because of this: "I make enough money that I didn't really have to choose".
Most folks don't really get to choose. A substantial percentage of the populace has no or restricted access to birth control and well, it's a biological imperative for a reason. Hell, until recently getting knocked up at 30 was a death sentence (Voltaire's mistress wrote of getting her papers in order when she found out she was pregnant because she didn't expect to live).
As someone who never had the shit kicked out of them in life it's easy to see the good in raising a child. For the rest of us (at least 60% if statistics on people with more than $500 in the bank are to be believed) if we're at all reasonable then it seems bat-shit crazy. A horrible thing for both you and the child who will undoubtedly be miserable as poverty inevitably crushes them down like it did their parents...
Nobody likes paying for IT. Outside of nerds (the neckbeard kind, not the modern "nerd") people hate computers. They hate how they make them feel weak and dumb. They hate that they can't seen them working because so much goes on behind the scenes. And above all they hate that they put power in the hands of the sorta twerps they used to see bully (or bully themselves) in grade school.
RTFS. They're not just staying in one city, they're staying at one address. This means nobody is buying houses. It's another sign the Millennials are getting screwed. The evidence keeps mounting and the media keeps ignoring it.
so why not both? Here in the States though it's hard convincing the population that this kind of science (the kind that doesn't pay off _right_now_) is worth doing. It was all well and good when we were fighting commies but we don't need science to fight terrorists. So NASA's budget gets cut for another round of tax cuts & shelters and we just elected an Administration that doesn't believe in governing...
when you've decided not to abandon drug users to their fate. Basic income is an attempt to work around that issue by giving it to everyone so folks can't complain about what's 'fair'. That's pretty much what shoots social welfare down over and over again, folks don't think it's fair that you don't have to suffer. I've had nerd friends who felt angry & upset that kids today don't have to go through what they did (the bullying and what have you) post Columbine. I've pointed it out to them and they agree it's ridiculous but they can't shake it. Bottom line: People want to see other people punished for their mistakes the same way they were. Smart people get over that, but there's a lot of not-so-smart folks...
post election. Whenever somebody points out something awful Trump's doing (Muslim ban, the wall, dismantling the EPA & Dept of Education, Jeff Sessions, I could go on all day) you end with: But... Hilary's emails.
"Why don't poor people just buy more money?". If I could afford to pay more so that housing was affordable I wouldn't care that housing wasn't affordable because housing would be affordable. It's a ridiculous catch 22.
1. Your repayment risk is low because you have a large down payment. Or you have PMI that shifts the risk to you via insurance
2. Banks don't pay interest like you and me. Especially large banks.
3. Outside of an economic crash even the 3.75% you're paying will beat inflation.
4. You're in the top 10% of earners judging by the price of your home. That means you get to deduct interest because you have enough to itemize. Folks like me don't make enough to itemize unless we're paying crazy high interest rates. And all the gov't programs to help first time home buyers like me got shut down when the economy tanked in 2008.
5. Property taxes are inherently regressive. As a member of the upper (middle?) class regressive taxes benefit you. I'm in the lower class (higher end of the working poor). They hurt me and at least 60% of Americans (probably a lot more, but given that 60% of Americans don't have $1000 in the bank I'll use that number).
6. Fanny Mae is plenty profitable.
Your perspective is completely different than mine because you're doing a lot better than I am. Go back and have your finances wrecked by a few illnesses and a couple jobs lost to outsourcing/H1-Bs and you're opinion will change drastically...
Last I heard NYC could decide what is and isn't legal with regards to zoning and rentals. Why do we let companies do things that aren't legal without changing the law first? It's nuts. I don't get to break the law and call it 'sharing'.
after a) a large scale economic crash caused by deregulation b) several medical problems outside my control (other family members).
The places without HOAs are slums thanks to white flight. We abandon the inner cities and let them all go to shit. The HOAs don't just do that. They maintain a ton of crap that used to be maintained with tax dollars. Again, if I want things that everybody used to take for granted I need to live in ridiculously expensive places. Anything affordable is a hell hole by design.
