Let me put it this way: The last time I listened to the DC Oldies station in the morning, I heard them play a recorded announcement for their next feature: "Dishing the trash with Murphy and Cash." IOW, celebrity gossip.
I haven't listened to them since. I want music, dammit, not trash.
I don't mind DJ's talking - that's fine. But what's up with things like "3 second Thursday"? 3 seconds for callers to say whatever they want. I always wanted to call and say, "What happened to more music, less talk?" The only good part of this feature was when the rules were given and the guy would explain what would happen to you if you said something racial (a different punishment every week).
When there are only two or three stations available that carry music you like, it's harder to switch to a different station. I have 6 presets for the DC area, and frankly I have trouble filling them.
And then the stations coordinate their commercial breaks to make it useless to jump around...
You forgot the annoying DJ prattle. Oh, man. One by one the DC area radio stations replace their current DJs with even more annoying ones, and I stop listening! The classic rock station in DC used to advertise how they didn't talk much in the morning, but now they're just as bad as the others...
Pretty soon CDs are the only thing I'll be able to listen to. I'm definitely a satellite radio candidate, but I haven't decided yet whether to get XM or Sirius.
My homeowners should cover those cases because I should make my place as safe as possible. My responsibility, my insurance.
The fight example is silly, because it's a crime.
--RJ
Re:The device isn't usually the issue for me
on
Palmtop Nirvana?
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· Score: 1
As someone that used to sync a Palm III with Lotus Notes Calendar, I know exactly what you mean. I always felt like my calendar was teetering on the edge of a cliff, ready to fall into an unrecoverable abyss. I had to be very careful about adding and deleting entries on the calendar, because one wrong step and it was hosed. This is definitely NOT the way Palm intended it to be, I'm sure.
There was one at a nuclear power plant in Berwick, PA (in the visitor's center). I wasn't able to power it for more than a few minutes despite riding a bike daily...
In that case, the TV was hooked to a video camera pointed at the cyclist. The electricity the cyclist generated went to running the lights so the camera had enough light to show a picture.
Here's something else: if you don't have insurance because you know the costs will be covered by someone else, what incentive do you have to drive safely?
Let's say you destroy someone's home with your car. The homeowners should have to pay much higher insurance to avoid that risk? No one could afford to own a home, because a drunk driver could easily hop a curb and end up in someone's house. Why should I have to insure myself against that risk?
How about everyone be responsible for their own actions? Seems much more fair that way.
This might not have proven anything and damages awarded might have been less than the amount spent on the case, making it not worth pursuing more vigorously.
I pay $1200/year (about 660 GBP) for two cars, but I pay a lot less than most people I know. (For various reasons - I have an excellent record, I have discounts for repeat business with the company, discounts for also having my condo policy with them, etc.) It sounds like our insurance is based on the same factors, which isn't surprising.
Medical costs are one issue, but there's also "pain and suffering" - the compensation for the loss of quality of life. The term sometimes has bad connotations, but the fact is someone who loses an arm -- or the surving family members of someone killed -- in an accident caused by another driver ought to get something. Money's not really a good replacement for an arm or a life, but it's something.
So, your solution is that I pay much higher premiums to protect myself? Seems unfair to me - someone could do millions of dollars worth of damage to me personally and I have to pay to insulate myself against that risk?
Yes, I know about underinsured/uninsured motorist coverage, but those premiums are relatively low since the rate of uninsured/underinsured people is low. Your idea would jack those rates way up.
Yes, but I would need a new car *now* (or my current car fixed) because of someone else's negligence. The payment plan does nothing to address that issue.
They make money not paying claims, but they make more money on investments. That's the real profit - the collecting of premiums and paying claims is just supporting their stock market habit.
The number of miles I drive is taken into account on my policy in two ways:
1. The number of miles I drive each year on each car, and 2. The number of miles I drive one-way to work each day.
So, mileage driven is already being taken into account in my premium. This is a more-accurate way to measure it.
I'll stick with my flat-rate plan, though - I don't want my insurance company penalizing me because I speed on the DC beltway, and I don't want to receive a bill that's huge one month because I took a trip.
Uh...it's insured but you still have to pay a deductible...
--RJ
They're the singers in the music group "Air Supply". :)
--RJ
Let me put it this way: The last time I listened to the DC Oldies station in the morning, I heard them play a recorded announcement for their next feature: "Dishing the trash with Murphy and Cash." IOW, celebrity gossip.
I haven't listened to them since. I want music, dammit, not trash.
I don't mind DJ's talking - that's fine. But what's up with things like "3 second Thursday"? 3 seconds for callers to say whatever they want. I always wanted to call and say, "What happened to more music, less talk?" The only good part of this feature was when the rules were given and the guy would explain what would happen to you if you said something racial (a different punishment every week).
