The person is committing credit card fraud, and IF he pulls one over on you, all MC/VS is saying is "look, it's not the issuing bank's fault, and it's not the customer's fault. We weren't told this was a stolen card until 2 days later...and you could check if it was him. Did you get a signature? Did you verify it's the same as that on the back of the card...etc"
If someone gives you counterfeit/stolen bills you don't go "damn that US currency! If only it wasn't a monopoly!" It's not MC/VS fault this happened with the card. The only person that can check the signature is you. If it doesn't match up, void the transaction and ask for another form of payment. If they give you stolen money to pay for that big screen tv, that'll be taken back for the original owner too!
It's up to the merchant at that point to follow up against the person that commited fraud against them. It's not the cardholder or the currency maker (MC/VS in this case) fault.
Truth is, if that happened, Visa/Mastercard would be among the first to come up with an alternative because it'd be in their best interest to do so
The alternative is to verify the address/zip info and Mastercard Secure Code or Verified by Visa. The card code on the back of the card as well. I agree that ecommerce/moto transactions put a lot of the risk on the merchant, but it's the nature of the environment you're in.
..And the issuing bank for that MC/VS card is somehow able to know automagically the moment someone's card goes missing? Your merchant processing agreement (MPA for those in the industry, the thing you sign to establish a cc processing acct) clearly states you take responsibility. An authorization is saying that there is enough money on the card - NOT that the person in front of you is who they say they are. That's why industry best practices are to verify the signature on the back when it's retail, check address if moto/ecomm, and check CVV if ecomm. If the signature looks iffy, the address or Card code is incorrect, you are to void the transaction and DENY that form of payment - That you don't is you taking risk onto yourself. And if it's credit card fraud, you were ripped off, that's not the bank's fault.
[sarcasm] But don't listen to me, I don't work in the Credit Card Processing industry or anything. [/sarcasm]
So that you're aware, that would be against their credit card processing agreement. They could technically lose the ability to process credit cards by charging more for a credit card transaction than (say...) a cash transaction if it was proven that's what they were doing.
"...the convenience is worth it for some..."
How long is it going to take to download a dvd quality movie from this service? and how long will it take me to go to the local used dvd shop? Agreed, if you're in BFE with no way to get to a used dvd shop, it may be useful, but then you wouldn't have the bandwidth to download this in any respectable length of time. It may fit a niche market of people that have broadband but cannot visit a used DVD store of any kind.
"You couldn't backup DVD's for the first few years..."
I'm talking now. DVD's didnt catch on because of backup purposes. I'm not here to explain why DVD's caught on. I'm saying [i]right now[/i] you can backup a dvd. You can't with this service.
The main issue though is the second topic: "..can't play in normal dvd players..." you say "lots" of people already watch TV on their computers. "Lots" perhaps is correct, but I sincerely doubt a good percentage of people that watch television watch it on their PCs. They watch their shows and movies and series on their televisions.
As for the Mac/linux rant I didn't bring that into it, but if you like read on: This goes back to the "can't play in normal dvd players" argument. They're making media proprietary to their OS to attempt to secure a monopoly in another business area. That sounds like abusing a monopoly to me, IANAL. People are used to being able to watch a movie in the living room, let the kids watch it in their room, move it into the bedroom and watch it in the master bedroom while they fall asleep. They don't like not being able to because of some (now arbitrary) rules.
More expensive than other legal methods (just buying the dvd used), with more limitations (can't backup, can't play in normal dvd players). I can't understand why it won't do well!?
On a more serious note, I don't think 10 hour FPS fragfests for one game is the best idea. Unless you're part of a clan, you're going to have people that just can't dedicate that amount of time to one game and are going to be coming on/off too much to feel like a real team.
In addition to what mdmicman has to say with regards to not having a bulge of electronics in the pocket, I'd love my entire phone to be voice activated on a headset that hangs on my ear along the lines of those sleek bluetooth headsets today. I don't think it's too much to ask. I already have a voice activated phone, it just needs to lose some bulk (which admittedly is mostly the battery)
While everyone is adding PDA and MP3 player functionality to their cell phones, I'm still just wanting the big 3: Reception, Battery Life, Weight. Keep the reception good, the battery life as long as possible and the weight low enough and I'll want it. I very rarely use my PDA and my MP3 player get little to no use as is. Integrating them into a cell phone to make it more expensive to lose doesn't gain me anything.
