- case 1: insurance denied due to incorrectly categorized preexisting condition
- case 2: insurance made uneffortable by raising rates excessively and giving a phony reason
- case 3: insurance denied due to witholding SS #
The cases were cited to demonstrate that insurances can deny coverage without disclosing the real reason - case 1 and 2.
In case of person's DNA records stored and illegally used as selection criteria for insurance coverage screening, the "Paul" or "Susan" talking to you from a call center in India may only see a reason to reject text come up and read to you - or unreasonable rates to quote will come up and you just may pay a higher rate.
Those DNA records, when they will come into existence have a high $$ value, very tempting to get stolen. And all of that will do nothing to solve the insurance malaise.
None of that is actually denying you the ability to sign up for insurance, as per the phone example you gave.
Excuse me? A rep telling you on the phone he cannot insure you is not a denial and you would sue the company to get insured? Get a life!
- one instance, I told the rep after he asked what previous illnesses I had - Hep A 12 years ago (stupid I was to say that) - sorry, can't insure you. Fact is, Hep A after 7 years is practically gone from your system, liver rebuilt. Even so, if I would have been really sick and not mentioned my pre-existing conditions and the insurance found that I was already sick, do you think they would pay the doctor or refuse the claim?
- other instance: had health insurance to the tune of $ 200 - employer paid 1/2. Rates increased (I used the insurance) to over $ 600/month within a couple of month. Asked insurance why my rates increased, answer: all policies in your insurance class had the same increase. Good answer! Must have been the only insured in that class. Was unable to afford insurance since I became self-employed in the meantime.
Lesson learned: Don't rely on health insurance in USA.
- third instance: Applied for insurance and refused to give my SS on the phone. Sorry - can't insure you. Filed complaint at the state's department of insurance oversight and got reply: "Not insurance fraud, we do fraud only, sorry - we cannot force companies how to conduct business - they are free to do so".
qed
As I understand it - in this free country, anything can happen, be prepared.
If you apply for insurance and on the phone the rep tells you that you can't have insurance because they are not taking applications right now from your zip code area/state (or some other "good" reason) when he sees information on a screen about you not to be insuarable - are you having any leverage to sue because of DNA discrimination, not even to talk about financial resources?
The US health insurance system is totally hosed. It is based on profit maximazing of individual insurance companies and not broad risk distribution as in other countries. If an insurance company finds a means to increase profit, they will do so - fat chance that this will change anytime soon as long as the polititians sell their soul for money to get elected and stay in "power".
OK - probably true with higher level programming. Thinking about it - the oldest algorithm, more complex than just a load/store something would probably be something in the area of shift-add/repeat that's done in mechanical calculators (several centuries ago), relay/tube/transistor and microcode to multiply.
Probably not what original post had in mind, but it was not narrowed down to higher level languages or complexity.
What's an algorithm=program? A series of instructions to perform a task.
How about not having wars at all? Or - get the idiots starting them put to jail - Guantanamo Bay, perhaps?
Before you flame or troll me - think about it: How many wars have been started by a faked incicent. Who is the driving force behind propaganda leading to a war? What are the underlying reasons for a - "leaders pushing for it" and b - "followers going for it"?
You can be sure that's not written about in news media - guess why?
Have you thought of using a secondary device to trigger the main camera?
In essence, at night, I am using a secondary trigger device - the garage flood light which has a passive IR sensor (which can be fooled on hot days) and when it goes on, the camera starts sending images because of the dark/light change.
The camera has an external trigger input which could be used - it's not necessary at this point.
The camera has up to 8 selectable sensitive areas, which can either be blanked out or selected for triggering, with a selectable trigger level for each area. For example, I can trigger on the area of the mail box across the road to be able to look if the postman was there, but all the cars driving on that side of the road trigger it as well.
Scanning over 1000 trigger thumb nails works well - it takes me less than 60 second to scroll down and recognize the patterns.
The setup works - as a deterrent, my attempted car theft incident was in local Newspapers and a TV station, but it ain't cheap and the pictures at night are grainy.
I have an IQeye 603 (3 Mpix) on my roof for > 3 years after a vandalism on a car in my driveway and similar events on the same block.
In short - the camera has sensitive image areas where movement causes a trigger. With a trigger, camera sends the trigger image and 4 images before and after the trigger via ftp to a in-house server.
