I will say that, generally, people overestimate the chances of low probability events. But this is not true for health. Most people think living to 65 is approximately automatic. In fact, about 80% of people get there. For a family of four, this means there is about a 40% chance that everyone makes it to 65. Ask most folks what that probability is and see if it is higher or lower.
The problem with pre-existing conditions is actually that they are expensive to cover. So, if you do find a way to cover them it involves other people paying for them somehow. If it is other people who are healthy directly paying for them, some of them will realize that the healthcare is not worth the cost--they're literally paying for a benefit they don't get--insurance for chronic conditions. Then folks will drop out, that will raise rates even more... that's death spiral.
The only way to deal with chronic conditions is to require only rich people to have them or for the government to pay for them.
The government didn't start the employer sponsored healthcare system, the market did. Employees wanted it and it was in the self interest of companies--it keeps the employees at work. But nice try.
On a truly private health insurance market chronic conditions would not be covered (there is no money in that), nor would catastrophic health conditions because people underestimate the chances that they have them. Basically, the private market solution ends health insurance.
I'm not presenting my car as an anecdote, I was just saying I endure what I knew was large bills because I like the car. There is plenty of evidence that German car ownership isn't that great in terms of repair, overall satisfaction, or safety (less Audi and kinda Volvo, though BMW did do better in 2017, so kudos to them).
At bike speeds, stop signs aren't really necessary at every intersection--similar to how cars roll stop signs when there is good visibility. I'm not too bothered by either behavior, when it is generally safe.
I am bothered by the cars that bully me every time I try to cross at a cross walk. They try to convince me that, if I cross, I will be run over. Just today, on two separate occasions, a cars tried to run me over while legally crossing at a cross walk (at least one foot in the cross walk before the car is 120 feet from me). One swerved into the bike lane to avoid me. Thankfully, there wasn't a bike in it.
A block down from where I love someone got punched for taking the right of way in a crosswalk, the driver broke his jaw. A few months later a driver put a pedestrian in the hospital for an extended stay. I've never known a biker to do either of these things.
I'm not saying there aren't asshole bikers, but I've never seen anything as bad as asshole rush hour drivers.
True, but for every time I've seen a cyclist take a short cut (and they do) I've seen ten cars do worse. There are the truly bad examples such as accelerating, full bore, while a pedestrian is right in front of the vehicle (usually taking a right turn with bad visibility and so going from looking left to flooring it). Then there are the things drivers probably think are slights like charging around a corner beyond the speed where they can stop, and crossing a pedestrian crossing. But if you're there and you eat a car at 10 or 20 MPH it doesn't end well for you. Then there is the road rage, like yelling at or physically threatening pedestrians while legally crossing in a crosswalk.
The main difference is the the car weights 20 times as much as a pedestrian or a cyclist. Cars bad behavior is never checked. But an asshole with a car will destroy a bike every now and again when they misbehave.
Yeah, I'm going to bet it was regarded as an awesome HDD in 1992. I remember thinking the SGIs were computers from about 5 years in the future. It was more like 2-3.
Let's be honest though, only the old commercial unix machines could do this in the 90s (IRIX, Solaris are two good examples). I don't use a GUI on my linux machines, so I don't know how well written the GUI is there. Now, neither Apple nor MS is capable of making a responsive GUI.
IIHS loves to fuck over the automakers by suddenly testing for things they never tested for in the past in order to make them look bad and raise the cost of your insurance
I don't think you know much about insurance. Insurance is a competitive market, so they can't just make up reasons to just charge you more, you can go to another insurer. They can differentiate, so charge you more and your neighbor less because their car is safer--but that's a good thing.
IIHS is far less subject to politics than NHTSA which wasn't allowed to do rollover for the longest time because too many SUVs were going to fail miserably.
If the small overlap test was invented in 2012, how did the Volvo s80 pass it in 2007? http://www.iihs.org/iihs/ratin... click on "other model years" to see the test results through time.
I know I'm feeding the trolls here but it's not a popup. It's a long freeze, a popup, and every MS program starts flashing in the dock and needs me to click on it an agree that it lost it's connection to every open document.
Yeah, came here to say that. Lithium is the ideal element for batteries--look at the periodic table.
[face palm] on mixing Bayes with confidence intervals.
Yes, I could do with a lot less eye candy.
ruse, yes. https://en.wikipedia.org/wiki/...
Thanks for the history lesson.
I will say that, generally, people overestimate the chances of low probability events. But this is not true for health. Most people think living to 65 is approximately automatic. In fact, about 80% of people get there. For a family of four, this means there is about a 40% chance that everyone makes it to 65. Ask most folks what that probability is and see if it is higher or lower.