So frustrated with this lack of willingness on the part of accredited personnel to go on the record, McCarthy said that six months ago his company was just about ready to give up the project. In his view, getting credible scientific confirmation of the technology is foremost.
You're sitting on a perpetual motion machine and you decide "ah...it's too much effort to validate my claims! I'll just scrap the project!" Erm, no. You'd set up your business/home office/manufacturing plant to use that as it's primary means of power and peer-review-be-damned, sell it on a website until it catches on that holy crap it works.
Now granted, the site might be sensationalist; I see no reason to market this item in this way, however. If it works, and is reviewed by one person with a shred of accountability that says so, it's going to sell immediately and well (regardless of the price).
"A man's ethical behavior should be based effectually on sympathy, education, and social ties; no religious basis is necessary. Man would indeeded be in a poor way if he had to be restrained by fear of punishment and hope of reward after death." --Einstein, Albert
Does anyone have an example of a link that shows this? I've tried googling IBM, business, computer...I cant find where this mythical phone icon is I should be looking for.
So I just signed up; How long does it take a new article to show up with this personalized Google thing? Because it's still showing the "sith" article as newest...
I dont know what's more ironic, that someone on slashdot considers astroglide the perfect liquid or that he got modded Offtopic when suggesting that it is. (or someone joking about it in response...)
I work in an area where I need to explain MasterCard and Visa Credit Card Processing. MC&VS regulations say the signature has to match what the issuing credit card bank has on file (which is why you are supposed to sign as soon as you get your card). The whole idea is that not everyone knows what a valid ID looks like- And almost everyone and their mother can make a fake ID. If the signature does not match what is on file at the issuing bank, and the credit card holder disputes that charge the merchant loses that money, but the cardholder shouldnt be held liable.
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The person is committing credit card fraud, and IF he pulls one over on you, all MC/VS is saying is "look, it's not the issuing bank's fault, and it's not the customer's fault. We weren't told this was a stolen card until 2 days later...and you could check if it was him. Did you get a signature? Did you verify it's the same as that on the back of the card...etc"
If someone gives you counterfeit/stolen bills you don't go "damn that US currency! If only it wasn't a monopoly!" It's not MC/VS fault this happened with the card. The only person that can check the signature is you. If it doesn't match up, void the transaction and ask for another form of payment. If they give you stolen money to pay for that big screen tv, that'll be taken back for the original owner too!
It's up to the merchant at that point to follow up against the person that commited fraud against them. It's not the cardholder or the currency maker (MC/VS in this case) fault.
Truth is, if that happened, Visa/Mastercard would be among the first to come up with an alternative because it'd be in their best interest to do so The alternative is to verify the address/zip info and Mastercard Secure Code or Verified by Visa. The card code on the back of the card as well. I agree that ecommerce/moto transactions put a lot of the risk on the merchant, but it's the nature of the environment you're in.
..And the issuing bank for that MC/VS card is somehow able to know automagically the moment someone's card goes missing? Your merchant processing agreement (MPA for those in the industry, the thing you sign to establish a cc processing acct) clearly states you take responsibility. An authorization is saying that there is enough money on the card - NOT that the person in front of you is who they say they are. That's why industry best practices are to verify the signature on the back when it's retail, check address if moto/ecomm, and check CVV if ecomm. If the signature looks iffy, the address or Card code is incorrect, you are to void the transaction and DENY that form of payment - That you don't is you taking risk onto yourself. And if it's credit card fraud, you were ripped off, that's not the bank's fault.
[sarcasm]
But don't listen to me, I don't work in the Credit Card Processing industry or anything.
[/sarcasm]
So that you're aware, that would be against their credit card processing agreement. They could technically lose the ability to process credit cards by charging more for a credit card transaction than (say...) a cash transaction if it was proven that's what they were doing.
They're called "terminals" and you're thinking of Verifone. =P
Plays for Sure = Plays maybe. Gotta love it.