A motion sensing light (cheapo over garage door type) at night triggers the camera when movement happens.
Experiences:
- the motion sensor is temperature sensitive and in summer (air temp - body temp is lower), people in heavy clothing/hats did siphon gas out of a car in the driveway without triggering the light. Ergo, a microwave sensor (radar principle) has been acquired.
- a car breakin at night (guy actually getting in the car but failed to get it started) was recorded, but the images of the person's face were very grainy. Research into better image quality at night is on my mind.
- data volume can be heavy, depending on motions (street, cars, tree branches) - images are jpeg, about 150-200 k each 1600 x 784 pixels, typically - driveway only is 100-200 triggers; including street (low traffic, residential neighborhood), it's 1200 - 2000 triggers daily. Falling snow with camera on can be 15/20,000 triggers.
Software available turned out to be above $ 1000 under M$oft Windows only so I wrote a couple of shell scripts to handle the image handling on a Linux server.
Data evaluation works with large Konqueror thumbnails and is manageable with upto 2000 trigger images/day on a 1200 x 1600 computer screen (8 thumbnails across and scrolling down). When I want to see detail, I can do mouseover or xv.
Price is only one criteria - how one integrates such a data volume into one's life (and computer drives) is another consideration.
Ideally, an AI system with image recognition which only delivers relevant data would be great - who has it?
Wasn't in the Greek origin of the Olympics that it could not happen if there was war going on? So, the warriors had to stop fighting so the contests could happen.
Every time I log onto this bank (US Bank) with my favorite Opera, I get a popup bitching about my browser - I contacted them they replied:
----- The technical issues you are experiencing can be caused by the use of an unsupported browser or incompatible browser settings. Please check to make sure you are using a supported browser. If you are, please check the browser settings for your browser type by following the procedures listed below.
Operating System: Microsoft Windows 2000
Microsoft Windows XP
MacIntosh OS X
-----
And, they claim this on their site:
Browsers The following browsers are compatible with U.S. Bank hosted web pages and web-based applications:
Microsoft® Internet Explorer 6.0 or higher Firefox Safari
Upgrade Your Browser It's quick, easy, and free! Even if you already have the required minimum browser version, you may want to consider upgrading. Just follow one of these links...
Microsoft Internet Explorer Downloads * Firefox Product Downloads * Safari Downloads *
Find Your Current Software Information To find your current software information, choose "Help" located on your top browser toolbar. Then choose the "About..." option.
Operating Systems The following operating systems are compatible with U.S. Bank hosted web pages and web-based applications:
Microsoft® Windows 2000 or newer, XP, and Vista Mac OS X
Maybe Scientology is behind them to "obey".... or they are just believers in some other system to make things "right" - doesn't everyone?
Maybe stupidity genes are more successful so this happens or is it fear driven? Probably missing courage to "think out of the box" - no surprise as long as draconian reprises (head, hand, dick chopped off in torture).
Interesting is that it's all homo sapiens doing it. Why do they have to?
Still not quite managed what to do with all this extra brain mass, it seems....
Americans that they have no interest in freedom at all
WHAT ?
No interest? - you're kiddin..
"Freedom" is one of the highest values in this (US) country. Freedom of movement to travel anywhere (except maybe Cuba - that's not freedom anyway to go there), freedom of speech and expression.
Freedom is defended at high cost - take Iraq casualties (make sure to count both sides), war expenses and what has to be sacrificed for that as an example.
Or - the freedom to make profit - very high valued - if somebody hinders you, you can take them to court or snuff them out in other ways - you'd have to be rich or a corporation, though.
US is a free country - one of the freest country in the world - has a great and free democracy.
Or - freedom to carry a weapon - try to take this freedom away from somebody, make sure to wear a bullet-proof vest
Seriously - freedom has extreme value in the US and how it is pulled off that people swallow this hypocrisy demands admiration.
I'd like to see the levels present in the average American's blood-stream.
You'd probably want to be more interested in the reduction in human sperm counts and other issues apparently caused by hormones released into the environment by females.
From http://www.chicagotribune.com/entertainment/shopping/chi-mxa030108pillp24mar01,1,546324.storyDr. David Norris, a physiology professor at the University of Colorado, said what concerns him is the exposure of these hormones to humans, especially fetuses and newborns. According to Norris, numerous reports show that estrogenic chemicals in water can result in thyroid problems and an adrenaline imbalance.
