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Companies Must Let Customers Cancel Subscriptions Online, California Law Says (cnet.com)

A California law that went into effect July 1 is aimed at making it easier for customers to cancel their subscriptions online. From a report: The law states that customers who accept an automatic renewal or continuous service offer online must be able to cancel the service online. That could include a pre-written "termination email" provided by the company that can be sent by the consumer without the need for more information. The law means you won't have to make anymore phone calls to obscure customer service hotlines to cancel services like news subscriptions, music streaming or meal plans, for example. One person tweeted about trying to cancel a New York Times subscription on the phone and being put on hold for 15 minutes -- twice.

58 of 100 comments (clear)

  1. GOOD by phantomfive · · Score: 4, Interesting

    It's too difficult to cancel services. Anything that makes it easier is good.

    --
    "First they came for the slanderers and i said nothing."
    1. Re: GOOD by phantomfive · · Score: 2

      Fortunately for you, I'm not operating in California. All you have to do is call this 1-900 number.

      --
      "First they came for the slanderers and i said nothing."
    2. Re:GOOD by Oswald+McWeany · · Score: 5, Informative

      It's too difficult to cancel services. Anything that makes it easier is good.

      Yes... all too many times, the only way to cancel a service is be on hold for an hour- and then listen to a "retain the customer" sales pitch for 10 minutes- tell them no, I'm not interested a dozen times- wait another 30 minutes to be transferred to the real person who can cancel the service... etc. - and you can't just hang up on them because you NEED them to cancel the service.

      Companies know what they're doing when they make it nearly impossible to cancel.

      --
      "That's the way to do it" - Punch
    3. Re: GOOD by Anonymous Coward · · Score: 1

      Depends on the state. And the company. Most companies now will just hang up as soon as you say that the call is being recorded. That is the company requirement for their phone reps. They got tired of having recordings of their customer retention staff go viral on the internet. So now they just hang up. If you want them on the line, you have to record without notice. And that is only legal in some places. Other places require notification - and once you give that notification they will drop the call.

    4. Re:GOOD by Mitreya · · Score: 1

      Yes... all too many times, the only way to cancel a service is be on hold for an hour- and then listen to a "retain the customer" sales pitch for 10 minutes

      Why do people put up with that?
      Last time a company asked me to call to discuss a (shipping) subscription cancellation, I emailed them that I want to cancel -- and if they don't, I will cancel myself (via a credit card).
      Believe it or not, they cancelled my subscription with no further questions.

    5. Re: GOOD by lgw · · Score: 1

      ces. Other places require notification - and once you give that notification they will drop the call.

      Have you noticed that mostly when you call customer service, they tell you the call "may be recorded for quality purposes" or somesuch? Check with a lawyer in your state, but in most places, that means the company knows the call may be recorded - by either side, because the law isn't specific that way.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    6. Re: GOOD by AvitarX · · Score: 1

      I would go as far as to say, if you your goal with recording is quality assurance (and enforcement in the court of public opinion obviously helps with quality overall) you have been explicitly granted permission to record.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    7. Re:GOOD by AvitarX · · Score: 1

      I've done that a few times.

      E-mailed customer service "I've tried to cancel, and failed, I will fight my next bill with a chargeback".

      I don't know how well it'd work with a company the size of Comcast is some such though.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    8. Re: GOOD by WinstonWolfIT · · Score: 1

      All calls are recorded so that in question about a call the csr will replay the conversion.

    9. Re:GOOD by LostOne · · Score: 2

      It's a bit inconvenient to cause a chargeback, though. It usually involves the fraud department at the card issuer and they will insist on issuing a new card with a new number. That is, after they insist that you're lying to them for 15 minutes.

      Still, it works well enough until the company in question "force bills" you. "Force billing" allows the merchant to obtain your new credit card number and expiration date. Even if your card was cancelled due to fraudulent charges by that company. And then your card issuer will tell you that *you* have to get that company to cancel the charges. Even if you never signed up with said company. (Basically, the whole "force billing" thing is the credit card companies being complicit in fraud.)

      --

      If it works in theory, try something else in practice.
    10. Re: GOOD by joe_frisch · · Score: 1

      In theory, but are you really willing to take the time to take a company to court?

