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The People GoFundMe Leaves Behind (theoutline.com)

citadrianne shares a report from The Outline: President Donald Trump's proposed budget seeks to slash $54 billion from social services including programs like Medicaid and Meals on Wheels. As these resources dry up, crowdfunding websites will further entrench themselves as extra-governmental welfare providers in order to fill the gap. For a lucky few, these sites are a lifeline. For most people, they are worthless. Crowdfunding's fatal flaw is that not every campaign ends up getting the money it needs. A recent study published in the journal Social Science & Medicine found that more than 90 percent of GoFundMe campaigns never meet their goal. For every crowdfunding success story, there are hundreds of failures. "As many happy stories as there are in charitable crowdfunding, there are a lot of really worthy causes when you browse these platforms that nobody has given a cent to," Rob Gleasure, professor at the business school of the National University of Ireland, Cork told The Outline. "People haven't come across them." Feller and Gleasure's report highlighted how fickle crowdfunding can be. Of all the Razoo campaigns started in 2013, they found, more than a third didn't receive any funding at all. According to their report, donors are more likely to give to campaigns that feature lots of pictures and accompanying text.

143 of 242 comments (clear)

  1. I'm going to autofund me some popcorn by Hognoxious · · Score: 1, Flamebait

    I'm going to autofund me some popcorn and wait for roman_mir and all the usual suspects to enthrall us with their wisdom.

    --
    Confucius say, "Find worm in apple - bad. Find half a worm - worse."
    1. Re:I'm going to autofund me some popcorn by KGIII · · Score: 1

      I should imagine they'd be fine with the idea, as it is choice and not forced by way of government?

      The idea being that one can opt to be charitable.

      --
      "So long and thanks for all the fish."
    2. Re:I'm going to autofund me some popcorn by Hognoxious · · Score: 1, Funny

      The amusing bit is their ranting and raving about anything remotely government related and acting like they forged the very sun that warms them and the earth they walk on by the sheer force of their own wills.

      It's as if not being born in the projects, let alone Somalia, was somehow their achievement.

      --
      Confucius say, "Find worm in apple - bad. Find half a worm - worse."
  2. Contradiction by Anonymous Coward · · Score: 3, Insightful

    > A recent study published in the journal Social Science & Medicine found that more than 90 percent of GoFundMe campaigns never meet their goal. For every crowdfunding success story, there are hundreds of failures.

    No, assuming you are focused on GoFundMe and the study is accurate, then for every crowdfunding success story, there are tens of failures.

    1. Re:Contradiction by GrumpySteen · · Score: 1

      If you're going to be pedantic, at least do it right.

      Exactly 90% failure rate would mean that there are nine failures per success, not tens of failures per success.

      More than 90% does not preclude tens of failures per success, but it doesn't preclude hundreds of failure per success either.

    2. Re:Contradiction by omnichad · · Score: 1

      You're assuming that reaching your funding goal is the full definition of success.

  3. Really worthy causes? by Anonymous Coward · · Score: 1

    Who decide which causes are "really worthy"? And how can anyone conclude that by simply "browsing"?

  4. Disappointed by halivar · · Score: 3, Funny

    I'm disappointed that you didn't lead with a Trump angle on the previous Sci-Hub piracy article. It's like you didn't even try. This one was better.

  5. Math is hard by Toxiz · · Score: 5, Insightful

    "more than 90 percent of GoFundMe campaigns never meet their goal. For every crowdfunding success story, there are hundreds of failures." -- So around 9 failures, for every success story. How did we get to hundreds?

    1. Re:Math is hard by Hognoxious · · Score: 1

      They used a log scale, or something like that.

      --
      Confucius say, "Find worm in apple - bad. Find half a worm - worse."
    2. Re: Math is hard by Hognoxious · · Score: 1

      C-reamer, it's really time you stopped.

      --
      Confucius say, "Find worm in apple - bad. Find half a worm - worse."
    3. Re:Math is hard by radarskiy · · Score: 1

      a) MORE than 90%
      b) Meeting funding goal is a necessary but not sufficient criterion for success.

    4. Re:Math is hard by Hognoxious · · Score: 1

      a) I get. It's crap writing, because "more than 90" means everything from 90 + one RCH (fail ratio 90 / 10 = 9:1) to 99.99 (fail ratio 99.99 / 0.01 = 9999:1). I guess having a K - X on the bottom is what makes it so nonlinear.

      b) I thought getting funded was the point? But if it isn't that's also crap writing, because it makes it seem like they're almost the same thing.

      --
      Confucius say, "Find worm in apple - bad. Find half a worm - worse."
  6. 90% don't get funded? That's a good thing. by Shoten · · Score: 4, Informative

    I assume that the mentality of the person who did the study was to compare it to conventional non-profits and the way they do fundraising. This is an important distinction because, under that model, there's a certain filtering process. If you've ever looked at a grant application, you'll see that the very nature of any of them tends to point out to you that there needs to be a valid reason for your request for funding. GoFundMe has no such filter, and as a result you get people like these three assholes or this snowflake. And those two are just what I came across by searching "Nintendo" on their site and seeing what came up in the first full set of results.

    And then there's the other thing that the filtering process does...which is help reduce the level of scamming. GoFundMe also lacks any means to do this; you see a picture and a nice bit of text but there is absolutely nothing done to validate that either are true. As a result, scams are rampant, to such a degree that there's a whole site dedicated to uncovering the scams.

    So, in short...I don't think there's anything wrong with the majority of GoFundMe campaigns failing to reach their goals. Most of them are just fucking ridiculous. And yes, I'm quite sure that some valid campaigns don't get funded as well...but 1, I would put some of the blame on the lack of any vetting process around the campaigns, and 2, that happens in the world of legitimate fundraising too. Posting a picture and type a few paragraphs describing your plight does not automatically guarantee you money...whether you are deserving or not...and that's just how life goes.

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    For your security, this post has been encrypted with ROT-13, twice.
  7. GoFundMe isn't the problem. by Gravis+Zero · · Score: 4, Insightful

    The problem is that so many people need money because the cost of medical care is beyond their reach. The problem is that we live in a society where the ability to continue living is something that you have to "earn". The problem is that so many people are callous and devoid of empathy until it turns into a problem for them. The problem is that we refuse to care for our fellow humans.

    --
    Anons need not reply. Questions end with a question mark.
    1. Re:GoFundMe isn't the problem. by AmiMoJo · · Score: 2, Insightful

      I'm not sure everyone who supports reduced government benefits feels that others should not be cared for... The vast majority, perhaps, but some seem to genuinely think that charity and altruism should do the job instead of government.

      The problem with that is, as this article shows, that funding them becomes uneven and some people are ignored. Really the only new thing here is that it's happening "on the internet". Are we supposed to be surprised that human nature is the same online as offline?

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    2. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      That's a lot of idle complaining, but no one has offered a workable plan to reduce health costs.

      No country has reduced health care costs over time.

    3. Re:GoFundMe isn't the problem. by Anonymous Coward · · Score: 2, Insightful

      Or 21st Century Eugenics? Is that what you're saying we should aspire to?

    4. Re:GoFundMe isn't the problem. by moeinvt · · Score: 2, Insightful

      Why shouldn't you have to "earn" what you get?

      I don't think we have a pervasive lack of compassion and empathy in our society. I think we've been brainwashed into believing that caring about others should be a mission left to government. A mission at which they fail in the most catastrophic manner.
      We're already paying for Medicare, Medicaid, Social Security, SNAP, housing subsidies, heating subsidies, etc. etc. People see the fraud & abuse of these programs and naturally recoil at the thought of funding more of the same.
      Advocating for higher taxes and more or bigger government programs doesn't demonstrate how much you care. We should get government OUT of the charity business and adopt the attitude that these problems are our collective responsibility, but not through the wasteful and inefficient institution of government.

    5. Re:GoFundMe isn't the problem. by Anonymous Coward · · Score: 1

      Don't be a tool. You only equate care with handing over money, either willingly or with a federal boot on your neck.

      I'd suggest you don't get out much, and probably have never seen how people do care for each other.

      You don't really understand that it's more than just how much in taxes we pay, plus how much is given to charities. Think how much time people devote to volunteer work. And you would probably scoff at religious institutions even though they care for people as well.

      Time to leave the internet behind and seek out the real world.

    6. Re:GoFundMe isn't the problem. by pauljlucas · · Score: 1, Interesting
      Apparently ignored in that article is the cost of funding private, for-profit health insurance companies. And it's not only profit, but money such companies must spend on peripheral things like advertising, lobbyists, etc. All of that money, from the perspective of actually providing health care, is wasted money.

