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User: DalM

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  1. Re:So they're only very slightly optomistic? on Most Millennials Have an Unrealistic View of Their Retirement Prospects, Analysts Say (hsbc.com) · · Score: 1

    more like 30 years out.

  2. People under 30 don't know how retirement works on Most Millennials Have an Unrealistic View of Their Retirement Prospects, Analysts Say (hsbc.com) · · Score: 0

    no kidding.

  3. Re:After a couple of decades of doing income... on We Tracked Every Dollar 235 US Households Spent for a Year, and Found Widespread Financial Vulnerability (hbr.org) · · Score: 1

    Saving 60% is great, until the market crashes. Sometimes, crashes are intentionally designed by computer investors to take your money. Even if you invest it in real assets, like real estate, those markets crash too. Ultimately, you lose your money and never get to enjoy it. One day you very well may look at your loser friends that have long spent on useless crap and they will look like geniuses. They won't have any money either, but at least they enjoyed it when they had it.

  4. Massive Study finds that families don't do budgets on We Tracked Every Dollar 235 US Households Spent for a Year, and Found Widespread Financial Vulnerability (hbr.org) · · Score: 1

    No kidding. Seriously though, the more interesting thing to find is WHY families don't do budgets. Because families barely make enough to pay for basic needs. The +/- $30 they could be saving after their basic needs doesn't amount to any real value. Stock market will just crash and take it all anyway. Might as well enjoy it while they have it.

  5. MS was still around.

  6. Re:So what SHOULD people do? on US Hacker Sets Off 156 Sirens At Midnight (dallasnews.com) · · Score: 1

    Check Twitter. Make Jokes.

  7. Just give me a lifetime contract on Companies Start Implanting Microchips Into Workers' Bodies (latimes.com) · · Score: 1

    I'll take the implant, you got it. Just show me a lifetime contract.

  8. Just keep low balling properties on Bidding Website Rentberry May Be the Startup of Your Nightmares (gizmodo.com) · · Score: 1

    This sounds like a great deal for a renter to me. Just keep low balling properties until one sticks.

  9. Re:Email isn't dead because it's universal on Yes, You've Still Got Mail (recode.net) · · Score: 1

    I should have specified "traditional phone service". By that I mean the way we get a random number assigned to us and then it's tied to a specific device or specific location. All IM system have their own telephony service that is far superior in a number of ways, but still traditional service remains a necessity because it's the only service that is reliably used by everyone you know.

  10. Email isn't dead because it's universal on Yes, You've Still Got Mail (recode.net) · · Score: 4, Insightful

    Everyone has an email account, everyone uses their email account. IM will never overtake email so long as they are proprietary. No matter what service you are trying to use, the percentages of your contacts that use that service is going to be the minority. Except for email. Email is like phone numbers in that way. Phone service should be long obsolete, but it's not. Why? Because it's ubiquitous. Everyone has a phone number. If we really wanted to push email into the 21st century then we will need a real, free, non-proprietary, and fully compatible alternative.

  11. Not really a mystery on What Killed Adobe Flash? (daringfireball.net) · · Score: 1

    Proprietary systems will always fall to superior and widely adopted open standards. Except when they don't.

  12. Re:Solution: TAX intellectual property as assets on Patents Are A Big Part Of Why We Can't Own Nice Things (eff.org) · · Score: 1

    Ultimately how much the tax would cost would be a hotly debated topic in such a scheme. Don't have a clue how it would end up. In my ideal, I would allow the owner of the work to self-assess the value and allow them to pay whatever tax they choose. Then tie the awards for infringement to the self-declared value of the asset.

  13. Solution: TAX intellectual property as assets on Patents Are A Big Part Of Why We Can't Own Nice Things (eff.org) · · Score: 2

    A patent holder, trademark, copyright, or other intellectual property should have to pay an annual tax on that property as if it's an asset. This tax would allow the holder to self-determine the value of the asset (as the tax would be based on it's self-determined value) and thus set the min/max fines for infringement. If a company or person allows the tax to lapse, then the work should enter the public domain. That would do two things 1) fully fund (at least) intellectual property courts, and 2) discourage long term holding of less valuable intellectual property.

