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Sony: 10 Million Credit Cards May Have Been Exposed

WrongSizeGlass writes "The LA Times is reporting that Sony has revealed that 10 million credit card accounts may have been exposed two weeks ago when a hacker broke into the company's computers in San Diego and stole data from 77 million PlayStation Network accounts. Sony said it will provide credit card protection services for the 10 million customers whose data were compromised. Sony last week said it had encrypted credit card data, but not other account information, including names, addresses, email addresses and birth dates."

251 comments

  1. Hey!! by ae1294 · · Score: 0, Troll

    When is the Playstation 4 coming out!! OMG I want one NOW!

    1. Re:Hey!! by Jeremiah+Cornelius · · Score: 1

      Who cares? I'm LOVING reading this story on RockMelt (TM)!

      --
      "Flyin' in just a sweet place,
      Never been known to fail..."
  2. Fundementally broken system by Anrego · · Score: 5, Insightful

    I know this is beating a dead horse... but the core problem here isn't Sony's epic failure... it's that the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life.

    I'm not trying to downplay Sony's screw up. I have a PSN account and as such am suitably nervous. This whole thing just reminds me of how messed up our system is.

    1. Re:Fundementally broken system by Stormy+Dragon · · Score: 5, Interesting

      Two big changes that would help:

      1. Make companies legally liable for data losses that are worsened by the companies own negligence. In the Sony case, they've already admitted the breach occured due to a known vulnerablity that they failed to patch. There's also been some suggestion they were storing CVV2 numbers, which they're expressly told not to do by the credit card providers.

      2. Make companies that process obviously fraudulent transcation liable for the losses instead of the card holder. E.g. if someone comes in and starts buying a ton of gift cards with an out of state credit card, and you don't do anything to verify their identity.

    2. Re:Fundementally broken system by Anrego · · Score: 1

      More rigorous checks required for issuing credit and much tighter regulation over credit reporting?

      I'm not downplaying capitalism or the economy or anything here... just the way the credit system works.

    3. Re:Fundementally broken system by thopkins · · Score: 1

      All that would be needed is a system run by the credit bureaus that requires you to say "yes" to any credit/loan requests. Applying for a car loan? All you do is login and say yes. Someone tries to fraudulently do something using your identity? You deny it.

    4. Re:Fundementally broken system by AK+Marc · · Score: 1, Flamebait

      Alternative:

      The systems used in almost every other country in the planet.

      Why is it that Americans use ignorance as an argument? "I don't know any better, so therefore, there can't be anything better." When it's almost always "I don't know any better because I'm an idiot and, for some bizarre reason, quite proud of my ignorance such that I reveal it on public forums on a regular basis."

    5. Re:Fundementally broken system by DogDude · · Score: 0

      How is getting a credit card "enough to seriously fuck with someones life"? You call the credit card company, tell them which charges are fraudulent, and get a new card. We have federal laws that protect credit card users. What's the big deal?

      --
      I don't respond to AC's.
    6. Re:Fundementally broken system by grumbel · · Score: 2

      The most simple alternative would be single-use credit card numbers and while some credit card companies offer those for single transactions, they don't offer them for recurring transactions, i.e. you want a number that only allows Sony to get your money, but not anybody else. Those a stolen Sony-only number would be completely useless.

      I mean seriously, we are living in a age of hi-tech and yet still let so much depend on a single number that you can't even keep secret, as you have to give it to anybody from whom you want to buy.

    7. Re:Fundementally broken system by snowgirl · · Score: 1

      I know this is beating a dead horse... but the core problem here isn't Sony's epic failure... it's that the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life.

      I'm not trying to downplay Sony's screw up. I have a PSN account and as such am suitably nervous. This whole thing just reminds me of how messed up our system is.

      Speak for yourself... due to the economy, there is no way that someone could use my identity to fuck my life up worse than it already has been... speaking of which, if they had a credit card for me on file, the thing is most certainly invalid by now...

      --
      WARNING! This girl exceeds the MAXIMUM SAFE standards established by the FDA for BRATTINESS
    8. Re:Fundementally broken system by larry+bagina · · Score: 2

      merchants are liable for fraudulent or otherwise contested charges.

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    9. Re:Fundementally broken system by larry+bagina · · Score: 1

      Knowing where you live and properly motivated, I think you life could get a little more fucked up.

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    10. Re:Fundementally broken system by Anonymous Coward · · Score: 1

      It should be possible to purchase online with my PGP key paired with the vendor's public key. One could even generate a unique private key per vendor. Sony's private key gets stolen, it's invalidated with the CC company and the info the thief has is of no further use to make purchases. The customer's private key is still valid and she does not have to take any further action.

      PGP has been around since what, 1991? Twenty years? Why aren't we using it for everything important? Why isn't ALL email PGP encrypted by default?

    11. Re:Fundementally broken system by jamesh · · Score: 4, Interesting

      The Credit Card system could be done a lot better. Sony shouldn't need your CC number, all they should need is a magic number that authorizes Sony to transfer funds from your account to theirs. I think that what should happen is something like this:

      . I go to Sony's website and sign up for a PSN account
      . Sony give me their billing number and ask for an authorization number
      . I go to the bank, log in to my account, and request an authorization number against Sony's billing number, for a maximum amount (eg $50/month)
      . I go back to Sony's web page and enter in the authorization number and maybe some other identifying details (eg my banks number)

      Sony now has a number that is _only_ good for transferring funds from my account to theirs. If someone obtained that number then the worst they could do with it is transfer up to my limit of $50/month to Sony.

      It's not bulletproof but at least Sony don't have my CC number to share with the rest of the world.

    12. Re:Fundementally broken system by Bizzeh · · Score: 1

      this is why people should be signed up to "verified by visa" or "mastercard secure", where even if you do have all the details to someones debit or credit card, you still dont know their secure password that they are required to use to make an online purchase.

    13. Re:Fundementally broken system by mlts · · Score: 2

      I'd give an alternative... nonces. These are used as IDs which are mapped to a credit card processor for subscriptions that are easily cancellable by the user.

      This way, the user sets up a subscription. They get passed to the clearinghouse to enter in info (perhaps authorizing with two factor authentication.) The place offering subscriptions gets an ID back that they can use for cancelling a subscription (if someone got banned), or refunding all/part of a sub.

      Worst that can happen if the blackhats get the sub IDs? They would have to forge the subscription maker's access, and then they might be able to issue bogus refunds, or just cancel everyone's subscriptions en masse.

      Paypal does a mechanism similar to this.

      As an added bonus, the user can cancel their subscription at their will, without having to go through calling a number staffed from 11:00 am to 11:01 each day, or other shit like that that a lot of places have started doing. I know people who have gotten to the point where they just mark their credit cards as lost/stolen, let the chips fall where they may.

    14. Re:Fundementally broken system by milkmage · · Score: 1

      um. your bank is on the hook for any fraudulent charges why the fuck do you think they work so hard to detect fraud? - banks don't care about customers. they do care very much about THEIR money. I normally spend less than $200 bucks per purchase on my credit card.. one day, I bought a TV.. there was a call from my bank on my answering machine BEFORE I GOT HOME. they had suspended my card until I could call to verify the charges. same thing happend when i went on a shopping spree and ran up a half dozen charges in a couple hours. to their credit, they also notified me of charges I didn't make - all they did was send me a form that I had to sign saying i was telling the truth.. the bogus charge never hit my balance.

      how is the store supposed to know a card # is stolen. they call the bank.. bank says ok, store says thank you, come again.

      here's the law which protects you.

      http://www.federalreserve.gov/bankinforeg/regecg.htm

      Regulation E provides a basic framework that establishes the rights, liabilities, and responsibilities of participants in electronic fund transfer systems such as automated teller machine transfers, telephone bill-payment services, point-of-sale (POS) terminal transfers in stores, and preauthorized transfers from or to a consumer's account (such as direct deposit and social security payments). The term "electronic fund transfer" (EFT) generally refers to a transaction initiated through an electronic terminal, telephone, computer, or magnetic tape that instructs a financial institution either to credit or to debit a consumer's asset account.

      banks are generally on your side when it comes to a credit card because they make a shit ton of money on the interest you pay. that said, dont use your ATM card to buy anything - the bank cares waaaay less about your money than theirs.

    15. Re:Fundementally broken system by mlts · · Score: 1

      That would be nice.

      Perhaps it would be good to have a small device about the form factor of a credit card:

      It would have a PINpad and a fingerprint scanner (the scanner is for the equivilent of a day-lock on a safe -- protection while the device is unlocked.)

      Then, using NFC or even BT, a sales transaction would post a prompt on the card stating that this mechant that had its name and key signed by this CA wants to charge this card in the list $amount (or an amount in CDS, but translated to USD). If the user wants to affirm, they run their finger on the fingerprint scanner, or type in a PIN. Saying no, click the "decline" button.

      The vendor then is sent a PGP signed transaction, with the customer's key validated by the bank's CA.

      There are obvious holes -- fingerprint scanners are not 100% accurate, PINs can be shoulder surfed, etc. However this raises the bar of consumer credit card fraud past just having possession of the CC information.

    16. Re:Fundementally broken system by Anrego · · Score: 1

      they are required to use to make an online purchase

      Unless they arn't.

      Seriously.. when verified by visa came out I thought: awesome.. that makes sense.

      Until I realized it was optional on the merchant side. It's to protect the merchant from accepting fraudulent claims, not the card holder. Someone with your card can just use it at places that don't require verified by visa.

      I really wish you could opt-in to some kind of "only accept online payments if verified by visa in use" or something. Maybe you can with some? I've asked.. you can't with mine :S

    17. Re:Fundementally broken system by clang_jangle · · Score: 1

      Not knowing the particulars of how banking works overseas is "being an idiot"? Boy, the bar just goes lower and lower on slashdot nowadays. I was pretty smart when I first came here, now I've been downgraded to "idiot" twice in the past week.

      --
      Caveat Utilitor
    18. Re:Fundementally broken system by Anonymous Coward · · Score: 1

      How is getting a credit card "enough to seriously fuck with someones life"? You call the credit card company, tell them which charges are fraudulent, and get a new card. We have federal laws that protect credit card users. What's the big deal?

      You obviously haven't been the victim of or know anyone who has been a victim of identity theft.

    19. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      The companies which have my credit card haven't been affected. I suppose one could tack on a "yet", but the fact that they aren't crap-tossing, customer-raping targets probably helps. No, this is an example of how messed up SONY's system is. But they promise the new system will be incredibly more restrictive, controlled, and they will defend you against the thieves who would take away what is rightfully yours.

    20. Re:Fundementally broken system by PNutts · · Score: 0

      all they should need is a magic number that authorizes Sony to transfer funds from your account to theirs

      We could call it a "Credit Card".

    21. Re:Fundementally broken system by John+Bresnahan · · Score: 1

      I really wish you could opt-in to some kind of "only accept online payments if verified by visa in use" or something. Maybe you can with some? I've asked.. you can't with mine :S

      Bank of America has a web applet that lets account holders create unique account numbers with user-specified credit limits and expiration dates for just this purpose.

    22. Re:Fundementally broken system by Sene · · Score: 1

      Looking at how flawed the security was to begin with I think anything reasonable, like what you mentioned, would be to much to ask from Sony. Doesn't seem that the whole PSN setup has been taken seriously in the first place, not counting in taking money from subscribers/buyers, which Sony is extremely good at :)

    23. Re:Fundementally broken system by Terranex · · Score: 2

      Why don't Visa and Mastercard implement a keyfob generator system like Blizzard do for World of Warcraft? It seems silly that my World of Warcraft account might be more secure than my credit card.

    24. Re:Fundementally broken system by Logos · · Score: 1

      The point is that the "magic number" would be different for each purpose (i.e. generated by you for this transaction with Sony).

      The key here though is not the technological hurdles - it'd be relatively easy to come up with a better system. The problem is that its not cheaper for Visa et al to switch - and they have no incentive to do so. The system as designed puts the economic burden on the merchants (and then the consumers) leaving the "cardtels" unscathed.

      Until that externality is addressed, we will continue to read about breaches in the news.

      --
      We are agents of the free
    25. Re:Fundementally broken system by cptdondo · · Score: 3, Interesting

      The big deal is that your credit rating is determined by 3 private entities that have no practical oversight. Once you are subject to a fraudulent claim, you are screwed. There is no recourse and no way to clear your record.

      I have a fraudulent claim by a bogus company on my record. I have no way to get them removed. They claim that I defaulted on a judgement; none of which is true. I've been told it would cost over $50K in attorney fees to try to get this removed.

      So yes, maybe you can get your money back from Master Card or Visa, but basically you can be screwed on your credit rating for years.

    26. Re:Fundementally broken system by Rich0 · · Score: 1

      No, said number would only be valid for a particular payee, for a particular period of time, for particular amounts at particular intervals.

      Kind of like how a gpg/smime email is protected by a signature, and not by mailing copies of your private key all over the place.

      The problem with credit cards is that they authenticate transactions with a shared secret that you share with everybody you do business with. That is 1940s technology.

    27. Re:Fundementally broken system by Wovel · · Score: 1

      What system is that smartass.. You are just, making shit up now. I spent 10 of the past 12 months out of the US in 14 different countries on four different continents and have not seen anything remotely relevant to solving the problem of someone using a stolen credit card number or someone stealing a credit card number from a database. Sony is not even a US company....

      So tired of arrogant Europeans. I know your European because your a dips hit. Ohh look at me I am so worldly I made a trip that is almost as far as a drive from El Paso to Houston and went through 3 countries. Europeans are the truly ignorant of the world. They actually believe they are intelligent. That arrogance is what holds your entire monoculture continent back.

      There is it fun to stereotype. Now seriously, explain to us stupid Americans how the rest of the world has had this problem solved for centuries. I know you won't respond because you have no answer. And of course all of you people are fruity cowards.

    28. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      I believe DogDude was referring to credit card information being stolen, not the personal information. Credit card theft/fraud is NOT identity theft. If someone applies for and receives a credit card using your personal information then it's identity theft.

    29. Re:Fundementally broken system by Rich0 · · Score: 1

      Simple - credit card has an embedded private key. Merchant transmits to card transaction details, card displays summary of transaction on its LCD screen, cardholder types PIN onto card's keypad (NOT a merchant's keypad), and card gives the merchant a signed authorization. Merchant presents authorization to the bank.

