$10,000 for a new solar install on a roof? Sign me up, even with heavy subsidies (which are tax deductions really, not subsidies, so you have to 'owe' the government 50% of the value in taxes to get the full deduction) you're looking at $15k.
The true cost is closer to $25-35k and generates about $75/month worth of energy (that's from a solar panel builder website in CA) so it would take 466 months = 40 years for payback. That's not including the maintenance, which is ~$250-1000/year although having to replace something as simple as a mains transfer switch could run you a lot more since it requires a utility disconnect and a mandatory electrical inspection from your township ($1000 for the tech + replacement, $150 to your township, 3-5 days without power so everything in your fridge/freezer is destroyed, if you rent out the property, you now have to pay for 3-5 days of hotel for your tenants) that's easily another $25-35k over the same period.
Oh, and few insurance companies right now covers damage to solar panels due to wind unless you get a special rider (another $100-250/year easy and a deductible).
This isn't even lobbyist, this is a revolving door of lawyers stacking government offices at all levels. They get themselves tainted for a few years and then move to a higher position at the same agency. Mary Jo White at SEC did the same and killed over 50 investigation. Maxine Waters did the same thing.
Although that rarely happens. Mary Jo White did the same when she was appointed by Obama to the SEC. She deadlocked over 50 investigations into some of the biggest banks and companies.
This revolving door system is a continuous problem in Washington DC and happens in all regulatory committees and agencies (FCC, FTC,...)
The US is a democracy, but that doesn't mean it is ruled by the mob. The founders were very clear and intelligent in how they set it up and upsets have happened for both parties.
In the US, voter communities elect a president, so in theory the majority vote amongst communities and the needs of the community is what is being reflected in the vote. That is called representative democracy although that's been screwed with by some states like CA and NY getting much more representatives per community than eg Idaho, otherwise we'd have had a fully Republican government for the last few decades.
The separation of powers is also necessary to keep mob rule in check. The president can veto a law but so can the senate. That's a good thing. Government should be very slow in passing legislation because the government is bad at everything, hence the constitution setting limits onto what the government can legislate and why the founders initially didn't even see the need to fund a federal government.
The problem is that about half the people vote for these asshats and actually agree with them. This leftist censorship party has been in power for a few weeks. Obama's FBI was on track and spread the same FUD (remember all the "terrorist" attacks that encryption caused) to get the US to pass this kind of legislation.
Vox is a hyperpartisan outlet, quoting them is like a Republican quoting Rush Limbaugh.
We are still much more reliant on fossil fuels than renewables, so renewables are subsidized significantly more in proportion to its production. And we need a military presence in the south China waterways to make sure you can keep getting cheap solar panels and externalize the pollution there.
It's an oversized Roomba and those cost ~$300. I don't think this machine would cost more than $10k, most likely Wal-Mart will lease them at ~1k/month or so.
The thing about these robots is you don't need to pay them insurance, they don't call in sick, they don't need a manager, they can't harass your customers, they don't intentionally damage your store or steal candy bars, they do as they're told and you never get in trouble with the INS.
People buying the $100k roadster would've purchased regardless, it's not about saving money at that point. Neither is the $40k Tesla, if saving money is an issue the rich would all ride in used Toyota's not Volvo/BMW/Mercedes.
Even Musk has asked for the removal of the subsidies. It's only benefitting if you are paying $8k in taxes anyway and most people making less than 125k typically do not end up owing $8k at the end of the year for an offset to be useful.
If you have to ask where that home is, you're not really in those communities. Tumblr is not and has never been a mainstream site for those, there are plenty of open and uncensored sites for those.
A small group decided on the CoC without community input and the only reason these rules are in place is because pressure from SJW snowflakes. The rules WILL be used to suppress specific voices, specifically those you don't agree with. If I can't speak the truth because it is offensive to you that is a problem. Within this new regime anyone can be offended at anything; as in this case, this particular person was offended at a common swear word so he sought to banish it, the ONLY reason it was rejected was because it was a past "offense" and thus not covered by the rule but this particular case also explicitly made clear that "offending" anyone can no longer be tolerated.