And read my f'n post you damned troll. I'm bitching _because_ I understand the terms of the mortgage. I understand that I'm paying the interest up front so that the bank gets all of the profit and none of the risk. I pay interest up front because the longer I'm in the house the better the odds my life'll go to shit again when somebody gets sick or my job gets offshored or whatever disaster strikes next. Interest is suppose to be the profit a bank makes for risk. Why the hell are they getting so much damned profit for zero fucking risk?
why we tolerate these people? I just realized I can't afford a house because of how the mathematics of mortgages work. I never bothered to do the math since I never thought I could buy one. After 10 years of paying down debt and saving I thought I was ready. Not so much. The way mortgage math works out you're paying almost all interest for the first 15 years of a 30 year loan ( stretched to 30 years since these bastards took 20% from me). Then I need extra insurance since the 2008 crash & a couple family illnesses (thanks private medical system) wiped out my savings. And I need home owners. And I have to pay HOA fees because we cut so much funding outside of rich neighborhoods there's no money to cut weeds and fix roads. It all kept adding up until I realized it'd be more than I could afford what with a kid in college and the real reason it costs $100k to go to college.
Not just all the cost, but all the _risk_ is on the home owner. The banks make sure they get their interest up front. And they take my tax dollars to guarantee the loans and hold the entire f'n country hostage if we don't pay.
Every last one of us except 1% is getting screwed by this. Why the hell do we tolerate it? Why don't we force the banks profits _down_ and our standard of living _up_? Why is the free market so much more God Damned important that we'd throw our lives away chasing Any Rand's ghost? Fuck.
we just don't want to do it. The rich don't want to do it because they don't want to share. Everybody else thinks they'll get to join the rich in not sharing.
Redistribute wealth with Basic income. Set an increasing minimum quality of life. Make birth control widely available and make sure people are cared for in old age when they can't work so they don't feel the need to drop a ton of kids in lieu of retirement. Above all don't abandon anyone. Even if they make stupid decisions time and again. Everybody gets a Gold Star. That means getting over it when somebody can stay home eating bon bons. It means real welfare queens and not giving a rats ass about them. And good luck getting that to pass.
if they have to. They want the jobs here in the States to benefit from the stability bought by our wealth and military. Now, if we can shut down the visa programs that bring rank and file programmers in then we'll talk. It's like I always say: bring back the jobs before us parents bring back our kids.
Oh, yeah, nobody wants to pay for it. Christ, my kid's school didn't even have shop class. Too expensive. Not just fear of lawsuits (schools can avoid that with the right NDAs and a bit of training for the teach). It's bloody expensive to have a real shop class. Businesses would pay for that when we had manufacturing in the States and they wanted the kids to come out of high school ready to do it. But nowadays forget it. Nobody's gonna pay the taxes.
because for high demand areas with lots of tourists the only thing that keeps everything from becoming a hotel is zoning; and AirBnB ignores zoning (kinda has to).
From there you've got the folks who work in an area unable to live anywhere near it. That means long, soul crushing commutes and the problems that come with them (lots of nasty traffic and lots more accidents/pollution/etc).
Cities do zoning for good reasons. We regulate businesses to solve existent problems; not just to spoil fun. You nailed it with "unregulated businesses". The only solution is to enforce the regs, which puts AirBnB & Uber out of business since their entire model is to side step the regs.
is basically a wholly owned subsidiary of Mozilla. This whole thing smacks of eating your own dog food. As long as their support for the big 3 (Windows, OSX, Linux) isn't impacted I suppose it won't matter much. But if it even means waiting a bit for patches on Ubuntu or Red Hat then expect Chromium to eat what's left of their lunch.
being expended to fight this Muslim ban. It's not even a ban, since it doesn't touch a single country linked to Muslim backed terrorism. But here's the left, throwing everything it has at fighting it. Trump is doing a _lot_ of awful things. This is piddly stuff compared to the rest of it. We might win here, but it'll be a pyrrhic victory...
even for Doctors. Hell, _especially_ for Doctors. And not because of nationalism, but because it encourages us to cut education funding here at home. Who's gonna wanna pay the taxes to support an unprivileged kid for 8 years while they get an MD when they can just bring folks already trained overseas. Trained for cheap since cost of living is so much lower thanks to overall lower quality of life. Remember, school isn't just about tuition. There's food, shelter, transportation, medical care. Not to mention having a life outside of studying while you're in school too. Last I check Americans don't have to pay for any of that unless they have to.
