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Health Care Reform

It appears that today might be the end of a very long road to health care reform. There's been a lot of debate on the subject really leading back before the election. The mainstream sounds like an echo chamber, so I'm hoping you guys have better insight. Will this bill do what the administration claims to do, or is it as bad for the future of America as Fox says?

240 of 2,044 comments (clear)

  1. A false choice, of course... by dtmos · · Score: 5, Insightful

    Nothing is as bad for the future of America as Fox says.

    BTW, I've seen thousands of comment trolls, but I think this is the first story submission troll I've seen.

    1. Re:A false choice, of course... by Anonymous Coward · · Score: 3, Insightful

      Except Fox. Fox is bad for America.

    2. Re:A false choice, of course... by Anonymous Coward · · Score: 2, Funny

      BTW, I've seen thousands of comment trolls, but I think this is the first story submission troll I've seen.

      You MUST be new here...

    3. Re:A false choice, of course... by Farmer+Tim · · Score: 5, Funny

      We have nothing to fear but Fox itself.

      --
      Blank until /. makes another boneheaded UI decision.
    4. Re:A false choice, of course... by Anonymous Coward · · Score: 2, Interesting

      BTW, I've seen thousands of comment trolls, but I think this is the first story submission troll I've seen.

      It's a good idea, maybe it'll help keep the bullshit left vs. right bickering out of the tech stories.

    5. Re:A false choice, of course... by Anonymous Coward · · Score: 5, Insightful

      The truth is, the non-left of the American public (i.e. centrists, libertarians, independents, right, etc) would better trust the government to run healthcare if they actually had a better track record of running other programs. Find any government agency that's tried to do exceptionally well and you'll find that the smaller the scope of their responsibility the better they did. Medicare, Medicaid, Social Security, Postal Service, any regulatory agency - you get the picture. The federal government simply doesn't have a good resume; you can't blame the unbiased peoples for not loving the idea of the government running yet another program.

    6. Re:A false choice, of course... by Kagura · · Score: 5, Insightful

      Except Fox. Fox is bad for America.

      Just because Fox says the health care reform is bad doesn't mean that we should therefore support the reform. It disappoints me that this is the first comment I saw when I opened up this page. The point of this article is to discuss the reform in a constructive manner, not to bash entire ideologies just because they are not your own.

      I am temporarily residing outside the U.S. at this time, and I haven't been paying attention to the argument. My mind is still malleable on this, so convince me one way or the other! Now, let's get back to a real discussion regarding the pros and cons of health care reform!

    7. Re:A false choice, of course... by Jhon · · Score: 4, Insightful

      "Nothing is as bad..."

      Yeah. Keep saying that. When our government starts taking away our liberties (forcing people to buy health care, taking away private property to give to another private party are just two examples), I'd say that's bad for America. When it continues to spend us into either runaway iflation or economic ruin, I'd say that's bad for America. But that's just me.

      Any rational person can see this "budget neutral" bill is a hoax. 10 years of taxes, 6 years of real benefits. WTF? Additional budget trimming based on rasing the capital gains tax with estimates of increases in tax revenue that are NEVER going to materalize (as they never have in the past when estimates like this were used).

      If I STILL wasn't paying a tax to help support the spanish american war, I'd think this was a joke.

    8. Re:A false choice, of course... by linzeal · · Score: 5, Insightful

      You must be new here. When political stories hit Slashdot it is usually a bare knuckled ugly showdown between Anarchists, Liberals, Republicans and the Libertarians with the truly insane individual thrown in for good measure.

    9. Re:A false choice, of course... by ThePhilips · · Score: 3, Insightful

      The federal government simply doesn't have a good resume [...]

      Very true. And that is valid for any country.

      Though on other side, the question all Americans should be asking themselves is: do private insurers have better resume???

      One can easily bash gov't - bashing health insurers might backfire (who like all the big businesses have their hand in pretty much everything). And if gov't does shitty job, one can always vote for opposition/independent - you rarely if ever have much choice when dealing with health insurers.

      Disclosure: not a U.S. resident.

      --
      All hope abandon ye who enter here.
    10. Re:A false choice, of course... by KDN · · Score: 5, Insightful

      Full bill, but not the final bill. Deals are still being made. Even the CBO says that the numbers are preliminary. And frankly, 10 years of taxes and 6 years of benefits means they are cooking the books.

    11. Re:A false choice, of course... by pandaman9000 · · Score: 2

      It is a LOT more than that. You are ignorant or deceptive.

    12. Re:A false choice, of course... by polar+red · · Score: 3, Insightful

      do private insurers have better resume???

      NO.

      --
      Yes, I'm left. You have a problem with that?
    13. Re:A false choice, of course... by Anonymous Coward · · Score: 2, Insightful

      When has a government program ever come in at or below the budget estimates. They couldn't forecast their way out of a paper bag, let alone accurately predict costs over a 10 year period.

    14. Re:A false choice, of course... by amplt1337 · · Score: 5, Interesting

      First off, this isn't health care reform. It doesn't change all that much about the health care system. It's health insurance reform.

      To that end, there are some small gains: insurance companies will be forbidden from doing some seriously awful things, like retroactively revoking the insurance of patients who get expensive illnesses, on the flimsiest of possible excuses (and in some cases based on faulty data that they refuse to investigate further).
      In exchange, there are a lot of parts that are a big giveaway to insurance companies: because we've focused on giving everyone insurance instead of giving everyone health care, individuals are forced to buy insurance, but with inadequate oversight to ensure that insurance companies don't just gouge prices. Further, there isn't any choice for an insurance plan governed by democracy instead of stockholders, so we can probably expect that the small number of insurance companies will behave oligopolistically and raise prices, as usually happens when a small number of huge players control the market.

      There will be some savings relative to the current system -- on the government's part -- but nothing like what could be achieved by a system that allows everyone to buy in to Medicare (and couples that with Medicare reforms like more careful monitoring of doctors who prescribe medically needless tests & procedures to make more money, and allowing Medicare to negotiate lower prices for its prescription drug benefit). The present bill is probably slightly better than not having it, but only very slightly.

      --
      Freedom isn't free; its price is the well-being of others.
    15. Re:A false choice, of course... by imgumbydamnit · · Score: 3, Informative

      Regarding your first point "When our government *starts* taking away our liberties...", are you new to the party? Federal, State and Local governments long forced people to buy this or that, and eminent domain has been exercised since the days of the railroad barons. You may have some valid points, but you taint them when you pretend that this administration is doing anything to us that past administrations did not.

      --
      To err is human. To arr is pirate.
    16. Re:A false choice, of course... by amplt1337 · · Score: 3, Informative

      (forcing people to buy health care, taking away private property to give to another private party are just two examples)

      I'm not a fan of the bill -- the lack of a public option creates, as you say, a major problem by forcing people to give money to insurance companies that have little incentive not to gouge their captive market. A mandate *is* necessary, though, for insurance-based health reform to work. (That's why single-payer was the way to go...)

      As for the other, that's inevitably always going to happen. Unless the government carries out its necessary functions entirely itself (which wouldn't be a bad thing, but would probably be considered "socialist" or something), there will always be government contractors and the like. But redistributing income is a core part of every government, ever. Taxing the serfs to keep your warriors in meat and mead fits that description just as well as does Social Security, the Space Program, and the local fire department.

      When it continues to spend us into either runaway iflation or economic ruin, I'd say that's bad for America.

      We are nowhere near runaway inflation. In fact, there is a substantial risk of a very bad deflationary spiral at present. (see e.g. graph here). Deflation is bad; it means wages decrease, consumer spending drops, and job losses keep mounting. I mean, deflation is wonderful if most of your assets are dollars. If you own anything of value though, like say a gold stockpile, or a house, or if you like jobs, deflation is very very bad. And there is approximately zero chance of Zimbabwe-style inflation in any imaginable non-post-apocalyptic America over the next fifty years.

      --
      Freedom isn't free; its price is the well-being of others.
    17. Re:A false choice, of course... by Ironhandx · · Score: 2, Insightful

      Yes, the government forcing, and then helping if you are unable to do it yourself with the forcing, you take care of yourself is definitely a bad thing. This bill actually doesn't go far enough to socialize your health care, and your taxes need to go up to support it as well as pay down debt, but your health care premiums disappear in exchange. Don't raise taxes for the little guy, but the capital gains tax, and the taxes on anyone making over $250,000 a year definitely need to rise. Raise the capital gains tax but build in a $50,000 buffer so that the little guy that makes some money on the home he built doesn't get screwed, but make that a yearly limit not a per-event limit. Tax the upper 5% a little heavier, they can certainly afford it, and hey, guess what, once you're done taxing them more heavily /they'll still be rich/.

      On another note socialist health care has FAR more up sides than down sides. The entire argument from the perspective of the common guy in america once you get past all the bullshit he's been fed by those looking to protect their extortion racke... ahem, I mean business models is that they know a guy(or they themselves) who went to a hospital somewhere else and "It wasn't as nice". Basically it wasn't a hotel. Which a hospital should not be to begin with.

      This bill, from what I've read doesn't go far enough in getting your health care system rectified. What you actually need in order to fix it is an elimination of health insurance along with the companies altogether. Hospitals still run themselves but Government is the one with their hand on the cash bag. Almost everyone in america seems to think of government as inefficient and lax. Well, as someone who has worked in more than one large corporation as well as in a Government(albeit the canadian government) department, the government wins on the efficiency scale, by a fair margin.

      For one, hey, sure, some government officials will get kick backs from other people for doing them favors. However this isn't nearly as bad as it is in big insurance companies etc where the guys literally just cut themselves checks out of YOUR money. There are no checks and balances, stockholders don't really give a rats ass what these guys do as long as their profits are protected, which means these guys are out to screw you in as many ways as they can possibly get away with doing. Don't ever think that your health insurance companies are the best way to go, you're paying for all of the corruption and greed within the organizations as well as the profits demanded by the shareholders before anything ever gets passed along to you for the premiums you're paying. With government you end up with a few lazy people working there because its a little harder to get fired and costs go up on workers generally by about 50% because of this. Considering some insurance companies exec bonuses alone dwarf their entire wage budget, without including profits, shareholder dividends etc, how the hell can anyone even begin to say this is a better way of doing things?

    18. Re:A false choice, of course... by ByOhTek · · Score: 2, Informative

      Annoying thing is, I read the bill (off the senate site) around sept/oct of last year, and rather liked it.

      I need to get around to reading the newer bill, but there are already a lot of huge changes I know of that I don't like...

      --
      Self proclaimed typo king, and inventor of the bear destroying coffee table (patent not pending).
    19. Re:A false choice, of course... by ByOhTek · · Score: 4, Funny

      Hey! I walk in on my own accord. Nobody needs to throw me!

      --
      Self proclaimed typo king, and inventor of the bear destroying coffee table (patent not pending).
    20. Re:A false choice, of course... by slyrat · · Score: 3, Interesting

      There is at least one part of this bill that, being a diabetic and a contractor, am hoping gets through. That is that the pre-existing condition exclusions that insurance companies do. Because of how much of a difference it would mean for me personally it is almost impossible for me to not want it to pass. I guess, if possible, it would be nice to just have that part as a separate bill or something similar. Otherwise, having used the healthcare in England, I had really hoped that a single payer system could have been gotten through. I know that is almost impossible here in the US, but I can dream.

    21. Re:A false choice, of course... by PlanetX+00 · · Score: 2, Insightful

      "Further, there isn't any choice for an insurance plan governed by democracy instead of stockholders" First, true capitalism is democracy (People vote with their money). Second, why the government? If you wanted profit out of the equation, why not a heath care co-op? Or not-for-profit insurance?

    22. Re:A false choice, of course... by Anonymous Coward · · Score: 2, Insightful

      The government has a bad resume?

      This morning I was awoken by my alarm clock powered by electricity generated by the public power monopoly regulated by the US department of energy. I then took a shower in the clean water provided by the municipal water utility. After that, I turned on the TV to one of the FCC regulated channels to see what the national weather service of the national oceanographic and atmospheric administration determined the weather was going to be like using satellites designed, built, and launched by the national aeronautics and space administration. I watched this while eating my breakfast of US department of agriculture inspected food and taking the drugs which have been determined as safe by the food and drug administration.

      At the appropriate time as regulated by the US congress and kept accurate by the national institute of standards and technology and the US naval observatory, I get into my national highway traffic safety administration approved automobile and set out to work on the roads build by the local, state, and federal departments of transportation, possibly stopping to purchase additional fuel of a quality level determined by the environmental protection agency, using legal tender issed by the federal reserve bank. On the way out the door I deposit any mail I have to be sent out via the US postal service and drop the kids off at the public school.

      After spending another day not being maimed or killed at work thanks to the workplace regulations imposed by the department of labor and the occupational safety and health administration, enjoying another two meals which again do not kill me because of the USDA, I drive my NHTSA car back home on the DOT roads, to ny house which has not burned down in my absence because of the state and local building codes and fire marshal’s inspection, and which has not been plundered of all it’s valuables thanks to the local police department.

      I then log on to the internet which was developed by the defense advanced research projects administration and post on freerepublic.com and fox news forums about how SOCIALISM in medicine is BAD because the government can’t do anything right

    23. Re:A false choice, of course... by Chrisq · · Score: 5, Funny

      I think the issue the OP has with Fox has nothing to do with the Healthcare bill. A position that I also support.

      maybe not nothing, if Fox raises your blood-pressure that much you might have a personal interest in health care provision.

    24. Re:A false choice, of course... by ajs · · Score: 3, Insightful

      It disappoints me that this is the first comment I saw when I opened up this page. The point of this article is to discuss the reform in a constructive manner, not to bash entire ideologies just because they are not your own.

      I think that a valid and healthy debate could be had around the topic of how bad Fox "News": is for America, not because they're conservative (they're actually not) or because of their ideology, but because they represent the worst and least productive form of debate, approximately equal to that of two schoolyard kids yelling, "am not," "are so," at the top of their lungs.

      Want health care debate? If you watch Fox, you'll get "they're getting their shovels ready for grandma." Here's the conservative position (I won't say if this is my position, but I understand debate well enough to state it regardless of my position): this legislation represents an attempt to turn the health care industry into the airline industry. Regulating MPG ratings is easy for the government, but when it comes to industries that literally hold their customer's lives in their hands, we don't accept the concept of cost-benefit, and therefore we over-regulate until the industry cannot sustain itself. Then, we impose controls that prevent the industry leaders from failing in order to prevent our regulations from killing them. Eventually we have two choices: admit that we have socialized the industry or allow it to continue hemorrhaging money and treating its customers like cogs. This approach gives us the worst of all possible public healthcare options, even worse than what Fox has been calling it. Indeed, a government takeover of healthcare would be preferable, though it would sink our economy like a deadweight. Instead, we should be implementing controls that make the smallest possible changes to the healthcare system, yet improve its value to American citizens, while streamlining medicare and medicaid into something that doesn't bankrupt our nation, but continues to provide excellent care to our seniors and those who cannot (as opposed to will not) provide for themselves.

      I am temporarily residing outside the U.S. at this time, and I haven't been paying attention to the argument.

      Here's the problem: there is no argument. The argument is essentially: hey, we're going broke trying to provide healthcare and doing it radically worse with fewer covered than any other developed nation Vs. you're a socialist tyrant who wants to destroy our way of live, kill our elderly relatives and force all of our women to have abortions! That's not an argument, it's a reasoned position vs. a rabid chicken. Fox is the figurehead and spokesman for that rabid chicken and as such, we're not going to proceed to have rational debate in this country again until they're put out of their misery (preferably by declaring News Corp to be a political advocacy group and imposing the same controls on them as any other).

    25. Re:A false choice, of course... by Shotgun · · Score: 2, Insightful

      A system of governance that is based upon "what is good for me personally" is simple anarchy. Forcing an insurance company to pay for a pre-existing condition is simple theft, regardless of how hard that makes your situation.

      --
      Aah, change is good. -- Rafiki
      Yeah, but it ain't easy. -- Simba
    26. Re:A false choice, of course... by ajs · · Score: 3, Insightful

      Full bill, but not the final bill. Deals are still being made. Even the CBO says that the numbers are preliminary.
      And frankly, 10 years of taxes and 6 years of benefits means they are cooking the books.

      That's not true at all. If we had no healthcare costs in the U.S., then that would be reasonable. However, what we have is the single most expensive per-capita healthcare system in the world,, right now, so to analyze where we'll be in 10 years after we implement this plan 4 years out is entirely reasonable.

    27. Re:A false choice, of course... by raddan · · Score: 5, Insightful

      When our government starts taking away our liberties (forcing people to buy health care, taking away private property to give to another private party are just two examples)

      I'm guessing that you chose those two examples because they are hot-button issues, but the reality of it is: you never had those liberties, but because they never affected you, you thought that you did.

      Eminent Domain predates the founding of this country. It sucks, especially when it affects you (my great-grandfather's farm was largely seized to build a school), but there are many, many cases where there is indeed a greater good served by it. The discussion really shouldn't be "should we have it?" but "when should we have it?" Eliminating it is not practical.

      You already pay for health care, but like so many other things (roads, police, schools, car insurance), you don't see those costs directly. If, for instance, you saw an itemized car insurance bill explaining that most of your insurance money goes to paying out drunk driving accidents, or say, minor scratches on someone's Lexus, you would probably be pissed off (fun story: I bumped a Lexus once with my car-- it cost the insurance $1200, for a SCRATCH-- given that my insurance bill for the year is roughly half that, who do you think pays for it? Hint: you). Now there are many, many reasons why health care costs are going up. Medical practitioners are in short supply, medicine and equipment are very expensive (sometimes for good reasons, sometimes not), but most importantly, because the ratio of healthy people to sick (and by sick, I really mean, people needing care) people is swinging rapidly toward more sick people: baby boomers.

      If you're insured, you're paying for them already. Because I work for a large company, and they have good bargainers, we only pay about $300/mo per single employee. I contribute half of that. But ever try to get insurance yourself on the private market? Good luck affording it!

      Now, it can (and should) be argued that health insurance itself is part of the problem, and I agree. Insurance is supposed to be a hedge against catastrophe. You know, brain cancer. The kind of thing where the expense is so astronomical, that it would ruin you. Instead, we have insurers covering viagra (only actually necessary in very rare cases-- I have a friend with a rare pulmonary disorder, and strangely enough, viagra is an effective treatment for her) and elective surgery, because people don't want to pay for them themselves. This abuse has done nothing to control costs. It's a travesty that an out-of-pocket visit to your general practitioner can cost you a week's wages. I had an X-ray done recently-- it was $1000. We're talking about 19th century technology here, people. So anyway, now it covers the routine stuff, but often not the catastrophic stuff. They'll deny you coverage! WTF!

      But hey, this is what we have. Do we:

      • Dive in and fix the problem?
      • Let everyone get increasingly fucked over

      Keep in mind that while there are millions of people who can't get healthcare at all, due to cost, the CEO of United Healthcare recently received a 1 billion dollar (US) bonus. That, my friends, is fucked up. This man could personally pay for doctor visits for hundreds of thousands of people.

      As many people here have said, they're trapped in their bad employment situations because they have a sick spouse or child. Imagine having to go to work someplace where they treat you like dirt for years on end because, without them, your loved one dies? That is slavery, plain and simple.

      Personal health is a prerequisite for a healthy economy. If that guy could leave his job for a better one, without worrying that it would end his wife's leukemia treatments, or

    28. Re:A false choice, of course... by operagost · · Score: 4, Insightful

      First, it mandates that everyone buy insurance because apparently, 30 million people go without it merely because someone is not making them. Second, it promises that rates will go down, despite the fact that when governments have mandated insurance before (such as states requiring auto insurance), it only goes UP. Third, the only consumer "protection" in the bill entails the government telling providers what they can change and insurance companies what they have to pay for. Since this will inevitably result in both groups taking losses, they will simply close up shop. This will result in a new health care crisis, at which time the government will swoop in like a false messiah to "fix" the totally unexpected void in health insurance by creating the single payer system, which Obama said was the objective way back in 2007 before he said it wasn't.

      --

      Gamingmuseum.com: Give your 3D accelerator a rest.
    29. Re:A false choice, of course... by jandersen · · Score: 2, Interesting

      You are talking a lot of sense - yes, I did say SENSE; it seems to me that most people hardly read as far as the end of sentences nowadays, and might have thought I was going to say something else.

      As a non-American it is a deep mystery to me that America doesn't have a universal health-care service. I believe on average in Europe we only spend about half per patient p.a., and I can only speculate about why; but it seems obvious to me that the biggest factor is that in America big pharma is far better able to run rings around the system. Why else would it cost so much? I mean, as opposed to over here, it looks as if your insurance companies don't take care of several of the most expensive kinds of patients, like those with chronic illnesses - as far as I can see, it ought to work out as cheaper per actual patient.

      What does the average American pay for health insurance per month? For comparison, I think I pay about £50 per month, for which I get free health care no matter what the circumstances; and I earn a pretty hefty salary, so I don't think it is bad.

    30. Re:A false choice, of course... by Rich0 · · Score: 2, Insightful

      Forcing an insurance company to pay for a pre-existing condition is simple theft, regardless of how hard that makes your situation.

      The problem with this is that pre-existing conditions can become very hard to prove, and insurance companies often use them as excuses for denying claims, or even doing post-claim underwriting and retroactively cancelling policies.

      I actually support requiring coverage for pre-existing conditions, when combined with a significant fine for anybody that doesn't buy minimal insurance coverage (with socialized plans available for the poor). By forcing universal coverage you eliminate the issue of pre-existing conditions entirely. Also, universal coverage means that people don't have a financial incentive to neglect preventative care.

      And post-claim underwriting should be banned in all respects. If you want to underwrite a policy, do so before issuing it. Don't let somebody pay in for years, thinking that they are covered, and then pull the rug out after the fact. That's just the same thing as pre-existing conditions but in reverse.

    31. Re:A false choice, of course... by b3d · · Score: 3, Insightful

      The insurance companies are far from true capitalism. They have an anti-trust exemption, for crying out load. That's a license to screw the customer, which is what they are doing. If we actually had true competition in the insurance market, I might accept some of your argument. As it is, the government is the only entity large enough to be able to compete with the ginormous health insurance companies.

    32. Re:A false choice, of course... by jimicus · · Score: 4, Insightful

      Diabetes (along with many serious conditions) is buggery expensive to treat. In the real world, many sufferer's options are realistically:

      • Live in a country which provides at least basic healthcare without you having to sacrifice your first born (or at least regulates insurance companies such that they can't say "Oh, you've got something expensive? Sucks to be you, then.").
      • Be rich.
      • Die.

      Most civilised countries decided that the final option on that list wasn't a particularly desirable one some years ago.

    33. Re:A false choice, of course... by MR.Mic · · Score: 5, Funny

      One does not simply walk into Slashdot.

    34. Re:A false choice, of course... by spaanoft · · Score: 2, Insightful

      Actually, despite its flaws, one of the reasons Canada's health care system works at all I believe is because for the most part the provinces run it and the federal government doesn't try to fiddle too much with specifics. Right now in the US you have this mish-mash of federal and state-level regulations that I'd imagine would be an absolute nightmare to administer (like having two bosses, or something like that.)

    35. Re:A false choice, of course... by d3matt · · Score: 2, Insightful

      You really think the senate is going to do anything after the house passes their bill verbatim and the President signs it into law? The Senate may be many things, but they are most definitely not the House's lap dogs.

      --
      I am d3matt
    36. Re:A false choice, of course... by CAIMLAS · · Score: 2, Insightful

      It's not even health insurance reform: it's single-payer health insurance (which died on the table months ago quite quickly) but with a different name.

      Furthermore, they're shuffling their deck of money pretty thoroughly on this one, pulling from this and that fund (many of which are close to bankruptcy as it is - like Medicare) to fund this thing and calling it a "savings". Sorry, that doesn't fix anything: you're spreading (supposedly) short funds even shorter. Sure, health care would be 'free' but it'll make any existing services/care even worse.

