In our case at least I suspect that there is some collusion between insurers going on; competition is failing.
More likely, they're all using the same actuarial tables, and thus getting pretty much the same answers as to costs of insuring the general population.
Which, along with government regulation of insurance providers, will generally mean that "competition is failing".
Note, of course, that lack of government regulation of insurers produces other undesirable results. Which is why you have government regulation of same. But it still reduces competition when everyone is pretty much required to provide exactly the same services without price discrimination....
Then why are infertile couples allowed to get married?
It should, perhaps, be noted that back when the Feds were setting up all those tax privileges for married couples, infertility was grounds for annulment....
That's no longer true, of course. Mostly because divorce has become so easy that the concept of "annulment" has pretty much disappeared....
Any person shall have the same right to access the Internet on equal terms, using appropriate and up-to-date technologies that remove all economic and social barriers.
The fundamental right to Internet access must be ensured with respect to its substantive pre-conditions, not only as the mere possibility of connecting to the Internet.
Access shall include freedom of choice with regard to operating systems, software, and applications.
The effective protection of the right to Internet access requires appropriate public intervention to overcome all forms of digital divide - based on cultural, infrastructural or economic factors particularly as regards accessibility by persons with disabilities.
Hey, free computers for everyone! I like that.
And there's the freedom of choice of OS - can I get the Cray Operating System? If not, where's my "free choice"? What, they'd have to give me a Cray-1 to use that OS? Not a problem, I've always wanted a Cray-1....
More over, some people are genuinely competent at things.
But not at everything.
Everyone has some amount of incompetence in some field. And the smarter (or more competent) they are, the more likely they are to believe that their field of competence extends to other things....
Voters tend to be the elderly who have plenty of time on their hands and an inclination to follow politics. Elderly voters are much less likely to own those dang new-fangled cell-phones than trendy teenage non-voters. By conducting a census by counting cellphones, you end up ignoring politically active voters and counting politically oblivious non-voters.
Alas for your theory, but we use the census to count people who CAN vote, not people who DO vote. Yes, those politically oblvious non-voters still get representation proportional to their numbers, even if they never vote.
It should be noted that the American Nazi Party is perfectly legal in the USA.
And always has been. Note the German-American Bund existed in the 1930's, and continued to exist during WW2. With several Congresscritters and the House Un-American Activities Committee trying to squelch them.
You remember the Un-American Activities Committee, don't you? The ones who spent their time performing Un-American activities till they were shut down....
Colloquially, when we talk about a "handful" of things that can't actually be carried in a hand, we're talking about five or fewer things (the number of things we can count with the fingers of one hand).
How often does a bison scratch his head with your rear bumper? Happened to me this past week at Land Between the Lakes.
Of course, that particular piece of road is NOT a place for self-driving cars.
On the other hand, might be nice if there was some provision in the software for dealing with someone accidentally triggering self-drive mode when your car is surrounded by a herd of bison....
A billion over FIFTEEN YEARS. Amounts to about $70 million a year.
Considering that Ballmer is worth north of twenty Billion, we're not actually talking about a huge tax break here.
What we are talking about is an article that combines fifteen years of tax deductions in order to put that magic "B" in the title to get people excited....
Frovingslosh is saying dark matter doesn't exist. He's wrong. He's saying the effort devoted to finding out what it is is fruitless. He's wrong on that too.
What if the magazine fell out and the ammo sprayed all over the ground?
Are your rifle magazines made out of thin glass?
Just curious, because the ones I use don't shatter when they hit the floor, and I've never actually heard of one spraying ammo all over the ground from being dropped....
Being a European i have no clue how much a pound is, and probably British and US pounds differ too. Ok, i could guess a pound is about half a kilogram. Still makes no sense to mix them up in a scientific article.
Wrong guess, minus five.
Hint: the pound is a unit of FORCE, the kilogram is a unit of MASS. It makes no more sense to measure thrust in kilograms than it does to measure distance in square meters.
If you really want to have consistency, they should have measured the thrust in newtons, NOT in kilograms.
The fact that Europeans (at least one of them) don't know their own measurement system any better than that is appalling....
Most modern judicial systems (US the notable exception) recognize that when you've done your time you have "paid" your debt to society - and should have a chance to start over.
Yeah, just because you did time for embezzling doesn't mean you should be denied a job as a CFO or Banker....
So you make a regional system by setting up the orbits so that there are always 3-4 satellites visible from the region of interest. Occasionally you will be able to get a fix elsewhere in the world, but usually not.
Actually, while it's generally pretty trivial to make sure 3-4 (5+ would be better) are visible from any given point on Earth, it's rather harder (read: nearly impossible) to make sure 3-4 are visible from any point in India but NOT from any point outside India.
Unless the satellites are in geosynchronous orbits, of course, but then you're not going to have the separations you need for a good solution.
Realistically, India needs an array like GPS or GLONASS, not just seven satellites.
Both Nigeria and the USA began their ebola problems with one (1) Liberian man entering their country with ebola.
Nigeria ended up with ~20 ebola cases, of which 9 died.
So far, the USA has had ~3 cases, of which one has died.
Now, the USA isn't done yet. Probably. Maybe. We'll see.
