Let's see. You have a PHD and you don't have a chance of understanding that an ARM mortgage will bite you in the ass financially when interest rates rise, if you're left to your own devices.
We didn't get an ARM. We insisted on a flat-rate mortgage, to be held by the institution from which I received it for the length of the loan. We put down 20 percent. We have not missed a pyament; in fact, we are making overpayments (towards principal). Besides the house, we have no debts outstanding.
None of that means that I can personally parse the agreement I signed. We had to rely purely on the honesty of the credit union representative and our realtor throughout the whole process. They could, for all I know, show up tomorrow and tell us that our agreement says we have to move out and wander the streets, a pitiful subset of our belongings in a stolen shopping cart. Do I think that likely? No. But let us remember, the various native tribes also signed agreements, relying on the honesty of the other party. Look at their housing situation.
I'll bet you're a liberal or progressive and think debt can do our country no real economic harm, and that the government can spend us out of a depression too.
It was the last administration who had a vice president who said OUT LOUD "Deficits don't matter." That and the ability to compare the debt uptake between the administrations of the two parties in the modern era is indicative of why I, as a deficit hawk, vote the way I do.
And since you mention it, only the government can spend us out of a depression, because in a depression the commercial paper market has become completely dysfunctional. That speaks not at all to the issue of structural deficits.
You hear that, America? If you're dumber than Ogive17, you can starve in the streets like a dog!
Seriously, I have a science PhD and I could no more read my mortgage agreement than I could the Sanskrit subtitles of HMS Pinafore. When the person you rely on to parse your mortgage agreement have every incentive to selectively edit their comments (i.e., LIE) to you (because hey, not only is it not their money, it's not even their *bank*s money once it goes into a CDO), it's YOUR fault.
I've seen more than enough bad science and outright anti-scientific posts here at Slashdot; I can't imagine how depressed — and depressing — the numbers must be among the general populus.
Luckily it's Friday afternoon, and the bar is close by.
I find your sympathy and compassion admirable, good sir. Basically your argument amounts to, "I don't like it, so she can suck it."
I wish I had remembered this last night when I wrote my original post, but consider this: The sequel that so offended the senses of the late Margaret Mitchell? The sequel was authorized *by her estate*.
Why should I extend any more sympathy than did the protectors of her legacy?
If 14 years was considered an adequate amount of time to capitalize on an idea back then, before the days of speedy digital distribution (and speedy analog distribution!), why is it so long now?
Because corporations never die and they have a lot of money to spend indirectly on political campaigns. Oh, and now they can spend it *directly* on political campaigns. Let the kleptocracy be complete!
Most people agree that the original author should have control of his creation.
You say this, and then you follow it up with an example of two authors who died, and are thus bereft of all control over their works. Why should people who did NOT write the works (okay, Christopher Tolkien might be given latitude here) ever be given control over the copyrights, especially in an age where that copyright is becoming ever more perpetual?
Mitchell didn't want a sequel written. Tough. Given her feelings, we can consider her lucky that she didn't live to see it. The Tolkien estate is protecting the legacy of the literature. Good on them. But like the works of literature before them — some of which were the basis of other, later, better works — these works will eventually fall into the public domain, and anyone can do anything with them. I, for one, am not willing to extend copyright until the heat death of the Universe (plus 70 years) to prevent it.
Why do you need to activate it at all? I'm missing something here.
THe only thing you're missing is the good sense to ignore Internet morons who clearly have no idea wtf they are talking about. HINT: If they did, they would have used the word "sync" instead of "activate".
If you're over at my house, and we're playing Scrabble, and you try to fucking play "YouTube", I'm going to punch you straight in the cock.
And I'm going to film it.
And I'm going to upload the clip to YouTube.
It's all about teaching you to understand one function, one algorithm, one technique, etc. Never to understand _why_. It downright sucks, they take all the fun out of a spectacular field.
Anyone who understands math well enough to teach like that knows math well enough to realize that teachers are paid way less than it's worth and switch to engineering.
Since a lot of the dust in a residential home is composed of skin cells, then no, not so much:). In general, interstellar dust is composed of carbon and silicate grains, with sizes on the order of 100 nanometers. Think less "dust" and more "fine soot".
Well, then you can say to him that the Constitution says nothing about the right to own guns. He might be thinking of telling you about the Second Amendment says "...the right to bear arms shall not be infringed", but you could just respond that that is ambiguous, as it doesn't specify whether they mean "arms" as in weapons, or "arms" as in the upper extremities. Maybe Madison was just concerned about the government chopping them off, as he may have heard that they do in Muslim lands. Then perhaps that jagoff will resort to references of those coeval extra-constitutional writings, wherein the phrase "separation of church and state" can also be found.
We didn't get an ARM. We insisted on a flat-rate mortgage, to be held by the institution from which I received it for the length of the loan. We put down 20 percent. We have not missed a pyament; in fact, we are making overpayments (towards principal). Besides the house, we have no debts outstanding.