Seems Darwin is at work - a couple of generations ignorists in denyal and their offspring are goners anyway, no problemo.
Having both-sex fish in Boulder Creek - 30 miles down from the Continental Divide caused some stir recently.
Second, many people should rejoice, this is a golden opportunity
Just imagine how more joyful they would become when finding out the worst case scenario of distributing > 50 kg of plutonium dust in the planets atmosphere if something goes kaboom.
I actually find it great that they are running out of this stuff; they should start looking for other means of propulsion.
It's not plants telling when to get watered/fed etc. It's humans simulating (guessing) what plants need and "imposing" it to plants.
If you read the book "The Secret Life of Plants" (or get a chance to watch the movie - "perhaps" can be found online) things may look different under that aspect.
It was actually tried - as documented in this book - to put sensors on plants and let THEM trigger when to get watered or to get light. Source: Reports of the USSR Academy of Sciences for 1959, "Kamaranov" published "The Application of Automation and Cybernetics to Plant Husbandry".
Oh, don't worry - there is only some beryllium which evaporates and it's much lighter than the "Columbia space shuttle crash in 2003" - 10 times less trash.
Nevertheless, apparently, those were hydrazine propellant driven satellites. Interesting site: http://www.globalsecurity.org/space/systems/kh-11.htm
Slashdot Mirror
- case 1: insurance denied due to incorrectly categorized preexisting condition
- case 2: insurance made uneffortable by raising rates excessively and giving a phony reason
- case 3: insurance denied due to witholding SS #
The cases were cited to demonstrate that insurances can deny coverage without disclosing the real reason - case 1 and 2.
In case of person's DNA records stored and illegally used as selection criteria for insurance coverage screening, the "Paul" or "Susan" talking to you from a call center in India may only see a reason to reject text come up and read to you - or unreasonable rates to quote will come up and you just may pay a higher rate.
Those DNA records, when they will come into existence have a high $$ value, very tempting to get stolen. And all of that will do nothing to solve the insurance malaise.
None of that is actually denying you the ability to sign up for insurance, as per the phone example you gave.
Excuse me? A rep telling you on the phone he cannot insure you is not a denial and you would sue the company to get insured? Get a life!
Happened to me in the United States of America.
- one instance, I told the rep after he asked what previous illnesses I had - Hep A 12 years ago (stupid I was to say that) - sorry, can't insure you. Fact is, Hep A after 7 years is practically gone from your system, liver rebuilt. Even so, if I would have been really sick and not mentioned my pre-existing conditions and the insurance found that I was already sick, do you think they would pay the doctor or refuse the claim?
- other instance: had health insurance to the tune of $ 200 - employer paid 1/2. Rates increased (I used the insurance) to over $ 600/month within a couple of month. Asked insurance why my rates increased, answer: all policies in your insurance class had the same increase. Good answer! Must have been the only insured in that class.
Was unable to afford insurance since I became self-employed in the meantime.
Lesson learned: Don't rely on health insurance in USA.
- third instance: Applied for insurance and refused to give my SS on the phone. Sorry - can't insure you. Filed complaint at the state's department of insurance oversight and got reply: "Not insurance fraud, we do fraud only, sorry - we cannot force companies how to conduct business - they are free to do so".
qed
As I understand it - in this free country, anything can happen, be prepared.
In essence, it's hogwash!
If you apply for insurance and on the phone the rep tells you that you can't have insurance because they are not taking applications right now from your zip code area/state (or some other "good" reason) when he sees information on a screen about you not to be insuarable - are you having any leverage to sue because of DNA discrimination, not even to talk about financial resources?
The US health insurance system is totally hosed. It is based on profit maximazing of individual insurance companies and not broad risk distribution as in other countries. If an insurance company finds a means to increase profit, they will do so - fat chance that this will change anytime soon as long as the polititians sell their soul for money to get elected and stay in "power".
OK - probably true with higher level programming. Thinking about it - the oldest algorithm, more complex than just a load/store something would probably be something in the area of shift-add/repeat that's done in mechanical calculators (several centuries ago), relay/tube/transistor and microcode to multiply.
