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Blocking Annoying Cell Phone Callers?

RobertB-DC asks: "Twice a week, for the past several months, I receive a call on my cell phone, from a 'Restricted' number. It's always the same: 'Please hold for an important non solicitation message.' It then tells me to call 1-800-842-0640 for further instructions. When I call (from a CID-blocked work phone), all I can get from them is the company name: NCO. They won't tell me more about their company unless I tell who I am. Verizon says they can't block the caller. Short of exposing my own identity to someone I don't know, how can I get rid of these annoying calls?" Are there cell phone carriers who are progressive enough to offer call blocking services of some kind?

128 comments

  1. Lie! by DavidYaw · · Score: 4, Interesting

    all I can get from them is the company name: NCO. They won't tell me more about their company unless I tell who I am.

    Short of making up a social security number, I see nothing wrong with making up all the personal info you give them.

    1. Re:Lie! by Lshmael · · Score: 2, Insightful

      I thought about this. But they still know his cell phone number. What happens if they sell his personal information to other companies? Then he could get *more* calls from companies looking for "David Yaw," or whatever made-up name he gave them.

    2. Re:Lie! by themassiah · · Score: 2, Informative

      You're only legally obligated to give the correct number to the IRS, Department of Social Security and your employer so that they can accurately report your wages. You *DO NOT* have to give any information to these debt collection agencies. None. Zero. Zilch.

      --
      - Sometimes you're the pidgeon, sometimes you're the statue.
    3. Re:Lie! by sebmol · · Score: 1

      Right. They aren't obligated to provide service to you either if you refuse to give them your SSN...so you end up giving it out because you have no other choice (if you want their service, of course).

      --
      "Light is faster than sound." - "Is that why people tend to look bright until you hear them speak?"
  2. Apparently by Anonymous Coward · · Score: 5, Funny
  3. Watch out by Anonymous Coward · · Score: 3, Funny

    That is a scam to get you to talk to them. From there they get your info and takes your money, it happened to me when they told me it was free and it wasn't free, my mama said nothing was free and she was right, now I coan't afford to post on a real message board, so I post here.

  4. Aren't cell phones protected. by Deanasc · · Score: 3, Insightful

    I don't have a link but I thought cold calls to cell phones were against the law.

    --
    I've hit Karma 50 and gotten a Score:5, Troll... I win!
    1. Re:Aren't cell phones protected. by jjshoe · · Score: 3, Informative

      Your right. I posted this story here a while ago. I was unable to get at&t to help me unfortunatly, so i dropped them as a cell phone carrier. Before i dropped them however i was getting these calls quite regularly. What i did was write nasty emails to the company repeatadly quoting the tcpa. Good luck!

      --
      -- botsex is {grep;touch;strip;unzip;head;mount} /dev/girl -t {wet;fsck;fsck;yes;yes;yes;umount} {/de
    2. Re:Aren't cell phones protected. by BrokenHalo · · Score: 1

      Don't you have some sort of telecommunications ombudsman in you country/state/whatever? If this outfit is in breach of legislation, that would be the logical place to start.

    3. Re:Aren't cell phones protected. by Anonymous Coward · · Score: 0

      Simple really, just go to small claims court, sue "John Doe" convince the judge to give a court order ordering AT&T to give you their real identity and you're at step 2!

  5. Maybe you need to pay something? by Lshmael · · Score: 4, Informative

    That could be the case if this is the "NCO" that is calling you.

    1. Re:Maybe you need to pay something? by El · · Score: 1

      Just because their calling him, doesn't mean that he's the person that owes them money. I had a credit card company leave a message on my (unlisted) home phone saying "We don't understand why you don't pay us the $19,000 you owe us!" This was very upsetting, as I thought I was a victim of identity theft. Turns out, they were looking for somebody else in the same state with the same (very common) last name. What the hell did they do, call everybody in the state with that last name? But yes, if you call them and give them your number and tell them "I am not the droid you're looking for!" then they go away and leave you alone.

      --

      "Freedom means freedom for everybody" -- Dick Cheney

    2. Re:Maybe you need to pay something? by Anonymous Coward · · Score: 4, Insightful
      I had a credit card company leave a message on my (unlisted) home phone saying "We don't understand why you don't pay us the $19,000 you owe us!"

      If you live in the US and that happened, you would have had a massive lawsuit on your hands. Otherwise, you're likely lying (as were all the people that said *I* did that to them, when i worked for a collection dept at a credit card company).

      It is a violation of the Fair Debt and Credit Practices Act (FDCPA) for a company to leave any information whatsoever, other than their name and phone number, with anyone other than the verified party or their spouse (depending on the state). No nature of a debt or anything like that my be disclosed to a 3rd party.

      An answering machine is consdered 3rd party since anyone could listen to that message, and thus privacy is given away.

      I'm not saying it coudln't have happen, just that it is far from likely because no debt collection company would risk getting their ass sued off; especially when an answering machine took the message, as that is proof of their law violation that could be used in court.

    3. Re:Maybe you need to pay something? by squiggleslash · · Score: 1
      It is a violation of the Fair Debt and Credit Practices Act (FDCPA) for a company to leave any information whatsoever, other than their name and phone number, with anyone other than the verified party or their spouse (depending on the state). No nature of a debt or anything like that my be disclosed to a 3rd party.
      Interesting. That may or may not be what the law says, but it certainly isn't how debt collection agencies work.

      I was somewhat surprised to get a call from a collections agency asking for my girlfriend (I live in Florida, she lives in CT, there was nothing I could think of that linked my phone number to her); I made the mistake of revealing I knew her, and it was explained that she needed to get in touch, and it was concerning a debt with a magazine publisher.

      Every aspect of this still bothers me. I'm utterly bewildered as to why they called me; and why they went into whatever research they did to find me concerning what presumably was a trivial debt.

      --
      You are not alone. This is not normal. None of this is normal.
    4. Re:Maybe you need to pay something? by El · · Score: 2, Interesting

      I live in the United States, and I NEVER, NEVER lie. The woman that did this was extremely clueless. She called my wife and asked to speak to "Lance or or whatever his name is ". She then called the next day and left a message, which also said to call her LONG DISTANCE. I didn't call her, I called the companies 1-800 number and told somebody else to please not bother me anymore. They haven't. What kind of a fairyland do you live in wherein everbody knows and follows every law and regulation?

      --

      "Freedom means freedom for everybody" -- Dick Cheney

    5. Re:Maybe you need to pay something? by mbadolato · · Score: 1
      Wouldn't it be great to back and sue their asses off??

      There's a copy of the FDCPA here and it is kind of interesting to read what is and isn't allowed. We should all get to know this.

    6. Re:Maybe you need to pay something? by GoRK · · Score: 1

      Or they won't believe you. I had to deal with one collection agency that kept calling asking for someone.. The worst part is that they had the same first name as someone who lived in the same house.. So I answer the phone and said "Hello" and someone said "Hey may i speak to such and such" and I said "he's not here right now".

      Big mistake. I guess the number got on the list as a someont trying to evade the calls so they started calling at the wee hours of the morning and whatnot. I probably should have sued them or something, really, but I was too lazy.

    7. Re:Maybe you need to pay something? by rkent · · Score: 1

      Whoa whoa whoa! I think you're jumping to conclusions here buddy. I'm sure most phone solicitors are very proprietous (and I'm not even kidding), especially debt collectors, but what that guy said happens all the time. What I'm going to say is going to be anecdotal evidence, but that's enough to disprove your claim that "all people who say this are lying" (which you're good enough to retract in your last paragraph, but is still a helluvan accusation).

