Simply make the loans Federal and prorate the payback based on grades and productivity. Get it done well (3.8+) and on schedule (4-years) and it's a freebie. Be a slacker or partier for the a few years and it's on you.
Agreed. I don't understand how a pilot like can provide any valuable data. It has to be done in complete isolation to emulate the effects of 'universal'. No outside sources for products or services. I suspect the then the UBI's value would be close to 0.
I think the infotainment system is less relevant than the need for electronic driven controls like throttle, braking and steering. At the very least is should significantly reduce cost of implementation.
For the purchaser this is trivial, for the seller this is a major and possibly decisive burden. Example: More than 50% of Amazon sales are not from Amazon but from resellers like my spouse. If every state adopts something like this then she may have to start filing tax returns in every state she sell something in, which most of them. Right now she generates enough to make it worthwhile. If she has to spend countless hours and $$ figuring out 35-40 different tax rules or paying someone else for the service she may be forced to 'close up shop'. Sucks but such is business I suppose.
The local Walmart's card slide reader won't even read the strip on chipped cards. They only work in the chip slot. I don't know if the teller has some sort of override available, maybe.
If it's at Wally World it will be everywhere eventually.
FAIL: Read the EULA, you don't even own the pictures you post. This has nothing to do with your privacy settings. Outside companies aren't getting access to your facebook page or postings directly. Facebook collects, compiles and sells to whoever is paying. They don't even have to give the data directly, that's worth to much money. Just postulating here, but in this case I could see the Credit Companies providing an algorithm for Facebook to run against the data and it could simply provide a return code between 1 and 100, which in turn could be used as a +/- against your FICO. No laws broken because no personal data was exchanged.
You did get to sign up for FREE didn't you? Page ads aren't what makes FB a multi-billion dollar company.
For a price Facebook and any other online, gps, browsing, cookie monster.......whatever kinda data collecting company would gladly cough up the needed info. This is about data mining not page scraping and your privacy settings are therefore irrelevant. Read the ever changing EULAs we agree to for every site/service we sign up for, especially the "FREE" ones.
It's been said a million times but bares repeating over and over still. "You are not a customer, you are a commodity". Banks, Insurance companies, employers and so many more that fork over the $$$ are the customers.
I think it is more of a "slippery slope" issue than just the current plan outlined in this article. What's to stop companies from using your browsing history, gps history and/or the people you hang out with (recurrence of proximity to other tracking sources) to "tweak" your FICO, new or not? The list of sources and calculated outcome impacts are endless.
If protections aren't put in place we need to think about every online act (and we are always online in some way), past and present and how it will impact your unknown future plans. If the banks want this info you know the insurance companies want it too. Imagine auto insurance premiums impacted by how often and/or well you play GTA, or Health premiums impacted by who you hung out with a few too many times as a teen.
It all hurts my head!!! (Crap, that probably affected my rates).
"like they have some fort of god-given right to make a profit"......Wow!!!!! So you go to work every day with no expectation of profit? Without profit their existence would be pointless.
"The two men, Ulrich Hackenberg, Audi’s chief engineer, and Wolfgang Hatz, developer of Porsche’s Formula One and Le Mans racing engines, were among the engineers suspended in the investigation of the emissions cheating scandal"
I doubt these gents have been software engineers for a long time.
BMW: "15 seconds before the crash we relinquished control, it wasn't our fault." Google: "According to paragraph 12, section III of the EULA we relinquished control when you took ownership, it wasn't our fault."
That is to simplistic when applied outside of blue collar space. In IT you can have 4 developers that all put in the same amount of work (8 to 5) but have completely different knowledge sets. Hence the reason for salary ranges.
It is drawn by the underwriters of the drivers insurance company. If they can figure a way not to pay they will take it. If there is even a hint of a possibility that the event is commercial and the driver hasn't invested in commercial insurance then your friend is SOL if injured. Say the right words or wrong words in a police report and it's done.
A few years ago I was hit by a 2x4 that flew off of a van. The driver of the van mentioned to the officer that he had just left a house he was painting and forgot to remove the board from the top of the van. His insurance company called me a few days later to tell me that his personal auto insurance wasn't going to cover me since he was obviously using the van for work and didn't have commercial insurance. I slip of his tongue, and I was screwed. Yes my uninsured coverage kicked in this case but that wouldn't be an Uber option.