Perhaps you should go look at some human biological evolution or some animal evolution for that matter. Omnivores pretty much eat meat whenever they can, meat is typically opportunistic but it's a huge advantage for those that can get it. It's the reason we evolved the way we did and the reason we can get really sick long term if we don't eat any meat at all (by choice or otherwise) - vitamin B12, dehydration and iron deficiencies (resulting in reduced development in children) being the primary ones.
They should already do that. Some tax collectors will re-value the property based on sales price but that's an illegal assessment. They can only assess and increase taxes based on properties with like value.
Property inspections are basically in-depth appraisals without the actual appraising of value.
Appraisals are very superficial, they just come and make sure that the property exists, that its description is relatively accurate and there is no visible damage that would reduce the value outright (typically blight and damage that makes the property or portions of it uninhabitable). They also do a check of records to make sure the seller is not scamming anyone and there are no liens against the property.
In the US and in the EU you have various insurances during and after a purchase.
- You have homeowners insurance; that covers damage to the property due to exterior factors (not simply because you didn't maintain it) that needs extensive repair - eg. wind and fire damage - Mortgage insurance; that covers the property in case the property becomes uninhabitable or is completely destroyed or otherwise devalued (eg. if you find out after purchase the previous owner didn't actually own the complete property or a legal case ends up taking away some of your property). Mortgage insurance typically only covers the bank's share of the property (the principal value of the mortgage). It also covers undiscovered liens so you don't bail on the property and leave the bank with more debt than the value of the property. - Optional mortgage insurance; that covers "your value" of the property (eg. any money you sunk in upon purchase or already paid back to the bank) for the same reasons as the bank's mortgage insurance. In the EU and certain US-government-backed loans this is often not optional. It also often covers undiscovered liens (again: your share of them).
The appraised value is used in all of the above calculations during losses and often used as well in calculating the property taxes (if any). In many cases homeowner insurances will only pay out up to the value or a rate/multiplier of the appraised value, even if it costs you more to rebuild the property because in the US you can purchase insurance that doesn't cover the full value of the property. Hence why homeowner insurances often tell you to insure for $300k or more even though your house may only cost you $100k.
Appraised values also do not necessarily match real values. The sale value is often decided by market forces and things like conditions of mechanical and other systems, other bidders etc. So you can buy a house for $20k above 'market/appraised value' just because you 'want the house'. Some banks may allow you to lend a certain percentage above the appraised value, others (again, typically only in the EU and for US-government backed loans) may not - that's the risk the bank is willing to take based on your credit.
You do get an engineer inspection as a homeowner but that's fully optional. You do this so you don't get any 'unexpected' costs right after you purchase. They will test the heating system and other things that aren't necessarily structural and give you a report so you can decide what to have the seller repair or renegotiate the purchase cost.
Therapeutics like these can't be diluted and subsequently recovered 'easily'. Hence why so many backyard drug producers end up killing themselves or blowing themselves up.
It's not 'hard' to buy the right stuff to measure correctly (you can buy them used for $1k, new for $10k), there is no controls or government watchdog to get the tools. Even the drugs themselves are relatively easy to obtain and 'lose' if you know the right connections and circumstances. But if you're smart enough to run an entire professional lab, you might as well go make $150-250k/year legally.
The primary problem is that you can't do it properly without a masters or PhD in chemistry and probably a host of other (sometimes vendor and drug-specific) training. You also need not just measurements but also test equipment and a whole host of checks and balances which at some point, you might as well buy the drug outright from a mass production facility.
I'm not sure if you missed something watching only-CNN but on all those fronts the US is doing pretty well. NK has backed down, the EU has backed down and is even agreeing to the UK exit and now China is backing down.
China and NK know very well that their military strength is still nothing compared to the US, we could bring one or two carrier strike groups and literally disable the entire Chinese navy (1 severely technologically deficient aircraft carrier in the entire country), the US doesn't even have to land troops. Obama had forgotten that (or too afraid to use the option, Obama even refused to aid in a backwater state like Syria for fear of conflict), Trump seems to know that and has indicated willingness to use any option he has to help his 'negotiations'.
The WTO is absolutely toothless. So what, they won 7 cases or 70, China hasn't changed their attitude and practices over the last few decades. They thought they had us by the balls with Obama around, "I'll sue you" - fine go ahead, let us build an artificial island in your important shipping lane, "oh okay, we'll retreat our military" from your newfound borders.