      A couple of years ago, I got repeated calls from a debt collector mentioning a fee for an ambulance trip that really wasn't ringing a bell with me (strike 1: they simply *left a message* about what the overdue bill was for; I would've asked but didn't have to).

      I kept ignoring the messages, because I hadn't used any ambulance service, but finally they caught me at home one day. Once I had them on the phone, I explained that, and we chatted quite openly about an older gentleman with an unlisted number who'd had a heart attack, and not paid his bill. So strike 2: here I am now, after a brief conversation, and I know a guy's name, birthdate, hometown, and partial medical history. All without any attempt at all to defraud.

      See, a lot can happen when an inexperienced, poorly educated phone operator talks to a curious customer. They probably could've been sued based on what they told me, but I obviously wasn't going for that; I just wanted the phone calls to stop. No idea what was on the mind of the old guy with the bum heart, though.

      It does raise kind of an akward issue: what do you do in the case of mistaken identity? They really shouldn't be distributing ANY information about anyone's credit without verifying that they're speaking to that party. And you (as a consumer) probably shouldn't just give away your SSN to some caller who says you owe money. So how is the situation to be resolved?

    8. Re:Maybe you need to pay something? by Zathrus · · Score: 1

      What kind of a fairyland do you live in wherein everbody knows and follows every law and regulation?

      Well the credit card company or debt collection company damn well should know the FCRA. If you had been the person they were looking for that message on your answering machine couldn't been used to fine them for considerably more than the $19k they were trying to collect on. The FCRA is not a law to cross.

      That said, most likely the company did know but they didn't properly train whoever made that call. Doesn't matter as far as the court is concerned.

      Yes, laws get broken, but that's why the court system is there -- to convince people and companies that it really is in their best interests to not break the law. Not that it always works, but that's the theory at least. In the case of the FCRA it really has worked for the vast majority of cases.

    9. Re:Maybe you need to pay something? by itsari · · Score: 2, Funny

      NCO Group... SCO Group...

    10. Re:Maybe you need to pay something? by HeghmoH · · Score: 1

      Read more closely. He gave two alternatives. EITHER (1) you're lying OR (2) you could sue the company. Since you're not lying, clearly it's #2.

      --
      Mod down posts with a "Free Mac Mini/iPod" sig, they're spam!
    11. Re:Maybe you need to pay something? by Anonymous Coward · · Score: 0
      I live in the United States, and I NEVER, NEVER lie.

      Cue Clinton joke here...

  6. Okay, I just called them by Anonymous Coward · · Score: 5, Informative

    They're a credit agency .

    1. Re:Okay, I just called them by SlackBastard.net · · Score: 2, Informative

      According to the Fair Debt Collection Act, a credit collection agency is NOT allowed to do any of the following: (a) they may not call you on the phone without prior authorization from you to do so, (b) they may not mention your debt to any third party (ie: your family, employer, business associates, employees, etc), (c) they may not visit you in person without prior consent from you to do so. In fact, without recorded voice permission, or written consent from you, the only contact option they possess is to type up the request for payment, lick it and put a stamp on it.

      These restrictions do not apply to the original creditor (ie: AT&T can call you about a phone bill, and Sears can call you about your credit card payments), though they aren't allowed to mention the debts (see part B) to any third parties either, and visiting in person can easily be turned into a matter of criminal trespass, resulting in the arrest and removal of the in-house collection agent.

      According to NCO's web site, they appear to be a third-party collection agency. They can't call you to collect a debt unless you've given them permission to do so.

    2. Re:Okay, I just called them by Anonymous Coward · · Score: 0

      mods should mod parent up....

    3. Re:Okay, I just called them by ivan256 · · Score: 2, Informative

      According to NCO's web site, they appear to be a third-party collection agency. They can't call you to collect a debt unless you've given them permission to do so.

      Which you may very well have done by signing a credit application. You are supposed to read those first, you know.

    4. Re:Okay, I just called them by GeekZilla · · Score: 1

      I called them too. I asked her who they were and why they were calling me (which they haven't) The only thing I got out of them was "This is NCO Financial Services". She (politely) offered to confirm that my phone number was actually associated with my name (perhaps there was a typo and the real-number was entered incorrectly resulting in me being called).

      --
      Veritas patesco per quaestio questio. Truth is revealed through questions.
  7. This may be a stupid question, but... by Lendrick · · Score: 3, Informative

    ...have you tried telling them to put you on their "do not call" list? If they call you again after that, call the police and report them for harassing you over the telephone. If they continue to call you, the police should be able to trace the number.

    1. Re:This may be a stupid question, but... by Glonoinha · · Score: 3, Funny

      Dear IRS,
      I would like to cancel my subscription.
      Please remove me from your mailing list.

      --
      Glonoinha the MebiByte Slayer
  8. Collections by Greyjack · · Score: 4, Informative

    NCO is a collections company. Odds are they're calling to collect on an outstanding bill; have you tried giving 'em your cell# (since they obviously already have it) to try and find out what the hell they're calling for?

    Also, keep in mind, they already have your cell number -- it's not like it'd be all that hard for 'em to get your name anyway. After all, you gave your credit card info to your cell provider, right? Yes? Well, your info's already in the system, then, so quit worrying about what *might* happen, 'cause it already *has*.

    1. Re:Collections by Jmstuckman · · Score: 2, Interesting

      Something like this happened to me -- the previous owner of the cell number wasn't paying his bills, and as soon as I got my new cell number, I started getting calls from collection agencies for him. A little explanation stopped the calls. (This was with T-Mobile.)

      You also might be able to configure your phone to block calls from caller-id-blocked numbers. The only calls of this type I get are junk.

    2. Re:Collections by clifyt · · Score: 1

      Those fuckers are bastards.

      When I was 18, I got into a LOT of credit card debt. No company in the world should give an 18 year old $30k worth of credit and expect him not to use it. I was an idiot...I fully admit this part.

      BUT...I spent about 6 years taking care of that $30k worth of debt, which these guys tried saying that because of past due notices and otherwise was now $60k and all that. I ended up with almost nothing for those 6 years on a credit councelling program getting all of this paid off (the councellors actually were SOME help...they get the debts back to the original pricing, not the inflated pricing).

      Every so often, one of these guys would come through and tell me that if I paid them like $700 for the $4k I owed them, they'd write me off. I'd call up the original debtors and make sure this was legit. Why Yes, We Sold Them Your Debt A Long Time Ago...In Fact The Check We Get From The Credit Consellors Goes Directly To Them....blah blah blah.

      So, I took several bills and paid them off this way...I was planning on paying the whole thing as I had been doing, but DAMN...if I can sell some crap and get this bill out of the way sooner, I'd be a moron not to.

      Sooo...a few years go by...NCO started calling. They'd call night and day, several times a day. They are one of the reasons to this day, I can't seem to answer my home phone -- I've had the ringer off for the last 5 years now.

      Apparently, they BOUGHT debts that I had already paid off. I had all my documentation and kept everything and they would tell me that I need to settle that with the other company instead of them, but the fact was I owed them.

      I FINALLY had to hire an attorney for $1500 to write a poisonous note to them telling them if they ever called again, they would be sued into the ground. $1500 and all this guy did was write a note. After paying him for his services, he never even had to call. Apparently these snakes are so bad that he had a note already written to them and addressed to as many of their staff and even a few home addresses to make certain that they got the clue.