      Transactions that can be authorized can either be single-use or recurring, with the parameters of recurring transactions defined in advance (max amount and interval). Transactions are always tied to a particular merchant, and submitting subsequent transactions requires the merchant's credentials, so stealing the authorization does nobody any good. All transactions and authorizations have GUIDs that are logged by the bank, so replay attacks don't work.

      Cards could have a variety of interfaces, from USB to acoustic modem. The interface need not be secure, since the keys never pass over this channel. This kind of system would support both offline and online transactions, although just as with current cards offline transactions may not catch revocations or over-limit problems until they sync up. On the other hand, offline transactions would be protected from forged cards, since both sides of the transaction need to present a trusted certificate chain. You're also safe from various MITM attacks since the card displays who you're sending the payment to, and the credentials never leave the card. Even if you miss who the payment was made to the bank can easily trace what happened, since whoever planted the MITM device had to apply for its credentials, and the card would log the ID of that device, and for that matter the attacker can't do anything with the transaction authorization unless they present it for payment, which is a lot riskier than selling credit card numbers.

    30. Re:Fundementally broken system by clang_jangle · · Score: 1

      Mmmmmmmmmmmm, fruity cowards ***drool, moan****

      --
      Caveat Utilitor
    31. Re:Fundementally broken system by grolschie · · Score: 1

      What if someone used a Debit Card?

    32. Re:Fundementally broken system by Stormy+Dragon · · Score: 1

      To use an example elsewhere in this comment section, someone went into a Home Depot in another state and bought six $100 gift cards. That should raise a red flag at the store.

    33. Re:Fundementally broken system by Kalriath · · Score: 1

      The bank isn't liable, the merchant is. The bank is only liable for Card Not Present transactions where 3DS authentication was attempted and either not supported or succeeded.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    34. Re:Fundementally broken system by Jah-Wren+Ryel · · Score: 3, Interesting

      Such a system already exists. It was developed by an irish company called Orbiscom which was recently bought-out by Mastercard.
      It's got different names - disposable credit cards, one-time use credit cards, Controlled Payment Numbers, etc. Bank of America call's theirs ShopSafe, Citibank calls theirs Virtual Account Numbers. I believe PayPal and Discover have their programs too -- all based on Orbiscom's technology.

      It works pretty much exactly the way you described - you log into your account, generate a new CC# with a maximum limit and expiration date that you specify. Then the first merchant account that posts a charge to the number becomes the only merchant account that post any more charges to that number. So even if the number does get stolen, it isn't any good to the thieves. Other than those limitations, for all intents and purposes, it is just a regular credit card. Most merchants can't even tell the difference.

      I've been using ShopSafe for well over a decade now and have never had a fraudulent charge. The only problems I've had have been when the merchant is sloppy and double-charges with the intent of cancelling the first charge - Parts-express.com is the only merchant that I know which does that for all of their transactions and fixing it was simple enough - I just double the max limit on the CC#.

      --
      When information is power, privacy is freedom.
    35. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      You can't even write proper English, how the hell do you think you can make any point about culture or intelligence?

    36. Re:Fundementally broken system by Kalriath · · Score: 1

      I have no idea what undefined system that GP is talking about, but here in NZ we run a system in parallel with the Credit system called "EFTPOS", which is similar to a credit system in that you have a card, and you swipe it at a shop to make a payment, but that's where the similarity ends. Basically, it absolutely requires a PIN. Simply won't work without it. As well, the money is settled directly between your bank and their bank, and it actually transfers money (from your bank account, not some credit account). Think of it as a card assisted bank transfer. It seems to work well - basically the card has only the number on it, and when you make a transaction you enter the PIN number on the PIN-pad, which Triple-DES encrypts it and then sends it to the processing network (which validates it with your bank) via the terminal. Obviously, it's not 100% failsafe. With physical access, nothing is. But it's a hell of a lot more secure than 16 digits, a month and year, and an optional three digit code on the back (the CV2 code doesn't actually have to be submitted with a transaction, and it only has to be right if it is provided).

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    37. Re:Fundementally broken system by Kalriath · · Score: 1

      My payment gateway does exactly this - I simply cannot get the card number without asking the user, and if I want a recurring transaction, then I am given a token unique to my merchant identity which I, and only I, can use to charge that customer. Anyone else could use it to either refund or give more money to me. The gateway doesn't allow customers to cancel it though, as they are an actual merchant payment gateway, not like PayPal - they aren't set up to actually deal with customers.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    38. Re:Fundementally broken system by Svartalf · · Score: 1

      The problem is that this is not the same thing as what was discussed earlier. There's no limits (other than to the limit of your acct or the daily limit if it's a debit card...) and it's not Credit he's describing, but more of a very, very limited ACH transaction.

      --
      I am not merely a "consumer" or a "taxpayer". I am a Citizen of the State of Texas
    39. Re:Fundementally broken system by c0lo · · Score: 1

      I know this is beating a dead horse... but the core problem here isn't Sony's epic failure... it's that the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life.

      ;) Which life you a speaking about? Because I haven't heard yet of any seppuku in the Sony's executive staff, only about a first public apology...
      (grin)

      --
      Questions raise, answers kill. Raise questions to stay alive.
    40. Re:Fundementally broken system by NotAGoodNickname · · Score: 1

      Yes, they are called Debit Cards in the US.

    41. Re:Fundementally broken system by Seumas · · Score: 1

      That sounds like it's just a debit card, right? The same thing is done, here. You can get a debit card (although they still might not issue one to you if you don't have a decent credit score) and use it just like a credit card, but it takes the money out of your bank account directly instead of adding to a tab that you pay at the end of the month.

      But what do you do about safeguarding actual *credit card* transactions? Especially online ones? All you need to make a credit card based purchase is the card (in person) or the digits on the card (online). Most purchases online these days require the CV2 code from the back, but since that's on the physical card itself along with everything else, everyone you have ever handed your card to can know it and any place you've ever made a purchase from online can know it.

    42. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      Hope the bank likes you? Debit cards do not have the same protections as credit, that's why almost anywhere they recommend against using a debit card online, or even to pay for things in person, for that matter.

    43. Re:Fundementally broken system by Seumas · · Score: 1

      They do offer them for recurring transactions. It's just kind of a hassle, because you have to login to the banking site, go to your credit card, go to the section that launches the generator app, generate some cards, write down the info, then go enter it in wherever you're making a purchase. Too many steps, but better than nothing.

      In fact, I just did this last night. I created a credit card that is tied to my real credit card that can only be used at CCP to pay for my EVE-Online accounts. It expires in 12 months and the exact amount that each account subscription costs per month can be deducted from the card every month and no more than that. Then, I have one for PSN and another for XBLA that have no monthly limits, but have a simple "life time" limit (but with a 12 month expiration).

      Again, a real hassle, but at least I know that if someone gets my information as part of a database theft, I am only exposed in as much as the total amount I have put on that card -- and even then, *only* payable to the company the data was stolen from. I hope for a simpler solution some day, but I can deal with it for now, versus the alternative of being totally screwed. :)

    44. Re:Fundementally broken system by Stupendoussteve · · Score: 1

      The problem with debit cards is they went and made them function like credit cards. Sure, I can hit debit and it works exactly like he's mentioning... or, if I don't know the pin, I just hit the credit button and sign with a scribble. "It works everywhere even if they don't take debit!" won out over security.

    45. Re:Fundementally broken system by Seumas · · Score: 2

      The big deal is that it will impact your credit score, which is as vital as the home you live in, the car you drive, the clothes you wear, and the size of your dick in modern society. If you have to file a fraud alert on your credit report to keep any trouble from arising, it'll likely ding your score. Also, when you call your credit card company, they probably won't just say "we'll wipe those out and send you a new card". My understanding (and the way it was when it happened to me a few years ago) was that even the act of simply *losing* a card -- that is, not knowing that it was stolen or used nefariously, but simply misplaced -- was enough to warrant them to close the account and open a new account for me. Closing or canceling accounts negatively impacts your credit score as does your current open accounts having a short life (since they'd be opened right after the other was closed).

    46. Re:Fundementally broken system by internettoughguy · · Score: 1

      Same thing, both my debit and credit physical cards were stolen, and I had no problem getting chargebacks for either of them, I doubt the PSN subscribers have much to worry about, other than the inconvenience of filling out some forms.

    47. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      Sony should never again be trusted with a credit card number from anyone ever again.

    48. Re:Fundementally broken system by AK+Marc · · Score: 1

      Not knowing the particulars of how banking works overseas is "being an idiot"?

      No, demanding others demonstrate alternate proposals when other "alternate proposals" are out there and in common use, such that the ignorance isn't just "the US is the only country in the world" but demanding proposals for alternate methods without so much as a google search to see how credit is handled in any other country on the planet.

      Ignorance is forgivable. Being proud of wallowing in ignorance is being an idiot. Do you now understand the difference?

    49. Re:Fundementally broken system by hellwig · · Score: 2

      My Visa credit card has a "ShopSafe" feature which does almost exactly what you suggest here. ShopSafe lets me create unique credit card numbers that are tied to my real account. These numers are only good at a single retailer (once one merchant has put a charge on the card, the card will be denied to any other merchant, but the same merchant can re-charge in the future). Additionally, I can set the expiration date (1 month from now is great for one-time purchases) and I can set a maximum dollar limit ($20 sounds good when I'm buying $19.99 worth of product). If the number hasn't expired or been exhausted, you can increase the limit or change the expiration date. I don't purchase anything on line with my real credit card number anymore.

      Problem is, this seems to be limited to the bank. My card was originally through MBNA, who was bought by BankofAmerica. My wife's visa (through Wells Fargo), has no such option.

      An additional option would be to buy gift cards (my Wii has never known my credit card number), or even Visa gift cards (which do have a fee associated, but accomplish roughly the same goal as ShopSafe).

      --
      Eggs
      Milk
      Bread
      Cat Litter
      Soda
      ...
    50. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      Some banks, I think Bank of America, will provide you with one-time-use only credit card numbers. This is primarily used for online purchases. I don't understand why more banks don't offer this feature.

    51. Re:Fundementally broken system by AK+Marc · · Score: 1
      "the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life"

      For one, if you were literate, you'd have noticed that the comments weren't about the theft of credit cards, but the fraud that can be easily perpetrated with details like name, address, DOB.

      You are just, making shit up now. I spent 10 of the past 12 months out of the US in 14 different countries on four different continents and have not seen anything remotely relevant to solving the problem of someone using a stolen credit card number or someone stealing a credit card number from a database.

      And in which of those countries did you get a credit card? None of them? You are truly an American. To take your ignorance as somehow proof of the contrary is something I've only ever seen Americans do.

      Sony is not even a US company....

      My understanding was that it was Sony USA in California that suffered from the intrusion. That's more an American company than Chrysler, which people still consider an American auto maker.

      So tired of arrogant Europeans. I know your European because your a dips hit.

      I'm not sure what a dips hit is, but I am not a European. I was born in the US to American parents and you might want to take a look at my .sig to get a better idea of where I might be. I know, expecting an American to actually read the thread (to see it's about the credit system, not credit card theft) is absurd, but you didn't even read the last line in the post you responded to. Well, maybe you have .sigs turned off, in which case you are very American. Taking additional steps to make you more ignorant, then displaying that ignorance in public as if it were a badge...

      That arrogance is what holds your entire monoculture continent back.

      Monoculture? You are asserting that there's more difference between a New Yorker and an Angelino than the difference between those from Lisbon and Lesbos? Again, the US ignorance is gross, but trumped by the willful display of ignorance as a badge of ignorant honor.

      For anyone who made it through your post without throwing up, they might want to know how other countries do it. As far as I can tell, the US is the only country where people are expected to be issued credit cards without ever seeing or even speaking to a live human. Hundreds of thousands of dollars of credit are given to people based on nothing other than a name and SSN, without ever talking to or seeing the theoretical person in question. Now, some places may do that too, but the places where I've been outside the US where I've looked into it, credit cards were treated like full-on loans, requiring showing up in person (at least once, presenting ID), and not issued by mail to someone that's otherwise never done business with the institution.

      Rather than being a complete idiot ranting about your American inferiority complex, why don't you tell us about your experiences getting credit in a country outside the US. How many non-US cards have you had, and were you able to get them through the mail from pre-approved offers?

    52. Re:Fundementally broken system by jroysdon · · Score: 1

      The system is beyond broken. Until last week I had a CitiBank credit card. I never took the physical card from my home and it was kept locked up with other financials. I only ever used the CitiBank Virtual Credit Card feature (flash app that loads and generates a temporary credit card number linked to your account for 2 months), and only ever used it to make online purchases.

      About a month ago I had some fraud charges. Not a big deal, that's why I have this account and only use it online (and no other cards of mine are ever used online). What is utterly retarded is that they had to cancel my card and could not tell me which of the Virtual Credit Cards had been misused. If I'd known which card, I'd have known which online store had been leaked my info. CitiBank wouldn't tell me, and further they don't even know how their system works because they had to cancel my physical card number (again, which should have never been used).

      They FedEx'd out new cards next day, but they sat on my coffee table for 3 weeks before I activated the account via the phone two weeks ago. Then last week I get a call from CitiBank with a potential fraud charge of over $600. I had yet to even use the account again online, and again the cards never left my house and came in a sealed FedEx envelope (I know, someone could have compromised that en route, but then they'd have to know how long to wait before I activated them).

      Anyway, my point is that the system is beyond broken. Again CitiBank would give me no info about if it was the physical card number or the Virtual Credit Cards which had been compromised (which might point to a problem with my username/password being compromised). I told CitiBank at this point I would not want a new card issued to me and for them to close my account.

      I highly doubt my password was guessed. I use a long pseudo-random system to generate passwords, stored in encrypted file on my encrypted drive, and they're changed yearly. So, again, this points back to CitiBank being compromised somewhere - either in their mail room where they send out the credit cards, in their computer systems (where they store the account info) and/or their online account system.