Obama did absolutely nothing, extended a recession and increased taxing and regulation while more and more companies fled to China strengthening both their military and economy. During Obama we were "worried" that China would leverage the debts they purchased, Trump has indicated that the US could simply never pay the debt back and use its military superiority over China to strong-arm them into agreement.
Well, but that's the crux of the problem all the time with all these . "If only it were implemented right" - Mao, Stalin, Pol Pot, Kim Jong, Castro, Maduro - if only they did the communism thing "right", history would've been a lot better.
The problem with centralizing power into a single point (which is one of the main requirements/tenets that any implementation of an anti-free speech/communist leadership requires; someone to decide what speech is acceptable for the "community") is at some point corruption will set in and by design of these there is no "free speech" to oppose it, maybe not today but plenty of projects have already died at the hands of a CoC. The USSR was a US ally against Hitler at one point too.
The SJW apocalypse has already happened over and over again across various communities. They're not easily resolved, this is a misinterpretation of the rules but not all the rules are quite as clear how about one of these main tenets: "Other conduct which could reasonably be considered inappropriate" --> Into what context? Into what country? Into what mindset? Into what political climate? In Japanese you can insult someone by calling them the wrong 'you'. In most local European cultures refusing to use the proper male or female pronouns (he/she) is considered highly offensive which some American sufferers of DSM-diagnosed mental issues considers them highly offensive to use them at all.
Nice try Anonymous Coward. Are you the same one that tries to DEFEND an actual pedophile (Mohammed) while wanting to eliminating due process in court for accusations of "rape-culture" (which the only thing I would ever defend is the right to due process)?
That's why these kinds of exercises always end up in disaster. If your rule is any more complex than "Nobody shall prohibit anyone their natural rights to freedom of speech" it ALWAYS ends up being initially misinterpreted, and later abused by those in power.
Slashdot Mirror
It must not rain very much where you are.
Where do you get the electrician to visit your installation for $100/year including cleaning, maintenance and parts?
$10,000 for a new solar install on a roof? Sign me up, even with heavy subsidies (which are tax deductions really, not subsidies, so you have to 'owe' the government 50% of the value in taxes to get the full deduction) you're looking at $15k.
The true cost is closer to $25-35k and generates about $75/month worth of energy (that's from a solar panel builder website in CA) so it would take 466 months = 40 years for payback. That's not including the maintenance, which is ~$250-1000/year although having to replace something as simple as a mains transfer switch could run you a lot more since it requires a utility disconnect and a mandatory electrical inspection from your township ($1000 for the tech + replacement, $150 to your township, 3-5 days without power so everything in your fridge/freezer is destroyed, if you rent out the property, you now have to pay for 3-5 days of hotel for your tenants) that's easily another $25-35k over the same period.
Oh, and few insurance companies right now covers damage to solar panels due to wind unless you get a special rider (another $100-250/year easy and a deductible).
This isn't even lobbyist, this is a revolving door of lawyers stacking government offices at all levels. They get themselves tainted for a few years and then move to a higher position at the same agency. Mary Jo White at SEC did the same and killed over 50 investigation. Maxine Waters did the same thing.
Although that rarely happens. Mary Jo White did the same when she was appointed by Obama to the SEC. She deadlocked over 50 investigations into some of the biggest banks and companies.
This revolving door system is a continuous problem in Washington DC and happens in all regulatory committees and agencies (FCC, FTC, ...)
The US is a democracy, but that doesn't mean it is ruled by the mob. The founders were very clear and intelligent in how they set it up and upsets have happened for both parties.
In the US, voter communities elect a president, so in theory the majority vote amongst communities and the needs of the community is what is being reflected in the vote. That is called representative democracy although that's been screwed with by some states like CA and NY getting much more representatives per community than eg Idaho, otherwise we'd have had a fully Republican government for the last few decades.
The separation of powers is also necessary to keep mob rule in check. The president can veto a law but so can the senate. That's a good thing. Government should be very slow in passing legislation because the government is bad at everything, hence the constitution setting limits onto what the government can legislate and why the founders initially didn't even see the need to fund a federal government.