      Those fuckers are snakes.

      For another $2k up front, the lawyer promised me the he could have gotten money out of them...but it wasn't guarenteed and I'd have to pay the other court costs and fees if that didn't happen. I left it alone. I wish I would have taken them to task for it.

      blah...fuckers...when ever I turn my damn home phone on and it rings I STILL get paranoid thinking someone is going to demand money even though my credit score is now in the mid 700s....

    3. Re:Collections by ameoba · · Score: 1

      The problem with most collections agencies is that the 'good' ones don't take 'no' for an answer; if they stopped calling a number every time that somebody said they had a wrong number or the person they were looking for no longer lives there, they'd never get anything done.

      If some deadbeat owes you money, this can be a good thing; if they think you're a deadbeat, it's not so good.

      --
      my sig's at the bottom of the page.
    4. Re:Collections by dmadole · · Score: 1

      I FINALLY had to hire an attorney for $1500 to write a poisonous note to them telling them if they ever called again, they would be sued into the ground. $1500 and all this guy did was write a note. After paying him for his services, he never even had to call. Apparently these snakes are so bad that he had a note already written to them and addressed to as many of their staff and even a few home addresses to make certain that they got the clue.

      Offtopic to the conversation as a whole perhaps, but to the point of this comment:

      There are a damn lot of lawyers out there and a lot of them are actually fine, helpful people. But you need to shop around.

      Any decent lawyer will give you a free consultation at which they can tell you if they can help you or not and give you a very good idea of the cost. Especially for something as simple as this. If any lawyer won't do this, skip them and call the next number. If you don't think the price sounds fair, talk to a different lawyer.

      Granted, lawyers are highly trained professionals and you should expect to pay at least $125 an hour for real work, but there's no way you should have to pay $1500 for sending a letter.

      They're not all snakes. But I agree this guy was. He should have done this for a couple hundred dollars at most. For some reason, though, people seem afraid to shop around for things like this.

    5. Re:Collections by clifyt · · Score: 1

      Heh! Actually, all in all, I was happy to pay for this.

      I did shop around and the others that dealt with bankruptcy and collections and things like this did not seem to know what they were talking about. One actually suggested I declare bankruptcy -- that was the whole point of me going through the credit councellors -- I didn't want to do this AND ESPECIALLY AFTER I PAID THIS STUFF OFF.

      Most of those actually had free consultancies...which I used. This guy charged me $150 just to talk with him up front and told me if I wasn't satisfied he would return my money, but that the $150 was upfront and expected (and since this was a credit case -- he expected a money order...BASTARD :-)

      This guy told me up front what his fees were and told me what to expect out of it. The money would have gone to fighting these guys as well as the letter BUT the extra money would be for mounting an attack in addition to my defense.

      I stopped getting any calls or mail after paying this guy. Quit honestly, it would have come out about even for what NCO was looking for, but at this point, it was the principle of this that made me realize I'd rather go to a lawyer on my side than snakes from collections.

      Note: The snakes comment WAS entirely intended for the collection agencies...

  9. Complain to the FTC by ComputerSlicer23 · · Score: 1
    In theory, complaining to the FTC aboud deceptive trade practices, and reporting them to the appropriate state authorities should create problems for them.

    With the FTC, you can file complaints on the web I believe. I'm not sure what the state offices you should report them too (especially since I don't know the state you live in).

    What they are doing should be illegal. Essentially, since you called them, they don't have to identify themselves. However, if you got a live human on the phone who made the original call, it would be illegal for them not to tell you who they are so you can request to be taken off their call list. IMHO, this is just a scam to get around the no call list.

    Kirby

  10. ANI is not CID by soramimicake · · Score: 1

    Your work phone may have CID blocked, but it wouldn't work on a 1-800 number. That uses ANI, a different system and is not blockable. Depends on the outfit they can either see your number real-time or on their monthly statement.

    1. Re:ANI is not CID by ehrichweiss · · Score: 3, Informative

      There ARE ways to get around ANI though. The fact that you know the difference means you probably know that already but figured that someone here might need to know. A really good publication to read for such things(including the crap that NCO is putting this guy through) is 2600 Magazine: The Hacker Quarterly

      --
      0x09F911029D74E35BD84156C5635688C0
    2. Re:ANI is not CID by Anonymous Coward · · Score: 0

      Sure you can block it - just use a payphone. It not only doesn't give them any useful information, it also costs extra $ to the 800 number. Some 800 numbers block payphones, however.

  11. Give Verizon a call by ReverendRyan · · Score: 4, Interesting

    Dont ask that they kindly block the number, but instead report it as harrassment and threaten leagal charges. Have Verizon put a trace on the calls (you'll have to work with them on that one) to figure out where they're REALLY coming from, then contact the BBB and your state's Attourney General.

    As far as I know, making unsolicited calls to a cellphone is illegal since YOU are paying for them to do this to you. Next time they call you, call that 1-800 number and tell them to remove your information from the database and that if they sell it you will press charges.

    I know I'd be really pissed if I were in your position.

    1. Re:Give Verizon a call by llefler · · Score: 1

      It's nice to say "there are laws against that" and that it's as simple as contacting your phone service provider, but in fact it's not the case.

      Verizon (cellular) will most likely tell you that they don't have the ability to get the number if it's blocked. They'll fall back on 'other providers' not passing along the information.

      I had a similar (extremely frustrating) experience with my cell phone and TMobile. I had someone that would call every 30 min to an hour for several hours each day. It would go on for several days and then it would stop for several days before it started again. There was never anyone there. Telemarketer with a screwed up system or a fax machine? Never found out. I eventually just forwarded my cell to a company fax and the calls stop. (although no fax was ever received)

      I talked to TMobile and the only option they offered was to change my number, which isn't practical when you only have a cell. With landline you can contact a local law enforcement agency, put a trace on the line, and prosecute the offender. I dicussed this with the local PD, the county sheriff, and the state AG. All said there was no mechanism for dealing with harassing phone calls made to a cell phone.

      This case is a little different because he has contact info for the company. The simplest way to deal with it is to call them, tell them the number they are calling is a cell phone, and don't call again. Most likely that will be the end of it. If not, then they have been made aware that they are calling a cell number and you can file a complaint with your Attorney General's office.

      BTW, even a collector has to stop calling if you tell them to. You can specify that all correspondence should be made through snail mail.

      --
      It is amazing what you can accomplish if you do not care who gets the credit. -- Harry Truman
  12. Symbian call blocker by yelvington · · Score: 4, Informative

    Owners of smart phones running Symbian OS can install call-blocking software:

    http://www.pdabuyersguide.com/software/nokia_365 0_ software.htm

    There may be similar software for other phones.

    Or you could install one of those Microsoft phones and be free of all incoming calls.

  13. Talk To The Police by MBCook · · Score: 2, Insightful
    Why not talk to the police and tell them the story, and that the company is harassing you? I don't believe that Verizon can't block the number, surely that's possible.

    That said, there are a few posts in this thread that say that NCO is a collection agency, in which case just pay up. Either way, find out if they are that NCO before calling the police, because then you'd just look like an idiot and would probably have to pay a fine if you filed false charges.

    --
    Comment forecast: Bits of genius surrounded by a sea of mediocrity.
    1. Re:Talk To The Police by qqtortqq · · Score: 1

      I think it was NCO that called my cell phone today, wanting me to pay my final gas bill from my old house. The gas company asked for a number I could be reached at during my move, in case they needed something, so I gave em the cell number. The gas company passed that on to NCO. I'm glad they called though, because I never got the final gas bill, only about half of my mail gets forwarded, the rest seems to go to /dev/null.