Take away the H1-Bs and the rich would have to either pay to train the people that make their lives great or move the the second and third world hell holes we're getting these Doctors from due to sheer weight of numbers. If I was a one of those rich guys I'd want the latter, but as a member of America's working class I want the former.
Ever wonder why we teach humanities? Well, it's because we always have. And why have we always done that? Because way back in the day only rich people went to school. Poor folks worked the fields or died in wars. Now, why do rich people teach their kids humanities? Why would they bother with something that has so little obvious value?
Easy: Critical thinking. You _can_ teach critical thinking. And in fact a _lot_ of folks don't learn it on their own. Now, if you're really smart you can learn it while you learn math and science. For the rest of us (the ones wasting their time on/. instead of solving the mysteries of the Universe) math and science are things you memorize. You need something simpler to learn your critical thinking skills. Why do you think your (thrice hated) English teacher spent so much time making you analyze old texts for meaning. That's how you teach critical thinking to somebody who isn't no naturally brilliant they learn it (and everything else) on their own.
What does this have to do with Fascism? Well, what sort of numbskulls put a Fascist in charge? The kind that can't think critically. And what's the first thing a Fascist does? Kill all the critical thinkers. This, ladies and gentlemen, is why you're seeing a relentless assault on the humanities. Because it's at odds with the long term goals of our ruling class (betcha forgot we had one of those, seeing as they like to keep quiet these days so as not to get their heads lobbed off).
Congratulations, you fell for it hook, line, sinker.
If they could outsource the jobs to India or China where the costs are lower they wouldn't need H1-bs. They want the visas because for whatever reason the work needs to be done here in America.
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because of this: "I make enough money that I didn't really have to choose".
Most folks don't really get to choose. A substantial percentage of the populace has no or restricted access to birth control and well, it's a biological imperative for a reason. Hell, until recently getting knocked up at 30 was a death sentence (Voltaire's mistress wrote of getting her papers in order when she found out she was pregnant because she didn't expect to live).
As someone who never had the shit kicked out of them in life it's easy to see the good in raising a child. For the rest of us (at least 60% if statistics on people with more than $500 in the bank are to be believed) if we're at all reasonable then it seems bat-shit crazy. A horrible thing for both you and the child who will undoubtedly be miserable as poverty inevitably crushes them down like it did their parents...
Nobody likes paying for IT. Outside of nerds (the neckbeard kind, not the modern "nerd") people hate computers. They hate how they make them feel weak and dumb. They hate that they can't seen them working because so much goes on behind the scenes. And above all they hate that they put power in the hands of the sorta twerps they used to see bully (or bully themselves) in grade school.
RTFS. They're not just staying in one city, they're staying at one address. This means nobody is buying houses. It's another sign the Millennials are getting screwed. The evidence keeps mounting and the media keeps ignoring it.
so why not both? Here in the States though it's hard convincing the population that this kind of science (the kind that doesn't pay off _right_now_) is worth doing. It was all well and good when we were fighting commies but we don't need science to fight terrorists. So NASA's budget gets cut for another round of tax cuts & shelters and we just elected an Administration that doesn't believe in governing...
when you've decided not to abandon drug users to their fate. Basic income is an attempt to work around that issue by giving it to everyone so folks can't complain about what's 'fair'. That's pretty much what shoots social welfare down over and over again, folks don't think it's fair that you don't have to suffer. I've had nerd friends who felt angry & upset that kids today don't have to go through what they did (the bullying and what have you) post Columbine. I've pointed it out to them and they agree it's ridiculous but they can't shake it. Bottom line: People want to see other people punished for their mistakes the same way they were. Smart people get over that, but there's a lot of not-so-smart folks...
post election. Whenever somebody points out something awful Trump's doing (Muslim ban, the wall, dismantling the EPA & Dept of Education, Jeff Sessions, I could go on all day) you end with: But... Hilary's emails.