The problem is that about half the people vote for these asshats and actually agree with them. This leftist censorship party has been in power for a few weeks. Obama's FBI was on track and spread the same FUD (remember all the "terrorist" attacks that encryption caused) to get the US to pass this kind of legislation.
Vox is a hyperpartisan outlet, quoting them is like a Republican quoting Rush Limbaugh.
We are still much more reliant on fossil fuels than renewables, so renewables are subsidized significantly more in proportion to its production. And we need a military presence in the south China waterways to make sure you can keep getting cheap solar panels and externalize the pollution there.
It's an oversized Roomba and those cost ~$300. I don't think this machine would cost more than $10k, most likely Wal-Mart will lease them at ~1k/month or so.
The thing about these robots is you don't need to pay them insurance, they don't call in sick, they don't need a manager, they can't harass your customers, they don't intentionally damage your store or steal candy bars, they do as they're told and you never get in trouble with the INS.
People buying the $100k roadster would've purchased regardless, it's not about saving money at that point. Neither is the $40k Tesla, if saving money is an issue the rich would all ride in used Toyota's not Volvo/BMW/Mercedes.
Even Musk has asked for the removal of the subsidies. It's only benefitting if you are paying $8k in taxes anyway and most people making less than 125k typically do not end up owing $8k at the end of the year for an offset to be useful.
If you have to ask where that home is, you're not really in those communities. Tumblr is not and has never been a mainstream site for those, there are plenty of open and uncensored sites for those.
A small group decided on the CoC without community input and the only reason these rules are in place is because pressure from SJW snowflakes. The rules WILL be used to suppress specific voices, specifically those you don't agree with. If I can't speak the truth because it is offensive to you that is a problem. Within this new regime anyone can be offended at anything; as in this case, this particular person was offended at a common swear word so he sought to banish it, the ONLY reason it was rejected was because it was a past "offense" and thus not covered by the rule but this particular case also explicitly made clear that "offending" anyone can no longer be tolerated.
Perhaps you should go look at some human biological evolution or some animal evolution for that matter. Omnivores pretty much eat meat whenever they can, meat is typically opportunistic but it's a huge advantage for those that can get it. It's the reason we evolved the way we did and the reason we can get really sick long term if we don't eat any meat at all (by choice or otherwise) - vitamin B12, dehydration and iron deficiencies (resulting in reduced development in children) being the primary ones.
They should already do that. Some tax collectors will re-value the property based on sales price but that's an illegal assessment. They can only assess and increase taxes based on properties with like value.
I'm not sure if you're talking about appraisers since appraisers don't get hired by the agent but by the bank.
Property inspections are basically in-depth appraisals without the actual appraising of value.
Appraisals are very superficial, they just come and make sure that the property exists, that its description is relatively accurate and there is no visible damage that would reduce the value outright (typically blight and damage that makes the property or portions of it uninhabitable). They also do a check of records to make sure the seller is not scamming anyone and there are no liens against the property.
In the US and in the EU you have various insurances during and after a purchase.
- You have homeowners insurance; that covers damage to the property due to exterior factors (not simply because you didn't maintain it) that needs extensive repair - eg. wind and fire damage
- Mortgage insurance; that covers the property in case the property becomes uninhabitable or is completely destroyed or otherwise devalued (eg. if you find out after purchase the previous owner didn't actually own the complete property or a legal case ends up taking away some of your property). Mortgage insurance typically only covers the bank's share of the property (the principal value of the mortgage). It also covers undiscovered liens so you don't bail on the property and leave the bank with more debt than the value of the property.
- Optional mortgage insurance; that covers "your value" of the property (eg. any money you sunk in upon purchase or already paid back to the bank) for the same reasons as the bank's mortgage insurance. In the EU and certain US-government-backed loans this is often not optional. It also often covers undiscovered liens (again: your share of them).
The appraised value is used in all of the above calculations during losses and often used as well in calculating the property taxes (if any). In many cases homeowner insurances will only pay out up to the value or a rate/multiplier of the appraised value, even if it costs you more to rebuild the property because in the US you can purchase insurance that doesn't cover the full value of the property. Hence why homeowner insurances often tell you to insure for $300k or more even though your house may only cost you $100k.