    2. Re:Talk To The Police by jjshoe · · Score: 1

      i would much rather have the police stopping people who abuse there kids or catch someone who has committed a serious crime.

      Most cops will relay the same message on, they have better things to do.

      --
      -- botsex is {grep;touch;strip;unzip;head;mount} /dev/girl -t {wet;fsck;fsck;yes;yes;yes;umount} {/de
    3. Re:Talk To The Police by Dr.+Manhattan · · Score: 1
      That said, there are a few posts in this thread that say that NCO is a collection agency, in which case just pay up.

      On the other hand, considering the number of identity-theft discussions on this forum, why just assume that the debt in question (if there is one) is actually their responsibility?

      --
      PHEM - party like it's 1997-2003!
    4. Re:Talk To The Police by kjs3 · · Score: 1
      I think the point is that ignoring the problem will not make it better.

      If you've been a victim of identity theft, you need to know that right now and start fixing it. If it's a mistake, then correct it. If you have an outstanding debt, then you need to pay it.

  14. hey there by XO · · Score: 4, Interesting

    As everyone says:

    NCO is a collections agency.

    This means that you owe them money (because someone else you owe money has transferred that to them).

    This means that you have a business relationship with them (because your debt was transferred from a company that you did have a business relationship with) and they can call your cell phone.

    Note: Verizon cannot block the call because it's not CID available. If it were to show on CID, it could quite probably be blocked at the service level - but it can't.

    On the other hand: If it is NOT you that they are looking for (I got to deal with this quite a bit when I first got my new cell phone, with it's new #), such as in the case where you have just received a new cell number, then they don't have a right to call you, however, you need to identify yourself to them before they can discover that!

    So, if you're not identifying yourself to them because you're trying to avoid the collections agency, you're gonna continue to get phone calls. If you're not the person that they are wanting to collect from, then you have to identify yourself to them, so that they will stop calling you.

    I had every utility company in this state calling my cell phone trying to reach the guy that used to have the number.. and it took a good 3 or 4 months of sending calls to voicemail, with a message saying "This is NO LONGER THE PHONE NUMBER FOR -former owner's name-. If you are looking for him, please do not call back." .. probably 3 or 4 calls a week.

    --
    "Champagne for my real friends - and real pain for my sham friends!" http://ericblade.postalboard.com/
    1. Re:hey there by LordHunter317 · · Score: 1

      NCO is a collections agency.


      Maybe, we can't be sure what they really are, as they won't tell them. It'd be very strange for a collection agency to act like this. It'd make more sense for them to be telling him everything about him, not asking him for the information.



      Note: Verizon cannot block the call because it's not CID available. If it were to show on CID, it could quite probably be blocked at the service level - but it can't.



      Just plain wrong. Ever hear about Out-of-Band call notification? Every single call transmitted in the US carries call information with it, outside the carrier, where only the telcos and the government have access to it.


      They can block any call you want, you just have to play hardball. Telcos exist to make life impossible.

    2. Re:hey there by MarkusQ · · Score: 1

      This means that you owe them money (because someone else you owe money has transferred that to them).

      This means that you have a business relationship with them (because your debt was transferred from a company that you did have a business relationship with) and they can call your cell phone.

      Not true. This means that someone you may have had a business relationship with has a business relationship with them. But the relationship isn't transitive--collection agencies can not legally harrass you just because they "bought" the aledged debt, although they certainly act like they think they can.

      Call the 1-800 number, tell them to stop calling (###) ###-##### (for best results, use your cell phone number instead of the pound signs); tell them that you consider these calls harrassment and will report them as such; if you are on the national do-not-call list, it might not hurt to mention the fact.

      -- MarkusQ

      P.S. And, apart from all this, if you do have a legit debt to someone, work out a payment plan with them to take care of it. If they say they have "turned it over to collections" tell them that you didn't authorize and do not acknowledge the sale of your debt, and would like to pay them. Then do so.

    3. Re:hey there by suwain_2 · · Score: 1

      Note: Verizon cannot block the call because it's not CID available. If it were to show on CID, it could quite probably be blocked at the service level - but it can't.

      Actually, I believe the info's there, just usually not to the consumer. People like 911 dispatchers can get Caller-ID type info even if you have it blocked (heh, I seem to recall that they can 'lock' your line open too...). I want to say it's called ANI, but I'm probably wrong.

      Verizon has to know the number -- otherwise it couldn't to billing and such. I don't know if it's _practical_ for them to block it, but I'm positive that, at least deep inside a server somewhere, they know the number that's calling you.

      Someone oughta create a small residential phone company that will merrily let you choose what to block. I'd pay more if I could simply 'blackhole' numbers that bugged me.

      --
      ________________________________________________
      suwain_2 :: quality slashdot p
    4. Re:hey there by epine · · Score: 1


      I don't follow this argument. There is no onus on me to reveal anything about myself to a party that contacts me through their own error.

      If there were such an onus, it's hard to imagine how many "errors" would be made by this kind of outfit.

      The second error in this argument is confusing people with their phone numbers. I wonder how many "business relationships" exist between companies and unknown parties as a result of my habitual carelessness when filling out web forms.

      No, the onus is on the blood suckers to reveal the person they are trying to reach, and until they do, they are practicing harrassment.

      It works like this: pick up the phone, dial the number from your corporate database, wait for an answer and then ask "Can we please speak with Mr Bob Dog?" "One moment, I'll get him". "Hello, there, are you Mr. Bob Dog?" "OK, we have an issue to clear up."

      There, was that so darn hard?

    5. Re:hey there by rmohr02 · · Score: 1
      I had every utility company in this state calling my cell phone trying to reach the guy that used to have the number.. and it took a good 3 or 4 months of sending calls to voicemail, with a message saying "This is NO LONGER THE PHONE NUMBER FOR -former owner's name-. If you are looking for him, please do not call back." .. probably 3 or 4 calls a week.
      I think if you have to do this it qualifies as harassment, and charges should be pressed.
    6. Re:hey there by RealityMogul · · Score: 1

      It'd be very strange for a collection agency to act like this.

      Never been in debt before huh? This is standard practice. A live person usually calls but I can understand them trying to get hi-tech and have it automated since most people in debt screen their calls. They always leave an 800 number though and don't identify themselves, otherwise you'd know you don't want to talk to them.

    7. Re:hey there by Gaijin42 · · Score: 1

      ANI is the technology that makes touch tone phone menus work, not caller id

      After you push through the tree of menus, the telemarketer (or computer system for statistics later) gets an "ANI Pop" with the information of what you typed in.

    8. Re:hey there by sartin · · Score: 1

      NCO is a collections agency.

      If others' guesses are correct.

      This means that you owe them money (because someone else you owe money has transferred that to them).

      Does not follow. Several times in the past three years I have had credit agencies call me looking for a deadbeat with the same first and last name who used to live 200 miles away. Apparently, they decided looking in the phonebook was a good way to track the guy down. Each time, I corrected their misimpression, filed a complaint with the FTC, and followed up with a check to my credit report to make sure they weren't dinging me.

    9. Re:hey there by Anonymous Coward · · Score: 0

      Not necessarily true. The IXC can strip those incoming "calling number" digits from the call. They often times do so to conceal who their customers are.

