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the largest tranches of stock are being held by APPLE EXECUTIVES.

You are deeply clueless about all matters financial, yet you blow hard on the internet.

0.1% of Apple is owned by insiders.

The Top 5 Individual Apple Shareholders (AAPL) - all from Apple. Fuck you, you bloody moron.

the largest tranches of stock are being held by APPLE EXECUTIVES.

You are deeply clueless about all matters financial, yet you blow hard on the internet.

0.1% of Apple is owned by insiders.

Certain kinds of trades require live interaction with a broker, at least today. For example, if you have a 529 plan to pay for your child's college education, and you want to convert some shares into cash but continue to hold them in the 529 account, there is no web interface for doing so at Fidelity. Likewise, if you want to withdraw shares from a 529 plan (e.g., to pay a tuition bill) but control the proportions of stock & cash that are sold, you need a broker because the proportions are preset and uneditable via the web. I don't know why these operations are not permitted via web, but 529 plans have all sorts of federal regulations concerning how the funds may be used, so perhaps there's a reason.

Tip: Before you call someone a moron, consider doing a little research.

2% off every transaction? https://www.fidelity.com/cash-...

Don't be delusional. What you describe is the exception, not the norm. http://www.fidelity.com/inside...

As I said earlier:

According to this, the deadline for many 1099-ish forms is actually February 18th, and Fidelity in particular has chronically received special dispensation until MARCH 17TH!!!

According to this, the deadline for many 1099-ish forms is actually February 18th, and Fidelity in particular has chronically received special dispensation until MARCH 17TH!!!

You don't have to be a resident of a state to invest in their 529 plan. If you are a resident, you might get special tax treatment on the money you pay in, but you're already not paying taxes on interest earned, so that's just gravy.

It depends what you mean by Joe q investor, but it is possible for a lot of people.

https://eresearch.fidelity.com/eresearch/ipo/ipocalendar.jhtml#eligibility

But really you don't want to mess with that sort of thing. Sound investing isn't about gambling with hot ipos. It's about using sound principles of portfolio management, diversification and risk management, and keeping management costs down.

http://online.wsj.com/article/SB10001424127887323475304578502973521526236.html

Putting it in quotes makes it sound like that's the comment GM made. What they actually said:

We regularly review our overall media spend and make adjustments as needed. This happens as a regular course of business and it's not unusual for us to move our spending around various media outlets - especially with the growth of social and digital media outlets.

In terms of Facebook specifically, we are reassessing our advertising, but remain committed to an aggressive content strategy with all of our products and brands, as it continues to be a very effective tool for engaging with our customers.

Of course you can take it as a polite way of saying "Facebook ads don't work". Or you could take it as a way of saying "we're trying something else to save money and that was bottom of the list". That same guy (before he got fired) also ended their relationship with ad agency Campbell-Ewald, who they'd been using for decades.

And now GM is reconsidering their decision to advertise on Facebook. Why would they do this? Because:

"We certainly don't want to walk way from 900 million consumers and we haven't walked away," Perry said. "We're a big proponent of Facebook."

It was certainly embarrassing - disastrous, even - coming on the eve of the IPO, and yes, it's nice grist to the mill of FB bashers. In reality, sometimes things aren't that black and white. Wasn't there a story here the other day where people were fiercely debating whether marketing and advertising are just a lot of nonsense anyway, with merely rudimentary metrics?

There's a reason our screens are wider than they are tall, though: we need horizontal space more, because we read from side to side. This means things with text in them generally need to be (much) wider than they are tall.

Actually, you're just about 100% wrong on that point. Studies on human reading have demonstrated that it is much easier on the reader's eyes if text width is thinner rather than wider:

• http://www.maxdesign.com.au/presentation/em/
• http://hid.fidelity.com/q31998/column.htm
• http://desktoppub.about.com/cs/finetypography/ht/line_length.htm
• http://www.ronreason.com/personal/bodytext.html
• http://english.unitecnology.ac.nz/resources/resources/exp_lang/print.html
• http://www.raizlabs.com/blog/?p=187

On the web, vertical space is used for skimming text and scrolling content, and is hence much more important.