      By the way, the point isn't necessarily to reduce costs, though that would be a nice bonus. The point is to make sure everyone has health care, including routine preventative care, something many poorer people don't do because they can't afford it. The upshot is that problems that otherwise either would have been preventable or caught early and treated for a lot less expense turn into serious conditions are are a lot more expensive to treat --- or the people either live in misery or outright die.

      --
      If you reply, do so only to what I explicitly wrote. If I didn't write it, don't assume or infer it.
    7. Re:GoFundMe isn't the problem. by queazocotal · · Score: 3, Informative

      " but not through the wasteful and inefficient institution of government." I am confused by what other manner it can be done.

      I caught an unfortunate virus when I was 12. It was not through anything particular that I did.
      I have never been able to work, and progressive relapses have taken me from struggling part time through university, to being almost bedbound.

      Due to struggling to keep educating myself in hopes of being able to work, and the difficulty of keeping up with a peer group, I am utterly isolated at the moment.

      In addition, I live in a rural poor area, with no church or nearby large social organisations.

      Precisely who am I supposed to appeal to for support?

      Or are you advocating that those without a close family, who have lost friends due to being able to keep up with them, who are not a member of a church or similar organisation should simply die?

    8. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      ...profit...advertising...wasted money.

      Advertising helps drug and device companies make a profit. They develop new treatments for profits. New treatments save lives and reduce suffering.

      I know people in that industry. They don't work for free.

      By the way, the point isn't necessarily to reduce costs, though that would be a nice bonus. The point is to make sure everyone has health care, including routine preventative care, something many poorer people don't do because they can't afford it. The upshot is that problems that otherwise either would have been preventable or caught early and treated for a lot less expense turn into serious conditions are are a lot more expensive to treat --- or the people either live in misery or outright die.

      This was studied. Health coverage doesn't significantly impact health.

      It's logical to believe that it might, but the study says it doesn't.

      And preventive care coverage doesn't cut emergency room use either.

      Lots of people wish there were straightforward answers. Wishing does make it true.

    9. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      Obviously entire countries, including a big one bordering the U.S., have solved this problem long ago.

      Yeah, the "solution" was to spend the last 60 or 70 years keeping costs from rising too fast. Are you suggesting we go back in time 60 or 70 years and start on that plan?

      No country has gone from high costs to lower costs.

    10. Re:GoFundMe isn't the problem. by pauljlucas · · Score: 1

      Advertising helps drug and device companies make a profit

      So? I never said anything about such companies. I'm talking only about private insurance companies. If the government provided all health care, there would be no need for private health insurance companies.

      --
      If you reply, do so only to what I explicitly wrote. If I didn't write it, don't assume or infer it.
    11. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      Government agencies aren't known for controlling overhead costs.

      "Give up any choice you have over your health coverage because ... advertising costs" isn't a great message. I don't think you can get people to vote for that.

    12. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1, Insightful

      Why shouldn't you have to "earn" what you get?

      I'm just talking about covering people's most basic needs to live. The right to live shouldn't be something that needs to be "earned" and the constitution is on my side with this one.

      I don't think we have a pervasive lack of compassion and empathy in our society.

      Sure... but nobody thinks they are heartless, they just are. You gave yourself away with the first question.

      People see the fraud & abuse of these programs and naturally recoil at the thought of funding more of the same.

      Why not just take money out of the equation and provide universal healthcare?

      We should get government OUT of the charity business and adopt the attitude that these problems are our collective responsibility, but not through the wasteful and inefficient institution of government.

      So want to privatize the police and firefighter protection too? Because they are equal terms as charities as doctors.

      --
      Anons need not reply. Questions end with a question mark.
    13. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      That's a lot of idle complaining, but no one has offered a workable plan to reduce health costs.

      The problem isn't actually the cost of healthcare, the problem is the sheer amount of wasted funds by congressmen trying to get re-elected. We don't need to be spending a trillion dollars a year on defense when we don't even have a real enemy. We should be removing ourselves from the middle east because there was never a real reason to be there, only a farce.

      --
      Anons need not reply. Questions end with a question mark.
    14. Re:GoFundMe isn't the problem. by Kohath · · Score: 3, Insightful

      We don't need to be spending a trillion dollars a year on defense when we don't even have a real enemy.

      We don't. It's actually closer to half that much. But I agree it should be cut, along with more-or-less every other government expenditure.

    15. Re:GoFundMe isn't the problem. by argStyopa · · Score: 1

      Yes, ultimately, one has to work to survive and even then mostly due to luck, sometimes it's still not enough. This isn't just true of humans, it's true for /every single organism/ on the planet.

      I'm not sure how all the empathy in the world changes that very basic fact.

      --
      -Styopa
    16. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      along with more-or-less every other government expenditure.

      That's stupid.

      --
      Anons need not reply. Questions end with a question mark.
    17. Re:GoFundMe isn't the problem. by Kierthos · · Score: 1

      My problem with most (I'd say easily 75%) of the drug company advertisements that I've seen on TV is that they never tell you what in the Nine Hells the drug is for.

      It's a montage of people strolling down a boardwalk, looking out at sea, and hanging out on their porch, and "Ask your doctor is Sleminiforal is right for you."

      But they don't tell you what the fuck it's for. Gee, thanks, drug company, for spending a whack of cash on that TV spot. I'm sure it justified someone's salary at your company.

      --
      Mr. Hu is not a ninja.
    18. Re:GoFundMe isn't the problem. by moeinvt · · Score: 1

      What if we all sat around and did nothing and demanded that our most basic needs be met? I don't think The Constitution gives you the "right" to food, clothing, shelter or anything else that requires the labor of other people.

      "Why not just take money out of the equation and provide universal healthcare?"

      With a magic wand? Do you expect doctors, nurses, medical device manufacturers, drug developers, etc. etc. to all work without compensation? No, you expect everyone else in society to spend part of their time working without compensation to pay for medical services. You cannot take money/wealth out of the equation.

      "So want to privatize the police and firefighter protection too?"

      It's worth considering, but it's not really feasible. I definitely want government out of the business of healthcare, except for enforcing the types of laws that apply to all other businesses.

    19. Re:GoFundMe isn't the problem. by Anonymous Coward · · Score: 1

      Seeing as how we currently have (a weak form of) universal health care–– At least until the Republicans "repeal and replace" the ACA.

      Actively taking that away from large swaths of the population certainly smacks of eugenics.

      We can breed a better human through active selective breeding of stock that exhibit desirable characteristics such as tall, strong, intelligent, resistant to disease, etc. Or we can breed out the less desirable characteristics e.g. short, weak, stupid, susceptible to disease. Is there a difference? Frankly I don't see much difference in those two approaches.

      Is being poor one of the traits you can breed out? It feels like the Republicans think it is, and are actively trying everything in their power to breed it out of the population by simply letting the poor die for lack of access to affordable health care.

      If the Republicans wanted to breed out stupidity, I could almost get behind their plan. But if they eliminated all the stupid people, who'd be left to vote for them?

    20. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      The problem is that we refuse to care for our fellow humans..

      No, the problem is that morons like you think that the only way of caring for our fellow humans is through huge, ineffective, government-based redistribution. That's why medical care is so astronomically expensive, and it's why so many people are still living in poverty.

    21. Re:GoFundMe isn't the problem. by thule · · Score: 1

      A distributed locally managed/scoped system is better for this. This was THE way things were done in the US. Churches, ethnic groups, and groups like the Shriners help pay people's medical bills. True charity. The government has slowly stepped all over this. What ever happened to separation of church and state? People only think it goes one way (no religion in government), but what about the other direction?

    22. Re:GoFundMe isn't the problem. by ChatHuant · · Score: 4, Insightful

      Government agencies aren't known for controlling overhead costs.

      Well, we could perhaps look at some studies, instead of relying on simplistic Republican slogans.
      This study calculates the overhead due to billing and insurance-related costs to 375 billion dollars annually; if Medicare was universal, the savings would be enough to cover all the uninsured and improve coverage for the under-insured. The overhead cost of Medicare is estimated to 1.5% in the USA, 1.8% in Canada. By contrast, the overhead of private insurance companies is about 13% in the USA, 16% in Canada.

      Even leaving this aside, there is a much more important issue here. The whole debate is about the wrong thing. The goal of a health care system is not to make money. It is to improve health. Lawmakers' focus should not be on finding ways to protect the income of insurance companies. They should try to find ways to improve the health of citizens. Whether insurance companies go bankrupt, need to change their business model or stop making ridiculous profits should be totally irrelevant. I believe lawmakers who instead perpetuate the current system are fundamentally betraying the reason they were put there in the first place.

    23. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      What if we all sat around and did nothing and demanded that our most basic needs be met?

      Humans are not content to simply sit around. However, considering the manufacturing of food, clothing and shelter can be almost entirely automated, it should be possible to make that happen.

