You don't need to know anything. Just use the tools at your disposal. My banking app on my phone alerts me when money goes into the account. I have a continuous running trend of my income and expenses and my expenses are categorized between discretionary and recurring expenses including an average food bill for the month.
I won't have to wait until Wednesday to know that I'm overspending. My phone will tell me that on Tuesday.
Get paid on friday, get $100 cash. Come Wednesday, when you're out of cash you quit spending.
Don't do that. What happens when you need to buy food Thursday?
Get paid on friday, put it in the bank. Buy everything with your credit card. Come end of the month
Wow, why are you waiting to the end of your month? Do you not have a mobile app that shows you not only your bank balance but the balance of your sub accounts, a summary and estimate of your monthly recurring payments and what they are for, a continuous trend and projection of how much money you will have left at the end of the month including separating discretionary capital from monthly payments? Also why are you using a credit card? That isn't the opposite to cash, that is running off to some unrelated 3rd party and getting a loan.
1) You've skipped a lot of things you do when paying to make it look like cash is an easier process. No mention of counting money before handing it over, no mention of counting change, no mention of ATMs, no mention of management of coins vs notes in a limited space of your wallet, no mention what happens if you are a few cents short.
2) You've added a lot of things that don't exist and combined them with requirements you will already have. Seriously? Wait for authorization? I had that once, we were in one of the least populated areas of Europe and the only mobile access was GPRS which caused the terminal to take 7 seconds to authorize rather than the typical 1 second. - Required items, computer.... - no it's not, not for the customer, not for the merchant. - Required items smartphone, - yeah are you implying that 7/8th of the Swiss population don't have their smartphone with them while they're fumbling with cash? - Required items Card/phone reader... wait what? - That's a store requirement, not yours and these are completely prevalent. Even the local mobile coffee merchant with his espresso bolted in the back of a tuc-tuc has these. - Required items merchant bank account... - did you not do your Yoga today? I mean there's stretching for an argument, and then there's this comment here. Even if the merchant is entirely payment free for the customer they will still have a bank account. - Required items merchant agreement with 3rd party processor - no. You don't need any 3rd party agreement with anyone. You're thinking specific credit transactions with a private entity. That isn't the opposite to cash. The opposite to cash is a bank based debit system using an open government standard. - Required items data connection - Something that's available even in a back country farm house in unpopulated areas of Europe. Though as said you may need to wait for a few seconds extra for authorisation. - Required items electronic records and secure record storage - I'm confused. Are you implying someone runs a business and has no electronic records? I mean a bank account is an electronic record and it's also the only thing needed other than a card reader and a cash register. These are not required. But everyone has them even when they are cash only because filing taxes is a thing. - Required items - yeah hard to operate a cash register without electricity.
As for maintenance costs, and transaction costs? What kind of backwards country do you live in? In much of the west merchants are stuck with costs of doing manual banking which is precisely why they all want to voluntarily move towards card only transactions. It's cheaper for them and in most countries the transaction costs are bank costs, not merchant costs.
If any of these things are not present or incompatible... goto option #1.
I'm going to declare you entire post a fail. You have spent the best part of it making up requirements that don't exist or have to be present even in the alternative scenario.
They are. This is Europe, not the USA. My mobile phone has been compatible with EVERY terminal including those in Switzerland.
and if it's charged
Why would I carry around a flat phone?
Does this work with flip phones, or only smartphones?
What's a flipphone, are you talking about the Galaxy Fold? Those aren't out yet.
Is this payment feature worth an upgrade from a flip phone to an entry-level smartphone?
If you haven't got a smartphone then no feature is going to be "worth it" for you, at least not until you shave your beard, get rid of that 1800s looking hat, and trade in your horse and cart for a car.
The problem with you argument is two fold: a) When talking generalities you have reverted straight to an edge case. There's 7 million smartphones in Switzerland for a population for 8.4 million. b) Your entire argument boils down to not having a smartphone. Well just use a normal debit card. All of the benefits (except maybe the ease of online payment) are equally good with a debit card.
There just is nothing at all convenient about cash. Not carrying it around, not handling it, not using it to pay, not having to get extra cash, and definitely not getting caught without enough of it.
Okay maybe if you need to pay your crack dealer cash is a good option, but maybe he also accepts bitcoin.
