2) Most mortgage companies/banks require an appraisal of value before agreeing to the loan. Ironically, most appraisals find the value of the home is just slightly higher than the agreed upon sale price. This is the issue being discussed here.
I really don't know why an appraiser is even told what the contract price is.
I've purchased 7 properties and only one appraisal has failed to meet the price. My agent said that she and the mortgage broker would get it fixed - which made me angry because it meant I would be paying $300 for a useless valuation.
I backed out of that deal. I consider the $300 to be money well spent.
Serious question - could you get your bearings from anywhere besides China? I don't mean a U.S. supplier, necessarily. I mean anywhere but China?
80% of the world isn't China - it seems there must be manufacturing elsewhere. If not, then don't you think that's a highly vulnerable position - for the country and for your company - and we should do something to reduce our dependency on them?
The supreme court considered this in detail and noted that the difference is that a 25 and a 35 both have a capacity to earn more money,
Not to pick nits, but notice that this was a Los Angeles appellate court ruling on a California law. So the supreme court wasn't involved and if it gets involved, it will just be the CA supreme court so it wouldn't matter to the rest of the country.
The US didn't really decide against the Nazis until Pearl Harbor.
I don't think that's accurate. The Lend-Lease act was signed 9 months before Pear Harbor. Once that happened, any remaining doubts about whose side the US was on would have been dispelled.
Here in Portland, OR, the local community college network charges $104 per credit.
Thanks entirely to the Democratic ownership of the state legislature and the governorship, Oregon promises free community college for any legal state resident starting out college from highschool (or GED)....
The fact is, a lot of states are doing it. California offers one year of college. Rhode Island offers 2. New York even includes 4 year institutions. Last month the city of Dallas got in on the action..
Sadly, it's not quite as good as it sounds. They aren't simply dropping the cost of community college to zero. What these things are is a "last dollar" scholarship where they ensure you first get all the federal student aid you are eligible for and the scholarship fills in the rest.
Yes, there are cases where the shareholders aren't wiped out. American Airlines. Even Enron - sort of.
Also, a company doesn't have to liquidate for non-voting shares to realize value. The Ma Bell breakup, for example. If something like that were to happen to Google, then owners of non-voting, non dividend-paying shares would get something out of the breakup.
The point being that those shares are not as vaporous as bitcoin.
They have math, from pre-algebra to calculus plus statistics. Physics, chemistry, astronomy. biology, microbiology, economics, psychology, U.S. history
There are quite a few efforts along the lines of what you are suggesting, but Openstax is my favorite because they are well funded (Gates Foundation and Hewlett Foundation, among others), they produce a consistent, high-quality product, they don't try to suck you into their ecosystem - they just write and give away the textbooks.
The Open Textbook Network is also very good, but they are more curators of all free textbooks and not so much producers.
Accrued PTO is a liability in the same sense that an unpaid bill is a liability. Eventually it will have to be paid (depending on the local laws).
Also, if you think about it, it's a liability that the carries interest. When an employee gets a raise, all of their accrued vacation time gets a raise as well.
Or...maybe the Hellcat...it isn't like that is a kitten, but man, if they'd have done a full run of that 808 HP Demon, I certainly might have had to get one to play with.
It's a sad commentary that all the most useful plugins fall into the category of "protect me from bad guys" rather than "help me do something awesome".
That short Wednesday is baffling. On the longer days mom and dad can maybe stagger their schedule so they can handle it if they've got flexible employers, but that 5-hour day just looks like a gift to the local after-school care programs.
Okay, so, you think overrepresenation is a bad thing, now?
Nope. I didn't say that.
What I was saying is madewithcode appears sexist. I don't know if you were deliberately conflating madewithcode and code.org in order to strengthen your attack on the AC you responded to, but you asked someone to describe the sexism. I'd say the total exclusion of males on their site is prima facie a deliberate and sexist decision on their part.
If that's who they are, if they want to be in the business of supporting girls - and only girls, that's fine with me. But nobody should pretend to be surprised by an accusation of double standards
Slashdot Mirror
Only housing is 400% more expensive. Gas is about 20% more.
Working is more expensive, too. By up to 12.3%, depending on your tax bracket.
If companies learn not to make China their sole supplier of all things then it goes in the win column.
Lack of diversity in our supply chain was making us vulnerable
2) Most mortgage companies/banks require an appraisal of value before agreeing to the loan. Ironically, most appraisals find the value of the home is just slightly higher than the agreed upon sale price. This is the issue being discussed here.
I really don't know why an appraiser is even told what the contract price is.
I've purchased 7 properties and only one appraisal has failed to meet the price. My agent said that she and the mortgage broker would get it fixed - which made me angry because it meant I would be paying $300 for a useless valuation.
I backed out of that deal. I consider the $300 to be money well spent.