      I don't think The Constitution gives you the "right" to food, clothing, shelter or anything else that requires the labor of other people.

      That reminds me of something I wrote, "The problem is that so many people are callous and devoid of empathy until it turns into a problem for them."

      With a magic wand? Do you expect doctors, nurses, medical device manufacturers, drug developers, etc. etc. to all work without compensation? No, you expect everyone else in society to spend part of their time working without compensation to pay for medical services. You cannot take money/wealth out of the equation.

      The point is to minimize fraud. Can people still defraud the system, yes. Does it become significantly more difficult, yes.

      "So want to privatize the police and firefighter protection too?"

      It's worth considering, but it's not really feasible.

      You are dead wrong. It is 100% feasible. Will a lot of people suffer as a result? Yep, just like our medical system.

      I definitely want government out of the business of healthcare, except for enforcing the types of laws that apply to all other businesses.

      I'm glad these choices aren't up to you because you don't understand the basic concepts behind a stable society.

      --
      Anons need not reply. Questions end with a question mark.
    24. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      WOW. You obviously don't understand anything about the healthcare system. You sound like some college kid that watches Fox News and doesn't really know about the real world.

      --
      Anons need not reply. Questions end with a question mark.
    25. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      No, the problem is that you don't understand anything about the US healthcare system, which is why you misdiagnose the problem as "Americans refuse to care for our fellow humans."

      Half of our medical system is fully government run; the other half is highly regulated and required to provide services to everybody. We have some of the most expensive per capita medical care in the world, yet don't do any better in terms of health than lots of other countries.

      It's the same b.s. whether it's education, housing, or healthcare: government price fixing, government regulation, and government subsidies keep raising prices, leading for ignorant people like you to call for even more government price fixing, regulation, and subsidies. And where does all the money go? Into the pockets of special interests, in the case of the medical system, pharmaceutical corporations and doctors. That's whose interests you really promote.

      If you look around the world, excellent healthcare can be provided for about $2000/person/year, instead of the ridiculous $10000/person/year we pay (or $12000/person/year in our public system).

      People like you are ignorant, and people like you are responsible for the mess that we are in.

    26. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      It's wise and enlightened and principled. Every program is someone's favorite program. If people want their favorite program increased and only want cuts in non-favorite programs, then government grows without limits. If you don't want government to consume everything and be in total control of everything everyone does (with someone like Trump or Hillary in charge) you have to be willing to cut stuff you like.

    27. Re:GoFundMe isn't the problem. by SvnLyrBrto · · Score: 1

      The problem is that, in altogether too many cases, "charity" is not altruism at all. Instead, it is a thinly veiled canard disguising the promulgation of ideology. The Salvation Army, for example, would prefer that transgendered people freeze to death in the streets over offering them so much as a warm place to not die for eight hours. And that's just the most notorious of a number of ideological attacks on their part that have nothing to do with charitable works or helping anybody.

      So, while government is certainly imperfect; it should certainly not be allowed to abrogate its responsibilities in a vain and false notion that "charity" will pick up the slack.

      --
      Imagine all the people...
    28. Re:GoFundMe isn't the problem. by queazocotal · · Score: 2

      Precisely nowhere that I'm aware of has ever had a non-mandated by government, or directly provided by government reliable safety net for those that does not at best cope with one small social group, and ignore others in equal need.

      Perhaps you could describe such a system that has never existed throughout history?

    29. Re:GoFundMe isn't the problem. by pnutjam · · Score: 1

      Do your realize that the overhead (liberally 3%), and the fraud (liberally 10%), are still less then the 20% overhead allowed for regular insurance companies under the ACA?

    30. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      It's wise and enlightened and principled.

      You should add humble to that list. -_-

      Every program is someone's favorite program. If people want their favorite program increased and only want cuts in non-favorite programs, then government grows without limits.

      "along with more-or-less every other government expenditure." != "prevent uncontrolled growth"

      --
      Anons need not reply. Questions end with a question mark.
    31. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      You should add humble to that list. -_-

      Yeah, also humble -- because I don't think my favorite programs should rule over everyone else's and increase while everyone else's favorites should lose out and get cut.

    32. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      We have some of the most expensive per capita medical care in the world, yet don't do any better in terms of health than lots of other countries.

      But do you know why it's expensive?

      People like you are ignorant, and people like you are responsible for the mess that we are in.

      That's not even close to correct. The problem is there is a minimally-representative government in power that doesn't work for the people but rather anyone who will fund their campaigns. Our wreck of a healthcare system is a symptom of the real problem, legalized political corruption.

      --
      Anons need not reply. Questions end with a question mark.
    33. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      you must be going blind because you missed this part:

      "along with more-or-less every other government expenditure." != "prevent uncontrolled growth"

      --
      Anons need not reply. Questions end with a question mark.
    34. Re: GoFundMe isn't the problem. by Kohath · · Score: 1

      The US spends twice as much on healthcare as comparable economies for similar outcomes. Is that inevitable and if so, why?

      Read the linked articles. It wasn't inevitable if we'd spent the last 70 years keeping costs from rising. The only thing we need to do to avoid it is to go back in time 70 years and then make different choices through time up to now.

      No country has gone from high costs to lower costs over time. Certainly not the U.K.

      Tell us your plan for us to go from high costs to lower costs. If anyone (e.g. health care workers) loses out significantly in your plan, please include why you think you would be able to win a policy argument and get lawmakers and voters to support you instead of them.

      It appears to be inevitable because it is the result of what voters and politicians want.

    35. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      ...the overhead of private insurance companies is about 13% in the USA.

      And that's 2 or 3 years worth of inflation in health care. Do you think you can get voters to give up all their choices for a 3 year interruption in cost increases?

      The goal of a health care system is not to make money. It is to improve health.

      Individuals don't care about the "health care system" and are only vaguely interested in aggregate metrics of health. Individuals want choices for themselves and their family, regardless of whether that meets someone's academic policy goals. They're not willing to have their care redistributed by government edict.

    36. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      you must be going blind because you missed this part:

      I disagree with that part.

    37. Re:GoFundMe isn't the problem. by Gavagai80 · · Score: 2

      Most of the people who are against universal healthcare are creationists (who also paradoxically describe themselves as pro-life, but their pro-life stance stops at birth).

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    38. Re:GoFundMe isn't the problem. by Gavagai80 · · Score: 3, Insightful

      Fortunately church "charities" are still able to use the old "convert or die" system in Africa. It's so sad that it's getting harder in the west for churches and the wealthy to control and exploit people in exchange for generously offering them a chance to live.

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    39. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      Let's just compromise and say that neither one of you understand anything about the healthcare system.

    40. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      You're free to start your own charity if you don't like the way churches operate theirs.

    41. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      The problem is there is a minimally-representative government in power that doesn't work for the people but rather anyone who will fund their campaigns. Our wreck of a healthcare system is a symptom of the real problem, legalized political corruption.

      Have you thought about what that campaign funding is used for? That's right: political advertising trying to convince people to vote for these politicians, because they still need votes to actually get into power.

      And what kind of message do you think they want to spread in order to increase their revenue? Do you think it is "we need to cut back public spending on medical care and let people choose to buy less coverage"? Of course not, because that would obviously decrease the revenues of drug companies, hospitals, government bureaucracies, and the medical establishment.

      Instead, the message they are spreading is "people are dying in the streets, Americans need to be compassionate and open their wallets, and we need more public spending on healthcare and more mandatory insurance coverage, and anybody who objects is a heartless monster".

      That's your message: people like you are the essential link between big corporate spending, corrupt political candidates, and political power.

      And the irony is that not only are people like you essential to perpetuation and growth of the corruption, the system you create actually badly hurts the people you say to want to help.

    42. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      Well, oh wise one, why don't you give us your explanation, instead of engaging in idle posturing? Why are US health care costs so high?

      Gravis Zero says it's because people are insufficiently compassionate.

      I say it's because of government price fixing, government regulation, and government-mandated monopolies.

      Your theory is... what?

    43. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      Yeah, I'm sure you enjoy alternative facts when the truth ruins your false narrative.

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      Anons need not reply. Questions end with a question mark.
    44. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      And what kind of message do you think they want to spread in order to increase their revenue?

      In modern politics, it's private fundraising events where they promise to lower taxes to the rich that get them funding. In addition, it's their actions that get them the funding from the backers of those special interests you mentioned before. I know pharmaceutical companies are always looking to relax regulations but they don't give a shit who pays them because they are still getting paid because nobody says, "hmm... maybe i'll get this cancer treated next year".

      people like you are the essential link between big corporate spending, corrupt political candidates, and political power.