None of that means that I can personally parse the agreement I signed. We had to rely purely on the honesty of the credit union representative and our realtor throughout the whole process. They could, for all I know, show up tomorrow and tell us that our agreement says we have to move out and wander the streets, a pitiful subset of our belongings in a stolen shopping cart. Do I think that likely? No. But let us remember, the various native tribes also signed agreements, relying on the honesty of the other party. Look at their housing situation.
It was the last administration who had a vice president who said OUT LOUD "Deficits don't matter." That and the ability to compare the debt uptake between the administrations of the two parties in the modern era is indicative of why I, as a deficit hawk, vote the way I do.
And since you mention it, only the government can spend us out of a depression, because in a depression the commercial paper market has become completely dysfunctional. That speaks not at all to the issue of structural deficits.
You hear that, America? If you're dumber than Ogive17, you can starve in the streets like a dog!
Seriously, I have a science PhD and I could no more read my mortgage agreement than I could the Sanskrit subtitles of HMS Pinafore. When the person you rely on to parse your mortgage agreement have every incentive to selectively edit their comments (i.e., LIE) to you (because hey, not only is it not their money, it's not even their *bank*s money once it goes into a CDO), it's YOUR fault.
On FRIDAYS. If you treat a foster child like that you go to jail.
Or the talking heads on a 14 year old news network.
I've seen more than enough bad science and outright anti-scientific posts here at Slashdot; I can't imagine how depressed — and depressing — the numbers must be among the general populus.
Luckily it's Friday afternoon, and the bar is close by.
I wish I had remembered this last night when I wrote my original post, but consider this: The sequel that so offended the senses of the late Margaret Mitchell? The sequel was authorized *by her estate*.
Why should I extend any more sympathy than did the protectors of her legacy?
Because corporations never die and they have a lot of money to spend indirectly on political campaigns. Oh, and now they can spend it *directly* on political campaigns. Let the kleptocracy be complete!
You say this, and then you follow it up with an example of two authors who died, and are thus bereft of all control over their works. Why should people who did NOT write the works (okay, Christopher Tolkien might be given latitude here) ever be given control over the copyrights, especially in an age where that copyright is becoming ever more perpetual?
Mitchell didn't want a sequel written. Tough. Given her feelings, we can consider her lucky that she didn't live to see it. The Tolkien estate is protecting the legacy of the literature. Good on them. But like the works of literature before them — some of which were the basis of other, later, better works — these works will eventually fall into the public domain, and anyone can do anything with them. I, for one, am not willing to extend copyright until the heat death of the Universe (plus 70 years) to prevent it.
THe only thing you're missing is the good sense to ignore Internet morons who clearly have no idea wtf they are talking about. HINT: If they did, they would have used the word "sync" instead of "activate".
If you're over at my house, and we're playing Scrabble, and you try to fucking play "YouTube", I'm going to punch you straight in the cock.
And I'm going to film it.
And I'm going to upload the clip to YouTube.
So I guess I can look forward to public apologies from all of those Phil Jones bashers...
BWAHAHAHAHAHAHAHAH!!! Look at me, expecting people to do the right thing.
So, since I have no children, am I paying infinite times?
Not that I'm complaining — I'd rather pay more in school taxes now than more in prison taxes later.
Or the more current casting, "We have to torture people to preserve our human rights."
Must be using one of those Texas textbooks.
is that is inspired the creation of Comic Sans.
Enjoy the licking flames of Hell, Robert.
Anyone who understands math well enough to teach like that knows math well enough to realize that teachers are paid way less than it's worth and switch to engineering.
"You'll Never Find" was sung by Lou Rawls, not Barry White. And now they're both dead. I HOPE YOU'RE HAPPY NOW!
So, you got twelve sigma-weeks of statistical training?
Since a lot of the dust in a residential home is composed of skin cells, then no, not so much:). In general, interstellar dust is composed of carbon and silicate grains, with sizes on the order of 100 nanometers. Think less "dust" and more "fine soot".
Rock Lyrics Record Labeling Skip to Zappa at about 80 min, and hate the RIAA all over again.
Except that Germany declared war on the United States the following week. And IRaq declared war on the US when..?
They get 100 percent support from me to follow that example, seeing how Jackson was shot and killed by his own troops.
Speaking from personal experience let me say that yes, education in Texas is substandard. Unless that standard is Mississippi.
Well, then you can say to him that the Constitution says nothing about the right to own guns. He might be thinking of telling you about the Second Amendment says "...the right to bear arms shall not be infringed", but you could just respond that that is ambiguous, as it doesn't specify whether they mean "arms" as in weapons, or "arms" as in the upper extremities. Maybe Madison was just concerned about the government chopping them off, as he may have heard that they do in Muslim lands. Then perhaps that jagoff will resort to references of those coeval extra-constitutional writings, wherein the phrase "separation of church and state" can also be found.
Ah, the joys of willful ignorance.
Except the ability to create and edit iWork documents, at small additional expense.