"Why don't poor people just buy more money?". If I could afford to pay more so that housing was affordable I wouldn't care that housing wasn't affordable because housing would be affordable. It's a ridiculous catch 22.
1. Your repayment risk is low because you have a large down payment. Or you have PMI that shifts the risk to you via insurance
2. Banks don't pay interest like you and me. Especially large banks.
3. Outside of an economic crash even the 3.75% you're paying will beat inflation.
4. You're in the top 10% of earners judging by the price of your home. That means you get to deduct interest because you have enough to itemize. Folks like me don't make enough to itemize unless we're paying crazy high interest rates. And all the gov't programs to help first time home buyers like me got shut down when the economy tanked in 2008.
5. Property taxes are inherently regressive. As a member of the upper (middle?) class regressive taxes benefit you. I'm in the lower class (higher end of the working poor). They hurt me and at least 60% of Americans (probably a lot more, but given that 60% of Americans don't have $1000 in the bank I'll use that number). 6. Fanny Mae is plenty profitable.
Your perspective is completely different than mine because you're doing a lot better than I am. Go back and have your finances wrecked by a few illnesses and a couple jobs lost to outsourcing/H1-Bs and you're opinion will change drastically...
Aren't they required to conduct all government business on government systems? Didn't Hilary got a whole lot of crap (and lose an election) over this?
Welp, they're in charge so I guess they get to make the rules, but did they even bother to change the laws first?
Last I heard NYC could decide what is and isn't legal with regards to zoning and rentals. Why do we let companies do things that aren't legal without changing the law first? It's nuts. I don't get to break the law and call it 'sharing'.
after a) a large scale economic crash caused by deregulation b) several medical problems outside my control (other family members).
The places without HOAs are slums thanks to white flight. We abandon the inner cities and let them all go to shit. The HOAs don't just do that. They maintain a ton of crap that used to be maintained with tax dollars. Again, if I want things that everybody used to take for granted I need to live in ridiculously expensive places. Anything affordable is a hell hole by design.
And read my f'n post you damned troll. I'm bitching _because_ I understand the terms of the mortgage. I understand that I'm paying the interest up front so that the bank gets all of the profit and none of the risk. I pay interest up front because the longer I'm in the house the better the odds my life'll go to shit again when somebody gets sick or my job gets offshored or whatever disaster strikes next. Interest is suppose to be the profit a bank makes for risk. Why the hell are they getting so much damned profit for zero fucking risk?
why we tolerate these people? I just realized I can't afford a house because of how the mathematics of mortgages work. I never bothered to do the math since I never thought I could buy one. After 10 years of paying down debt and saving I thought I was ready. Not so much. The way mortgage math works out you're paying almost all interest for the first 15 years of a 30 year loan ( stretched to 30 years since these bastards took 20% from me). Then I need extra insurance since the 2008 crash & a couple family illnesses (thanks private medical system) wiped out my savings. And I need home owners. And I have to pay HOA fees because we cut so much funding outside of rich neighborhoods there's no money to cut weeds and fix roads. It all kept adding up until I realized it'd be more than I could afford what with a kid in college and the real reason it costs $100k to go to college.
Not just all the cost, but all the _risk_ is on the home owner. The banks make sure they get their interest up front. And they take my tax dollars to guarantee the loans and hold the entire f'n country hostage if we don't pay.
Every last one of us except 1% is getting screwed by this. Why the hell do we tolerate it? Why don't we force the banks profits _down_ and our standard of living _up_? Why is the free market so much more God Damned important that we'd throw our lives away chasing Any Rand's ghost? Fuck.
The elderly need robots to take care of them and robots need their medication to live. It's a win-win.
we just don't want to do it. The rich don't want to do it because they don't want to share. Everybody else thinks they'll get to join the rich in not sharing.
Redistribute wealth with Basic income. Set an increasing minimum quality of life. Make birth control widely available and make sure people are cared for in old age when they can't work so they don't feel the need to drop a ton of kids in lieu of retirement. Above all don't abandon anyone. Even if they make stupid decisions time and again. Everybody gets a Gold Star. That means getting over it when somebody can stay home eating bon bons. It means real welfare queens and not giving a rats ass about them. And good luck getting that to pass.
if they have to. They want the jobs here in the States to benefit from the stability bought by our wealth and military. Now, if we can shut down the visa programs that bring rank and file programmers in then we'll talk. It's like I always say: bring back the jobs before us parents bring back our kids.
