While EMV can use tokenization, this extra security feature isn't necessarily standard. Apple Pay always uses tokenization. Online Apple Pay still uses tokenization, EMV cards fall back to "card not present" transactions.
How do you pay online with Apple Pay again? That's right, you need your card number and expiration date. The solution to online fraud is to have a password. Visa and Mastercard started implementing it.
In store you need the PIN, whether you have Apple Pay or not.
Apple Pay works online, same security, same privacy protections. No card number or expiration date required.
Apple Pay only requires a pin or fingerprint on the device, not on the POS terminal. Neither the pin or fingerprint data ever leaves the device. Passwords at a POS terminal (or ATM) are easy to skim.
" A castle is as insecure as its weakest door. Apple Pay doesn't address the problem of the weak door at all"
I assume from what you wrote (it's not particularly clear) that this weak door you refer to is chip and pin ("need to support payments method others than Apple Pay"). If so then Apple Pay does help address this. Banks set fees in part based on risk, if a safer option becomes available banks will tend to offer that safer system a better rate (or conversely raise the rates of less safe systems), encouraging the migration to safer (and cheaper) solutions. Don't forget when Apple Pay was introduced the roll-out banks came out and said that Apple Pay was extremely safe and the transactions were getting a rate that reflected that safety.
Rarely though - most of the time the fingerprint scan is enough. Because of this it becomes quite reasonable to use a longer password on the phone instead of a 4 digit pin code for better security/encryption.
Appleinsider is sipply reporting on research done by others. Unsuprisingly the reasearch they reported on matches up pretty well with similar reasearch done in prior years - Apple and Samsung combined are sucking all the profits out of the mobile phone space.
It's not exactly like the iPad. While the iPad can't run OS X apps it can run iPhone apps. Apple leveraged this to an advantage when the iPad launched. Windows RT can't run desktop apps or Windows Phone apps.
Sorry but a lot of the default apps that come with Windows 8 - mail, calendar, address book, app store- won't even let you past the start screen if you don't log in with a Windows ID. Even if you want to use the default Mail app for a non-Hotmail account you need to log in with a Windows ID. Not only that, but Windows 8 pushes you to use your Windows ID as your login for your user account.
Right. As long as you don't want to do things like, oh I don't know, use the email app to get email, or update the stock apps, or have a Calendar, or have an address book - then yes, you don't need a Microsoft account.
Your comment referenced "laptops," not just the MacBook Air. Not surprising that a device designed specifically for maximum portability would be less flexible as far as upgrades.
As of the the choices, while I certainly was expressing my opinion it is backed up by not just strong sales but also by extremely (and extreme is no exaggeration here) customer satisfaction numbers.
IBM's laptops WERE solid industrial designs, although I don't think they rose to the level of masterpiece. In general they traded at a bit of a premium over commodity WinTel laptops. But IBM hasn't made a laptop in many years.
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While EMV can use tokenization, this extra security feature isn't necessarily standard. Apple Pay always uses tokenization. Online Apple Pay still uses tokenization, EMV cards fall back to "card not present" transactions.
How do you pay online with Apple Pay again? That's right, you need your card number and expiration date. The solution to online fraud is to have a password. Visa and Mastercard started implementing it.
In store you need the PIN, whether you have Apple Pay or not.
Apple Pay works online, same security, same privacy protections. No card number or expiration date required. Apple Pay only requires a pin or fingerprint on the device, not on the POS terminal. Neither the pin or fingerprint data ever leaves the device. Passwords at a POS terminal (or ATM) are easy to skim.
" A castle is as insecure as its weakest door. Apple Pay doesn't address the problem of the weak door at all" I assume from what you wrote (it's not particularly clear) that this weak door you refer to is chip and pin ("need to support payments method others than Apple Pay"). If so then Apple Pay does help address this. Banks set fees in part based on risk, if a safer option becomes available banks will tend to offer that safer system a better rate (or conversely raise the rates of less safe systems), encouraging the migration to safer (and cheaper) solutions. Don't forget when Apple Pay was introduced the roll-out banks came out and said that Apple Pay was extremely safe and the transactions were getting a rate that reflected that safety.
What? I can most certainly make purchases using the Amazon app on iOS.
You can already do all of that on a Raspberry Pi running Linux - and run Wolfram's Mathematica.
The Surface 3 (non-Pro) is NOT an ARM/WinRT device, it is an x86 device. It does, however, benchmark slower than the ARM based iPad Air 2.
"Would be nice to hear something similar from Verizon" Somehow I doubt we will hear them now...
Rarely though - most of the time the fingerprint scan is enough. Because of this it becomes quite reasonable to use a longer password on the phone instead of a 4 digit pin code for better security/encryption.
Appleinsider is sipply reporting on research done by others. Unsuprisingly the reasearch they reported on matches up pretty well with similar reasearch done in prior years - Apple and Samsung combined are sucking all the profits out of the mobile phone space.
No, you have to be at least 13 to register an account.
It's not exactly like the iPad. While the iPad can't run OS X apps it can run iPhone apps. Apple leveraged this to an advantage when the iPad launched. Windows RT can't run desktop apps or Windows Phone apps.
You need to update your propaganda. Apple no longer has the lead in tablet market share.
iOS may no longer be the leading tablet OS, but Apple is still has the largest tablet market share of any tablet manufacturer.
plus it just seems more workable when I can VPN in just like my PC at home.
Isn't VPN for Windows RT not coming until version 8.1 (unlike iOS which has VPN support now)?
FYI, the safety doesn't cycle with each round fired.
The firing pin or "drop" safety does.
Now, now - let's not rush to justice until we've had a chance to see the evidence.
Buttons, knobs, and scroll wheels are one of the best things about a DSLR - there is no way I would want them replaced by a touch screen.
Sorry but a lot of the default apps that come with Windows 8 - mail, calendar, address book, app store- won't even let you past the start screen if you don't log in with a Windows ID. Even if you want to use the default Mail app for a non-Hotmail account you need to log in with a Windows ID. Not only that, but Windows 8 pushes you to use your Windows ID as your login for your user account.
"you don't have to use your LiveID in Win8"
Right. As long as you don't want to do things like, oh I don't know, use the email app to get email, or update the stock apps, or have a Calendar, or have an address book - then yes, you don't need a Microsoft account.
I beleive the Skype engineers said that the WP7 notification system wasn't responsive enough to be useful - so no, it can't almost certainly be done on WP. http://www.theverge.com/2012/2/29/2832590/skype-windows-phone-background-limitation
And here I thought putting "Windows" in the name was all the negative they needed...
Maybe he just doesn't get any signal in his parents basement?
Microsoft...you would have gotten a better ROI building a moon base.
Too late, Google already beat them to it: http://www.google.com/jobs/lunar_job.html
My Sig spits 40 cal lead...
You mean it's Short & Wimpy?
Your comment referenced "laptops," not just the MacBook Air. Not surprising that a device designed specifically for maximum portability would be less flexible as far as upgrades. As of the the choices, while I certainly was expressing my opinion it is backed up by not just strong sales but also by extremely (and extreme is no exaggeration here) customer satisfaction numbers.
IBM's laptops WERE solid industrial designs, although I don't think they rose to the level of masterpiece. In general they traded at a bit of a premium over commodity WinTel laptops. But IBM hasn't made a laptop in many years.