      The threat doesn't work until you are talking to a human, and even then the person you are talking to will likely just transfer you around .

    11. Re:GOOD by AvitarX · · Score: 1

      Interesting, I've never had it go that far, but I can fully imagine a company that has no reputation to worry about (such as Comcast) doing that.

      Simply telling the company's customer service if they won't work with me, I'll work with the credit card company instead is enough.

      Generally subscriptions with a cheap/free first month.

      --
      Wow, sent an e-mail as suggested when clicking on "use classic" banner, and got a fast response that addressed my msg
    12. Re: GOOD by Cederic · · Score: 1

      No. Because by then you're no longer a customer and no longer beholden to the contract.

      You're now being fraudulently charged for a service you have not requested, and that's actionable in a court of law.

    13. Re: GOOD by Bengie · · Score: 1

      If it's a fraudulent change, I don't need to take anyone to court. I talk to my bank and they put the money back in my account in good faith and handle the rest for me. I've had it happen a few times where I cancelled my subscription several days before the next renewal, got charged anyway, then was told it would take several weeks to get my money back. I just went to my bank, immediately got "my" money back, and never heard anything after. On one of the times, the bank told me to let them know if I ever have repeat issues, because they will pursue federal charges for repeat offenders.

  2. California law by Anonymous Coward · · Score: 1

    Compliance with California law seems to force businesses to improve service for the rest of the country, too. I'd like California courts to rule that APK spam is illegal and put an end to that bullshit once and for all.

    1. Re:California law by pnutjam · · Score: 1

      Computers should make it easy enough to apply this rule only to CA customers. Let's not kid ourselves too much.

  3. F-U! Vonage!!! by MikeDataLink · · Score: 1

    I had Vonage for 3 years and used it like maybe 5 times. Because the only way you could cancel was to call them and sit on hold for 2 hours. Those bastards should rot in hell.

    --
    Mike @ The Geek Pub. Let's Make Stuff!
  4. Retention department? by MattRyanUK · · Score: 2

    In the UK, they like to force you to cancel via phone (or other interactive method) so they can push you to their retention department to offer you a deal to stay. Many people take advantage of this to get a better deal - I guess this makes it easier for the people who have decided to definitely leave to get out without jumping thorough the hoops.

    I imagine (like many things) we got this from the US - presumably this is how it works in California also?

    1. Re:Retention department? by serviscope_minor · · Score: 1

      In a number of industries, like ISPs and energy providers, you just start buying elsewhere and they have to let the new company cancel the old contact automatically. For others if you want to cancel the easy way, send a snail mail letter. They seem to pay much more attention to those, and it takes way less time than waiting on hold.

      --
      SJW n. One who posts facts.
    2. Re:Retention department? by pnutjam · · Score: 1

      In my experience, they won't give you a good offer until your other service is plugged in and the contract is signed.

  5. Another way of doing it ... by Alain+Williams · · Score: 2

    send a letter (paper mail) to the managing director/CEO at their registered head office; then cancel the continuous-authority/direct-debit with your bank. Most companies hate this as they don't like dealing with paper; however you have given them legal notice. I will do that if they make it hard to cancel, I have better things to do than waste my time trying to talk to someone in a call center.

    1. Re: Another way of doing it ... by Anonymous Coward · · Score: 1

      That's why you send registered mail ($5)

    2. Re: Another way of doing it ... by Alain+Williams · · Score: 5, Interesting

      In England you don't even need to pay; you can get a 'proof of posting' certificate for no charge if you post the letter at the Post Office counter. The courts will deem the letter received 2 working days later, I have done this many times.

    3. Re: Another way of doing it ... by lgw · · Score: 1

      Many companies have a strict policy of retaining all registered mail, unopened, in their archives so they can prove in court they never read your letter.

      Few do the same for FedEx though.

      --
      Socialism: a lie told by totalitarians and believed by fools.
    4. Re: Another way of doing it ... by pnutjam · · Score: 1

      Looks like the USPS equivelent is a certificate of mailing. It's cheaper then certified mail.