But so far, our situation is essentially identical with Nigeria's, and our outcome is the same as or better than their outcome. Note the "so far" - it's important.
Slashdot Mirror
More likely, they're all using the same actuarial tables, and thus getting pretty much the same answers as to costs of insuring the general population.
Which, along with government regulation of insurance providers, will generally mean that "competition is failing".
Note, of course, that lack of government regulation of insurers produces other undesirable results. Which is why you have government regulation of same. But it still reduces competition when everyone is pretty much required to provide exactly the same services without price discrimination....
It should, perhaps, be noted that back when the Feds were setting up all those tax privileges for married couples, infertility was grounds for annulment....
That's no longer true, of course. Mostly because divorce has become so easy that the concept of "annulment" has pretty much disappeared....
Which no doubt explains the abysmal standard of living in the Soviet Union back in the day - too capitalistic....
Hey, free computers for everyone! I like that.
And there's the freedom of choice of OS - can I get the Cray Operating System? If not, where's my "free choice"? What, they'd have to give me a Cray-1 to use that OS? Not a problem, I've always wanted a Cray-1....
Yeah, seeps are basically forever, but weeks-long pressure driven explosions are over in...weeks.
But not at everything.
Everyone has some amount of incompetence in some field. And the smarter (or more competent) they are, the more likely they are to believe that their field of competence extends to other things....
Alas for your theory, but we use the census to count people who CAN vote, not people who DO vote. Yes, those politically oblvious non-voters still get representation proportional to their numbers, even if they never vote.
It should be noted that the American Nazi Party is perfectly legal in the USA.
And always has been. Note the German-American Bund existed in the 1930's, and continued to exist during WW2. With several Congresscritters and the House Un-American Activities Committee trying to squelch them.
You remember the Un-American Activities Committee, don't you? The ones who spent their time performing Un-American activities till they were shut down....
A government funded & run institution of higher learning is NOT a public place???
Seriously? You're arguing that a public university funded by Michigan taxpayers is not public?
Colloquially, when we talk about a "handful" of things that can't actually be carried in a hand, we're talking about five or fewer things (the number of things we can count with the fingers of one hand).
How often does a bison scratch his head with your rear bumper? Happened to me this past week at Land Between the Lakes.
Of course, that particular piece of road is NOT a place for self-driving cars.
On the other hand, might be nice if there was some provision in the software for dealing with someone accidentally triggering self-drive mode when your car is surrounded by a herd of bison....
*sighs*
A billion over FIFTEEN YEARS. Amounts to about $70 million a year.
Considering that Ballmer is worth north of twenty Billion, we're not actually talking about a huge tax break here.
What we are talking about is an article that combines fifteen years of tax deductions in order to put that magic "B" in the title to get people excited....
And you know this how?
Artery hope?
Or is it a vain hope that educated people should be able to spell?
Yes, I know. But it's the end of a long day on the road, and I feel like bitching about something....
Are your rifle magazines made out of thin glass?
Just curious, because the ones I use don't shatter when they hit the floor, and I've never actually heard of one spraying ammo all over the ground from being dropped....
Note, by the by, that not a single weapon banned under the various "assault weapon bans" fits your definition....
In the USA, Hornady, Federal, Winchester, & Remington sell the stuff.
And there's at least one European manufacturer...
Wrong guess, minus five.
Hint: the pound is a unit of FORCE, the kilogram is a unit of MASS. It makes no more sense to measure thrust in kilograms than it does to measure distance in square meters.
If you really want to have consistency, they should have measured the thrust in newtons, NOT in kilograms.
The fact that Europeans (at least one of them) don't know their own measurement system any better than that is appalling....
Picked one of them up ten years or so ago. Smoothest cycling bolt-action I've ever seen....
Yeah, just because you did time for embezzling doesn't mean you should be denied a job as a CFO or Banker....
Actually, while it's generally pretty trivial to make sure 3-4 (5+ would be better) are visible from any given point on Earth, it's rather harder (read: nearly impossible) to make sure 3-4 are visible from any point in India but NOT from any point outside India.
Unless the satellites are in geosynchronous orbits, of course, but then you're not going to have the separations you need for a good solution.
Realistically, India needs an array like GPS or GLONASS, not just seven satellites.
Maserati.
Try to avoid writing words you've heard but never seen written. it can make you look like a halfwit.
Note that rest of your grammar will tend to do the same.
Which is sad, because your point is good....
So, if it encourages people to build up some capital, it's a bad thing, eh?
Yes, I'm aware that current economic theories pretty much rely on most everyone spending their money as fast as they make it.
And then bitch about the fact that they don't set aside money for their old age, or to deal with bad economic times, etc....
Actually, this Administration has prosecuted more than twice as many leakers as all other Administrations combined.
Hmm, interesting theory, that.
Both Nigeria and the USA began their ebola problems with one (1) Liberian man entering their country with ebola.
Nigeria ended up with ~20 ebola cases, of which 9 died.
So far, the USA has had ~3 cases, of which one has died.
Now, the USA isn't done yet. Probably. Maybe. We'll see.
But so far, our situation is essentially identical with Nigeria's, and our outcome is the same as or better than their outcome. Note the "so far" - it's important.