      Wow that's some serious cognitive dissonance you got going there. However, if there is "big corporate spending" causing "corrupt political candidates" then why not fix the campaign funding issues and allow non-corrupt politicians to fix our government? Why choose instead to dismantle a healthcare system that millions of people rely on?

      --
      Anons need not reply. Questions end with a question mark.
    45. Re:GoFundMe isn't the problem. by ChatHuant · · Score: 1

      ...the overhead of private insurance companies is about 13% in the USA.

      And that's 2 or 3 years worth of inflation in health care. Do you think you can get voters to give up all their choices for a 3 year interruption in cost increases?

      I'm not sure I'm parsing your response correctly, but are you saying that the high overhead of 13% doesn't matter, because the low overhead solution will get to the same price in three years due to inflation? That makes no sense whatsoever.

      Or are you saying that people should be ok with paying more, because they get "choices", whatever those are? Obviously you bought into the Republican propaganda - "choices" are another one of the Republicans' talk points, and, like most others, just a distraction. If people cared about "choices", extending Medicare to everybody would not cause any problem, as long as people can opt out and go into the more expensive private insurance system. If, as Republicans say, people care most about "choices", then everybody would use private insurance, and would be willing to pay the overheads. But Republicans don't allow this to happen. Oh, no! On the contrary, they fought tooth and nail against one-payer, fought tooth and nail against the expansion of Medicare, and, with the "Trumpdon'tcare" act are doing their best to remove the Medicare option and give everybody just two choices: pay into the racket or die. Do you know why? Because the "choices" thing is just another lie. You, were obviously conned into believing this, but the health industry and Republican congressmen know very well that very few people would actually choose the private solution. Evidently, that would devastate the health insurance industry, and that's why Republicans are so against Medicare expansion. They don't give an airborne sexual act for the health of the people they represent, but are really sensitive to the needs of their corporate masters.

    46. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      In modern politics, it's private fundraising events where they promise to lower taxes to the rich that get them funding. In addition, it's their actions that get them the funding from the backers of those special interests you mentioned before.

      Of course. That's where the money comes from. You're still not thinking about where the money actually goes.

      Answer this question: why do politicians want all this money? What do they do with it? How does it help them to get power?

    47. Re:GoFundMe isn't the problem. by misexistentialist · · Score: 1

      people with Medicare still buy private Medigap plans to get full coverage, and medicare isn't even sustainable

    48. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      Wow that's some serious cognitive dissonance you got going there. However, if there is "big corporate spending" causing "corrupt political candidates" then why not fix the campaign funding issues and allow non-corrupt politicians to fix our government?

      Because "fixing" campaign finance would actually make the system more corrupt: it makes politicians even less dependent on the public, it makes it even cheaper for corporations to buy politicians (since all they need to pay for now is personal favors), and it gives incumbents an even bigger advantage.

      Why choose instead to dismantle a healthcare system that millions of people rely on?

      Dismantling the current corrupt healthcare system is exactly what is needed to make it less corrupt.

      Dismantling a corrupt, socialist institution like the US healthcare system, is always painful in the short term, but it's the right thing to do if you want people to have healthcare in the long run.

    49. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      Because "fixing" campaign finance would actually make the system more corrupt: it makes politicians even less dependent on the public

      That's rich. Since you have made this assertion without consideration to an alternative funding plan, you're implying is that this is the least corrupt form that politics can take. That's astoundingly stupid.

      it makes it even cheaper for corporations to buy politicians (since all they need to pay for now is personal favors)

      Right because that would be the kind of thing nobody would ever consider prohibiting.

      and it gives incumbents an even bigger advantage.

      Now this I gotta hear. How could this possibly give incumbents a larger advantage?

      --
      Anons need not reply. Questions end with a question mark.
    50. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      That's rich. Since you have made this assertion without consideration to an alternative funding plan,

      I have not only "considered" alternative funding plans, I have lived in countries that use them.

      Right because that would be the kind of thing nobody would ever consider prohibiting.

      People have tried those prohibitions and they don't work.

      Now this I gotta hear. How could this possibly give incumbents a larger advantage?

      If campaigns can't be financed privately anymore, then they need to get financed publicly and that is controlled by politicians. Politicians then put rules into place that make it difficult for challengers to get funding.

      As Friedman put it:

      [you assume] somehow that government is a way in which you put unselfish and ungreedy men in charge of selfish and greedy men. But government is an institution whereby the people who have the greatest drive to get power over their fellow men, get in a position of controlling them.

    51. Re:GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      I have not only "considered" alternative funding plans, I have lived in countries that use them.

      So because a handful of plans didn't work then none of them ever can? What an amazing deduction!

      People have tried those prohibitions and they don't work.

      The key part to laws is having them enforced.

      If campaigns can't be financed privately anymore

      Who said they wouldn't be privately financed? You self-righteously excluded all possible funding schemes that aren't the current one which includes all other private funding schemes. Way to go, winner. ;)

      --
      Anons need not reply. Questions end with a question mark.
    52. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      I'm not sure I'm parsing your response correctly, but are you saying that the high overhead of 13% doesn't matter

      Sure it matters. Lots of things matter. I don't think people will give up their choices and agree to a government-only answer to save 13-1.5=11.5%. Do you think they will?

      Or are you saying that people should be ok with paying more, because they get "choices", whatever those are?

      I'm not telling anyone what they should be ok with. They can decide for themselves what they're ok with. Lots of people are happy to pay extra for things when given a choice to have what they want though.

      [silly ad hominems about them naaasty republicans deleted] ... extending Medicare to everybody would not cause any problem,

      Except higher taxes, adverse selection, increased cost shifting to non-Medicare patients, severe hospital budget problems, etc.

      [more weird, ranty, hate-fueled conspiracy nonsense deleted]

      What is it with you people? Why is "oh no, some insurance company made a profit" worth the frothing-at-the-mouth hatred?

      You think hate-fueled screeds are going to convince anyone of anything (other than not to listen to you)?

    53. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      Look, you have contributed nothing substantive. You're obviously completely ignorant of these issues and just making things up as you go along.

      Heck, you still seem to believe that political donations get politicians elected as if by magic.

      As I was saying, ignorant people like you are the main cause of political corruption. The sooner you get yourself an education, the sooner you can stop being part of the problem.

    54. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      Because health care workers in the US are much better paid than other countries (relative to other trades). This is partly because education costs are out of control, partly because supply of health care workers is artificially restricted, and partly because we've collectively decided we can (and will) afford it.

      We also have the best (and most expensive) treatments readily available where some other countries impose waiting lists or deny treatment to some. You will hear a lot of exaggeration on both sides of that though, from "no way, never" to "they waitlist everyone until they die". Neither exaggeration is true.

      You should both stop thinking there are quick fixes that the other side is evilly preventing. There aren't. Health care is going to continue to be expensive in the US.

      People probably aren't going to agree to any big changes either. Because most people are satisfied with their health care situation. And even if most people weren't, there's not enough trust for a compromise plan to be enacted or for a Democrat plan or Republican plan to be accepted.

      But if either one of you wants to be compassionate, do it with your own money.

    55. Re: GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      Look, you have contributed nothing substantive.

      You has already come to that conclusion before we even began conversing. You have closed yourself off to new ideas and points of view that you had not considered.

      You're obviously completely ignorant of these issues and just making things up as you go along.

      Oh yes, of course, it couldn't be you who has closed yourself off from new possibilities.

      Heck, you still seem to believe that political donations get politicians elected as if by magic.

      Not at all, I understand just find how our very limited leadership options play out.

      As I was saying, ignorant people like you are the main cause of political corruption.

      I love it. I love how you are so absolutely sure of yourself and nobody can tell you differently. The good news is that not everybody is like you.

      The sooner you get yourself an education, the sooner you can stop being part of the problem.

      If you think the solution is "educating" everyone to your point of view then you aren't actually trying to find a solution to our problems, you're just stroking your own ego can saying how right you are to other people.

      --
      Anons need not reply. Questions end with a question mark.
    56. Re:GoFundMe isn't the problem. by ChatHuant · · Score: 1

      I don't think people will give up their choices and agree to a government-only answer to save 13-1.5=11.5%. Do you think they will?

      Obviously they will, or at least a great many of them will. That's the problem for health insurers (and, by extension for the Republican party). If they wouldn't, why would both of them fight so hard to stop people from doing exactly that?
       

      [People] can decide for themselves what they're ok with.

      But that's the thing, they aren't allowed to decide. The option to go on Medicare is being taken from them by force of law. They are left with no choice but pay the insurance company.