I guess your one friend could sue your the other friend to cover the health deductible if needed but that'd be uncomfortable for all 3 of you.
I'm amazed at the nonsense posted here. It's like seeing Klansman claim that if they burn enough crosses and hold enough marches "them **** will learn their place!" It's foolish and counterproductive. (Unless, of course, your real goal is to further oppress them. Hmmm...)
So, if I understanding what you're saying then everything would work out for the better if we all join in and stand around the burning cross singing Kumbaya? I think you group associations are ass backwards. The Cartoonists are the oppressed, terrorists are the oppressors.
Seems inevitable to me that the number of those that will self-diagnose and even attempt self-remedy whenever possible is on the rise. High deductible plans are becoming the norm.
I wonder how many are labeled as hypochondriacs who are really financially forced to make best guesses via whatever online resource(s) and experiment with homeopathic solutions? Yes there are plenty of true hypos out there, but besides those.....I wonder!
It is about the 2 new refrigerators you will have to choose from when the need arises. Will you be willing to anti up for the model without adverts, even though it might cost you twice as much? Some undoubtedly will but I'm willing to bet that the majority will opt for more features or the cheaper price, feeling like they are getting more for the money.
We talk a lot about privacy on/. but ultimately is has a price and most are willing to sell it to the highest bidder. (eg. Facebook, your access to it is far from free).
It's more about being able to work all the time. At home, at the mall, at gramma's house or on the way to and from any where. Just run out to the car (loosely termed) and get to it. The office is always with you.
The only word that comes to mind for me is "Depressing".
I recall empty seats in some university level tech classes while some were told the class was full. Apparently the empty seats were for non-attending (non-registered) minorities.
So not only are minorities not taking advantage of the education available, but they are interfering with the education of those that want to be there.
Slashdot Mirror
Simply make the loans Federal and prorate the payback based on grades and productivity. Get it done well (3.8+) and on schedule (4-years) and it's a freebie. Be a slacker or partier for the a few years and it's on you.
Taxpayers and society win both ways.
Agreed. I don't understand how a pilot like can provide any valuable data. It has to be done in complete isolation to emulate the effects of 'universal'. No outside sources for products or services. I suspect the then the UBI's value would be close to 0.
I think the infotainment system is less relevant than the need for electronic driven controls like throttle, braking and steering. At the very least is should significantly reduce cost of implementation.
Googletube is the knower of all, why read a "Manual" when you can watch one. https://www.youtube.com/watch?...
For the purchaser this is trivial, for the seller this is a major and possibly decisive burden. Example: More than 50% of Amazon sales are not from Amazon but from resellers like my spouse. If every state adopts something like this then she may have to start filing tax returns in every state she sell something in, which most of them. Right now she generates enough to make it worthwhile. If she has to spend countless hours and $$ figuring out 35-40 different tax rules or paying someone else for the service she may be forced to 'close up shop'. Sucks but such is business I suppose.
I did.....so I moved to Tennessee. The math doesn't work like you think it does.
The local Walmart's card slide reader won't even read the strip on chipped cards. They only work in the chip slot. I don't know if the teller has some sort of override available, maybe.
If it's at Wally World it will be everywhere eventually.
FAIL: Read the EULA, you don't even own the pictures you post. This has nothing to do with your privacy settings. Outside companies aren't getting access to your facebook page or postings directly. Facebook collects, compiles and sells to whoever is paying. They don't even have to give the data directly, that's worth to much money. Just postulating here, but in this case I could see the Credit Companies providing an algorithm for Facebook to run against the data and it could simply provide a return code between 1 and 100, which in turn could be used as a +/- against your FICO. No laws broken because no personal data was exchanged.
You did get to sign up for FREE didn't you? Page ads aren't what makes FB a multi-billion dollar company.
For a price Facebook and any other online, gps, browsing, cookie monster.......whatever kinda data collecting company would gladly cough up the needed info. This is about data mining not page scraping and your privacy settings are therefore irrelevant. Read the ever changing EULAs we agree to for every site/service we sign up for, especially the "FREE" ones.
It's been said a million times but bares repeating over and over still. "You are not a customer, you are a commodity". Banks, Insurance companies, employers and so many more that fork over the $$$ are the customers.
I think it is more of a "slippery slope" issue than just the current plan outlined in this article. What's to stop companies from using your browsing history, gps history and/or the people you hang out with (recurrence of proximity to other tracking sources) to "tweak" your FICO, new or not? The list of sources and calculated outcome impacts are endless.