--RJ
When there are only two or three stations available that carry music you like, it's harder to switch to a different station. I have 6 presets for the DC area, and frankly I have trouble filling them.
And then the stations coordinate their commercial breaks to make it useless to jump around...
--RJ
You forgot the annoying DJ prattle. Oh, man. One by one the DC area radio stations replace their current DJs with even more annoying ones, and I stop listening! The classic rock station in DC used to advertise how they didn't talk much in the morning, but now they're just as bad as the others...
Pretty soon CDs are the only thing I'll be able to listen to. I'm definitely a satellite radio candidate, but I haven't decided yet whether to get XM or Sirius.
--RJ
ROFL - thanks, I needed that!
--RJ
Except, when they use a term that people don't understand, there are dozens of posts bitching about that, too.
Slashdot can't win!
--RJ
On my non-tech site (roller-skate.org), it appears the most popular browser is "Googlebot", by a stunning 64%!
Looking through Webalizer results, though, it appears less than 1% of my visitors are using anything other than some version of IE on Windows.
--RJ
My homeowners should cover those cases because I should make my place as safe as possible. My responsibility, my insurance.
The fight example is silly, because it's a crime.
--RJ
As someone that used to sync a Palm III with Lotus Notes Calendar, I know exactly what you mean. I always felt like my calendar was teetering on the edge of a cliff, ready to fall into an unrecoverable abyss. I had to be very careful about adding and deleting entries on the calendar, because one wrong step and it was hosed. This is definitely NOT the way Palm intended it to be, I'm sure.
--RJ
I've been advocating a switch to SLA for years now. Like IPv6, it will give a LOT more room for acronyms. Six Letter Acronyms today! Join the cause.
--RJ
I think you're close, but just a little off: maybe the US in general didn't like either candidate in 2000.
--RJ
Good point - I didn't even think of that. This was like riding an uncomfortable exercise bike.
--RJ
There was one at a nuclear power plant in Berwick, PA (in the visitor's center). I wasn't able to power it for more than a few minutes despite riding a bike daily...
In that case, the TV was hooked to a video camera pointed at the cyclist. The electricity the cyclist generated went to running the lights so the camera had enough light to show a picture.
--RJ
Here's something else: if you don't have insurance because you know the costs will be covered by someone else, what incentive do you have to drive safely?
--RJ
Let's say you destroy someone's home with your car. The homeowners should have to pay much higher insurance to avoid that risk? No one could afford to own a home, because a drunk driver could easily hop a curb and end up in someone's house. Why should I have to insure myself against that risk?
How about everyone be responsible for their own actions? Seems much more fair that way.
--RJ
You have to choose your battles.
This might not have proven anything and damages awarded might have been less than the amount spent on the case, making it not worth pursuing more vigorously.
--RJ
Wow, what a story.
I pay $1200/year (about 660 GBP) for two cars, but I pay a lot less than most people I know. (For various reasons - I have an excellent record, I have discounts for repeat business with the company, discounts for also having my condo policy with them, etc.) It sounds like our insurance is based on the same factors, which isn't surprising.
Medical costs are one issue, but there's also "pain and suffering" - the compensation for the loss of quality of life. The term sometimes has bad connotations, but the fact is someone who loses an arm -- or the surving family members of someone killed -- in an accident caused by another driver ought to get something. Money's not really a good replacement for an arm or a life, but it's something.
--RJ
In other words, you want me to pay your premium (absorbing the risk you cause me) as well as mine.
--RJ
So, your solution is that I pay much higher premiums to protect myself? Seems unfair to me - someone could do millions of dollars worth of damage to me personally and I have to pay to insulate myself against that risk?
Yes, I know about underinsured/uninsured motorist coverage, but those premiums are relatively low since the rate of uninsured/underinsured people is low. Your idea would jack those rates way up.
--RJ
Yes, but I would need a new car *now* (or my current car fixed) because of someone else's negligence. The payment plan does nothing to address that issue.
If you can't afford it, don't drive.
--RJ
They make money not paying claims, but they make more money on investments. That's the real profit - the collecting of premiums and paying claims is just supporting their stock market habit.
--RJ
Where do you live? I live in Alexandria, VA and pay much less than that for a two-car policy, and I drive 8 miles one way to work each day.
--RJ
The number of miles I drive is taken into account on my policy in two ways:
1. The number of miles I drive each year on each car, and
2. The number of miles I drive one-way to work each day.
So, mileage driven is already being taken into account in my premium. This is a more-accurate way to measure it.
I'll stick with my flat-rate plan, though - I don't want my insurance company penalizing me because I speed on the DC beltway, and I don't want to receive a bill that's huge one month because I took a trip.
--RJ
Yes, but what if you hit me and you don't have the money for my medical bills you've caused? Or the money to pay for my car? What then?
--RJ