      I've moved back to BankAmerica and their Shop Safe card. Same thing, generates a random card number. One nice feature about this is that you can set the expiration (still a minimum of 2 months) and also the amount. So when I renewed a domain with GoDaddy I set the amount of the card to the exact amount, so GoDaddy can't double-bill me even if they wanted to. I also like that I've got alerts all over with my BankAmerica card. Again, since it's never been used in person (or left my house) I set a limit of $1 for any purchase with it and I'll get an alert via phone and email, plus many other alerts (password charge, password failure, etc.).

      I want the same one-time features with my physical cards. Some sort of digital read-out which I have to put a pin in to "generate" a temporary credit card with a limit I can select. It should generate a number I can text to the credit card company which has encoded the card number (not the actual number, but a one-time key pad number that corresponds to the card number), the expiration I want, and the amount I specify.

      I've even gone so far to cancel my CheckCard linked to my Checking account. I now have an ATM-only cards for my Checking accounts (no VISA/MC logo) and I only use it at my Credit Union's ATM. Why did I do this? My business CheckCard had some fraud charges - which should be hard to do when I never used that card as a credit card, but only an ATM to make deposits.

      The system is beyond broken. Each purchase needs to be tied to an approval method and a one-time card number.

      Mind you I'm security-paranoid. Stateful firewall, firewall on all my hosts (inbound and outbound), proxy all internet traffic, selinux, always up to date OS and add-ons, have a VM just for my financial uses which never goes anywhere other than my financial websites. I know no system is bulletproof, but I like to think I'm doing everything I can, and I really don't think the credit card industry is doing their part.

    53. Re:Fundementally broken system by Splab · · Score: 1

      Not sure all Americans consider Alaska part of the states.

    54. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      I think you seriously need to ask around. Don't take the 1st attorney's word for it, nor the tenth as the case may be. The company that's lying may be committing federal wire fraud, you could possibly get a prosecutor interested in it as long as your attorney did the legwork to get the prosecutor interested.

    55. Re:Fundementally broken system by johncandale · · Score: 1

      lol, the system is already hard on businesses. All a customer has to do is call and say he didn't buy the gift cards or even tickets at a movie theater and unless we can produce a receipt with a signature it's our loss. I had to handle this at a theater. Keep in mind this means we have to file and store 1000s of receipts. and Often we just consider it a Cost of doing business and take the loss. Of course there are people that will come to the movies every weekend for 4 weeks straight and call their CC company every time and lie to get the money back, that is the only time we really try to stop them. Of course the rest of the customers hate us for demanding ID's to use CC's. Fact is Credit cards give consumers more protection then cash

    56. Re:Fundementally broken system by tibit · · Score: 2

      You mean like a virtual credit card number, available -- for example -- from citi in at least the U.S. market? That's precisely what it is: a credit card number generated on the fly, with an expiration date and spending limit that you select, that locks to the first merchant that will charge it. The latter is because it's generally impossible for a 3rd party to know how the merchant will identify themselves to the credit card processor.

      --
      A successful API design takes a mixture of software design and pedagogy.
    57. Re:Fundementally broken system by tibit · · Score: 1

      What is utterly retarded is that they had to cancel my card and could not tell me which of the Virtual Credit Cards had been misused. If I'd known which card, I'd have known which online store had been leaked my info. CitiBank wouldn't tell me, and further they don't even know how their system works because they had to cancel my physical card number (again, which should have never been used).

      You do know that you can list transactions done with each virtual credit card in the very flash applet you mention?

      Anyway, I think that the fraudulent charges did not come from any of your virtual credit cards. In all likelihood it was your physical credit card's number that got used. It doesn't imply that someone had access to your card, merely that someone guessed the number. The way the numbers are doled out by the banks, it's no wonder fraudsters can have a good clue as to what number ranges are likely to contain mostly active account.

      --
      A successful API design takes a mixture of software design and pedagogy.
    58. Re:Fundementally broken system by Eivind · · Score: 1

      True enough. CC-security SUCKS bigtime. (hint: printing more numbers on the backside of the card doesn't help significantly)

      They need 2-factor badly. Currently it's pretty much 1-factor as posession of the physical card, or the data on it, is just about everything needed.

      With my bank I get an off-channel SMS as the second channel. This helps a *huge* lot. Not because SMS is super-secure or anything, but because stealing my CC-number *AND* tapping into my SMS-delivery is a lot harder than doing only the first.

      When I want to pay I get sent a code: "Use X4RT5S to authorize payment of $400 to NetCom a/s" I then need to enter that 6-symbol code into the final confirmation-screen. It's a bit of a hassle, so (at my option) I can disable the code for transactions under a certain limit.

      Notice that the amount and recipient is included in the SMS. This prevents malicious software on my computer from modifying amount or recipient behind-the-scenes.

    59. Re:Fundementally broken system by halowolf · · Score: 1

      No EFTPOS is not like Debit Cards. We have Debit Cards as well, and I wouldn't go near them with a 50 foot pole and a pack of ninja's. They can suffer fraud just like credit/debit cards but it is technically harder to do so, but as so many recent news stories have shown far from impossible. Basically it involves swiping the card to duplicate it and getting a camera, eyeballs or fake/compromised keypad onto its PIN number. There have been fake EFTPOS readers to look like the real ones that duplicate cards and PINs, dongles attached to ATMs to do the theft and all sorts of things.

      They are however very convenient as long as you get a good fee free deal on them and of course do the right thing to reduce your liability while using them and due diligence on where you use them, not that that will give you 100% protection.

    60. Re:Fundementally broken system by DanielSmedegaardBuus · · Score: 2

      I know this is beating a dead horse... but the core problem here isn't Sony's epic failure... it's that the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life.

      I'm not trying to downplay Sony's screw up. I have a PSN account and as such am suitably nervous. This whole thing just reminds me of how messed up our system is.

      Where I'm from - Denmark - companies aren't allowed to keep credit card information stored. Why is this allowed in the USA? It seems completely retarded and totally unnecessary. If you're making so many purchases that you're getting arthritis from putting in your credit card data every time, get a paypal account and put some money on that instead.

      "1-click buy?" When did saving a couple of dozen of keystrokes become good reason to allow someone to store your credit card data?

    61. Re:Fundementally broken system by jamesh · · Score: 1

      Nice. I figured it was such a good idea it would have been implemented years ago :)
      Just a shame it hasn't caught on.

    62. Re:Fundementally broken system by cptdondo · · Score: 2

      This is a company that does this for a living. They're located in Texas, a state known for notoriously weak consumer protection. The contract in question was signed in SC, the "collection agency" is in Texas, and I live in Oregon. No state AG will take this on. The feds aren't interested. I've checked.

      The company is infamous for this behavior; they move every 6 months to make it more difficult to serve papers on them. They essentially extort money from people and if you don't pay they file a fraudulent default. Since none of the credit bureaus are required to verify any of the claims, there's nothing you can do short of hiring an interstate legal team, something that I can't afford.

    63. Re:Fundementally broken system by drinkypoo · · Score: 1

      1. Make companies legally liable for data losses that are worsened by the companies own negligence. In the Sony case, they've already admitted the breach occured due to a known vulnerablity that they failed to patch.

      Are we still believing that it happened in part due to their trusting the console? That should be an automatic assignation of fault.

      --
      "You're right," Fisheye says. "I should have set it on 'whip' or 'chop.'"
    64. Re:Fundementally broken system by hawkinspeter · · Score: 1

      Is that supposed to be English?

      --
      You're a temporary arrangement of matter sliding towards oblivion in a cold, uncaring universe
    65. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      This is called tokenization and is a best practice in the credit card world.

    66. Re:Fundementally broken system by clang_jangle · · Score: 1

      Condescending old bastard, ain'tcha?

      --
      Caveat Utilitor
    67. Re:Fundementally broken system by datavirtue · · Score: 1

      In some states there is a law that allows someone to lock their credit report. This means that whenever a new application for credit is processed they ARE ALL BLOCKED. Meaning that no new accounts can be opened with your credit information and therefore your identity cannot be stolen beyond trivial amounts. Most states do not have this law, therefor the system is broken. Suggestion: All states allow all people to lock their credit reports. But this means that credit reporting bureaus could no long sling your data around and charge people for access to it. So, yes, the system IS fundamentally broken. Lack of basic security is a serious problem, therefor, broken. I'm sure others may have some other good suggestions for securing personal identities at the system level.

      --
      I object to power without constructive purpose. --Spock
    68. Re:Fundementally broken system by N0Man74 · · Score: 1

      Hope the bank likes you? Debit cards do not have the same protections as credit, that's why almost anywhere they recommend against using a debit card online, or even to pay for things in person, for that matter.

      This definitely tends to be true. Merchants would prefer you use Debit cards because there is a reduced transaction cost for using Debit as opposed to Credit. The lower transaction rates are due to the fact that Debits are considered more secure, because of the PIN entry being required.

      When the correct PIN has been entered for a transaction, your leverage to dispute the validity of a transaction is reduced considerably.

    69. Re:Fundementally broken system by neoform · · Score: 1

      The big deal is that your credit rating is determined by 3 private entities that have no practical oversight. Once you are subject to a fraudulent claim, you are screwed. There is no recourse and no way to clear your record.

      See, 100% free market capitalism is flawless and always ends up giving consumers the best possible options.

      --
      MABASPLOOM!
    70. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      First off, virtual card numbers (VCNs) are not the same as what GP proposed. His proposal involves locking an account identifier to a specific merchant. VCNs don't do this. Second, VCNs are hardly an invention of Orbiscom. They've been around for a while and are widely used. Orbiscom's technology is called InControl, and is a method for locking a given card into certain usage rules, such as geographical limitations, amount limitations, and time period limitations.

    71. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      How is this insightful? The burdon of the fundamentally broken system is on the people that created it, not the credit card holder. That is the user's advantage of using credit cards. The end user has dispute power, and its up to the CC company to fix the problem. No human (or very few) would agree to hold and give away unauthenticated plaintext in terms of the number is printed on the card and available again via plaintext from the mag stripe card.

      Who cares if the CC people are fundamentally broken? They are the ones fronting the bill, and the last I checked they were very profitable companies.

    72. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      We already have this with virtual credit card numbers. Some CC providers, such as Citibank, provide methods for regular users to generate one-time-use as well as time-limited and dollar-limited CC numbers that you can easily cancel whenever needed. This is my preferred method of payment.

    73. Re:Fundementally broken system by xelah · · Score: 1

      That's both complicated and I don't think really pays its way enough because it still leaves your own computer as a potential attack point. It's also unappealing to cardholders and merchants.

      But you're certainly right that card numbers are inadequate. Not only is there one vulnerable number for both initial charges and later recurring charges, but it's also the same one needed for refunds and the same one used to even just identify the account, eg, after a chargeback or for detecting suspicious reuse of a signle card. Seven of the digits aren't even random!

      Possibly it could be mitigated a bit less completely, more simply and in a way a bit more compatible with existing software by having the response to the initial authorization request return an extra field. This could be, say, the issuer ID, an account identifier other than the PAN, the merchant ID, plus a signature generated using the issuer's private key. Then you can use that for all future activity involving the card. You don't have to store the number at all.

      To complete the picture replace CV2 with something SecurID like or go the whole hog and build in a PIN entry device (but I bet wear on the keys will be a giveaway).

      Banks don't care that much, though, because they don't pay for much of the fraud but do pay for the anti-fraud measures. It's only if cardholders and merchants start to abandon them that they'll care.

    74. Re:Fundementally broken system by Anrego · · Score: 1

      The credit card is no issue.. you call your bank when you see the charges, they reverse em and give you a new card, and all is well again. I wish there was more implace to prevent this (keyfob/some other one time password system) but it's not bad.

      It's the credit reporting system that's fucked. Reversing the charge to your CC is trivial. Reversing the damage to your credit rating is a nightmare.

      The solution is more regulation and laws relating to credit reporting.. or maybe even have it handled by the government directly (although that could end up being worse).

    75. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      Now if only such things were a general feature of all Mastercard accounts instead of bank-specific... or... if only some Canadian banks supported it. Bluh.

    76. Re:Fundementally broken system by geminidomino · · Score: 1

      Maybe, but he's not wrong.

    77. Re:Fundementally broken system by Anrego · · Score: 1

      Amen.

      I have asked for this on my bank accounts... this would be totally awesome.

      Problem is most people wouldn't like the bother. People can be silly that way... look at all the gamers who only care that they can't play games... who cares about all that identity theft stuff!

      Personally I'd like putting something on credit to be a long, arduous task. It should involve pre-arranging authorization through a second channel, one time passwords, and traditional authentication. For instance I should have to take some kind of "order code" from the seller.. SMS it to my bank.. get an "auth code" back.. and have to plug that in, along with a one time password and traditional password. I value security over convenience, but I am in the minority.

    78. Re:Fundementally broken system by Jah-Wren+Ryel · · Score: 1

      His proposal involves locking an account identifier to a specific merchant. VCNs don't do this

      Clearly you weren't paying attention. Either that or you are silly enough to think that locking to the first merchant to post a charge is meaningfully different from locking it to an arbitrary merchant.

      Orbiscom's technology is called InControl, and is a method for locking a given card into certain usage rules, such as geographical limitations, amount limitations, and time period limitations.

      Whatever. I reversed the flash app for ShopSafe that generates the numbers and orbiscom's name was all over it just as their press releases claimed responsibility for MBNA/BoA, Citi, Discover and Amex's implementations. If they didn't "invent" it they certainly productized far beyond anyone else.

      --
      When information is power, privacy is freedom.
    79. Re:Fundementally broken system by Anonymous Coward · · Score: 0

      My bank covers me up to $150,000 in damages for both my debit and credit cards. So if someone steals my credit card number, I will have everything taken care of, at least that's what they claim. Either way, I have set a cap limit on how much I can spend in one go unless I authorize it with the bank as a backup. So $2,000 in a day isn't going to harm my wallet and I'll get texted for the transaction as well so I'm very well protected with these fail safes. In other words, if I'm sitting here and I get informed that a transaction had just gone through and I wasn't buying anything, then I know something is up, even if it's a $1 purchase.
       