If protections aren't put in place we need to think about every online act (and we are always online in some way), past and present and how it will impact your unknown future plans. If the banks want this info you know the insurance companies want it too. Imagine auto insurance premiums impacted by how often and/or well you play GTA, or Health premiums impacted by who you hung out with a few too many times as a teen.
It all hurts my head!!! (Crap, that probably affected my rates).
"like they have some fort of god-given right to make a profit"......Wow!!!!! So you go to work every day with no expectation of profit? Without profit their existence would be pointless.
Insightful? Wow this a messed up crowd.
Assume much? When you're an Engineering Company I think the title of Engineer goes a little higher up the chain than a peon developer.
http://www.wsj.com/articles/vw...
Think a little bigger:
"The two men, Ulrich Hackenberg, Audi’s chief engineer, and Wolfgang Hatz, developer of Porsche’s Formula One and Le Mans racing engines, were among the engineers suspended in the investigation of the emissions cheating scandal"
I doubt these gents have been software engineers for a long time.
Source: http://www.wsj.com/articles/vw...
BMW: "15 seconds before the crash we relinquished control, it wasn't our fault."
Google: "According to paragraph 12, section III of the EULA we relinquished control when you took ownership, it wasn't our fault."
That is to simplistic when applied outside of blue collar space. In IT you can have 4 developers that all put in the same amount of work (8 to 5) but have completely different knowledge sets. Hence the reason for salary ranges.
GET OFF MY PLANET. Quit telling me what to do.
Most medical systems says I can spend your tax dollars however the hell I want and the most polls say you like it, so get over it.
The last thing the American healthcare industry could afford would be a cure for cancer.
Where does the line get drawn?
It is drawn by the underwriters of the drivers insurance company. If they can figure a way not to pay they will take it. If there is even a hint of a possibility that the event is commercial and the driver hasn't invested in commercial insurance then your friend is SOL if injured. Say the right words or wrong words in a police report and it's done.
A few years ago I was hit by a 2x4 that flew off of a van. The driver of the van mentioned to the officer that he had just left a house he was painting and forgot to remove the board from the top of the van. His insurance company called me a few days later to tell me that his personal auto insurance wasn't going to cover me since he was obviously using the van for work and didn't have commercial insurance. I slip of his tongue, and I was screwed. Yes my uninsured coverage kicked in this case but that wouldn't be an Uber option.
I guess your one friend could sue your the other friend to cover the health deductible if needed but that'd be uncomfortable for all 3 of you.
I'm amazed at the nonsense posted here. It's like seeing Klansman claim that if they burn enough crosses and hold enough marches "them **** will learn their place!" It's foolish and counterproductive. (Unless, of course, your real goal is to further oppress them. Hmmm...)
So, if I understanding what you're saying then everything would work out for the better if we all join in and stand around the burning cross singing Kumbaya? I think you group associations are ass backwards. The Cartoonists are the oppressed, terrorists are the oppressors.
you keep your sticky lips to yourself, bud!
Pretty sure Berkshire Hathaway (BNSF Railway) is dancing a little jig today as well.
Seems inevitable to me that the number of those that will self-diagnose and even attempt self-remedy whenever possible is on the rise. High deductible plans are becoming the norm.
I wonder how many are labeled as hypochondriacs who are really financially forced to make best guesses via whatever online resource(s) and experiment with homeopathic solutions? Yes there are plenty of true hypos out there, but besides those.....I wonder!
It is about the 2 new refrigerators you will have to choose from when the need arises. Will you be willing to anti up for the model without adverts, even though it might cost you twice as much? Some undoubtedly will but I'm willing to bet that the majority will opt for more features or the cheaper price, feeling like they are getting more for the money.
We talk a lot about privacy on /. but ultimately is has a price and most are willing to sell it to the highest bidder. (eg. Facebook, your access to it is far from free).
It's more about being able to work all the time. At home, at the mall, at gramma's house or on the way to and from any where. Just run out to the car (loosely termed) and get to it. The office is always with you.
The only word that comes to mind for me is "Depressing".
I recall empty seats in some university level tech classes while some were told the class was full. Apparently the empty seats were for non-attending (non-registered) minorities.
So not only are minorities not taking advantage of the education available, but they are interfering with the education of those that want to be there.