Depends on the broker and the bonds; stuff sold through InterNotes, for example, can be bought in single $1,000 increments, e.g. through Fidelity.

No, they are not. The company that is mentioned in the article is a large company, but not the same one you are thinking about.

The Fidelity mentioned in the article:
http://www.fidelityinfoservices.com/fnfis/
NYSE:FIS http://finance.google.com/finance?q=fis&hl=en

Here's another one (not affiliated with one above)
http://www.fnf.com/
NYSE:FNF

And yet another one, probably the one everyone is familiar with (not affiliated with either of the above companies)
https://www.fidelity.com/

As a previous posted stated, 'Fidelity' is a way too common name in the financial industry.

Perhaps you've heard somebody mention that 'past performance does not guarantee future results' or something along those lines, a time or two.

Of course I have. But for a record that long (which extends back to pretty much every equity index since the 17th century), which does not depend on any one manager, it gives you a better idea where the bell curve lies.

Good luck getting a 7% real rate of return in that environment. What's the average annual real rate of return for the past 5 years, champ? Free clue for you: it's negative

False. The Fidelity Spartan US Equity Index Fund (Symbol: FUSEX), which tracks and gives you the return of the broad performance of the US stock market, shows 5-year returns of 6.86%/year. That's well ahead of inflation.

Of course, you should be more concerned about the long-term rate of return ... but that's a lot higher, so ... yeah, you'll beat 7%.

I too got shoved to Ameritrade from Datek. Here are some alternatives:

E-Trade: In their FAQ they say that they support both FIFO and specific shares cost basis accounting. I do not have an investment account with them, so I'm not sure how this gets reported-to or modified-by you. Something to look into. They are more expensive than Ameritrade, but they pretty much offer every financial service around.

Fidilty: I don't particularly care for them, but looks like the provide cost basis info downloading.

Schwab probably offers this service as well, but couldn't find anything on their site

Most discount online brokerages will not offer this service, so you'll end up paying higher commissions or fees.

Many companies allow you to receive cash instead of company stock. That is called a Stock Appreciation Right (SAR). Usually this information is contained in the annual report.

Well, this is different from the previous statement, which implied anyone (at least theoretically) had this choice. A quick googling for my employer and "Stock Appreciation Right" doesn't turn up anything interesting, so I'm guessing it doesn't apply to me. But simply googling for SAR finds a page which implies to me that SARs and stock options are totally different animals.

The minimum is 5, ass-hat.

That said, it still isn't for the small investor, IPOs seldom are.

Link to info

I've also had no problems with Firebird at Wells Fargo and Fidelity Investments.

The SCO Group, Inc. develops and markets software based on the Linux operating system and [ etc. ]

If you've been accepted into just about any Ph.D. program in an engineering/CS school, your tuition is getting paid, and they're giving you money to live on (albeit not as much as you'd get at your lucrative start-up).

It sounds to me like what you want is a suggestion for "how to save money to maintain (some) lifestyle", not "how to save money to afford to attend graduate school." (Although, if you're that set on a particular lifestyle, the two may be synonomous.)

With "lifestyle maintenance" as an objective, here's my advice: A Roth IRA is a great deal for a retirement account, but you can only put $2000 per year in it. If you're planning on going back to graduate school soon -- when you're still current on the research -- that's not going to be enough, and it's not going to grow enough. If you're used to academia, you won't have any problem living on $30k/year and saving $50k, especially if you're single and have no kids. (That's assuming a fairly lean -- by industry standards -- salary.) Put that $50k in an index fund, or even a money market account. Be sure to check the penalties for early withdrawal. (That sounds pretty obscene, no?)

• Here is a page at fidelity.com describing how to invest for growth.
• Here is "Vanguard University."
• Vanguard's recommended links

Good luck with the company, and if you're interested in databases, allow me to suggest an excellent program for your return to academia. (I may be a little biased, though.)

best,
~wog