Serious question - could you get your bearings from anywhere besides China? I don't mean a U.S. supplier, necessarily. I mean anywhere but China?
80% of the world isn't China - it seems there must be manufacturing elsewhere. If not, then don't you think that's a highly vulnerable position - for the country and for your company - and we should do something to reduce our dependency on them?
The supreme court considered this in detail and noted that the difference is that a 25 and a 35 both have a capacity to earn more money,
Not to pick nits, but notice that this was a Los Angeles appellate court ruling on a California law. So the supreme court wasn't involved and if it gets involved, it will just be the CA supreme court so it wouldn't matter to the rest of the country.
The US didn't really decide against the Nazis until Pearl Harbor.
I don't think that's accurate. The Lend-Lease act was signed 9 months before Pear Harbor. Once that happened, any remaining doubts about whose side the US was on would have been dispelled.
My phone company is Canadian (Ting). They are available all over the US and they're extremely cheap.
Are they not available in Canada?
Thanks entirely to the Democratic ownership of the state legislature and the governorship, Oregon promises free community college for any legal state resident starting out college from highschool (or GED)....
And the Republican legislature of Tennessee says "Welcome to the club, Oregon! What took you so long?".
The fact is, a lot of states are doing it. California offers one year of college. Rhode Island offers 2. New York even includes 4 year institutions. Last month the city of Dallas got in on the action..
Sadly, it's not quite as good as it sounds. They aren't simply dropping the cost of community college to zero. What these things are is a "last dollar" scholarship where they ensure you first get all the federal student aid you are eligible for and the scholarship fills in the rest.
Yes, there are cases where the shareholders aren't wiped out. American Airlines. Even Enron - sort of.
Also, a company doesn't have to liquidate for non-voting shares to realize value. The Ma Bell breakup, for example. If something like that were to happen to Google, then owners of non-voting, non dividend-paying shares would get something out of the breakup.
The point being that those shares are not as vaporous as bitcoin.
Hire some experts to write text books under a creative commons licence
Check
sell hard copies at cost
Check
electronic copies free as .epubs, .pdfs
Check
They have math, from pre-algebra to calculus plus statistics. Physics, chemistry, astronomy. biology, microbiology, economics, psychology, U.S. history
There are quite a few efforts along the lines of what you are suggesting, but Openstax is my favorite because they are well funded (Gates Foundation and Hewlett Foundation, among others), they produce a consistent, high-quality product, they don't try to suck you into their ecosystem - they just write and give away the textbooks.
The Open Textbook Network is also very good, but they are more curators of all free textbooks and not so much producers.
Accrued PTO is a liability in the same sense that an unpaid bill is a liability. Eventually it will have to be paid (depending on the local laws). Also, if you think about it, it's a liability that the carries interest. When an employee gets a raise, all of their accrued vacation time gets a raise as well.
Or...maybe the Hellcat...it isn't like that is a kitten, but man, if they'd have done a full run of that 808 HP Demon, I certainly might have had to get one to play with.
It may be a "Dodge"..but shit....808 HP??
Meh. The Hellcat gets 2000 HP
Ohio's governor has suggested this, capping textbook costs at $300 per semester. Colleges are fighting it.
Sorry - responded to the wrong post on that.
Ohio may try that
Governor Kasich proposed universities pick up all textbook costs over $300 per semester.
Colleges aren't happy
That's helpful. Thank you.
Close other tabs is fairly trivial to replace. Just drag the tab out and kill the original window. I'll miss close-to-the-right.
scan the skies in the empty deserts of the Southwest to spot illegal immigrants
Hey guys, I think I see the problem.
It's a sad commentary that all the most useful plugins fall into the category of "protect me from bad guys" rather than "help me do something awesome".
In case you're not joking... Those are first-graders - no way I'd let my daughter do that at her age.
High school will have the shortest day after this change takes effect.
I'm in Orange County California.
For grades 1 – 5
7:45 AM – 2:05 PM (M, Tu, Th, F)
7:45 AM – 12:50 PM (Wed)
That short Wednesday is baffling. On the longer days mom and dad can maybe stagger their schedule so they can handle it if they've got flexible employers, but that 5-hour day just looks like a gift to the local after-school care programs.
It is under Ting. The link in TFS is www.tucows.com/ting-acquires-bri/
Tucows (ting) is my phone company and I couldn't be happier.
My shameless referral link.
Try them. Seriously.
Okay, so, you think overrepresenation is a bad thing, now?
Nope. I didn't say that.
What I was saying is madewithcode appears sexist. I don't know if you were deliberately conflating madewithcode and code.org in order to strengthen your attack on the AC you responded to, but you asked someone to describe the sexism. I'd say the total exclusion of males on their site is prima facie a deliberate and sexist decision on their part.
If that's who they are, if they want to be in the business of supporting girls - and only girls, that's fine with me. But nobody should pretend to be surprised by an accusation of double standards