    10. Re:hey there by Anonymous Coward · · Score: 0
      i had a collections call once(I'm not a deadbeat, the company never sent me a bill).

      First message left on my answering machine, simply was a person saying to "call jimmy at 1-800-xxx-xxxx about something or other". Calling the number, they asked who i was looking for, and based on that and my phone number, they seemed to know who i was, and asked if I was going to pay. I told them I would pay once I got the bill. i still haven't received the bill, though I did finally pay it (to the original company, not the debt company).

    11. Re:hey there by XO · · Score: 1

      And i'm guessing that you found that they did things in the generally proper fashion.

      Really, though, until the person in question informs them that he is or is not the person that they want to find, are they ever going to stop? probably not.

      --
      "Champagne for my real friends - and real pain for my sham friends!" http://ericblade.postalboard.com/
  15. You think that's bad? by psyconaut · · Score: 3, Funny

    I signed up for MSN .Net alerts....with my last phone...then I switched phone (same carrier) and tried to remove the alerts.

    I've tried everything I can, and STILL get alerts on my phone (via SMS) for Hotmail and eBay, and everytime someone on Messenger tries to chat.

    Do you think my carrier cares? Nope. Do you think it's easy to get ahold of anyone at MSN? Nope.

    Grrrr!

    -psy

    1. Re:You think that's bad? by ehrichweiss · · Score: 1

      You wanna hear another good one? I got locked out of my hotmail accnt about 3 years ago when they instituted the "are you 13 years of age or older?" policy..and I had put a fake birthday saying I was 3. Tried calling hotmail's support number...bwahahahahahahah I was on hold for over an hour and never talked to a single person..gave up. Next day I called as soon as the phones were activated and guess what...another hour and got the same thing.. This isn't an 800 number..it was a toll call.. Finally I just resorted to faking to be my own parent and then logged myself in and changed the b-day. Sheesh. Makes me wonder why nobody's done anything seriously nasty to them..

      --
      0x09F911029D74E35BD84156C5635688C0
    2. Re:You think that's bad? by psyconaut · · Score: 1

      You kinda bought that on yourself ;-) I guess maybe I did too....but I'd sure like not to pay $0.20 every time they send me an SMS!

      -psy

    3. Re:You think that's bad? by BladeMelbourne · · Score: 1

      Here in Australia, if I wanted to send an SMS to a friend, I pay the $0.25c to send it, my friend would recieve it free.

      If I placed a phone call to a friend's mobile, I pay the (higher than landline) call charges, my friend with the mobile didn't make the call, so he doesn't pay.

      I like this sytem.

    4. Re:You think that's bad? by psyconaut · · Score: 1

      Yeah, that's like the British system......but then again, you're a Limey prison camp...so go figure! ;-)

      -psy

  16. Fight fire with fire by the_other_one · · Score: 4, Funny

    The problem caused by one unpaid bill is easily solved with a second unpaid bill.

    Don't pay the phone bill.

    --
    134340: I am not a number. I am a free planet!
  17. Do not call! by CashCarSTAR · · Score: 3, Informative

    Seriously, under no circumstances should you call them back and give them your information.

    Once you do that, you then have a "business relationship", and they are free to contact you any time of day, any day of the week.

    Chances are, what is going on is they got your information from an old database of "outstanding claims" that they purchased from a company. Even 'tho it might be something a decade old that you've already paid off. It happens a lot.

    The best advice would be to call an independant credit bureau and see what you actually have on your credit report through them. If there's nothing outstanding, then don't worry about it. If there is, contact the company and confirm if it was sent to collections, and see if they have records that it was paid off. If no record, sorry to tell you but you're screwed, even if you paid it.

    Use a public fax and fax NCO, asking them to send you a copy of the bill via registered mail. That way they will not fudge the amount, something these places do a lot. Then send in a money order for that amount.

    A pain in the ass. Yay capitalism!

    1. Re:Do not call! by poofmeisterp · · Score: 1

      Debt validation is a tricky game. Check out www.freeadvice.com for information.

    2. Re:Do not call! by Anonymous Coward · · Score: 0

      A list of decade-old numbers with cell numbers? Huh?

    3. Re:Do not call! by CashCarSTAR · · Score: 2, Insightful

      If you've ever given your cell phone number for anything, it eventually is sold into huge databases that are used for these purposes. They can cross-reference your billing information with your name or even your SSN.

      That is why privacy matters.

  18. NCO by ehrichweiss · · Score: 1

    I am betting it's NCO Graphics out of North Carolina, they're a collection agency. I have NO idea how to get rid of them but at least I know why they're hunting me...stupid mistake made by an ISP who keeps conveniently forgetting to call them and say that our collection was settled months ago. Strangely enough I just joined and this came up and it's right up my alley... Stop Industrial and Corporate Espionage

    --
    0x09F911029D74E35BD84156C5635688C0
  19. To deal with collection agencies.... by poofmeisterp · · Score: 4, Informative

    Very good information to help you deal with collection agencies at:

    Freeadvice.com

    This is a link to the forums. You can find decent credit and collections-related information off the main site, as well.

  20. Blocking calls by Andy+Smith · · Score: 2, Informative

    I'm in the UK and just last week I asked British Telecom if there was a way to block all calls that withheld the caller ID info. I've been getting a lot of nuisance calls lately.

    BT: "Yes there is sir! And it'll cost you 40 pounds per year."

    That's right, 40 quid to *not* receive nuisance calls.

    Always remember when dealing with phone service providers and telemarketing companies that it's in the phone service provider's best interest if the telemarketer DOES call you.

    Why exactly would a telecom company want to STOP people from calling you?

    #include "no_european_symbols_on_slashdot_complaint.txt"

    1. Re:Blocking calls by squiggleslash · · Score: 1
      That's right, 40 quid to *not* receive nuisance calls.
      No, it's 40 quid to *not* receive calls with withheld CLI (not "Caller ID" - there's no such thing. A phone number is not a person's ID)

      You'll still receive nuisance calls, but using phonecards, from payphones, etc.

      Your best bet is to get an answerphone and use the call screening feature. It's cheap, it'll really identify callers, not just the phones they're calling from, and it'll never cause an urgent call to be rejected because the caller happens to be calling from a phone with blocking turned on, or from certain phonecards that send "Withheld" by default.

      --
      You are not alone. This is not normal. None of this is normal.
  21. EAsy by schnits0r · · Score: 2, Funny

    I have a plan. How about everyone on slashdot phone them similtaniously and Slashdot their phone line?

    1. Re:EAsy by db3d · · Score: 1

      Or we keep calling their 1-800 toll free number to rack up their phone expenses. :)

      --
      What if there were no hypothetical questions?
  22. These guys? by xpccx · · Score: 1

    Do you think it's these guys: NCO Group? There's a Yahoo profile where they talk about:

    ...call management systems composed of predictive dialers...

    They seem to be debt collectors. If that were the case, they would be correct in stating that they are not soliciting you.

    Next time they call get the telemarketer's name (Mary). Ask Mary to tell you the nature of the call. If she refuses to specify without you first giving out personal info, let her know that as soon as you hang up, you will be contacting the FTC and the Attorney General office ( in case it is the NCO Group, contact the PA Attorney General where they are incorporated ) to file a complaint that includes her name and the date and time of the call.

    If they are trying to collect debt they should specify that on the phone when you call. They obviously can't tell you what they're trying to collect on without some sort of info from you but they should tell you the nature of the call.