      But in the end, I would have no choice but to get a new card if I were on the PSN and that would cost quite a bit of credit points but not enough to knock me out of the "excellent tier". However, this brings up a point that the credit system is flawed because you could be using your money wisely and you don't have to lose your credit card, but as soon as a corporation stores your information somehow and loses it, then YOU are at fault even though it's the corporation's fault. Nonprofit organizations are the worst at this because of the lack in professional staff, so don't donate using a card, always with cash or check.

    80. Re:Fundementally broken system by Kalriath · · Score: 1

      No, it's nothing like a debit card. For starters, the card number is useless. It can't be used to make a transaction except over the ETSL network. Which isn't able to accept Card Not Present transactions at all.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    81. Re:Fundementally broken system by Grygus · · Score: 1

      Okay so that's an improvement on credit card issuance, but how does any of that relate to the use of a stolen number or security of a given transaction? Isn't that what this conversation is about? I don't think you made your point.

      On stereotyping: of course he's oversimplifying, but it's lazy and inaccurate when you do it, too.

    82. Re:Fundementally broken system by AK+Marc · · Score: 1

      Okay so that's an improvement on credit card issuance, but how does any of that relate to the use of a stolen number or security of a given transaction?

      It doesn't. Aside from others who tell me what I should be talking about, why should I answer a question unrelated to the question I did answer and unrelated to what I've been discussing? Unless you explain how the credit card industry is working to prevent cards being used to jimmy open doors, then I can't discuss what people do with a stolen card. No, it sounds as stupid when I say it as when it's been said to me multiple times to me in this thread.

      Isn't that what this conversation is about?

      No. The first post in this thread said "the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life" and that's what I was addressing. Whether others can't understand there's a difference between stealing a card and stealing information sufficient to get a card in the name of the person whose information was stolen isn't relevant to what this started with and what I've discussed. But feel free to tell me what I've been talking about.

      On stereotyping: of course he's oversimplifying, but it's lazy and inaccurate when you do it, too.

      Yes. Ironing is funny. Well, if you've ever watched my mother do it.

      But when you've decided to be a pompous ass, you wouldn't recognize any subtlety if it hit you up side the head. Yes, I responded in kind. His false worldly assertions were heckled with the same attitude he gave. It's funny. I should know, I made the joke, and it made me laugh. If you don't like it, then, well, go read something else. But you obviously enjoyed reading it. It wasn't short and you made it through in order to post a response. I'll accept your adoration with all the respect due. Would you like an address to send flowers to?

    83. Re:Fundementally broken system by AK+Marc · · Score: 1

      Having gone to what I'd say is the most conservative large public university in the US, I've seen my share of wallowing in ignorance. I lost my tolerance for intolerance young, and since then I haven't gotten any younger. Having traveled the world (well, everywhere but Africa and Antarctica), only in the US have I seen people so proud of their ignorance.

      So yes, I'm a condescending old bastard. And one that took note that no factual complaints were lodged...

    84. Re:Fundementally broken system by AmiMoJo · · Score: 1

      I wish we could have a system like that in the UK but I think the banks are too scared to introduce it. Scared of what, you ask? Of customer's not understanding it and therefore not wanting such a card. Even if they auto-upgraded people when they replace their cards they worry that people will stop spending on it.

      Seriously, this is the reason given for why we can't have all sorts of useful things. There will be a referendum for changing our voting system from one where you put an X next to the candidate you want to one where you rank candidates with numbers starting from 1 for your 1st preference. One of the the "no" campaign's often repeated arguments is that people "won't understand it", coupled with lots of nonsense about people getting "more than one vote" from people who really don't get it.

      This is why we don't have nice things. To be fair I counted votes once and it was surprising how many people failed to follow the simple instruction printed on the ballot paper to put an X in the box next to the name of the candidate they wanted. They clearly intended to vote, they just did something like put a tick instead of an X, or put the X next to the name rather than in the box, or circled their choice... Call me elitist but IMHO if you can't understand these simple concepts then you are literally too stupid to vote. Fortunately for you as long as your intention is clear your vote still gets counted, but that is no excuse not to change to the AV system.

      --
      const int one = 65536; (Silvermoon, Texture.cs)
      SJW, n: "Someone I don't like, and by the way I'm a fuckwit" - AC
    85. Re:Fundementally broken system by osgeek · · Score: 1

      You're basically right on here.

      I would amend the process it so that rather than going back and forth copying authorization codes, this could be handled by an open protocol between Sony and the bank so that after signing up for a PSN account that includes a link (OpenID kind of thing) back to your bank, you could go to your bank and just approve the transaction.

      Then, in the event of a compromise, (like now) you'd just cancel the open transaction.

    86. Re:Fundementally broken system by snowgirl · · Score: 1

      Knowing where you live and properly motivated, I think you life could get a little more fucked up.

      I've had to move a hojillion times since I last ever signed into my PSN account. So, they're not going to be able to use it to find me. (Ok, not a hojillion times, but 8 times in the last about two years...) Hell, I'm not even in the same STATE anymore...

      --
      WARNING! This girl exceeds the MAXIMUM SAFE standards established by the FDA for BRATTINESS
  3. But the good news by Anonymous Coward · · Score: 1

    "The odds are only 1 in 10,000,000 that someone will use your card."

    1. Re:But the good news by Anonymous Coward · · Score: 0

      That made my day!

    2. Re:But the good news by Stormy+Dragon · · Score: 1

      No, it's 10 million out of 77 miilion PSN subscribers, so the chances are 1 in 7

    3. Re:But the good news by Nemyst · · Score: 1

      77 million PSN subscribers, but not necessarily individual people. Chances are there are millions of duplicates or child accounts that share the same credit card number.

    4. Re:But the good news by dohzer · · Score: 1

      Actually, one in seven is the odds that they will have your card's information. The odds that they will actually use each of those numbers may be a lot lower.

    5. Re:But the good news by MoonBuggy · · Score: 1

      I think the joke was that they've leaked so many card numbers, the chances of someone attempting fraud on yours in particular is low.

  4. But the big question is... by DurendalMac · · Score: 2

    ...Were account passwords encrypted or hashed?

    1. Re:But the big question is... by x1r8a3k · · Score: 1

      At a press conference earlier today, they announced passwords were hashed.

    2. Re:But the big question is... by Stormy+Dragon · · Score: 4, Insightful

      They previously announced that no credit card numbers were compromised. Can we get some outside verification on this because they obviously have no issue with lying to us.

    3. Re:But the big question is... by smash · · Score: 1

      Ahhh but you fail at marketing speak 101. "no evidence to suggest there has been compromise of credit card information" is NOT "we have not lost any credit card info". a good hacker will not leave evidence of that, and from TFA they had lacking intrustion detection and network monitoring software to detect it. So no evidence is no surprise. But they didn't lie, they were just very selective with the truth.

      --
      I run: Windows, OS X, Linux, FreeBSD. Just because you have a hammer, doesn't mean everything is a nail.
    4. Re:But the big question is... by rsmith-mac · · Score: 1

      They announced that they weren't sure if CC info was compromised, which they've only now confirmed (it's not as if the hackers left a polite note stating what they took). They're definitely guilty of handling this poorly, but at no point can I recall them lying, nor is there reason to doubt that the passwords were hashed.

    5. Re:But the big question is... by Rallion · · Score: 1

      If you actually look at what was ACTUALLY said:

      There have been 10 million cards used on PSN. They've continued to claim that this information was not only encrypted, but stored separately from the information that was compromised. They do not believe that even the encrypted data was accessed, but if they are wrong they will cover any costs people incur in correcting the problem.

      This is what they said here, not necessarily what is true. Still, it seems to me that this particular story is misrepresenting Sony's claims, at least.

    6. Re:But the big question is... by Anonymous Coward · · Score: 0

      Credit card numbers were DEFINITELY compromised, as they are sent in plaintext.
      http://173.255.232.215/logs/efnet/ps3dev/2011-02-16#1141

    7. Re:But the big question is... by ToasterMonkey · · Score: 1

      They previously announced that no credit card numbers were compromised. Can we get some outside verification on this because they obviously have no issue with lying to us.

      Where does this "news" say a credit card number was compromised? It's just a rehashing of what we already know with stupid wording.

      Or maybe you can tell me what this "credit card protection service" is? There is no such thing. It's "credit protection", because of the names, addresses, birth dates, etc that are known to be compromised.

      Moron.

    8. Re:But the big question is... by Anonymous Coward · · Score: 0

      From what I've read on various topics (including /.) the passwords were stored in PLAINTEXT format.

      Thanks Sony!

    9. Re:But the big question is... by ehrichweiss · · Score: 1

      The reply right above yours here gives this link; you should read it and then rethink your first question...

      http://173.255.232.215/logs/efnet/ps3dev/2011-02-16#1141

      --
      0x09F911029D74E35BD84156C5635688C0
    10. Re:But the big question is... by Anonymous Coward · · Score: 0

      Hashed, right there in TFA

    11. Re:But the big question is... by Stellian · · Score: 1

      Assuming a good hashing scheme: the 15 digit card number (the 16th is the checksum) + 3 digit cvv2 + an expiration date somewhere in the next 3 years (36 values) gives about 64 bit of entropy. That's clearly within a botnet's capabilities to attack via bruteforce if it's a plain MD5 or so, and not a computationally expensive algo like bcrypt. Since there are 10 million stolen cards, assuming they didn't use a salt then you get a valid card number with a 41 bit attack which can be quickly performed on a single PC.

      Also, what good is for Sony a hashed credit card number ? It would only be useful to detect previously used cards; for anything like a monthly subscription, you need reversible encryption or plaintext.
      All in all, unless clear information is released, we can safely assume the hackers have the credit cards in plain format or they can easily get to plaintext.

    12. Re:But the big question is... by Anonymous Coward · · Score: 0

      Hashed. TFA says so.

    13. Re:But the big question is... by Svartalf · · Score: 1

      Heh... Why am I unsurprised...to the point of having reported a loss of positive control over the card in their damn system and getting a new card issued?

      Couldn't be because they ARE lying and have been for a bit now on a LOT of things, could it?

      --
      I am not merely a "consumer" or a "taxpayer". I am a Citizen of the State of Texas
    14. Re:But the big question is... by Anonymous Coward · · Score: 0

      yes, but they were using the insecure root key that was found for the ps3

    15. Re:But the big question is... by Anonymous Coward · · Score: 0

      A hash wouldn't be useful to save, unless it is a hash from the CC system itself, right? You need the card number to make charges. If you aren't going to make charges, then you don't need the card at all. You have to assume it was encrypted, and that they decrypted the numbers. I personally would assume by using the system to get it.

    16. Re:But the big question is... by Anonymous Coward · · Score: 0

      hashed as I read in an earlier article

      http://www.mobileprivacy.org/2011/04/sony-psn-data-breach-plain-text-vs-hashed-passwords-explained/

    17. Re:But the big question is... by zen_la · · Score: 1

      "One other point to clarify is from this weekend’s press conference. While the passwords that were stored were not “encrypted,” they were transformed using a cryptographic hash function. There is a difference between these two types of security measures which is why we said the passwords had not been encrypted. But I want to be very clear that the passwords were not stored in our database in cleartext form. For a description of the difference between encryption and hashing, follow this link." Source: http://blog.us.playstation.com/2011/05/02/playstation-network-security-update/

  5. I'm sure it will all be okay. by senorpoco · · Score: 3, Funny

    Using the credit cards will install a DRM rootkit on their computers right?

    1. Re:I'm sure it will all be okay. by Anonymous Coward · · Score: 1, Interesting

      Yeah, as the last time this story came up - someone posted this champion comment:

      "Did someone insert a Sony music CD into one of their computers?"

      Couldn't happen to a nicer company quite frankly. I mean they have demonstrated total contempt for their paying customer by treating them like thieves - and now they hand over all of their information to actual thieves because they can't organise basic security.

      Sony Corporation deserves to be eviscerated for their behaviour over the last 10 years... hopefully this will be the moment.

    2. Re:I'm sure it will all be okay. by Anonymous Coward · · Score: 0

      Fuck yeah they deserve it. Between the fucking rootkit fiasco and this fucking fiasco Sony deserves to have their corporate charter revoked immediately. As far as the sheep that purchased their shit they deserve to have lack of support from those dipshits. If you need support for your camera? Tough Shit, purchase a non-sony camera. If your Playstation 3 doesn't have multi-player over the intarwebs? Tough shit, get a fucking Wii. The same fucking logic applies to all Sony's shit purchased.

  6. Say it aint so! by Culture20 · · Score: 2, Insightful

    Sony, I thought you said no CC numbers were exposed! How will we ever trust you again when you lie like this? A month of PSN Plus you say?

    1. Re:Say it aint so! by Anubis+IV · · Score: 4, Insightful

      What I recall hearing them say was that they couldn't rule out the possibility that they had been exposed, but that they couldn't at that time confirm that it had happened either. I know we all like trolling Sony because they deserve it, but at least pick one of the many valid reasons for doing so, rather than making up one that doesn't exist.

    2. Re:Say it aint so! by ect5150 · · Score: 4, Interesting

      A month of PSN Plus? All they have to do is take the deals of the month away to make that deal worthless.

      It's a good thing I already changed my credit card number and all of my passwords, just in case.

      By the way, I just happened to use the same login and password on the PSN as I did for my GMail account. Gmail informed me the other day that someone had accessed the account from an IP in China. That when I started changing EVERYTHING and started watching my accounts like a hawk.

      --
      I have never let my schooling interfere with my education.
    3. Re:Say it aint so! by Anonymous Coward · · Score: 0

      Don't forget who brought us Root kits and what they told us then,
      Sony execs lost face !!
      Their top execs should all commit
      Seppuku, !!

    4. Re:Say it aint so! by smash · · Score: 2

      more to the point, 30 days of playstation plus will give me approximately 10-40 minutes of value (I am busy, and use the ps3 mostly for media). for the multiple hours i had to spend dealing with people changing my cc details. not good enough sony.

      --
      I run: Windows, OS X, Linux, FreeBSD. Just because you have a hammer, doesn't mean everything is a nail.
    5. Re:Say it aint so! by Cl1mh4224rd · · Score: 1

      Sony, I thought you said no CC numbers were exposed!