      The fact that it's not supposed to actually take effect until the next sitting President's term starts (at least in one of its permutations) should be a pretty good indication of what those voting on it think about it. That's a classic "we're pushing this for its power/political benefits, the populace be damned" move. Seems every President has to have one of these doozies. Unfortunately, this doozie is particularly heinous in an already-difficult economic time.

      I feel sorry for the people who expect to get immediate financial/healthcare relief as soon as this bill is passed. They're up for some major disappointment.

      --
      ~/ssh slashdot.org ssh: connect to host slashdot.org port 22: too many beers
    37. Re:A false choice, of course... by pnewhook · · Score: 2, Insightful

      Before the advent of Social Security, more than half of all seniors died in poverty, now almost none do.

      And when social security was being debated, Republicans screamed up and down that this was government socialism, and will be the ruin of everything good and democratic.

      --
      Tesla was a genius. Edison however was a overrated hack who liked to torture puppies.
    38. Re:A false choice, of course... by timeOday · · Score: 5, Informative

      Now, let's get back to a real discussion regarding the pros and cons of health care reform!

      This thread, and news coverage at large, are incredibly sparse on what the plan actually is! So here it is:

      INSURANCE MARKET REFORM

      • The legislation would require substantial insurance market reforms that would bar insurers from excluding people for pre-existing conditions and prevent them from arbitrarily dropping policy holders.
      • Insurance exchanges would be created where small businesses and individuals without employer-sponsored coverage would be able to shop for coverage. Plans offered on the exchange would have to meet minimum benefit requirements.
      • The proposed changes would allow dependent children to remain on their parents' health policies until age 26.
      • The Senate bill requires insurers to spend at least 85 cents of every premium dollar on medical care in small group markets and 80 cents in large group markets. The proposed changes also would require Medicare Advantage insurers to spend at least 85 percent of revenues on medical care.

      COVERAGE MANDATES, SUBSIDIES AND MEDICAID

      • Individuals would be required to obtain health insurance. Those who fail to purchase coverage would face fines of up to 2.5 percent of income by 2016.
      • Firms with more than 50 workers who do not offer medical coverage could face fines of $2,000 per full-time employee.
      • Federal subsidies would be provided to help people with incomes up to 400 percent of the poverty level purchase coverage on the exchange. Proposed changes would sweeten those subsidies for lower income people.
      • Medicaid, the government healthcare program for the poor, would be available to everyone with incomes up to 133 percent of the poverty level, which stood at $10,830 for an individual and $22,050, for a family of four. Many states have eligibility requirements below those levels.
      • The proposed changes would get rid of a special deal to help Nebraska pay for the expanded coverage and boost aid to all states.

      FINANCING

      • The final proposal makes some adjustments to the revenue measures in the Senate-passed bill.
      • The Senate bill included a 40 percent excise tax on high-cost health insurance plans. The proposed changes would delay implementation of the tax until 2018 instead of 2013. The tax would kick in on plans costing $10,200 for individuals and $27,500 for family coverage. A higher threshold is allowed for plans covering mostly women, older workers and retirees as well as those in high-risk professions.
      • The bill calls for raising the payroll taxes for Medicare, the government health insurance plan for the elderly, to 2.35 percent from the current 1.45 percent for individuals earning $200,000 or more and for couples earning $250,000 or more. The proposed changes would apply the tax to some investment income as well for those high-income groups.
      • The bill would impose fees on medical device manufacturers, insurance providers and brand name pharmaceuticals. The proposed changes would delay implementation of those fees.

      MEDICARE

      • The legislation would freeze payments to insurers that provide coverage to Medicare patients in 2011 and begin reducing the subsidy in 2012.
      • It would also gradually close the gap in drug coverage for Medicare beneficiaries by 2020. Those who enter the coverage gap, the so-called doughnut hole, in 2010 will get a $250 rebate. In 2011 they would get a 50 percent discount on brand-name drugs.
    39. Re:A false choice, of course... by insufflate10mg · · Score: 3, Insightful

      So people with pre-existing conditions simply can't have the luxury of health care? Ignorance at its best.

    40. Re:A false choice, of course... by Kral_Blbec · · Score: 2, Insightful

      America IS voting for opposition/independent. There hasn't been a poll in months showing public support for Obama's plan. Obama's approval ratings have dropped from being the Messiah to about half. Congress has absolutely horrible approval ratings. The people HAVE spoken. We don't want this.

    41. Re:A false choice, of course... by svtdragon · · Score: 5, Informative

      This bill is the minimum that can be done to remove recission and pre-existing condition clauses without destroying the system.

      The economic logic is as follows: We want to regulate the insurers such that they don't exclude people based on pre-existing conditions. This makes sense.

      However, once you try to apply that in practice, it gets hairier: if you cease to enable insurers to do that, then you get what's called an "adverse selection death spiral", wherein some healthy people drop coverage (since they know they can get it back as soon as they get sick) which worsens the risk pool. Because it's worse, those remaining members left in this new risk pool get charged higher premiums. These higher premiums cause more healthy people to drop coverage (since they're getting less for their money) which causes a repeat of the same cycle. As this goes on, the price of insurance gets so astronomical that only the sickest have it and nobody can afford it because the cost approaches the cost of the procedure you're supposed to be insured for.

      The way we work around this is the unpopular part. We put a mandate on everybody that says "alright, since they can't kick you out anymore, you can't game the system: everyone has to be insured". Whether it's better to do this by putting the mandate on individuals or on employers is debatable, but what's on the table is an individual one.

      Now that we're mandating everyone have insurance, we need to address its affordability, since mandates to buy things that people can't afford don't really work. This is where the subsidies (ie, costs) come in. This package is basically $900bn in subsidies for people who have trouble affording comprehensive insurance--including everyone from the average joe to a reasonable percentage of the slashdot crowd. The latest bill has caps on premiums set as follows: "[f]or people who buy insurance on the exchanges, a family of four making $88,000 would have a cap of 9.5 percent of their income." The penalty for not buying insurance is $695/person/year with exemptions for financial hardship, etc.

      The $900bn comes by way of medicaid as well as direct subsidies.

      The rest, once those things are in place, are to cut costs/cut the deficit and regulate insurers. But the above is by far the bulk of the bill. While I personally wouldn't mind killing the insurance companies so we can institute a single-payer system, if you want pre-existing conditions gone, this is what you get.

    42. Re:A false choice, of course... by ArcherB · · Score: 3, Insightful

      We have nothing to fear but Fox itself.

      So true. Because any voice contrary to what we already believe should be feared and silenced!

      --
      There is no "I disagree" mod for a reason. Flamebait, Troll, and Overrated are not substitutes.
    43. Re:A false choice, of course... by mcgrew · · Score: 2, Insightful

      Except Fox. Fox is bad for America.
      Just because Fox says the health care reform is bad doesn't mean that we should therefore support the reform. It disappoints me that this is the first comment I saw when I opened up this page.

      A news outlet as slanted as Fox is bad for America, and the summary was correctly comparing the Democrat administration with the neocon-Republican Fox. If there was a news outlet that was as unabashedly left wing as Fox is right wing, instead of "the administration" they could have named the left wingnut news network. But there are no other news organizations in the US with such blatant wingnuts. And if you think Fox is balanced, you're a wingnut, too.

      As to health care deform, well, what I just called it should tell you pretty much what my views on it are. We have the best laws and legislators that money can buy. I'd like to see them just extend Medicare to everyone; that would pretty much fix things, but the insurance industry isn't about to let that happen.

    44. Re:A false choice, of course... by daem0n1x · · Score: 4, Insightful

      Then create a state-managed health care system, like exists in most civilised countries, and spare the poor insurance companies that terrible burden. I weep every time I see an insurance company being thieved.

    45. Re:A false choice, of course... by david_thornley · · Score: 2, Informative

      A system of governance based on "what is good for me personally", applied over the population, is simple democracy. It sucks, but I haven't seen any form of large-scale government that doesn't suck more.

      Forcing a company to do things that aren't in its best immediate financial interests is hardly new, or theft for that matter. Lots of businesses thrive in regulated fields. It's just a cost of doing business.

      --
      "When you have eliminated the unacceptable, whatever is left, however improbable, must be the truthiness" - Holmes
    46. Re:A false choice, of course... by heckler95 · · Score: 2, Insightful

      First, true capitalism is democracy (People vote with their money).

      Democracy is one vote per person, not one vote per dollar, per person. Should Bill Gates' single vote be worth the same as the votes of millions of people?

    47. Re:A false choice, of course... by hey! · · Score: 2, Informative

      People might think you're joking when you say "go to reading", but the CBO report is only 25 pages, and the tables are very compact sources of interesting information.

      Here's an interesting fact I gleaned from Table 2. In 2010, 40 million people get their insurance through Medicaid, the government program to provide insurance to the poor. In 2019, despite broadening Medicaid eligibility, that number drops to 35 million.

      At the same time the number of people getting *private* insurance goes from 150 to 162 million.

      So *some* of the savings are due to something that looks very much like *privatizing* some of the services currently provided through Medicaid. On the other hand, the combined cost of Medicaid and CHIP jumps to 29 billion/year in 2014 and 98 billion/year in 2019. The total increase in outlays for Medicaid and CHIP in the next decade will be increased by 434 billion total.

      Alarming, isn't it? But still this bill manages to cut the Federal deficit by 138 billion over the same period. Yet the net increases in program spending are actually quite small, more like 7 billion over the coming decade, most of which goes into bringing provider payments up to market rate. So how do we get from 7 billion to 434 billion?

      What you need to know is that Medicaid and CHIP are jointly funded by states and the Federal government, and that under this legislation the Federal government share of Medicaid goes from 57% to 90%, and of CHIP from 70% to 93%. So the 434 billion represents a 427 billion dollar decrease in *state* deficits, not even counting the effect of a 12.5% reduction in case load.

      The infamous sweetheart deals we've been hearing about (the Cornhusker Kickback and the Louisiana Purchase) amount to something like 1/8 of a percent of this 427 billion. The Cornhusker Kickback has been removed in reconciliation, but Mary Landrieu successfully argued that the "Louisiana Purchase", a Medicaid subsidy that ends in 2016, was necessary to help the state complete its recovery from Katrina. This accounts for 300 million of the 427 billion, less than 1/10 of a percent.

      So to recap, the bill reduces the Federal deficit by 138 billion, and state deficits by well over four hundred billion dollars.

      --
      Post may contain irony: discontinue use if experiencing mood swings, nausea or elevated blood pressure.
    48. Re:A false choice, of course... by demonlapin · · Score: 4, Insightful

      And when social security was being debated, Republicans screamed up and down that this was government socialism, and will be the ruin of everything good and democratic.

      The baby boomers are about to test that proposition rather thoroughly.

    49. Re:A false choice, of course... by OnlineAlias · · Score: 2, Insightful

      Cadillacs in this case being analogous to a really good health care system, which we don't have. High costs for middling care is not a good thing.

      Being 37th and paying like we're number one...well, at least we're number one at something....

    50. Re:A false choice, of course... by cayenne8 · · Score: 4, Insightful
      "If we're not going to go off of what the CBO say's what are we going to go off of??? They don't lean right or left and they said it would reduce the deficit, period."

      I think the CBO is a great place to start from...but again, this is a preliminary report they just came out with. I'd rather the congress not rush to try to pass this, till thorough study has been made!! What is the rush? I mean, if this is going to affect roughly 1/6th of our economy, let's study and get it right.

      I'm concerned about the money shuffling congress has done to try to get this to look like it will save money and reduce deficit, I'm seriously concerned they are in some ways counting money twice. I'm also worried about them with regard to the bills to 'fix' the scheduled decrease in Dr's reimbursements for Medicare...they will likely raise those fees back in a separate bill, but really it should be figured into the cost of this one.

      I like a lot of things that are in the bill, but honestly...would it not be easier to get rid for 2000 pages of a bill with God knows what all else is hidden in there...and go with a more basic one that has things most everyone can agree on?

      • Insurance sales across state lines (surely a real interstate commerce item)
      • No pre-existing conditions
      • Allow small business and even individuals to band together to get group insurance rates
      • Allow Medicare to bargain for cheaper drugs with the pharma companies like the VA does

      These would all be popular starters, and I doubt we'd need a Lousiana Purchase or Nebraska deal to pass this through...?

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    51. Re:A false choice, of course... by Pojut · · Score: 2, Informative

      Insurance sales across state lines (surely a real interstate commerce item)

      As far as this one point is concerned, I can tell you why this is unlikely to ever happen. The individual state laws regarding insurance companies and what they have to cover/can't cover/etc varies wildly from state to state, even between neighboring states. It would be nigh impossible to do this.

      Say you live in Maryland, and want to buy Insurance A from New Jersey. Say Maryland has a law stating insurance companies have to cover a specific condition, but they DON'T have that law in New Jersey. You will have bought insurance that isn't guaranteed to cover you the way it should because the laws are different in the two states...this is why companies have different "arms" in every state, because every state has vastly different laws. This is a very simplistic example, but they only get worse from there.

      The only way interstate shopping of insurance would happen would be for the federal government to require all states to have the same insurance requirements...and we surely don't want the federal government trampling on states rights, now do we?

      Source: I work in the healthcare industry.

    52. Re:A false choice, of course... by rhsanborn · · Score: 3, Informative

      Concessions haven't been made simply to appease republicans. They've been made to try and get more of the citizens aboard, and to try and get more support within the democratic party. Things like the taxes on expensive plans have been relaxed to ease the union opposition. Sweet-heart deals have been made to buy reluctant Senators like the Louisiana or Nebraska deals, etc. Removal of the public option from the House bill was an attempt to get Senators on board. Finally, there are a lot of people in the United States, to whom congressmen have to answer in a few months who aren't fond of either the whole bill, or certain provisions. Trust me, with the filibuster proof majority in the Senate, if they didn't have to fight within the Democratic party, we'd already have a bill completed and out the door (They had this majority long enough before they lost Ted Kennedy's seat).

    53. Re:A false choice, of course... by cayenne8 · · Score: 4, Insightful
      "You're right... we do. However we're ranked very low among the rich countries in health care quality, but we take the gold in medical bankruptcy... go USA!"

      Trouble is...I don't think this mammoth of a bill is going to fix that.

      I'm quite worried that they are going to be adding a TON of new people to the medicare roles...a program which is already WAY in the hole. I believe Medicare is already, as is, slated to be many trillions of unfunded entitlement in the next 15 or so years. How are we going to help it by adding millions of new people? Where will the money come from?

      Why can't they do a simple bill, with some main points everyone can agree on...in about 10 pages of simple language everyone can understand and agree on? Start from there and build on it?

      From what I can see...this new thing is an attempt to build a model similar to what Mass. put into place, and from what I understand it is a HUGE financial burden on the state, and not quite working out as it was intended. Anyone from Mass that can comment on this?

      I'm also concerned about what will happen to what is left of this bill after the SCOTUS challenges to it with regard to the Federal Govt. mandating that individual citizens be required to buy health insurance. I really do believe this will be struck down. Already there are laws and the like passed in many states actually banning the state from participating in this program, and I understand some are working on state constitutional amendments to battle what the feds are trying to do. This may turn into a large fight over the 10th amendment...which may not be a bad thing considering it has been largely ignored for years.

      But say the individual insurance mandate is struck down...but the rest of the law exists? What will fund it?

      This bill is serious, and the implications are large...I think much more study is required, however, at this point, it is ONLY about politics IMHO...citizens' be damned as long as one side of the other can claim victory.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    54. Re:A false choice, of course... by Curunir_wolf · · Score: 3, Insightful

      This entire argument is a total fallacy. It starts with the assumption that health insurance and single payer regulation will somehow control costs. The only way that will work is through rationing, and that's not really controlling costs - it's lowering services.

      The way to control costs is to get consumers to ... watch costs. The reason health care costs have gotten so out of control in the first place is because patients never look at the costs, because the vast majority of health care is paid for by third parties. So patients demand all the best care and all the tests they want and costs be damned. Then they complain when insurance companies want to deny some services that seem unnecessary or reduce coverage.

      So to reduce costs, you force consumers to pay out of pocket for lots of services, and relegate insurance back to just catastrophic coverage, like it used to be. Another useful reform is to un-tie insurance from employment. It's irrational the way the system now is mostly controlled by employer-based insurance, with no reasonable way for individuals to shop for insurance on their own, or to be able to buy it at reasonable costs when then change jobs.

      If you look at the market for the typical services that insurance generally does not cover, like cosmetic surgery, lasic eye surgery, etc. you can see how costs for health services can be greatly reduced when people have to pay the bill themselves. If I had a monthly bill for all my food regardless of what I ate, I'd be demanding steak and lobster all the time. And guess what? If lots of other people had it too, food prices would skyrocket. What then? Government-based, single-payer food?

      --
      "Somebody has to do something. It's just incredibly pathetic it has to be us."
      --- Jerry Garcia
    55. Re:A false choice, of course... by mcgrew · · Score: 2, Interesting

      When our government starts taking away our liberties (forcing people to buy health care

      You're right about that -- it should simply pay for your health care, and when you get sick you're free to not go to the doctor, or go if you wish.

      taking away private property to give to another private party

      So you're against the US Constitution?

      Article 2, section 8:The Congress shall have power to lay and collect taxes, duties, imposts and excises, to pay the debts and provide for the common defense and general welfare of the United States; but all duties, imposts and excises shall be uniform throughout the United States;

      To borrow money on the credit of the United States;

      16th amendment:

      The Congress shall have power to lay and collect taxes on incomes, from whatever source derived, without apportionment among the several states, and without regard to any census or enumeration.

      So you think the US Constitution is bad for America? You should be a congresscritter, they all seem to hate the Constitution, too.

      When it continues to spend us into either runaway iflation or economic ruin, I'd say that's bad for America.

      Then work on getting those damned wars stopped. The stagflation in the 1970s was a direct result of paying fo rthe Vietnam war. NOTHING is as expensive as war, and the monetary expense is the smallest of those expenses. We spend far more on the military than anything else.

      Additional budget trimming based on rasing the capital gains tax

      Why should someone who "earns" his money by betting on the stock market pay less of a percentage of his income in taxes than a construction worker, who EARNS his money by working off the sweat of his brow in dangerous situations? I say the capital gains tax is far too low. While we're at it, raise the tax on incomes above $1m/yr. Let those who benefit most from government pay the most for government.

    56. Re:A false choice, of course... by einhverfr · · Score: 2, Interesting

      Pelosi has said this is only the first bill and that we should expect many more. I would assume that means trying to push for public options, and perhaps eventually build on the populist anger towards private insurance to remove it from most of the market. I think the push for socialized medicine is exactly what a large part of the Democratic party is fighting for, though by no means enough to win the day right now.

      However, aside from that (and I don't think a single payer system in this country would be a good idea for reasons of abuse of power I have seen from administrations of both parties, on both state and federal levels), there is some really bad stuff in this bill. For example:

      The bill empowers the DHHS to waive most of the fines for things like long-term care facilities' employees abusing patients if the facility serves an under-served population, and this is defined as rural areas or ethnic minorities. This is just Jim Crow under a new name: it means that facilities serving ethnic minorities are held to a lower standard, and African-American patients of them are not entitled to the same protections of the laws that white patients are. That's just wrong.

      --

      LedgerSMB: Open source Accounting/ERP
    57. Re:A false choice, of course... by svtdragon · · Score: 2, Insightful

      I agree we should untie it from employers.

      What part of my post is a fallacy, exactly? If you can point out the flaw in my logic given that I never really addressed cost control but simply the revocation of pre-existing condition clauses as a desirable outcome, I'd be glad to address it.

      I'd also make the point that as consumers, we are at the mercy of the procedures that our doctors prescribe for us. We pay them for their knowledge and rely on their diagnoses, and if everyone seeks a second opinion on everything, don't we end up with more doctor appointments and more bills?

      The ability to comparison-shop implies a level informational playing field, and unless consumers go to med school, that doesn't happen.

      People don't want to haggle over their health; not with their physicians and not with their insurance companies. When you're sick, and especially critically so, it's not worth it.

    58. Re:A false choice, of course... by shutdown+-p+now · · Score: 2, Insightful

      First, true capitalism is democracy (People vote with their money)

      It's very sad when citizens of a democratic country, especially Americans who did a lot to popularize the whole thing (am I correct in shamelessly assuming that you're one?), do not understand that the fundamental concept of democracy is "one person - one vote".

    59. Re:A false choice, of course... by eldepeche · · Score: 2, Insightful

      You are a moron.

      Why rush? they've only been talking about this for a year, let's keep debating it for another goddamn year. We've only talked about universal health care for about 80 years, and we've known how to design a cost-effective system with good results for about 50. There's only tens of thousands of people who die each year because of inadequate access to health care. What's the fucking rush?

      And lord, it's going to affect 1/6 of the economy! Why is health care 1/6 of the economy? Because we've allowed our rate of medical inflation to stay far higher than any other developed country. And we're talking about regulations affecting companies that deal in that 1/6. It's not as if the government is nationalizing 1/6 of the economy.

      Oh no, the bill has a lot of pages! Who gives a shit? First of all, legislative text is triple spaced, with 1.5 inch margins, so the bill is actually 400 pages of normal text. But so what? This is complicated stuff, and legal language is notoriously verbose and dense.

      Let's just do what we can all agree on! OK, no denial of coverage based on preexisting conditions. But what if someone just goes without insurance until they need care? That's just going to make it more expensive for the rest of us. We'll have to mandate that everyone pay in. But what if some people can't afford it? I suppose we'll have to subsidize premiums for the poor. Well, what a coincidence, that pretty well describes the bill that's being debated in Congress! Weird.

      By the way, the deals you're talking about? They're being removed in the packages being voted on in the coming week.

      Take your warmed over Republican talking points and shove them up your disingenuous ass.

    60. Re:A false choice, of course... by tchdab1 · · Score: 2, Interesting

      >>if this is going to affect roughly 1/6th of our economy, let's study and get it right.

      But it's a step in the right direction (while not perfect or even ideal), and we have been trying to address this for decades with no progress.
      The evidence, I think, points to special interests blocking progress in order to maintain profits from the status quo.
      So it's actually better to pass this now and fix as best we can later (if we don't fix anything, it's still better than not passing it).

      And by fix it, I personally mean remove more profit motive - remove profits - from the health care industry itself.
      There is no room for consideration of profit over health care decisions: people die.

      And when I think about it, I have to say the same for the entire rest of the economy: we are here to make things better for all of us, not to create an environment for a few of us to get super-rich.

    61. Re:A false choice, of course... by Pojut · · Score: 2, Informative

      Pelosi has said this is only the first bill and that we should expect many more. I would assume that means trying to push for public options, and perhaps eventually build on the populist anger towards private insurance to remove it from most of the market. I think the push for socialized medicine is exactly what a large part of the Democratic party is fighting for, though by no means enough to win the day right now.

      Remember though, a single-payer system affects only insurance companies. Private companies would still be building medical equipment, doctors would still run independent practices, and pharmaceutical companies would still exist. You could consider single-payer to be socialized insurance, but not socialized healthcare.

      The bill empowers the DHHS to waive most of the fines for things like long-term care facilities' employees abusing patients if the facility serves an under-served population, and this is defined as rural areas or ethnic minorities. This is just Jim Crow under a new name: it means that facilities serving ethnic minorities are held to a lower standard, and African-American patients of them are not entitled to the same protections of the laws that white patients are. That's just wrong.

      Interesting, I must have missed that part...can you provide me with page/line numbers from the bill? here's a link if you don't have a copy handy: http://www.scribd.com/doc/28572002/Reconciliation-HR-4872-Full-Text

    62. Re:A false choice, of course... by amplt1337 · · Score: 2, Insightful

      A mandate is necessary because of the nature of insurance, which is a system for distributing risk. The rationale behind all insurance is that it is better to have a small fixed cost rather than the risk of a major one. With health care, this leads to a potential problem known as "adverse selection" in which the only people who purchase insurance are those who have greater-than-average risks; this increases the amount of risk relative to the number of people in the pool, and thus makes every individual obliged to pay more.
      That would be fine, if health care were like fire insurance, and we didn't as a society care about doing anything for people who take losses from it. But it's not. Like it or not, we do not live in a society that is happy for you to die in the street if you've been injured (though we're apparently content to put you in hock for life if you get cancer...) Since that health care will be provided, the public is facing the greatest adverse-selection problem of all -- being the backstop for risks that are uninsured by private insurers anywhere.
      This is over and above the shenanigans that private insurers go through to prevent paying claims, but that's a side issue.
      Anyway, without a mandate, if you simply prevent insurers from shaping their risk pool by denying pre-existing condition coverage, you force them to raise rates -- to the point that you'll wind up de-insuring a lot of people who can no longer afford it. To keep the costs low, the risks must be spread over a wider base which includes healthy people.
      A mandate is not necessary in absolute terms; it's only necessary once you force insurance companies not to shape their risk pools through denying higher-risk people from any access to insurance.