      I don't care whether the health industry makes a profit or not. If they can find a business model that serves them while not lowering the health of citizens, more power to them. I do care however that they inject themselves into the discussion and twist legislation in directions that make them money, not in directions that make people healthy. Their interest is to make the biggest possible profit (which is fair, that's the essence of capitalism). The interest of the country is to have the best overall health. Those two interests don't align though - in some cases they're in complete opposition, for example in what regards preexisting conditions. The fate of the health insurance industry should carry very little weight into this discussion; instead, they wield a disproportionate amount of influence, because, unfortunately, Republicans fight on the side of insurance companies. That's the issue. All the claptrap about choices and stuff is diversion.

    57. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      You have closed yourself off to new ideas and points of view that you had not considered.

      When you actually have a new idea, be sure to communicate it!

    58. Re:GoFundMe isn't the problem. by ooloorie · · Score: 1

      Because health care workers in the US blah blah blah

      I.e., because of government price fixing, government regulation, and government-mandated monopolies.

      You should both stop thinking there are quick fixes that the other side is evilly preventing. There aren't. Health care is going to continue to be expensive in the US.

      Nowhere did I claim that there was a "quick fix". Returning to a free market is extremely hard after decades of nationalized health care and overregulation. However, Democrats are clearly taking us in the wrong direction, and Republicans are rudderless.

      People probably aren't going to agree to any big changes either.

      Actually, the simplest way of dealing with this is simply to let the existing system die on its own. That is, simply maintain payouts, employment, and services at current levels. Inflation and new technologies will take care of it, and people will gradually have to buy private supplementary insurance.

    59. Re: GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      Oh please, your viewpoint precluded the possibility of fixing campaign financing and goes straight to blaming an opposing political ideology. All this before ever asking how it could be fixed.

      --
      Anons need not reply. Questions end with a question mark.
    60. Re:GoFundMe isn't the problem. by Kohath · · Score: 1

      The option to go on Medicare is being taken from them by force of law.

      That's a really warped way of saying "not eligible for Medicare". Medicare is a government giveaway program to non-workers over 65. Everyone has the option to go on it after they turn 65.

      I wonder if you think lottery prize money is being "taken from you by force of law" because you never won the lottery.

    61. Re:GoFundMe isn't the problem. by Waccoon · · Score: 1

      We should get government OUT of the charity business and adopt the attitude that these problems are our collective responsibility, but not through the wasteful and inefficient institution of government.

      Collective responsibility of the people? What do you think government is?

    62. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      All this before ever asking how it could be fixed.

      As I was saying, you're free to state your idea any time you like. We're still stuck on some of your false premises, like The key part to laws is having them enforced. and Politicians get into power because of large, corrupt campaign donations.

      goes straight to blaming an opposing political ideology

      You bet: I go straight to blaming progressivism, just like I go straight to blaming faith healing and homeopathy.

    63. Re: GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      As I was saying, you're free to state your idea any time you like.

      Why would I bother when you have already told me your response to them?

      We're still stuck on some of your false premises, like The key part to laws is having them enforced. and Politicians get into power because of large, corrupt campaign donations.

      1) it doesn't matter what laws you make, if they aren't enforced then they are just words on a page. This is a simple fact, not a false premise.
      2) politicians get into power not by donations but it makes it much easier. in return they make laws that will ensure future donations. it's simple concept.

      You bet: I go straight to blaming progressivism

      then you aren't serious about solving any problems, just promoting your own political point of view.

      --
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    64. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      1) it doesn't matter what laws you make, if they aren't enforced then they are just words on a page. This is a simple fact, not a false premise.

      That's correct. Your false premise is that the kinds of laws you envision are enforceable in a free society. They are not.

      politicians get into power not by donations but it makes it much easier. in return they make laws that will ensure future [power]

      Correct. And the essential link between donations and getting into power is people like you, namely people who advocate things like campaign finace reform and public financing of healthcare, because both of those give more and more power to corrupt politicians.

      Like many people who make your kind of proposals, you believe that if you only reform government enough, then the corrupt politicians will be replaced by honest politicians. You already said as much. That's a delusion, as both history and political science have shown time and again.

      Why would I bother when you have already told me your response to them?

      So you're saying that I correctly anticipated your implicit proposal, have responded to it, and you lack good arguments to counter my response.

      then you aren't serious about solving any problems

      The way to solve problems, including political corruption, is to reduce the size and power of government.

      You, instead, want to increase the size and power of government. That makes you part of the problem, not part of the solution.

    65. Re: GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      That's correct. Your false premise is that the kinds of laws you envision are enforceable in a free society. They are not.

      And why not?

      Correct. And the essential link between donations and getting into power is people like you, namely people who advocate things like campaign finace reform and public financing of healthcare, because both of those give more and more power to corrupt politicians.

      You're making the implication that it's impossible to have non-corrupt politicians.

      So you're saying that I correctly anticipated your implicit proposal, have responded to it, and you lack good arguments to counter my response.

      No, I'm saying you have already discounted all possibilities before knowing what they are. I'm not going to waste my time explaining and idea if you are going to refuse it even if it were the perfect solution.

      The way to solve problems, including political corruption, is to reduce the size and power of government.

      You may end up with less corruption but you also end up with significantly less public services. If medical care is completely privatized then who will pay for the people who cannot afford healthcare? Do you think the poor should just "die in the streets" because they cannot afford the medical treatment they need to live?

      --
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    66. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      And why not?

      Because tracing money like that means pretty much a complete loss of financial privacy.

      You're making the implication that it's impossible to have non-corrupt politicians.

      I certainly do. It's basic political science.

      No, I'm saying you have already discounted all possibilities before knowing what they are.

      This may surprise you, but we are not the first people to talk about this. There is philosophy and political science going back centuries. Your claim that you have a solution that nobody else has thought of before is the equivalent of claiming to have invented a perpetual motion machine. It's an extraordinary claim that requires extraordinary proof, and until you supply that, can be safely discounted.

    67. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      If medical care is completely privatized then who will pay for the people who cannot afford healthcare?

      Well, there are many ways of answering that question, but the simplest way is that the poor pay for it, like everybody else. After all, they get a lot of cash benefits (social security, unemployment insurance, EITC, etc.). Places like Chile have about the same life expectancy as the US, but spend only about $100/month/person on healthcare. If we allow modern technology and business to drive down costs, instead of maintaining the overregulated, centrally planned system we have, we can probably get that down further.

      Do you think the poor should just "die in the streets" because they cannot afford the medical treatment they need to live?

      If you look at life expectancy by per capita healthcare spending, you'll see that beyond the level that Israel or Korea spend, spending more money on healthcare doesn't make people live longer or healthier; if anything, the opposite.

      If we want to get our life expectancy and level of health up, we ought to cut back on healthcare spending.

    68. Re: GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      Because tracing money like that means pretty much a complete loss of financial privacy.

      LOL! You think anyone actually has "financial privacy" from the government? Good one. Besides, it only needs to apply to finances relating to politicians. Again, it's possible if you enforce the laws.

      I certainly do. It's basic political science.

      Then let's just aim for less corrupt. Perfection is the enemy of good.

      Your claim that you have a solution that nobody else has thought of before

      I've made no such claim, I simply stated you have written off the possibility of a better system than the current one without exception. I'm not looking for a perfect solution, I'm just looking for a better solution than we have.

      --
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    69. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      LOL! You think anyone actually has "financial privacy" from the government? Good one.

      Well, Americans used to have financial privacy, and that's what we need to return on.

      Then let's just aim for less corrupt.

      However, you are aiming for more corrupt.

      I've made no such claim, I simply stated you have written off the possibility of a better system than the current one without exception. I'm not looking for a perfect solution, I'm just looking for a better solution than we have.

      And despite all your hot air, you haven't proposed anything. Zilch. Nada.

    70. Re: GoFundMe isn't the problem. by Gravis+Zero · · Score: 1

      Well, there are many ways of answering that question, but the simplest way is that the poor pay for it, like everybody else.

      so you're answer is to let them die. don't worry, i don't think you're heartless, just an idiot.

      Places like Chile have about the same life expectancy as the US, but spend only about $100/month/person on healthcare.

      Oh, well the conditions in two completely different countries must be the same and the things that kill people are identical! Oh wait. -_-

      If you look at life expectancy by per capita healthcare spending, you'll see that beyond the level that Israel or Korea spend, spending more money on healthcare doesn't make people live longer or healthier; if anything, the opposite.

      Health care by statistics? Now there's a bad plan. :)

      If we want to get our life expectancy and level of health up, we ought to cut back on healthcare spending.

      You are conflating the amount of money spent with money spent on effective health care.

      Hey, thanks for confirming that you know jack shit about healthcare and politics.

      --
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    71. Re:GoFundMe isn't the problem. by shutdown+-p+now · · Score: 1

      Choices are a rich man's luxury when it comes to healthcare.

      Most people want care. If it comes with choices, that's great. But if having choices means that they're all priced out of reach of people who need care, then fuck choices.