    1. Re:These guys? by Anonymous Coward · · Score: 0

      If this company does indeed use predictive dialing, chances are that they are trying to sell you a service (product) rather than specifically trying to contact you at a particular time. Predictive dialers try to contact the highest number of leads based on a given number of callers (TSR's) with a given efficiency. It allows the company to get the most bang-for-their buck--although a number of states are introducing legislation to prevent this type of dialing strategy.

      -- jimlofa

    2. Re:These guys? by xpccx · · Score: 1

      True, but the NCO Group is

      "the world's largest provider of outsourced accounts receivable management services."
      They are most definately looking to either collect debt from him personally, or from whomever they have on record for his phone number. In college I worked at the collections department for a utilities company and they had automated phone systems to call people who were delinquent.
    3. Re:These guys? by lish2 · · Score: 2, Informative

      If it's the debt-collection agency, it's NOT telemarketing or solicitation, so the telemarketing rules do not apply here. Also, the debt-collection rules do apply, meaning they have to know who they're talking to before they can discuss anything, even the fact that they're trying to collect on a debt.

  23. Collection Agency Practices by Kane+Skalter · · Score: 4, Informative

    Perhaps you should use the following to get them to cease communication via your cell phone. I am convinced that accruing minutes on your cell phone (I know some plans are unlimited, but most aren't) would be tantamount to causing you to incur a charge. In English, that means it's your dime, not theirs. You are paying out money to accept their call. If it was a landline and you were not limited on minutes of usage, it would be an entirely different story. Perhaps you should return their call and insist on alternate means of communication. If it is a collection agency for a debt that you do owe, then you should communicate with them. If you do not owe the debt, then you should notify them verbally and in writing of a dispute.

    Here's what the Fair Debt Collection Practices Act has to say about it.

    808. Unfair practices [15 USC 1692f]

    (5) Causing charges to be made to any person for communications by concealment of the true propose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.

  24. The Game by cloudless.net · · Score: 1
    ...all I can get from them is the company name: NCO. They won't tell me more about their company unless I tell who I am.

    Sounds suspiciously like the Consumer Recreation Services (CRS) in The Game

    Maybe you should give them a call!

    1. Re:The Game by Glonoinha · · Score: 1

      Oh man, that was an awesome flick. If you are going to sign up for CRS (aka 'The Game') be sure you have on clean underwear at all times.

      I don't remember from the movie : did he get his watch back or not when it was all said and done?

      --
      Glonoinha the MebiByte Slayer
  25. This gentleman is wrong by Anonymous Coward · · Score: 0

    A) Accounts receivable are an asset. And, like any asset, they can be sold.

    B) When you are legally obligated to render payment to another party, that party is neither harassing you nor subject too the do not call list when they telephone you about your payment. They are simply trying to recoup what is owed in the least expensive manner - and in the long run, it is cheaper for you to pay them than to avoid your problems.

    tl,dr: Parent is a tard, ignore his advice.

  26. block restricted by TheSHAD0W · · Score: 1

    Unless you're using your cell phone to field work calls, I strongly recommend you set your phone to block calls with restricted caller information. (Sometimes this can be set right in the phone's menu; if not, you can call your provider and ask them to turn it on.) If someone wants to talk with you badly enough, let 'em *82 and tell you who's calling.

  27. If they're collecting... by jn42 · · Score: 2, Interesting

    These people are a collection agency, and as such they're exempt from telemarketing call rules. I had a situation with these same people at one point in the past - they were calling my cell phone daily, but with a live person instead of a recording. After telling them to "fuck off" for two weeks, and still getting the calls, I explained that if they continued to call I would start deducting $10 per call from my debt for my phone use and work time, but if they'd stop calling my cell then I might consider starting to pay the debt they were trying to collect. The calls stopped immediately.

    BTW - it's exceptionally likely that you phoned them from your cell at some point - that's almost always how they acquire cell numbers. The problem is that they can now propogate that phone number along with all their other records of you. Unless I'm mistaken, that means they can include your cell # when reporting to credit reporting groups... Which would mean that every company with access to your credit record (all current debts and credit sources, etc) will have your cell #.

    j

  28. Why you should talk to them... by Tintivilus · · Score: 5, Interesting

    If it's NCO the collections agency, and *YOU* are the debtor they're after, you've probably got them nailed.

    Third-Party collections agencies (professional debt collectors) are bound by federal law called the Fair Debt Collection Practices Act (FDCPA). This stipulates that they cannot disclose any debt to anyone but the debtor and the creditor; hence, the stonewalling until they find out who you are. Even telling somebody that they know who you are can be a violation, since how would they know you if you didn't have a debt in collections?

    This is, however, beside the point. The kicker is that the FDCPA prohibits a collector from incurring expenses to the debtor in attempt to collect the debt -- more to the point, they cannot call collect or on a cell phone. I've done work for collection agencies before and they're very careful to make sure they never contact a debtor on a cellular phone, since that allows a debtor who knows "the act" to create a legal morass that's more trouble than its worth.

    You might as well tell them who you are. If you're not the one they're looking for, they'll take your number off the account and leave you alone. If you *are* the one they're looking for, you can make a stink and they may write off the debt as uncollectable.

    1. Re:Why you should talk to them... by Anonymous Coward · · Score: 0

      If you *are* the one they're looking for, you can make a stink and they may write off the debt as uncollectable.

      And fuck your credit for seven years. You fucking dumbass.

    2. Re:Why you should talk to them... by Anonymous Coward · · Score: 0

      If your account has been sold off to a collections agency your credit probably sucks anyway

    3. Re:Why you should talk to them... by larry+bagina · · Score: 1
      actually, you're the fucking dumbass. Credit reports only deal with loans (credit cards are a form of a loan) and bank accounts.

      how promptly or not you pay your utility bills, landlord, hooker, or dealer are your little secret.

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    4. Re:Why you should talk to them... by dmadole · · Score: 1

      Dont you think "fucking dumbass" is a little strong a term to use towards someone who is right, especially when you are wrong?

      It probably varies by state, but here in Connecticut at least, utilies absolutely report credit data. In fact, the following text is verbatim from my gas bill (Yankeegas):

      As authorized by law, for residential accounts, we supply payment information to credit rating agencies. If your account is more than sixty days delinquent, the delinquency report could harm your credit rating

      I will, however, concede your expertise in the area of hookers and dealers.

    5. Re:Why you should talk to them... by XO · · Score: 1

      However, if the company that is owed money originally, has a business relationship with you that has your CELL # listed as your contact number, then of course the collections agency can use it -- as that is the known point of contact. So could the original company.\

      --
      "Champagne for my real friends - and real pain for my sham friends!" http://ericblade.postalboard.com/
  29. It is an extortion racket by wildzeke · · Score: 5, Funny

    I called the number and some guy calling himself McBride said I owed him $699.

    1. Re:It is an extortion racket by JM+Apocalypse · · Score: 1

      NCO seems awfully similar to SCO, doesn't it? Just a random idea ...

      --

      - - - - - - -
      Orppf urp mf y.ppcxn. yflcbi otcnnov C am yflcbi yr n.apb Ekrpatv (Dvorak -> Qwerty)
  30. Collection bullshit by fm6 · · Score: 1
    Yeah, I was negotiating with a collection agency, and they offered me "hardship status" if I gave them a bunch of information. So, OK, I answer a bunch of questions, and it's cool -- until they want my cell number. Why? "Because we need a daytime number." I refused on general principle, and also because the woman I was talking too had the social grace of a rabid octopus. Sure glad I did -- they've since gone into rapid-dial-bombing mode, which would have rendered my cell useless.