      2) There are non-private-insurance-based ways to reform health care. The correct approach would be a single-payer system in which everyone is in the pool, and thus there is a strong democratic incentive to ensure that benefits are paid appropriately, and in which there is a powerful market presence to lower the price of drugs and to regulate procedures according to evidence-based appraisals of effectiveness, and generally set standards of care. This can also be considered a form of insurance ("social insurance" it's called) where the premiums have been replaced by a taxes, but it more closely resembles the social value that we seem to have adopted that everyone should have access to health care without being bankrupted in the process.

      I am assured that there are a great many opportunities for reducing the cost of medical care itself. Drugs are expensive, as you mention, but the VA pays a lot less for them than Medicare does; the VA is allowed to bargain with pharma companies, while Medicare isn't. Procedures are expensive, but many of them are unnecessary, and are prescribed because doctors are paid for procedures rather than outcomes (so more medicine equals more profits). Similarly, many of them just don't do anything -- like routine prostate cancer screenings, which cost a lot but are pretty slim on actual health benefit -- and could be eliminated based on broad-based industry oversight through a medicare-for-everybody type program. Procedural costs could also be managed by reducing the disparity in incomes between primary-care doctors and specialists, reducing the incentive for over-specialization while at the same time reducing prices.
      Obviously medicine is expensive. But that doesn't mean you can't make it less so. And you know what's even more expensive than medicine? Creating a system that pays for X amount of medicine, and then adds Y percent profit on top.

      --
      Freedom isn't free; its price is the well-being of others.
    63. Re:A false choice, of course... by fredjh · · Score: 4, Insightful

      You people don't get it.

      So you begrudge the fractions of a penny that this guy's pre-existing condition will cost you, because you happened to be lucky enough to get insurance before you got sick?

      Fractions of a penny? My favorite charity happens to be Children's Healthcare of Atlanta. I donate a hell of a lot more than fractions of a penny, not that you should believe anyone posting on the internet; but the point is that it's charity: taxes and health insurance aren't charity. I don't buy health insurance for my family out of the goodness of my heart to help other people.

      And it's not fractions of a penny for one guy... it's tens of thousands, if not hundreds of thousands of people who waited too long to buy insurance and want everyone else to pony up for it. And don't fool yourself with the phony "it's only..."

      Income taxes went from 1% on the the highest income of the wealthiest people of the country to everybody paying taxes in brackets approaching 40%, and it was always "it's just a percent more... what's one percent more? Surely you can afford that?"

      Sales taxes... from 1% to 9 and 10% in some places; where does it stop? It's always just "one more penny! Just one more penny for every dollar you spend!"

      Do I think people with preexisting conditions deserve some help? Of course I do - stop pretending the alternative to government take over of 1/6th the economy is people dying in the streets.

      --
      Stupid, sexy Flanders.
    64. Re:A false choice, of course... by cayenne8 · · Score: 3, Insightful
      "Why are the self employed all but excluded from healthcare altogether?"

      Where do you get this?

      I'm on a W2 gig right now, but previously working through my own S corp, I was VERY happy with my deal.

      I set up a high deductible BCBS account, for catastrophic problems...and was then qualified to set up a HSA (Health Savings Account) where I could load it up (up to about $3K last year I believe) pre-tax. I used THAT money for my routine medical care. It isn't use it or lose it either like the FSA's they offer at W2 jobs. Why shouldn't everyone save for routine medical care just like you save aside money for house payments, retirement, etc...? I remember when Health Insurance used to be called "Hospitalization"....which was only there for catastrophic emergencies, not for every time Sally got the sniffles.

      Using insurance the wrong way, along with HMOs and all the bean counters has a LOT to do with rising health care costs...I know this because when I was paying my own way, and went to DR's or even for some medical tests (MRI, lab..etc) as soon as I told them I was paying on my own, I got at least 15% knocked right off the top of their billing rate.

      Why is that I wonder?

      One Major trouble with the health care bill they're trying to pass is...that it actually goes in and cut amounts people can load up HSA's and FSA's...this part of it sucks.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    65. Re:A false choice, of course... by j35ter · · Score: 2, Insightful

      "Socializing" - Less profit for health industry investors!
      The "American???" way: The ones who have money may live, the ones who don't die!

      Btw. Americas fear of socialism reminds me of the drowning man's fear of swimming

      --
      Delta-Mike November Bravo Tango
    66. Re:A false choice, of course... by DesertBlade · · Score: 2, Informative

      That 15% you got knocked off is still 20-30% higher then what the Insurance companies pay. Still think you got a deal?

      --
      Half of writing history is hiding the truth.
    67. Re:A false choice, of course... by DavidTC · · Score: 2, Interesting

      I weep every time I see an insurance company being thieved.

      Me too. It's like watching one of the economic masterminds of the financial collapse get a parking ticket.

      It feels good for a second, and then the realization hits me, all over again, that their decapitated heads still are not impaled on stakes as a warning to others.

      And a single tear rolls down my cheek.

      --
      If corporations are people, aren't stockholders guilty of slavery?
    68. Re:A false choice, of course... by loshwomp · · Score: 2, Informative

      One Major trouble with the health care bill they're trying to pass is...that it actually goes in and cut amounts people can load up HSA's and FSA's...this part of it sucks.

      HSAs and FSAs are a poor substitute for what should simply be tax-deductible expenses in the first place. FSAs are needlessly complicated, and screw you by design if you spend more or less than anticipated, which is not surprising, because the rules were written by the very organizations that benefit when you lose.

      Let's nuke HSAs and FSAs and make their eligible expenses tax deductible. There would be no downside whatsoever, except for the employers and account service providers -- overhead we don't need.

    69. Re:A false choice, of course... by Pojut · · Score: 2, Insightful

      Well, this is only a first step in the direction of socialized medicine. They wanted a stronger step, with the "Public Option", but that wouldn't fly, so they backed off a bit.

      Look into some of the people behind the scenes of those in power, those that influenced them and even older quotes from those in the administration. They have been put on record saying they want to move to single payer and socialized medicine..but they know it has to come a little at a time.

      You honestly believe that arguably the largest industry in the country (aside from the oil industry) would allow the United States government to take it over in its entirety and run everything from development to market to treatment?

      Let me guess...you've got a bridge to sell me as well.

    70. Re:A false choice, of course... by Random+BedHead+Ed · · Score: 2, Insightful

      Government is why these things cost so much. And yet we are about to add MORE government into the system?

      Your point of view makes complete sense to me. Also, I have never heard of other countries in the world besides the United States. Are there any? No? Then since there are no other countries, we'll just have to guess whether involving government in healthcare can work.

      Sorry, sarcasm is sometimes the best remedy. There are other countries in the world, and that makes the world a giant healthcare laboratory. I've lived in a country with actual socialized medicine and it works great. Then again, the silly notion that my sarcasm was about (government controlling healthcare!) doesn't apply here: the reconciliation bill doesn't create a new healthcare system. It does make changes to Medicare and increases doctor payments for Medicaid to bring them in line with Medicare, but I wouldn't call that "more government." The hospitals will still be owned by the organizations that own them now, the insurance companies will still be insurance companies. This is the most right-wing healthcare reform I've ever seen in a modern industrialized nation. And guess which side of the political spectrum is complaining more?

    71. Re:A false choice, of course... by DavidTC · · Score: 3, Interesting

      So anyway, now it covers the routine stuff, but often not the catastrophic stuff. They'll deny you coverage! WTF!

      The real fun is when you have a preexisting condition and hence can't get covered for routine stuff, either.

      I had a congenital heart defect, meaning I needed open heart surgery the first day of my life. I had it. It solved the problem, but, as early open heart surgery can often do, it damaged my heart's natural pacemaker, so now I have an artificial one. (Aka, what everyone calls a 'pacemaker', they actually mean 'artificial pacemaker'. Everyone has a 'pacemaker'.)

      Fair enough. It's about $15000 in expenses every eight years or so, and, frankly, I can cover that out of my pocket. I'm not a moron, I know the batteries die, I know roughly the costs, I can save up.

      But now I can't get insurance for anything else. Forget heart conditions, they won't even bother to attempt to cover me for anything. I call them up, inform them I have a pacemaker, and they politely inform me they will not cover me.

      Private insurance is stupid. They simply don't want to actually provide useful insurance. No, everyone needs to pay into a government catastrophic care fund, and whoever needs it can use it. And we should, of course, continue to help subside the care of the poor.

      Likewise, we should probably subside a little preventative maintenance, also. A free checkup a year or something will reduce problems down the road.

      I'm really having a hard time figure out why we shouldn't provide all care, free, like NHS over in England.

      I can vaguely see the argument that costs will be reduced if some people pay for some of their care, but frankly, costs can be just as reduced if the government pays hospitals and doctors set amounts for specific procedures, obviously resulting in them reducing their costs to increase profit.

      But the entire manner we're going about solving this problem is backwards, solving it with 'insurance'. Sadly, we're so fucked up that solving it backwards is also helping solve it, like a car stuck in the mud. If nothing else, it will cut into insurance company profits, thus making it harder for them to fuck with the next reform.

      --
      If corporations are people, aren't stockholders guilty of slavery?
    72. Re:A false choice, of course... by shutdown+-p+now · · Score: 2, Informative

      We are a republic not a democracy.

      Oh god please, not this crap again. I don't know why they teach you the definitions of the word "democracy" and "republic" that's over 200 years old in schools (or do they?).

      In modern English, a "democracy" is a form of government when all people are involved in the decision making process. When the involvement is direct, we call that a "direct democracy". When representatives are elected to make decisions, it is a "representative democracy". Neither case implies "mob rule" (though neither one precludes it; indeed, there have been many cases of what is effectively mob rule in U.S. history as well).

      "Republic", historically, just means that the country is not a monarchy. To some extent, it also implies some degree of popular rule, though it needs not be a true democracy (e.g. San Marino was a republic in all meanings of the word since its inception, but it is a democracy for much shorter than that).

      U.S. is indeed a republic, and it's also a representative democracy - thus, a democratic republic (federal constitutional democratic republic, to be even more precise). There is no contradiction here.

      I'm not advocating replacing the government with anarchy and capitalism, I'm saying they must work together. Letting one overwhelm the other would be bad, very bad. Government should be constrained with checks and balances, and capitalism should be constrained by competition.

      I agree with that in principle, but, judging by your previous comment in this thread, your perception of the desired balance between the two is rather different.

      By the way, when you say that "capitalism should be constrained by the competition", do you imply that government has the obligation to step in and ensure competitive market, even if that means direct intervention?

    73. Re:A false choice, of course... by guspasho · · Score: 3, Insightful

      > Why can't they do a simple bill, with some main points everyone can agree on...in about 10 pages of simple language everyone can understand and agree on? Start from there and build on it?

      You only think there is something everyone agrees on, but there isn't. Any kind of reform will necessarily step on the toes of the players making money off of it, insurance, pharmaceuticals, and providers. And they have all been involved in trying to water things down. Someone below suggested that everyone agrees on drug reimportation, not the pharmaceutical companies. Removing the insurance companies' anti-trust exemption out to be a no-brainer, but you know the insurance companies will oppose it. Something like 75%+ of the country thinks we ought to have a public option, if not a single payer, but the insurance companies won't allow it.

      And after all that, the GOP has radically different ideas for health care reform than the rest of us. Fundamentally, they don't agree with the very concept of insurance. Collectivized risk? Socialism! They have Godwined the debate a countless number of times over very mundane suggestions. When the Democrats talk about collectivizing risk, they want to individualize it. When the Democrats talk about reducing premiums, they talk about raising them. When the Democrats talk about making health care cheaper, they say it should be more expensive. Their very ideas for reform are the complete antithesis of what the Democrats are trying to do. And even so, if the Democrats were to completely capitulate and implement an idea they loved, right now they are pursuing a scorched earth political strategy of obstructing everything they can, just so they can run on how the Democrats can't get anything done.

    74. Re:A false choice, of course... by JesseMcDonald · · Score: 2, Insightful

      People aren't looking to be compensated, they are looking for their coverage to not be dropped or denied because their health was already fucked when they signed up for insurance.

      And the difference is...?

      If you mean that insurance against other medical risks should not be dropped or denied due to some unrelated pre-existing condition, I completely agree. Insurance should pay to treat your broken bone regardless of your chronic immune disorder, for example, provided you didn't commit fraud by deceiving them about it.

      However, if you have a known disorder which makes your bones weak and thus leads you have suffer from broken bones at an above-average rate, then you should expect to be asked about this when signing up for insurance, and should also expect either higher premiums or more limited coverage (or both) due to your heightened risk. If you chose to lie about the disorder the insurer would be perfectly justified in dropping your entire account upon learning the truth.

      Regarding complete unknowns—conditions which you had before signing up, but didn't know about—that is a matter to be specified in the contract between you and the insurer. It would be unreasonable to terminate your coverage for other conditions when you didn't deliberately defraud them, but on the other hand there is nothing inherently reasonable about automatically covering treatment for conditions which existed before you signed up, known or otherwise.

      Finally, once a risk has been realized the original insurer should be the one to cover the cost, possibly contingent on your continued co-pays or whatever the original terms were, even if you switch to another insurer. In no case should the new insurer be expected to pay for a condition which is no longer a matter of unrealized risk. This would naturally eliminate the most common justification for coverage of pre-existing conditions, which is a change in insurers (mostly due to poor policies encouraging employer-funded insurance).

      --
      "The state is that great fiction by which everyone tries to live at the expense of everyone else." - Bastiat
    75. Re:A false choice, of course... by DavidTC · · Score: 2, Interesting

      You could consider single-payer to be socialized insurance, but not socialized healthcare.

      Well, yes, but by that logic food stamps are 'socialized food insurance'.

      I mean, you're absolutely right in that it's not 'socialized medicine', no matter what anyone says.

      I'm just saying, we don't really consider the government giving people money to pay for things to be socialized anything. 'Here's your socialized TV, paid for by your tax refund.'

      Likewise, the term is wrong in another direction. Even something like the NHS, where the government owns the hospitals, isn't actually 'socialized medicine'. Socialism is where the government owns and operates the means of production.

      Aka, it's socialism if the government produces goods and sells them.

      Well, probably, it has to be a rather large segment of the market. The government producing postcards and selling them in the capital building is probably not socialism per se, or at least not worth talking about.

      But a government providing services, OTOH, is something that governments have been doing for ages. That is the point of a government, to provide services. It does nothing else.

      Every. Single. Thing. every government, in the entirety of history, has done, is 'pay people to provide services to citizens'. (Often stupid services, often not to all citizens, but whatever.) Socialism is a qualitative change, not a quantitative one. It is a different role of the government, not how much of an existing role the government plays.

      The government producing goods, and selling them, is 'socialism'. That's it.

      The government producing services, and giving them away for free, is 'the government'. It's not 'socialism'. it might be 'outside the bounds of what we want this government to do', it might even be outside the bounds of what the government is allowed to do, but it ain't socialism.

      (Now, astute people will note I said 'goods' and 'selling', was one thing, and 'services' and 'free' was another, and didn't mention the other two combination. 'goods' and 'free' is communism, and 'services' and 'selling' is just a specific form of use tax.)

      --
      If corporations are people, aren't stockholders guilty of slavery?
    76. Re:A false choice, of course... by ScottyB · · Score: 2, Interesting

      FYI, the reconciliation package removes all these "sweetheart deals." Filibuster reform will help prevent more of such deals, but considering the fact that most red states (I'm looking at you, Mississippi) get more back from the Federal government than taxes they pay in thanks to such earmarks and deals, I'd say neither party can take the high ground on that issue (the so-called sausage making of legislation).

    77. Re:A false choice, of course... by Totenglocke · · Score: 3, Insightful

      The argument is essentially: hey, we're going broke trying to provide healthcare and doing it radically worse with fewer covered than any other developed nation Vs. you're a socialist tyrant who wants to destroy our way of live, kill our elderly relatives and force all of our women to have abortions! That's not an argument, it's a reasoned position vs. a rabid chicken.

      Wow, distorting things from bias much?

      Try "this sounds like a great idea on paper (even though the countries that do it are suffering massive problems due to costs), but we're sure we can make it work" vs. "it's unconstitutional, it violates peoples rights, and it's going to put costs off the chart when our country is already massively in debt".

      I love how you start out complaining about people not having a real debate and then end by slandering anyone who disagrees with you by calling them "a rabid chicken".

      --
      "The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants." ~Thomas Jefferson
    78. Re:A false choice, of course... by Farmer+Tim · · Score: 2, Insightful

      I'm not particularly interested in hearing what people believe, I'm rather more interested in cold, hard facts and forming my own opinion. Neither Fox or CNN are sufficient for this purpose.

      --
      Blank until /. makes another boneheaded UI decision.
    79. Re:A false choice, of course... by TheSpoom · · Score: 2, Informative

      Why can't they do a simple bill, with some main points everyone can agree on...in about 10 pages of simple language everyone can understand and agree on? Start from there and build on it?

      We already have it; unfortunately it hasn't gotten much attention. H.R. 676 would provide single-payer health care to every American resident, and includes information on how it would be funded, in 26 pages.

      Granted, it's not 10, but it's much closer.

      --
      It's better to vote for what you want and not get it than to vote for what you don't want and get it.
      - E. Debs
    80. Re:A false choice, of course... by geezer+nerd · · Score: 2, Insightful

      Government is why these things cost so little in other countries. Why can't the US do as well?

    81. Re:A false choice, of course... by raddan · · Score: 2, Informative

      What's up with this strict Constitutionalist shit? Times have changed! Besides, aren't you glossing over the "general Welfare of the United States" part?

      Also, wha? Are you serious? China has no welfare? Well, Jeez, why all the fuss about them being Communist then? China has a huge welfare program, and it's going to get bigger.

      Yeah, sure, stop buying insurance from UHC. And trade in the bargaining power of my company for the bargaining power of just me? Sounds like a good deal.

    82. Re:A false choice, of course... by Rockoon · · Score: 2, Insightful

      Make Microsoft and Bill Gates pay the same 15% of Gates' yearly income (as well as everyone else making more than $75k/yr) that I and my employer do and the SS solvency problem is gone.

      The idea that if we raised taxes on the rich then we would have enough money is a lie told by liberals preaching to the poor.

      There is not enough rich people. The size of the predicted (by the CBO) shortfalls we are discussing here is 14+ digit numbers (more than the GNP.) We are talking about sizable percentages of the countries entire net worth.

      You would have to start taxing the assets of the people, not their income, before you would come close. Not that there is much of an alternative.. its either fuck people this way, or fuck people that way.. cause someone is going to get fucked.

      My vote is to fuck the people that made the fucking inevitable, the boomers, which means cancel their social security and their medicare and every other entitlement they arent actually entitled to.

      We should stand there and watch with tears in our eyes, at the horror that will be their future, never lifting a finger to help them on a federal or state level. We can help our family, and our friends, and anyone else we feel deserves it on a personal level.. but they are NOT entitled to the sweat of our brows through mandate.

      --
      "His name was James Damore."
  2. It is bad, wrong way to go about it by Bos20k · · Score: 3, Insightful

    If you really want to fix healthcare, do tort reform first. Then break up the AMA cartel. Then look at other things that may need to be changed.

    Is there anything that the government runs that really functions correctly/efficiently?

    1. Re:It is bad, wrong way to go about it by Sircus · · Score: 4, Informative

      Is there anything that the government runs that really functions correctly/efficiently?

      Is there anything about the proposed act that is government-run? If there is, I'd missed it. It mandates a bunch of things that private insurance companies are required to do, but it doesn't set up a public option (aka government-run health care).

      --
      PenguiNet: the (shareware) Windows SSH client
    2. Re:It is bad, wrong way to go about it by Bos20k · · Score: 3, Insightful

      It certainly would improve access to health care by reducing costs. So would breaking up the AMA cartel.

      Government run health care may make it more accessible to more people but it would do so at a huge cost. The quality of care is also very likely to be reduced.

    3. Re:It is bad, wrong way to go about it by dorre · · Score: 5, Interesting

      The most important thing is not if the government is able run health as efficiently as possible. The important question is who earns money on what. In case of 100% private health care, everybody (even insurance companies!) earns money when someone is sick. In the case of government run health care the government loses money if people are sick. So they have an incentive to keep people well and only recommend useful medications. I think that's the important incentive here to take into consideration. Do people really want a system where the doctor earns more money if you're more sick and so on?

    4. Re:It is bad, wrong way to go about it by Sircus · · Score: 2, Insightful

      Um, if it doesn't initially have a single payer setup, it eventually will.

      And that will be a different debate. When that debate's being had, your point will be germane (although still not helpful). That's not the debate that we're having today.

      --
      PenguiNet: the (shareware) Windows SSH client
    5. Re:It is bad, wrong way to go about it by Mister+Mudge · · Score: 3, Interesting

      If you really want to fix healthcare, do tort reform first. Then break up the AMA cartel. Then look at other things that may need to be changed.

      Is there anything that the government runs that really functions correctly/efficiently?

      Dude - you really need to stop reading World News Daily and watching Sean Hannity - they've made you innumerate.

      The only people who talk about tort reform and aren't full of shit are the people who have never looked at any numbers. Malpractice claims amount to somewhere between 0.5% and 4% of total healthcare costs - i.e. if you eliminated all malpractice and other tort costs from healthcare bills, within a month you wouldn't even be able to notice the difference.

      As for AMA - only about 25% of the nation's MDs are members.

      The government used to do lots of things really well - until Ronald Reagan and his corporatists successors dismantled everything, sold it off to campaign contributors, and bought your votes with your own money.

      --
      Mudge

      In theory, theory and practice are the same.
      In practice, they're not.

    6. Re:It is bad, wrong way to go about it by dc29A · · Score: 2, Insightful

      Is there anything that the government runs that really functions correctly/efficiently?

      Post office?

    7. Re:It is bad, wrong way to go about it by orthancstone · · Score: 4, Interesting

      Tort reform is good, but it is only so good. Look at Texas: Doctors in Texas have been helped a lot by tort reform, but consumers are still getting royally fucked by the insurance companies. The solution to HC needs to encompass everyone, and tort reform alone does not do that.

    8. Re:It is bad, wrong way to go about it by GiveBenADollar · · Score: 4, Insightful

      In the case of government run health care the government loses money when it treats people who are sick.

      Fixed that for you.

    9. Re:It is bad, wrong way to go about it by fahrbot-bot · · Score: 2, Informative

      If you really want to fix health care, do tort reform first.

      That won't really accomplish much. Even the quickest search reveals that the cost of medical malpractice is less than 2% - a rounding error compared to total costs.:

      • Q. But critics of the current system say that 10 to 15 percent of medical costs are due to medical malpractice.
      • A. That's wildly exaggerated. According to the actuarial consulting firm Towers Perrin, medical malpractice tort costs were $30.4 billion in 2007, the last year for which data are available. We have a more than a $2 trillion health care system. That puts litigation costs and malpractice insurance at 1 to 1.5 percent of total medical costs. That's a rounding error. Liability isn't even the tail on the cost dog. It's the hair on the end of the tail.

      (Tort Reform) "It's really just a distraction," said Tom Baker, a professor at the University of Pennsylvania Law School and author of "The Medical Malpractice Myth." "If you were to eliminate medical malpractice liability, even forgetting the negative consequences that would have for safety, accountability, and responsiveness, maybe we'd be talking about 1.5 percent of health care costs. So we're not talking about real money. It's small relative to the out-of-control cost of health care."