    72. Re: GoFundMe isn't the problem. by ooloorie · · Score: 1

      You continue to prove that you are an ignorant bigot.

      Fortunately, America seems to go in a different direction from where you desire.

  8. Basic math seems too hard by cbraescu1 · · Score: 1

    "more than 90 percent of GoFundMe campaigns never meet their goal. For every crowdfunding success story, there are hundreds of failures."

    Assuming on GoFundMe success story = meeting the funding goal, the above claims are mutually exclusive.

    Basic math seems to be too hard for idiots.

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    Catalin Braescu
    Ofaly.com
    1. Re:Basic math seems too hard by BWS · · Score: 1

      In this case you're logic sucks. Lets take apart the statements an assume both are true

      1. more than 90 percent of GoFundMe campaigns never meet their goal.
      2. For every crowdfunding success story, there are hundreds of failures.

      for
      1. the statement requires the percentage of campaigns that doesn't meet their goals to be > 90%
      2. assume hundreds => 200, then percentage of compaign that doesn't meet their goal to be >= 99.5%

      So both can be valid.. just you're logic sucks

      --
      -- Note: These Comments are Generated by ME! Not You! ME!
    2. Re:Basic math seems too hard by Hognoxious · · Score: 1

      just you're logic

      I'm glad somebody is, because I'm not.

      --
      Confucius say, "Find worm in apple - bad. Find half a worm - worse."
  9. Re:Dems spent their money losing elections by Anonymous Coward · · Score: 1

    Ah, but that 30 million dollars was spent on people working, and providing services, not layabout welfare bums.

    If you were serious about caring about people, you'd realize you need to stop hating, and paying more money for actual workers doing things like making signs, airing commercials, and whatnot.

    But no, no, you want them to donate to "causes" where the money will help people who don't work, never will work, and can't even be expected to work.

    Kohath, the question is, why do YOU hate HARD-WORKING AMERICANS so much?

    What we should really do is take all the money from welfare, and spend it on a system of perpetual elections.

  10. FTFY Re:GoFundMe isn't the problem. by OzPeter · · Score: 1, Insightful

    FTFY

    The problem is that so many people need money because the cost of medical care is beyond their reach. The problem is that we live in a country where the ability to continue living is something that you have to "earn". The problem is that so many people are callous and devoid of empathy until it turns into a problem for them. The problem is that we refuse to care for our fellow citizens.

    --
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  11. Re:failure is a feature not a problem by ranton · · Score: 4, Informative

    Failure of a croudsource project is a feature, it indicates the lack of a market so that people don't start a company and commit to expenses when there is not a market for their product.

    At least read the summary. This is for crowdfunding the cost of insulin, surgery or chemotherapy, not starting company.

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    -- All that is necessary for the triumph of evil is that good men do nothing. -- Edmund Burke
  12. Re:Dems spent their money losing elections by Kohath · · Score: 1

    Nice troll. Campaign work is not productive work.

  13. 'Murican Health Care by 0100010001010011 · · Score: 1

    Why is it that it seems the most prolific GoFundMes I see on the local news or shared on Facebook are for Medical Care. Shared by people that are firmly against the Government helping do exactly what they're wanting.

    In the same breath the see no Irony in saying: "You libs just want to steal my money to pay for people that need it, but please sponsor Grandma's cancer treaments!!!!"

    1. Re:'Murican Health Care by ScentCone · · Score: 3, Insightful

      Shared by people that are firmly against the Government helping do exactly what they're wanting.

      No, they're firmly against being forced, literally at the point of a gun with threat of jail time and having their possessions taken away, to be generous. Liberals LOVE to be generous with other people's money, and even more so when they can make people criminals if they're not generous in exactly the way that obeys their ideology. Asking for help from (and offering help to) like-minded people isn't even remotely the same as being forced on pain of imprisonment to do the same thing, after, of course, also being forced to pay for a huge body of government middle-men and their supporting infrastructure that do exactly nothing towards the actual expense (say, funding a surgery) being met.

      --
      Don't disappoint your bird dog. Go to the range.
    2. Re:'Murican Health Care by fluffernutter · · Score: 1

      You know what, most first world countries have all this stuff figured out already. Just do what they do.

      --
      Laws are rules for the court, but merely a bottom bar to hit for life. Think beyond laws in your actions always.
    3. Re:'Murican Health Care by ScentCone · · Score: 1

      The Democrats have no interest in a system where everybody pays taxes and gets a single-payer system. They want a small portion of the population to be forced to pay for everyone who gets a stubbed toe and wants to hear a doctor tell them to put some ice on it.

      --
      Don't disappoint your bird dog. Go to the range.
    4. Re:'Murican Health Care by fluffernutter · · Score: 1

      Yes a lot of that happens. Yet in exchange, a lot of people don't have to go bankrupt or die because they get serious medical conditions. It's a good tradeoff.

      --
      Laws are rules for the court, but merely a bottom bar to hit for life. Think beyond laws in your actions always.
    5. Re:'Murican Health Care by fustakrakich · · Score: 2

      Everybody pays taxes. Some just don't declare it, but they do pay.

      But I don't get any government-provided health care.

      But you are entitled. You just have to demand it, and vote for people that will properly implement it, and grandma can get two knees for the price of one, once you deal with all the present day fraud and political corruption that makes everything so expensive.

      The economy is more than prosperous enough to trivially pay for it. You just have to make the people with all the capital pay their fair share of those taxes.

      Now, you can complain all you want about the democrats. I don't even consider them. They are worthless to the cause, same as the republicans, only there to protect their own interests.

      --
      “He’s not deformed, he’s just drunk!”
    6. Re:'Murican Health Care by ScentCone · · Score: 1, Informative

      I'll take that over Conservatives, who want to make people criminals for being generous by giving out food and shelter to the homeless

      The only people obsessed with punishing charity are the liberals. They can't STAND the idea of someone helping another person without a government employee making six figures (after union dues that fund liberal politicians) playing the middleman. The only places where me feeding a homeless person is a crime are where liberals run the legislatures. Does it physically hurt to get everything so exactly backwards? You sound like a laughably lame Russian propagandist or perhaps Saddam's spokesman. Asserting an alternate reality doesn't actually cause that to be real. You know that, right?

      --
      Don't disappoint your bird dog. Go to the range.
    7. Re:'Murican Health Care by ScentCone · · Score: 1, Insightful

      Just having the government do it imposes some fairness.

      So, having the government require people to pay tens of thousands a year for insurance they can't use, plus taxes to fund health care to which they are not entitled, while they stare at a $20,000+ deductible before anything they've spend gets them a dime of services from a doctor every year ... that's the imposition of fairness, in your mind? The Democrats weren't the least interested in "fairness" when they rammed through the ACA on a 100% partisan basis, using a months-long campaign of deliberate, purposeful lying by Obama himself, Pelosi, Reid, and all of their proxies. It was all about vote buying through cash confiscation/distribution in a way favorable to their preferred demographic. They showed no interest (let alone action) in the area of actually reducing what it costs a doctor to provide services, or in allowing the market for insurance to escape the absurd 50-duplicate-markets silo imposed by law. They're too beholden to trial lawyer cash to have touched tort reform with a ten foot pole, and now they're back to saying that anybody who wants to face up to the fact that Obamacare was never sustainable and was doing incredible damage to people who can no longer afford to participate (but who must, by law) ... they're saying that anybody trying to make it sustainable is heartless and wants children to die, blah blah blah. Give me a break on the "fairness" bit. Please.

      --
      Don't disappoint your bird dog. Go to the range.
    8. Re:'Murican Health Care by fustakrakich · · Score: 2

      You are an American. You are entitled. Make the government serve you instead of the insurance industry. Start with a firmly worded letter, and follow through with your vote if they don't comply with your wishes.

      Whatever nonsense there is in this discussion is coming from you. Maybe it's because you choose to believe their lies. I can assure you that you nothing to gain by it. There is no shortage of fundage. It's just all tied up in the stock/derivatives markets and hoarded into offshore deposits. Free it up and we can all live like kings.

      --
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    9. Re:'Murican Health Care by goose-incarnated · · Score: 1

      Why is it that it seems the most prolific GoFundMes I see on the local news or shared on Facebook are for Medical Care. Shared by people that are firmly against the Government helping do exactly what they're wanting.

      In the same breath the see no Irony in saying: "You libs just want to steal my money to pay for people that need it, but please sponsor Grandma's cancer treaments!!!!"

      You must be really stupid to consider that irony - you basically say that "those people" don't want to force others to contribute, they're asking for voluntary contributions. There is no inconsistency in that stance, and in fact it's the morally superior position: They are against forcing you to contribute to their welfare, instead they are asking nicely (and if that doesn't work they aren't proposing to force you to hand your money over).