      Q&A #1 for PlayStation Network and Qriocity Services

      Q: Was my credit card data taken?
      A: While all credit card information stored in our systems is encrypted and there is no evidence at this time that credit card data was taken, we cannot rule out the possibility. If you have provided your credit card data through PlayStation Network or Qriocity, out of an abundance of caution we are advising you that your credit card number (excluding security code) and expiration date may have been obtained.

      --
      People will pass up steak once a week, for crap every day.
    6. Re:Say it aint so! by ToasterMonkey · · Score: 1

      Sony, I thought you said no CC numbers were exposed! How will we ever trust you again when you lie like this? A month of PSN Plus you say?

      There is no news in the article, just a rehashing of what we've been already told, "out of an abundance of caution...", "... may have ...", etc.

      There is no such thing as "credit card protection service", the dumb author meant "credit protection", which is offered due to the information we DO already know was compromised.

      I'm not optimistic enough to not ask for new cards to be issued, that is the smart thing to do anyways.
      But, there's no excuse for you running your mouth like a fucking retard.

    7. Re:Say it aint so! by hedwards · · Score: 3, Interesting

      Given the number of breaches in various companies that have led to information being compromised, I think the better question is why do we let them store more information than absolutely necessary? There's no legitimate reason for Sony to be storing that information for most users. One could make a case for those that pay for PSN Plus, but for people who only buy a game now and again, there's absolutely no reason for them to store it. It's not that hard for people to type it in again.

      I mean for heaven's sake, if GOG doesn't need to store credit card information to stay in business, why does Sony?

    8. Re:Say it aint so! by ToasterMonkey · · Score: 0

      By the way, I just happened to use the same login and password on the PSN as I did for my GMail account. Gmail informed me the other day that someone had accessed the account from an IP in China. That when I started changing EVERYTHING and started watching my accounts like a hawk..

      ZOMG, maybe you got it backwards and it was the Chinese who hacked into Google. Nah, that's impossible.

      I'm not trying to connect these two unrelated things, but hey.. you are, so fuck it, right?

    9. Re:Say it aint so! by staticneuron · · Score: 1

      They didn't say anything different this time. Even after an audit by three separate companies they hired, they have no evidence that CC info was taken. Alot of these headlines are simply rewording it. Because they didn't say it with finality it allows the attention grabbing headlines of "may have" which in turns fuels the anti sony rhetoric that seems ever so popular this gen.

    10. Re:Say it aint so! by Anonymous Coward · · Score: 0

      Or the rooted your computer, or they hacked your secondary email address, or they MITM'd you (log into any open access points recently? Have your kept your router firmware up-to-date?), or...

      We haven't any evidence yet that they're lying about hashing the passwords. That doesn't mean they couldn't grab passwords of users logging in while they had control of the servers, though.

    11. Re:Say it aint so! by hipp5 · · Score: 1

      There's no legitimate reason for Sony to be storing that information for most users.

      The reason is friction. Storing the credit card numbers reduces purchasing friction and greatly increases the chances that someone will impulse buy. Having to dig out your credit card and type the numbers in is just enough hassle to make you rethink purchasing that $5 DLC or $3 TV show rental. Amazon stores my CC for my Kindle and Google stores my CC for the Android Marketplace. The number of times I've purchased stuff on these two systems that I wouldn't have if I'd had to dig out my CC is large. Providers like it because I buy stuff. I like it because it's easy. Are there risks? Absolutely. Are they worth it to the providers? You bet! Are they worth it to me? Mostly.

    12. Re:Say it aint so! by hibiki_r · · Score: 2

      There is a reason, the same reason every major online retailer under the sun remembers credit cards until you tell them otherwise.

      The issue is not storing the number, but keeping it safe. Every large merchant is supposed to follow PCI DSS standards, which make mass copying of credit card data extremely difficult for attackers, or even lone trusted insiders. If the card encryption keys can be obtained by a single member of the organization, the system is not PCI compliant. Very large merchants, like Sony probably is, not only have to comply with the standards, but get audited regularly to see that the standards are met.

      So if someone got the encrypted database and stole the keys, they either do an extremely good job at it, or our good friends at Sony and the security auditors should be ripped a new one. After this, there should be a new audit after such intrusion, and if the audit finds a problem, Sony's merchant status should be revoked.

    13. Re:Say it aint so! by atmurray · · Score: 1

      After hearing about people having their whole (google) lives (accounts) delete, I highly recommend http://goo.gl/mbDHy

    14. Re:Say it aint so! by Anonymous Coward · · Score: 0

      What I recall hearing them say was that they couldn't rule out the possibility that they had been exposed, but that they couldn't at that time confirm that it had happened either.

      Which means that they already knew it happened and were just preparing the public for this information:
      - "No CC details were lost, they are stored on a separate server".
      - "There could be some leak, but it's useless, anyways - all the CC data is encrypted".
      - "We couldn't rule out the possibility that the CC data has been exposed, but we can't confirm it, either".
      and finally
      - "Yep, all your data is in crackers' hands".

      See how they slowly get you ready for this information, instead of shocking you with it?

    15. Re:Say it aint so! by ArundelCastle · · Score: 1

      By the way, I just happened to use the same login and password on the PSN as I did for my GMail account.

      Kudos to you for admitting that publicly, I would think being that dumb was a bannable offense on /.
      No offense (honest!), but clearly you now realize how bad an idea reusing login/passwords are.
      A good cautionary tale.

      (And yes I've done it in the past, but not for a long time now, nor with anything that has personal information.)
      Get a password manager, or a diary if you think it's less likely someone will break into your house versus swipe your double-encrypted data from DropBox.

    16. Re:Say it aint so! by Anonymous Coward · · Score: 0

      What I recall hearing them say was that they couldn't rule out the possibility that they had been exposed, but that they couldn't at that time confirm that it had happened either. I know we all like trolling Sony because they deserve it, but at least pick one of the many valid reasons for doing so, rather than making up one that doesn't exist.

      They sent me an email the other day saying that "at this time, no credit card information has been exposed" and I received it about 12 hours after they announced on their blog site that yes, indeed credit card numbers had been stolen.

    17. Re:Say it aint so! by wharlie · · Score: 1

      I travel around the world regularly, including China, and I use my GMail account in nearly every country I go to.
      GMail has never ever notified me that my account was being accessed from a foreign IP.
      Are you sure they didn't ask you to enter in your user name and password as well.

    18. Re:Say it aint so! by Anonymous Coward · · Score: 0

      Thanks for using a link shortener so we have no clue what you're linking to, asswipe!

    19. Re:Say it aint so! by bobaferret · · Score: 1

      It's every merchant. Size does not matter, you must be PCI-DSS compliant. It only effects the kind of audit you are required to undergo each year. There is absolutely nothing that says a single member can't have the keys. It depends on how you construct your policy. And the size of the organization doesn't matter when it comes to lying to the auditor. I'd almost bet that the larger the organization, the better the chance. If they find a problem sony will have to shell out some cash to replace/re-issue each card, which could be from 5 to 20 dollars per card.

  7. Still won't stop people by skyphyr · · Score: 5, Insightful

    It took years after the rootkit fiasco before I decided to extend some trust to Sony and spend money on their products. Then came the removal of otheros, and I ceased spending any money with them. Then their bully tactics when the console got hacked, and I was glad I'd not spent any further money with them. Now, I find even after not doing any business with them for such a period I'm still not free of their incompetence and poor management. What will happen to Sony as a result of this? Nothing. All the muppets out there will continue to do business with this incompetent, morally bankrupt, behemoth. Will I be dumb enough to become one of those muppets again? I hope not.

    1. Re:Still won't stop people by discord5 · · Score: 1

      Will I be dumb enough to become one of those muppets again?

      I don't know. How long do you remember stuff like this and when is the next Playstation coming out?

    2. Re:Still won't stop people by Anonymous Coward · · Score: 1

      You may not be aware of this, but Sony is on the brink of bankruptcy since at least 15 years.
      In 2004, I already got told by Sony employees, that they were 10 years in that struggle. Not much has change since then.

      It's really not a big kick that's needed to kill them.
      This, for example, could already be it, if one other bad thing happens.
      And I have no doubt that the bad work quality is a result of bad morale inside the company because of having to live with a very tight belts for so long.

    3. Re:Still won't stop people by Doctor_Jest · · Score: 1

      I have a simple solution to "trusting those muppets"... Just use prepaid PSN cards. Available everywhere Sony crap is sold. Then you're only on the hook for crank calls should your data ever be compromised again. :)

      --
      It's the Stay-Puft Marshmallow Man.
    4. Re:Still won't stop people by Culture20 · · Score: 1

      You may not be aware of this, but Sony is on the brink of bankruptcy since at least 15 years. In 2004, I already got told by Sony employees, that they were 10 years in that struggle. Not much has change since then. It's really not a big kick that's needed to kill them. This, for example, could already be it, if one other bad thing happens. And I have no doubt that the bad work quality is a result of bad morale inside the company because of having to live with a very tight belts for so long.

      Darn you! Now if I short Sony stock, it's insider trading.

    5. Re:Still won't stop people by Anonymous Coward · · Score: 0

      You ask this:

      Will I be dumb enough to become one of those muppets again? I hope not.

      However it was preceded with this:

      All the muppets out there will continue to do business with this incompetent, morally bankrupt, behemoth. It took years after the rootkit fiasco before I decided to extend some trust to Sony and spend money on their products.

      Past history seems to suggest an answer to your question. If you're hoping for a different answer, be on guard for unwarranted optimism...

    6. Re:Still won't stop people by ShakaUVM · · Score: 1

      >>What will happen to Sony as a result of this? Nothing. All the muppets out there will continue to do business with this incompetent, morally bankrupt, behemoth

      You forget that millions of gamers suddenly became unable to play Portal 2 right after it was released. Or any of their online games for an entire week.

      If you think there's no nerd rage over *that*, then sure. But I'd be buying stock in Microsoft right now. Even my wife (who is only a gamer nerd by marriage) is pissed off at Sony right now.

    7. Re:Still won't stop people by skyphyr · · Score: 1

      Hi Shaka, That's kind of my point. They're pissed right now, but a high enough percentage don't have the sticking power to boycott Sony products for enough time to have a financial impact significant enough to change Sony's attitude towards customers. Three months after things are operational, bar a few straggling lawsuits, Sony will be acting as arrogant and entitled as ever.

  8. Look at the bright side... by Anonymous Coward · · Score: 1

    ...fill in here...

  9. Ok by drolli · · Score: 4, Interesting

    Why does everybody collect and store all these data centrally?

    Just store it locally, on the playstation, electronically signed and encrypted in a way that the customer has to enter a passphrase to decrypt it when its really needed. make the "it is needed" message also necessarily signed by an independent system with no other function. Let this system do a statistic. trigger an alarm if the number of signatures per minute is deviating significantly from the expected number.

    1. Re:Ok by Jaime2 · · Score: 4, Insightful

      Why does everybody collect and store all these data centrally?

      For recurring payments. With your scheme, every user would have to enter their password every month. The biggest problem for Sony would be that everyone would be making the decision to continue paying for the service every single month. If the number is on file, then the customer has to go out of his way to cancel, but has to do nothing to stay a customer.

    2. Re:Ok by drolli · · Score: 1

      Well to be honest *I* would not mind to enter a password one per month to legitimate payments if that keeps my data safe.

    3. Re:Ok by Anonymous Coward · · Score: 0

      Why does everybody collect and store all these data centrally?

      For recurring payments. With your scheme, every user would have to enter their password every month. The biggest problem for Sony would be that everyone would be making the decision to continue paying for the service every single month. If the number is on file, then the customer has to go out of his way to cancel, but has to do nothing to stay a customer.

      They didn't even have a subscription service until a few months ago. Clearly, that wasn't the deciding factor when they implemented everything in the beginning.

    4. Re:Ok by notjustchalk · · Score: 4, Insightful

      Why does everybody collect and store all these data centrally?

      Because "paying for stuff" isn't the only reason Sony collects your data. There's also advertising (especially targeted/predictive), data mining, data sharing (both internally and externally), tracking/trending, etc. I think that data is a lot more valuable sitting on their servers than it is hidden in your console - hence, whatever the cost, it will remain there. That really goes for any internet aware service, not just Sony/PSN.

    5. Re:Ok by larry+bagina · · Score: 1

      Every credit card processor I've used allows you to set up recurring charges. They keep the cc info so you don't have to.

      --
      Do you even lift?

      These aren't the 'roids you're looking for.

    6. Re:Ok by Goaway · · Score: 1

      Yes, nobody ever plans ahead.

    7. Re:Ok by Jaime2 · · Score: 4, Insightful

      Of course you wouldn't. But the marketing department would never allow a system where you can passively unsubscribe.

    8. Re:Ok by Jaime2 · · Score: 1

      There are limitation to those recurring charges. For example, Sony couldn't use the recurring charge for the monthly fee to submit a payment for a separate purchase. They need the card number for that. It's all about making it as easy as possible to spend your money, not security. The only reason vendors bother to encrypt data is because the payment card industry forces them to do so.

      Making purchases simple creates so much revenue that it's worth almost any risk. Even if Sony had to pay every dime of every fraudulent charge that gets through, they would still come out ahead. Remember, they copies of bits, not widgets. Every add-on sale is pure profit.

    9. Re:Ok by _xeno_ · · Score: 1

      It wasn't for recurring payments, originally. Their original system used this crazy wallet thing where you'd have to load money onto your account, and then you could spend it.

      They changed it so that you later just saved a credit card and could automatically load exactly the amount you needed onto your wallet without going through the whole "load wallet" step. (Which also meant that for the first time you didn't need to spend in $10 increments. Or was it $5? You get the point.)

      To make things easier, they automatically - and, as I recall, with no option to opt out - saved your credit card when you used it on PSN.

      I certainly don't remember telling Sony to save my credit card, but - well, they did anyway.

      --
      You are in a maze of twisty little relative jumps, all alike.
    10. Re:Ok by PmanAce · · Score: 1

      And when you forget to enter your password or go on vacation? Your account gets closed and you have to sign up again. Their billing cycle is on a certain day on purpose, it can't be done every single day for different users.

      --
      Tired of my customary (Score:1)
    11. Re:Ok by Kenja · · Score: 1

      A better question is why is the database connected to the internet. There should be an abstraction layer fire-walled from the web servers. Web server can pass information to the DB server, but the DB server can only respond true/false.