      Annual jury awards and legal settlements involving doctors amounts to "a drop in the bucket" in a country that spends $2.3 trillion annually on health care, Amitabh Chandra, another Harvard University economist, recently told Bloomberg News. Chandra estimated the cost of jury awards at about $12 per person in the U.S., or about $3.6 billion. Insurer WellPoint Inc. has also said that liability awards are not what's driving premiums.

      So, please stop listening to Republicans and/or watching Fox News and learn some real facts.

      --
      It must have been something you assimilated. . . .
    10. Re:It is bad, wrong way to go about it by ShadowFlyP · · Score: 2, Informative

      You must go to a mechanic that regularly pokes holes in your radiator too.

    11. Re:It is bad, wrong way to go about it by diskofish · · Score: 2, Insightful

      You're right about this. There are a few doctors and medical professionals in my family. It's really expensive to go to medical school and there is a big shortage of primary care physicians because it doesn't pay enough to recoup the investment of med school. If you go to med school, you're going to end up with 500k in loans, at least. That part needs to be resolved first. This is how to bring down the cost of medical care. Simple supply and demand.

    12. Re:It is bad, wrong way to go about it by Bos20k · · Score: 3, Insightful

      The actual damages awarded may or may not amount to that much. It is a fact that doctors often order many more tests than may really be required to cover their asses though and that definitely adds up, probably to quite a lot.

    13. Re:It is bad, wrong way to go about it by ajs · · Score: 3, Insightful

      Is there anything about the proposed act that is government-run? If there is, I'd missed it.

      That's right, you missed it. Medicare and medicaid (the largest expense our government has today, costing more per-citizen (not per covered citizen) than any healthcare system in the developed world, will be expanded to cover something like 15-20 million additional Americans. Everyone else gets mandated employer insurance. I'm not sure what the un- or self-employed get, but I believe that this is modeled on the Massachusetts option, and here in Mass. we are required to buy our own insurance unless our incomes are below the poverty line. In some of those cases, the government then provides subsidies for a private plan

    14. Re:It is bad, wrong way to go about it by Anpheus · · Score: 2, Insightful

      The government foots the bill for people who can't pay already because we, society, have deemed it completely immoral to deny someone vital care merely because they can't afford it. To top it off, Republicans since Reagan have considered it their goal to prove that social programs can't work, and so they intentionally hamstring them. See: Medicare's inability to properly negotiate drug prices, or the fact that the federal government can't step into impoverished communities and directly provide health care and help people live healthier (and ultimately cost the government less money.)

      Right now the insurance companies have a pretty sweet deal. Healthy people they cover, and they tend to not cost much. With few restrictions on denying or rescinding coverage under current law, anyone that becomes truly expensive (and could hurt their bottom line) is shunted off into the public system. The public system is hamstrung by Republicans who don't want it to truly succeed, and as a result the very ill go into a downward spiral of debt and shame from being a burden on society, wherein they may even have to decide whether their dignity is more valuable than being well. Eventually many quit their jobs to finally be able to take advantage of medicaid or SSDI or whatever, and now they can't make any payments on anything else because they have no real income. So now they're broke, truly a burden on society, and on the fast track to homelessness and poverty for the rest of their now drastically shortened (due to spotty and infrequent health care since losing coverage) and probably less than happy life.

      What I'm saying has been backed up by countless studies showing the hundreds of thousands of people every year who go bankrupt not due to a bad bet, not due to a failed entrepreneurial venture, not due to gambling or risky behavior... but because they got sick and either didn't have coverage or hit their cap or had it taken from them. These people are then forced to be covered in the most expensive way possible because that is the only way the Republicans have allowed public health care to work. It's pathetic, it's disgusting, it's sick and it turns my stomach knowing that according to the Republican leadership in Congress, the system is working by design.

  3. This bill has nothing to do with health care. by Wonko+the+Sane · · Score: 3, Interesting

    It is a desperate grab for tax revenue to shore up a faltering budget.

    Real health care reform would either include a single payer system or a rational free-market plan. Nether party is willing to do this, however. I wonder why...

    1. Re:This bill has nothing to do with health care. by Pojut · · Score: 3, Insightful

      Kucinich is a politician. The dude knew that in the end, as a Democrat, he would have no future if he didn't vote for this bill; he was just blowing smoke. It is my opinion that he always intended to vote for it, and after the CBO analysis, he would be completely stupid (from a political standpoint) to still refuse to vote for it.

    2. Re:This bill has nothing to do with health care. by Cimexus · · Score: 5, Insightful

      You know, you're right. And I say this as an Australian living with our wonderful (and I'm not being sarcastic) universal, single-payer health care system here.

      In the past on Slashdot, when the issue of US healthcare reform has come up, you inevitably get all the Canadians/Europeans/Australians/New Zealanders on here going "OMG of course you should reform - your system sucks, and ours works pretty well". It seems like a no-brainer ... why would you not want to move to a system like ours. It's cheaper, more efficient, everyone is covered, health insurance is not tied to your employer, and the health outcomes returned are better. I was one of those people ... it seemed absolutely crazy (as in, literally mind-bendingly insane) that someone would want to oppose moving from the overpriced, inefficient and inequitable system you currently have to a system like most of the rest of the world employs.

      BUT... ...now that I actually ~read~ something about the proposal itself, I see why Americans are debating it so much. It isn't really giving you guys a system like that in CA/EU/AU at all! Rather, it's just modifying the current system somewhat. It isn't really a fresh, new or particularly efficient system. It's tacking something onto what's already there ... giving it a coat of paint if you will, but not really addressing the underlying problems. It's not introducing a single payer system like in most other developed countries. And although I would personally still support it on balance, had I been an American, I would agree that it's not really a straightforward decision and it does have some significant flaws.

      So to non-Americans mystified at the opposition to this, take a read of the actual proposal. It's not a stark choice between "the system they have now" and "a system like in other countries". Rather the proposal is for something kinda inbetween, which runs the risk that it may not work as well as ~either~.

    3. Re:This bill has nothing to do with health care. by commodore64_love · · Score: 2, Interesting

      What CBO analysis? They said they have not had time to review the new revised bill, so there is NO analysis.

      And Kucinich is a politician, yes, but he also has to explain himself to the people who voted for him as a Socialist. He's already on record as saying he will never vote for a bill that does not include a Governement-run Option, and now he's flipped. That won't please the people back home.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - historian Evelyn Beatrice Hall
    4. Re:This bill has nothing to do with health care. by commodore64_love · · Score: 2, Informative

      Yes prelim findings are great. Except those findings are for the OLD bill, not the one coming-up for vote today or Saturday, so they are *irrelevant* except as interesting historical/obsoleted data.

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - historian Evelyn Beatrice Hall
    5. Re:This bill has nothing to do with health care. by Rakshasa+Taisab · · Score: 3, Insightful

      No... Most of us already know that they're getting a half-assed health reform bill since it's been mentioned enough times in the international media.

      We just realize something is better than nothing, and that the US will never get its fingers out of the insurance companies collective asses.

      --
      - These characters were randomly selected.
    6. Re:This bill has nothing to do with health care. by Anonymous+Struct · · Score: 3, Insightful

      Only the absurdly rich come to the US for care, and they come here for absurdly expensive care that most Americans don't have access to. You're only making an argument that the very best care in the US is better than the very best care in these other countries while ignoring the fact that 99% of Americans don't care, because they aren't able to buy the very best care anyway. The average citizens in these nations do better than the average citizens in our own, and from a public policy perspective, that means a whole lot more than 'but the Prime Minister of X flies his private jet to the US when he needs surgery!'.

    7. Re:This bill has nothing to do with health care. by Eskarel · · Score: 5, Insightful

      I have Australian and American citizenship, I have lived in both countries and experienced both health care systems.

      The US bill is not single payer public health insurance, it would be better for the American people if it was, but the reality of the situation is that such a system cannot pass in the US as things stand. The Republicans are against anything the Democrats do, more than half the Democrats are in the pockets of big corporations and the Libertarians are always up in arms about anything at all which costs them money no matter how large a benefit it might provide society at large. That's not even taking into account the Tea Party and all the crazies that have come out of the woodwork because Dick Cheney proved to the American people that the government was out to get them and made every right wing conspiracy theorist and Militia member seem sane.

      That's not even counting the Americans of all political persuasions who are irate because Obama can't magic more than 11 million jobs out of his ass to fix unemployment. I mean presuming an average salary of 40k a year that'd involve finding 440 billion dollars a year somewhere, but never mind.

      Single payer health insurance cannot pass in that environment it's too radical, too different, too much like the government actually doing something useful with the tax dollars. Never mind the fact that the US pays almost twice as much in terms of percentage of GDP than any other western nation, has poorer health outcomes, and leaves more than 10% of its population uninsured, it just won't pass.

      As such this bill, which is very much imperfect is the best the American people can really hope for. Yes it leaves the insurance companies intact, yes it's full of corruption, pork, and special interest anti-abortion clauses, and yes it will probably mean that individuals who believe that they can cover the couple of grand a night for a hospital bed if they get sick might have to take on some of the burden of minimizing the insurance risk pool to keep down costs.

      On the other hand it will give 30 million Americans insurance, require insurance companies to insure people with preexisting illnesses, and remove the bonds forcing people to keep a job at any cost to keep their insurance when they need it. It would also save the insurance companies from their current death spirals by bringing healthy people back into the risk pool which would in turn reduce over all costs. It would do this while, at least according to projections, actually lowering the deficit.

      This is an ugly bill, and there are things about it which will need to be fixed, sections which are almost unconscionable. It will also require tort reform, medical practice reform, and educational reform to along with it to give it its greatest potential. Despite all that it is miles ahead of the current situation, and the best we can hope for. If Republicans had been more willing to vote yes, or there was more cost to minority filibusters we might have had a better one, with less pork, lower costs, and better results, but that's not the reality of the situation. This bill is the best the American people are likely to get under the current circumstances, and while it doesn't affect me personally I have a lot of family and friends who would be helped out tremendously by its passage.

    8. Re:This bill has nothing to do with health care. by bazaarsoft · · Score: 2, Insightful

      Once Canadians/Europeans/Australians/New Zealanders stop coming to the US so they can get care they couldn't get in their respective countries wonderful single payer systems (I am being sarcastic), then maybe we will consider it. No US citizens leave the US for care they need, but cannot get in the US. With single payer systems in other countries that's not the case, they come to the US in droves.

      Please source this ridiculous claim. What % of people from countries with single payer systems come here for treatment and why? I've never read any credible source that has facts around this claim.

    9. Re:This bill has nothing to do with health care. by IICV · · Score: 3, Insightful

      That's not even counting the Americans of all political persuasions who are irate because Obama can't magic more than 11 million jobs out of his ass to fix unemployment. I mean presuming an average salary of 40k a year that'd involve finding 440 billion dollars a year somewhere, but never mind.

      Heeeeey... you know, that's about half of what the Iraq War costs per year. Maybe if we hadn't had a complete moron for president twice in a row in the last decade, we could actually magic those jobs out of someone's ass! And instead of spending all that money blowing shit up and killing people in a foreign country, we could spend it improving our goddamn infrastructure so we don't have any more bridge collapses, or building a long, high-speed transcontinental rail line so we have a workforce that can compete with China in the mass transit area, or laying more fiber optic cables so we don't have stone-age Internet access, or hell just sending all those 11 million people to college so we'll actually have an educated workforce (and solve the problems with university funding at the same time!)

      Pity that would all be socialist though, not good and republican like a nice big war.

  4. Somewhere in between. by FlyingBishop · · Score: 5, Insightful

    But then everyone knew that already.

    I expect it will at least mitigate my issues getting health insurance after getting kicked off my parents' plan, so there's that.

    As for the Republicans' complaints, I'm not really clear on what there is in this bill the Republicans didn't argue for. If the left had written the bill, it would dismantle the insurance industry and set up single payer. The only thing it's missing is tort reform, and the fact is that tort reform is a red herring. It accounts for 1-2% of healthcare expenditures, and that sounds about right. There should be a process for handling legitimate malpractice claims, and it's never going to be free.

    1. Re:Somewhere in between. by osgeek · · Score: 3, Insightful

      I don't understand how someone could say that tort reform is a red herring.

      In terms of the direct financial impact of malpractice insurance and litigation costs, tort reform doesn't help more than a few percent or so. But in terms of the hundreds of billions of dollars wasted on unnecessary treatment because doctors are paralyzed to do anything besides order the extra tests and procedures, tort reform would make a HUGE difference.

      Unnecessary treatment should have been dealt with head on, and tort reform is a key part of it since being sued is the excuse that doctors give for ordering all of that and the excuse that insurance companies give for allowing it. In reality, they LOVE it. Doctors get paid extra per procedure, and insurance companies just pass the costs on through premiums, making sure to collect their extra percentages.

      Law suits are like terrorism. They affect the whole system in an extremely disproportionate measure beyond their direct impact due to the way that people change their behavior.

    2. Re:Somewhere in between. by jimbolauski · · Score: 4, Insightful

      The bill has many problems, one it takes money from medicare in order to appear budget neutral, doctors will no longer get reimbursed very much for medicare because of the budget shortfall and will drop those patients. Two health benefits will not start for 4 years but the taxes will start right away again so it will appear budget neutral for 10 years. Three forcing insurance companies to take people with preexisting conditions means there is no reason to have insurance except for a fine which is much cheaper then paying for insurance. People will wait until they get cancer and then get insurance, since people will not pay into insurance until they are sick insurance companies will have two options one lose money and go out of business or two raise their rates so high to cover their loses either way this is a huge problem and will lead to the demise of insurance companies. Tort reform has other implications not only in lower premiums for doctors but many test procedures would not be needed because the doctor would not be worrying about covering their ass with unnecessary tests. Also HSA accounts which let people put money into accounts to pay for health care tax free will be eliminated, if this bill was really about making health care more affordable a program that gives people a 30%-40% savings in health care costs would not be eliminated. Luckely there are so many things in this bill that are unconstitutional (slaughter rule, forcing people to buy insurance, trumping states regulations, ...) that this will not go into effect until the republicans can get this nightmare repealed.

      --
      Knowledge = Power
      P= W/t
      t=Money
      Money = Work/Knowledge so the less you know the more you make
    3. Re:Somewhere in between. by Abcd1234 · · Score: 2, Insightful

      I don't understand how someone could say that tort reform is a red herring.

      Probably because every actual *expert* (ie, not random slashbot) who has examined the issue has concluded that the savings are there, are real, and are pretty small relative to annual healthcare cost increases.

      IOW, while tort reform is a good idea, and really should be done at some point, it most certainly is *not* the silver bullet that the republicans would have people believe, and leaving it out is a relatively minor issue given the size of the problem.

      Hell, really, you should be happy tort reform isn't being addressed in this bill. The right has been bitching and complaining that the bill is simply too big! But now you want to make it bigger by adding tort reform to the mix? Why not just do that in a separate bill? It's not like it wouldn't get bipartisan support.

  5. Wrong forum by Chemisor · · Score: 4, Insightful

    Slashdot is packed with the entitlement generation and you're asking if they approve of the government creating another entitlement? Might as well go to Hell and ask the Devil if sinning is bad.

    1. Re:Wrong forum by sageres · · Score: 5, Funny

      /agree mod the parent :-)
      obligatory welfare joke:
      A guy walks into the local welfare office, marches straight up to the counter and says, "Hi . . . You know, I just HATE drawing welfare. I'd really rather have a job".

      The social worker behind the counter says, "Your timing is excellent. We just got a job opening from a very wealthy old man who wants a chauffeur/bodyguard for his nymphomaniac daughter. You'll have to drive
      around in his Mercedes, but he'll supply all of your clothes. Because of the long hours, meals will be provided. You'll be expected to escort her on her overseas holiday trips. You'll have a two-bedroom apartment above the garage. The starting salary is $200,000 a year".

      The guy says, "You're bullshitting me!"

      The social worker says, "Yeah, well, you started it."

    2. Re:Wrong forum by sageres · · Score: 2, Insightful

      Typical progressive counter-argument. Argue the bad delivery of the message or a character of the messenger when you can't argue the message itself. Sad.

    3. Re:Wrong forum by scottv67 · · Score: 2, Insightful

      >I'm 32 years old. I have a 1200 ft^2 house that will be paid for next year. My parents had a 3000 ft^2 house that they never finished paying off.

      You need to include a little background on the houses for the comparison to be worth anything. The square footage is not enough to compare two different houses. For example, if I limited my search to the Milwaukee area, I could probably find a 1200 sq ft house (probably withing walking distance of Northridge) that I could purchase with my Visa card. I could also find a 3000 sq ft house (Brookfield, Whitefolks Bay, something with a view of Lake Michigan, etc.) that would be outside of my price range even though I make good money for this corner of the state and have no debt other than my current home.

      If you and your parents did not reside in the same area, then your comparison holds very little water.

  6. Single payer system by TyFoN · · Score: 3, Insightful

    The Americans really need a single payer system like the rest of the world, so no this is not the correct way. However it think it appears a lot better than the current mess they have.

    1. Re:Single payer system by Wonko+the+Sane · · Score: 2, Insightful

      The Americans really need a single payer system like the rest of the world

      You haven't been paying attention to the balance sheet shenanigans going on in Greece, have you? Does anyone really know how expensive these programs are or if any government in the developed world is actually solvent or not?

    2. Re:Single payer system by TyFoN · · Score: 5, Informative

      The US spends more money in percent of GDP in health care than any other country in the world. The Greece debacle is more about a government that increased wages and welfare to a point that the economy could not sustain, but it has nothing to do about health care specifically.

    3. Re:Single payer system by tweek · · Score: 2, Interesting

      You should do a little more research. One reason that other countries have such lower health-care costs is because they don't have the associated R&D costs associated with it. Essentially we spend so much on health care because we also shoulder the burden of new medicine and treatment research. When was the last time something revolutionary in medicine came out of anywhere but the U.S.?

      The biggest problem in this country with medicine is the tying of health care to employment. Just like we have no impetus to develop alternate fuel standards. Gas in this country is heavily subsidized in this country. No one EVER pays the real cost of gas. With health care, you don't have any other option.

      As an individual, you can't shop around. You can't buy health insurance across state lines. Look at BC/BS (blue cross/blue shield). Imagine if your company had to essentially operate 50 different companies, one for each state? The administrative costs ALONE would kill you.

      --
      "Fighting the underpants gnomes since 1998!" "Bruce Schneier knows the state of schroedinger's cat"
    4. Re:Single payer system by moosesocks · · Score: 2, Insightful

      The Americans really need a single payer system like the rest of the world

      You haven't been paying attention to the balance sheet shenanigans going on in Greece, have you? Does anyone really know how expensive these programs are or if any government in the developed world is actually solvent or not?

      If you haven't noticed, we're not doing so well ourselves.

      --
      -- If you try to fail and succeed, which have you done? - Uli's moose
    5. Re:Single payer system by TyFoN · · Score: 3, Informative

      There are a lot of drug companies doing research in other countries than Europe.
      Maybe you should do a bit of research ;)

      If you look at this list you can see that some of the biggest pharmaceuticals are based outside of the US. There is a lot of research going on in medicine in the universities around here as well.

      Another wikipedia article states:
      "In terms of pharmaceutical R&D spending, Europe spends a little less that the United States (22.50bn compared to 27.05bn in 2006) and there is less growth in European R&D spending."

      So the research argument doesn't really bite.

  7. Neither. by jgreco · · Score: 4, Insightful

    It's nothing like the health care bill we should have had, something to create a health care system comparable to other modern countries. The Democrats have no backbone and kept watering it down and morphing it until it was only vaguely acceptable to just barely enough of them to possibly pass. This sort of thing leads to awful legislation.

    The Republicans, of course, are chanting "wait, wait, this is being rushed," but the facts are that they had years in which they could have pushed through health care reform - years where it was clearly necessary. Despite what they say, your average Republican simply doesn't believe in health care reform, which is why it didn't happen under Clinton and wouldn't happen under Obama if they could figure out a way to delay it. So instead of pushing for a fiscally responsible and conservative health care reform, the Republicans are really pushing for the status quo, without trying to seem like they're doing that.

    Both parties stink. I'm kind of hoping this passes, but then the Republicans come into power. It'll be impractical for them to repeal this, but perhaps they'll be smart enough to tinker with it to make it better. Past history is not encouraging, though.

    1. Re:Neither. by commodore64_love · · Score: 4, Informative

      >>>Republicans had years in which they could have pushed through health care reform

      They did.
      Or have you forgotten the new Prescription Medicine Reform where people can get "free" medicine? Or the Tort Reform to help reduce expenses?

      --
      "I disapprove of what you say, but I will defend to the death your right to say it." - historian Evelyn Beatrice Hall
    2. Re:Neither. by je+ne+sais+quoi · · Score: 5, Insightful

      Or have you forgotten the new Prescription Medicine Reform where people can get "free" medicine?

      You mean the one that will cost about a trillion dollars that isn't paid for:

      Simply stated, the bill cost a fortune, wasn't paid for, is complicated as hell, and doesn't do all that much--though it does include coverage for end-of life-counseling, or what Grassley now calls "pulling the plug on grandma." In their 2009 report to Congress, the Medicare trustees estimate the 10-year cost of [the republican medicare bill[ as high as $1.2 trillion. That figure--just for prescription-drug coverage that people over 65 still have to pay a lot of money for--dwarfs the $848 billion cost of the Senate bill.

      This is typical of Republican governance, they bitch and moan all the time about fiscal responsibility, but they acted in the most inconceivably fiscally irresponsible way again and again during the decade or so they were in power. Now we the taxpayer and the democrats are at least attempting to clean up after the unmitigated spending spree that was the Bush Administration and Republican Congress (Iraq war, tax cuts for the wealthy, "free" prescriptions drugs) and are getting dinged for not being fiscally responsible? If this is a joke, it's not funny.

      --
      Gentlemen! You can't fight in here, this is the war room!
    3. Re:Neither. by inthealpine · · Score: 2, Informative

      Clean up the mess by spending 10X what Bush did in 1/4 of the time?

      Any Republican or Democrat that wants to expand government and spend more money is destroying this country. Don't even get caught up in the R or D Left or Right argument, it's a game. Become an independent, vote for people that match your standards and if they let you down kick them out of office.

      Put the cool-aid down.

      --
      "In God We Trust, All Others Pay Cash"
    4. Re:Neither. by hey! · · Score: 2, Interesting

      The problem is that Harry Reid has no balls. He gave the Republicans everything they asked for, and then they complained the bill was too long.

      You want a small bill? How about this: let any business or individual buy into Medicare at a price set actuarially to reduce the program contribution to combined state and federal deficit by some fixed figure; let's say a half trillion dollars over the course of a decade. That's roughly the net effect of the current bill. Subsequently premiums would be set so that the net change in government debt over the coming decade would be 0. Three would be no change in regulation of private insurance. Private insurers would be free to shed their sick patients on the Medicare. To discourage this, higher co-payments would be required for patients priced out of their private insurance by being sick, but with hardship exceptions. Even so, private insurance would be free to dump their unprofitable patients on the government, rather than on health care providers' charity. They'd have to moderate that practice only to the degree a rational person might question the value of an insurance product that does not insure.

      This bill is pretty much the Republican counter-proposal to Clinton's health plan. Does it include every idea that Republicans have dreamed up in the last year? No. But based on their track record they ought to be able to get the Democrats to sign on to many of those, too.
       

      --
      Post may contain irony: discontinue use if experiencing mood swings, nausea or elevated blood pressure.
  8. Very expensive half-assed bill by jjo · · Score: 5, Insightful

    As you might expect, this bill is heavy on the benefits and light on the necessary pain. There's virtually only one effective cost-control measure, the tax on high-cost health benefits, and that has been pushed off so far in the future that it will be killed before it sees the light of day. The bill recognizes that coverage of pre-existing conditions requires an individual mandate, but then implements it in a half-assed way that won't achieve the objective of forcing healthy people to get coverage. (It also puts a dual drag on job growth by both raising taxes on private investment and directly increasing the cost of employing people. Way to go.)