    5. Re: Another way of doing it ... by eionmac · · Score: 1

      This applies throughout the UK (England, Scotland, Wales) & Northern Ireland. You have two levels of proof:
      1) Proof of Posting (Free at Post Office)
      2) Recorded delivery (small cost GBP0.75 = approx USD 1) which gives a copy of the person's signature for the letter by entering Post Office website. Either is OK for the courts.

      --
      Regards Eion MacDonald
  6. 503 Service Unavailable by Anonymous Coward · · Score: 3, Funny

    The Subscription Termination Server is temporarily unavailable to service your request due to capacity problems. Please try again later.

  7. How about Comcast? by freeze128 · · Score: 1

    Does Comcast/Xfinity have a presence in California? They are notoriously difficult to cancel service from.

    1. Re:How about Comcast? by Ingenium13 · · Score: 1

      Yes, in Northern California (Bay Area). There's a decent chance though that they'll somehow screen things to have it only apply to account holders in CA.

    2. Re:How about Comcast? by pnutjam · · Score: 1

      Their have so many internal subdivisions and departments this will never help anyone outside of California, keep dreaming.

  8. Re:...and must not depend on javascript by squiggleslash · · Score: 1

    And if that happens and it's not your fault (you don't have JS disabled or some weird non-standard ad-block script that overblocks everything), then they'll be in violation of the law, as the onus is on them to make it work.

    --
    You are not alone. This is not normal. None of this is normal.
  9. Looking for problems? by houghi · · Score: 2

    I do like if people are able to do cancelation online if they did the acceptation online as well.

    When I look at the example that is given about the 2 times 15 minute calls. I wonder about two things:
    1) I never knew that the New Yor Times was based in California.
    2) The answer was agiven after the question:
    "Please send me your newspaper cancellation horror stories." So that seems a bit biassed, I would say.
    And without any extra explanation, we have NO idea why that happened or what number was called. I see cancelation of our services coming in wrong all the time. The best ones are "Hi, I am Don, I would like to stop." No email that is known. No other information and it comes in with a fax without the return number showing.
    Then 3 months later we get a complaint from Ronald Somelastname and he is angry we did not cancel the service.

    I am all for automated cancelations. Doing retention at that moment is way to late and too much work. People have already made up their mind. Automated cancelation would be so much cheaper. But then I live in a Communist country (Belgium) where customers have some rights, the bastards. Automated cancelation would avoid the 50% or more where it is not (legally) clear what the customer wants exactly. Saying "I am interetsed in canceling" is NOT the sasme as "I am canceling". If you have multiple accounts, which one do you want to cancel? And if you send an email to NoReply@example.com or to SomeRandomAdress@example.com does not mean you did it correctly and your cancelation will be honoured.

    But again: automated cancelation if the subscription is done online is a good thing. Should not matter if it is a newsletter or a credit card or whatever.

    --
    Don't fight for your country, if your country does not fight for you.
  10. About time by TuballoyThunder · · Score: 1

    TiVo is another example of this bad behavior. The only way to remove a device is to call customer support. There is no online option and you cannot do it over chat. You have to do over the phone. If a company provides online activation they should provide online deactivation.

    1. Re:About time by tk77 · · Score: 1

      Not only do they make you call, but they give you a hard time about cancelling. I have a tivo in every room. Whenever I replace one and cancel the old the agent is first astonished by how many I have and for how long I've been a customer. They they ask why I want to cancel a single tivo and if I hate them or something. I explain that I simply purchased a new one and want to get rid of the old.

      Once they even tried to convince me to purchase a lifetime service for an out of warranty model that had a fried motherboard. They claimed I could sell it on ebay and there are people that will fix them up. Yeah ok, there were about 50 of them on ebay with lifetime service, and they were all selling for around the same price as they wanted to charge for the service. No thanks.

      An online way to cancel service on a single unit would/will be welcomed.

    2. Re: About time by sound+vision · · Score: 1

      I doubt anyone has signed up for TiVo in well over a decade... If they let people cancel easily, they'd be liquidating already!

  11. Use PayPal where possible by magzteel · · Score: 5, Informative

    Where possible I use PayPal as the payment method for an automatic renewal service.
    Then I cancel the payment agreement on PayPal, which is very easy to do.