      --

      "Have you ever thought about just turning off the TV, sitting down with your kids, and hitting them?"
    12. Re:Ok by Anonymous Coward · · Score: 0

      Why does everybody collect and store all these data centrally?

      For recurring payments. With your scheme, every user would have to enter their password every month.

      Actually, no they don't. All sane e-commerce transaction processors moved to token-based systems for recurring payments a long time ago. There is no reason for online merchants to store any details of a credit card at all anymore. Ship the number off to your CC processor, get your opaque token, then charge monthly based on this opaque token.

      In fact, the only thing the token allows is transfer of money between the merchant and the card - there's no realistic way of performing a man-in-the-middle attack on this unless you hack the CC processor or the merchant, and if you hack the CC processor or the merchant, chances are you've many more less risky ways to steal money. In the end it's just bad developers and bad development practices that keep CC details around.

    13. Re:Ok by The+End+Of+Days · · Score: 1

      Obviously you didn't just try to use the argument that Sony was planning ahead when they implemented PSN? I just misread you, right?

    14. Re:Ok by Seumas · · Score: 1

      Microsoft is even worse about it than Sony. I used my credit card to buy some points on XBLA and add them to my account and then wanted to remove my credit card (because my XBLA subscription is paid ahead through 2013, so it's not like I'll need the card tethered to keep my subscription for lapsing).

      Unfortunately, Microsoft won't let you remove your credit card, unless you add another valid credit card, first.

    15. Re:Ok by Jaime2 · · Score: 1

      I have done tokenization before. You'd be amazed how low the penetration actually is. Also, the implementation I've used (one of the largest in the industry) allows me to do anything I want with the token, including turning it back into a card number. It only really protects data at rest (not that it was designed to do anything else). If the whole system gets compromised, you're still screwed. The best way to think of tokens is as unbreakable encryption -- there is no way to get credit card numbers out of a pile of stolen tokens. If you end up with a compromised system, you are at risk as long as the attacker still has control of your systems. As soon as you regain control, tokens allow you you stop the bleeding.

    16. Re:Ok by Anonymous Coward · · Score: 0

      To make things easier, they automatically - and, as I recall, with no option to opt out - saved your credit card when you used it on PSN.

      Under account management (on the PS3) there is an option to delete billing information. Selecting that removes your credit card details (and they need to be re-entered before you can purchase anything else on the PSN). I believe that there is a similar option on the PSP.

    17. Re:Ok by Anonymous Coward · · Score: 0

      Of course you wouldn't. But the marketing department would never allow a system where you can passively unsubscribe.

      this

  10. not just theory by e3m4n · · Score: 5, Interesting

    I just got up to speed on the whole PSN thing. I never once received an email from sony explaining the problems and I was too busy last week to spend an abundant amount of time on /. reading about the security breach. I just got a call today from fraud protection on my debit card tied to my main bank account. They got triggered to suspicious activity when multiple charges showed up in two different states at the same time. Someone had gone to 2 Home depots in FL and ran $100 gift cards 6 times in 2hrs today. This also happens to be the same card I had used to make a purchase from the PSN network a month ago for the DLC of fallout new vegas. To me this seems a little too coincidental to be the victim of some completely different fraud in the middle of this big stink with the 77 million accounts compromised from the PSN.

    1. Re:not just theory by by+(1706743) · · Score: 2

      Have you tried contacting Sony to see if you are one of the lucky 10M with compromised CC info? Of course, not that I'd necessarily trust Sony after their lack of honesty and transparency throughout this fiasco ("oh just a PSN outage / actually some account info has been stolen / actually CC info has been compromised").

      Another possibility could be that there are a lot of stolen CC numbers out there, but the thieves are biding their time so as not to draw unwanted attention. However, now that this PSN thing hit the fan, they figure they can get lost in the noise and have Sony blamed for their actions. A very shaky theory and I really doubt that's the case, but still.

    2. Re:not just theory by Anonymous Coward · · Score: 0, Insightful

      I just got a call today from fraud protection on my debit card tied to my main bank account. They got triggered to suspicious activity when multiple charges showed up in two different states at the same time. Someone had gone to 2 Home depots in FL and ran $100 gift cards 6 times in 2hrs today. This also happens to be the same card I had used to make a purchase from the PSN network a month ago for the DLC of fallout new vegas.

      Seriously? A debit card tied to your primary checking account used to pay for DLC?
      Epic fail dude.

    3. Re:not just theory by Verunks · · Score: 1

      Of course, not that I'd necessarily trust Sony after their lack of honesty and transparency throughout this fiasco ("oh just a PSN outage / actually some account info has been stolen / actually CC info has been compromised").

      I really don't see any lack of transparency, nobody sane would disclose a security breach while they are still investigating it, even open source software don't do that, for example in kde vulnerabilities are kept "secret" in the packagers mailing list for some days so every distro has the time to patch up and then they are disclosed to the public

    4. Re:not just theory by Kohath · · Score: 1

      As of a couple days ago, the CC security people were saying there was no indication the card info had been used. If someone steals 10 million credit card numbers and tries to use them, it gets noticed.

      From most likely to least, your problems are:

      - a coincidence that happened during the 12 days since the breach or
      - a complete fabrication or
      - the only card (or one of the few cards) the hackers decided to use or
      - the first report in the pattern that the banks and card companies are looking for.

      Too bad dude. CC info gets stolen. (Mine was stolen last Christmas.) It's probably not related to Fallout New Vegas.

    5. Re:not just theory by LordLucless · · Score: 1

      Seriously? A debit card tied to your primary checking account used to pay for DLC?
      Epic fail dude.

      In other news, it's a woman's fault if she gets raped; that's what she should expect, wearing such a skimpy outfit.

      --
      Just because you're paranoid doesn't mean there isn't an invisible demon about to eat your face
    6. Re:not just theory by Anonymous Coward · · Score: 0

      says the anonymous coward who uses his primary checking account debit card at restaurants to pay for meals.. the #1 most common place for CCs to get cloned.

  11. Not news by Kohath · · Score: 1

    This is not news. It was already posted on Slashdot. The only new item is that only 10 million of the 77 million accounts had credit card information associated.

    BTW: Sony has said there is no evidence the intruders got CC info, but they can't rule it out either.

    1. Re:Not news by PatrickThomson · · Score: 1

      The best thing that comes out of all these breaches is the consequences of assuming the worst - Gary McKinnon, looks for UFOs, causes 6-figure damages because any machine he was within 1000 miles of pinging got tossed into a shredder. Likewise, with this, you know there's some hacker out there who's all like "shit, I missed that database, I was only in there for info on the PS4"

      --
      I am one of many. My idea is not unique, nor do I expect my voice alone to sway you. I speak in a chorus of opinion.
    2. Re:Not news by hedwards · · Score: 2

      That's what I was wondering about. I don't think that I've paid for anything via PSN, if I buy a game, I do it as disc and so it's unlikely that Sony has any information beyond my contact information. And let's be honest about that, it's been lost to crackers at least 3 times at this point, and I think it's probably been a few more times than that.

    3. Re:Not news by Seumas · · Score: 1

      Yeah, the Slashdot is (surprise) misleading. We already knew they probably got hold of credit card information and that while the user information was stupidly NOT encrypted, the Credit Card information *was*. So I'm not really sure what the concern is, even if they got ten minute encrypted credit card records.

  12. Encryption fail by Anonymous Coward · · Score: 0

    Sony last week said it had encrypted credit card data

    That doesn't help if the attacker has a copy of their private key. Given the apparent scale of the intrusion, I wouldn't be willing to bet that they don't have it.

  13. May have been? by rsilvergun · · Score: 1

    Help me out here guys. Should it be trivial in a modern data center to tell if that much data has been accessed? Also, I know California has a data breach law requiring disclosure if you do business there, any Californians with some extra letters from Sony?

    --
    Hi! I make Firefox Plug-ins. Check 'em out @ https://addons.mozilla.org/en-US/firefox/addon/youtube-mp3-podcaster/
  14. Finally, adequate response by Posting=!Working · · Score: 1

    Woah, some executives bowed in apology? That makes everything better now! All is forgiven, and we* can get back with our lives now.

    They were in the prison shower with Bubba standing behind them when this happened, right?

    * - "We" refers to each individual PSN member and the guy who's running around with the PSN member's ID and credit card.

    --
    This sentence no verb.
  15. Encryption by camcorder · · Score: 1

    What kind of encryption can completely satisfy security of credit card data, of which target space is limited and patterns are well known? Anyone competent enough to hack into their system, most probably competent enough to do cryptanalysis and decipher the data in no time. As they couldn't secure their own network, I don't think they had used methods to scrabble credit card data before encrypting it.

    1. Re:Encryption by Jaime2 · · Score: 3, Informative

      There's a bigger problem... If a system is sufficiently compromised, the attacker gets the encrypted card data, the encryption algorithm, and the keys (my favorite variation is where the database has a decryption stored procedure). We learned long ago to keep all encrypted card data in systems that have no users access and to only keep surrogate keys in transactional systems. For example, in our equivalent of the PlayStation Network, your credit card number would be stored as a meaningless number like "127". In order to process a transaction against the card, "127" and the transaction data is passed to the credit card system, where the credit card system looks up the real encrypted credit card number, decrypts it, and charges it. You could make the argument that we've simply moved the problem, but the credit card system is much easier to secure since no customer or even employee should ever be able to send a packet to it -- only a handful of controlled system can. Sure, if the transactional system is compromised, the attacker can process cards with our system, but as soon as we kick them out, the card data is useless to them.

      As for the cryptanalysis problem, simply use a salt the same size as the card number and XOR the card number with it. Presto, perfectly random looking plain text with no (new) differential cryptanalysis vulnerabilities. You don't even need to do this if you use proper initialization vectors and a block cipher in CBC mode

    2. Re:Encryption by ToasterMonkey · · Score: 1

      (my favorite variation is where the database has a decryption stored procedure)

      So? What matters is how you protect the key. I don't think you really understand the reasoning behind doing that which is protecting data at rest.

      You're also just throwing random things out there without knowing what the PSN transaction processing backend really looks like. At this point, you do not know if any cardholder information was compromised outside of name & address. You don't even know if the address or name are from the PSN profile or CC account. You don't know if they violated any PCI guidelines which BTW, require isolation of this data, but not in the crazy manner that you prescribe. I like rumors as much as the next person, but get real.

    3. Re:Encryption by Jaime2 · · Score: 1

      I'm not accusing anyone of anything. The phrase "my favorite version" obviously refers to my previous experiences elsewhere; for it to mean Sony, I would have to have a long history of experiences auditing their systems, and I would have mentioned that. Also, I do understand encryption at rest. That is exactly why a decryption stored procedure is so useless as the stored procedure gets backed up with and lives on the same storage as the data. In order for the it to work, the stored procedure has to have access to the key. It's like putting the front door key under the mat.

    4. Re:Encryption by ShakaUVM · · Score: 1

      >>As for the cryptanalysis problem, simply use a salt the same size as the card number and XOR the card number with it.

      You're trying to tell this to Sony, who fucking kept their passwords in PLAINTEXT in their database.

      I mean, lord, everyone else on the planet figured out why that was a bad idea back in the *70s*.

    5. Re:Encryption by Anonymous Coward · · Score: 0

      What you are talking about is called "tokenization" in the industry. Sometimes they use a unique identifier, sometimes a hash. In the best designs, the acquiring bank receives the card number from the merchant during authorization and returns the token, and the merchant uses the token for all processes, including settlement. The reality is that most major retailers have such complex authorization and settlement setups, they have different bank for different kinds of transactions, or even worse, authorize with the acquirer, and settle directly with the brand (anybody who does 100k transactions a month with American Express.) The devices that do the tokenization are typically HSMs (Host Security Modules) which are tamper proof card encryption / hashing devices that embed the keys. The old school ones like the Atalla's a decade or so ago required two keys simultaneously turned to open, and self destructed if you tampered with them while running. More modern products include the Safenet Datasecure platform which even provides handy Java APIs so you don't have to do socket or serial port programming.

      First Data has the best solution for this I have seen, but it only works full circle if you are small enough that you can settle your amex with with them. I've seen some third party gateways for this, but it makes your processing fees sky high.

  16. Would you rather by Anonymous Coward · · Score: 0

    The executive pulled out his sword and fell on it?

    1. Re:Would you rather by Osgeld · · Score: 1

      that would have been more entertaining, but equally as useless

  17. PCI Compliance required by SOLIDTRUSTPAY · · Score: 2

    All online companies that store credit card data are required to be PCI Compliant, like the company I work for, http://solidtrustpay.com./ The only reason Sony would have been storing card info is to retain the ability to recharge cards monthly, etc. ALL data should be encrypted, not just card info; in particular, email addresses to prevent phishing and spam attacks. Let's hope they learn and adjust their database systems quickly!

    1. Re:PCI Compliance required by Chuck+Chunder · · Score: 1

      You can encrypt the data all you like but that doesn't change the fact that the very same systems typically need to be able to decrypt the data in order to do their job (ie send emails or do CC transactions) so some part of the system at least has access to the encrypted data and the means to do decryption.

      At best it typically means there is one additional server that needs to be compromised before the whole lot is exposed. Encryption is of course a useful tool but it is not a magic bullet.

      --
      Boffoonery - downloadable Comedy Benefit for Bletchley Park
    2. Re:PCI Compliance required by Anonymous Coward · · Score: 0

      Like some one said above. If the thieves are smart enough to lift the info then they are probably smart enough to decrypt the data. No encryption scheme is unbreakable considering there must be keys that automated processes use to run the recurring transactions.

    3. Re:PCI Compliance required by Seumas · · Score: 1

      You have to figure out what value there is in the computational power required to decrypt ten million records just to get access to the records which contain credit card that haven't expired or been canceled already and aren't over there limit or otherwise hamstrung. I suspect it easily becomes more expensive than the payoff is worth. Especially since you still can't do anything with the information (without the security number on the back, you can't buy something online and without the physical card, you can't buy something in person). Maybe credit card thieves are more complicated than I understand, but it really doesn't sound like this is a high risk situation.