    I would much prefer a bill that provided funds to the states to let them structure their own solutions to the health-care problem, as Massachusetts has done. But the top-down command-and-control midset in Washington is too strong for that.

  9. Neither by damn_registrars · · Score: 3, Interesting

    It won't do anything. This will go down as the 2010 Health Insurance Bailout act. Few Americans who currently don't have insurance will be helped, and few who do will notice one iota of difference. The largest group of people who will see positive change from this is the top executives at our health insurance companies.

    --
    Damn_registrars has no butt-hole. Damn_registrars has no use for a butt-hole.
  10. Too many hands in the Cookie Jar by Nautical+Insanity · · Score: 4, Insightful

    The evidence for the efficiency and quality of government-run healthcare in other countries is indisputable.

    However, too many people have been making money hand over fist in the US to let any system where they would be the cut cost pass. Overall, it's an opportunity for the government to provide what the market cannot. Either affordable healthcare or writing into law corporate profits. I don't trust our congressmen to avoid the latter.

    1. Re:Too many hands in the Cookie Jar by Rayonic · · Score: 2, Insightful

      The evidence for the efficiency and quality of government-run healthcare in other countries is indisputable

      Is it really? I have yet to see year-to-year analysis of how government run healthcare is performing in various countries. It could be good now, but slowly sliding into corruption and inefficiency. You know, like most government programs.

      It's practically like the 2nd Law of Thermodynamics. In any government system, performance decreases while costs rise.

  11. Re:Health care: break the MD cartel by wjousts · · Score: 3, Interesting

    You know the AMA only represents about 20% of physicians right? And they are actually usually very conservative and have blocked health care reform in the past? Which is one of the reasons they don't have more doctors as members.

  12. Well, lets see by SmallFurryCreature · · Score: 5, Interesting

    How has private industry done so far with american healthcare? Cost more, gets less. Yup, that is a sign of success.

    Oh and how has private industry been managing the economy?

    It kinda amazes me that people with a healthcare system that is useless in the middle of a global recession all under the management of private industry, then dare to ask whether government can run things.

    Imagine a discussion in North Korea: "Can private industry be expected to handle food production?"

    Answer: "Who knows, but the question is silly when the current system is such an obvious mess".

    Sometimes you got to take a chance. Do anything because when you are nose deep in shit, chances are anything is an improvement.

    Can the government do a better job? It would be hard to imagine how they can screw it up even more.

    --

    MMO Quests are like orgasms:

    You may solo them, I prefer them in a group.

    1. Re:Well, lets see by osgeek · · Score: 4, Insightful

      Is your premise true? That the US health care system is under the management of private industry?

      I would argue that the health care system we have is a monopoly that is shored up by wiling politicians who at best refuse to take simple steps to promote competition and transparency of costs and who pays what to consumers.

    2. Re:Well, lets see by Anonymous Coward · · Score: 2, Informative

      "How has private industry done so far with american healthcare? Cost more, gets less. Yup, that is a sign of success."

      Considering that the government pays for over 50% of health care - I'd have to say that blaming this mess on the private industry is wrong. Costs are on the runaway because it's no longer a free market with pricing transparency, and people no longer pay for their own healthcare. Comprehensive insurance pays for everything and so people don't shop around for the best deal. Without real competition, of course prices have risen. Government takeover will really just mean forced rationing, because when it's free, everyone wants a slice.

      "Oh and how has private industry been managing the economy?"

      Great, except when government intervention screwed it up. Seriously, the housing thing that triggered all this? Fannie Mae and Freddie Mac caused it - two government organizations.

      So can the government screw it up? Yes, because they did it once already. The solution isn't to give them more control, they've already proven they can't do it without screwing up, the sollution is to find a way to restore the basic economic forces that drive costs down and quality up - real competition in a free market.

    3. Re:Well, lets see by Anonymous Coward · · Score: 2, Interesting

      1. An overwhelming majority of Americans are satisfied with their health care plans.

      2. Most economists say that a major factor in the cost of health care is the way that government taxes health care benefits.

      3. Future Medicare ( a government run program) shortfalls are measured in the TRILLIONS and the program is to anyone with a grain of common sense unsustainable in its present form. Doctors and pharmacies sometimes refuse to take Medicare and Medicaid patients due to insufficient reimbursement rates.

      4. Many of the successful systems in the world , e.g. Switzerland, are largely privately based albeit with governmental regulations.

      5. Define "gets less". That's a rather complicated question when you talk about health care. In fact some viewpoints are that Americans get too much - to many unnecessary MRI's and test procedures. Are you talking about like expectancies which some assert are low for Americans due to non-medical factors like murder? Are you talking about outcomes, because then we need to a talk about specific diseases and the statistics for those, which in some cases favor the American system? Is it about availability of procedures, which in some countries are contrained by government rationing?

      Bottom line - it's well more complicated than your facile response indicates.

       

    4. Re:Well, lets see by grep_rocks · · Score: 2, Insightful

      As a corallary to this you could ask is there really anything big business does right? I mean we get a finiancial collapse every 5 years, Enron (remeber them), GM (we can't make a decent car by an american company), Microsoft (we are a bloodsucking monopoly that stifles innovation), Insurance Companies, Banks (they charge 30% credit card fees, get money from free from the gov't and collapse the economy) - the list just goes on and on - YES! given a choice bettween Goldman Sachs and the US government I will take the US goverment ANY time!

    5. Re:Well, lets see by Ihlosi · · Score: 3, Insightful

      4. Many of the successful systems in the world , e.g. Switzerland, are largely privately based albeit with governmental regulations.

      Switzerland is not the rule, it's the exception. And by pure coincidence, they have the second most expensive health care system in the world. (Although they're still quite a ways behind #1, the US).

    6. Re:Well, lets see by MartinSchou · · Score: 4, Insightful

      Police? Or would you prefer to have privatized crime fighters? "Sorry, maam. You didn't pay, so we aren't interested in tracking down the person who shot your husband and kids and ran off with your jewellery".

      Army? Or would you prefer it if the defence of the US was run by Xe Services LLC?

      Coast guard? "I'm sorry. We can't send a helicopter out to rescue your husband and child. You didn't buy our insurance, and your credit rating shows you cannot afford to pay the US$50,000/hour it costs to run the search and rescue operation. Thank you for calling the Coast Guard - have a nice day."

      Fire departments? "Well, we'd love to put out the fire in your house, but you see, you don't pay the insurance company that we work for. No, sorry, no other fire department works in this town. But if you run in and fetch US$10,000 in cash, we'd be happy to help you."

      Food and drug administration? You'd prefer it if there were no government checks on the safety of foods and drugs? I suggest that you not only look at the milk scandals that hit in China a few years ago, but also look at the history of the US itself. Not just the US, but pretty much all of the western world.

    7. Re:Well, lets see by RetiredMidn · · Score: 3, Insightful

      How has private industry done so far with american healthcare? Cost more, gets less. Yup, that is a sign of success.

      Cost more, yes. Gets less, I don't think so.

      Overall cost of health care is up because the tests, treatments, and medications that are now mainstream are all dramatically better than they were not all that long ago, when they were prohibitively expensive and rarely employed. They are used more widely now because they are less expensive (economies of scale), and, after all, nobody wants sub-standard treatment.

      There are a lot of things that could be done to reduce the cost of health care and therefore make it more accessible to more people, and this bill does none of them:

      - Move the tax incentive for health insurance from employers to individuals (McCain proposed this before the election). This extends the benefit of cost reduction to those who aren'y insured through an employer, such as the self-employed and those who work for very small businesses.

      - Tort reform, to reduce doctor's malpractice insurance and the practice of overdone preventive testing to ward off lawsuits.

      - Promote Health Savings Accounts (and make them less damned complicated) for non-catastrophic health care, so patients have a vested interest in the cost of the tests and treatments chosen for them.

      - Remove state mandates for coverage of arguably elective medical procedures (such as in-vitro fertilization) that drive up the cost of insurance packages. [For the record, my wife and I couldn't conceive children and might have benefitted from the mandate my state now imposes.]

      - Streamline the regulatory environments so that insurance can be bought across state lines.

      One aspect of the current HCR bill really drives me nuts: it imposes a small penalty for not being insured, and eliminates restrictions on pre-existing conditions. The incentive here is to remain uninsured, which is cheaper than paying for coverage, until you're sick. The end result will be higher premiums for those who are insured. There are already protections for pre-existing conditions: the Kennedy-Kassenbaum (HIPAA) Act disallows exclusions for pre-existing conditions if you maintain continuity of insurance coverage (with an allowance of several months gap in coverage). I was protected by this 12 years ago when I was laid off and re-hired less than a year after being treated for cancer.

    8. Re:Well, lets see by MartinSchou · · Score: 3, Interesting

      Those are all non-rival, non-excludable services. Having the government run them makes sense. Health insurance is both rival and excludable.

      Look up the history of fire departments.

      The only reason health insurance is rival and excludable is that the US has decided it should be. Look at pretty much every other western country, and you'll find that health insurance isn't rival nor excludable, because they see an advantage to cheap and readily accessible health care.

      And I realise that part of this is because the US has somehow convinced itself that anything that even resembles social anything is somehow evil. But that doesn't mean it is the gospel truth. In fact, if you really want to be pedantic, you'll find that social medicine IS gospel truth - why else would Jesus talk about the Good Samaritan? I'm pretty sure that parable wasn't about how the priest and Levite were right in leaving the beaten and half dead jew alone.

      "Fore they knew, he did not hath Health Insurance, and thus they leveath him to die in a ditch. And God looked upon these actions and saw that they were good."

      I'm not a religious man, but I'm pretty sure that part isn't in the Bible.

    9. Re:Well, lets see by zerocool^ · · Score: 3, Informative

      Cost more, yes. Gets less, I don't think so.

      Overall cost of health care is up because the tests, treatments, and medications that are now mainstream are all dramatically better than they were not all that long ago, when they were prohibitively expensive and rarely employed. They are used more widely now because they are less expensive (economies of scale), and, after all, nobody wants sub-standard treatment.

      Absolutely provably false.

      Harvard Business Review published a piece on this recently. It uses raw data to compare the US health care system to other developed nations. It's conclusions:

      Americans realize amongst the poorest health outcomes of developed nations. Americans have the lowest life expectancy amongst developed nations -- 78.1 years, compared to 81 in the UK, and 82 in Switzerland. [...] And America has the highest infant mortality rate -- 6.9 deaths per 1000 live births, compared to 5.4 in Canada, or 4.7 in Belgium.

      The numbers are preliminary, but suggest a visible trend. Where survival rates have increased in other countries -- sometimes significantly -- in the US, cancer survival rates have dropped over the last two decades.

      Americans pay more for healthcare because they trade more expensive products for less service, realizing poorer outcomes. Why? Because that is what maximizes near-term profits along the value chain. [...] Healthcare in America is a textbook example of thin value. The healthcare industry maintains significantly supernormal profitability -- yet, those profits are divorced from people being relatively better off. An American healthcare industry that "creates value" by limiting how much better off people are is simply transferring value from society to shareholders.

      (emphasis theirs)

      The article also goes on to state that most pharmaceutical companies spend over TWICE as much on marketing as they do on R and that the gap between R&D and marketing continues to grow. By moving to a government single payer health insurance system, the pharmaceutical industries would have to forego their ~20% annual profit margins and live with profit margins in line with the state of the economy.

      The outraged opposition from "Real Americans" to public health care is entirely a manufactured product, supported by those who have interests in the insurance and pharmaceutical industries.

      On a personal note, I talk with some friends from Europe on a regular basis about this, and they don't really understand the fuss, or the need for insurance to be involved. One friend from Denmark summed it up by saying "If you're a citizen, you pay taxes and get health care. If you're sick, you go to the doctor, you get treated, the doctor sends the bill to the government. The end".

      As opposed to my current situation, where the Family Practitioner that my family has been going to since my son was born (the OB/GYN that delivered him works there) is now suddenly not covered by my insurance company - EVEN THOUGH the insurance company's own website says that certain doctors at the practice participate, and EVEN THOUGH we have previously had coverage for things performed at the doc's place. We got a bill for over $500 for a STATE MANDATED health checkup for my son that was required before he could enroll in Kindergarten - not a drop of it was covered. My employer stepped in and reimbursed me for a portion of it, but told me sadly that they couldn't fight the insurance company and that I'd have to change doctors.

      We need health care reform. The Right Wing in Washington opposes it. They will fight it at any cost, because it cuts into their backing funds from the insurance and

      --
      sig?
    10. Re:Well, lets see by Anonymous Coward · · Score: 2, Informative

      In my country we have what you would call 'socialized medicine' and have had since the early 70's.

      7% of our budget goes toward Health. 17% of yours goes toward Health.

      We have a higher life expectancy than people in the US, and a lower child mortality rate.

      Under the public coverage 100% of people are covered for 85% of their health costs ... and 60% of people are fine with this.

      The other 40% take out private health insurance. I'm one of them. Private health insurance in this country 'fills in the bits'.

      Private health insurance premiums have increased by an average of 6% per annum for the last 20 years ... but I still only pay a 1.5% tax levy for my socialised system (that reimburses me 85% of my costs).

      Private health insurance has a 15% administrative overhead in this country ... the public scheme has a 3% administrative overhead. Private health funds run for a profit ... so all manner of exclusions are introduced, but the public scheme funds everyone for everything (although not for the full costs, as I said.)

      Most other Western countries (in Europe, Canada, Australia and New Zealand) have some sort of public health insurance scheme. Most seem to be running OK. All seem to be cheaper than the AMerican scheme, all seem to generate better public health outcomes, and all seem to be widely appreicated by their various publics. Any threat to same usually resuls in the politicians or political parties who do the threatening either losing or failing to win office.

      I think the American thing has been clouded by illogical and self-intrested ideology (hey, if not for health and infrastructure, exactly waht do American's pay their taxes for?), self interest on the part of the American health funds and health establishment (who seem to be generating huge profits from the current unregulated situation), and the potboiling of various political pundits (being funded by the aforementioned funds and establishment in that uniquely American verison of privatised politics they call lobying and election funding.

      Bottom line: If you don't do anything about it, it will expand to consume greater and greater amounts of your budget and it'll eventually implode under the pressure. If you got with this scheme you'll just slow the inevitabel down a little. If you eventually do come to realise that it's not a crime to whack tax dollars into a universal public health scheme, and have a private system there to pick up the gaps you may eventually manage to rein in the expenditure.

      Else: The HMO suits, the fund shareholders, and the medical fraternity will ride your system down in flames ... in pretty much the same manner the banking fraternity did your economy.

    11. Re:Well, lets see by Totenglocke · · Score: 2, Informative

      First, life expectancy being lower in the US has to do with a different culture, specifically regarding eating and exercise habits. Unless you're suggesting that a government official force you to eat the government approved diet and force you to do government mandated exercises, you're never going to change that element with laws. Secondly, the infant mortality numbers are a lie. Even just a cursory glance at Wikipedia shows that other countries alter their data to decrease their infant mortality rate (if you take the time, you can find better sources for it as well). How do they do this? Things such as if the baby doesn't weigh X pounds and dies, they don't count it as a live birth. If it isn't X inches / cm long and dies, they don't count it. If it's less than 24 hours old when it dies, they don't count it. If it's more than X days premature and dies, they don't count it. In the US if a baby is born alive, even if it's only alive for a minute and is ridiculously tiny and premature, they still count it as a live birth.

      The outraged opposition from "Real Americans" to public health care is entirely a manufactured product [alternet.org], supported by those who have interests in the insurance and pharmaceutical industries.

      Oh great, a false claim where you say that anyone who disagrees with you is bought off! I disagree with you because I value my rights, believe in upholding the Constitution (the bill is unconstitutional, fyi - check out the 10th Amendment to the US Constitution), and don't want to see my costs go up or my taxes go up to pay for someone else's health treatment. None of those things come from "interests in the insurance or pharmaceutical industries", they come from me having an Economics degree, having read the US Constitution, and having seen (not just in reports / new stories, but first hand from friends / relatives themselves in Europe) that the wonders of government run health care are a myth.

      On a personal note, I talk with some friends from Europe on a regular basis about this, and they don't really understand the fuss, or the need for insurance to be involved. One friend from Denmark summed it up by saying "If you're a citizen, you pay taxes and get health care. If you're sick, you go to the doctor, you get treated, the doctor sends the bill to the government. The end".

      And they pay out the ass for that "privilege". In the US, federal income tax is between 15% - 35%, with state income tax being on average about 5% - so a US citizen (that pays taxes, the lower income ones don't) pays 20% - 40% in income taxes. They then (depending on state) pay anywhere from 0%-10% on sales tax. In Denmark, income taxes are 38%-59% and then they pay a 25% VAT on everything they buy. If you want to cut your income by 25% just to get "free" insurance, then you really need to retake some math / finance / economics classes.

      As opposed to my current situation, where the Family Practitioner that my family has been going to since my son was born (the OB/GYN that delivered him works there) is now suddenly not covered by my insurance company - EVEN THOUGH the insurance company's own website says that certain doctors at the practice participate, and EVEN THOUGH we have previously had coverage for things performed at the doc's place. We got a bill for over $500 for a STATE MANDATED health checkup for my son that was required before he could enroll in Kindergarten - not a drop of it was covered. My employer stepped in and reimbursed me for a portion of it, but told me sadly that they couldn't fight the insurance company and that I'd have to change doctors.

      I agree, that sucks, and we should probably pass a law to prevent that. However, changing doctors and complaining about it is like complaining about having to go to a new mechanic - there are others you can go to. Yes, it's a bit of a hassle to take the time to find one, but it's nothing critical.

      Oh, I also want to note the

      --
      "The tree of liberty must be refreshed from time to time with the blood of patriots and tyrants." ~Thomas Jefferson
  13. Re:NO ONE here can tell by Wonko+the+Sane · · Score: 3, Insightful

    There's only one thing you need to know and the rest is pure diversion:

    The taxes start now and the benefits start later.

    The reason this bill is being shoved through against so much opposition is because the government is frantically trying to raise tax revenue before the debt black hole sucks them in. Too bad we've already crossed the event horizon.

  14. Re:Health care: break the MD cartel by Dr_Barnowl · · Score: 5, Insightful

    Your supply is high. In the UK we have 1.5 doctors per 1,000 people, in the USA, 2.4. Of course, we treat our doctors like crap.

    The USA spends more per head on medical care than the rest of the world but gets poorer service. Either your efficiency is really low, or too much is getting creamed off the top as profit.

    Part of the efficiency problem is that due to your liability culture you throw too many tests and treatments at things.

    Part of the profit problem is that your medical system is run like a business that considers 15% a low profit margin.

  15. *sigh* by Anonymous Coward · · Score: 2, Insightful

    Political debate in the United States is *dead*.

    Every number you have heard or will hear about health care is a lie. It used to be that the Congressional Budget Office put out good numbers, but politicians have gotten too good at manipulating the process. Now, even CBO numbers are untrustworthy.

    The rate regulation in the Senate health care bill is a disaster. The first problem is that no one in their right mind would ever enter a market which is rate regulated. The bureaucratic red tape will keep newcomers out. The second problem is that rate regulation removes any incentive that health care insurers have to control costs. Why? Because under the Senate bill, 90% of total health care insurance revenue must be paid out for health care. So, total revenue is x. All profit must come from y, which includes profit and all non health related expenditures. The last variable is z, health expenditures. x = y + z. y = 10% of x. z = 90% of x. How do you increase your profit in such a system? Easy. Increase z.

    If I ran a health insurance company, on day 1 of the new health care regulations, I would shut down my fraud department. Not only would I get rid of a nonhealth care expenditure that must be counted against y (and thus my profits), but it would also increase fraudulent health care expenditures, which will be included in z. If the feds want to stop fraud, let them spend *their* money to do so. I don't care anymore.

    So my insurance premiums go up because I am spending more money on health care. Won't my customers just go to my competitors? Well, because of rate regulation, there won't be very many competitors. The few existing competitors will be very likely to do the exact same things I'm doing.

    Aren't I afraid that my customers will just drop health insurance altogether? That's the beauty of it. The Senate bill requires everyone to buy insurance. They can either buy my ridiculously overpriced insurance or they can pay a fine. And guess what the fine is used for? That's right, subsidies for other people to buy my insurance, so one way or another, I get the money.

    Even if you want european style health care (which many Americans do not), the Senate bill is not the way to do it.

  16. Not perfect, but a start by astaines · · Score: 4, Interesting

    From our perspective (I'm a health policy person based in Europe), US health care is staggeringly expensive, very variable, and very unfair. It's the single biggest cause of personal bankruptcy in the States.

    Your health is poor, overall, especially you have poor child health, and relatively poor maternal and infant health.

    A large part of your population have no access to good quality health care, and this imposes large costs on your society.

    Your major companies find high health care costs for staff a major burden, and this sharply reduces the competitiveness of good US employers.

    You have the highest administrative costs for heath care that I know of, now running over 30%, and at current rates of increase, in thirty years you will be spending 100% of your GDP on health services.
    At the top end, there is no better health care anywhere for acute illnesses, but very few people can access this.

    The proposed changes are a start, and only a start. With no public option, there is a real risk that the insurance companies will continue to combine together to rip you off. However, the current proposals will save a lot of money over the next decade, which is why the insurance companies are spending millions buying ads, and influencing politicians to stop the change.

    I hope it passes!

    --
    -- Anthony Staines
  17. Dear readers with mod points... by twoallbeefpatties · · Score: 5, Insightful

    I do not have anything of actual use to say about this bill, other than common talking points, unsourced blather about what this bill will accomplish, and vague appeals to antiauthoritarianism. But please mod me +5 Insightful like you're doing with everyone else, just to be fair.

    --
    Libertarians somehow believe that private businesses should be stronger than governments but weaker than individuals.
  18. Just look to the North... by S-4'N3 · · Score: 3, Funny

    If the health care reform plan goes through then it signals the end of civilization as you know. Just look at where I am from, Canada, where we introduced universal health care in 1962. Since then, we've been living in barbaric fiefdoms, the likes of which have not been seen outside of the Hyborian kingdom.

  19. Re:Health care: break the MD cartel by Pojut · · Score: 3, Insightful

    Part of the problem is a McDonalds on every fucking street corner.

  20. Need a little more research on Article 10 by elhondo · · Score: 4, Insightful

    If I take what you're stating correctly, then Article 10 would also be able to shoot down Medicare, Fannie/Freddie, the NEA, the DOL.... NASA. In other words, it sounds right, but ever since the Civil War, I don't think it's been enforced in the manner you describe. There are specific exceptions in case law when dealing with commerce, and with health care spending in the top 5, it's a pretty easy out for the SC. I think you need look no further than the DEA's position on medical marijuana laws to realize that the 10th isn't that powerful. I'm not arguing that the 10th shouldn't be the law of the land, just that it plainly isn't, and a court challenge on strict 10th amendment grounds would cause an upheaval to the federal government.

    1. Re:Need a little more research on Article 10 by digitalnoise615 · · Score: 2, Informative

      That states the reason for drafting the constitution. It's not explicitly granting the power to do that (as is required by the text of the 10th amendment). Sure, it will be argued that health care falls within that, but it won't be the first time that an invalid argument was made in an attempt to prove a point...

      Except that that exact section of the Preamble has already been used to argue successfully for government power for the greater Welfare of the people - and in a healthcare case, no less!

      See: Ellis v. City of Grand Rapids.

      I quote "Substantively, the case was about eminent domain. The City of Grand Rapids wanted to use eminent domain to force landowners to sell property in the city identified as "blighted", and convey the property to owners that would develop it in ostensibly beneficial ways: in this case, to St. Mary's Hospital, a Catholic organization. This area of substantive constitutional law is governed by the Fifth Amendment, which is understood to require that property acquired via eminent domain must be put to a "public use". In interpreting whether the proposed project constituted a "public use", the court pointed to the Preamble's reference to "promot[ing] the general Welfare" as evidence that "[t]he health of the people was in the minds of our forefathers". "[T]he concerted effort for renewal and expansion of hospital and medical care centers, as a part of our nation's system of hospitals, is as a public service and use within the highest meaning of such terms. Surely this is in accord with an objective of the United States Constitution: '* * * promote the general Welfare.'"