Not as sorry as I was. I landed in Chicago and spent the weekend there where I met an Australian couple in a blues bar. The lady asked me where I'm going and I said Toledo. She said "Oh there's a song about Toledo, you should look it up" https://www.youtube.com/watch?... Anyway after I got to Toledo and spent a few days there working, my colleagues asked me "so what do you think of Toledo?"
I only replied: "Have you ever heard the song by John Denver?"
Depends on what the discussion was about. The only discussion I am having is how the GP doesn't understand people and I offered him a simple test he can do next time he's bored to prove it.
Congratulations, you've just lumped yourself with the GP as not understanding people. After all you just accused Plato, a famous F personality who would be exactly the kind of person to write like this of being dumb.
What it does do is it means everyone who views or owns any of those images is now considered as viewing "extreme pornography" and lumped in with pedophiles.
I'd be more impressed with your anti-government agenda if you can point to any people actually being prosecuted under these laws. Other than an anti-homosexual case that was brought in long before the laws actually banned the content I can't find reference to the government actually using these laws.
Why wasn't it first passed out to Samsung employees for real world tests?
It probably was. No amount of in house testing can prepare people for the stupid shit a wider audience will subject your device through. No amount of in house testing will actually subject a device to real world tests either as experts or people who stand to lose something treat their devices differently from a wide audience.
I'm reminded of Sonim showing off the "unbreakable mobile phone" at CES. Sure they demonstrated being unable to hammer a nail into the screen, but the BBC reporter made short work of the phone https://www.dailymotion.com/vi...
Does anyone really think a foldable color touch-screen was a good idea?
Yes I do. We humans are incredibly inventive and absolute geniuses when it comes to solving engineering problems. Your comment can literally be applied to any engineering problem we have solved over many years. We can spin turbines perfectly centered without wear at 165000rpm. We can create machines that literally rub against each other for their entire 10+ year lives while running continuously. We created ways of synthesizing new compounds with an incredible array of properties including the ability to reflect almost no light, be almost completely opaque, withstand incredibly high temperatures, and incredibly low temperatures. The world of metallurgy has for years been coming up with formulas that vary greatly in malleability and strength and we've put them in shapes that further expand the physical properties of the materials (see bendable wood).
You are an incredibly negative person who has no faith in our ability to solve engineering problems. Your criticism literally has no place among the myriad of problems we've solved through human ingenuity.
Sidenote: In the writing of the above text a piece of plastic folded in on itself 123 times bringing into contact two piece of metal wedged in a small flexible film to put the letter "e" on the screen. And all that happened in the last 3 minutes, my last keyboard survived 10 years. That level of durability of a thin material was once by people like you, thought impossible.
You mean the desire for having a large phablet like device (clearly a desire from the market) while also wanting a small phone to fit easily in your pocket (clearly a desire from the market)?
That's what I think about my card. The options I have for buying my lunch are: a) take out mobile phone, hold it to a payment machine for a sec, exchange pleasantries and leave. b) take out my wallet, take out my cash from wallet, count an amount larger than on display, hand over cash, wait for change to be returned, return change to wallet, exchange pleasantries and leave.
I don't understand why you mess around so much to buy your lunch. Electronic payments are simpler.
Speaking of online purchases: most vendors here are happy to send you an invoice along with your purchase, rather than insisting on up-front payment. Just add it to the pile of other invoices you pay at the end of the month (via online banking).
Dear god, do you have nothing else to do with your time than manage financial processing? Online purchases are as simple as pointing my mobile phone at the barcode on screen here.
Or maybe people just don't like the convenience over there? I mean it's not like anyone is forcing many western countries to go cashless, but fuck carrying cash around.
I don't even take my wallet shopping anymore. I just pay with my phone.
Huh? Why is better? The nuclear bomb would have no lasting impacts and be minor compared to the endless barrage of of meteors that strike the surface. Hell NASA live streamed the event happening naturally https://www.space.com/43075-bl... during the last luna eclipse. Now admittedly it was only 1/3rd of the size of Project A119 but it also didn't leave any notable mark on the moon, unlike the other many thousands of times the same thing has happened on a bigger scale.
You didn't even know this happened did you? So I ask you again, how is fucking up the sky better than something equivalent to an event that passed you by unnoticed?
Because no woman, anywhere in the USA, also enjoys nudity and sex./s
Unless you're attempt at sarcasm is pandering to the lesbian crowd I fully agree with you. No women don't generally enjoy having female tits and arses paraded around in front of them.