    1. Re:Use PayPal where possible by Mitreya · · Score: 1

      Where possible I use PayPal

      Or, you could use a credit card, which are actually regulated by some laws.
      You should be able to cancel the subscription that refuses to go away just as easily via a credit card.

    2. Re:Use PayPal where possible by magzteel · · Score: 3, Interesting

      Where possible I use PayPal

      Or, you could use a credit card, which are actually regulated by some laws.

      You should be able to cancel the subscription that refuses to go away just as easily via a credit card.

      I don't know if that is true. With PayPal you have to set up a "prior authorization for recurring charges" agreement. You can cancel that any time and subsequent vendor charges will get rejected. With a credit card the charge will be accepted. You can dispute the charge but you have to work with the vendor as part of the dispute resolution process.

  12. Slave by Anonymous Coward · · Score: 1

    Haha you hate california so much you'd actually rather companies fuck you over?
    Jesus christ you're a fucking lost cause.

  13. insurance scam related by TheGratefulNet · · Score: 3, Insightful

    I recently changed jobs, and my previous employer's life insurance company tried to pull a fast one on me.

    I did not need to continue the LI policy from the last job, I have one with my new job. the previous one was trying to be 'helpful' by giving me the option to continue it. that's fine, but...

    they didn't phrase it that way, and that caused me to waste time with them. they sent me a 'bill' and it was hard to tell it was not a real bill. it looked like they auto-subscribed me to a continued service without my permission. I did not want to deal with a collections agency and all THAT hassle, when I never signed up for such service to begin with.

    I called the LI company and asked what this was about. at first, they tried to snow me into believing I had to mail them some kind of letter or fax something to cancel this service. I asked what would happen if I just ignored the 'bill' and they finally admitted that the 'policy' would be void and there would be no charge.

    so, why make me mail in some stupid shit and waste time when I could just ignore it and not have to spend time on a thing I never authorized?

    reason: they hope to snag enough dumb fish and I bet they do, since they are still in business (and likely they make a lot from false 'renewals').

    companies *think* they need to resort to low-handed tactics to be profitable, but its just pure greed. this is not - and should never be - part of a business plan. harassing past customers is not a sound business strat.

    they are now on my 'never do business with' list. but I'm just one person, and their behavior will never change.

    --

    --
    "It is now safe to switch off your computer."
  14. Re:For fucks sake by Anonymous Coward · · Score: 1

    If we ever have a cultural revolution those people will be fucking barbecue

  15. Disgraceful need a law for this! by blahbooboo · · Score: 1

    This is what we've come to, needing a law to force easy cancellation of a service. Sigh. It's disgraceful that companies have sunk so low in how they treat their customers.

  16. and completely automated.. by welshie · · Score: 2

    I remember back in the days of working for a dial-up ISP, I developed an on-line-cancellation process, to complement the online registration systems.
    Go to customer accounts web site.
    Pass the usual authentication credentials
    Click on cancel service.
    Choose which service you want to cancel
    Confirm.
    If the user is currently connected via that service, disconnect the session immediately, flag the service account closed on the authentication server, remove DNS entries, deny incoming email, remove associated web hosting, get the billing system to record the service closure and associated billing product pro-rated refund calculated, and if it was the last billable service on that account, the refund to go through automatically to their usual payment source.
    End-to-end, it would take minutes.
    If user is not currently connected via that service, it would require a human to vet authentication, and call them back to confirm.

    It was never deployed. DSL came along, and with it supplier contracts with a 12 month mininum contract term per customer line, which made the cancellation process tougher to automate.

  17. Use virtual numbers or gift cards by 140Mandak262Jamuna · · Score: 1
    I use virtual numbers from my citicard for these services. With time and dollar limits. So it is up to them to call me to get a new number if I allow the subscription to lapse.

    Citicard made a goof and created a "service" allowing these companies to bill me even after the expiry date has gone. One was the ISP 1an1. One would think such an on line ISP will have an easy way to cancel the subscription or change the service level. It was a nightmare. They somehow got their bill posted to my account and charged. Disputed the charge, argued with Citi, sent them numerous emails saying, "the whole point of using virtual number is point less if you let them bill me with expired numbers". Citi was claiming it is a service to its customers who might have forgotten to update the numbers and they will get uninterrupted service. My guess is, Citi is charging the merchants a fee for this. Anyway, never give on line companies regular credit card numbers.