Yeah, slashdot isn't exactly reading comprehension central.
Yes, but the risk of no Epipen is pretty high. You could justify injecting yak blood just in case it might work in that situation.
The problem with pre-existing conditions is actually that they are expensive to cover. So, if you do find a way to cover them it involves other people paying for them somehow. If it is other people who are healthy directly paying for them, some of them will realize that the healthcare is not worth the cost--they're literally paying for a benefit they don't get--insurance for chronic conditions. Then folks will drop out, that will raise rates even more... that's death spiral.
The only way to deal with chronic conditions is to require only rich people to have them or for the government to pay for them.
The government didn't start the employer sponsored healthcare system, the market did. Employees wanted it and it was in the self interest of companies--it keeps the employees at work. But nice try.
On a truly private health insurance market chronic conditions would not be covered (there is no money in that), nor would catastrophic health conditions because people underestimate the chances that they have them. Basically, the private market solution ends health insurance.
Is this ironic or not?
There are so many possible ways so interpret it.
I'm not presenting my car as an anecdote, I was just saying I endure what I knew was large bills because I like the car. There is plenty of evidence that German car ownership isn't that great in terms of repair, overall satisfaction, or safety (less Audi and kinda Volvo, though BMW did do better in 2017, so kudos to them).
Acura has a safety record matched only by Volvo and Audi. But the other European cars get pretty bad safety ratings and results.
It's not like some communist relic, it's the car company Hitler started.
At bike speeds, stop signs aren't really necessary at every intersection--similar to how cars roll stop signs when there is good visibility. I'm not too bothered by either behavior, when it is generally safe.
I am bothered by the cars that bully me every time I try to cross at a cross walk. They try to convince me that, if I cross, I will be run over. Just today, on two separate occasions, a cars tried to run me over while legally crossing at a cross walk (at least one foot in the cross walk before the car is 120 feet from me). One swerved into the bike lane to avoid me. Thankfully, there wasn't a bike in it.
A block down from where I love someone got punched for taking the right of way in a crosswalk, the driver broke his jaw. A few months later a driver put a pedestrian in the hospital for an extended stay. I've never known a biker to do either of these things.
I'm not saying there aren't asshole bikers, but I've never seen anything as bad as asshole rush hour drivers.
True, but for every time I've seen a cyclist take a short cut (and they do) I've seen ten cars do worse. There are the truly bad examples such as accelerating, full bore, while a pedestrian is right in front of the vehicle (usually taking a right turn with bad visibility and so going from looking left to flooring it). Then there are the things drivers probably think are slights like charging around a corner beyond the speed where they can stop, and crossing a pedestrian crossing. But if you're there and you eat a car at 10 or 20 MPH it doesn't end well for you. Then there is the road rage, like yelling at or physically threatening pedestrians while legally crossing in a crosswalk.
The main difference is the the car weights 20 times as much as a pedestrian or a cyclist. Cars bad behavior is never checked. But an asshole with a car will destroy a bike every now and again when they misbehave.
Only Japan can make quality cars. The rest are mainly good for making boat payments for your mechanic.
That said, I drive a European car, and it's great. But my mechanic knows me well and gives me a volume discount.
I'll buy that.
Yeah, I'm going to bet it was regarded as an awesome HDD in 1992. I remember thinking the SGIs were computers from about 5 years in the future. It was more like 2-3.
depends on if you're OK with watching word parse and layout your text and then slow down your machine when Word is just idling. I'm not.
s/1996/1993/
and you're right. By 1996 it was a bit small.
Let's be honest though, only the old commercial unix machines could do this in the 90s (IRIX, Solaris are two good examples). I don't use a GUI on my linux machines, so I don't know how well written the GUI is there. Now, neither Apple nor MS is capable of making a responsive GUI.
Yeah, I spend way too much time watching the windows wheel spin around for no apparent reason other than the OS's inability to use more than one core.
IIHS loves to fuck over the automakers by suddenly testing for things they never tested for in the past in order to make them look bad and raise the cost of your insurance
I don't think you know much about insurance. Insurance is a competitive market, so they can't just make up reasons to just charge you more, you can go to another insurer. They can differentiate, so charge you more and your neighbor less because their car is safer--but that's a good thing.
IIHS is far less subject to politics than NHTSA which wasn't allowed to do rollover for the longest time because too many SUVs were going to fail miserably.
If the small overlap test was invented in 2012, how did the Volvo s80 pass it in 2007? http://www.iihs.org/iihs/ratin... click on "other model years" to see the test results through time.
I know I'm feeding the trolls here but it's not a popup. It's a long freeze, a popup, and every MS program starts flashing in the dock and needs me to click on it an agree that it lost it's connection to every open document.