"...the convenience is worth it for some..." How long is it going to take to download a dvd quality movie from this service? and how long will it take me to go to the local used dvd shop? Agreed, if you're in BFE with no way to get to a used dvd shop, it may be useful, but then you wouldn't have the bandwidth to download this in any respectable length of time. It may fit a niche market of people that have broadband but cannot visit a used DVD store of any kind. "You couldn't backup DVD's for the first few years..." I'm talking now. DVD's didnt catch on because of backup purposes. I'm not here to explain why DVD's caught on. I'm saying [i]right now[/i] you can backup a dvd. You can't with this service. The main issue though is the second topic: "..can't play in normal dvd players..." you say "lots" of people already watch TV on their computers. "Lots" perhaps is correct, but I sincerely doubt a good percentage of people that watch television watch it on their PCs. They watch their shows and movies and series on their televisions. As for the Mac/linux rant I didn't bring that into it, but if you like read on: This goes back to the "can't play in normal dvd players" argument. They're making media proprietary to their OS to attempt to secure a monopoly in another business area. That sounds like abusing a monopoly to me, IANAL. People are used to being able to watch a movie in the living room, let the kids watch it in their room, move it into the bedroom and watch it in the master bedroom while they fall asleep. They don't like not being able to because of some (now arbitrary) rules.
More expensive than other legal methods (just buying the dvd used), with more limitations (can't backup, can't play in normal dvd players). I can't understand why it won't do well!?
You only look like a lunatic til it becomes mainstream. (Feel free to quote me on that)
On a more serious note, I don't think 10 hour FPS fragfests for one game is the best idea. Unless you're part of a clan, you're going to have people that just can't dedicate that amount of time to one game and are going to be coming on/off too much to feel like a real team.
My attention span doesn't last tha....OHH! SHINY!
In addition to what mdmicman has to say with regards to not having a bulge of electronics in the pocket, I'd love my entire phone to be voice activated on a headset that hangs on my ear along the lines of those sleek bluetooth headsets today. I don't think it's too much to ask. I already have a voice activated phone, it just needs to lose some bulk (which admittedly is mostly the battery)
While everyone is adding PDA and MP3 player functionality to their cell phones, I'm still just wanting the big 3: Reception, Battery Life, Weight. Keep the reception good, the battery life as long as possible and the weight low enough and I'll want it. I very rarely use my PDA and my MP3 player get little to no use as is. Integrating them into a cell phone to make it more expensive to lose doesn't gain me anything.
You're sitting on a perpetual motion machine and you decide "ah...it's too much effort to validate my claims! I'll just scrap the project!" Erm, no. You'd set up your business/home office/manufacturing plant to use that as it's primary means of power and peer-review-be-damned, sell it on a website until it catches on that holy crap it works.
Now granted, the site might be sensationalist; I see no reason to market this item in this way, however. If it works, and is reviewed by one person with a shred of accountability that says so, it's going to sell immediately and well (regardless of the price).
"stopped reading?" you must be new here
"A man's ethical behavior should be based effectually on sympathy, education, and social ties; no religious basis is necessary. Man would indeeded be in a poor way if he had to be restrained by fear of punishment and hope of reward after death." --Einstein, Albert
Does anyone have an example of a link that shows this? I've tried googling IBM, business, computer...I cant find where this mythical phone icon is I should be looking for.
I'm blonde and bought, you insensitive clod!
So I just signed up; How long does it take a new article to show up with this personalized Google thing? Because it's still showing the "sith" article as newest...
I dont know what's more ironic, that someone on slashdot considers astroglide the perfect liquid or that he got modded Offtopic when suggesting that it is. (or someone joking about it in response...)
Stickem up! Gimmie your cash! Now! Oh and I'll take that Nice RIGHT HAND too.
In Soviet Russia, YOU eat the T-Rex!
I work in an area where I need to explain MasterCard and Visa Credit Card Processing. MC&VS regulations say the signature has to match what the issuing credit card bank has on file (which is why you are supposed to sign as soon as you get your card). The whole idea is that not everyone knows what a valid ID looks like- And almost everyone and their mother can make a fake ID. If the signature does not match what is on file at the issuing bank, and the credit card holder disputes that charge the merchant loses that money, but the cardholder shouldnt be held liable.
If there was no rational basis for this verdict, why didnt the judge throw out the case to begin with as opposed to after the verdict was given?
I dont understand. how can it be "in the same 3d space"? same space in relation to what? ourselves? Arent we always?