      If it was, I think the credit card companies themselves would be screaming from the top of the hills to get people to cancel their cards since they want credit card fruad even less than Sony (I presume).

    4. Re:PCI Compliance required by tibit · · Score: 1

      I'd think that the break-in was to a running system. In most cases that implies that the decryption key is in RAM. In plenty of cases it's even better, you can easily access the API that will give you all the data after decryption. Say if there's a process running that has an "authenticated" connection to the database, and holds a decryption key, you just attach a debugger to it, do a dump, then use the info from the dump to do something useful. You could perhaps authenticate a rogue process to siphon the data. Or you could monitor the original process to siphon the data as it accesses it, and somehow coerce that process into sequentially accessing all records. And so on, there's plenty of possibilities there. Even hardware encryption is of little help if there's a running process that you can control -- and if you're a superuser, you can control pretty much everything, and it's not merely theoretical.

      --
      A successful API design takes a mixture of software design and pedagogy.
  18. No it isn't.. by Junta · · Score: 4, Interesting

    An alternative is easy in concept, but the satus quo has the industry in a strangle hold. It's not like even a large consumer group acting together could *change* things from 'outside'

    We are talking about 16 'secret' numbers that allow whoever figures them out to charge however much they want against your account. Occasionally an additional view on the back are needed for some retailers, but at the end of the day to even buy $5 of something with your card you must trust the seller to not do bad things with your account *and* keep it safe from others. This might have been about the best you could do when the seller was doing a carbon copy and would phone in the slips at the end of the day, but now everyone *immediately* contacts a server for validation and nearly every person with a card also has a pocket sized computer device capable of independently talking to bank servers. It's completely reasonable to have point-of-sale equipment that pairs with a phone and have the phone connect directly to bank servers to *specifically* authorize a transaction amount and have the PoS verify that data as well without such a silly use of an account number and just exchangine public keys and per-transaction authorization data.

    The common defense is "oh, well, most card companies don't hold the customer liable for everything", ignoring:
    -Some companies will hold the cardholder liable for some of it
    -Sometimes they may argue that the cardholder didn't act promptly or other circumstance
    -Even when everything works as 'promised', there is a cost incurred *somewhere* and that impacts you, either in higher interest rates on credit, lower interest rates on checking, and/or merchant prices due to processing fees. I'm about convinced this last one is the biggest motivation not to change, they play funny games with margin and can blame identity theft.

    --
    XML is like violence. If it doesn't solve the problem, use more.
    1. Re:No it isn't.. by MoonBuggy · · Score: 4, Insightful

      It's completely reasonable to have point-of-sale equipment that pairs with a phone and have the phone connect directly to bank servers to *specifically* authorize a transaction amount and have the PoS verify that data as well without such a silly use of an account number and just exchangine public keys and per-transaction authorization data.

      How should one generate an authorisation, though? Requiring a PIN is a good start, but since it's been introduced in the UK the banks have been using it to blame any and all fraud on the customer, because "the terminals can't be hacked" (demonstrably untrue, as I'm sure you guessed). Perhaps more importantly, many things that can be implemented on the terminals (such as a PIN requirement) are inappropriate for online use, meaning that when someone gets hold of your wallet (or your data from Sony's servers) they just run it through an offshore online casino.

      It's a genuinely difficult problem, largely because cards need to be fast to be usable. When I do direct bank-to-bank transfers, the bank provides a randomly generated numerical key on the screen, and an automated system calls my phone (within about a minute) and asks me to input the key before the transaction is authorised; it then auto-allows subsequent transfers to that account, but sends me a text message whenever they take place. It's a good system, but I certainly wouldn't like to be stuck in line with everyone going through that process to get their lunch. Maybe require a PIN for in-person transactions, and phone authorisation for online. I guess auto-allowing transactions only below a certain threshold could work, too, but then they already have systems to block 'suspicious' transactions... I don't know. Like I said, it's a tough one.

    2. Re:No it isn't.. by Junta · · Score: 1

      Because in this proposal, your 'terminal' that you interact with (your phone) is owned by you. The specific transaction (e.g. specific transaction amount, maybe a recurring schedule and tolerance) is all part of the transaction request and your phone evaluates it for what it is. It then talks to the bank and says "hey, I'm authorizing *this* specific transaction, give me some authorization data so that the retailers equipment can call you back and verify I did"). In terms of online use, I used PoS case because I figured that was the bigger leap. Online should obviously follow. If you want to avoid the phone-to-bank link being separate/cell based, you can have the phone (or desktop app) send the same protected payload via PoS provided network. Even in the desktop case, I'd lean toward phones as they are the only commonly available device with managed code model in place (excepting jailbroken phones).

      This isn't appreciably any slower than today. Some retailers have very slow credit terminals, some have very fast terminals. The amount of data being transferred isn't appreciably more, though admittedly you have a three way conversation

      --
      XML is like violence. If it doesn't solve the problem, use more.
    3. Re:No it isn't.. by Anonymous Coward · · Score: 0

      Crucial detail, while your phone should be acting as the terminal (preventing skimmers), in no way should the phone OS or apps have the keys. The keys should be on an ISO-7810 card (the SIM card standard) in the phone. Thus keeping the keys away from malware.

      Ideally, the phone should be in a position to do some advanced monitoring for you. Such as telling it not to give name/address during a transaction. Also helps with one's accounting too.

  19. New Information Revealed by rudy_wayne · · Score: 5, Funny

    It has been revealed that the whole problem began when a PSN admin inserted a Sony music CD. The installed rootkit then allowed hackers to access the network.

    1. Re:New Information Revealed by ArundelCastle · · Score: 1

      A little late with that joke. See the last story.

  20. so.. by smash · · Score: 1

    Given that i have a life and time spent with the "free" offers of stuff over 30 days is likely to be approximately 45 minutes, what the fuck are sony going to do to compensate me for the 4+ hours of wasted time that I had to spend changing credit card details everywhere because they were so un-forthcoming with the distribution of my personal details?

    --
    I run: Windows, OS X, Linux, FreeBSD. Just because you have a hammer, doesn't mean everything is a nail.
    1. Re:so.. by Seumas · · Score: 1

      You'll get an as yet unspecified piece of content for free, 30 days of PSN Plus (which gets you auto-downloaded patches and some DLC discounts, I guess - big deal), and 30 days of Qriocity.

      None of which I'm interested in. I'd rather they just assure me it won't happen again and clean up their shit, instead.

  21. beating wrong horse by goombah99 · · Score: 4, Insightful

    What would fix this is to have credit cards generate a contract not tap an open vein. that is, the credit card is used to authorize a one time transaction (after which the credit card number itself can be discarded for the transaction ID). For recurring charges the transaction authorized should only enable payments to sony, for goods provided to a specific address or online account, and include a cap. that is non-transferable transactions are the thing we should keep on record.

    There needs to be a mechanism for generating these transaction IDs.

    --
    Some drink at the fountain of knowledge. Others just gargle.
    1. Re:beating wrong horse by Anonymous Coward · · Score: 2, Interesting

      My credit card company (citicards) offers exactly that. They call it "virtual account numbers". There is a Flash applet (yeah, ick, I didn't say they had a nice website) where you can generate any number of extra credit card numbers. On use, they get linked to the merchant ID that first charged them. You can set expiration dates and amount limits for each one individually. It's not a perfect solution, but it's better and does not require a new system for the merchant so it can be implemented now.

    2. Re:beating wrong horse by errandum · · Score: 2

      In Portugal we have a system that allows you to generate any number of credit cards with a defined spending limit and with 1 month expiration dates.

      More than that, you don't even need to own a credit card and pretty much every bank has access to it-

      It doesn't get much better than this for web transactions.

    3. Re:beating wrong horse by goombah99 · · Score: 1

      right, I've heard of this. But it's unappealing because it pushes the nuiscance on to the user. It also isn't universal, it's linked to citi cards, so you can't push this onto the merchant (otherwise there could be 200 different interfaces to deal with).

      But the idea is notionally correct.

      --
      Some drink at the fountain of knowledge. Others just gargle.
    4. Re:beating wrong horse by Kalriath · · Score: 1

      Many payment gateways offer just such this service. For example, if I as a merchant process a transaction through my merchant account, I don't actually get the card number. The customer enters their card number onto the payment gateway's processing page, and I am simply notified of the transaction outcome. However, if I indicate that I want recurring payments, then I am provided a token which I use in place of the card number (which I don't know) in order to re-charge that card. That token is unique to my merchant account, and no other merchant can use it. In the US, Authorize.net does this as well via the CIM product.

      Unfortunately, this sort of thing requires merchants to get over not having control of the entire payment flow. Many for some reason can't.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    5. Re:beating wrong horse by alexandre_ganso · · Score: 1

      here in germany I just go to a supermarket, buy a pre-paid credit card and put some credit on it, right on the moment to pay for it. If I want, I can reuse it, or else, I just throw it away.

    6. Re:beating wrong horse by Seumas · · Score: 1

      I use Bank of America. I know people talk a lot of trash about them, but I have had a good experience with them for about seven years, now. In fact, I moved 1500 miles away from home six years ago and Bank of America doesn't even have a branch in this state, but they are still my bank simply because it's too much bother to get another bank when I don't have any real gripes about my current one.

      Anyway, they offer ShopSafe, which is similar to what you describe. I never used it before, because it seemed like such a hassle. After this PSN breach (which contained my account info, too, but fortunately a credit card that expired as of yesterday, anyway, so no huge concern), I began to use the feature.

      The problem is that it only addresses online purchases that will be mailed. When I order groceries from Safeway and they take a copy of my physical real credit card, that exposes all of my information (enough that the person could then go online and make purchases). Same with ordering a pizza or any other countless services. But at least online, it's reduced a bit.

      I just hate that it involves logging into the BofA site, navigating to the credit card section, going to ShopSafe which is a tiny little applet that you have to scroll around just to view the contents of everything (I'm on a 2560x1600 monitor and the applet takes up maybe 200x300 pixels -- argh). Then I have to enter my security code from the back of my real card. Then I have to tell it what kind of card to generate (regular or subscription). Then I have to tell it how long it's good for and how much it's good for (per month or total). Then I have to write that information down. Then I have to go to the site I want to use it at and enter it. Then I have to go back to the applet through all those steps again if I want to modify it. I just did enough to pay my bills and the few services I pay for (github, rackspace, steam, etc) this weekend and even with just the regular payments I need to make, I wound up having to generate 17 "sub"-credit-cards. Ridiculous.

    7. Re:beating wrong horse by Per+Wigren · · Score: 1

      Yes, but you germans also don't accept international VISA or MasterCard anywhere except on gas stations along autobahn, but only on the exact amount. You also seem to think that all ATMs should close at 18 Uhr. Who the hell needs to withdraw cash outside office hours?

      (no offence, I generally like Germany but our campervan vacation in Europe got pretty desperate one evening. :-) )

      --
      My other account has a 3-digit UID.
    8. Re:beating wrong horse by Anonymous Coward · · Score: 0

      Not offended. I am not German and I also think their non-acceptance of credit / debit cards is pretty stupid.

      But they have two different local systems - one is called EC - a la Visa Electron, and is accepted pretty much everywhere, and another one is some form of electronic money that is not traceable to your account - it gets stored on the card's chip.

    9. Re:beating wrong horse by rjstanford · · Score: 1

      There is. Almost every Merchant Gateway worth their salt offers it, too. Not using an "expert" (and typically almost-free) service like this is just arrogance coming from a big player like Sony. Let the card industry specialists do what they do best, which frees the seller-of-shine up to do what they do best.

      With Authorize, its called "Customer Information Management". With Sage Payments, its the "Vault." And so on. Works exactly as described, and the only thing you can do with the token (if you steal one) is charge an arbitrary amount of money to a credit card - that goes to the merchant bank account associated with the initial charge.

      As a merchant or service provider, you rarely if ever need anything more.

      --
      You're special forces then? That's great! I just love your olympics!
    10. Re:beating wrong horse by houghi · · Score: 1

      This partly used to exist in Belgium at Citibank where I could make a virtual CC card and put e.g. 50USD on it. That I use to pay 50USD to Sony.

      If somebody would steal the number, code and what not, they can only steal the rest of the money, which is 0USD.

      So what is needed is a DIFFERENT virtual number for Internet payment, not the SAME one that is used in real life.

      --
      Don't fight for your country, if your country does not fight for you.
  22. I probably missed it, but... encrypted with what? by tchernobog · · Score: 1

    Sony last week said it had encrypted credit card data

    ...with rot13.

    --
    42.
  23. Deleted? by Cinder6 · · Score: 1

    I'm curious if you're at risk if you deleted your credit card info recently. A few days before the attack, I logged in to PSN on a friend's PS3. I didn't remember which card I had tied to the service, so when it asked me to confirm, I went ahead and said "delete credit card info". So, I guess we'll find out if Sony actually physically removes the data...

    --
    If you can't convince them, convict them.
  24. they never said no CC#s were compromised by YesIAmAScript · · Score: 4, Informative

    Sony never said no credit card numbers were compromised, they said that credit card numbers were in a separate encrypted database and probably were not accessed. But they can't be sure.

    And they are saying the exact same thing now.

    --
    http://lkml.org/lkml/2005/8/20/95
    1. Re:they never said no CC#s were compromised by ehrichweiss · · Score: 1

      About 2 comments up for yours here is a guy who gives a link that shows that Sony transmitted the CC numbers in plain text....so perhaps Sony has been, I dunno, lying.

      http://173.255.232.215/logs/efnet/ps3dev/2011-02-16#1141

      --
      0x09F911029D74E35BD84156C5635688C0
    2. Re:they never said no CC#s were compromised by Splab · · Score: 1

      Just because they are transmitting it in plain text doesn't mean they store it in plain text. Also, using some random log from the intertubes isn't exactly considered proof in most courts.

      (I'm a PSN user and considering canceling my Mastercard over this - I am seriously pissed at Sony, but things should be kept in context).

  25. Fuck you Sony by Anonymous Coward · · Score: 0

    Sony. You were warned BY MANY HACKERS about the vulnerabilities in your system MONTHS ago, and you did not do a damn thing to fix it or even bother to look into it. You fail and I hope your company dies because of this and how you treat your customers. This is what corporate greed has gotten you.