    I have seen people claiming it is a good idea to buy the 100$ or 200$ gift cards that act like credit cards and use them for these services. Once the money is drained there is nothing they can do.

    --
    sed -e 's/Chuck Norris/Rajnikant/g' joke > fact
    1. Re:Use virtual numbers or gift cards by LostOne · · Score: 2

      Ahh, yes. The good old "force bill". Basically the card issuers being complicity in fraud. I have a theory that MasterCard and Visa themselves require their licensees to honour force bills.

      I had someone sign up for a subscription service with my card (probably skimmed at a hotel). I called, argued with the card issuer for 15 minutes before they reversed the charge and cancelled the card (and issued a new one). That *should* have been the end of it. But then a month later, that same subscription was billed again, and to the *new* card number which I had given to exactly nobody. I called a bitched out the card issuer. They used the "force bill" excuse and tried to insist that I had signed up for the service! I bitched them out some more and they eventually reversed the change and did the cancel/reissue dance again. But then they told me that *I* had to contact this outfit, which I never signed up with in the first place, and have them cancel the charge! That shouldn't be my problem if the card issuer allowed a fraudulent charge, and that's leaving aside the fact that there was no way I'd be able to provide an account number or anything like that so that the merchant doing the charge could even find the fraudulent account. Yet if they had simply blocked everything going to the originally cancelled card number, there would be no problem. (I did, eventually, get it sorted out by calling the merchant. Something I wouldn't have done if it wasn't a reasonably reputable one. But that doesn't change that I shouldn't have had to.)

      Why they allow anything on a card number that was cancelled for fraud is beyond me.

      --

      If it works in theory, try something else in practice.
  18. This is why I hold back by CaroKann · · Score: 1

    I have been through some extremely difficult cancellation procedures.

    Difficult cancellation processes is why I refuse to sign up for most monthly billed services. I once received a complimentary XM Radio service for a few months, as part of an auto dealership service promotion. I liked the service, and wanted to extend it, but once I realized that I would have to be billed month-to-month via credit card, and would have to cancel via phone call, I decided it was not worth it.

    It was easier when you had to pay for things by check through the postal service. For example, if you decided to stop taking a magazine, all you had to do was ignore the resubscription mail, and the magazines would stop coming. If you wanted to start it up again, all you had to do was send in a check with one of those "We want you back!" mailings they inevitably sent you.
    The consumer had much more control.

    I hope this leads to the consumer having more control again.

  19. New York Times by skam240 · · Score: 3, Interesting

    While the New York Times does have sections for local New York state and city news it is a nationally distributed newspaper. Since they do business in California they're stuck with California law when dealing with California customers.

    --
    I ignore Anonymous Coward posts. If you want to discuss something, that's awesome. Log in.
  20. How so? Did Congress pass a contravening law? by raymorris · · Score: 1

    How do you figure? The interstate commerce clause says the Washington politicians can make laws about selling things been states. It doesn't say states can't regulate business in their own state, as long as they don't try to undo federal law on the particular subject (the supremacy clause). Sale of fireworks is an example many of us are conscious of today - different states allow different types of fireworks to be sold, with different regulations on how they sold. The federal government (US DOT) regulates how the fireworks are transported between states on federally-funded roads.

    If there were a federal law saying "cancellations may be sent by certified mail", and California says online signups require the option of online cancellations, then BOTH methods would have to be accepted.

    There would only be a problem if federal law said cancelling online is illegal, or explicitly said "companies do not have to allow cancellation online".

  21. Does this include credit cards? by PhantomHarlock · · Score: 1

    If this includes cancelling credit cards, it would be a godsend. No card company will let you do that online.

  22. Cancelling Comcast, AT&T etc by bagofbeans · · Score: 1

    Easiest way by far is to go to one of their retail outlets, with any equipment that you need to return (ideally in original packaging) and a bill to make account IDing easy.

    Presuming there's an outlet convenient for you of course...

  23. Agreed by bagofbeans · · Score: 2

    The XM contract I was offered made it clear that phone call was the only avenue to cancel. No thanks.