  14. Not how markets work on In 18 Years, A College Degree Could Cost About $500,000 (buzzfeed.com) · · Score: 1

    "...according to investment management company Vanguard [who apparently has never studied the concept of a market 'bubble]..." *corrected.

  15. Re: 128 GB is probably enough for a laptop on Laptop SSD Capacity To Remain Flat As NAND Flash Dearth Causes Prices To Rise (computerworld.com) · · Score: 1

    How many of those games are you playing on an Ultra portable laptop that needs an SSD?

  16. Re:128 GB is probably enough for a laptop on Laptop SSD Capacity To Remain Flat As NAND Flash Dearth Causes Prices To Rise (computerworld.com) · · Score: 1

    I'm not a big gamer. How many Open world games consume more than 120 Gigs of storage space?

  17. Re:128 GB is probably enough for a laptop on Laptop SSD Capacity To Remain Flat As NAND Flash Dearth Causes Prices To Rise (computerworld.com) · · Score: 1

    I didn't say that 128 gigs is enough for everyone. Not even close. What I said was the following: 1) For the majority of your storage needs, use a networked drive. You very well might need to have access to 700 terabytes of storage, but you can access all that through a networked drive just fine. 2) Visual Studio Community 2017 fit's just fine on a 128 gb drive. The majority of the data you need access to on-the-go will likely fit within the remaining storage. What you don't need on-the-go you can store on a networked drive. 3) The very rare person that really needs access to MORE than 128 gb of storage on-the-go should simply consider a traditional hard drive.

  18. 128 GB is probably enough for a laptop on Laptop SSD Capacity To Remain Flat As NAND Flash Dearth Causes Prices To Rise (computerworld.com) · · Score: 0

    If you need more, then you should be using a networked drive. You don't have to be a network engineer anymore. There are a LOT of good wifi connected hard drives for you to work off of. If you actually do need more than that in your laptop then you should consider a traditional hard drive.

  19. Re:I have never seen these Windows 10 adverts on Windows 10 Is Just 'A Vehicle For Advertisements', Argues Tech Columnist (betanews.com) · · Score: 1

    Ask Siri a question and see if she comes up with an ad. http://searchads.apple.com/

  20. Re:I have never seen these Windows 10 adverts on Windows 10 Is Just 'A Vehicle For Advertisements', Argues Tech Columnist (betanews.com) · · Score: 1

    Ok, so they killed iAds specifically. Shut up. They still send you ads. Lots of ads.

  21. Re:I have never seen these Windows 10 adverts on Windows 10 Is Just 'A Vehicle For Advertisements', Argues Tech Columnist (betanews.com) · · Score: 1

    Are you sure? Because they have a whole division they call iAds. https://developer.apple.com/su... I guess they don't use that much.

  22. Re:I have never seen these Windows 10 adverts on Windows 10 Is Just 'A Vehicle For Advertisements', Argues Tech Columnist (betanews.com) · · Score: 1

    So... are you similarly upset that Apple and Google literally do the EXACT SAME THING with iOS and Android? If you don't think they are tracking you and don't think they are sending you ads, then you are mistaken. iOS and Android are just as much ad ware was Windows 10. (Probably MacOS too, but I haven't used it in a long time.)

  23. It's probably not surprising they "waited" this long to bring ads. This is probably a violation of their monopoly restrictions. However, MS probably feels that with Android and iOS doing the same things AND Android now having a larger marketshare than Windows, that they have a good case to make that they no longer have a monopoly position.

  24. Re:Here's the cold hard truth. on Windows 10 Is Just 'A Vehicle For Advertisements', Argues Tech Columnist (betanews.com) · · Score: 2

    I'm plenty happy with ads. Track me to hell, sure, but give me awesome free stuff. Heck, I would let you paint my friggin' house into one giant billboard if you paid my mortgage.

  25. Re:I have never seen these Windows 10 adverts on Windows 10 Is Just 'A Vehicle For Advertisements', Argues Tech Columnist (betanews.com) · · Score: 1

    It's there, but it's just not NEARLY as obtrusive as the article makes it out to be.