn't exist. It's all well and good for sjames to argue over whether those 3 million jobs are just crumbs or not, but the simple fact of the matter is that for the foreseeable future, the economy will not be able to absorb the other ten million people.
I remember abusing that game, I basically threw stars against the wall over and over to raise everyone to max ninja level so their constitution would be high enough that I could then cast (and drink) mana potions over and over without dying of fatigue until they maxed out priest levels, then threw spells at the wall over and over until they reached max wizard level etc.
I don't think I ever actually beat it ;)
Ask yourself, why would S&P give a AAA rating to bogus "mortgage backed securities"?
Because they were paid to rate them, and if they didn't rate them AAA, someone else would have. Or maybe they were just lied to.
Because those mortgage loans had the back of the Federal government.
Except for the "NINJA" loans and others that failed to meet the documentation standards required by freddie and fannie in order to qualify for insurance. Yes the debt standards were reduced (to allow for getting a second mortgage to pay the downpayment required by the first) but they weren't eliminated.
Freddie and Fannie didn't crash and burn strictly because of their insurance business, Freddie and Fannie crashed and burned because a bunch of idiots in charge of them decided they could pad their assets with a bunch of CDOs. In other words, like all the other banks playing with CDOs, they were getting filthy rich on paper until they went broke in the real world. Their collapse was their own fault for touching the toxic waste, just like everyone else's collapse was their own fault for touching the toxic waste.
Bah, I just have a button that autobounces email with a demand that they send it with a proper subject of [project] [ticket#] Re: [subject]
My boss loves it!
People voted by spending their money on the technology that Cerf and Berners-Lee produced.
That's unpossible! They're not megacorporations with patents worth billions, so it couldn't have possibly happened!</WIPO>
It's not like it's difficult to change if they start hijacking NXDOMAINs or censoring.
Would you know it if they did censor? Hell, if I got some random ad page when I type a url, I'd assume it was a typosquatter. What would a less techsavvy person do? Call the ISP? "Hey I can't get to example.com" "Your connection is fine, example.com must be down" "oh ok".
AC is apparently a fan of retroactive abortion, since it's not like employers ask if you've got kids before making any hiring or firing decisions.
OK, so it's a copyright infringement case, claiming that ACS Atlas's compilation of historical time zone data was copied. It seems that this would fall under the "phone book" interpretation of copyright (facts cannot be copyrighted but their presentation can be) does anyone know if this ACS American Atlas software contained these historical time zones as tzdata source files that could have been copied?
It doesn't even need electricity. Scratch the oxide off aluminum in water and you get new oxide and hydrogen.
It seems very much an imploded backend to me, as well. Everything would load up just fine right up until I enter my password, so a DDoS seems unlikely. I just tried again right now and it let me in and seems fine, so if it really is a DDoS, someone is taking a break from hitting F5.
All my billpay transactions are working just fine. Now, if only I could log in to pay off the creditcard those were all billed to...
How cute, linking to a 2008 (ethanol) crop report in a discussion about the flooding and/or drought in 2011.
$2 billion in cattle lost, $2 billion in cotton lost, $1 billion in corn/wheat/others lost, with the wheat production estimated to be 35% of normal while prices are 139% normal. And that's just Texas, and only "so far this year" (it's expected to stay drier than normal until next year, with La Nina in effect this winter). .
NASS's nationwide crop estimate report for September (summary of the executive summary: corn estimate had to be reduced 3% since August but is still just barely above last year's crop, soybeans are down 7% from last year, cotton is down 9%, oranges are down 8%). If I'm reading the rest right, the rice production estimate is down 20% from last year's production, sugarcane +5%, tobacco -12%, barley -7%, oats -29%, wheat -6%, peanuts -17%, spring and summer potato production were up (+3% and +15% respectively) but the larger fall crop hasn't begun yet (2010 spring summer and fall crops were roughly 2.4M, 1.1M and 36M lbs respectively).
BTW What good is a longer (summer) growing season when it delays fall planting? What good is a hotter summer growing season when July kills your crop?