  26. make sure you pay with mastercard or visa now by Anonymous Coward · · Score: 0

    hahahahhahahaha

  27. 10M cards is a lot of depth for crypto analysis by slincolne · · Score: 1
    Now is the time that Sony should start worrying.

    10 million cipher-text objects with plaintext customer details is an interesting target for cryptoanalysis.

    If you know the card details of some of the people whose cards you have encrypted copies on, you have both plaintext and ciphertext to work on. And to make it even better credit card numbers have a checksum algorithm built into the number, so you have a method of testing the resulting decrypts for validity.

    Why do I think that someone is probably running some GPU assisted EC2 machines at Amazon on these now ?

    The only 'secret' protecting those cards is how the numbers are encrypted.

    Powned

  28. Class-action? by Anonymous Coward · · Score: 0

    IANAL, but I'd imagine that if you accepted Sony's offer of 1 month of Qriocity and 1 month of PSN+, you forfeit any potential settlement from any kind of class action suit.

  29. Let the processor store them by ravenspear · · Score: 2

    One solution is to let the payment processor store them.

    I recently implemented an online payment system for a rather large client. We didn't want to store credit card numbers but had a need to process additional charges at a later date.

    We used Paypal's Payflow Pro product (formerly offered by Verisign). They have a feature that allows you to store a reference number with any successful transaction processed. When you want to submit an additional transaction, you just supply this reference number along with the new amount and the credit card details are copied into the transaction data by the processor's system. You can then submit a new sale or auth without having to store the cc number.

    Of course one issue with this is that since storing the CVV is prohibited, you cannot verify that this way. So what we do for that is submit a $1 auth at the data entry point, then void that. That allows us to verify the CVV from the customer before processing the transaction and storing the reference.

    With this system, if the database is ever compromised the attackers would not be able to use the data to submit charges very easily since all they would have is the reference number which cannot be used on front end web or POS systems. It would only be valid with a backend hook into Paypal's payflow processing system.

    1. Re:Let the processor store them by Svartalf · · Score: 1

      The problem is that you're centralizing the stuff to the payment processor now- which while it's more secure, it's a much more lucrative target. Effort's vastly higher, yes, but the payoff's porportionate.

      --
      I am not merely a "consumer" or a "taxpayer". I am a Citizen of the State of Texas
    2. Re:Let the processor store them by Kalriath · · Score: 1

      Don't perform $1 auths, Visa hates that. You can actually perform a $0 auth now, provided your processor supports it (AuthNet does) and this is how you're supposed to validate card numbers now.

      Side note, if you use AuthNet the CIM service is as parent describes.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
    3. Re:Let the processor store them by ravenspear · · Score: 1

      Yes that is a nice feature, the problem is that not all banks support this feature yet, and of those that do, some do not support CVV verification on it, which is one of the primary reasons for our $1 auth.

    4. Re:Let the processor store them by sycorob · · Score: 1

      True, but the payment processor is not generally "online" to the world. They can lock their systems down, and only let their corporate customers communicate to them through secure, encrypted channels. They could even white-list IPs, and so on. They don't need to even be visible to the rest of the world. Doesn't mean they can't be hacked, but they should still be a much smaller target than the PSN.

    5. Re:Let the processor store them by Kalriath · · Score: 1

      Ah, I see. That's understandable then.

      --
      For a site about things like basic rights, Slashdot users sure do like to censor "dissent".
  30. Re:I probably missed it, but... encrypted with wha by Anonymous Coward · · Score: 0

    Twice!

  31. Nothing is safe anymore anyway... by Anonymous Coward · · Score: 0

    I stayed $599 richer.

    1. Re:Nothing is safe anymore anyway... by Anonymous Coward · · Score: 0

      Nonono. You got it wrong. You saved FIVE HUNDRED AND NINETY NINE DOLLARS!

      Riiiiiiiiiiiiiiidge Racer!!!

  32. Taking a page from the Catholic church by Dunbal · · Score: 1

    But they said they are sorry, so that makes it ok, right?

    --
    Seven puppies were harmed during the making of this post.
  33. Similar to the (alledged) Wikileaks dump by Chuck+Chunder · · Score: 1

    but with a real Lady Gaga CD?

    --
    Boffoonery - downloadable Comedy Benefit for Bletchley Park
  34. Re:I probably missed it, but... encrypted with wha by Anonymous Coward · · Score: 0

    Sony last week said it had encrypted credit card data

    ...with rot13.

    It's actually the 2ROT13 (2 rounds of ROT13), double the security!

  35. Re:I probably missed it, but... encrypted with wha by Svartalf · · Score: 1

    According to some of the PS3 Dev crowd...not even that...

    --
    I am not merely a "consumer" or a "taxpayer". I am a Citizen of the State of Texas
  36. Sony will be beat by Wii 2 by Anonymous Coward · · Score: 0

    Wow, Sony better get their act together real soon or they will be out in the cold, the new Wii 2 is going to be out soon, It sounds like it's going to be pretty cool, read this...

    http://www.tech-adventures.com/2011/04/nintendo-says-wii-2-is-in-works.html

  37. Wow, the passwords were hashed.... by Fallen+Kell · · Score: 1

    I sure hope they used something better than the standard mysql database hash functions for which there are plenty of complete hash tables which exist for the function....

    --
    We were all warned a long time ago that MS products sucked, remember the Magic 8 Ball said, "Outlook not so good"
  38. Sony cant apologize.... For shit... by Anonymous Coward · · Score: 0

    I don't think "sorry" cuts it TBH... 30 day access to some Sony Services (which are OH SO Secure I am betting) shit isn't good enough and some services that most banks now offer for free anyway..... Way to go for apologizing to your customers.. You know the ones that PAY money for your shit and put you where you are today.....

    Hey Sony, I have an idea, how about you give those 10 million customers Bravia KDL-55XBR8 TV's instead you frakking cheap corporate whores That would REALLY show that you are indeed "Sorry"...

    What utter pricks!!..

    THIS is why I wont buy Sony anymore and why YOU shouldn't as well, they deserve to go under for this.

  39. Question to Sony. by Montezumaa · · Score: 1

    I would like to know why I, as a customer of Sony's, an owner of a PS3, and a PSN user, why I have not received an email to notify me of this breach. I have had to read about it on various news websites, but I have not received any information from Sony. This does not place Sony in a good light.

    Data has probably been stolen, including, but not limited to, my name, date of birth, credit card information, and other various data, but Sony has not warned me directly about this. Sony cannot rely on me to hear about this from a third-party, as it is not a third-party's responsibility to warn me. This just shows me to forget dealing with Sony from this point forward.

    I can no longer trust Sony to do the right thing, so I will no longer spend money on Sony's products. That may or may not be to my detriment, as Sony might produce something that ends up being a really great product. Sadly, I will never know it.

    I have a PS3, including my PSN account, and a lot of games that I am looking to sell. Actually, I have a few PS3s to sell, but whatever. I also have some video cameras, and many other devices that I must sell. Hopefully, I will be able to dump this stuff quickly.

    Shame on Sony.

    1. Re:Question to Sony. by tibit · · Score: 2

      I have had data breaches happen to my personal data multiple times at a big-ten school in the U.S., *and* at a big-ten school's medical center. There was always a press release, then a delay of a couple of days, then an personalized email with link & pin to start a year's worth of service with some credit protection service provider.

      --
      A successful API design takes a mixture of software design and pedagogy.
  40. Sooo.... by Anonymous Coward · · Score: 0

    10 million of the 75 million users have actually submitted credit card information? DLC market fail.

  41. Credit Protection, hmm by tibit · · Score: 1

    I wonder if some of those attacks aren't covertly orchestrated by the very credit protection companies. Here's how it typically goes:

    1. security breach at company X
    2. company X realizes they are in deep shit
    3. company X's legal team informs them that it'd "help" to preemptively protect the customers
    4. company X buys credit protection services for a year for all of its customers in a deal with company C
    5. company X issues a press release disclosing the breach
    6. company X's customers are soon individually emailed with the disclosure, worded in a worry-free tone, with a link and a password/PIN needed to start service with company C

    Company C has plenty all the motive needed to instigate the whole thing.

    --
    A successful API design takes a mixture of software design and pedagogy.
  42. Stopped buying Sony after rootkit by tekrat · · Score: 1

    I stopped buying Sony products after the "rootkit" incident. trust me when I say that I don't feel that I've missed out on anything by not buying Sony. In fact, I feel like I've gained because I stop myself from getting, what ultimately turns out to be useless junk.

    I'm not wasting my money with HD tv and it's associated Blu-Ray crap. I'm not even home enough to justify it. My last TV was given to me (although it is a Sony), as a friend bought a new TV.

    The money I would have spent on home theater crap or videogames has instead been spent on a motorcycle, which has given me much more than any videogame or movie. As a bonus, I'm saving gas commuting to work compared to driving the car. And I'll get years more out of the car by not driving it every day.

    --
    If telephones are outlawed, then only outlaws will have telephones.
  43. Sony officially changes name to 'Sorry' by tekrat · · Score: 1

    So they can apologize in advance for their next fuckup.

    Because you *know* it's coming. I mean their entire corporate culture is about how they can screw their customers. They cannot change. From the MP3 player that wouldn't play MP3's to the rootkit to this, it's just once thing after another. They just say 'sorry' and then move on to do it all over again to their customers.

    And you idiots that buy their shit are stupid for doing so. You'd think *you* would learn not to trust these pricks, but, whatever. It's your money. Throw it out the window if you like.

    --
    If telephones are outlawed, then only outlaws will have telephones.
  44. Temporary Credit Card Number by bobvious · · Score: 1

    This is precisely why I use temporary credit card numbers. BOA has this, not that I like dealing with them, but I don't know who else does.

  45. I know why they were exposed by u-235-sentinel · · Score: 1

    It's because they didn't upgrade to Windows 7 yet isn't it :-)

    http://it.slashdot.org/story/11/05/02/0055250/NSA-Advises-Upgrade-To-Windows-7

    You knew that was coming right ;-)

    --
    Has Comcast disconnected your Internet account? Same here. You can read about it at http://comcastissue.blogspot.com
  46. just let us play games without psn by cheekyboy · · Score: 1

    God sony, let us play the damn online games without buying shit and having ability to do any transactions.

    Just enable the game play part.

    --
    Liberty freedom are no1, not dicks in suits.
  47. Having Your Credit Card Number Stolen Isn't So Bad by Slashdot+Parent · · Score: 1

    I know this is beating a dead horse... but the core problem here isn't Sony's epic failure... it's that the credit system is so broken that this information that was stolen is enough to seriously fuck with someones life.

    Stealing a credit card number was never sufficient to seriously fuck with someone's life. US credit card holders are limited by federal law to only $50 worth of liability for unauthorized transactions. Most credit card issuers won't even make the card holder liable for the $50, since that would be hugely bad PR for a small amount of money.

    Indeed, my credit card information was compromised in the Monoprice breach last year. Visa saw a few suspicious transactions on my account, shut it down, and called me to let me know what happened. They had already reversed the charges and were sending me a replacement card. The only disruption to my life was having to use a different credit card for a few days.

    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  48. Re:Having Your Credit Card Number Stolen Isn't So by Anrego · · Score: 1

    The credit card is an easy fix, yes... usually they catch it and even if they don't they'll reverse it.

    It's when those transactions make it into your credit report that the nightmare begins. You don't have to spend too much time asking around to find horror stories.

    The big risk is in my opinion, to people who don't really need credit at the moment. The people who in 3 years when they go to buy a house find out their credit rating is in the toilet despite never being in debt. This is the part of the system that's fucked up. We need heavy regulation on credit reporting.

  49. Re:Having Your Credit Card Number Stolen Isn't So by Slashdot+Parent · · Score: 1

    The credit card is an easy fix, yes... usually they catch it and even if they don't they'll reverse it.

    It's when those transactions make it into your credit report that the nightmare begins. You don't have to spend too much time asking around to find horror stories.

    Well, yes, you are responsible for looking at your own credit card statements, and alerting your credit card issuer to any unauthorized transactions.

    The big risk is in my opinion, to people who don't really need credit at the moment. The people who in 3 years when they go to buy a house find out their credit rating is in the toilet despite never being in debt. This is the part of the system that's fucked up. We need heavy regulation on credit reporting.

    You know what? You're right. We definitely need some heavy regulation on credit reporting. We could call it something like the Fair Credit Reporting Act. And while we're at it, we could regulate those nasty collection agencies and debt collectors. We could call that regulation the Fair Debt Collection Practices Act. Lastly, we wouldn't want consumers to be unprotected from billing errors and unauthorized transactions on their credit cards. I hereby propose we regulate that as well. We could be original and call it the Fair Credit Billing Act.

    Unfortunately, a lot of people don't know their rights and responsibilities under the law. Indeed, it would seem that some people aren't even aware of their existence. Reading up on them is definitely not a bad idea if you use credit in the US.

    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  50. Re:Having Your Credit Card Number Stolen Isn't So by Anrego · · Score: 1

    For the record, I'm Canadian!

    And from the stories (admittedly not first hand experience) I've heard, those laws arn't really doing much down there.

  51. Re:Having Your Credit Card Number Stolen Isn't So by Slashdot+Parent · · Score: 1

    For the record, I'm Canadian!

    Well, fair enough. However, I would assume that you have some similar type of consumer protection up there.

    And from the stories (admittedly not first hand experience) I've heard, those laws arn't really doing much down there.

    Naturally, you're only going to hear the horror stories. People don't tend to whine when the system works as intended. Could it be better? I believe it could. But at the same time, it still works pretty well as long as you act to protect your rights.

    I've had my personal information leaked, and people have opened fraudulent accounts in my name. It was a nuisance, but not much more than that. Obviously I'd rather we change the system so that our Social Security Numbers aren't treated as some sort of shared secret, since they're not so secret. In the meantime, we have clunky but sufficiently effective laws in place that let us clean up the mess.

    --
    They don't grade fathers, but if your daughter's a stripper, you fucked up. --Chris Rock
  52. no idea by xucrystal2011 · · Score: 0

    I am bad in computer,so now I have no idea yet. scarpehogan