  21. Re:I don't have health insurance. by schon · · Score: 4, Insightful

    most of the time I pay CASH (about $200 a year), which means I deal *directly* with my doctor.

    I live in a country that has government-run universal insurance, and I deal *directly* with my doctor, too. I'm not sure why you believe this isn't possible.

  22. Sure. by taskiss · · Score: 2, Insightful

    "Will this bill do what the administration claims to do"?

    Yes it will. It claims to tax the households in the upper 5% much greater than it does today, it claims to increase insurance costs for a large percentage of folks, and it will re-distribute the wealth it collects into the medical industry to provide health care for the lowest percentage of folks who mostly don't have insurance because they would rather have multiple TV's, cars and luxury items rather than buy health insurance.

    --
    - real hackers don't have sigs -
    1. Re:Sure. by iamhigh · · Score: 2, Informative

      second link was 404.
      First link was full of fallacies, inconsistencies and straw-men.

      For instance it talked much about color tvs. Do you know how much a 19" color tv costs? I got one at goodwill for $10 last year. Point rebutted.

      It suggested that poor people shouldn't have cars... but a car is a necessity in most any city/county with under 1 million people. Public transportation isn't great here in the US... a car is about as close to a necessity as it gets (if you want them to work, which I suppose you do). Point rebutted.

      It talked much about the "crowding" of poor households, but have you ever drove around the ghetto? They have big houses... that nobody wants to live in. It did mention that the idea of "poor" is perhaps skewed and that is true. But poor doesn't mean you have to live in a shanty to qualify. Point rebutted.

      It also noted the comparison of poor crowding to Europe, but that's an obvious straw man. We could do the same by comparing the poor of rural AZ to the poor of Southern CA. In whole the US has more room than Europe... point rebutted.

      The poor are much better off than median just a few decades ago... but if we keep adding time we can easily get to the point that we define poor as worse than when Jesus lived (or better than slaves, etc.), and 99.9 percent of the country wouldn't be "poor". Times change, things improve and the level of comfort for the poor will go up just as it does for others. I have heard this argument before and can understand part of it... but many people struggle. The definition of struggle may be debated and change over time, but we are not to a point that we can stop helping the poor.

      --
      No comprende? Let me type that a little slower for you...
    2. Re:Sure. by iamhigh · · Score: 2, Insightful
      1. You should learn to think for yourself... instead of blindly following others.
      2. Nothing I said requires citation... go take a drive in the ghetto this weekend, stop by a goodwill and review a globe. You will have all the info you need.
      3. From the Heritage website:

      Founded in 1973, The Heritage Foundation is a research and educational institution--a think tank--whose mission is to formulate and promote conservative public policies based on the principles of free enterprise, limited government, individual freedom, traditional American values, and a strong national defense.

      It's a conservative think tank with an agenda... not a research organization. You should learn the difference. Look up "objective" (I can think of two definitions for that word that would help you) in Websters for a start (hint: dictionary = objective without an objective).

      --
      No comprende? Let me type that a little slower for you...
  23. do you trust obama and the dems ? by cinnamon+colbert · · Score: 4, Interesting

    As i understand it, the bill has 3 major parts
    1) a whole bunch of programs to evaluate new ideas; basically grants to researchers of one sort or another
    2) regulations to rein in the bad behaviour of insurance companies
    3) provide insurance to 30 million people who now lack it
    lets leave 1 aside and look at 2 and 3
    Do you really think that this bill will stop the insurance companies ? For instance, there is a section (109 in HR3967) that bans lifetime benefit caps. and you can read it yourself, and it looks pretty straightforward. I don't know how the insurance companies will get around it, but htey have, literally, hundreds of millions of dollars to buy armies of lawyers and lobbyiest and politicians to overturn this over the next 5-10 years
    So my conclusion is tthat at best, (2) will have some moderate effect over a few years
    As to 3 - I think what will happen, based on the MA model(I live in MA) is that yes, there will be a lot of people who will get insurance, but we won't have the money to pay for it. So, to save money, we will make this new insurance cheap and not very good (eg, low payments to doctors and hospitals, so only really bad hospitals will take people on this plan), so what will wind up happening is that we will create a permanent underclasss of people who have "insurance' that doesn't really work - it is like poor people who get charged with a capital felony crime; we pretend to provide lawyers, but dont' do anything really effective
    If you look at the down side, it is Huge.
    Obama is instituting a new national policy - health care, a basic fundamental right ina civilized society, is providd by for profit companies, and the FED. Govt requires you to pay these for profit compnies its horrible
    Another way to look at this is Obama's track record, say with the wall street bail out, where he made sure bankers got their million dollar bonuses - with tax dollars that came from your pocket.
    how on earth could anyone trust this guy with a track record like that ??

  24. so basically higher taxes by Average_Joe_Sixpack · · Score: 2, Interesting

    higher insurance premiums and longer wait times in the emergency room

  25. bad by Beer_Smurf · · Score: 5, Insightful

    Read it for yourself. What I read is a wet dream for the insurance companies and penalizes anyone who is self-reliant.

  26. Re:I don't have health insurance. by Ihlosi · · Score: 4, Interesting

    I have catastrophic insurance, so if I get cancer and my bills go over $20,000 then THEY will cover the cost.

    That's what they want you to think. Of course, fighting a lawsuit when you're the one who has cancer and five-figure bills to pay, while the other side has a large legal department specialized on just that kind of case, is going to be fun.

    Catastrophic health insurance is a scam.

  27. Re:I hope it's rushed through by tweek · · Score: 2, Informative

    Other people have said it but essentially, a very LOOSE intepretation of allows for this kind of thing:

    1) Wrap it up in tax code
    2) Commerce Clause
    3) General Welfare Clause

    Do you remember when Sonia Sotomayor was being grilled during her confirmation hearings? It was either Diane Fienstien or some other person explicity asked about how loosely she interpreted the Commerce Clause because they use it as the basis for so many laws and that overly strict interpretation would make their job harder or somesuch nonsense.

    --
    "Fighting the underpants gnomes since 1998!" "Bruce Schneier knows the state of schroedinger's cat"
  28. Random health care thoughts by itlurksbeneath · · Score: 4, Insightful

    It amazes me that with the high percentage of negative public opinion on the health care bill that congress is still considering it. This is supposed to be government by the will of the people, right? To me, the will of the people is not being executed here.

    Also, this is apparent in the back door manner in which they are trying to pass the bill by some trick of house/senate rules. This isn't some bill to appropriate a few million dollars for federal park support but a bill involving a trillion dollars of outlay. Given the current administration's massive spending and addition to the national debt with little to show for it, does anybody have any real confidence that this will work?

    Some comments on health care industries making money hand over fist. Everybody seems to be in an outrage with doctors making hundreds of thousands of dollars per year, but nobody bats an eye when some sports star signs a multi-million dollar contract. If you were going to the hospital for open heart surgery, would you want the lowest paid doctor that has no incentive for good performance cutting you open? I'd want the super-star doctor that drives the Porche. If he's good enough to earn that much money, he's got to be worth his salt.

    If they were really serious about health care reform, why didn't they start with the biggest money issue in health care: tort reform. Why? Because Congress is made up with a bunch of lawyers that don't want to see their industry lose out on billions of dollars per year in fees brought about by the misery of other people. People are incensed about million dollar bonuses at financial firms, but nobody shines the light on lawyers that, for the amount of work put in, end up making thousands of dollars per hour in a settlement or ruling. Consider, also, that even though that doctor is making a quarter of a million dollars per year, he's paying 25 or 30 percent of that in malpractice insurance to protect himself from every Tom, Dick and Harry that decides to sue because they didn't follow instructions and ripped their stitches out.

    Some lawyers are a blight on society, but unfortunately, their buddies are crawling all over Washington as lobbyists or in Congress/DoJ/White House/etc. The more I think about it, the more I agree with what Get Out of Our House is doing.

    --
    Have you ever considered piracy? You'd make a wonderful Dread Pirate Roberts.
    1. Re:Random health care thoughts by virg_mattes · · Score: 2, Interesting

      It amazes me that with the high percentage of negative public opinion on the health care bill that congress is still considering it. This is supposed to be government by the will of the people, right? To me, the will of the people is not being executed here.

      Right wingers say that there's almost no support for it, and left wingers say that it's pretty popular. You want to bet what the real truth is? It's in the fact that it's on the knife edge right now.

      Also, this is apparent in the back door manner in which they are trying to pass the bill by some trick of house/senate rules. This isn't some bill to appropriate a few million dollars for federal park support but a bill involving a trillion dollars of outlay. Given the current administration's massive spending and addition to the national debt with little to show for it, does anybody have any real confidence that this will work?

      Given that no administration in the last thirty years has come close to a balanced budget (except Clinton, but his administration was awash in money due to the economy running up) I don't see "massive spending" as very damning. What did the last adminstration have to show for all the money they pissed away? Or the administration before that? I agree that this piece of the reform puzzle has some significant flaws but it's a start that allows actual progress in the next decade.

      Some comments on health care industries making money hand over fist. Everybody seems to be in an outrage with doctors making hundreds of thousands of dollars per year, but nobody bats an eye when some sports star signs a multi-million dollar contract.

      What a dumb example. If you're poor and can't afford tickets to the big game, will you die from it? People don't care as much because sports stars aren't a requirement for living, whereas doctors are.

      If you were going to the hospital for open heart surgery, would you want the lowest paid doctor that has no incentive for good performance cutting you open? I'd want the super-star doctor that drives the Porche. If he's good enough to earn that much money, he's got to be worth his salt.

      AHAHAHAHAHAHAHAHAHAAHA.....(gasp)....AHAHAHAHAHAHAHAHAHA. You must be new in town. Average salaries for primary care physicians (not the "superstars", but the rank and file) is $147,000, and that's the average for the lowest paid segment of doctors. The average salary for everyone else in the country is around $40,000, for comparison. If you think that astronomical salaries are any guarantee of competence, then you'd best hope that you don't ever need surgery.

      If they were really serious about health care reform, why didn't they start with the biggest money issue in health care: tort reform.

      Because tort reform is only a small part of a very ugly picture, no matter what Beck and Hannity have to say about it. Patent law reform would take a big bite out of health care costs too, but you never hear that mentioned on talk radio.

      People are incensed about million dollar bonuses at financial firms, but nobody shines the light on lawyers that, for the amount of work put in, end up making thousands of dollars per hour in a settlement or ruling.

      The very fact that this bill is wending its way through Congress is testament to the fact that plenty of people are quite incensed about the spending in health care.

      Consider, also, that even though that doctor is making a quarter of a million dollars per year, he's paying 25 or 30 percent of that in malpractice insurance to protect himself from every Tom, Dick and Harry that decides to sue because they didn't follow instructions and ripped their stitches out.

      Most people qould file the concept of earning "only" $175,000 in a year rather than $250,000 in the "cry me a river" slot. It's easy to point to tort reform with friv

  29. Here's what I say to my worthy opponents: by wiredog · · Score: 2, Insightful

    Don't give me that, you snotty-faced heap of parrot droppings! Shut your festering gob, you tit! Your type really makes me puke, you vacuous, coffee-nosed, malodorous, pervert!!!

  30. Re:Health care: break the MD cartel by Kludge · · Score: 2, Interesting

    And what part of your comment contradicts mine?
    The number of physicians in the US is controlled, and kept artificially low. That was the point of my post. You said nothing to contradict that.

  31. Question for the non-US based Slashdotters by Khan · · Score: 2, Interesting

    Obviously here in the states, this bill is a huge deal for us especially considering the price tag attached. I noticed several non-US based posters chiming in about how they don't care about this topic, etc. etc. Understandable since this is a widely read site across the globe. But instead of just posting a negative comment about our health care situation, how about helping us understand how health care works in your country. Pros...cons...whatever. Not being fully versed in what other countries offer and certainly not believing what the major news outlets spew, I figured this would be the best place to ask. Thanks.

    --

    "Klaatu, verada, necktie!" -Ash

  32. A first step by teneighty · · Score: 2, Insightful

    I know we're getting trolled, but it's too important an issue to ignore.

    In an ideal world, we would tackle the problem properly by decoupling health insurance from employment. Linking health care to employment was the worst mistake ever made in health care in America. There are probably too many powerful lobbyist in Washington to hope for that to ever change. So we're left with imperfect alternatives. Such is politics, such is life.

    And yes, this is an imperfect bill, but it's a first step towards badly needed reform. Is going to hurt? There's no way health care reform can NOT hurt some interests, while helping others. That's why leadership - political or otherwise - is supposed to take courage. Too bad we don't get that from our leaders.

  33. Re:Correct Spelling by Spad · · Score: 2, Funny

    See: Comedy Central.

    As a Brit, the "quality" of TV news in the US depresses me no end; I'm amazed that anyone has been able to hold even vaguely rational debates about the Healthcare reform bill given the utter bollocks spewing from all sides of the media. At least The Daily Show doesn't pretend to be a serious news organisation.

    The only conclusion I can draw from the coverage I've seen is that the Healthcare reform bill will either cure cancer or mandate the killing of anyone over 40, it could go either way.

  34. Hard to have a debate by CaroKann · · Score: 3, Insightful

    The healthcare bill is so huge and complex that it is difficult to have any intelligent debate over it. People mostly make simple, sound bite sized remarks. Very few people seem to understand the bill. I don't understand it myself.

    That said, the conventional wisdom states that the bill will be extremely expensive, on the scale of Social Security or Medicare. While I agree the current health care system leaves a lot to be desired, I think the timing is terrible. Our financial house is not in order and the economy seems to be in the middle of a long term case of fatigue. In short, I don't think we can afford it. I'm worried it could be the straw, or bale, that breaks the camel's back.

  35. wait . . . dude . . . what? by babboo65 · · Score: 2, Insightful

    I'm still reading and wondering HOW this applies or even belongs in this forum. This accomplishes nothing but to start the much-heated bantering again.

    This is a hot-button POLITICAL issue that *supposedly* bears no value here unless we find there is hidden wording (what? in over 2000 pages of legislation from OUR congress? I must be off my rocker!) pertaining to the way data or information or privacy will be (ab)used in the future whether this pork-laden by-product passes or not.

    In the end isn't this OP trolling??

  36. The bill appears to suck but.... by cervo · · Score: 3, Interesting

    The reality is that the government doesn't seem to get anything done. I recall Arlen Spector saying that the patriot act was flaws, but he would vote for it as is and fix it later... Well as you can see, no one has really changed it to fix it. In 1992/1993 when Bill Clinton tried to make health care, no one agreed with him and he couldn't pass the bill. The republicans that later got in control of congress failed to make another health care bill. I think it will be similar with this bill. The republicans are calling to scrap the bill and start over, or why the hurry. But pretty much they (and the democrats who vote no) will forget about it.

    Still a lot of provisions I don't like. For example if you get cancer you are screwed with a 5 million per year benefits cap. But then again my insurance at work has a 5 million dollar lifetime cap, so I am even more screwed. People like my brother who didn't go to college and work at hourly jobs without benefits need this bill. He doesn't make enough money to afford health insurance, and the company does not provide it. So there's really nothing he can do. If he gets poison ivy, even real bad, he has to sit at home and suffer rather than visiting a doctor to get a prescription for a cortico steroid that could cure it. That's not right.....

    Also an awful lot of personal bankruptcies are due to medical bills. There was a time when I graduated college and I was unemployed for almost a year before finding a job. If I got into a traffic accident or I broke my foot jogging, I would have been in deep trouble. Sometimes surgeries go into the hundred thousands or even millions.... I don't have that kind of money. Even now, if I got cancer and went over that 5 million lifetime cap on my company's insurance, I'd have to somehow borrow massive amounts of money that I would never pay back, or just die... Any system that doesn't value human life over all else is broken....

    This bill pretty much sucks. The more provisions I see of it, the more I hate it. Also the parties are busy taking pot shots about things like abortion funding instead of fixing the bill. I don't really care about abortion funding. Most Americans don't give a damn either except for a few religious right nuts. I just want a bill that gives me some security that if I lose my job and get sick, I'm not going to have to declare bankruptcy or suffer with my illness until it gets better or I die......

    Considering the Trillions we spend on wars, I think one trillion for health insurance is worth it. It is an investment in the american people... And unfortunately if this shitty bill doesn't pass, the same thing that happened in 1992-1993 will happen again, people will scream it is the other party's fault, and then it will go away..... But it's a shitty Bill for sure. It is overly complicated, probably on purpose so that no one can read/understand the whole thing before voting on it. I'm sure there are lots of special interest payments in here......

    It also does nothing to address the over charging on medical supplies. Ie the $500 paperclip. Not only that but when you don't have insurance all the rates are way higher than the rates negotiated with insurance companies. So not only is it harder to pay, it is even more expensive without insurance. Because those companies have people to say $500 for a paperclip, you're full of shit, we'll give you $1 and the hospital will be like okay, we still make $.95. And the people doing the billing try to double/triple charge me all the time. The insurance company and hospital billing often fight for 6 or 7 months before they get the entire bill properly worked out........ The hospital will bill twice, the insurance company will see two bills and reject all the bills, etc... Then you have to act as mediator to teach the hospital how to code the bill....And the insurance company to be ready for a payment....it wastes a long time.... By yourself you don't have a chance.... The rates are crazy too. I was well over $1,0

    1. Re:The bill appears to suck but.... by radtea · · Score: 2, Insightful

      Whether or not there's a moral or legal imperative for the federal government to provide healthcare.

      No modern "conservative" is the least bit concerned about any of that. Proof? The War on Drugs and the War on Terrorism, neither of which the Federal Government of the United States is empowered by the Constitution to undertake.

      Since "conservatives" are all major supporters of those two bits of Federal meddling in the rights of the states, and the people, they have no moral leg to stand on when it comes to opposing a Federally-regulated health-care system.

      Nor can I find anything in the Constitution about regulation of abortion being within the Federal government's purview, yet again, "conservatives" are in favour of it.

      The mythical "small-government" conservative can still be sighted rarely in the American political wilderness, but the dominant "conservative" movement is in fact populated by wild-eyed radicals who would extend Federal power into any number of areas where there is no Constitutional mandate for it.

      --
      Blasphemy is a human right. Blasphemophobia kills.
  37. What about the other morality issue? by DG · · Score: 3, Insightful

    The morality issue that the health insurance industry is set up to rape its "customers" at the cost of their health?

    There's a reason why every other civilized nation has publicly funded, universal health care - the government of a state, no matter how inept it may be, is in place to serve the needs of its citizens.

    Private health care, no matter how competent, is in place to generate profit for the private corporation operating it.

    The primary lever operating on a public-run system is voter outrage. This tends to apply pressure on the government to improve the system for the benefit of customers.

    The primary lever operating on a private system is the generation of profit. This tends to apply pressure towards raising costs and reducing services.

    The current American system is defective by design and is ruining the health of your citizens. And the shills of the insurance companies have convinced a large portion of you that it is immoral to try and fix the system. THAT is what you should be outraged about - that you have been successfully PSYOPed into believing that universal public healthcare is somehow immoral and wrong.

    DG

    --
    Want to learn about race cars? Read my Book
  38. Not so. by gbutler69 · · Score: 5, Informative

    Study after study has completely debunked the myth that high malpractice insurance is due to frivolous lawsuits. High malpractice insurance is for the same reason their is high medical insurance. The insurance companies made bad investments and lost their shirts now they're raking everyone over the coals while still pulling down 20 to 40% profits.

    --
    Over-the-top Response Guy! Giving "Over-the-Top Responses" since 1970.
    1. Re:Not so. by diskofish · · Score: 2, Informative

      citation needed.

    2. Re:Not so. by genghisjahn · · Score: 2, Informative

      20 to 40% profits? Hardly. Try 3.4%.

      "Overall, the profit margin for health insurance companies was a modest 3.4 percent over the past year, according to data provided by Morningstar. That ranks 87th out of 215 industries and slightly above the median of 2.2 percent. By this measure, the most profitable industry over the past year has been beverages, with a 25.9 percent profit margin." http://www.usnews.com/money/blogs/flowchart/2009/08/25/why-health-insurers-make-lousy-villains.html

      --
      Sorry about the mess.
  39. Thanks for the TRUTH by microcars · · Score: 4, Insightful

    The "truth" is, the same people that want anything the Obama Administration does to fail are the same people that created the Third Largest Government Agency.
    How has that worked out? And where was their outrage over its creation and its current status of operation?

    Try sending a letter or small package through the USPS, UPS and FedEx and let me know which one was more cost effective.
    Now try building a straw man and knocking him down.

    --
    I like microcars
    1. Re:Thanks for the TRUTH by saider · · Score: 4, Insightful

      The USPS is in debt up to its eyeballs because electronic documents are causing a drop in volume. FedEx and USPS have adjusted their rates , fleets and staffing to accommodate this drop. The USPS is less nimble because it faces restrictions imposed by the government (what kind of business it can do, what rates it can charge, etc.). If we ran healthcare like this, you can bet it would have the exact same problem.

      Furthermore, various states run insurance companies, but often they are used by private companies to dump their risky products. Since the state then holds the risk, they are supposed to set the rates to a level that can cover it, but the politicians intervene and drop the rates. The result is a company that either has to rely on a taxpayer bailout or failure altogether.

      Here in Florida, they created a property insurance company to be the last resort for people who cannot get property insurance, which is required if you finance your house. The private insurance companies started divesting their risky properties, and the state insurance had to take them. When the state insurance company adjusted the rates to accomodate the risk, the policyowners yelled at their politicians, who in turn forced the company to limit the increases. This has resulted in a company that does not have enough money to cover losses in the event of a Hurricane. You can bet that if we get a major hurricane or two (we've had few since the scheme was concocted) that Florida taxpayers will be on the hook for the payouts.

      Government healthcare would suffer the same problem with premiums becoming a political football that politicians use to get elected.

      --


      Remember, You are unique...just like everyone else.
  40. Re:What frivolous lawsuits? by Entrope · · Score: 4, Insightful

    The major lawsuit-related driver of medical costs is not frivolous suits. It is jackpot verdicts, where someone with no lasting harm or even short-term disability can be awarded tens or hundreds of millions of dollars in punitive and other special damages. Because the number is big, jurors think that this sends the right message, and because a faceless insurance company will pay most or all of it, they're not afraid of the costs it will incur for the doctor. That's why tort reform usually tries to impose caps on damages, and that in turn is why courts usually throw the laws out (because the laws are seen as a legislative infringement on the judicial function).

  41. Bad tax design by FooAtWFU · · Score: 2, Interesting

    One specific beef. One of the tax proposals is to extend the Medicare tax to unearned income for anyone who makes more than $200,000 ($250,000 if filing jointly). Specifically, it means that if you make $199,999 you're not taxed on any investment income or capital gains, but if you make another dollar then the tax applies retroactively to any capital gains you have whatsoever, possibly costing you hundreds of dollars.

    That's bad tax design, and it will probably bite a bunch of middle-class/upper-middle-class types who have sudden large expenses and need to liquidate something to pay for them.

    --
    The World Wide Web is dying. Soon, we shall have only the Internet.
  42. Re:I don't have health insurance. by linzeal · · Score: 2, Informative

    Good luck on getting them to pay the bills because most of them deny over half of the claims if not more. Go Google your provider, I'll wait here.

    I have heard nothing but bad things about catastrophic insurance from college students I know who used it to register for classes and you should pry read your policy right now to see if you can even litigate them if they deny you coverage, I doubt it. Who is going to end up paying your health care costs if you get sick? Oh yeah, that's right everyone but you. You are no better than the welfare moms you bitch about.

    Your paranoid delusions about this being some left-wing conspiracy to force you into some politically correct lifestyle would be funny if it was not so pitiful.

  43. no reform. by roman_mir · · Score: 5, Informative

    This is not a 'health care reform'.

    This is not even an 'insurance reform'.

    What is going to pass is a few regulations that are supposedly going to make it not possible for an insurance company to drop coverage, to do rescission and a few more items. - This is good.

    Here is what you are not going to get:

    1. No optional public insurance against private insurance, the prices will not go down. Worse than that, what is happening is private insurance is raising prices to offset any of the new changes that will be coming with this 'reform'. Does not look good.