When ticket price is the only metric and all feasible optimizations already achieved, airlines will turn into abuse and heinous behavior to further drive costs down.
Good. The world has only gotten better now that the ability to fly is no longer reserved for the rich.
I once had to fly to Toledo, Ohio. I called up the local travel agent here in Europe and said to book me a business class flight to Toledo. She said she can't find any business class flights but she can find plenty of economy flights for about $150. It took us a bit of a back and forth about price before I realised she was trying to send me to Spain.
Here's an idea, just shut down the damn entertainment system and read a book (I know, radical thought).
The last time I flew on TAP the back of the seats had tablet holders in them. So there are alternatives to infotainment systems, but as far as alternatives go your "book" whatever the hell those are sounds like the worst of them all.
Who the hell writes something like that with a straight face?
I see you're a person who fundamentally doesn't understand people. Who writes or thinks like that? About half of the population. In terms of personality Slashdot is an echo chamber of the technical stereotype, and as such it often boggles the minds of people here that words and thoughts trigger their creative side rather than their logical one.
Here's a trick you can play at your next company meeting when you're bored and out of ideas. Get people to write words about snowman. Don't tell them to describe them, or define them, just to "Write about snowman". Engineers and the like will start throwing adjectives out "cold, wet, white, sticks for arms", but people with other personality types come up with all sorts of stuff. Last time this exercise was done at a shitty team building event I was forced to go to, one person wrote a poem about children building a snowman, the other only described what he felt "joy, happiness, Christmas, etc"
So next time you start a sentence with "who the hell..." remember *you* are unique and the quite likely answer is "any number of the 7.529 billion people on this planet that aren't you".
Slashdot Mirror
Here's the trick, by the way
You don't need to know anything. Just use the tools at your disposal.
My banking app on my phone alerts me when money goes into the account. I have a continuous running trend of my income and expenses and my expenses are categorized between discretionary and recurring expenses including an average food bill for the month.
I won't have to wait until Wednesday to know that I'm overspending. My phone will tell me that on Tuesday.
Get paid on friday, get $100 cash. Come Wednesday, when you're out of cash you quit spending.
Don't do that. What happens when you need to buy food Thursday?
Get paid on friday, put it in the bank. Buy everything with your credit card. Come end of the month
Wow, why are you waiting to the end of your month? Do you not have a mobile app that shows you not only your bank balance but the balance of your sub accounts, a summary and estimate of your monthly recurring payments and what they are for, a continuous trend and projection of how much money you will have left at the end of the month including separating discretionary capital from monthly payments? Also why are you using a credit card? That isn't the opposite to cash, that is running off to some unrelated 3rd party and getting a loan.
1) You've skipped a lot of things you do when paying to make it look like cash is an easier process. No mention of counting money before handing it over, no mention of counting change, no mention of ATMs, no mention of management of coins vs notes in a limited space of your wallet, no mention what happens if you are a few cents short.
2) You've added a lot of things that don't exist and combined them with requirements you will already have. Seriously? Wait for authorization? I had that once, we were in one of the least populated areas of Europe and the only mobile access was GPRS which caused the terminal to take 7 seconds to authorize rather than the typical 1 second.
- Required items, computer.... - no it's not, not for the customer, not for the merchant.
- Required items smartphone, - yeah are you implying that 7/8th of the Swiss population don't have their smartphone with them while they're fumbling with cash?
- Required items Card/phone reader... wait what? - That's a store requirement, not yours and these are completely prevalent. Even the local mobile coffee merchant with his espresso bolted in the back of a tuc-tuc has these.
- Required items merchant bank account... - did you not do your Yoga today? I mean there's stretching for an argument, and then there's this comment here. Even if the merchant is entirely payment free for the customer they will still have a bank account.
- Required items merchant agreement with 3rd party processor - no. You don't need any 3rd party agreement with anyone. You're thinking specific credit transactions with a private entity. That isn't the opposite to cash. The opposite to cash is a bank based debit system using an open government standard.
- Required items data connection - Something that's available even in a back country farm house in unpopulated areas of Europe. Though as said you may need to wait for a few seconds extra for authorisation.
- Required items electronic records and secure record storage - I'm confused. Are you implying someone runs a business and has no electronic records? I mean a bank account is an electronic record and it's also the only thing needed other than a card reader and a cash register. These are not required. But everyone has them even when they are cash only because filing taxes is a thing.