Oh, yeah, nobody wants to pay for it. Christ, my kid's school didn't even have shop class. Too expensive. Not just fear of lawsuits (schools can avoid that with the right NDAs and a bit of training for the teach). It's bloody expensive to have a real shop class. Businesses would pay for that when we had manufacturing in the States and they wanted the kids to come out of high school ready to do it. But nowadays forget it. Nobody's gonna pay the taxes.
because for high demand areas with lots of tourists the only thing that keeps everything from becoming a hotel is zoning; and AirBnB ignores zoning (kinda has to).
From there you've got the folks who work in an area unable to live anywhere near it. That means long, soul crushing commutes and the problems that come with them (lots of nasty traffic and lots more accidents/pollution/etc).
Cities do zoning for good reasons. We regulate businesses to solve existent problems; not just to spoil fun. You nailed it with "unregulated businesses". The only solution is to enforce the regs, which puts AirBnB & Uber out of business since their entire model is to side step the regs.
we know who Nolan Bushnell is. You don't need to put "pong inventor" in the headline. His name will suffice.
is basically a wholly owned subsidiary of Mozilla. This whole thing smacks of eating your own dog food. As long as their support for the big 3 (Windows, OSX, Linux) isn't impacted I suppose it won't matter much. But if it even means waiting a bit for patches on Ubuntu or Red Hat then expect Chromium to eat what's left of their lunch.
being expended to fight this Muslim ban. It's not even a ban, since it doesn't touch a single country linked to Muslim backed terrorism. But here's the left, throwing everything it has at fighting it. Trump is doing a _lot_ of awful things. This is piddly stuff compared to the rest of it. We might win here, but it'll be a pyrrhic victory...
even for Doctors. Hell, _especially_ for Doctors. And not because of nationalism, but because it encourages us to cut education funding here at home. Who's gonna wanna pay the taxes to support an unprivileged kid for 8 years while they get an MD when they can just bring folks already trained overseas. Trained for cheap since cost of living is so much lower thanks to overall lower quality of life. Remember, school isn't just about tuition. There's food, shelter, transportation, medical care. Not to mention having a life outside of studying while you're in school too. Last I check Americans don't have to pay for any of that unless they have to.
Take away the H1-Bs and the rich would have to either pay to train the people that make their lives great or move the the second and third world hell holes we're getting these Doctors from due to sheer weight of numbers. If I was a one of those rich guys I'd want the latter, but as a member of America's working class I want the former.
Goddammitsomuch.
if you like Fascism. Let me explain.
/. instead of solving the mysteries of the Universe) math and science are things you memorize. You need something simpler to learn your critical thinking skills. Why do you think your (thrice hated) English teacher spent so much time making you analyze old texts for meaning. That's how you teach critical thinking to somebody who isn't no naturally brilliant they learn it (and everything else) on their own.
Ever wonder why we teach humanities? Well, it's because we always have. And why have we always done that? Because way back in the day only rich people went to school. Poor folks worked the fields or died in wars. Now, why do rich people teach their kids humanities? Why would they bother with something that has so little obvious value?
Easy: Critical thinking. You _can_ teach critical thinking. And in fact a _lot_ of folks don't learn it on their own. Now, if you're really smart you can learn it while you learn math and science. For the rest of us (the ones wasting their time on
What does this have to do with Fascism? Well, what sort of numbskulls put a Fascist in charge? The kind that can't think critically. And what's the first thing a Fascist does? Kill all the critical thinkers. This, ladies and gentlemen, is why you're seeing a relentless assault on the humanities. Because it's at odds with the long term goals of our ruling class (betcha forgot we had one of those, seeing as they like to keep quiet these days so as not to get their heads lobbed off).
Congratulations, you fell for it hook, line, sinker.
If they could outsource the jobs to India or China where the costs are lower they wouldn't need H1-bs. They want the visas because for whatever reason the work needs to be done here in America.
install Linux. Heck, in a VM if you're lazy.