Appraised values also do not necessarily match real values. The sale value is often decided by market forces and things like conditions of mechanical and other systems, other bidders etc. So you can buy a house for $20k above 'market/appraised value' just because you 'want the house'. Some banks may allow you to lend a certain percentage above the appraised value, others (again, typically only in the EU and for US-government backed loans) may not - that's the risk the bank is willing to take based on your credit.
You do get an engineer inspection as a homeowner but that's fully optional. You do this so you don't get any 'unexpected' costs right after you purchase. They will test the heating system and other things that aren't necessarily structural and give you a report so you can decide what to have the seller repair or renegotiate the purchase cost.
Therapeutics like these can't be diluted and subsequently recovered 'easily'. Hence why so many backyard drug producers end up killing themselves or blowing themselves up.
It's not 'hard' to buy the right stuff to measure correctly (you can buy them used for $1k, new for $10k), there is no controls or government watchdog to get the tools. Even the drugs themselves are relatively easy to obtain and 'lose' if you know the right connections and circumstances. But if you're smart enough to run an entire professional lab, you might as well go make $150-250k/year legally.
The primary problem is that you can't do it properly without a masters or PhD in chemistry and probably a host of other (sometimes vendor and drug-specific) training. You also need not just measurements but also test equipment and a whole host of checks and balances which at some point, you might as well buy the drug outright from a mass production facility.
You're espousing the same philosophical and political ideals (Marxism).
I'm not sure if you missed something watching only-CNN but on all those fronts the US is doing pretty well. NK has backed down, the EU has backed down and is even agreeing to the UK exit and now China is backing down.
China and NK know very well that their military strength is still nothing compared to the US, we could bring one or two carrier strike groups and literally disable the entire Chinese navy (1 severely technologically deficient aircraft carrier in the entire country), the US doesn't even have to land troops. Obama had forgotten that (or too afraid to use the option, Obama even refused to aid in a backwater state like Syria for fear of conflict), Trump seems to know that and has indicated willingness to use any option he has to help his 'negotiations'.
The WTO is absolutely toothless. So what, they won 7 cases or 70, China hasn't changed their attitude and practices over the last few decades. They thought they had us by the balls with Obama around, "I'll sue you" - fine go ahead, let us build an artificial island in your important shipping lane, "oh okay, we'll retreat our military" from your newfound borders.
Obama did absolutely nothing, extended a recession and increased taxing and regulation while more and more companies fled to China strengthening both their military and economy. During Obama we were "worried" that China would leverage the debts they purchased, Trump has indicated that the US could simply never pay the debt back and use its military superiority over China to strong-arm them into agreement.
You fail to learn from history. The USSR survived for over 60 years. But I wouldn't call it great.
Well, but that's the crux of the problem all the time with all these . "If only it were implemented right" - Mao, Stalin, Pol Pot, Kim Jong, Castro, Maduro - if only they did the communism thing "right", history would've been a lot better.
The problem with centralizing power into a single point (which is one of the main requirements/tenets that any implementation of an anti-free speech/communist leadership requires; someone to decide what speech is acceptable for the "community") is at some point corruption will set in and by design of these there is no "free speech" to oppose it, maybe not today but plenty of projects have already died at the hands of a CoC. The USSR was a US ally against Hitler at one point too.
The SJW apocalypse has already happened over and over again across various communities. They're not easily resolved, this is a misinterpretation of the rules but not all the rules are quite as clear how about one of these main tenets:
"Other conduct which could reasonably be considered inappropriate"
--> Into what context? Into what country? Into what mindset? Into what political climate? In Japanese you can insult someone by calling them the wrong 'you'. In most local European cultures refusing to use the proper male or female pronouns (he/she) is considered highly offensive which some American sufferers of DSM-diagnosed mental issues considers them highly offensive to use them at all.
Nice try Anonymous Coward. Are you the same one that tries to DEFEND an actual pedophile (Mohammed) while wanting to eliminating due process in court for accusations of "rape-culture" (which the only thing I would ever defend is the right to due process)?
That's why these kinds of exercises always end up in disaster. If your rule is any more complex than "Nobody shall prohibit anyone their natural rights to freedom of speech" it ALWAYS ends up being initially misinterpreted, and later abused by those in power.
Perhaps you got your face so far up your colon, you don't even recognize fascism when you espouse it.