    2. You probably are going to get a mandate, which is unfortunate given that you will have no public option. You will be forced to buy into expensive private insurance, there will be no choice or it looks like you will get some sort of a fine. Does not look good.

    3. No cheaper drugs imported from other countries. The bill was introduced earlier this fall, but Obama actually killed it very very personally because he signed a deal with the manufacturers to do this: no competition from cheaper imported drugs AND the patents are to be extended from 5 years to something like 12 years. Does not look good.

    4. Looks like US is one of the backwards countries that will try to limit women's access to health care they need. You going to get the 'reform' that will prevent any private insurance coverage for women that includes abortion. This is no joke, even for those who have coverage today, looks like they will actually lose it with this 'reform'. Does not look good.

    The other part of it, the cost of it, that's a moot point. It was calculated that if Medicare was provided as a buy in for anyone at all, at cost (at cost - means whatever it costs, but no money is made for profit), or if there was a public option, then the reform could even save money. The way it is going to happen with no public negotiations with hospitals, no public negotiations with drug manufacturers, no import of cheaper drugs, no generics because the patents will be extended, well, I don't know if this will be cost neutral. It does not matter really, if US just cut its WAR cost, it's defense contractors costs they could probably fund the entire reform in health insurance and there would be enough money for the public education reform. Of-course that's not going to happen.

    Anyway, Pelosi and Obama and the rest of them are lying sacks of shit. They do not want to take a vote on the public option, they will not take a vote on Grayson's proposal to just allow anyone to buy into Medicare at cost. This is not a health reform, this is just a little chunk of 'change' you were promised. Take it and be happy, cause you are not going to get anything better at all.

  44. Re:Bullshit! by Bos20k · · Score: 2

    Links? Why bother, I'm sure there aren't any. I've read over and over again exactly the opposite of what you are claiming. I could dig up links for you but I'm too busy making money and paying ridiculously taxes to pay for the health care for you and all the other socialist bums on this site.

  45. I Believe We Need Reform by TheNinjaroach · · Score: 2, Interesting

    I just can't help but think this bill isn't going to do it. I'm sad about the lack of a public option and I'm disappointed in the Democrats for their lack of solidarity. The GOP is a stubborn bunch but they remain effective in their unity.

    --
    I went to eat some animal crackers and the box said, "Do not eat if seal is broken." I opened the box and sure enough..
  46. Re:I don't have health insurance. by Anonymous Coward · · Score: 2, Insightful

    You'll change your tune once you have a family, assuming you're not gay. You're obviously not having any annual checkups or medical tests if you only pay $200/year. More often than not, doctors will charge double what they do with insurance companies for cash / self-pay people. It would appear you are avoiding health services, because just walking into a door will give you at least a $100 for a 3 minute consultation. Had your eyes checked lately? Dental care? Don't be fooled into thinking because you don't feel anything you are in great health.

  47. Obviously by copponex · · Score: 2, Informative

    The point of this article is to discuss the reform in a constructive manner, not to bash entire ideologies just because they are not your own.

    Obviously, you've never seen a single hour of Fox. Imagine several schizophrenic paranoid white men, who are afraid of gays, Mexicans, muslims, the poor (that's code for minorities), hate equality, love war, and instead of using a values system as a starting point for their worldview, they start out with a worldview and then selectively apply their values system in nonsensical rants. Give them an audience and editors and producers that only care about ratings and pushing ideology handed directly to them from GOP and other ultra-conservative sources.

    Now pretend that it's news so people think they are using journalistic standards, when in fact they are simply opinion shows.

    All of the media outlets are rather stupid. Fox News is dangerously delusional.

    1. Re:Obviously by Curunir_wolf · · Score: 4, Insightful

      Wow. You complain about skewed information from Fox News, then post links to a satire site and ... Media Matters!

      Hey, pot, kettle says you're black!

      --
      "Somebody has to do something. It's just incredibly pathetic it has to be us."
      --- Jerry Garcia
    2. Re:Obviously by cayenne8 · · Score: 2, Insightful
      Well, I usually try to balance things out, and watch a bit of MSNBC for awhile.

      Watch Keith Olbermann spew a bit of vitriol and some insane rants for awhile, and that alone will balance out a bit of the worst that Fox news throws out at times. But honestly, as bad as Fox can get at times...MSNBC can get as bad or even sometimes a bit worse hitting from the other end of the political spectrum.

      --
      Light travels faster than sound. This is why some people appear bright until you hear them speak.........
    3. Re:Obviously by copponex · · Score: 2, Insightful

      I'll give you a dollar for every quote from the television broadcasts of Hannity, Beck, or O'Reilly that defend the rights of:

      1. A person who isn't wealthy.
      2. A person against a corporation.
      3. An illegal alien.
      4. Muslims suspected of terrorism.
      5. Same sex couples.

      Remember: rights mean equality under the law.

      I'll give you ten dollars for any pleas to go through a diplomatic process when conflict arises between the United States and any non-white country.

      I'm dead serious. Respond with links to the transcripts, and I'll paypal or mail a check for up to $100 to the person with the most links. I seriously doubt it will be enough to buy a cup of coffee. At Dunkin Donuts.

  48. Re:Comunisam by Jackie_Chan_Fan · · Score: 3, Insightful

    This isnt communism. Read the bill.

    Its more fascism. This isnt a government run health care program, its a mandate that buy private insurance from the insurance industry.

    Thats not quite communism.

    And Single Payer, Universal health care wouldnt be communism either, anymore than the military would be. Not that this bill is Single Payer. The democrats failed to bring real health care reform. What we are left with is a corporate welfare bill, that the democrats will praise like the republicans praised no child left behind and the patriot act. This not to say I support the republicans in anyway. More so that the democrats are just as lame and bought out by the corporations we ask them to regulate.

    For some reason SOME people are ok with spending all of our money on military defense, but when it comes to spending it on health defense... certain people cry communism.

  49. Re:I don't have health insurance. by MartinSchou · · Score: 5, Funny

    I live in a country that has government-run universal insurance, and I deal *directly* with my doctor, too. I'm not sure why you believe this isn't possible.

    Brain-washing and indoctrination.

    Listen. Just because the person you meet and discuss intimate details with at the "doctor's" office is wearing a lab coat and a stethescope, it doesn't mean he or she is a doctor. They are actually just civil servants who have hidden microphones and very discrete ear pieces, that allows what you're telling them to be heard by a 13-person death-panel, who will then instruct the "doctor" what to do.

    The death-panel consists of:

    • 3 lawyers
    • 5 bean counters
    • 1 veterinarian (there are no real doctors outside the US)
    • 3 politicians
    • 1 organ broker (whose job is to sell your organs)

    This is how socialized "medicine" works. The only medicine involved with it, is making sure your body is sold off in parts to raise money for the party leaders! WAKE UP AND SMELL THE ROSES! Actually, those aren't roses but the perfumes used to cover up the stench of rotting corpses in the streets.
    </sarcasm>

  50. dear libertarians and tea baggers: by circletimessquare · · Score: 4, Insightful

    universal healthcare is a form of investment in your society that pays dividends

    if you don't pay for it overtly, you pay for the lack of universal healthcare in terms of easily preventable heart conditions complicating into more expensive conditions, breadwinners out of work because they can't treat their diabetes leading to their children to become street criminals, mumps and whooping cough outbreaks because vaccination is too complicated for the poor, people out sick more often because of inadequate healthcare, personal bankruptcies leading to losses at financial institutions due to sudden and expensive healthcare, etc.

    in other words, you pay for healthcare, one way or another, no matter what your policy is

    its just that universal healthcare is the CHEAPEST way to pay for it. but since the cost is overt and in your face, you reject it. but this simply means you don't understand the roundabout MORE EXPENSIVE and hidden ways you pay for it if you DON'T have universal healthcare

    in other words, libertarian and tea bagger rejection of universal healthcare is based on a lack of ability to understand that life is complicated. what happens if you DON'T pay for healthcare as a society? people who get sick just disappear off the face of the earth? they are all paragons of personal financial virtue and never need aid? you yourself never need a helping hand? think about reality, then form an opinion

    there are PLENTY of areas of life that should NEVER be public, and should always be private, for a number of reasons. capitalism, in fact, is the most useful engine for the creation of wealth ever invented by man. the point is, for SOME sectors of life, not all, making some thing run by the government actually is the CHEAPEST AND MOST EFFICIENT way for that sector to function

    in other words, simplistic, fundamentalist adherence to the idea of free markets does NOT answer all questions in life, JUST AS TRUE as a simplistic, fundamentalist adherence to communist ideas does not work. but socialism, as understood by the rest of the first world, is simple the concept that SOME, not ALL, sectors of life require the government to run it for MAXIMUM FINANCIAL EFFICIENCY

    a society with a capitalist engine, with socialist safety nets grafted on, is SUPERIOR and MORE EFFICIENT than a purely capitalist society. this really is the objective financially solid truth, not an opinion. lose your utopianism please: in life, simplistic absolutist philosophies, such as a fanatic devotion to individual reliance, DOES NOT WORK IN ALL FORMS. you are part of a society. as such, you contribute financially to it so that SOME functions in your life. by doing that some functions in your life are simply handled MORE CHEAPLY than if you handled them yourself. life is complicated, and requires a moderation between competing needs. understand this about the world, and drop your extremist ideologies

    there is such a concept as the common good. there is such a concept as personal reliance. both are paragons of virtue that, in the real world, exist in tension in how they work. the idea is to find a BALANCE between the two ideals, not to simplemindedly adhere to one or the other polar extreme

    teabaggers and libertarians: in SOME avenues of life, not all, the government is good, and works for you. you reject it at the price of your own impoverishment. that's the simple obvious truth

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
    1. Re:dear libertarians and tea baggers: by jbabco · · Score: 3, Informative

      socialized heath care is everything but good heath care.

      Canadian here.

      I've been following this all pretty closely. And as soon as the public option is off the table, I just have to sit back and laugh. Conservatives/Libertarians/name-your-right-wing-group-member just don't get it, and never will. I almost understand. It's baked into the fabric of America. Take advantage by any means necessary to gain wealth no matter what the ramifications. Case in point - insurance-based healthcare.

      What is good health care and what is bad heath care? Go ask these four people: A poor American, a poor Canadian, a rich American, and a rich Canadian.

      • Rich American: I have the best heath care in the world. We have the best doctors, no wait times, and access to the latest technology. Why, I had a triple bypass last year and I feel great! Only cost me $90,000, but worth every penny!
      • Rich Canadian: I have great health care! Doctors are always available and treatment is top-notch. I get to choose my physicians and everything! I went in for a triple bypass last year. Didn't have to wait for it. Cost? What do you mean?
      • Poor Canadian: (see above)
      • Poor American: I have a heart condition and need a triple bypass. I can't afford that and my employer-provided insurance doesn't cover it. They do cover the heart medication I'm on though, which is expensive. Unfortunately, I have to keep this shitty job at Meijers to keep it, even though I'm tired all the time and should probably be at home resting. Hopefully, things will get better. Oh shit... I just died.

      And for all those who think socialized medicine is evil, well I guess the rest of the world is just evil and America is, as it always was, the epitome of "good".

      Oh, and BTW, since you already have socialized postal, fire, school and police services, you should return those. They are evil.

      Just imagine a society where someone's house is burning down and the fire dept. checked to see if you had insurance before dispatching a truck. It boggles the mind.

  51. Re:"Entitlement Generation" by Entrope · · Score: 2, Insightful

    You clearly don't know what "entitlement" means, so don't waste your breath ranting about it.

  52. Re:Health care: break the MD cartel by Malc · · Score: 4, Informative

    In 1999, administration cost $1,059 per capita in the US, versus $307 per capita in Canada, per New England Journal of Medicine. So much for private businesses being better than the government. I've lived in Cyprus, UK, Canada, USA, Australia and China, and my experience, the UK has the most encompassing system, and Canada (Ontario at least) the most proactive and efficient. I totally hated the American system, and I can't say I'm much of a fan of what I saw in Melbourne. China was great as an expat because it was so bloody affordable, but that's not what we're discussing here.

  53. Re:They should come for IT next by DigiShaman · · Score: 4, Insightful

    Don't worry, IT will get regulated. Our industry has far too much power that, quite frankly, scares the shit out politicians. They can't leave well enough alone. Never have, never will.

    --
    Life is not for the lazy.
  54. Re:NO ONE here can tell by Remus+Shepherd · · Score: 3, Informative

    Not entirely true. The legislative actions (ending recissions, forcing insurance companies to cover everyone, etc) take effect immediately. Only the benefits that cost money have been delayed. There will be a big, positive effect right away.

    --
    Genocide Man -- Life is funny. Death is funnier. Mass murder can be hilarious.
  55. Re:I don't have health insurance. by 99BottlesOfBeerInMyF · · Score: 2, Insightful

    Its worse, its not that they fine you, THEY CAN THROW YOU INTO JAIL FOR FIVE YEARS

    [citation needed]

  56. Taking care of people is not wrong by Chemisor · · Score: 3, Insightful

    There is absolutely nothing wrong with taking care of fellow humans, with loving and cherising their lives as much as your own, and with giving them your money so they can live longer and healthier lives. Except that this bill is not about that. It's about forcing you to do these things at gunpoint (and yes, a gunpoint is somewhere in your future if you stop paying your taxes) by raising taxes (by 3.8%) and by forcing you to buy health insurance when you don't want to do so. This is the core problem of socialism: it's not that we should hate helping our fellow man, it's that we should hate being forced to do so. It's that we should hate not being able to choose whom to help with our efforts, and so to not be able to value the lives of the people we love more than the people we don't.

    1. Re:Taking care of people is not wrong by Chemisor · · Score: 2, Funny

      > Here is a simple question: if you make taxes optional, then what would you do if 90% of the people choose not to pay taxes?

      I would end up with a smaller government, of course. If you eliminated all the income redistribution programs like social security, medicare, medicaid, earned income credit, etc., the government would likely end up needing 10% of the tax revenue it needs now. Then, if we also stopped fighting stupid wars over pipeline politics in central asia, we might actually be able to *gasp* pay off the national debt.

  57. Some interesting statistics by wembley+fraggle · · Score: 2, Informative

    Here's the graph. Health Care expenditures, as a percentage of US GDP, have increased pretty significantly over the last 40 years. Keep in mind that health care costs are PART of GDP (so when WellPoint raises insurance rates, it actually shows up as an increase in GDP, which helps illustrate why GDP might not be the best indicator of our national economic health). That means that the expenditures in the health care sector have been growing much faster than those in most other sectors of the economy - if they were all growing equally, the portion of the GDP associated with health care would stay flat.

    I have my own opinions about how to solve this mess, but I'm not in congress and I have trouble making my fish agree with me, let alone other people. So I won't talk about those, just about the facts of the situation.

  58. Other reform options by alta · · Score: 2, Insightful

    Here's an idea, instead of forcing everyone to GET expensive health care, lets try lowering it's cost first. You realize that with the government paying for healthcare, the cost of that care is just going to go up? Prices that companies charge individuals are generally cheap. Prices they charge companies are high and prices they charge goverments are INSANE? We're all going to be getting $800 toilet seats.

    So, instead of the current plan, lets try this first.

    1. Buy insurance across state lines. This gives people the opportunity to search for cheap insurance. Right now you can only get insurance in your state... Imagine if you couldn't buy anything over the internet across state lines.
    2. Limit lawsuit payouts. The lawyers (sharks with lasers) are making a KILLING on lawsuits. Reduce the payouts and the sharks will have less to feed on, there will be fewer ambulance chasers because the $$$ will become reasonable.
    3. Reduce the FDA requirements. Wow, meds sure are expensive. Oh, they aren't in canada? Oh, and canada sells the same meds for much less and they don't have such a stringent approval process? Hmmm
    4. Promote Savings Health Accounts (see 1. first) - If you put in $xxx dollars tax free into an account that's YOUR money. Once you cap it at a certain level you just pay the maintenance (the insurance part in case something catastrophic happens) Now, it's your task to shop around for an affordable healthcare provider. You'll think twice before paying $300 for a checkup.
    5. This topic wasn't designed to discuss immigration, but guess what, that's a major cost in health care. The country will fail if the people paying into healthcare are expected to support every ILLEGAL immigrant that wants healthcare. Especially if the hospitals are charging those goverment rates for it ($30 for an aspirin anyone?) I'm just going to say, if you can't reasonably prove your an american, you don't get american health care, unless you can pay cash.

    Exercise: Call 3 local providers and tell them that you have some common malady and tell them that you have Blue Cross insurance, ask them what it will cost you, and what they will bill BC. The next day, call them all back, same malady and tell them you're paying out of pocket. If day 2 isn't a third of day 1 I will eat my shoe.

    --
    Do not meddle in the affairs of sysadmins, for they are subtle, and quick to anger.
  59. Re:Correct Spelling by Cimexus · · Score: 2, Interesting

    Have to say "ditto", as an Australian who spends ~6 months a year in the US. Two main observations with US news:

    - It's quite partisan. You tend to hear one side of the argument from one channel, and the other from another. Rarely do you hear a well-balanced story out of a single source. I think the lack of a well funded public broadcaster (ala BBC or Australian ABC) is most of the reason behind this.

    - The emphasis placed on local, national, international is almost completely the opposite of what I'm used to in Australia. Generally in Australia, an international story or major domestic (but never local) story would be first in the bulletin. From my trips to the UK it appears to be similar there. Local stuff would be relegated to 2/3rds through the news, with sport and weather at the end. In the US it seems to be mostly local/domestic, then maybe if you're lucky one international story near the end (and only if its really major ... you never hear 'interesting but not that important' stories from overseas like you do elsewhere).

    The other odd thing (to me at least), is that even if you compared a US local news with an Australian local news bulletin, the type of stories they run are quite different. In the US they have local stories like "the mall is getting extended" or "they are putting traffic lights in on this intersection". That'd never get reported at home ... the local stories are more along the lines of what the local/State govt. is doing, or any major crime incidents etc.

    On the other hand, the US does one thing way better than anyone else - weather. Even little local stations in small towns have their own meteorologist and often their own Doppler radar, and they actually know what they are talking about! In Australia you just get some vacant blonde chick who knows NOTHING about weather, reading the script sent to her by the weather bureau. :)

  60. Your humor is unwittingly accurate factually by FreeUser · · Score: 3, Insightful

    I live in a country that has government-run universal insurance, and I deal *directly* with my doctor, too. I'm not sure why you believe this isn't possible.

    Brain-washing and indoctrination.

    The funny thing is, your tongue-in-cheek post spoofing the right-wing mentality in the US actually answers the question quite factually right there.

    I'm American. I've lived most of my life in the United States, but have lived numerous times, for a number of years, outside of the United States (Germany, France, Japan, Hong Kong, and currently the United Kingdom) and had occasion to use the healthcare system myself, or have one in my family use it, in nearly all those locations (to be pedantic: I did not need to use the healthcare system in Japan).

    The US system is by far the worst system I have used, in terms of delivery of service, cost, and effeciency. The healthcare (when provided) was adequate most of the time, but subpar more often than you might imagine (my wife got a staff infection from a routine vaccination that nearly killed her...mainly because the hospitical couldn't figure out how to diagnose such an obvious problem for an indordinate amount of time. And don't get me started on the weeks-long waiting lists for critical tests like angiograms, and the lab test results that show up months late, the lack of follow-through by doctores, and the billing mistakes that are perpetual to the point of absurdity, and always favor the hospital).

    In contrast, we've had no trouble whatsoever with the medical system in Germany, France, or Hong Kong (though this was back when Hong Kong was a part of the British Empire, so YMMV these days), and with the NHS in England, only the occasional hassle of having to follow up on getting test results (but at least when you do follow up, they show up within a couple of weeks, unlike Northwestern, where they routinely go AWOL for 6 months or longer).

    But try telling that to any of my fellow Americans. They simply will refuse to believe it (and most likely label you a liar for daring to reveal such uncomfortable truths that challenge their world-view of us having the best system in the world). Why? Years of rhetoric and brainwashing, founded on absolutely no facts.

    Want another datapoint? Guess where the richest (non-American) people in the world tend to travel to for their private medical treatment. And I'm talking about Richer-Than-God, I can fly in my gold-plated jet anywhere in the world I like (including the US) and spend more than the GDP of a small country on my medical care people.

    It isn't the US. Not most of the time, anyway.

    The US is a distant fourth, behind France, the UK, and Germany? Why? Because a lot of the leading-edge research Americans (like one who has posted here) think only happens in the US, and excuse our rediculously lousy price/performance ratio on, actually take place and is funded by those countries that are paying 25-50% of what we pay for our substandard medical care.

    But then, we're the best in the world. We don't need to learn anything from anyone else, do we? (cue patriotic music and refrains of "God Bless America" here)

    --
    The Future of Human Evolution: Autonomy
  61. Re:OK, then why doesn't the EU have universal care by Ihlosi · · Score: 2
    France, for example, is demographically and economically the size of the state of Virginia.

    As long as you don't mind the difference of about an order of magnitude in population and GDP, yes. FYI: Population of Virginia: about 8 million, population of France: about 60 million. GDP of Virginia: about $400B, GDP of France: over $2T.

  62. Re:I don't have health insurance. by 99BottlesOfBeerInMyF · · Score: 2, Insightful

    Just one, I'm sure there are more: http://www.aolnews.com/opinion/article/opinion-obamas-health-care-myths-exposed/19402359 [aolnews.com]

    Umm, that linked article is an opinion piece that says it would "threaten people with jail time" but provides no citation. He doesn't even use the correct term since jail would be for a local offense and prison for a federal crime. You'll have to do a lot better than that, like a citation in the bill, perhaps. I searched the text of it and there were no matches for "prison," "imprisonment," or "jail". I can give you a hundred references and cite the portion of the bill where is says you can be fined up to $750 per uninsured adult in a household. I can't find anything about a prison sentence. I'm calling bullshit on this one, unless you can provide a real citation.

  63. So why don't we try something else... by Gaewyn+L+Knight · · Score: 4, Interesting

    The whole insurance industry for healthcare is based on a flawed premise that normal care need insurance.

    Here's the car analogy... if our cars were done like healthcare:
      1. Gas would cost 10$/gal at the pump for cash/credit.
      2. You would pay 25$ for every time you fueled up and your car insurance company would actually pay them 3.75$/gal for the gas
      3. You would pay 150$/month for this "wonderfully cheaper gas"
      4. Ohh... and if you need roadside assistance you have to pay for the first 5 fully before the insurance company starts picking up the tab.

    So let's go back to why health insurance is flawed. Normal healthy individuals may make 3 (annual plus 2 cold/flu) trips to the doctor in a year. I pay 218$ per month for insurance through my employer (not counting the portion they pay). This means that I am effectively paying 872$ per trip to my doctor... ok... lets let that sink in... even if you count a nurse, doctor and receptionist out front splitting it and them only seeing 3 patients per hour (rough cases might take that long) we are still talking they would be making 1.74 MILLION DOLLARS PER YEAR EACH! Now if you have any friends that are medical professionals I bet you know that there are VERY few that are making that much per year... especially receptionists :)

    Now the argument is that "well this money helps balance out all the catastrophic claims"... fine then why are we using insurance for non-catastrophic claims? I have home owners insurance in case a tornado takes my house out but I don't run my water-softener salt or home improvement projects through the insurance company.

    Why when it comes to health insurance do we loose the common sense that the more people that touch the money the more we have to pay for the same service.

    Leave insurance for catastrophic claims and lets get rid of the day-to-day shenanigans. This should quell a lot of the issues in the industry and make it so that people could pay for what they need instead of padding peoples pockets for day-to-day necessities.

    --
    Telcos have alot of dark fibre in the States. Most people assume that's optical fibre...but it's actually moral fibre.
    1. Re:So why don't we try something else... by bdenton42 · · Score: 2, Interesting

      (not counting the portion they pay).

      That's a rather large thing to not count, especially since it likely amounts to more than double what you are paying. Your example should be more like $2616 per visit.