      You have to be a special kind of stupid to consider that wrong.

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    10. Re:'Murican Health Care by fluffernutter · · Score: 1

      Unlike the US?

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    11. Re:'Murican Health Care by thomst · · Score: 1

      Hey, Scentcone:

      Asking for help from (and offering help to) like-minded people isn't even remotely the same as being forced on pain of imprisonment to do the same thing, after, of course, also being forced to pay for a huge body of for-profit middle-men and their supporting infrastructure that do exactly nothing towards the actual expense (say, funding a surgery) being met.

      FTFY

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    12. Re:'Murican Health Care by ScentCone · · Score: 1

      a months-long open process of discussion

      During which Republicans pointed out that the whole thing was unsustainable, and would collapse. Which it's doing right now, even in states were it was embraced by liberal legislatures and executives. And during which, of course, the "discussion" involved Obama and Pelosi and Reid telling bald faced lies, over and over again, about costs and consequences. Deliberate, purposeful lying. For months. And we're now wearing it, with real problems no matter how we approach repairing the damage the Democrats deliberately inflicted for lazy political points. They new that another legislature and executive, later, would have to clean up the disaster, and they were thrilled to lay down that minefield. Which, oddly, you seem to really like.

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    13. Re:'Murican Health Care by fustakrakich · · Score: 1

      If the republicans really opposed the democrats, they would clean up the disaster by offering single payer. Anything less is just the same old garbage.

      --
      “He’s not deformed, he’s just drunk!”
    14. Re: 'Murican Health Care by ScentCone · · Score: 1

      "Allow" single payer? Like the numbers that California just ran, showing that if they tried to set that up in that state, the costs of just that program would be bigger - by far - than the entire state budget? Hilarious!

      --
      Don't disappoint your bird dog. Go to the range.
    15. Re:'Murican Health Care by Waccoon · · Score: 1

      Liberals LOVE to be generous with other people's money

      I get pissed when huge multi-billion dollar corporations wiggle out of paying their fair share of taxes, claiming they shouldn't be punished for being successful. If I expect them to pay their share, that is not the same thing as me being generous with other peoples' money.

  14. Re:Dems spent their money losing elections by Kohath · · Score: 1

    Productive work produces goods or services with economic value.

  15. Re:Why do these people deserve money? by Anonymous Coward · · Score: 1

    > Why do these people deserve money? They don't contribute to society, so they don't deserve society's help.

    That's what we say about those corporations which only seek their profit, the rest be damned. Apparently when corporations do that, people come up and say "uh, ok, that's capitalism". And suddenly we're the "anti-capitalists".

    Now if you fund someone to buy prosthetic legs so that s/he can go and work as a programmer, people get nervous -- possibly because they feel they'll look bad for not wanting to give -- and then start a campaign to smear the person in need as well as the few donors.

    Nobody wants to waste resources. But there are costs and then there are investments, where you get something in return. If you want just money as ROI, life will be miserable. Because important work which does not yield immediate results will be left undone.

    Education: the smart ones will find a way to get it.
    Health: the weak should die, anyway.
    Welfare: What? If someone is not sick, s/he should work; if s/he is sick look the phrase above.

    Well, in the end, someone survives. And the survivors will carry a lot of resentment for not having received any kind of support. Of course, most will think along these lines again and a vicious circle is established. They will even post idiotic messages in sites with dysfunctional moderation mocking the idea of donating itself.

  16. Re:Dems spent their money losing elections by Kohath · · Score: 1

    Why the hate though? Is everyone in your country as much of a jerk as you are, or are you an overachiever?

  17. Seriously, Trump? by LynnwoodRooster · · Score: 1, Interesting

    It's $54 billion from a $3.8 trillion budget. That's 0.14% of the entire budget. A budget where 75% is already spent on social services. And that $54 billion is 9% of what we borrow every year. The Federal Government is spending about $1,000 per MONTH per man, woman, and child in the US - and it's still not enough? The problem really isn't how much we spend, it's how much of it is simply wasted...

    --
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  18. Bobo's mom? by slasher999 · · Score: 1

    So, like Bobo then? He's pretty much resorted to begging.

  19. Disgusting by fluffernutter · · Score: 1

    The fact that people live in a country where people have to go to a website to have their health care needs met without revolting, is pretty disgusting.

    --
    Laws are rules for the court, but merely a bottom bar to hit for life. Think beyond laws in your actions always.
  20. And I assume you didn't read the study by rsilvergun · · Score: 2

    they already took out the folks just randomly asking for money. It's 90% of _medical_ campaigns that fail. But hey, you're uninformed rant probably made you feel better about not providing those 90% with life saving medical care and food/shelter while they're too sick to work, right?

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    1. Re:And I assume you didn't read the study by Shoten · · Score: 4, Insightful

      they already took out the folks just randomly asking for money. It's 90% of _medical_ campaigns that fail. But hey, you're uninformed rant probably made you feel better about not providing those 90% with life saving medical care and food/shelter while they're too sick to work, right?

      The folks just randomly asking for money are part of the problem, even if you remove them from the study. I found out about them when I went to GoFundMe to give money to a valid cause. A person was injured while volunteering for an event that I was attending (which has a close-knit community) and was injured by an accident. Having a broken ankle and no medical insurance, he put up a GoFundMe to ask for help; it was a textbook example of what the site *should* be used for. I went there, and donated...and then in the course of that I saw just how much insanity there is. It definitely put me off...it didn't dissuade me from donating that time, because I knew about the person involved, knew what happened (I even saw them bringing him to the ambulance), and knew that it was 100% valid. But I also realized that there was absolutely no way to validate any of the other campaigns without that kind of personal connection. My rant is an indictment of GoFundMe in general, because we're talking about the model as a whole.

      Which brings me to the issue that I raised but you didn't address: scams. There are tons of scams in GoFundMe, and while some (like those that use stock art for photos) can be uncovered relatively easily with a bit of detective work, I'm willing to be that there is a significant group that are less obvious. How does the study account for them? Looking through the GoFraudMe (I bet you didn't go there, Mr. "Uninformed Rant") site, you'll note that the majority of scams fall within the exact kind of funding campaigns that are the study's focus. And that comes full-circle to my point about funding methods that have some form of due diligence behind them. Yes, I know, you can't start up a non-profit agency just to get your medical bills covered...but there are many non-profit agencies that gather funds en masse and then dole them out for cases like these.

      But let's not stop there. Let's put aside the scams, the fact that the whole model is fundamentally broken in that it begs abuse by people who feel entitled to game consoles and whatnot. Let's also include the fact that a significant number of the "medical" campaigns are for things like breast enhancement or bariatric surgery. Or this gem, which has exceeded it's $8,000 goal for hip surgery for a dog...but when I did a Google Image search of the picture, it turns out that the dog pictured belonged to Justin Bieber. How much searching did that take? I typed "surgery" into the search field on GoFundMe, hit return, picked the first item on the first page of results that had a picture rather than a video, and did an image search on the picture. What are the odds of that turning out to be a sign of a scam, if the vast majority of "surgery"-related campaigns are valid? And this case combines both the "this request is bullshit" and "this campaign is a scam" dimensions at the same time.

      So...follow the pathway of a person visiting GoFundMe, going for a totally valid reason about which they have no doubts. Add the shocking, rampant, obvious snowflakery and the subsequent discovery of large-scale scamming that goes into the thousands or tens of thousands of dollars per campaign. What do you think a potential donor is going to do? I think they'll do what I do...only give money to people they know, or give it to 501(c)(3) organizations because both cases involve a lot lower risk of the money going to a scumbag instead of a person who is deserving.

      Oh, and in closing...fuck you very much for accusing that I actively deny medical care, food, and shelter to sick people and that I seek solace for trampling upon the poor. You don't know me, or anything about me, and I would bet a year's pay that I donate more to charitable causes than you do. Once you start donating money in a significant way, you start learning that not all causes are alike...and you learn to make good choices so that your donations will actually matter.

      --

      For your security, this post has been encrypted with ROT-13, twice.
    2. Re:And I assume you didn't read the study by pnutjam · · Score: 5, Insightful

      Once you start donating money in a significant way, you start learning that not all causes are alike...and you learn to make good choices so that your donations will actually matter.

      Wouldn't it be great if there was some sort of clearing house that handled your "donations" and made sure they were applied correctly, to people who really need them for medical expenses.
      Even better if the overhead was lower then any other comparable system.
      We could call it Medicare, or something like that.

    3. Re:And I assume you didn't read the study by Shoten · · Score: 1

      Once you start donating money in a significant way, you start learning that not all causes are alike...and you learn to make good choices so that your donations will actually matter.

      Wouldn't it be great if there was some sort of clearing house that handled your "donations" and made sure they were applied correctly, to people who really need them for medical expenses.
      Even better if the overhead was lower then any other comparable system.
      We could call it Medicare, or something like that.