Probably not what original post had in mind, but it was not narrowed down to higher level languages or complexity.
What's an algorithm=program?
A series of instructions to perform a task.
Anyway..
world
... maybe even worse - he may have gotten an extra "leaving" bonus and from now an all RIAA cases go through Colorado.
A - didn't Ebaybuy Skype at one point?
B - shooting down the GPL - you can bet there is more behind that push than just "somebody" at Skype
great to speculate....
to save thousands of lives
How about not having wars at all? Or - get the idiots starting them put to jail - Guantanamo Bay, perhaps?
Before you flame or troll me - think about it: How many wars have been started by a faked incicent. Who is the driving force behind propaganda leading to a war? What are the underlying reasons for a - "leaders pushing for it" and b - "followers going for it"?
You can be sure that's not written about in news media - guess why?
In essence, at night, I am using a secondary trigger device - the garage flood light which has a passive IR sensor (which can be fooled on hot days) and when it goes on, the camera starts sending images because of the dark/light change.
The camera has an external trigger input which could be used - it's not necessary at this point.
The camera has up to 8 selectable sensitive areas, which can either be blanked out or selected for triggering, with a selectable trigger level for each area. For example, I can trigger on the area of the mail box across the road to be able to look if the postman was there, but all the cars driving on that side of the road trigger it as well.
Scanning over 1000 trigger thumb nails works well - it takes me less than 60 second to scroll down and recognize the patterns.
The setup works - as a deterrent, my attempted car theft incident was in local Newspapers and a TV station, but it ain't cheap and the pictures at night are grainy.
I have an IQeye 603 (3 Mpix) on my roof for > 3 years after a vandalism on a car in my driveway and similar events on the same block.
In short - the camera has sensitive image areas where movement causes a trigger. With a trigger, camera sends the trigger image and 4 images before and after the trigger via ftp to a in-house server.
A motion sensing light (cheapo over garage door type) at night triggers the camera when movement happens.
Experiences:
- the motion sensor is temperature sensitive and in summer (air temp - body temp is lower), people in heavy clothing/hats did siphon gas out of a car in the driveway without triggering the light. Ergo, a microwave sensor (radar principle) has been acquired.
- a car breakin at night (guy actually getting in the car but failed to get it started) was recorded, but the images of the person's face were very grainy. Research into better image quality at night is on my mind.
- data volume can be heavy, depending on motions (street, cars, tree branches) - images are jpeg, about 150-200 k each 1600 x 784 pixels, typically - driveway only is 100-200 triggers; including street (low traffic, residential neighborhood), it's 1200 - 2000 triggers daily. Falling snow with camera on can be 15/20,000 triggers.
Software available turned out to be above $ 1000 under M$oft Windows only so I wrote a couple of shell scripts to handle the image handling on a Linux server.
Data evaluation works with large Konqueror thumbnails and is manageable with upto 2000 trigger images/day on a 1200 x 1600 computer screen (8 thumbnails across and scrolling down). When I want to see detail, I can do mouseover or xv.
Price is only one criteria - how one integrates such a data volume into one's life (and computer drives) is another consideration.
Ideally, an AI system with image recognition which only delivers relevant data would be great - who has it?
So?
Is your point that you don't like the idea and things can't change?
Since this apparently is the program running in the majority of people's heads, they won't change.
I think it's all a question of perspective.
I you think I did not try that - you're mistaken.
I am IE under Linux and Windoze with Opera.
And - faking it won't change the blockheads stubborness either.
Wasn't in the Greek origin of the Olympics that it could not happen if there was war going on? So, the warriors had to stop fighting so the contests could happen.
I miss that kind of integrity....
Every time I log onto this bank (US Bank) with my favorite Opera, I get a popup bitching about my browser - I contacted them they replied:
-----
The technical issues you are experiencing can be caused by the use of an unsupported browser or
incompatible browser settings. Please check to make sure you are using a supported browser. If you
are, please check the browser settings for your browser type by following the procedures listed below.
Operating System: Microsoft Windows 2000
Microsoft Windows XP
MacIntosh OS X
-----
And, they claim this on their site:
Browsers
The following browsers are compatible with U.S. Bank hosted web pages and web-based applications:
Microsoft® Internet Explorer 6.0 or higher
Firefox
Safari
Upgrade Your Browser
It's quick, easy, and free! Even if you already have the required minimum browser version, you may want to consider upgrading. Just follow one of these links...