    I understand these folks are just doing their jobs, but the strange BS they pull is mind boggling. Like those lame pre-recorded messages they leave on your answering machine. "This is Mister Shapiro. I have to make a decision on your behalf, and I want to make an informed decision..." Lame the first time you get it. The hundredth time you get it, there's just no word.

    Yeah, I know, time to declare bankruptcy.

  31. Sorry for the offtopic... by fordboy0 · · Score: 1
    I was chuckling to myself thinking "Boy, Slashdotters sure have alot of credit problems!" Of course, then I remembered that for some reason (I sure don't know why) I also know a lot about how collection companies work. Suddenly I didn't know whether to laugh harder or weep...

    -FB

    --
    Ligaguinggligagiggagoogoogwillgo
  32. This gentleman is wrong, That gentleman was right. by Sparr0 · · Score: 2, Interesting

    A) Accounts receivable are an asset. And, like any asset, they can be sold.

    Sure, they can sell them. And that has absolutely no bearing on why *I* owe money to. Unless the real debtor has given the collection agency a power of attorney its perfectly save to ignore them until you pay back the original debt. I have done it hundreds of times. They dont have a leg to stand on.

  33. Get a New Number by daverk · · Score: 1

    Same problem here. Credit Card company called at least once a day. After two weeks I called my cell phone company and they gladly changed my number(no charge). Problem Solved.

    1. Re:Get a New Number by Koos+Baster · · Score: 1

      Unfortunately, you'll also be forced to call everyone you know (or at least, everyone you like) to tell them to update their addressbooks. Personally, I prefer to minimize the update frequency to less than once a year. Moreover, I've changed phone model as well as provider while sticking to my old phone number. How's number portability in the US, by the way?

      Smoking kills; if you're killed, you've lost a very important part of your life -- Brooke Shields

  34. DO-Not-Call List? by IpsissimusMarr · · Score: 2, Informative

    There is a national Do-Not-Call-List now. It works for cell phones as well as land lines. Find the link on Slashdot here(I'm too lazy just now) and sign up. If they call you get $500. Sound good?

    --
    "Engineers do the work of man, Physicists do the work of God"
    1. Re:DO-Not-Call List? by daverk · · Score: 1

      The national DO-Not-Call list does not apply.
      They already have an on going business relationship with you or the person they think they are calling.

  35. I am... by Eneff · · Score: 2, Funny

    Emmitt Smith.

  36. ever thought of by lburdet · · Score: 1

    hanging up, and not calling the 800 number back ?!?

    1. Re:ever thought of by NaveWeiss · · Score: 1

      Yes, but he still has to pay for the incoming call. That's how it is like in America (unlike the rest of the world).

      --
      Slashdot community, please notice: I am looking for a girlfriend.
      Nave H. Weiss
  37. This may not help you any... by eap · · Score: 1

    but when I had lots of harrassing calls for another person at my new home phone number, I set up a voicemail tree which said, "Press 1 for [other person], press 2 for [me]". They usually end up pressing 1 b/c they aren't interested in me, and 1 gives them a message explaining that the person they are calling is no longer at this number but does not allow them to leave a message.

    When I did get messages from them, I called the phone number, explained that I am not who they think, and threatened to sue them under the TCPA if they called again. This pissed them off, but the calls stopped.

  38. Simple by Andy+Dodd · · Score: 1

    Lie AND call from:
    a) A payphone
    b) A caller-ID-blocked phone (which the original author said he did)

    --
    retrorocket.o not found, launch anyway?
    1. Re:Simple by HTH+NE1 · · Score: 2, Insightful

      Lie AND call from:
      a) A payphone
      b) A caller-ID-blocked phone (which the original author said he did)


      But you can't block caller-ID to a 1-800 number! Nor 1-888, 1-877, 1-866, the soon-to-be-if-not-already 1-855, 1-900, or 911. They use ANI which is not blockable.

      And all the toll-free numbers will get the number on their billing statements too, since they pay for the calls made. (I get detailed billing on my cell phone that lists every number called in or out, but that still doesn't get me CNID-blocked numbers.)

      And unfortunately payphones are becoming increasingly rare.

      --
      Oh, say does that Star-Spangled Banner entwine / The myrtle of Venus with Bacchus's vine?
  39. Not necessarily by Andy+Dodd · · Score: 1

    The previous guy could have owed a LOT of people money.

    i.e. each of those calls could have been from a different company.

    Which sucks, but isn't harassment.

    --
    retrorocket.o not found, launch anyway?
    1. Re:Not necessarily by rmohr02 · · Score: 1

      If you ask one company to stop calling you, and you tell them why, and they call you again, it is harassment. And judging from the grand parent's post, I'd say many of those utilities called him multiple times.

  40. pay your fucking bill by NateSac · · Score: 1

    fucking paranoid tweaker, just anser the the phone and pay your fucking bill dork. ok, im dunk, i hope i remember to make this anonymouse ;-)

    --
    ::i visited slashdot and all i got was this lousy sig::
  41. Easy solution.... by immortal · · Score: 1

    when they ask who you are.. LIE!!!!! Just bullshit them. If I get a call from someone I don't know on my cell phone I completely bullshit it. Make them pay a price for cost me money.

    Then you can ask them who they are...

    --
    "Your having a bad day when the voices in your head put you on hold"
  42. But what about... by techwolf · · Score: 1

    So far, a great discussion about debt collection but what about the "other" recorded calls people get. My home number gets 3-4 spam calls a day, with at least one being an autorecording (typically offering me satellite service that I already have...).

    I was just dealing with this yesterday from a cold call to my cell phone (first one). It was a recording and I was unable to take notes about the number and name of whom to call.

    According to the link above to the TCPA, it says:

    A prohibition against the use of artificial or prerecorded voice messages to call a residence except in cases of emergency or if the caller has received prior express consent. (Such calls to businesses are not prohibited.)

    Thus, these calls are illegal?

    What if the former owner of the number gave their "permission"?

    --
    I don't do this for karma, I do it for cash. It's much better.
  43. Is this similar (land line)? by whovian · · Score: 1

    I get calls on a land line that sound like a computer generated female voice (a pretty good one, I might add) which goes like this:

    "Please call Mrs. Ungar at (phone no.)".

    Since the person does not identify herself or company she might represent, I ignore the call outright. This has been going on for several months now.

    --
    To-do List: Receive telemarketing call during a tornado warning. Check.
  44. all ya have to do.. by mike77 · · Score: 1
    dude, all you have to do is don't answer, ignore the call. If they know you, they'll leave a message, if not, screw 'em. This is what I do, and I haven't had to talk to a telemarketer on my cell for over a year.

    --

    --Keeping the flame wars alive, one post at a time

  45. Caller-ID to 800 number is ineffective by happynut · · Score: 2, Informative
    When I call (from a CID-blocked work phone)

    Calling an 800 number bypasses the caller-id-blocking system. An 800 number can always see your phone number via a system called "ANI" (automatic number identification?)

    The theory that I've heard for this is: since the callee is paying for the call, they get to know your phone number.

    Anyway, you have no privacy protection when you call an 800 (or 888, or 877, or any of its friends) number.

  46. my god by Anonymous Coward · · Score: 0

    you're a fucking retard.

  47. ANI by djschaap · · Score: 1

    DTMF is the technology that makes touch tones work. ANI is Automatic Number Identification, functionally very similar to Caller ID (but implemented very differently). It is commonly used for 911 calls, and may be used by calltakers in telemarketing firms.