- Required items - yeah hard to operate a cash register without electricity.
As for maintenance costs, and transaction costs? What kind of backwards country do you live in? In much of the west merchants are stuck with costs of doing manual banking which is precisely why they all want to voluntarily move towards card only transactions. It's cheaper for them and in most countries the transaction costs are bank costs, not merchant costs.
If any of these things are not present or incompatible... goto option #1.
I'm going to declare you entire post a fail. You have spent the best part of it making up requirements that don't exist or have to be present even in the alternative scenario.
Stick a card in, type a number code?
Stick it in and type a number? That sounds like a 1990s debit card.
If you own one
We do.
and if it's compatible
They are. This is Europe, not the USA. My mobile phone has been compatible with EVERY terminal including those in Switzerland.
and if it's charged
Why would I carry around a flat phone?
Does this work with flip phones, or only smartphones?
What's a flipphone, are you talking about the Galaxy Fold? Those aren't out yet.
Is this payment feature worth an upgrade from a flip phone to an entry-level smartphone?
If you haven't got a smartphone then no feature is going to be "worth it" for you, at least not until you shave your beard, get rid of that 1800s looking hat, and trade in your horse and cart for a car.
The problem with you argument is two fold:
a) When talking generalities you have reverted straight to an edge case. There's 7 million smartphones in Switzerland for a population for 8.4 million.
b) Your entire argument boils down to not having a smartphone. Well just use a normal debit card. All of the benefits (except maybe the ease of online payment) are equally good with a debit card.
There just is nothing at all convenient about cash. Not carrying it around, not handling it, not using it to pay, not having to get extra cash, and definitely not getting caught without enough of it.
Okay maybe if you need to pay your crack dealer cash is a good option, but maybe he also accepts bitcoin.
Yay, technology!
Not as sorry as I was. I landed in Chicago and spent the weekend there where I met an Australian couple in a blues bar. The lady asked me where I'm going and I said Toledo. She said "Oh there's a song about Toledo, you should look it up" https://www.youtube.com/watch?... Anyway after I got to Toledo and spent a few days there working, my colleagues asked me "so what do you think of Toledo?"
I only replied: "Have you ever heard the song by John Denver?"
They haven't invited me back.
Depends on what the discussion was about. The only discussion I am having is how the GP doesn't understand people and I offered him a simple test he can do next time he's bored to prove it.
Congratulations, you've just lumped yourself with the GP as not understanding people.
After all you just accused Plato, a famous F personality who would be exactly the kind of person to write like this of being dumb.
Pot, meet kettle.
What it does do is it means everyone who views or owns any of those images is now considered as viewing "extreme pornography" and lumped in with pedophiles.
I'd be more impressed with your anti-government agenda if you can point to any people actually being prosecuted under these laws. Other than an anti-homosexual case that was brought in long before the laws actually banned the content I can't find reference to the government actually using these laws.
Why wasn't it first passed out to Samsung employees for real world tests?
It probably was. No amount of in house testing can prepare people for the stupid shit a wider audience will subject your device through. No amount of in house testing will actually subject a device to real world tests either as experts or people who stand to lose something treat their devices differently from a wide audience.
I'm reminded of Sonim showing off the "unbreakable mobile phone" at CES. Sure they demonstrated being unable to hammer a nail into the screen, but the BBC reporter made short work of the phone https://www.dailymotion.com/vi...
So this will be a two day news story, like when Samsung had to recall an entire phone model
Wholly shit, observer bias much? This was literally in the news for months.
Does anyone really think a foldable color touch-screen was a good idea?
Yes I do. We humans are incredibly inventive and absolute geniuses when it comes to solving engineering problems. Your comment can literally be applied to any engineering problem we have solved over many years. We can spin turbines perfectly centered without wear at 165000rpm. We can create machines that literally rub against each other for their entire 10+ year lives while running continuously. We created ways of synthesizing new compounds with an incredible array of properties including the ability to reflect almost no light, be almost completely opaque, withstand incredibly high temperatures, and incredibly low temperatures. The world of metallurgy has for years been coming up with formulas that vary greatly in malleability and strength and we've put them in shapes that further expand the physical properties of the materials (see bendable wood).
You are an incredibly negative person who has no faith in our ability to solve engineering problems. Your criticism literally has no place among the myriad of problems we've solved through human ingenuity.