      Excellent point...and actually, it's been tried, with mixed success, on a broader scale rather than just medical-expense-related charitable giving. One approach...the United Way...has worked decently though they have had some scandals of their own. Another is the US Federal Government's "Combined Federal Campaign," which kind of serves as a clearing house and also seeks to avoid some other problems as well (like how supervisors used to pressure their subordinates to donate to certain charities.)

      I think it's a people problem more than anything else: when you have a lot of money flowing through something, some will inevitably attempt to take advantage. Given that, on a per-family basis, the financial magnitude of need from medical expenses outstrips everything else makes it both a tragedy when real needs are not met and a lucrative target for fraud. And there seems to be a dignity factor with requiring people to produce comprehensive medical and financial records to prove they are in need.

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    4. Re:And I assume you didn't read the study by pnutjam · · Score: 1

      The Fraud + Overhead of Medicaid is less then the overhead of private insurance.

    5. Re:And I assume you didn't read the study by pnutjam · · Score: 1

      You realize I'm talking about paying your taxes and leveraging the power of government to manage healthcare for the needy.

  21. Re:failure is a feature not a problem by wfj2fd · · Score: 1

    Unfortunately, the same features apply, only instead of starting a company, it's getting to live.

  22. "Crowdfundings Fatal Flaw"? Uh, no. by bennebw · · Score: 1

    The summary says that Crowdfunding Fatal Flaw is that fact that "not every campaign ends up getting funded". THAT IS NOT A FLAW. This is how it should work. The failure rate, according to the cited research is 90%. That is the crowd determining what is good/necessary to fund. When people actually give their own money to a program, they can decide what important it is to them. When a bunch of Congressmen/women get together and decide to fund programs with somebody else's money, it becomes very easy fund things that add up to $18T in national debt and counting. The national debt is doing a hockey stick. Maybe Meals on Wheels and Medicaid aren't the right things to cut, IDK, but somebody's got to start cutting something.

  23. Re:Sigh by fluffernutter · · Score: 2

    There is a wide gap between expecting something for free and expecting your country to give you a fair shot.

    --
    Laws are rules for the court, but merely a bottom bar to hit for life. Think beyond laws in your actions always.
  24. Of course social programs get slashed by BlytheBowman · · Score: 1

    gotta build warplanes whose specs read like something out of Star Trek: The Next Generation and cost trillions to build. Fuck the poor, we gotta go kill, kill and kill people all over the world. Oh, God and Jesus is with us

  25. Re:Charity doesn't work by bennebw · · Score: 2

    If you are saying that 2/3 of the world exists in 2nd or 3rd world conditions due to a failure of charity, you are assuming that charity can overcome corrupt governments and overt oppression. There is a balance between personal responsibility, charity, and government. In many areas of the world, families operate under the premise that they must care for their own. The younger generations are raised by the older and then it flips to the younger caring for the older when the time comes. When the left says that government will take care of everyone, I don't know if they know they are lying or not. It's something they tell their base so they don't feel bad about not personally doing anything to help their neighbor.

  26. Re:Dems spent their money losing elections by Hognoxious · · Score: 1

    If paying some people to break windows and others to fix them prevents them from robbing liquor stores you could argue that it's a net plus to society.

    --
    Confucius say, "Find worm in apple - bad. Find half a worm - worse."
  27. "extra-governmental welfare providers" by MSTCrow5429 · · Score: 1

    Yeah, we used to call this "charity." Some people see the fundamental component of a society as government, and anything outside of it is just weaselly.

    --
    Slashdot: Playing Favorites Since 1997
  28. Re:Why do these people deserve money? by Anonymous Coward · · Score: 1

    > Why do these people deserve money? They don't contribute to society, so they don't deserve society's help.

    Consider the lilies of the field. They toil not, neither do they spin. Yet Solomon in all his glory was not arrayed so well.

    Asshole. What do you contribute to society? Besides running a treadmill and producing shit. Be very glad that you don't get what you truly deserve, as Hamlet once said.

  29. Re:Welfare Queens by cascadingstylesheet · · Score: 1

    Let's not forget taxes are taken at the barrel of a gun (you go to jail if you don't pay). Again, I could waste an hour of your time explaining why that's all bunk but it would be plaining to the wrong side of the brain. It wouldn't feel good like those myths do.

    Erm, myth? You really do go to jail if you don't pay your taxes. Ultimately, laws are enforced at the point of a gun.

  30. Re:failure is a feature not a problem by ooloorie · · Score: 1

    At least read the summary. This is for crowdfunding the cost of insulin, surgery or chemotherapy

    I.e., fraudulent projects don't get funded.

  31. Re:Why do these people deserve money? by pnutjam · · Score: 1

    The people who hate private charity and private donations (and want to replace them with government programs) are progressives, socialists, and Democrats.

    Sure, that must be why there were record breaking donations (from progressives) after Trump's election.

  32. Article is nonsense by gweihir · · Score: 1

    Crowdfunding is not about replacing welfare. It is about funding people that have a worthwhile idea or (as in Patreon) that produce content regularly that enough people want for direct funding, but that for numerous possible reasons the usual sources of funding are not interested in. Crowdfunding is _not_ charity.

    Hence crowdfunding does not have any "fatal" flaw here, that is pure hyperbole of the most stupid kind.

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  33. In quite a few aspects the US is a third world ... by Qbertino · · Score: 1

    ... country. Healthcare is one of them. That's the plain, simple and painful truth. Crowfunding for healtcare being an option is about as obscene as it gets. Obamacare was the first step. Not the best healthcare system by a long shot, but at least a healthcare system, like every other normal country on the planet. What the Trump administration is doing now by undoing all that is borderline criminal.

    I'm so glad I live in Germany. And even though I don't like the way things are going here all that much either, we're not half as fubared as you lot across the pond.

    My 2 Eurocents.

    --
    We suffer more in our imagination than in reality. - Seneca
  34. The problem isn't folks asking for money by rsilvergun · · Score: 1

    the problem is that folks have to ask for money to get medicine they need to _live_.

    And I know this: Charity doesn't work. In the entire recorded history of mankind charity has never made so much as a dent in the poor's lot. Charity makes people feel better. It does not solve problems. If it did poverty wouldn't be a thing, and folks wouldn't be begging for medicine on a website.

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  35. Charity makes you feel better by rsilvergun · · Score: 1

    and that's fine and dandy. But it doesn't solve problems. The left isn't saying government will take care of everybody, we're saying _everybody_ will take care of everybody. Government just happens to be what we named the structure required to do it. We could also call it "Civilization". We're not lying. It's the only way out from the coming Dark Ages as the Uber wealthy seek to consolidate their power. Maybe it'll fail, but I know this: we'll be no worse off for the failure and a lot worse off for not trying.

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  36. Re:Why do these people deserve money? by pnutjam · · Score: 1

    Planned Parenthood is not a political organization. The ACLU is a human rights organization. The big political donations are the GOP backing PAC's.

  37. Re:Why do these people deserve money? by ooloorie · · Score: 1

    Planned Parenthood is not a political organization. The ACLU is a human rights organization.

    You must be joking, trying to claim that donations to Planned Parenthood and the ACLU arise from charitable impulses to help the poor. And you need to look up what PP and the ACLU actually do; a good look at their history would also be a good idea.

    The big political donations are the GOP backing PAC's.

    You need a reality check.

  38. We're not asking you to be generous by rsilvergun · · Score: 1

    we're forcing you to take part in civilization. It's not different than being forced to get vaccinations or a license to drive. Your actions do not happen in a vacuum. When you deny people access to health care you make them desperate. Dangerous. Sooner or later a rabble rouser will come along, organize them, and turn them against you and everyone else for his own profit using populist rhetoric to cover his true motives. This has happened again and again. Hitler. Stalin. Mussolini. Mao. They're just the best known examples.

    Civilization doesn't get to be an option. Take care of everybody or be taken 'care' of by them. You abandon the poor at your peril.

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  39. Poor self marketing by nessman · · Score: 1

    Most campaigns are vaguely worded, lack a compelling sales pitch, and as others have stated above, provide little to no accounting for the donations. People aren't going to donate money because someone is asking for it.

    Then there are the campaigns for people who have house fires - and expect $25,000 in donations - when in reality, insurance will eventually cover their losses. I never donate to these.

  40. Re:Why do these people deserve money? by Falos · · Score: 1

    Why do rent-seeking industries deserve money?

    They don't contribute to society.

    By definition.

  41. Re: Why do these people deserve money? by pnutjam · · Score: 2

    Planned Parenthood provides healthcare for women, all sorts. They are the go to location for poor and young women to get healthcare.