    And the required relevant link:

    http://info-center.ccit.arizona.edu/~telcosvc/call eridfaq.shtml

    1. Re:ANI by Gaijin42 · · Score: 1

      You didn't read what I said. Yes DTMF is what makes touch tones work.

      ANI is caller ID + information collected from the phone tree. Its a message format.

      By saying it is what makes phone trees work, I was not refering to the sound, but rather the information after you have pushed all the buttons.

      How do I know this? I used to write telemarketing systems (and no, I am not evil, I wrote inbound systems)

    2. Re:ANI by Anonymous Coward · · Score: 0

      and you're still a fucking idiot.

  48. Why Answer At All? by x+e+q+u+a · · Score: 1

    I'm really not trying to be difficult here, but I'm still astounded by the lengths people will go to simply to answer the phone. I've witnessed a 73 year old man regularly race through the hall to catch his phone calls. The guy is going to give himself a heart attack.

    Why do people think they are obligated to pick up the phone just because it rings? Let it go to voicemail- especially if the caller ID reports an 'unknown' or 'restricted' number calling.

    Just my two cents.

  49. Method of avoiding unsolicited calls on a cell pho by Anonymous Coward · · Score: 1, Insightful

    Create a system much like the email spam prevention methods which require someone to do something special the first time they email you. After that first time they can email you at will.

    1) turn off the default ringer&buzzer on your phone
    2) set up the feature on your phone which makes calls from friends/family/expected callers ring using a specified ring, not the default one.

    now, when people who you would like to call (ie are already in your phone book), the phone will ring.
    if someone you don't expect to call calls, they will get routed to your voicemail. if you really want to talk to them in future, just put them in your phone book.

    Is there a hole in this method?

  50. NCO or... by eoyount · · Score: 1

    Are you sure that it's not SCO that's calling you?

    --
    To understand recursion,
    you must first understand recursion.
  51. Thanks for your help! (from submitter) by RobertB-DC · · Score: 4, Informative

    Thank you to all for your help! Here's my action plan:

    * I know I didn't have any unknown outstanding debts on my record in April, but there are some medical bills that may have been added since then. I'll get a new credit report and see what's been going on lately. I used myFICO once before, but their price seems to have gone up... I'll have to look for an alternative. Fortunately, I've been turned down enough times while looking for new home financing, that I should be able to get a free report. :)

    * If nothing shows up there, I'll follow up on the company name that this AC managed to get out of the 800 number. NCO Credit Services has three numbers and several emails listed on their "Contacts" page... someone should be able to tell me if they have a gruff-voiced robot that calls and leaves "non solicitation messages".

    * Once I feel like I have a clue who's calling, I'll be more comfortable telling them who I am. Your information has been very valuable, especially the part about collection agencies in the US being barred from costing me money when they collect. That implies that these folks *will* care that they're calling on a cell phone.

    Thanks again, everyone, for your help. Good luck, and God bless!

    --
    Stressed? Me? Of course not. Stress is what a rubber band feels before it breaks, silly.
  52. Abuse by Stonent1 · · Score: 1

    I got a voice mail left on my cell phone the other day at 4:30am! Some company selling DirecTV install services. They said I had "asked" them to contact me when it was available. As far as I know only about 10 people in the entire world know my cell phone number and all of them I trust.

  53. I've dealt with NCO by silvwolf · · Score: 1

    When I moved from Georgia to Indiana 2 years ago I moved my Sprint PCS service with me. When I got here, I realized that Sprint's service sucks in my area so I cancelled the service and switched to Cingular. The guy w/ Sprint told me I was paid up and to ignore any more bills, their system would catch up in a month or two. So I ignored the bills.

    6 months later I get a letter from NCO saying I owe $130+ (like 4 months of service). BS. I call Sprint and ask em what the deal is, they can't help, account has been written off. Ask NCO what the deal is, all they know is that I owe em $130. So I sent em a letter asking for verification of the debt, and I never hear from them again.

    Fast forward to June of this year.. another collection agency, same amount. Send them a letter asking for verification of the debt. Never hear from them.

    I think that's one of the stipulations of the Fair Credit Reporting Act.. The collection agency has to be able to verify the validity of the debt if you ask, or they aren't allowed to try to collect on it -- put up or shut up. You are limited in the amount of time you have to send that request for verification, and they have a time limit on responding to, read the law to find out more. I haven't checked my credit report; hopefully both agencies didn't ding me. And I don't know what I'm going to do if Sprint keeps sending collection agencies after me, it's getting pretty annoying.

    The collection agencies haven't called my current cell phone, and I have no idea if they call my home phone since I leave the ringer off all the time.

    1. Re:I've dealt with NCO by Anonymous Coward · · Score: 0

      Don't be so quick to accuse the OP of not paying her credit card bills. I had to change my cell phone number a few years ago because I kept getting calls from collection agencies. Some deadbeat had probably just made up the phone number when they applied for credit, and I had Radio Shack calling, and some credit card companies.

      I tried nicely to get them to take my phone number out of their computers, and the response I got was if you paid your bills on time, lady, we wouldn't be calling you!

      It was just quicker and simpler to change my cell phone number. They were filling up my voice mail with these demanding or nasty sounding msgs.

  54. amen to that! by velska · · Score: 0

    while i am somewhat hearing-impaired (and i ain't pc ;), i do hear the phone most of the time when it rings.

    but i've learned to ignore calls from "unknowns" and such, even numbers i don't recognize - i let 'em go to my voice mail and if they care to identify themselves, then i can maybe call... or since practically all people i know have mobiles, they'll send me sms messages a lot of times to get over the hassle of not getting the guy when you call him.

    why is that so hard?

    --
    --v
  55. Bullshit by ChiChiCuervo · · Score: 1

    Oh yes they can call you.

    Read that law again. Third party collectors can call (communicate with you, which is why they hang up if they don't get you) you once per day. You have to inform them in writing (postal mail, folks) to stop.

    First party collectors are not bound by the postal "do not call" rule.

    Also, they can call your cell phone all they want if they don't "know" it's a cell phone. The "do not incurr charges for the debtor" rule only refers to intentional charges.

  56. 2-week update (from submitter) by RobertB-DC · · Score: 1

    It's been two weeks, and the story is about to be archived, so I wanted to give an update to anyone interested.

    The solution to the problem appears to be simple: get the Slashdot community involved! I haven't received a single call from the gruff-voiced robot -- not one in two weeks. I can only conclude that the story here (as well as the posting on usenet referenced in another thread) caused the company to rethink their strategy.

    Did we Slashdot their 800 number? 'Scuse me while I shed a bitter tear.

    I've only received two unsolicited calls since then. One was an actual person -- she was selling something, so I emphatically pointed out that she was making an unsolicited call to a cell phone. She replied, "You should blame your phone company for selling us the number, honey," and hung up before I could see if she was just blowing smoke.

    The other was a female-voiced robot who asked me rather politely to call a local number. I've written down the number, and I'll call it *after* the Do-Not-Call list issue is resolved. I don't want to take any chance of starting a "business relationship" with any telemarketer before the list goes into effect -- even though I didn't sign up any of my numbers for the list. I don't trust US telemarketers to keep the list to themselves -- I think they'll sell them on the sly to offshore scumbags.

    Again, thanks to all for your help!

    --
    Stressed? Me? Of course not. Stress is what a rubber band feels before it breaks, silly.