      But your car analogy does touch on an important point, which is that your gas (healthcare) provider is gouging you with high rates then giving a discount to the insurance company, which reduces everyone's ability to survive without insurance.

      If the Feds would simply pass a law which says that a health care provider cannot charge different rates to individuals and insurance companies most of the health care reform problem goes away. You would then see a large shift from high cost, high coverage policies to low cost catastrophic policies... which is really what insurance should be about.

  64. The problem is high costs by ZOmegaZ · · Score: 2, Interesting

    The fundamental problem with the American healthcare system is its high cost. That's why so many people don't have coverage, and that's why attempting universal coverage right now is going to cost so much more than it should. Universal access is a noble goal, but far better to lower costs first. This report does an excellent job of breaking down exactly where we spend more money than the rest of the world. My platform is based around lowering costs in four areas: administrative costs, prescription drugs, malpractice insurance, and practitioner conflict of interest. Based on that report, my proposals would lower the average American's health care costs by over $1000 per year, without requiring any new federal spending or expansion of government power.

    If I can figure all this out in my spare time, you know Congress has to know it too. Which means either A) I'm horribly wrong, or B) both parties define the problem differently than I do. Which raises the question, exactly what do they see as the problem?

  65. This is not quite true. by sean.peters · · Score: 4, Informative

    In exchange, there are a lot of parts that are a big giveaway to insurance companies: because we've focused on giving everyone insurance instead of giving everyone health care, individuals are forced to buy insurance, but with inadequate oversight to ensure that insurance companies don't just gouge prices.

    Actually, there are provisions in place to keep them from just charging whatever they want: they have to pay out at least 85% of revenues on actual medical care. Given that insurance companies have their own staff that they have to pay, this puts pretty strict limits on how much they can actually profit.

    1. Re:This is not quite true. by jbeaupre · · Score: 3, Interesting

      If being required to pay out 85% for medical care is the only restriction, then it actually will encourage an increase in medical costs. Look at it this way: If what they pay out doubles, they can charge double and keep double. Staff is a fixed cost, so all that extra dough becomes profit.

      --
      The world is made by those who show up for the job.
  66. Every other European democracy has this. by gestalt_n_pepper · · Score: 2, Interesting

    1) Virtually every Western democracy has public health care (http://en.wikipedia.org/wiki/Universal_health_care).

    2) By some miracle, they manage to pay for it.

    3) By and large, if you read the blogs of people actually living in those countries, they appear reasonably happy with their imperfect but functioning health systems (http://www.thehealthcareblog.com/the_health_care_blog/international/).

    So, the opponents are essentially claiming that America is too "special" (i.e. lame) to do what virtually every other country can do. That may not be what they say, but that's what they imply.

    Any questions?

    --
    Please do not read this sig. Thank you.
    1. Re:Every other European democracy has this. by ducomputergeek · · Score: 2, Insightful

      Western Europe also hasn't had to pay to defend itself for the last 60 years either. We pretty much subsidized their defense.

      --
      "The problem with socialism is eventually you run out of other people's money" - Thatcher.
    2. Re:Every other European democracy has this. by gestalt_n_pepper · · Score: 3, Insightful

      Which sort of implies that we, like the Romans and the British, are diverting just a wee bit too much of our resources on military activity, eh?

      You can't have everything.

      --
      Please do not read this sig. Thank you.
    3. Re:Every other European democracy has this. by Uberbah · · Score: 2, Informative

      Western Europe also hasn't had to pay to defend itself for the last 60 years either. We pretty much subsidized their defense.

      Bullshit. Not to mention the fact that the Soviet Union has been gone for a long time now. Just what belligerent power is threatening Europe, exactly?

  67. This is a frequent misconception by sean.peters · · Score: 3, Informative

    I'm not a fan of the bill -- the lack of a public option creates, as you say, a major problem by forcing people to give money to insurance companies that have little incentive not to gouge their captive market. A mandate *is* necessary, though, for insurance-based health reform to work. (That's why single-payer was the way to go...)

    In fact, per the bill, insurers have to pay out 85% of their revenues in actual medical care, which means it's more or less impossible for them to just charge whatever they want. Yes, a public option would be better, and single-payer would be better still... but this bill is still a huge improvement on the status quo.

  68. Re: by tomp1000 · · Score: 2, Interesting

    I don't know much about fox news (not being a resident in the US), so I can't comment much about that but what I don't understand it is people are so against this reform. Yes it is a 'socialist' policy but the lives of so many people will be helped by this policy. I know a number of people who have had there lives saved or dramatically improved due to the intervention of the NHS here in the UK. yes the NHS has problems, but rarely is there anything that doesnt. The bill isn't communism, you don't have to have government run healthcare, go private if it bothers you. Granting cheap/free healthcare to those who can't afford insurance isn't a bad thing it would help the US become a better nation I've used the NHS many a time and never had a problem, In fact I've only used my medical isurance for minor little problems that are more annoying than serious. Don't slam government run healthcare. It's a good thing

  69. Republicans onboard! by Anonymous Coward · · Score: 2, Insightful

    Just declare a war on high healthcare costs, wrap the american flag around it & yourself and commit a $700b/yr budget to bomb the problem to the stone age.
    Just run healthcare like the military! Big bloated budgets, heavy fist shaking, and pour in a whole lot of flag wrapped mccarthyism and BINGO!

    G.W. Bush advocated no nation building and humble foreign policy when campaigning for pres in 2000, and previous stated formula worked wonders to turn the republicans around 180 degrees.
    Thank goodness it worked in catching Binny and boys!

  70. Re:ZOMG Socialism! by inthealpine · · Score: 2, Interesting

    Don't listen to this guy, it's just random spew of talking points emailed to him from the DNC.
    The biggest push that Marxism or socialism in general has is the 'right to health care'. So when people are concerned about government run health care and socialism their fears are based in reality.

    The military is not a business. I don't know how that is even an argument. Our constitution requires the government to have a military to protect our citizens.

    Ignoring the George Bush comments, that's just name that's invoked to gain acceptance of other like minded liberals/socialists.

    I agree with the change to metric, although the reason we don't switch over is the huge cost associated with such a large country.

    --
    "In God We Trust, All Others Pay Cash"
  71. Also not true. by sean.peters · · Score: 4, Informative

    The case of Texas is instructive - they strictly limited damage payouts for medical malpractice cases... and their medical malpractice insurance premiums continued to escalate at exactly the same rate as the rest of the country. Nor was there any particular change in overall health-care cost escalation. So I think we can safely ignore this particular line of argument.

    1. Re:Also not true. by phantomfive · · Score: 2, Informative

      I don't know what happened in Texas, but this guy says tort reform worked well in Missouri.

      --
      Qxe4
  72. Metric by Sloppy · · Score: 2, Funny

    But consider this. The U.S. is the only country, other than Myanmar, that still has not converted to the metric system.

    About 3 or 4 hectomegaseconds ago, we started gradually phasing that in, starting with NASA. Probe crashed. Stupid government. We need private industry metricism!!

    --
    As copyright owner of this comment, I authorize everyone to defeat any technological measure which limits access to it.
  73. True, but I still oppose the bill by einhverfr · · Score: 5, Interesting

    The insurer will probably place the burden of proof on you that your heart attack wasn't related to your diabetes. Meanwhile, you're in the hospital and racking up five-figure bills and, oh yeah, you've just had a heart attack. Have a nice day!

    That's the problem, and it is a real problem. However this bill is not the answer. The answer is regulation at the state level.

    The US health insurance industry is currently regulated by individual states. Different states have different rules. However, one element to the current system is that the state government (which is more responsive to the needs of citizens usually than the federal government) tends to have offices for dealing with these sorts of complaints. Additionally, the same offices take complaints from doctors about lack of authorization for procedures. While this means that some states have better health insurance requirements than others, it means there is a clear point of contact when a problem exists that needs to be resolved quickly.

    The problem with this bill is it entirely supplants the state health insurance regulation structures and replaces them with a shiny new federal system. There is no way that the main protections that the states offer against insurance abuses will work right away in the federal system. By pre-empting a fairly mature system of state regulation, this bill will not save lives but rather cost them.

    The secondary problem is that the bill has inadequate cost control provisions. In Massachussets, after they passed a similar bill, health insurance rates went up. We can expect the same here. Quite frankly, I have no idea how I will afford it when the rates go up. Right now, when insurance companies raise their rates, I can drop off until they lower them again. This bill makes me part of a captive market.

    The real underlying problem left unresolved is that we have inadequate consumer protections in the areas of health care and health insurance. While this bill purports to improve these conditions, it fixes, IMO, the wrong problems and leaves major issues unresolved. Why is it that I have more consumer protections when getting my car repaired than in obtaining non-emergency medical care?

    --

    LedgerSMB: Open source Accounting/ERP
  74. Re:Trusting Faux News? by Funk_dat69 · · Score: 2, Insightful

    I always hear this knee-jerk Fox bashing.
    Guess what? All news sources have a slant, and bashing Fox just shows your bias.

    Right Slant
    ----------------
    Fox

    Left Slant
    --------------
    CNN
    MSNBC
    ABC
    CBS
    Comedy-f'king-Central

    So watch your TV with your brain turned on at all times, I would think.

    --
    FUNK!
  75. You need to get your facts straight by sean.peters · · Score: 2, Interesting

    It amazes me that with the high percentage of negative public opinion on the health care bill that congress is still considering it. This is supposed to be government by the will of the people, right? To me, the will of the people is not being executed here.

    Current support for the bill is running about even - around 45-45, with the remainder undecided. And if you ask people whether they're in favor of what's actually in the bill, they're overwhelmingly in favor. It's just that the Republicans (and their benefactors, the insurance companies) have done a good job of making the bill look bad in the public eye.

    Also, this is apparent in the back door manner in which they are trying to pass the bill by some trick of house/senate rules. This isn't some bill to appropriate a few million dollars for federal park support but a bill involving a trillion dollars of outlay.

    The republican house in 2005-06 used the same "back door manner" to pass almost a third of all the legislation they passed, and no one said a word. This argument is just dumb. The house is just going to vote on the original bill and the reconciliation fix at the same time. There's nothing "back-door" about it.

    With respect to tort reform - this is nothing more than a thinly veiled attempt by the Republican party to get back at a group of people that traditionally gives more money to the other party (lawyers). Study after study has shown that tort reform would have a negligible effect on medical costs.

  76. Re:This bill is so wrong. by the+eric+conspiracy · · Score: 4, Insightful

    The constitution says people cannot be coerced into signing a contract.

    So then all laws requiring motor vehicle insurance are unconstitutional? That would be interesting.

    The kings of inefficiency.

    We spend 17% of our GDP on health care right now. Other nations get the same or better overall results spending less than half of this. Yes you might have to wait for some services but there is clearly huge inefficiencies in the current system, so much so that it is easy to argue that even a government run program would be better.

    Tell it to the people in the UK or Canada who are waiting 6 months for a CT scan, where here in the U.S. it's unusual to wait for more than a few days.

    There is quite a bit of evidence that the US has a huge and expensive overcapacity in exotic medical devices brought about by our current insurance system. We also clearly pay far more for the same drugs than people in other countries.

    We supposedly pay 17% now, and we live longer lives

    People in Canada, France, Germany, UK, Japan, Singapore, Hong Kong, Sweden, Switzerland and Italy all have longer life expectancies than Americans and pay far less than 17% of their GDP for that life span.

    Your article is full of factual errors. Try doing some research next time.

  77. Just remember what Pelosi said: by einhverfr · · Score: 2, Funny

    "We have to pass this bill so you can find out what's in it..."

    To quote Eugene Volokh, "It's going to be very, very exciting!"

    --

    LedgerSMB: Open source Accounting/ERP
  78. It's not what I hoped for... by ears_d · · Score: 2, Interesting

    I'm a conservative. Sucks sometimes, but that's the way it is. Fox news is evil.

    Needless to say, I was against health care reform from the start. But, I listened, and thought about it. At some point it occurred to me that it would be nice to separate my health insurance from my employer; changing jobs should not impact the coverage I provide for my family and myself. My current job is with a DoD contractor, which provides plenty of evidence that I wouldn't be happy with the government in charge of health care. If there were a free and open insurance market, one where price levels could be tied to services provided, and costs were not hidden, then buying medical insurance would be similar to buying auto or home insurance. Oh well, it didn't happen.

    I think this bill will help, some. I also think more is needed. Getting rid of the pre-existing condition cop out is a big gain. But, we've just provided the insurance companies with millions of new customers, some of whom are young and healthy and won't use their insurance, and we haven't significantly changed the way they do business.

  79. Re:ZOMG Socialism! by Shotgun · · Score: 2, Insightful

    It's because people here are stupid. They are so desperate to avoid any trappings of Socialism that they'd rather die because they can't get medical care than to let Big Evil Government help them out.

    So, I'm stupid because I have a world view that I, not Obaman, own my body. Thank you, Mr. Sheep, but, yes, I would rather die than let "Big Evil Government" help me out. You see, in order to let BEG help me out, I will have to turn control of my life over to them...a fate worse than death.

    The truth is that we desperately need a single-payer system, just like every industrialized country in the world that realized a long time ago that health care is a basic infrastructure need for a productive, thriving population.

    Yes, because people are dropping dead left and right around me. It's a picture straight out of "Zombieland"

    But the American people are collectively so scared, stupid, and easily swayed, even by outright lies ("Death panels! Federally funded abortion! Rampant costs! Elderly care cuts!") posted on bumper stickers, they they would literally show up with torches and pitchforks in Washington if Congress actually did what is right.

    Only half of us are scared of that. The other half run screaming for their mothers if you whisper "Pay your own damn way" in their ears.

    The funny thing to me is that these stupid people who are so quick to bash Socialism are usually fanboys of one of the most huge, expensive Socialist organizations in the entire world: the U.S. military.

    When we set up this country, you know, with that silly "Constitution" and all, they enumerated some things that the government would be responsible for. Things that made sense. A federal military to protect the federation made sense. A federal bureaucracy to direct individual health care is nonsense in an American context.

    Now, I'm not bashing the military, I have a lot of respect for it, Socialist as it is and everything. But it's just kind of funny how when George Bush sunk trillions of dollars into it, you didn't see these idiots showing up in Washington with caricatures of him as Hitler.

    Ahem....http://semiskimmed.net/bushhitler.html...now you have.

    But consider this. The U.S. is the only country, other than Myanmar, that still has not converted to the metric system. If this country is so stubborn and stupid as to not do things the right way just to spite those damn commies in Europe (and not have to buy a new set of wrenches), seriously, what hope do we ever have of really moving to a single-payer health care system?

    And now, you demonstrate what a simpleton you are. It isn't just some lone mechanic having to buy a new set of wrenches. It is about replacing trillions of dollars worth of machine tools, trillions of dollars worth of machines, and trillions upon trillions of dollars worth of supporting infrastructure. You're willingness to slur others over your academic concept of replacing a massively entrenched system overnight with something that works better in your mind belies your inexperience and ignorance. Come back and talk to us when you grow up.

    --
    Aah, change is good. -- Rafiki
    Yeah, but it ain't easy. -- Simba
  80. How About Killing Subsidies for Fattening Foods? by SteveFoerster · · Score: 3, Interesting

    Similarly, the overall level of health might be improved if the feds stopped subsidizing meat, dairy, and corn (as in high fructose corn syrup). But not only is that not something being done outside of a healthcare reform bill, that's not even in this bill. You would think if the problem is how much it costs to make fat people not die, the first step would be to stop spending money that helps make them so fat in the first place.

    --
    Space game using normal deck of cards: http://BattleCards.org
  81. Re:A false choice, of course... Mass here... by pgaston · · Score: 3, Informative

    Mass here. Self-employed, using the state mandated marketplace. - Costs were up 38% last year, year over year (not to mention the obvious, but on top of already having the highest cost in the nation...)

  82. Re:This bill is so wrong. by tobe · · Score: 2, Informative

    "We supposedly pay 17% now, and we live longer lives, have better medical care, and are generally heather than our contemporaries in other countries" Except you're not and you're just making shit up: The US is 38th in life expectancy. Even Cuba does better than the States. Almost every other 'European' nation (plus Japan) does better : http://en.wikipedia.org/wiki/List_of_countries_by_life_expectancy Your infant mortality is higher also and you're *much* more likely to die before you're 60. http://www.who.int/countries/usa/en/ vs http://www.who.int/countries/gbr/en/ And to get that inferior level of healthcare you spend about 3x per capita as a comparable European nation. Good job.

  83. you're absolutely correct by circletimessquare · · Score: 2, Insightful

    a politician, for example, cannot afford to call people teabagger morons

    however, i am not a politician. i am not trying to appeal to anyone. i traffic in ugly truths, not serene lies

    i am simply stating the facts. and the simple facts are, plain as day evident to anyone except themselves, the tea party philosophy is the philosophy of the low iq

    you won't find those words on any lips of any politician, at least in public. either those politicians gleefully courting their easily manipulated votes, or those politicians loathe to deal with the cesspool of mental filth that they are, or both, at the same time

    so: thank you for the advice. at the moment i become a politician (meaning, never), i will begin to worry about offending teabagger retards

    --
    intellectual property law is philosophically incoherent. it is your moral duty to ignore it or sabotage it
  84. Re:This bill is so wrong. by schm0 · · Score: 2, Informative

    The constitution says people cannot be coerced into signing a contract. By anyone.

    Which is why you can receive a subsidy to purchase insurance if you can not afford it or "opt out" by paying a fine. Moving on...

    Do some simple math! If you have a system that's already out of money, and you take more money from it to start a similar system, more than triple the number of people receiving benefits, it's going to cost more not less!

    Unless you are simultaneously reducing costs for Medicare by similar amounts or funding the proposals in other ways (i.e. the "Cadillac" plan tax and Medicare tax increase.) Please read the CBO report, which is party-neutral and sanctioned by both parties to do its analysis.

    Keep in mind that in 1965 lawmakers* predicted...

    *(not professional governmental accountants or the CBO) Your point? Long distance forecasts are entirely less than accurate. Which is why they call them "official estimates." There are also provisions within the bill to take steps to meet the necessary reductions should the plan not work as intended. Next?

    Tell it to the people in the UK or Canada...

    Who have a single payer, government run system entirely unlike what is proposed in the bill?

    The New England Journal of Medicine estimates that a full 1/3 of doctors will "QUIT PRACTICING MEDICINE" if the bill passes...

    http://mediamatters.org/blog/201003190027 The "estimates" you refer to were not "conducted, commissioned or published" by the NEJM.

    We will have a government panel deciding who is worth said liver transplant and deciding who gets to live and die, instead of your doctor or a panel of your doctors. A healthy 19 yr/old kid, who hasn't put a dime into the system will be placed higher on the list than say a 60 yr/old man who has paid into the system his whole life. In essence the 60 yr/old man worked his whole life paying into a system that will deem him unworthy and spend his money on someone whom he has never met while he suffers and dies while younger "more economically viable" people will get treatment first. In the existing system, the same 60 yr/old man would be able to do whatever it takes for him to get his liver (insurance,debt,sell car/house etc.)

    Really? Your example truly shows the lack of understanding and confusion perpetrated about this bill. Please cite to me the section within either bill that states a government panel will hear cases on liver transplants and decide their validity, expediency, etc.

    ...the feigned outrage at %3/yr is totally false when the alternative they suggest is higher.

    Comprehensive Medicare reform is not the core of this bill. However, cost-saving measures that will affect Medicare are included in its provisions. Will it solve the Medicare crisis? No. Will it provide health insurance to the uninsured? Yes.

  85. You don't understand what would happen... by Estanislao+Mart�nez · · Score: 2, Insightful

    Insurance sales across state lines (surely a real interstate commerce item)

    As far as this one point is concerned, I can tell you why this is unlikely to ever happen. The individual state laws regarding insurance companies and what they have to cover/can't cover/etc varies wildly from state to state, even between neighboring states. It would be nigh impossible to do this.

    Say you live in Maryland, and want to buy Insurance A from New Jersey. Say Maryland has a law stating insurance companies have to cover a specific condition, but they DON'T have that law in New Jersey. You will have bought insurance that isn't guaranteed to cover you the way it should because the laws are different in the two states...this is why companies have different "arms" in every state, because every state has vastly different laws.

    It actually wouldn't be like what you describe, because all of the insurance companies would set up shop exclusively in the states with the least regulation. So in your example, you'd only have the choice to buy your policy from New Jersey. And remember that most people don't actually choose their insurer--their employer chooses it for them.

    The whole "buy insurance across state lines" is a health insurer proposal to crassly deregulate the market in their favor, turned into a Republican talking point by a flimsy claim that it would lower costs. (Which it easily would, by reducing the insurers' operating costs while further enabling them to not pay your claims.)

  86. It's a perfect plan. by Tiger+Smile · · Score: 2, Insightful

    1) You get to deal with the IRS and they get to know you much better.

    2) You pay now and it doesn't take effect until 2014

    3) It's called the biggest deficit reduction bill ever signed!

    4) Your money will as safe as your social security payments are(their locked away awaiting our retirement aren't they).

    5) Clerical error never happen in government agencies and they always care about the captive^h^h^h^h^h^ustomer.

    It has the feeling of a tax passed to keep the Federal government afloat so it can continue to operate, but with some health care tacked on. Basically, they lost me at IRS.

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    -- Prepared at the direction of, or to be sent to Legal Counsel, in anticipation of litigation. Attorney Client Pri
  87. Re:How to have Healthcare that a Republican would by scorp1us · · Score: 2, Interesting

    Well, you have to foregive my brevity. It was written for ADD-enhanced Slashdotters. I avoid the detailed discussion.

    While I won't run down the list exactly, but the general principal is that:
    Personal choice that increases risk will have to be judged accordingly. If a behavior marginally increases cancer rates then it should be covered. If a behavior markedly increases rates then it should not be covered in the national coverage. What this is exactly, but 5% seems a good cut-off. Also to be balanced with this is by how many people are engaging in the behavior. If we all do it as Americans, then monetarily it makes sense to include it in the national policy.

    Then your questions dive into gunshots crashes. These are not medical conditions. These are discrete unpredictable events requiring medial treatment. The insurance industry has already made the actuarial tables and decided what factors are statistically relevant to the premium. We can simply re-use these.

    Yes, over time the plan will change. The government will try to reduce coverage, but it also will be balanced by keeping the costs low. If the government sheds responsibility, then we transition back closer to where we are today. But remember, the insurance companies don't want to pay out, so they will push coverage back on the government. I expect that we would be informed by people crusading for coverages to be added to the plan that "Coverage for XXX will save $YYYM by including it in the national plan". And I expect that the hallmark of the national plan is that it would provide the widest services at a lower premium than the insurance companies can provide today.

    There will never be an end to the debate of what the national plan covers, and that is just how it is. It will allow it to change to meet the needs of Americans, as those needs change over time.

    There is no "perfect" plan, and I don't for an instant think this is perfect. But it is a compromise that will be effective. If you read the current bill, and compare with what I describe here, which do you want to vote for?

    But look at what this sets up - some framework for government coverage, which is competitive and expandable, while capturing the best of both sides.

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    Slashdot's rate-of-post filter: Preventing you from posting too many great ideas at once.
  88. Re:I will go for this when.... by Random+BedHead+Ed · · Score: 2, Insightful

    One? You're joking.

    How about the Rural Electrification Administration, without which much of the US would still be in the nineteenth century because electrical utilities companies weren't expanding beyond cities? Or the federal prison system? The government runs that. There's also the Eisenhower Interstate System, which believe it or not was created by the government and not some "Eisenhower Interstate Corporation."

    If you care more about healthcare specifically, Medicare is the reason our elderly and disabled have medical coverage, particularly useful to the elderly if their personal savings were invested in Enron or MCI or one of the many companies that were walloped over the past few years (particularly in 2008). Medicare is a great example because it provides healthcare coverage more cheaply than private insurance companies do. So does the VA system, which covers our veterans. They do excellent cost control according to the CBO.

    Or was the point of your comment that it "has worked as planned?" That's a tall order. Name some private company initiatives that have worked as planned. Most don't. I've worked for private companies most of my adult life and I see the same waste and errors people complain about in government.