Microsoft Internet Explorer Downloads *
Firefox Product Downloads *
Safari Downloads *
Find Your Current Software Information
To find your current software information, choose "Help" located on your top browser toolbar. Then choose the "About..." option.
Operating Systems
The following operating systems are compatible with U.S. Bank hosted web pages and web-based applications:
Microsoft® Windows 2000 or newer, XP, and Vista
Mac OS X
and making a lot more friends on the way.
Seems to become a staff/owner aging issue or they are getting desparate.
Nope - that goes differently: Do you believe anything some sworn in M$ looney coughs up?
NOPE!
Totally PR brainwashed individuals learning from their propaganda bible, dreaming or living in a different reality!
Maybe Scientology is behind them to "obey".... or they are just believers in some other system to make things "right" - doesn't everyone?
Maybe stupidity genes are more successful so this happens or is it fear driven? Probably missing courage to "think out of the box" - no surprise as long as draconian reprises (head, hand, dick chopped off in torture).
Interesting is that it's all homo sapiens doing it. Why do they have to?
Still not quite managed what to do with all this extra brain mass, it seems....
Americans that they have no interest in freedom at all
WHAT ?
No interest? - you're kiddin..
"Freedom" is one of the highest values in this (US) country. Freedom of movement to travel anywhere (except maybe Cuba - that's not freedom anyway to go there), freedom of speech and expression.
Freedom is defended at high cost - take Iraq casualties (make sure to count both sides), war expenses and what has to be sacrificed for that as an example.
Or - the freedom to make profit - very high valued - if somebody hinders you, you can take them to court or snuff them out in other ways - you'd have to be rich or a corporation, though.
US is a free country - one of the freest country in the world - has a great and free democracy.
Or - freedom to carry a weapon - try to take this freedom away from somebody, make sure to wear a bullet-proof vest
Seriously - freedom has extreme value in the US and how it is pulled off that people swallow this hypocrisy demands admiration.
how this would held up in a dusty environment - Q-Tips still working?
I'd like to see the levels present in the average American's blood-stream.
You'd probably want to be more interested in the reduction in human sperm counts and other issues apparently caused by hormones released into the environment by females.
From http://www.chicagotribune.com/entertainment/shopping/chi-mxa030108pillp24mar01,1,546324.story Dr. David Norris, a physiology professor at the University of Colorado, said what concerns him is the exposure of these hormones to humans, especially fetuses and newborns. According to Norris, numerous reports show that estrogenic chemicals in water can result in thyroid problems and an adrenaline imbalance.
Seems Darwin is at work - a couple of generations ignorists in denyal and their offspring are goners anyway, no problemo.
Having both-sex fish in Boulder Creek - 30 miles down from the Continental Divide caused some stir recently.
They're likely behind part of this.
That's very speculative, any source or quote would eliminate that.
And - Nope - it's those guys:
http://www.sisvel.com/ pushing the events.
They did it last year as well.
Apparently patent trolls - from their web site..
Second, many people should rejoice, this is a golden opportunity
Just imagine how more joyful they would become when finding out the worst case scenario of distributing > 50 kg of plutonium dust in the planets atmosphere if something goes kaboom.
I actually find it great that they are running out of this stuff; they should start looking for other means of propulsion.
It's not plants telling when to get watered/fed etc. It's humans simulating (guessing) what plants need and "imposing" it to plants.
If you read the book "The Secret Life of Plants" (or get a chance to watch the movie - "perhaps" can be found online) things may look different under that aspect.
It was actually tried - as documented in this book - to put sensors on plants and let THEM trigger when to get watered or to get light. Source: Reports of the USSR Academy of Sciences for 1959, "Kamaranov" published "The Application of Automation and Cybernetics to Plant Husbandry".
How much would this ISP pay me if I would use their service.
I already stopped using TV since they did not offer me enough to watch their ads.
Hope this attitude will change soon.
Oh, don't worry - there is only some beryllium which evaporates and it's much lighter than the "Columbia space shuttle crash in 2003" - 10 times less trash.
Nevertheless, apparently, those were hydrazine propellant driven satellites.
Interesting site:
http://www.globalsecurity.org/space/systems/kh-11.htm