Sidenote: In the writing of the above text a piece of plastic folded in on itself 123 times bringing into contact two piece of metal wedged in a small flexible film to put the letter "e" on the screen. And all that happened in the last 3 minutes, my last keyboard survived 10 years. That level of durability of a thin material was once by people like you, thought impossible.
looking for a purpose.
You mean the desire for having a large phablet like device (clearly a desire from the market) while also wanting a small phone to fit easily in your pocket (clearly a desire from the market)?
You are incredibly narrow minded.
why mess with anything else to buy your lunch?
That's what I think about my card. The options I have for buying my lunch are:
a) take out mobile phone, hold it to a payment machine for a sec, exchange pleasantries and leave.
b) take out my wallet, take out my cash from wallet, count an amount larger than on display, hand over cash, wait for change to be returned, return change to wallet, exchange pleasantries and leave.
I don't understand why you mess around so much to buy your lunch. Electronic payments are simpler.
Speaking of online purchases: most vendors here are happy to send you an invoice along with your purchase, rather than insisting on up-front payment. Just add it to the pile of other invoices you pay at the end of the month (via online banking).
Dear god, do you have nothing else to do with your time than manage financial processing? Online purchases are as simple as pointing my mobile phone at the barcode on screen here.
Or maybe people just don't like the convenience over there? I mean it's not like anyone is forcing many western countries to go cashless, but fuck carrying cash around.
I don't even take my wallet shopping anymore. I just pay with my phone.
Yeah but how are we going to keep the PIC funded if we adopt your idea? Don't you understand there's campaign donations involved here?
No, people have a visceral dislike of ANY advertising - and the more obnoxious and unavoidable, the more they hate it.
Parse error. Circular logic. (True) != (True under certain circumstances)
Huh? Why is better? The nuclear bomb would have no lasting impacts and be minor compared to the endless barrage of of meteors that strike the surface. Hell NASA live streamed the event happening naturally https://www.space.com/43075-bl... during the last luna eclipse. Now admittedly it was only 1/3rd of the size of Project A119 but it also didn't leave any notable mark on the moon, unlike the other many thousands of times the same thing has happened on a bigger scale.
You didn't even know this happened did you? So I ask you again, how is fucking up the sky better than something equivalent to an event that passed you by unnoticed?
Because no woman, anywhere in the USA, also enjoys nudity and sex. /s
Unless you're attempt at sarcasm is pandering to the lesbian crowd I fully agree with you. No women don't generally enjoy having female tits and arses paraded around in front of them.
This completely dismisses the parental responsibility to use ESRB ratings.
Not quite as badly as you missed the point. This has nothing to do about game ratings.
I think Conan is created for both fantasies, just as Barbie is.
You've never been to a cinema with a woman if you think that Conan was in anyway targeted towards that fantasy.
When ticket price is the only metric and all feasible optimizations already achieved, airlines will turn into abuse and heinous behavior to further drive costs down.
Good. The world has only gotten better now that the ability to fly is no longer reserved for the rich.
I once had to fly to Toledo, Ohio. I called up the local travel agent here in Europe and said to book me a business class flight to Toledo. She said she can't find any business class flights but she can find plenty of economy flights for about $150. It took us a bit of a back and forth about price before I realised she was trying to send me to Spain.
Here's an idea, just shut down the damn entertainment system and read a book (I know, radical thought).
The last time I flew on TAP the back of the seats had tablet holders in them. So there are alternatives to infotainment systems, but as far as alternatives go your "book" whatever the hell those are sounds like the worst of them all.
Who the hell writes something like that with a straight face?
I see you're a person who fundamentally doesn't understand people. Who writes or thinks like that? About half of the population. In terms of personality Slashdot is an echo chamber of the technical stereotype, and as such it often boggles the minds of people here that words and thoughts trigger their creative side rather than their logical one.
Here's a trick you can play at your next company meeting when you're bored and out of ideas. Get people to write words about snowman. Don't tell them to describe them, or define them, just to "Write about snowman". Engineers and the like will start throwing adjectives out "cold, wet, white, sticks for arms", but people with other personality types come up with all sorts of stuff. Last time this exercise was done at a shitty team building event I was forced to go to, one person wrote a poem about children building a snowman, the other only described what he felt "joy, happiness, Christmas, etc"
So next time you start a sentence with "who the hell..." remember *you* are unique and the quite likely answer is "any number of the 7.529 billion people on this planet that aren't you".