  24. Re:better idea by joe_frisch · · Score: 1

    Yes, businesses can choose not to do business in CA if they don't want those customers .

  25. Sigh. by ledow · · Score: 1

    Try the normal way.

    If it's inconvenient or you keep being passed to "retentions" against your will, hang up. The words "No, I'm cancelling. No I don't need to sit through any advert. I'm cancelling. This is me cancelling. This is my notification that I've canceled. Am I cancelled now?" are how you do it.

    If they don't listen, you then hang up and write them a letter. State your request to cancel. Demand proof of receipt.

    On the deadline date in your letter, cancel the credit card / bank payment if they do not respond. They'll write back if you have made an error in your calculations or if you have to give X months notice, etc.

    Almost nothing in the world exists for an ordinary consumer that can't be solved with a single recorded-delivery letter.

    And in the list I include things like "Insurance company retro-actively cancels my insurance in a post-dated letter (so technically IMPOSSIBLE for me to have been notified in time) because of non-payment, when my bank has record of payment and I hold a letter that says "Your account is up to date" dated the same day as the one that say "We're cancelling your insurance" - and still threatens me with lawsuits, to report me for being uninsured, non-payment, etc. etc.

    One recorded-delivery letter later, and they were grovelling on the floor for me not to report them to their industry ombudsman, offering compensation,...

    As soon as it's more difficult to cancel than writing a letter and putting a stamp on it, hang up.

  26. XM by bagofbeans · · Score: 2

    XM doesn't allow cancellation by anything but phone call
    https://m.siriusxm.com/pdf/siriusxm_customeragreement_eng.pdf

    Your Subscription may automatically renew under this Agreement. Your Subscription will continue for the length of the initial term you select on your plan and at the end of your prepaid Subscription, it will automatically renew for additional prepaid periods of the same length unless you choose to cancel prior to that renewal, by calling us at 1-866-635-2349. Your account will automatically be charged (or you will be billed, as applicable) at the rates in effect at the time of renewal.

    1. Re:XM by ledow · · Score: 1

      It DOESN'T MATTER.

      You do what I said. No court will ever tell you that you were wrong to do so, that they were reasonable in not acting upon your letter, or that they can do that.

      Imagine if they said "Oh, we can only accept cancellation requests if they are faxed to an international premium number between 00:01 and 00:02am on a full moon", you think a court would let that stand either?

      This isn't even consumer law. This is just basics of legal service and communication. You DO NOT ignore a recorded-delivery letter and EVERYTHING can be done via one. It doesn't matter what they say. Because what happens if they just said "Yeah, okay, we'll cancel" but actually don't? You'd have zero recourse but to just keep trying that. That's just not true.

      You know how I know? I've had that argument. Several times. Even "Oh, you have to talk to this department only, and we have to read out a big long spiel first, and then you have to do this and that on the website"... NO. This is your notification of cancellation of a contract, (whether express or implied contract). I've now put it in writing. It's been served to you. I can prove receipt. Hence I am cancelling the payment because you're too stupid to enact basic consumer requests. Sue me if you are hurt by this, and I'll just show this receipt in court with a copy of the letter.

      There's a phrase "This does not affect your statutory rights". You know why they say that? I've never fathomed it. Because NOTHING affects your statutory rights. It really doesn't matter what their contract says or whether you agreed to it. Cancellations of contracts have law of their own that takes precedence, as does an awful lot of consumer law, especially over whatever nonsense a company might slip into their terms post-signing.

      If you truly think you can only cancel - even "unofficially" - by following their exact instructions, you're really disillusioned.

      I have any number of letters confirming just that from company lawyers if you'd like to check. It's not even "Oh, right, well, in this case, we'll make an exception because you're unhappy". No. They're REQUIRED to, whether they say so or not.

  27. Finally by WillgasM · · Score: 1

    I can sign up for a gym membership and subsequently cancel it a year later without ever setting foot in the gym.

  28. Fortunately by Urinal+Pube · · Score: 1

    It's usually easier to just have my CC company issue charge backs.

  29. I'd like to check by bagofbeans · · Score: 1

    Kindly post the appropriate legalese from one of your "any number of letters confirming just that" so we can see what law is in the argument.